Package Fixed Home Loan (Interest Only) (First Home Buyer) 3 Years from People's Choice Credit Union

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
3.74%
Fixed - 3 years
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$779
Number of Repayments
300
Total Interest Paid
$-16,300
Total repayments
$233,700
DatePrincipleInterestPaymentBalance
1Oct 2019$504.80$779.17$1,283.97$249,495.20
2Nov 2019$506.38$777.59$1,283.97$248,988.82
3Dec 2019$507.95$776.02$1,283.97$248,480.87
2019 Total$1,519.13$2,332.78$3,851.91
4Jan 2020$509.54$774.43$1,283.97$247,971.33
5Feb 2020$511.13$772.84$1,283.97$247,460.20
6Mar 2020$512.72$771.25$1,283.97$246,947.48
7Apr 2020$514.32$769.65$1,283.97$246,433.16
8May 2020$515.92$768.05$1,283.97$245,917.24
9Jun 2020$517.53$766.44$1,283.97$245,399.71
10Jul 2020$519.14$764.83$1,283.97$244,880.57
11Aug 2020$520.76$763.21$1,283.97$244,359.81
12Sep 2020$522.38$761.59$1,283.97$243,837.43
13Oct 2020$524.01$759.96$1,283.97$243,313.42
14Nov 2020$525.64$758.33$1,283.97$242,787.78
15Dec 2020$527.28$756.69$1,283.97$242,260.50
2020 Total$6,220.37$9,187.27$15,407.64
16Jan 2021$528.92$755.05$1,283.97$241,731.58
17Feb 2021$530.57$753.40$1,283.97$241,201.01
18Mar 2021$532.23$751.74$1,283.97$240,668.78
19Apr 2021$533.89$750.08$1,283.97$240,134.89
20May 2021$535.55$748.42$1,283.97$239,599.34
21Jun 2021$537.22$746.75$1,283.97$239,062.12
22Jul 2021$538.89$745.08$1,283.97$238,523.23
23Aug 2021$540.57$743.40$1,283.97$237,982.66
24Sep 2021$542.26$741.71$1,283.97$237,440.40
25Oct 2021$543.95$740.02$1,283.97$236,896.45
26Nov 2021$545.64$738.33$1,283.97$236,350.81
27Dec 2021$547.34$736.63$1,283.97$235,803.47
2021 Total$6,457.03$8,950.61$15,407.64
28Jan 2022$549.05$734.92$1,283.97$235,254.42
29Feb 2022$550.76$733.21$1,283.97$234,703.66
30Mar 2022$552.48$731.49$1,283.97$234,151.18
31Apr 2022$554.20$729.77$1,283.97$233,596.98
32May 2022$555.93$728.04$1,283.97$233,041.05
33Jun 2022$557.66$726.31$1,283.97$232,483.39
34Jul 2022$559.40$724.57$1,283.97$231,923.99
35Aug 2022$561.14$722.83$1,283.97$231,362.85
36Sep 2022$562.89$721.08$1,283.97$230,799.96
37Oct 2022$564.64$719.33$1,283.97$230,235.32
38Nov 2022$566.40$717.57$1,283.97$229,668.92
39Dec 2022$568.17$715.80$1,283.97$229,100.75
2022 Total$6,702.72$8,704.92$15,407.64
40Jan 2023$569.94$714.03$1,283.97$228,530.81
41Feb 2023$571.72$712.25$1,283.97$227,959.09
42Mar 2023$573.50$710.47$1,283.97$227,385.59
43Apr 2023$575.28$708.69$1,283.97$226,810.31
44May 2023$577.08$706.89$1,283.97$226,233.23
45Jun 2023$578.88$705.09$1,283.97$225,654.35
