Borrow amount

$300,000

Advertised Rate

4.44%

Variable

Loan term
25 Years
Pepper
Repayment frequency
Monthly
Monthly Repayments
$1,657
Number of repayments
300
Total interest paid
$197,188
Total Repayments

$497,188

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2020$547.30$1,110.00$1,657.30$299,452.70
2Dec 2020$549.33$1,107.97$1,657.30$298,903.37
2020 Total$1,096.63$2,217.97$3,314.6
3Jan 2021$551.36$1,105.94$1,657.30$298,352.01
4Feb 2021$553.40$1,103.90$1,657.30$297,798.61
5Mar 2021$555.45$1,101.85$1,657.30$297,243.16
6Apr 2021$557.50$1,099.80$1,657.30$296,685.66
7May 2021$559.56$1,097.74$1,657.30$296,126.10
8Jun 2021$561.63$1,095.67$1,657.30$295,564.47
9Jul 2021$563.71$1,093.59$1,657.30$295,000.76
10Aug 2021$565.80$1,091.50$1,657.30$294,434.96
11Sep 2021$567.89$1,089.41$1,657.30$293,867.07
12Oct 2021$569.99$1,087.31$1,657.30$293,297.08
13Nov 2021$572.10$1,085.20$1,657.30$292,724.98
14Dec 2021$574.22$1,083.08$1,657.30$292,150.76
2021 Total$6,752.61$13,134.99$19,887.6
15Jan 2022$576.34$1,080.96$1,657.30$291,574.42
16Feb 2022$578.47$1,078.83$1,657.30$290,995.95
17Mar 2022$580.61$1,076.69$1,657.30$290,415.34
18Apr 2022$582.76$1,074.54$1,657.30$289,832.58
19May 2022$584.92$1,072.38$1,657.30$289,247.66
20Jun 2022$587.08$1,070.22$1,657.30$288,660.58
21Jul 2022$589.26$1,068.04$1,657.30$288,071.32
22Aug 2022$591.44$1,065.86$1,657.30$287,479.88
23Sep 2022$593.62$1,063.68$1,657.30$286,886.26
24Oct 2022$595.82$1,061.48$1,657.30$286,290.44
25Nov 2022$598.03$1,059.27$1,657.30$285,692.41
26Dec 2022$600.24$1,057.06$1,657.30$285,092.17
2022 Total$7,058.59$12,829.01$19,887.6
27Jan 2023$602.46$1,054.84$1,657.30$284,489.71
28Feb 2023$604.69$1,052.61$1,657.30$283,885.02
29Mar 2023$606.93$1,050.37$1,657.30$283,278.09
30Apr 2023$609.17$1,048.13$1,657.30$282,668.92
31May 2023$611.42$1,045.88$1,657.30$282,057.50
32Jun 2023$613.69$1,043.61$1,657.30$281,443.81
33Jul 2023$615.96$1,041.34$1,657.30$280,827.85
34Aug 2023$618.24$1,039.06$1,657.30$280,209.61
35Sep 2023$620.52$1,036.78$1,657.30$279,589.09
36Oct 2023$622.82$1,034.48$1,657.30$278,966.27
37Nov 2023$625.12$1,032.18$1,657.30$278,341.15
38Dec 2023$627.44$1,029.86$1,657.30$277,713.71
2023 Total$7,378.46$12,509.14$19,887.6
39Jan 2024$629.76$1,027.54$1,657.30$277,083.95
40Feb 2024$632.09$1,025.21$1,657.30$276,451.86
41Mar 2024$634.43$1,022.87$1,657.30$275,817.43
42Apr 2024$636.78$1,020.52$1,657.30$275,180.65
43May 2024$639.13$1,018.17$1,657.30$274,541.52
44Jun 2024$641.50$1,015.80$1,657.30$273,900.02
45Jul 2024$643.87$1,013.43$1,657.30$273,256.15
46Aug 2024$646.25$1,011.05$1,657.30$272,609.90
47Sep 2024$648.64$1,008.66$1,657.30$271,961.26
48Oct 2024$651.04$1,006.26$1,657.30$271,310.22
49Nov 2024$653.45$1,003.85$1,657.30$270,656.77
50Dec 2024$655.87$1,001.43$1,657.30$270,000.90
2024 Total$7,712.81$12,174.79$19,887.6
