Compare mortgages with offset accounts

Find home loans from a wide range of Australian lenders that best suit your needs, whether you're investing, refinancing or looking to buy your first home. Compare interest rates, mortgage repayments, fees and more. - Data last updated on 22 Jun 2018

Compare mortgages with offset accounts

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Low Rate Home Loan with Offset (Principal and Interest) (LVR < 80%)
Advertised rate
3.64%
Variable
Comparison rate*
3.67%
Monthly repayment
$1,142
Real Time Rating™

4.66 / 5

Compare
Premier Standard Variable Home LoanSpecialAvailable on new Premier home loan borrowings from $50,000 when applying by 31 July 2018
Advertised rate
3.69%
Variable
Comparison rate*
3.70%
Monthly repayment
$1,149
Real Time Rating™

4.43 / 5

Compare
Special Low Variable Rate Home Loan (LVR < 80%)
Advertised rate
3.79%
Variable
Comparison rate*
3.79%
Monthly repayment
$1,163
Real Time Rating™

4.29 / 5

Compare
Low Rate Home Loan with Offset (Principal and Interest) (LVR 80%-90%)
Advertised rate
3.84%
Variable
Comparison rate*
3.87%
Monthly repayment
$1,171
Real Time Rating™

4.44 / 5

Compare
Rate Buster High Lend Variable Investment Loan (Principal and Interest)CashbackCashback Offer: $750 for loans under $500,000 or $1,500 for loans over $500,000
Advertised rate
3.89%
Variable
Comparison rate*
3.89%
Monthly repayment
$1,178
Real Time Rating™

4.34 / 5

Compare
Liberty Free Home Loan (LVR 60%-70%)
Advertised rate
4.14%
Variable
Comparison rate*
4.15%
Monthly repayment
$1,214
Real Time Rating™

4.06 / 5

Compare
Home Advantage Fixed Home Loan 2 Years
Advertised rate
3.79%
Fixed - 2 years
Comparison rate*
4.25%
Monthly repayment
$1,163
Real Time Rating™

4.17 / 5

Compare
Home Advantage Fixed Home Loan 1 Year
Advertised rate
3.89%
Fixed - 1 year
Comparison rate*
4.26%
Monthly repayment
$1,178
Real Time Rating™

4.12 / 5

Compare
Home Advantage Fixed Home Loan 3 Years
Advertised rate
3.89%
Fixed - 3 years
Comparison rate*
4.26%
Monthly repayment
$1,178
Real Time Rating™

4.12 / 5

Compare
Home Advantage Fixed Home Loan 5 Years
Advertised rate
4.49%
Fixed - 5 years
Comparison rate*
4.51%
Monthly repayment
$1,265
Real Time Rating™

3.36 / 5

Compare
Liberty Star Investment Loan (LVR < 60%)
Advertised rate
4.24%
Variable
Comparison rate*
4.55%
Monthly repayment
$1,228
Real Time Rating™

3.87 / 5

Compare
Home Advantage Fixed Investment Loan (Principal and Interest) 1 Year
Advertised rate
4.29%
Fixed - 1 year
Comparison rate*
4.57%
Monthly repayment
$1,236
Real Time Rating™

3.83 / 5

Compare
Home Advantage Fixed Investment Loan (Principal and Interest) 2 Years
Advertised rate
4.29%
Fixed - 2 years
Comparison rate*
4.58%
Monthly repayment
$1,236
Real Time Rating™

3.81 / 5

Compare
Home Advantage Fixed Investment Loan (Principal and Interest) 3 Years
Advertised rate
4.29%
Fixed - 3 years
Comparison rate*
4.59%
Monthly repayment
$1,236
Real Time Rating™

3.78 / 5

Compare
Premium Home Loan Fixed 3 Years (LVR < 80%)SpecialApply for a 3 month break in repayments for environmental upgrades to your home
Advertised rate
4.04%
Fixed - 3 years
Comparison rate*
4.66%
Monthly repayment
$1,199
Real Time Rating™

3.85 / 5

Compare
Premium Home Loan Fixed 2 Years (LVR < 80%)SpecialApply for a 3 month break in repayments for environmental upgrades to your home
Advertised rate
4.09%
Fixed - 2 years
Comparison rate*
4.73%
Monthly repayment
$1,207
Real Time Rating™

