Fixed Rate Home Loan 2 Years (LVR < 80%) from P&N Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
2.95%
Fixed - 2 years
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,415
Number of Repayments
300
Total Interest Paid
$124,500
Total repayments
$424,500
DatePrincipleInterestPaymentBalance
1Dec 2019$677.34$737.50$1,414.84$299,322.66
2019 Total$677.34$737.5$1,414.84
2Jan 2020$679.01$735.83$1,414.84$298,643.65
3Feb 2020$680.67$734.17$1,414.84$297,962.98
4Mar 2020$682.35$732.49$1,414.84$297,280.63
5Apr 2020$684.03$730.81$1,414.84$296,596.60
6May 2020$685.71$729.13$1,414.84$295,910.89
7Jun 2020$687.39$727.45$1,414.84$295,223.50
8Jul 2020$689.08$725.76$1,414.84$294,534.42
9Aug 2020$690.78$724.06$1,414.84$293,843.64
10Sep 2020$692.47$722.37$1,414.84$293,151.17
11Oct 2020$694.18$720.66$1,414.84$292,456.99
12Nov 2020$695.88$718.96$1,414.84$291,761.11
13Dec 2020$697.59$717.25$1,414.84$291,063.52
2020 Total$8,259.14$8,718.94$16,978.08
14Jan 2021$699.31$715.53$1,414.84$290,364.21
15Feb 2021$701.03$713.81$1,414.84$289,663.18
16Mar 2021$702.75$712.09$1,414.84$288,960.43
17Apr 2021$704.48$710.36$1,414.84$288,255.95
18May 2021$706.21$708.63$1,414.84$287,549.74
19Jun 2021$707.95$706.89$1,414.84$286,841.79
20Jul 2021$709.69$705.15$1,414.84$286,132.10
21Aug 2021$711.43$703.41$1,414.84$285,420.67
22Sep 2021$713.18$701.66$1,414.84$284,707.49
23Oct 2021$714.93$699.91$1,414.84$283,992.56
24Nov 2021$716.69$698.15$1,414.84$283,275.87
25Dec 2021$718.45$696.39$1,414.84$282,557.42
2021 Total$8,506.1$8,471.98$16,978.08
26Jan 2022$720.22$694.62$1,414.84$281,837.20
27Feb 2022$721.99$692.85$1,414.84$281,115.21
28Mar 2022$723.77$691.07$1,414.84$280,391.44
29Apr 2022$725.54$689.30$1,414.84$279,665.90
30May 2022$727.33$687.51$1,414.84$278,938.57
31Jun 2022$729.12$685.72$1,414.84$278,209.45
32Jul 2022$730.91$683.93$1,414.84$277,478.54
33Aug 2022$732.71$682.13$1,414.84$276,745.83
34Sep 2022$734.51$680.33$1,414.84$276,011.32
35Oct 2022$736.31$678.53$1,414.84$275,275.01
36Nov 2022$738.12$676.72$1,414.84$274,536.89
37Dec 2022$739.94$674.90$1,414.84$273,796.95
2022 Total$8,760.47$8,217.61$16,978.08
38Jan 2023$741.76$673.08$1,414.84$273,055.19
39Feb 2023$743.58$671.26$1,414.84$272,311.61
40Mar 2023$745.41$669.43$1,414.84$271,566.20
41Apr 2023$747.24$667.60$1,414.84$270,818.96
42May 2023$749.08$665.76$1,414.84$270,069.88
43Jun 2023$750.92$663.92$1,414.84$269,318.96
44Jul 2023$752.76$662.08$1,414.84$268,566.20
45Aug 2023$754.61$660.23$1,414.84$267,811.59
46Sep 2023$756.47$658.37$1,414.84$267,055.12
47Oct 2023$758.33$656.51$1,414.84$266,296.79
