Borrow amount

$300,000

Advertised Rate

6.39

% p.a

Variable

Loan term
25 Years
Pepper
Repayment frequency
Monthly
Monthly Repayments
$2,005
Number of repayments
300
Total interest paid
$301,514
Total Repayments

$601,514

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$407.55$1,597.50$2,005.05$299,592.45
2Jun 2021$409.72$1,595.33$2,005.05$299,182.73
3Jul 2021$411.90$1,593.15$2,005.05$298,770.83
4Aug 2021$414.10$1,590.95$2,005.05$298,356.73
5Sep 2021$416.30$1,588.75$2,005.05$297,940.43
6Oct 2021$418.52$1,586.53$2,005.05$297,521.91
7Nov 2021$420.75$1,584.30$2,005.05$297,101.16
8Dec 2021$422.99$1,582.06$2,005.05$296,678.17
2021 Total$3,321.83$12,718.57$16,040.4
9Jan 2022$425.24$1,579.81$2,005.05$296,252.93
10Feb 2022$427.50$1,577.55$2,005.05$295,825.43
11Mar 2022$429.78$1,575.27$2,005.05$295,395.65
12Apr 2022$432.07$1,572.98$2,005.05$294,963.58
13May 2022$434.37$1,570.68$2,005.05$294,529.21
14Jun 2022$436.68$1,568.37$2,005.05$294,092.53
15Jul 2022$439.01$1,566.04$2,005.05$293,653.52
16Aug 2022$441.35$1,563.70$2,005.05$293,212.17
17Sep 2022$443.70$1,561.35$2,005.05$292,768.47
18Oct 2022$446.06$1,558.99$2,005.05$292,322.41
19Nov 2022$448.43$1,556.62$2,005.05$291,873.98
20Dec 2022$450.82$1,554.23$2,005.05$291,423.16
2022 Total$5,255.01$18,805.59$24,060.6
21Jan 2023$453.22$1,551.83$2,005.05$290,969.94
22Feb 2023$455.64$1,549.41$2,005.05$290,514.30
23Mar 2023$458.06$1,546.99$2,005.05$290,056.24
24Apr 2023$460.50$1,544.55$2,005.05$289,595.74
25May 2023$462.95$1,542.10$2,005.05$289,132.79
26Jun 2023$465.42$1,539.63$2,005.05$288,667.37
27Jul 2023$467.90$1,537.15$2,005.05$288,199.47
28Aug 2023$470.39$1,534.66$2,005.05$287,729.08
29Sep 2023$472.89$1,532.16$2,005.05$287,256.19
30Oct 2023$475.41$1,529.64$2,005.05$286,780.78
31Nov 2023$477.94$1,527.11$2,005.05$286,302.84
32Dec 2023$480.49$1,524.56$2,005.05$285,822.35
2023 Total$5,600.81$18,459.79$24,060.6
33Jan 2024$483.05$1,522.00$2,005.05$285,339.30
34Feb 2024$485.62$1,519.43$2,005.05$284,853.68
35Mar 2024$488.20$1,516.85$2,005.05$284,365.48
36Apr 2024$490.80$1,514.25$2,005.05$283,874.68
37May 2024$493.42$1,511.63$2,005.05$283,381.26
38Jun 2024$496.04$1,509.01$2,005.05$282,885.22
39Jul 2024$498.69$1,506.36$2,005.05$282,386.53
40Aug 2024$501.34$1,503.71$2,005.05$281,885.19
41Sep 2024$504.01$1,501.04$2,005.05$281,381.18
42Oct 2024$506.70$1,498.35$2,005.05$280,874.48
43Nov 2024$509.39$1,495.66$2,005.05$280,365.09
44Dec 2024$512.11$1,492.94$2,005.05$279,852.98
2024 Total$5,969.37$18,091.23$24,060.6
45Jan 2025$514.83$1,490.22$2,005.05$279,338.15
46Feb 2025$517.57$1,487.48$2,005.05$278,820.58