51Jan 2025$658.30$999.00$1,657.30$269,342.60
52Feb 2025$660.73$996.57$1,657.30$268,681.87
53Mar 2025$663.18$994.12$1,657.30$268,018.69
54Apr 2025$665.63$991.67$1,657.30$267,353.06
55May 2025$668.09$989.21$1,657.30$266,684.97
56Jun 2025$670.57$986.73$1,657.30$266,014.40
57Jul 2025$673.05$984.25$1,657.30$265,341.35
58Aug 2025$675.54$981.76$1,657.30$264,665.81
59Sep 2025$678.04$979.26$1,657.30$263,987.77
60Oct 2025$680.55$976.75$1,657.30$263,307.22
61Nov 2025$683.06$974.24$1,657.30$262,624.16
62Dec 2025$685.59$971.71$1,657.30$261,938.57
2025 Total$8,062.33$11,825.27$19,887.6
63Jan 2026$688.13$969.17$1,657.30$261,250.44
64Feb 2026$690.67$966.63$1,657.30$260,559.77
65Mar 2026$693.23$964.07$1,657.30$259,866.54
66Apr 2026$695.79$961.51$1,657.30$259,170.75
67May 2026$698.37$958.93$1,657.30$258,472.38
68Jun 2026$700.95$956.35$1,657.30$257,771.43
69Jul 2026$703.55$953.75$1,657.30$257,067.88
70Aug 2026$706.15$951.15$1,657.30$256,361.73
71Sep 2026$708.76$948.54$1,657.30$255,652.97
72Oct 2026$711.38$945.92$1,657.30$254,941.59
73Nov 2026$714.02$943.28$1,657.30$254,227.57
74Dec 2026$716.66$940.64$1,657.30$253,510.91
2026 Total$8,427.66$11,459.94$19,887.6
75Jan 2027$719.31$937.99$1,657.30$252,791.60
76Feb 2027$721.97$935.33$1,657.30$252,069.63
77Mar 2027$724.64$932.66$1,657.30$251,344.99
78Apr 2027$727.32$929.98$1,657.30$250,617.67
79May 2027$730.01$927.29$1,657.30$249,887.66
80Jun 2027$732.72$924.58$1,657.30$249,154.94
81Jul 2027$735.43$921.87$1,657.30$248,419.51
82Aug 2027$738.15$919.15$1,657.30$247,681.36
83Sep 2027$740.88$916.42$1,657.30$246,940.48
84Oct 2027$743.62$913.68$1,657.30$246,196.86
85Nov 2027$746.37$910.93$1,657.30$245,450.49
86Dec 2027$749.13$908.17$1,657.30$244,701.36
2027 Total$8,809.55$11,078.05$19,887.6
87Jan 2028$751.90$905.40$1,657.30$243,949.46
88Feb 2028$754.69$902.61$1,657.30$243,194.77
89Mar 2028$757.48$899.82$1,657.30$242,437.29
90Apr 2028$760.28$897.02$1,657.30$241,677.01
91May 2028$763.10$894.20$1,657.30$240,913.91
92Jun 2028$765.92$891.38$1,657.30$240,147.99
93Jul 2028$768.75$888.55$1,657.30$239,379.24
94Aug 2028$771.60$885.70$1,657.30$238,607.64
95Sep 2028$774.45$882.85$1,657.30$237,833.19
96Oct 2028$777.32$879.98$1,657.30$237,055.87
97Nov 2028$780.19$877.11$1,657.30$236,275.68
98Dec 2028$783.08$874.22$1,657.30$235,492.60
2028 Total$9,208.76$10,678.84$19,887.6
99Jan 2029$785.98$871.32$1,657.30$234,706.62
100Feb 2029$788.89$868.41$1,657.30$233,917.73
101Mar 2029$791.80$865.50$1,657.30$233,125.93
102Apr 2029$794.73$862.57$1,657.30$232,331.20
103May 2029$797.67$859.63$1,657.30$231,533.53
104Jun 2029$800.63$856.67$1,657.30$230,732.90
105Jul 2029$803.59$853.71$1,657.30$229,929.31
106Aug 2029$806.56$850.74$1,657.30$229,122.75
107Sep 2029$809.55$847.75$1,657.30$228,313.20
108Oct 2029$812.54$844.76$1,657.30$227,500.66