48Nov 2023$760.19$654.65$1,414.84$265,536.60
49Dec 2023$762.06$652.78$1,414.84$264,774.54
2023 Total$9,022.41$7,955.67$16,978.08
50Jan 2024$763.94$650.90$1,414.84$264,010.60
51Feb 2024$765.81$649.03$1,414.84$263,244.79
52Mar 2024$767.70$647.14$1,414.84$262,477.09
53Apr 2024$769.58$645.26$1,414.84$261,707.51
54May 2024$771.48$643.36$1,414.84$260,936.03
55Jun 2024$773.37$641.47$1,414.84$260,162.66
56Jul 2024$775.27$639.57$1,414.84$259,387.39
57Aug 2024$777.18$637.66$1,414.84$258,610.21
58Sep 2024$779.09$635.75$1,414.84$257,831.12
59Oct 2024$781.01$633.83$1,414.84$257,050.11
60Nov 2024$782.93$631.91$1,414.84$256,267.18
61Dec 2024$784.85$629.99$1,414.84$255,482.33
2024 Total$9,292.21$7,685.87$16,978.08
62Jan 2025$786.78$628.06$1,414.84$254,695.55
63Feb 2025$788.71$626.13$1,414.84$253,906.84
64Mar 2025$790.65$624.19$1,414.84$253,116.19
65Apr 2025$792.60$622.24$1,414.84$252,323.59
66May 2025$794.54$620.30$1,414.84$251,529.05
67Jun 2025$796.50$618.34$1,414.84$250,732.55
68Jul 2025$798.46$616.38$1,414.84$249,934.09
69Aug 2025$800.42$614.42$1,414.84$249,133.67
70Sep 2025$802.39$612.45$1,414.84$248,331.28
71Oct 2025$804.36$610.48$1,414.84$247,526.92
72Nov 2025$806.34$608.50$1,414.84$246,720.58
73Dec 2025$808.32$606.52$1,414.84$245,912.26
2025 Total$9,570.07$7,408.01$16,978.08
74Jan 2026$810.31$604.53$1,414.84$245,101.95
75Feb 2026$812.30$602.54$1,414.84$244,289.65
76Mar 2026$814.29$600.55$1,414.84$243,475.36
77Apr 2026$816.30$598.54$1,414.84$242,659.06
78May 2026$818.30$596.54$1,414.84$241,840.76
79Jun 2026$820.31$594.53$1,414.84$241,020.45
80Jul 2026$822.33$592.51$1,414.84$240,198.12
81Aug 2026$824.35$590.49$1,414.84$239,373.77
82Sep 2026$826.38$588.46$1,414.84$238,547.39
83Oct 2026$828.41$586.43$1,414.84$237,718.98
84Nov 2026$830.45$584.39$1,414.84$236,888.53
85Dec 2026$832.49$582.35$1,414.84$236,056.04
2026 Total$9,856.22$7,121.86$16,978.08
86Jan 2027$834.54$580.30$1,414.84$235,221.50
87Feb 2027$836.59$578.25$1,414.84$234,384.91
88Mar 2027$838.64$576.20$1,414.84$233,546.27
89Apr 2027$840.71$574.13$1,414.84$232,705.56
90May 2027$842.77$572.07$1,414.84$231,862.79
91Jun 2027$844.84$570.00$1,414.84$231,017.95
92Jul 2027$846.92$567.92$1,414.84$230,171.03
93Aug 2027$849.00$565.84$1,414.84$229,322.03
94Sep 2027$851.09$563.75$1,414.84$228,470.94
95Oct 2027$853.18$561.66$1,414.84$227,617.76
96Nov 2027$855.28$559.56$1,414.84$226,762.48
97Dec 2027$857.38$557.46$1,414.84$225,905.10
2027 Total$10,150.94$6,827.14$16,978.08
98Jan 2028$859.49$555.35$1,414.84$225,045.61
99Feb 2028$861.60$553.24$1,414.84$224,184.01