46Jul 2023$580.68$703.29$1,283.97$225,073.67
47Aug 2023$582.49$701.48$1,283.97$224,491.18
48Sep 2023$584.31$699.66$1,283.97$223,906.87
49Oct 2023$586.13$697.84$1,283.97$223,320.74
50Nov 2023$587.95$696.02$1,283.97$222,732.79
51Dec 2023$589.79$694.18$1,283.97$222,143.00
2023 Total$6,957.75$8,449.89$15,407.64
52Jan 2024$591.62$692.35$1,283.97$221,551.38
53Feb 2024$593.47$690.50$1,283.97$220,957.91
54Mar 2024$595.32$688.65$1,283.97$220,362.59
55Apr 2024$597.17$686.80$1,283.97$219,765.42
56May 2024$599.03$684.94$1,283.97$219,166.39
57Jun 2024$600.90$683.07$1,283.97$218,565.49
58Jul 2024$602.77$681.20$1,283.97$217,962.72
59Aug 2024$604.65$679.32$1,283.97$217,358.07
60Sep 2024$606.54$677.43$1,283.97$216,751.53
61Oct 2024$608.43$675.54$1,283.97$216,143.10
62Nov 2024$610.32$673.65$1,283.97$215,532.78
63Dec 2024$612.23$671.74$1,283.97$214,920.55
2024 Total$7,222.45$8,185.19$15,407.64
64Jan 2025$614.13$669.84$1,283.97$214,306.42
65Feb 2025$616.05$667.92$1,283.97$213,690.37
66Mar 2025$617.97$666.00$1,283.97$213,072.40
67Apr 2025$619.89$664.08$1,283.97$212,452.51
68May 2025$621.83$662.14$1,283.97$211,830.68
69Jun 2025$623.76$660.21$1,283.97$211,206.92
70Jul 2025$625.71$658.26$1,283.97$210,581.21
71Aug 2025$627.66$656.31$1,283.97$209,953.55
72Sep 2025$629.61$654.36$1,283.97$209,323.94
73Oct 2025$631.58$652.39$1,283.97$208,692.36
74Nov 2025$633.55$650.42$1,283.97$208,058.81
75Dec 2025$635.52$648.45$1,283.97$207,423.29
2025 Total$7,497.26$7,910.38$15,407.64
76Jan 2026$637.50$646.47$1,283.97$206,785.79
77Feb 2026$639.49$644.48$1,283.97$206,146.30
78Mar 2026$641.48$642.49$1,283.97$205,504.82
79Apr 2026$643.48$640.49$1,283.97$204,861.34
80May 2026$645.49$638.48$1,283.97$204,215.85
81Jun 2026$647.50$636.47$1,283.97$203,568.35
82Jul 2026$649.52$634.45$1,283.97$202,918.83
83Aug 2026$651.54$632.43$1,283.97$202,267.29
84Sep 2026$653.57$630.40$1,283.97$201,613.72
85Oct 2026$655.61$628.36$1,283.97$200,958.11
86Nov 2026$657.65$626.32$1,283.97$200,300.46
87Dec 2026$659.70$624.27$1,283.97$199,640.76
2026 Total$7,782.53$7,625.11$15,407.64
88Jan 2027$661.76$622.21$1,283.97$198,979.00
89Feb 2027$663.82$620.15$1,283.97$198,315.18
90Mar 2027$665.89$618.08$1,283.97$197,649.29
91Apr 2027$667.96$616.01$1,283.97$196,981.33
92May 2027$670.04$613.93$1,283.97$196,311.29
93Jun 2027$672.13$611.84$1,283.97$195,639.16
94Jul 2027$674.23$609.74$1,283.97$194,964.93
95Aug 2027$676.33$607.64$1,283.97$194,288.60
96Sep 2027$678.44$605.53$1,283.97$193,610.16
97Oct 2027$680.55$603.42$1,283.97$192,929.61
98Nov 2027$682.67$601.30$1,283.97$192,246.94