47Mar 2025$520.33$1,484.72$2,005.05$278,300.25
48Apr 2025$523.10$1,481.95$2,005.05$277,777.15
49May 2025$525.89$1,479.16$2,005.05$277,251.26
50Jun 2025$528.69$1,476.36$2,005.05$276,722.57
51Jul 2025$531.50$1,473.55$2,005.05$276,191.07
52Aug 2025$534.33$1,470.72$2,005.05$275,656.74
53Sep 2025$537.18$1,467.87$2,005.05$275,119.56
54Oct 2025$540.04$1,465.01$2,005.05$274,579.52
55Nov 2025$542.91$1,462.14$2,005.05$274,036.61
56Dec 2025$545.81$1,459.24$2,005.05$273,490.80
2025 Total$6,362.18$17,698.42$24,060.6
57Jan 2026$548.71$1,456.34$2,005.05$272,942.09
58Feb 2026$551.63$1,453.42$2,005.05$272,390.46
59Mar 2026$554.57$1,450.48$2,005.05$271,835.89
60Apr 2026$557.52$1,447.53$2,005.05$271,278.37
61May 2026$560.49$1,444.56$2,005.05$270,717.88
62Jun 2026$563.48$1,441.57$2,005.05$270,154.40
63Jul 2026$566.48$1,438.57$2,005.05$269,587.92
64Aug 2026$569.49$1,435.56$2,005.05$269,018.43
65Sep 2026$572.53$1,432.52$2,005.05$268,445.90
66Oct 2026$575.58$1,429.47$2,005.05$267,870.32
67Nov 2026$578.64$1,426.41$2,005.05$267,291.68
68Dec 2026$581.72$1,423.33$2,005.05$266,709.96
2026 Total$6,780.84$17,279.76$24,060.6
69Jan 2027$584.82$1,420.23$2,005.05$266,125.14
70Feb 2027$587.93$1,417.12$2,005.05$265,537.21
71Mar 2027$591.06$1,413.99$2,005.05$264,946.15
72Apr 2027$594.21$1,410.84$2,005.05$264,351.94
73May 2027$597.38$1,407.67$2,005.05$263,754.56
74Jun 2027$600.56$1,404.49$2,005.05$263,154.00
75Jul 2027$603.75$1,401.30$2,005.05$262,550.25
76Aug 2027$606.97$1,398.08$2,005.05$261,943.28
77Sep 2027$610.20$1,394.85$2,005.05$261,333.08
78Oct 2027$613.45$1,391.60$2,005.05$260,719.63
79Nov 2027$616.72$1,388.33$2,005.05$260,102.91
80Dec 2027$620.00$1,385.05$2,005.05$259,482.91
2027 Total$7,227.05$16,833.55$24,060.6
81Jan 2028$623.30$1,381.75$2,005.05$258,859.61
82Feb 2028$626.62$1,378.43$2,005.05$258,232.99
83Mar 2028$629.96$1,375.09$2,005.05$257,603.03
84Apr 2028$633.31$1,371.74$2,005.05$256,969.72
85May 2028$636.69$1,368.36$2,005.05$256,333.03
86Jun 2028$640.08$1,364.97$2,005.05$255,692.95
87Jul 2028$643.49$1,361.56$2,005.05$255,049.46
88Aug 2028$646.91$1,358.14$2,005.05$254,402.55
89Sep 2028$650.36$1,354.69$2,005.05$253,752.19
90Oct 2028$653.82$1,351.23$2,005.05$253,098.37
91Nov 2028$657.30$1,347.75$2,005.05$252,441.07
92Dec 2028$660.80$1,344.25$2,005.05$251,780.27
2028 Total$7,702.64$16,357.96$24,060.6
93Jan 2029$664.32$1,340.73$2,005.05$251,115.95
94Feb 2029$667.86$1,337.19$2,005.05$250,448.09
95Mar 2029$671.41$1,333.64$2,005.05$249,776.68
96Apr 2029$674.99$1,330.06$2,005.05$249,101.69
97May 2029$678.58$1,326.47$2,005.05$248,423.11
98Jun 2029$682.20$1,322.85$2,005.05$247,740.91