100Mar 2028$863.72$551.12$1,414.84$223,320.29
101Apr 2028$865.84$549.00$1,414.84$222,454.45
102May 2028$867.97$546.87$1,414.84$221,586.48
103Jun 2028$870.11$544.73$1,414.84$220,716.37
104Jul 2028$872.25$542.59$1,414.84$219,844.12
105Aug 2028$874.39$540.45$1,414.84$218,969.73
106Sep 2028$876.54$538.30$1,414.84$218,093.19
107Oct 2028$878.69$536.15$1,414.84$217,214.50
108Nov 2028$880.85$533.99$1,414.84$216,333.65
109Dec 2028$883.02$531.82$1,414.84$215,450.63
2028 Total$10,454.47$6,523.61$16,978.08
110Jan 2029$885.19$529.65$1,414.84$214,565.44
111Feb 2029$887.37$527.47$1,414.84$213,678.07
112Mar 2029$889.55$525.29$1,414.84$212,788.52
113Apr 2029$891.73$523.11$1,414.84$211,896.79
114May 2029$893.93$520.91$1,414.84$211,002.86
115Jun 2029$896.12$518.72$1,414.84$210,106.74
116Jul 2029$898.33$516.51$1,414.84$209,208.41
117Aug 2029$900.54$514.30$1,414.84$208,307.87
118Sep 2029$902.75$512.09$1,414.84$207,405.12
119Oct 2029$904.97$509.87$1,414.84$206,500.15
120Nov 2029$907.19$507.65$1,414.84$205,592.96
121Dec 2029$909.42$505.42$1,414.84$204,683.54
2029 Total$10,767.09$6,210.99$16,978.08
122Jan 2030$911.66$503.18$1,414.84$203,771.88
123Feb 2030$913.90$500.94$1,414.84$202,857.98
124Mar 2030$916.15$498.69$1,414.84$201,941.83
125Apr 2030$918.40$496.44$1,414.84$201,023.43
126May 2030$920.66$494.18$1,414.84$200,102.77
127Jun 2030$922.92$491.92$1,414.84$199,179.85
128Jul 2030$925.19$489.65$1,414.84$198,254.66
129Aug 2030$927.46$487.38$1,414.84$197,327.20
130Sep 2030$929.74$485.10$1,414.84$196,397.46
131Oct 2030$932.03$482.81$1,414.84$195,465.43
132Nov 2030$934.32$480.52$1,414.84$194,531.11
133Dec 2030$936.62$478.22$1,414.84$193,594.49
2030 Total$11,089.05$5,889.03$16,978.08
134Jan 2031$938.92$475.92$1,414.84$192,655.57
135Feb 2031$941.23$473.61$1,414.84$191,714.34
136Mar 2031$943.54$471.30$1,414.84$190,770.80
137Apr 2031$945.86$468.98$1,414.84$189,824.94
138May 2031$948.19$466.65$1,414.84$188,876.75
139Jun 2031$950.52$464.32$1,414.84$187,926.23
140Jul 2031$952.85$461.99$1,414.84$186,973.38
141Aug 2031$955.20$459.64$1,414.84$186,018.18
142Sep 2031$957.55$457.29$1,414.84$185,060.63
143Oct 2031$959.90$454.94$1,414.84$184,100.73
144Nov 2031$962.26$452.58$1,414.84$183,138.47
145Dec 2031$964.62$450.22$1,414.84$182,173.85
2031 Total$11,420.64$5,557.44$16,978.08
146Jan 2032$967.00$447.84$1,414.84$181,206.85
147Feb 2032$969.37$445.47$1,414.84$180,237.48
148Mar 2032$971.76$443.08$1,414.84$179,265.72
149Apr 2032$974.15$440.69$1,414.84$178,291.57
150May 2032$976.54$438.30$1,414.84$177,315.03
151Jun 2032$978.94$435.90$1,414.84$176,336.09