99Dec 2027$684.80$599.17$1,283.97$191,562.14
2027 Total$8,078.62$7,329.02$15,407.64
100Jan 2028$686.93$597.04$1,283.97$190,875.21
101Feb 2028$689.08$594.89$1,283.97$190,186.13
102Mar 2028$691.22$592.75$1,283.97$189,494.91
103Apr 2028$693.38$590.59$1,283.97$188,801.53
104May 2028$695.54$588.43$1,283.97$188,105.99
105Jun 2028$697.71$586.26$1,283.97$187,408.28
106Jul 2028$699.88$584.09$1,283.97$186,708.40
107Aug 2028$702.06$581.91$1,283.97$186,006.34
108Sep 2028$704.25$579.72$1,283.97$185,302.09
109Oct 2028$706.45$577.52$1,283.97$184,595.64
110Nov 2028$708.65$575.32$1,283.97$183,886.99
111Dec 2028$710.86$573.11$1,283.97$183,176.13
2028 Total$8,386.01$7,021.63$15,407.64
112Jan 2029$713.07$570.90$1,283.97$182,463.06
113Feb 2029$715.29$568.68$1,283.97$181,747.77
114Mar 2029$717.52$566.45$1,283.97$181,030.25
115Apr 2029$719.76$564.21$1,283.97$180,310.49
116May 2029$722.00$561.97$1,283.97$179,588.49
117Jun 2029$724.25$559.72$1,283.97$178,864.24
118Jul 2029$726.51$557.46$1,283.97$178,137.73
119Aug 2029$728.77$555.20$1,283.97$177,408.96
120Sep 2029$731.05$552.92$1,283.97$176,677.91
121Oct 2029$733.32$550.65$1,283.97$175,944.59
122Nov 2029$735.61$548.36$1,283.97$175,208.98
123Dec 2029$737.90$546.07$1,283.97$174,471.08
2029 Total$8,705.05$6,702.59$15,407.64
124Jan 2030$740.20$543.77$1,283.97$173,730.88
125Feb 2030$742.51$541.46$1,283.97$172,988.37
126Mar 2030$744.82$539.15$1,283.97$172,243.55
127Apr 2030$747.14$536.83$1,283.97$171,496.41
128May 2030$749.47$534.50$1,283.97$170,746.94
129Jun 2030$751.81$532.16$1,283.97$169,995.13
130Jul 2030$754.15$529.82$1,283.97$169,240.98
131Aug 2030$756.50$527.47$1,283.97$168,484.48
132Sep 2030$758.86$525.11$1,283.97$167,725.62
133Oct 2030$761.23$522.74$1,283.97$166,964.39
134Nov 2030$763.60$520.37$1,283.97$166,200.79
135Dec 2030$765.98$517.99$1,283.97$165,434.81
2030 Total$9,036.27$6,371.37$15,407.64
136Jan 2031$768.36$515.61$1,283.97$164,666.45
137Feb 2031$770.76$513.21$1,283.97$163,895.69
138Mar 2031$773.16$510.81$1,283.97$163,122.53
139Apr 2031$775.57$508.40$1,283.97$162,346.96
140May 2031$777.99$505.98$1,283.97$161,568.97
141Jun 2031$780.41$503.56$1,283.97$160,788.56
142Jul 2031$782.85$501.12$1,283.97$160,005.71
143Aug 2031$785.29$498.68$1,283.97$159,220.42
144Sep 2031$787.73$496.24$1,283.97$158,432.69
145Oct 2031$790.19$493.78$1,283.97$157,642.50
146Nov 2031$792.65$491.32$1,283.97$156,849.85
147Dec 2031$795.12$488.85$1,283.97$156,054.73
2031 Total$9,380.08$6,027.56$15,407.64
148Jan 2032$797.60$486.37$1,283.97$155,257.13
