Important disclosure

6.49
% p.a
Fixed - 3 years
6.57
% p.a
$1,623
based on $300,000 loan amount for 25 years at 6.49%
Calculate your repayments for this loan
Your estimated repayment
$1,623
based on $300,000 loan amount for 25 years at 6.49%
People's Choice home loans are available through brokers who can help find the right loan and manage your application at no charge.
Eric Dong
Get expert advice from a home loans specialist.
We want to help our clients create lives they love through financial control and empowerment. Only after we’ve listened to what our clients are trying to achieve, and understood their unique set of circumstances do we start devising bespoke solutions for them. We do the legwork, running around and hard work, you will never have a headache for a competitive interest rate or a simplization of the loan process. We will provide expert guidance and help along the whole way from our initial meeting. We have two consultation fee options for both commercial and residential lending advice.
CRN: 429699
Jingxia (Suzanne) Wang
Get expert advice from a home loans specialist.
With double master degrees of Professional Accounting and Commerce and over 3 years working experiences in the mortgage broking industry, Suzanne has been developing a wider sense of what her clients need and how to achieve their dreams of buying or building their own homes as well as increasing their investment property portfolio to build wealth. Suzanne loves meeting new clients and catching up with existing clients, she has a passion for delivering professional skills and experience to customise a solution for her clients to secure their financial future. On weekends she enjoys spending time with her family, reading books with her child, and going for long walks in the park. Suzanne Wang is a credit representative 534100 of BLSSA Pty Ltd ACN 117 651 760 (Australia Credit License 391237).
CRN: 484532

Basic Home Loan
5.29
% p.a
Fixed - 3 years
3.76
% p.a
Owner occupiers with deposits of 30% or more can lock in a low fixed rate for three years, with no ongoing fees.
Quick home loan review
For Fixed Rate Investment Loan (Interest Only) 3 Years
These are the benefits of this home loan.
- Parents can sign as guarantor
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No redraw and no offset
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Fixed Rate Investment Loan (Interest Only) 3 Years
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $486,900 |
Interest rate type Fixed - 3 years | |
Borrowing range
$20k
-
$2m
| Suitable for Investors |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $10000 | Offset account No |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 750 | Application fee 600 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 150 | Other upfront fee 0 |
Ongoing fee $8 monthly | Discharge fee 350 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit People's Choice to view Target Market Determination.
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