152Jul 2032$981.35$433.49$1,414.84$175,354.74
153Aug 2032$983.76$431.08$1,414.84$174,370.98
154Sep 2032$986.18$428.66$1,414.84$173,384.80
155Oct 2032$988.60$426.24$1,414.84$172,396.20
156Nov 2032$991.03$423.81$1,414.84$171,405.17
157Dec 2032$993.47$421.37$1,414.84$170,411.70
2032 Total$11,762.15$5,215.93$16,978.08
158Jan 2033$995.91$418.93$1,414.84$169,415.79
159Feb 2033$998.36$416.48$1,414.84$168,417.43
160Mar 2033$1,000.81$414.03$1,414.84$167,416.62
161Apr 2033$1,003.27$411.57$1,414.84$166,413.35
162May 2033$1,005.74$409.10$1,414.84$165,407.61
163Jun 2033$1,008.21$406.63$1,414.84$164,399.40
164Jul 2033$1,010.69$404.15$1,414.84$163,388.71
165Aug 2033$1,013.18$401.66$1,414.84$162,375.53
166Sep 2033$1,015.67$399.17$1,414.84$161,359.86
167Oct 2033$1,018.16$396.68$1,414.84$160,341.70
168Nov 2033$1,020.67$394.17$1,414.84$159,321.03
169Dec 2033$1,023.18$391.66$1,414.84$158,297.85
2033 Total$12,113.85$4,864.23$16,978.08
170Jan 2034$1,025.69$389.15$1,414.84$157,272.16
171Feb 2034$1,028.21$386.63$1,414.84$156,243.95
172Mar 2034$1,030.74$384.10$1,414.84$155,213.21
173Apr 2034$1,033.27$381.57$1,414.84$154,179.94
174May 2034$1,035.81$379.03$1,414.84$153,144.13
175Jun 2034$1,038.36$376.48$1,414.84$152,105.77
176Jul 2034$1,040.91$373.93$1,414.84$151,064.86
177Aug 2034$1,043.47$371.37$1,414.84$150,021.39
178Sep 2034$1,046.04$368.80$1,414.84$148,975.35
179Oct 2034$1,048.61$366.23$1,414.84$147,926.74
180Nov 2034$1,051.19$363.65$1,414.84$146,875.55
181Dec 2034$1,053.77$361.07$1,414.84$145,821.78
2034 Total$12,476.07$4,502.01$16,978.08
182Jan 2035$1,056.36$358.48$1,414.84$144,765.42
183Feb 2035$1,058.96$355.88$1,414.84$143,706.46
184Mar 2035$1,061.56$353.28$1,414.84$142,644.90
185Apr 2035$1,064.17$350.67$1,414.84$141,580.73
186May 2035$1,066.79$348.05$1,414.84$140,513.94
187Jun 2035$1,069.41$345.43$1,414.84$139,444.53
188Jul 2035$1,072.04$342.80$1,414.84$138,372.49
189Aug 2035$1,074.67$340.17$1,414.84$137,297.82
190Sep 2035$1,077.32$337.52$1,414.84$136,220.50
191Oct 2035$1,079.96$334.88$1,414.84$135,140.54
192Nov 2035$1,082.62$332.22$1,414.84$134,057.92
193Dec 2035$1,085.28$329.56$1,414.84$132,972.64
2035 Total$12,849.14$4,128.94$16,978.08
194Jan 2036$1,087.95$326.89$1,414.84$131,884.69
195Feb 2036$1,090.62$324.22$1,414.84$130,794.07
196Mar 2036$1,093.30$321.54$1,414.84$129,700.77
197Apr 2036$1,095.99$318.85$1,414.84$128,604.78
198May 2036$1,098.69$316.15$1,414.84$127,506.09
199Jun 2036$1,101.39$313.45$1,414.84$126,404.70
200Jul 2036$1,104.10$310.74$1,414.84$125,300.60
201Aug 2036$1,106.81$308.03$1,414.84$124,193.79