109Nov 2029$815.55$841.75$1,657.30$226,685.11
110Dec 2029$818.57$838.73$1,657.30$225,866.54
2029 Total$9,626.06$10,261.54$19,887.6
111Jan 2030$821.59$835.71$1,657.30$225,044.95
112Feb 2030$824.63$832.67$1,657.30$224,220.32
113Mar 2030$827.68$829.62$1,657.30$223,392.64
114Apr 2030$830.75$826.55$1,657.30$222,561.89
115May 2030$833.82$823.48$1,657.30$221,728.07
116Jun 2030$836.91$820.39$1,657.30$220,891.16
117Jul 2030$840.00$817.30$1,657.30$220,051.16
118Aug 2030$843.11$814.19$1,657.30$219,208.05
119Sep 2030$846.23$811.07$1,657.30$218,361.82
120Oct 2030$849.36$807.94$1,657.30$217,512.46
121Nov 2030$852.50$804.80$1,657.30$216,659.96
122Dec 2030$855.66$801.64$1,657.30$215,804.30
2030 Total$10,062.24$9,825.36$19,887.6
123Jan 2031$858.82$798.48$1,657.30$214,945.48
124Feb 2031$862.00$795.30$1,657.30$214,083.48
125Mar 2031$865.19$792.11$1,657.30$213,218.29
126Apr 2031$868.39$788.91$1,657.30$212,349.90
127May 2031$871.61$785.69$1,657.30$211,478.29
128Jun 2031$874.83$782.47$1,657.30$210,603.46
129Jul 2031$878.07$779.23$1,657.30$209,725.39
130Aug 2031$881.32$775.98$1,657.30$208,844.07
131Sep 2031$884.58$772.72$1,657.30$207,959.49
132Oct 2031$887.85$769.45$1,657.30$207,071.64
133Nov 2031$891.13$766.17$1,657.30$206,180.51
134Dec 2031$894.43$762.87$1,657.30$205,286.08
2031 Total$10,518.22$9,369.38$19,887.6
135Jan 2032$897.74$759.56$1,657.30$204,388.34
136Feb 2032$901.06$756.24$1,657.30$203,487.28
137Mar 2032$904.40$752.90$1,657.30$202,582.88
138Apr 2032$907.74$749.56$1,657.30$201,675.14
139May 2032$911.10$746.20$1,657.30$200,764.04
140Jun 2032$914.47$742.83$1,657.30$199,849.57
141Jul 2032$917.86$739.44$1,657.30$198,931.71
142Aug 2032$921.25$736.05$1,657.30$198,010.46
143Sep 2032$924.66$732.64$1,657.30$197,085.80
144Oct 2032$928.08$729.22$1,657.30$196,157.72
145Nov 2032$931.52$725.78$1,657.30$195,226.20
146Dec 2032$934.96$722.34$1,657.30$194,291.24
2032 Total$10,994.84$8,892.76$19,887.6
147Jan 2033$938.42$718.88$1,657.30$193,352.82
148Feb 2033$941.89$715.41$1,657.30$192,410.93
149Mar 2033$945.38$711.92$1,657.30$191,465.55
150Apr 2033$948.88$708.42$1,657.30$190,516.67
151May 2033$952.39$704.91$1,657.30$189,564.28
152Jun 2033$955.91$701.39$1,657.30$188,608.37
153Jul 2033$959.45$697.85$1,657.30$187,648.92
154Aug 2033$963.00$694.30$1,657.30$186,685.92
155Sep 2033$966.56$690.74$1,657.30$185,719.36
156Oct 2033$970.14$687.16$1,657.30$184,749.22
157Nov 2033$973.73$683.57$1,657.30$183,775.49
158Dec 2033$977.33$679.97$1,657.30$182,798.16
2033 Total$11,493.08$8,394.52$19,887.6
159Jan 2034$980.95$676.35$1,657.30$181,817.21
160Feb 2034$984.58$672.72$1,657.30$180,832.63
161Mar 2034$988.22$669.08$1,657.30$179,844.41
162Apr 2034$991.88$665.42$1,657.30$178,852.53
163May 2034$995.55$661.75$1,657.30$177,856.98
164Jun 2034$999.23$658.07$1,657.30$176,857.75
165Jul 2034$1,002.93$654.37$1,657.30$175,854.82