99Jul 2029$685.83$1,319.22$2,005.05$247,055.08
100Aug 2029$689.48$1,315.57$2,005.05$246,365.60
101Sep 2029$693.15$1,311.90$2,005.05$245,672.45
102Oct 2029$696.84$1,308.21$2,005.05$244,975.61
103Nov 2029$700.55$1,304.50$2,005.05$244,275.06
104Dec 2029$704.29$1,300.76$2,005.05$243,570.77
2029 Total$8,209.5$15,851.1$24,060.6
105Jan 2030$708.04$1,297.01$2,005.05$242,862.73
106Feb 2030$711.81$1,293.24$2,005.05$242,150.92
107Mar 2030$715.60$1,289.45$2,005.05$241,435.32
108Apr 2030$719.41$1,285.64$2,005.05$240,715.91
109May 2030$723.24$1,281.81$2,005.05$239,992.67
110Jun 2030$727.09$1,277.96$2,005.05$239,265.58
111Jul 2030$730.96$1,274.09$2,005.05$238,534.62
112Aug 2030$734.85$1,270.20$2,005.05$237,799.77
113Sep 2030$738.77$1,266.28$2,005.05$237,061.00
114Oct 2030$742.70$1,262.35$2,005.05$236,318.30
115Nov 2030$746.66$1,258.39$2,005.05$235,571.64
116Dec 2030$750.63$1,254.42$2,005.05$234,821.01
2030 Total$8,749.76$15,310.84$24,060.6
117Jan 2031$754.63$1,250.42$2,005.05$234,066.38
118Feb 2031$758.65$1,246.40$2,005.05$233,307.73
119Mar 2031$762.69$1,242.36$2,005.05$232,545.04
120Apr 2031$766.75$1,238.30$2,005.05$231,778.29
121May 2031$770.83$1,234.22$2,005.05$231,007.46
122Jun 2031$774.94$1,230.11$2,005.05$230,232.52
123Jul 2031$779.06$1,225.99$2,005.05$229,453.46
124Aug 2031$783.21$1,221.84$2,005.05$228,670.25
125Sep 2031$787.38$1,217.67$2,005.05$227,882.87
126Oct 2031$791.57$1,213.48$2,005.05$227,091.30
127Nov 2031$795.79$1,209.26$2,005.05$226,295.51
128Dec 2031$800.03$1,205.02$2,005.05$225,495.48
2031 Total$9,325.53$14,735.07$24,060.6
129Jan 2032$804.29$1,200.76$2,005.05$224,691.19
130Feb 2032$808.57$1,196.48$2,005.05$223,882.62
131Mar 2032$812.88$1,192.17$2,005.05$223,069.74
132Apr 2032$817.20$1,187.85$2,005.05$222,252.54
133May 2032$821.56$1,183.49$2,005.05$221,430.98
134Jun 2032$825.93$1,179.12$2,005.05$220,605.05
135Jul 2032$830.33$1,174.72$2,005.05$219,774.72
136Aug 2032$834.75$1,170.30$2,005.05$218,939.97
137Sep 2032$839.19$1,165.86$2,005.05$218,100.78
138Oct 2032$843.66$1,161.39$2,005.05$217,257.12
139Nov 2032$848.16$1,156.89$2,005.05$216,408.96
140Dec 2032$852.67$1,152.38$2,005.05$215,556.29
2032 Total$9,939.19$14,121.41$24,060.6
141Jan 2033$857.21$1,147.84$2,005.05$214,699.08
142Feb 2033$861.78$1,143.27$2,005.05$213,837.30
143Mar 2033$866.37$1,138.68$2,005.05$212,970.93
144Apr 2033$870.98$1,134.07$2,005.05$212,099.95
145May 2033$875.62$1,129.43$2,005.05$211,224.33
146Jun 2033$880.28$1,124.77$2,005.05$210,344.05
147Jul 2033$884.97$1,120.08$2,005.05$209,459.08
148Aug 2033$889.68$1,115.37$2,005.05$208,569.40