202Sep 2036$1,109.53$305.31$1,414.84$123,084.26
203Oct 2036$1,112.26$302.58$1,414.84$121,972.00
204Nov 2036$1,114.99$299.85$1,414.84$120,857.01
205Dec 2036$1,117.73$297.11$1,414.84$119,739.28
2036 Total$13,233.36$3,744.72$16,978.08
206Jan 2037$1,120.48$294.36$1,414.84$118,618.80
207Feb 2037$1,123.24$291.60$1,414.84$117,495.56
208Mar 2037$1,126.00$288.84$1,414.84$116,369.56
209Apr 2037$1,128.76$286.08$1,414.84$115,240.80
210May 2037$1,131.54$283.30$1,414.84$114,109.26
211Jun 2037$1,134.32$280.52$1,414.84$112,974.94
212Jul 2037$1,137.11$277.73$1,414.84$111,837.83
213Aug 2037$1,139.91$274.93$1,414.84$110,697.92
214Sep 2037$1,142.71$272.13$1,414.84$109,555.21
215Oct 2037$1,145.52$269.32$1,414.84$108,409.69
216Nov 2037$1,148.33$266.51$1,414.84$107,261.36
217Dec 2037$1,151.16$263.68$1,414.84$106,110.20
2037 Total$13,629.08$3,349$16,978.08
218Jan 2038$1,153.99$260.85$1,414.84$104,956.21
219Feb 2038$1,156.82$258.02$1,414.84$103,799.39
220Mar 2038$1,159.67$255.17$1,414.84$102,639.72
221Apr 2038$1,162.52$252.32$1,414.84$101,477.20
222May 2038$1,165.38$249.46$1,414.84$100,311.82
223Jun 2038$1,168.24$246.60$1,414.84$99,143.58
224Jul 2038$1,171.11$243.73$1,414.84$97,972.47
225Aug 2038$1,173.99$240.85$1,414.84$96,798.48
226Sep 2038$1,176.88$237.96$1,414.84$95,621.60
227Oct 2038$1,179.77$235.07$1,414.84$94,441.83
228Nov 2038$1,182.67$232.17$1,414.84$93,259.16
229Dec 2038$1,185.58$229.26$1,414.84$92,073.58
2038 Total$14,036.62$2,941.46$16,978.08
230Jan 2039$1,188.49$226.35$1,414.84$90,885.09
231Feb 2039$1,191.41$223.43$1,414.84$89,693.68
232Mar 2039$1,194.34$220.50$1,414.84$88,499.34
233Apr 2039$1,197.28$217.56$1,414.84$87,302.06
234May 2039$1,200.22$214.62$1,414.84$86,101.84
235Jun 2039$1,203.17$211.67$1,414.84$84,898.67
236Jul 2039$1,206.13$208.71$1,414.84$83,692.54
237Aug 2039$1,209.10$205.74$1,414.84$82,483.44
238Sep 2039$1,212.07$202.77$1,414.84$81,271.37
239Oct 2039$1,215.05$199.79$1,414.84$80,056.32
240Nov 2039$1,218.03$196.81$1,414.84$78,838.29
241Dec 2039$1,221.03$193.81$1,414.84$77,617.26
2039 Total$14,456.32$2,521.76$16,978.08
242Jan 2040$1,224.03$190.81$1,414.84$76,393.23
243Feb 2040$1,227.04$187.80$1,414.84$75,166.19
244Mar 2040$1,230.06$184.78$1,414.84$73,936.13
245Apr 2040$1,233.08$181.76$1,414.84$72,703.05
246May 2040$1,236.11$178.73$1,414.84$71,466.94
247Jun 2040$1,239.15$175.69$1,414.84$70,227.79
248Jul 2040$1,242.20$172.64$1,414.84$68,985.59
249Aug 2040$1,245.25$169.59$1,414.84$67,740.34
250Sep 2040$1,248.31$166.53$1,414.84$66,492.03
251Oct 2040$1,251.38$163.46$1,414.84$65,240.65
