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One Two

Variable Home Loan

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RateCity Says: Owner occupiers can enjoy a competitive interest rate and avoid upfront and ongoing fees with this variable rate home loan.

Interest Rate

3.09

% p.a

Variable

Comparison Rate*

3.00

% p.a

Maximum LVR
80%
Real Time Rating™

4.07

/ 5
Monthly Repayment

$1,676

based on $350,000 loan amount for 25 years at 3.09%

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Interest Rate

3.09

% p.a

Variable

Comparison Rate*

3.00

% p.a

Maximum LVR
80%
Real Time Rating™

4.07

/ 5
Monthly Repayment

$1,676

based on $350,000 loan amount for 25 years at 3.09%

Go to site
View Now

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,676

based on $350,000 loan amount for 25 years at 3.09%

Quick home loan review

For Variable Home Loan (Principal and Interest)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No upfront or ongoing fees

These are the drawbacks of this home loan.

  • No redraw and no offset
  • Not available for first home buyers
  • No repayment holidays

Home loan overview

For Variable Home Loan (Principal and Interest)

Details

Maximum LVR

80%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

Make repayments

Fortnightly, Monthly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0

Discharge fee

0

Application method

Online

Phone

Broker

In branch

Available
Not available
Data not captured

Target Market Determination

Visit One Two to view Target Market Determination.

Other Restrictions

Only available for metro or inner regional NSW, VIC, SA or QLD owner occupiers

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $20k to $2,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

One Two allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

One Two allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

Where can you apply for this loan?

One Two makes it possible to apply for this product online. Apply here.