149Feb 2032$800.09$483.88$1,283.97$154,457.04
150Mar 2032$802.58$481.39$1,283.97$153,654.46
151Apr 2032$805.08$478.89$1,283.97$152,849.38
152May 2032$807.59$476.38$1,283.97$152,041.79
153Jun 2032$810.11$473.86$1,283.97$151,231.68
154Jul 2032$812.63$471.34$1,283.97$150,419.05
155Aug 2032$815.16$468.81$1,283.97$149,603.89
156Sep 2032$817.70$466.27$1,283.97$148,786.19
157Oct 2032$820.25$463.72$1,283.97$147,965.94
158Nov 2032$822.81$461.16$1,283.97$147,143.13
159Dec 2032$825.37$458.60$1,283.97$146,317.76
2032 Total$9,736.97$5,670.67$15,407.64
160Jan 2033$827.95$456.02$1,283.97$145,489.81
161Feb 2033$830.53$453.44$1,283.97$144,659.28
162Mar 2033$833.12$450.85$1,283.97$143,826.16
163Apr 2033$835.71$448.26$1,283.97$142,990.45
164May 2033$838.32$445.65$1,283.97$142,152.13
165Jun 2033$840.93$443.04$1,283.97$141,311.20
166Jul 2033$843.55$440.42$1,283.97$140,467.65
167Aug 2033$846.18$437.79$1,283.97$139,621.47
168Sep 2033$848.82$435.15$1,283.97$138,772.65
169Oct 2033$851.46$432.51$1,283.97$137,921.19
170Nov 2033$854.12$429.85$1,283.97$137,067.07
171Dec 2033$856.78$427.19$1,283.97$136,210.29
2033 Total$10,107.47$5,300.17$15,407.64
172Jan 2034$859.45$424.52$1,283.97$135,350.84
173Feb 2034$862.13$421.84$1,283.97$134,488.71
174Mar 2034$864.81$419.16$1,283.97$133,623.90
175Apr 2034$867.51$416.46$1,283.97$132,756.39
176May 2034$870.21$413.76$1,283.97$131,886.18
177Jun 2034$872.92$411.05$1,283.97$131,013.26
178Jul 2034$875.65$408.32$1,283.97$130,137.61
179Aug 2034$878.37$405.60$1,283.97$129,259.24
180Sep 2034$881.11$402.86$1,283.97$128,378.13
181Oct 2034$883.86$400.11$1,283.97$127,494.27
182Nov 2034$886.61$397.36$1,283.97$126,607.66
183Dec 2034$889.38$394.59$1,283.97$125,718.28
2034 Total$10,492.01$4,915.63$15,407.64
184Jan 2035$892.15$391.82$1,283.97$124,826.13
185Feb 2035$894.93$389.04$1,283.97$123,931.20
186Mar 2035$897.72$386.25$1,283.97$123,033.48
187Apr 2035$900.52$383.45$1,283.97$122,132.96
188May 2035$903.32$380.65$1,283.97$121,229.64
189Jun 2035$906.14$377.83$1,283.97$120,323.50
190Jul 2035$908.96$375.01$1,283.97$119,414.54
191Aug 2035$911.79$372.18$1,283.97$118,502.75
192Sep 2035$914.64$369.33$1,283.97$117,588.11
193Oct 2035$917.49$366.48$1,283.97$116,670.62
194Nov 2035$920.35$363.62$1,283.97$115,750.27
195Dec 2035$923.21$360.76$1,283.97$114,827.06
2035 Total$10,891.22$4,516.42$15,407.64
196Jan 2036$926.09$357.88$1,283.97$113,900.97
197Feb 2036$928.98$354.99$1,283.97$112,971.99
198Mar 2036$931.87$352.10$1,283.97$112,040.12
199Apr 2036$934.78$349.19$1,283.97$111,105.34
200May 2036$937.69$346.28$1,283.97$110,167.65