149Sep 2033$894.42$1,110.63$2,005.05$207,674.98
150Oct 2033$899.18$1,105.87$2,005.05$206,775.80
151Nov 2033$903.97$1,101.08$2,005.05$205,871.83
152Dec 2033$908.78$1,096.27$2,005.05$204,963.05
2033 Total$10,593.24$13,467.36$24,060.6
153Jan 2034$913.62$1,091.43$2,005.05$204,049.43
154Feb 2034$918.49$1,086.56$2,005.05$203,130.94
155Mar 2034$923.38$1,081.67$2,005.05$202,207.56
156Apr 2034$928.29$1,076.76$2,005.05$201,279.27
157May 2034$933.24$1,071.81$2,005.05$200,346.03
158Jun 2034$938.21$1,066.84$2,005.05$199,407.82
159Jul 2034$943.20$1,061.85$2,005.05$198,464.62
160Aug 2034$948.23$1,056.82$2,005.05$197,516.39
161Sep 2034$953.28$1,051.77$2,005.05$196,563.11
162Oct 2034$958.35$1,046.70$2,005.05$195,604.76
163Nov 2034$963.45$1,041.60$2,005.05$194,641.31
164Dec 2034$968.59$1,036.46$2,005.05$193,672.72
2034 Total$11,290.33$12,770.27$24,060.6
165Jan 2035$973.74$1,031.31$2,005.05$192,698.98
166Feb 2035$978.93$1,026.12$2,005.05$191,720.05
167Mar 2035$984.14$1,020.91$2,005.05$190,735.91
168Apr 2035$989.38$1,015.67$2,005.05$189,746.53
169May 2035$994.65$1,010.40$2,005.05$188,751.88
170Jun 2035$999.95$1,005.10$2,005.05$187,751.93
171Jul 2035$1,005.27$999.78$2,005.05$186,746.66
172Aug 2035$1,010.62$994.43$2,005.05$185,736.04
173Sep 2035$1,016.01$989.04$2,005.05$184,720.03
174Oct 2035$1,021.42$983.63$2,005.05$183,698.61
175Nov 2035$1,026.85$978.20$2,005.05$182,671.76
176Dec 2035$1,032.32$972.73$2,005.05$181,639.44
2035 Total$12,033.28$12,027.32$24,060.6
177Jan 2036$1,037.82$967.23$2,005.05$180,601.62
178Feb 2036$1,043.35$961.70$2,005.05$179,558.27
179Mar 2036$1,048.90$956.15$2,005.05$178,509.37
180Apr 2036$1,054.49$950.56$2,005.05$177,454.88
181May 2036$1,060.10$944.95$2,005.05$176,394.78
182Jun 2036$1,065.75$939.30$2,005.05$175,329.03
183Jul 2036$1,071.42$933.63$2,005.05$174,257.61
184Aug 2036$1,077.13$927.92$2,005.05$173,180.48
185Sep 2036$1,082.86$922.19$2,005.05$172,097.62
186Oct 2036$1,088.63$916.42$2,005.05$171,008.99
187Nov 2036$1,094.43$910.62$2,005.05$169,914.56
188Dec 2036$1,100.25$904.80$2,005.05$168,814.31
2036 Total$12,825.13$11,235.47$24,060.6
189Jan 2037$1,106.11$898.94$2,005.05$167,708.20
190Feb 2037$1,112.00$893.05$2,005.05$166,596.20
191Mar 2037$1,117.93$887.12$2,005.05$165,478.27
192Apr 2037$1,123.88$881.17$2,005.05$164,354.39
193May 2037$1,129.86$875.19$2,005.05$163,224.53
194Jun 2037$1,135.88$869.17$2,005.05$162,088.65
195Jul 2037$1,141.93$863.12$2,005.05$160,946.72
196Aug 2037$1,148.01$857.04$2,005.05$159,798.71
197Sep 2037$1,154.12$850.93$2,005.05$158,644.59
198Oct 2037$1,160.27$844.78$2,005.05$157,484.32
199Nov 2037$1,166.45$838.60$2,005.05$156,317.87
