Warning: Part 9 Debt Agreements have serious consequences
With Australia’s household debt-to-income ratio being one of the highest in the world, individuals and families are finding it harder than ever to keep up with their repayments.
specialGet one of the lowest variable interest rates on the market and pay no application or ongoing fees
Get one of the lowest variable interest rates on the market
Smart Home Loan
Interest rate structure
$5k - $850kCalculate how much you can borrow
Principal & interest
Loan term range
1 - 30 years
Unlimited extra repayments
Redraw fee: $0
Allows split interest
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Estimated upfront fees
Minimum SMSF Amount
Pacific Mortgage Group was founded in 2000 and has rapidly grown to become one of Australia’s leading online lenders. Being an online-only lender means Pacific Mortgage Group doesn’t have as many overheads as other big banks and can pass the savings onto its customers through lower rates and fees. The company offer its customers a varied range of financial products and services including home loans, lines of credit, construction loans and a low doc loan option.
Pacific Mortgage Group Home Loan Calculator
Interested in an Pacific Mortgage Group home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Pacific Mortgage Group compares to its competitors. Simply plug in your borrowing amount below.
Also known as a construction home loan, a building in course of erection (BICOE) loan loan allows you to draw down funds as a building project advances in order to pay the builders. This option is available on selected variable rate loans.
A construction loan is loan taken out for the purpose of building or substantially renovating a residential property. Under this type of loan, the funds are released in stages when certain milestones in the construction process are reached. Once the building is complete, the loan will revert to a standard principal and interest mortgage.