Pepper Advantage Plus Home Loan (LVR 55%-65%) (Principal & Interest)
- Last updated on 26 May 2020
based on $300,000 loan amount for 25 years
- 100% full offset account
- Parents can sign as guarantor
- Extra repayments + redraw services
- Free redraw facility
- Discharge fee at end of loan
- Repayments may increase if RBA raises rates
Interest rate structure
$50k - $1m
Principal & interest
Loan term range
10 - 40 years
100% offset account
Unlimited extra repayments
Redraw fee: $0
Allows split interest
Investors, Owner Occupiers
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Estimated upfront fees
Minimum SMSF Amount
Interest Only not available for loan terms greater than 30 years. Other Upfront Fee: $400 Title Protection Fee.
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Pepper is a non-bank lender that has served over 100,000 Australians since 2000. Pepper is a specialist lender that provides home loans to customers that fall outside traditional borrower profiles, as well as more everyday borrowers.
Pepper has won several awards, including Best Non-Bank Lender in 2018, and Best Specialist Lender and Best Self Employed Lender for 6 years in a row.
Pepper’s range of home loans includes options that serve non-traditional borrowers, including the self-employed, those who have had credit issues, and those who are over-committed financially.