201Jun 2036$940.61$343.36$1,283.97$109,227.04
202Jul 2036$943.55$340.42$1,283.97$108,283.49
203Aug 2036$946.49$337.48$1,283.97$107,337.00
204Sep 2036$949.44$334.53$1,283.97$106,387.56
205Oct 2036$952.40$331.57$1,283.97$105,435.16
206Nov 2036$955.36$328.61$1,283.97$104,479.80
207Dec 2036$958.34$325.63$1,283.97$103,521.46
2036 Total$11,305.6$4,102.04$15,407.64
208Jan 2037$961.33$322.64$1,283.97$102,560.13
209Feb 2037$964.32$319.65$1,283.97$101,595.81
210Mar 2037$967.33$316.64$1,283.97$100,628.48
211Apr 2037$970.34$313.63$1,283.97$99,658.14
212May 2037$973.37$310.60$1,283.97$98,684.77
213Jun 2037$976.40$307.57$1,283.97$97,708.37
214Jul 2037$979.45$304.52$1,283.97$96,728.92
215Aug 2037$982.50$301.47$1,283.97$95,746.42
216Sep 2037$985.56$298.41$1,283.97$94,760.86
217Oct 2037$988.63$295.34$1,283.97$93,772.23
218Nov 2037$991.71$292.26$1,283.97$92,780.52
219Dec 2037$994.80$289.17$1,283.97$91,785.72
2037 Total$11,735.74$3,671.9$15,407.64
220Jan 2038$997.90$286.07$1,283.97$90,787.82
221Feb 2038$1,001.01$282.96$1,283.97$89,786.81
222Mar 2038$1,004.13$279.84$1,283.97$88,782.68
223Apr 2038$1,007.26$276.71$1,283.97$87,775.42
224May 2038$1,010.40$273.57$1,283.97$86,765.02
225Jun 2038$1,013.55$270.42$1,283.97$85,751.47
226Jul 2038$1,016.71$267.26$1,283.97$84,734.76
227Aug 2038$1,019.88$264.09$1,283.97$83,714.88
228Sep 2038$1,023.06$260.91$1,283.97$82,691.82
229Oct 2038$1,026.25$257.72$1,283.97$81,665.57
230Nov 2038$1,029.45$254.52$1,283.97$80,636.12
231Dec 2038$1,032.65$251.32$1,283.97$79,603.47
2038 Total$12,182.25$3,225.39$15,407.64
232Jan 2039$1,035.87$248.10$1,283.97$78,567.60
233Feb 2039$1,039.10$244.87$1,283.97$77,528.50
234Mar 2039$1,042.34$241.63$1,283.97$76,486.16
235Apr 2039$1,045.59$238.38$1,283.97$75,440.57
236May 2039$1,048.85$235.12$1,283.97$74,391.72
237Jun 2039$1,052.12$231.85$1,283.97$73,339.60
238Jul 2039$1,055.39$228.58$1,283.97$72,284.21
239Aug 2039$1,058.68$225.29$1,283.97$71,225.53
240Sep 2039$1,061.98$221.99$1,283.97$70,163.55
241Oct 2039$1,065.29$218.68$1,283.97$69,098.26
242Nov 2039$1,068.61$215.36$1,283.97$68,029.65
243Dec 2039$1,071.94$212.03$1,283.97$66,957.71
2039 Total$12,645.76$2,761.88$15,407.64
244Jan 2040$1,075.29$208.68$1,283.97$65,882.42
245Feb 2040$1,078.64$205.33$1,283.97$64,803.78
246Mar 2040$1,082.00$201.97$1,283.97$63,721.78
247Apr 2040$1,085.37$198.60$1,283.97$62,636.41
248May 2040$1,088.75$195.22$1,283.97$61,547.66
249Jun 2040$1,092.15$191.82$1,283.97$60,455.51
250Jul 2040$1,095.55$188.42$1,283.97$59,359.96
251Aug 2040$1,098.96$185.01$1,283.97$58,261.00