3.63 / 5

Compare
Premium Home Loan Fixed 1 Year (LVR < 80%)SpecialApply for a 3 month break in repayments for environmental upgrades to your home
Advertised rate
3.99%
Fixed - 1 year
Comparison rate*
4.78%
Monthly repayment
$1,192
Real Time Rating™

3.46 / 5

Compare
Choice Package Tailored Home Loan (Principal and Interest) ($250k-$750k)
Advertised rate
4.39%
Variable
Comparison rate*
4.78%
Monthly repayment
$1,250
Real Time Rating™

3.76 / 5

Compare
Premier Package Rocket Repay Home Loan (Principal and Interest) ($250k-$500k)RewardsReceive 200,000 Velocity Points when you take out a new home loan under the Premier Advantage Package. Min loan size $250k. Offer is valid for applications submitted and approved before 30 September 2018 and settled by 30 November 2018.
Advertised rate
4.44%
Variable
Comparison rate*
4.82%
Monthly repayment
$1,258
Real Time Rating™

3.76 / 5

Compare
Premium Home LoanSpecialApply for a 3 month break in repayments for environmental upgrades to your home
Advertised rate
4.82%
Variable
Comparison rate*
4.86%
Monthly repayment
$1,315
Real Time Rating™

3.33 / 5

Compare
Home Advantage Fixed Investment Loan (Principal and Interest) 5 Years
Advertised rate
4.99%
Fixed - 5 years
Comparison rate*
4.89%
Monthly repayment
$1,341
Real Time Rating™

2.84 / 5

Compare
Choice Package Tailored Home Loan (Interest Only) ($250k-$750k)
Advertised rate
4.92%
Variable
Comparison rate*
4.96%
Monthly repayment
$1,330
Real Time Rating™

2.77 / 5

Compare
Premium Investment Loan Fixed 3 Years (Principal and Interest)
Advertised rate
4.54%
Fixed - 3 years
Comparison rate*
5.04%
Monthly repayment
$1,273
Real Time Rating™

3.29 / 5

Compare
Premium Investment Loan Fixed 2 Years (Principal and Interest)
Advertised rate
4.34%
Fixed - 2 years
Comparison rate*
5.06%
Monthly repayment
$1,243
Real Time Rating™

3.24 / 5

Compare
Fixed Rate Home Loan 3 Years
Advertised rate
4.14%
Fixed - 3 years
Comparison rate*
5.07%
Monthly repayment
$1,214
Real Time Rating™

3.05 / 5

Compare
Fixed Rate Home Loan 2 Years
Advertised rate
4.04%
Fixed - 2 years
Comparison rate*
5.14%
Monthly repayment
$1,199
Real Time Rating™

2.83 / 5

Compare
Premium Investment Loan Fixed 1 Year (Principal and Interest)
Advertised rate
4.74%
Fixed - 1 year
Comparison rate*
5.17%
Monthly repayment
$1,303
Real Time Rating™

2.91 / 5

Compare
Premium Investment Loan (Principal and Interest)
Advertised rate
5.17%
Variable
Comparison rate*
5.21%
Monthly repayment
$1,368
Real Time Rating™

2.88 / 5

Compare
Tailored Home Loan (Principal and Interest)
Advertised rate
5.24%
Variable
Comparison rate*
5.37%
Monthly repayment
$1,379
Real Time Rating™

2.76 / 5

Compare
Rocket Repay Home Loan (Principal and Interest)
Advertised rate
5.24%
Variable
Comparison rate*
5.38%
Monthly repayment
$1,379
Real Time Rating™

2.89 / 5

Compare
Moneyer - Home Loan Prime (SMSF - Class 1)
Advertised rate
4.99%
Variable
Comparison rate*
5.48%
Monthly repayment
$1,341
Real Time Rating™

2.44 / 5

Compare
Tailored Home Loan (Interest Only)
Advertised rate
5.77%
Variable
Comparison rate*
5.58%
Monthly repayment
$1,462
Real Time Rating™

1.98 / 5

Compare
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Whatever your borrowing needs or financial circumstances, one of the easiest ways to find home loans with offset account to suit you is by using our rate comparison service. By simply entering a few details, including your desired loan amount, the size of your deposit and optimal loan term, you can compare rates from a variety of bank and non-bank lenders.

RateCity's comparison service will help you to compare home loan rates and determine how much your repayments would be on selected loans and how much you would be paying in fees. Find home loans with offset account at RateCity and apply to a mortgage that suits your needs.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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