RateCity.com.au
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P&N Bank

& Investor Loan

Advertised Rate

3.43

% p.a

Variable

Comparison Rate*

3.43

% p.a

Maximum LVR
90%
Real Time Rating™

2.10

/ 5
Monthly Repayment

$1,491

based on $300,000 loan amount for 25 years at 3.43%

Advertised Rate

3.43

% p.a

Variable

Comparison Rate*

3.43

% p.a

Maximum LVR
90%
Real Time Rating™

2.10

/ 5
Monthly Repayment

$1,491

based on $300,000 loan amount for 25 years at 3.43%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,491

based on $300,000 loan amount for 25 years at 3.43%

P&N Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.

Daniel Tetlaw

Get expert advice from a home loans specialist.

I enjoy working with clients to understand their goals and deliver great outcomes for their unique situations. This requires flexibility, dotting every ‘i’, crossing every ‘t’, and striving to over deliver on my clients’ needs and expectations.

WA6027

CRN: 528660

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Quick home loan review

For & Investor Loan (Interest Only)

These are the benefits of this home loan.

  • No ongoing fees
  • 100% full offset account
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Higher than average interest rate
  • Higher than average upfront fee
  • Discharge fee at end of loan

Home loan overview

For & Investor Loan (Interest Only)

Details

Maximum LVR

90%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Investors

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

395

Application fee

395

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0 monthly

Discharge fee

395

Application method

Online

Phone

In branch

Other Benefits

All new and existing members are able to apply for & Investor Home Loan.

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $50k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

What's the maximum length for this loan?

P&N Bank allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

P&N Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $395 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

How do you apply for this loan?

To apply for this loan, please contact P&N Bank.

Can a broker help me with this loan?

Yes, this P&N Bank loan is available through a broker. Find a broker to help you with your needs.