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3.24
% p.a
Fixed - 1 year
2.87
% p.a
$1,460
based on $300,000 loan amount for 25 years at 3.24%
On this page
3.24
% p.a
Fixed - 1 year
2.87
% p.a
$1,460
based on $300,000 loan amount for 25 years at 3.24%
Calculate your repayments for this loan
Your estimated repayment
$1,460
based on $300,000 loan amount for 25 years at 3.24%
People's Choice home loans are available through brokers who can help find the right loan and manage your application at no charge.
Joe Gardiner
Get expert advice from a home loans specialist.
Hi I'm Joe. I'm a finance professional and have 18 years of expertise. I specialise in professionals earning over $200k, IT and white-collar contractors, and business owners who are looking to gain competitive finance and also grow their wealth conservatively and safely over time. People describe me as personable, savvy and tenacious. When I'm not being finance-y, I'm crossfitting, walking the dog on the beach, hiking, studying for my MBA at UNSW and raising my young family.
CRN: 445121
Well Balanced
3.45
% p.a
Fixed - 1 year
2.02
% p.a
Lock in this low rate for one year, make extra repayments, and access its free redraw facility.
Quick home loan review
For Package Fixed Home Loan (Principal and Interest) (First Home Buyer) 1 Year (LVR 80%-95%)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No upfront fees
- Suitable for low deposits
- Parents can sign as guarantor
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No redraw and no offset
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Package Fixed Home Loan (Principal and Interest) (First Home Buyer) 1 Year (LVR 80%-95%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 95% | Total Repayments $438,000 |
Interest rate type Fixed - 1 year | |
Borrowing range
$100k
-
$2m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $10000 | Offset account No |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $395 annually | Discharge fee 350 |
Application method
Online | Phone |
Broker | In branch |
- Cashback Get $4,000 cashback when you refinance your home loan over $500,000.Refinance applications for a home or investment loan submitted from 24 March 2022 to 30 June 2022.
Target Market Determination
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