200Dec 2037$1,172.66$832.39$2,005.05$155,145.21
2037 Total$13,669.1$10,391.5$24,060.6
201Jan 2038$1,178.90$826.15$2,005.05$153,966.31
202Feb 2038$1,185.18$819.87$2,005.05$152,781.13
203Mar 2038$1,191.49$813.56$2,005.05$151,589.64
204Apr 2038$1,197.84$807.21$2,005.05$150,391.80
205May 2038$1,204.21$800.84$2,005.05$149,187.59
206Jun 2038$1,210.63$794.42$2,005.05$147,976.96
207Jul 2038$1,217.07$787.98$2,005.05$146,759.89
208Aug 2038$1,223.55$781.50$2,005.05$145,536.34
209Sep 2038$1,230.07$774.98$2,005.05$144,306.27
210Oct 2038$1,236.62$768.43$2,005.05$143,069.65
211Nov 2038$1,243.20$761.85$2,005.05$141,826.45
212Dec 2038$1,249.82$755.23$2,005.05$140,576.63
2038 Total$14,568.58$9,492.02$24,060.6
213Jan 2039$1,256.48$748.57$2,005.05$139,320.15
214Feb 2039$1,263.17$741.88$2,005.05$138,056.98
215Mar 2039$1,269.90$735.15$2,005.05$136,787.08
216Apr 2039$1,276.66$728.39$2,005.05$135,510.42
217May 2039$1,283.46$721.59$2,005.05$134,226.96
218Jun 2039$1,290.29$714.76$2,005.05$132,936.67
219Jul 2039$1,297.16$707.89$2,005.05$131,639.51
220Aug 2039$1,304.07$700.98$2,005.05$130,335.44
221Sep 2039$1,311.01$694.04$2,005.05$129,024.43
222Oct 2039$1,317.99$687.06$2,005.05$127,706.44
223Nov 2039$1,325.01$680.04$2,005.05$126,381.43
224Dec 2039$1,332.07$672.98$2,005.05$125,049.36
2039 Total$15,527.27$8,533.33$24,060.6
225Jan 2040$1,339.16$665.89$2,005.05$123,710.20
226Feb 2040$1,346.29$658.76$2,005.05$122,363.91
227Mar 2040$1,353.46$651.59$2,005.05$121,010.45
228Apr 2040$1,360.67$644.38$2,005.05$119,649.78
229May 2040$1,367.91$637.14$2,005.05$118,281.87
230Jun 2040$1,375.20$629.85$2,005.05$116,906.67
231Jul 2040$1,382.52$622.53$2,005.05$115,524.15
232Aug 2040$1,389.88$615.17$2,005.05$114,134.27
233Sep 2040$1,397.29$607.76$2,005.05$112,736.98
234Oct 2040$1,404.73$600.32$2,005.05$111,332.25
235Nov 2040$1,412.21$592.84$2,005.05$109,920.04
236Dec 2040$1,419.73$585.32$2,005.05$108,500.31
2040 Total$16,549.05$7,511.55$24,060.6
237Jan 2041$1,427.29$577.76$2,005.05$107,073.02
238Feb 2041$1,434.89$570.16$2,005.05$105,638.13
239Mar 2041$1,442.53$562.52$2,005.05$104,195.60
240Apr 2041$1,450.21$554.84$2,005.05$102,745.39
241May 2041$1,457.93$547.12$2,005.05$101,287.46
242Jun 2041$1,465.69$539.36$2,005.05$99,821.77
243Jul 2041$1,473.50$531.55$2,005.05$98,348.27
244Aug 2041$1,481.35$523.70$2,005.05$96,866.92
245Sep 2041$1,489.23$515.82$2,005.05$95,377.69
246Oct 2041$1,497.16$507.89$2,005.05$93,880.53
247Nov 2041$1,505.14$499.91$2,005.05$92,375.39
248Dec 2041$1,513.15$491.90$2,005.05$90,862.24
2041 Total$17,638.07$6,422.53$24,060.6
249Jan 2042$1,521.21$483.84$2,005.05$89,341.03