252Nov 2040$1,254.46$160.38$1,414.84$63,986.19
253Dec 2040$1,257.54$157.30$1,414.84$62,728.65
2040 Total$14,888.61$2,089.47$16,978.08
254Jan 2041$1,260.63$154.21$1,414.84$61,468.02
255Feb 2041$1,263.73$151.11$1,414.84$60,204.29
256Mar 2041$1,266.84$148.00$1,414.84$58,937.45
257Apr 2041$1,269.95$144.89$1,414.84$57,667.50
258May 2041$1,273.07$141.77$1,414.84$56,394.43
259Jun 2041$1,276.20$138.64$1,414.84$55,118.23
260Jul 2041$1,279.34$135.50$1,414.84$53,838.89
261Aug 2041$1,282.49$132.35$1,414.84$52,556.40
262Sep 2041$1,285.64$129.20$1,414.84$51,270.76
263Oct 2041$1,288.80$126.04$1,414.84$49,981.96
264Nov 2041$1,291.97$122.87$1,414.84$48,689.99
265Dec 2041$1,295.14$119.70$1,414.84$47,394.85
2041 Total$15,333.8$1,644.28$16,978.08
266Jan 2042$1,298.33$116.51$1,414.84$46,096.52
267Feb 2042$1,301.52$113.32$1,414.84$44,795.00
268Mar 2042$1,304.72$110.12$1,414.84$43,490.28
269Apr 2042$1,307.93$106.91$1,414.84$42,182.35
270May 2042$1,311.14$103.70$1,414.84$40,871.21
271Jun 2042$1,314.36$100.48$1,414.84$39,556.85
272Jul 2042$1,317.60$97.24$1,414.84$38,239.25
273Aug 2042$1,320.84$94.00$1,414.84$36,918.41
274Sep 2042$1,324.08$90.76$1,414.84$35,594.33
275Oct 2042$1,327.34$87.50$1,414.84$34,266.99
276Nov 2042$1,330.60$84.24$1,414.84$32,936.39
277Dec 2042$1,333.87$80.97$1,414.84$31,602.52
2042 Total$15,792.33$1,185.75$16,978.08
278Jan 2043$1,337.15$77.69$1,414.84$30,265.37
279Feb 2043$1,340.44$74.40$1,414.84$28,924.93
280Mar 2043$1,343.73$71.11$1,414.84$27,581.20
281Apr 2043$1,347.04$67.80$1,414.84$26,234.16
282May 2043$1,350.35$64.49$1,414.84$24,883.81
283Jun 2043$1,353.67$61.17$1,414.84$23,530.14
284Jul 2043$1,357.00$57.84$1,414.84$22,173.14
285Aug 2043$1,360.33$54.51$1,414.84$20,812.81
286Sep 2043$1,363.68$51.16$1,414.84$19,449.13
287Oct 2043$1,367.03$47.81$1,414.84$18,082.10
288Nov 2043$1,370.39$44.45$1,414.84$16,711.71
289Dec 2043$1,373.76$41.08$1,414.84$15,337.95
2043 Total$16,264.57$713.51$16,978.08
290Jan 2044$1,377.13$37.71$1,414.84$13,960.82
291Feb 2044$1,380.52$34.32$1,414.84$12,580.30
292Mar 2044$1,383.91$30.93$1,414.84$11,196.39
293Apr 2044$1,387.32$27.52$1,414.84$9,809.07
294May 2044$1,390.73$24.11$1,414.84$8,418.34
295Jun 2044$1,394.14$20.70$1,414.84$7,024.20
296Jul 2044$1,397.57$17.27$1,414.84$5,626.63
297Aug 2044$1,401.01$13.83$1,414.84$4,225.62
298Sep 2044$1,404.45$10.39$1,414.84$2,821.17
299Oct 2044$1,407.90$6.94$1,414.84$1,413.27
300Nov 2044$1,411.37$3.47$1,414.84$1.90
2044 Total$15,336.05$227.19$15,563.24
Compare your product with the big 4 banks, or add more products to compare
As seen on