252Sep 2040$1,102.39$181.58$1,283.97$57,158.61
253Oct 2040$1,105.83$178.14$1,283.97$56,052.78
254Nov 2040$1,109.27$174.70$1,283.97$54,943.51
255Dec 2040$1,112.73$171.24$1,283.97$53,830.78
2040 Total$13,126.93$2,280.71$15,407.64
256Jan 2041$1,116.20$167.77$1,283.97$52,714.58
257Feb 2041$1,119.68$164.29$1,283.97$51,594.90
258Mar 2041$1,123.17$160.80$1,283.97$50,471.73
259Apr 2041$1,126.67$157.30$1,283.97$49,345.06
260May 2041$1,130.18$153.79$1,283.97$48,214.88
261Jun 2041$1,133.70$150.27$1,283.97$47,081.18
262Jul 2041$1,137.23$146.74$1,283.97$45,943.95
263Aug 2041$1,140.78$143.19$1,283.97$44,803.17
264Sep 2041$1,144.33$139.64$1,283.97$43,658.84
265Oct 2041$1,147.90$136.07$1,283.97$42,510.94
266Nov 2041$1,151.48$132.49$1,283.97$41,359.46
267Dec 2041$1,155.07$128.90$1,283.97$40,204.39
2041 Total$13,626.39$1,781.25$15,407.64
268Jan 2042$1,158.67$125.30$1,283.97$39,045.72
269Feb 2042$1,162.28$121.69$1,283.97$37,883.44
270Mar 2042$1,165.90$118.07$1,283.97$36,717.54
271Apr 2042$1,169.53$114.44$1,283.97$35,548.01
272May 2042$1,173.18$110.79$1,283.97$34,374.83
273Jun 2042$1,176.84$107.13$1,283.97$33,197.99
274Jul 2042$1,180.50$103.47$1,283.97$32,017.49
275Aug 2042$1,184.18$99.79$1,283.97$30,833.31
276Sep 2042$1,187.87$96.10$1,283.97$29,645.44
277Oct 2042$1,191.58$92.39$1,283.97$28,453.86
278Nov 2042$1,195.29$88.68$1,283.97$27,258.57
279Dec 2042$1,199.01$84.96$1,283.97$26,059.56
2042 Total$14,144.83$1,262.81$15,407.64
280Jan 2043$1,202.75$81.22$1,283.97$24,856.81
281Feb 2043$1,206.50$77.47$1,283.97$23,650.31
282Mar 2043$1,210.26$73.71$1,283.97$22,440.05
283Apr 2043$1,214.03$69.94$1,283.97$21,226.02
284May 2043$1,217.82$66.15$1,283.97$20,008.20
285Jun 2043$1,221.61$62.36$1,283.97$18,786.59
286Jul 2043$1,225.42$58.55$1,283.97$17,561.17
287Aug 2043$1,229.24$54.73$1,283.97$16,331.93
288Sep 2043$1,233.07$50.90$1,283.97$15,098.86
289Oct 2043$1,236.91$47.06$1,283.97$13,861.95
290Nov 2043$1,240.77$43.20$1,283.97$12,621.18
291Dec 2043$1,244.63$39.34$1,283.97$11,376.55
2043 Total$14,683.01$724.63$15,407.64
292Jan 2044$1,248.51$35.46$1,283.97$10,128.04
293Feb 2044$1,252.40$31.57$1,283.97$8,875.64
294Mar 2044$1,256.31$27.66$1,283.97$7,619.33
295Apr 2044$1,260.22$23.75$1,283.97$6,359.11
296May 2044$1,264.15$19.82$1,283.97$5,094.96
297Jun 2044$1,268.09$15.88$1,283.97$3,826.87
298Jul 2044$1,272.04$11.93$1,283.97$2,554.83
299Aug 2044$1,276.01$7.96$1,283.97$1,278.82
300Sep 2044$1,278.82$3.99$1,282.81$0.00
2044 Total$11,376.55$178.02$11,554.57
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