250Feb 2042$1,529.31$475.74$2,005.05$87,811.72
251Mar 2042$1,537.45$467.60$2,005.05$86,274.27
252Apr 2042$1,545.64$459.41$2,005.05$84,728.63
253May 2042$1,553.87$451.18$2,005.05$83,174.76
254Jun 2042$1,562.14$442.91$2,005.05$81,612.62
255Jul 2042$1,570.46$434.59$2,005.05$80,042.16
256Aug 2042$1,578.83$426.22$2,005.05$78,463.33
257Sep 2042$1,587.23$417.82$2,005.05$76,876.10
258Oct 2042$1,595.68$409.37$2,005.05$75,280.42
259Nov 2042$1,604.18$400.87$2,005.05$73,676.24
260Dec 2042$1,612.72$392.33$2,005.05$72,063.52
2042 Total$18,798.72$5,261.88$24,060.6
261Jan 2043$1,621.31$383.74$2,005.05$70,442.21
262Feb 2043$1,629.95$375.10$2,005.05$68,812.26
263Mar 2043$1,638.62$366.43$2,005.05$67,173.64
264Apr 2043$1,647.35$357.70$2,005.05$65,526.29
265May 2043$1,656.12$348.93$2,005.05$63,870.17
266Jun 2043$1,664.94$340.11$2,005.05$62,205.23
267Jul 2043$1,673.81$331.24$2,005.05$60,531.42
268Aug 2043$1,682.72$322.33$2,005.05$58,848.70
269Sep 2043$1,691.68$313.37$2,005.05$57,157.02
270Oct 2043$1,700.69$304.36$2,005.05$55,456.33
271Nov 2043$1,709.75$295.30$2,005.05$53,746.58
272Dec 2043$1,718.85$286.20$2,005.05$52,027.73
2043 Total$20,035.79$4,024.81$24,060.6
273Jan 2044$1,728.00$277.05$2,005.05$50,299.73
274Feb 2044$1,737.20$267.85$2,005.05$48,562.53
275Mar 2044$1,746.45$258.60$2,005.05$46,816.08
276Apr 2044$1,755.75$249.30$2,005.05$45,060.33
277May 2044$1,765.10$239.95$2,005.05$43,295.23
278Jun 2044$1,774.50$230.55$2,005.05$41,520.73
279Jul 2044$1,783.95$221.10$2,005.05$39,736.78
280Aug 2044$1,793.45$211.60$2,005.05$37,943.33
281Sep 2044$1,803.00$202.05$2,005.05$36,140.33
282Oct 2044$1,812.60$192.45$2,005.05$34,327.73
283Nov 2044$1,822.25$182.80$2,005.05$32,505.48
284Dec 2044$1,831.96$173.09$2,005.05$30,673.52
2044 Total$21,354.21$2,706.39$24,060.6
285Jan 2045$1,841.71$163.34$2,005.05$28,831.81
286Feb 2045$1,851.52$153.53$2,005.05$26,980.29
287Mar 2045$1,861.38$143.67$2,005.05$25,118.91
288Apr 2045$1,871.29$133.76$2,005.05$23,247.62
289May 2045$1,881.26$123.79$2,005.05$21,366.36
290Jun 2045$1,891.27$113.78$2,005.05$19,475.09
291Jul 2045$1,901.35$103.70$2,005.05$17,573.74
292Aug 2045$1,911.47$93.58$2,005.05$15,662.27
293Sep 2045$1,921.65$83.40$2,005.05$13,740.62
294Oct 2045$1,931.88$73.17$2,005.05$11,808.74
295Nov 2045$1,942.17$62.88$2,005.05$9,866.57
296Dec 2045$1,952.51$52.54$2,005.05$7,914.06
2045 Total$22,759.46$1,301.14$24,060.6
297Jan 2046$1,962.91$42.14$2,005.05$5,951.15
298Feb 2046$1,973.36$31.69$2,005.05$3,977.79
299Mar 2046$1,983.87$21.18$2,005.05$1,993.92
300Apr 2046$1,993.92$10.62$2,004.54$0.00
2046 Total$7,914.06$105.63$8,019.69