166Aug 2034$1,006.64$650.66$1,657.30$174,848.18
167Sep 2034$1,010.36$646.94$1,657.30$173,837.82
168Oct 2034$1,014.10$643.20$1,657.30$172,823.72
169Nov 2034$1,017.85$639.45$1,657.30$171,805.87
170Dec 2034$1,021.62$635.68$1,657.30$170,784.25
2034 Total$12,013.91$7,873.69$19,887.6
171Jan 2035$1,025.40$631.90$1,657.30$169,758.85
172Feb 2035$1,029.19$628.11$1,657.30$168,729.66
173Mar 2035$1,033.00$624.30$1,657.30$167,696.66
174Apr 2035$1,036.82$620.48$1,657.30$166,659.84
175May 2035$1,040.66$616.64$1,657.30$165,619.18
176Jun 2035$1,044.51$612.79$1,657.30$164,574.67
177Jul 2035$1,048.37$608.93$1,657.30$163,526.30
178Aug 2035$1,052.25$605.05$1,657.30$162,474.05
179Sep 2035$1,056.15$601.15$1,657.30$161,417.90
180Oct 2035$1,060.05$597.25$1,657.30$160,357.85
181Nov 2035$1,063.98$593.32$1,657.30$159,293.87
182Dec 2035$1,067.91$589.39$1,657.30$158,225.96
2035 Total$12,558.29$7,329.31$19,887.6
183Jan 2036$1,071.86$585.44$1,657.30$157,154.10
184Feb 2036$1,075.83$581.47$1,657.30$156,078.27
185Mar 2036$1,079.81$577.49$1,657.30$154,998.46
186Apr 2036$1,083.81$573.49$1,657.30$153,914.65
187May 2036$1,087.82$569.48$1,657.30$152,826.83
188Jun 2036$1,091.84$565.46$1,657.30$151,734.99
189Jul 2036$1,095.88$561.42$1,657.30$150,639.11
190Aug 2036$1,099.94$557.36$1,657.30$149,539.17
191Sep 2036$1,104.01$553.29$1,657.30$148,435.16
192Oct 2036$1,108.09$549.21$1,657.30$147,327.07
193Nov 2036$1,112.19$545.11$1,657.30$146,214.88
194Dec 2036$1,116.30$541.00$1,657.30$145,098.58
2036 Total$13,127.38$6,760.22$19,887.6
195Jan 2037$1,120.44$536.86$1,657.30$143,978.14
196Feb 2037$1,124.58$532.72$1,657.30$142,853.56
197Mar 2037$1,128.74$528.56$1,657.30$141,724.82
198Apr 2037$1,132.92$524.38$1,657.30$140,591.90
199May 2037$1,137.11$520.19$1,657.30$139,454.79
200Jun 2037$1,141.32$515.98$1,657.30$138,313.47
201Jul 2037$1,145.54$511.76$1,657.30$137,167.93
202Aug 2037$1,149.78$507.52$1,657.30$136,018.15
203Sep 2037$1,154.03$503.27$1,657.30$134,864.12
204Oct 2037$1,158.30$499.00$1,657.30$133,705.82
205Nov 2037$1,162.59$494.71$1,657.30$132,543.23
206Dec 2037$1,166.89$490.41$1,657.30$131,376.34
2037 Total$13,722.24$6,165.36$19,887.6
207Jan 2038$1,171.21$486.09$1,657.30$130,205.13
208Feb 2038$1,175.54$481.76$1,657.30$129,029.59
209Mar 2038$1,179.89$477.41$1,657.30$127,849.70
210Apr 2038$1,184.26$473.04$1,657.30$126,665.44
211May 2038$1,188.64$468.66$1,657.30$125,476.80
212Jun 2038$1,193.04$464.26$1,657.30$124,283.76
213Jul 2038$1,197.45$459.85$1,657.30$123,086.31
214Aug 2038$1,201.88$455.42$1,657.30$121,884.43
215Sep 2038$1,206.33$450.97$1,657.30$120,678.10
216Oct 2038$1,210.79$446.51$1,657.30$119,467.31
217Nov 2038$1,215.27$442.03$1,657.30$118,252.04
218Dec 2038$1,219.77$437.53$1,657.30$117,032.27
2038 Total$14,344.07$5,543.53$19,887.6
219Jan 2039$1,224.28$433.02$1,657.30$115,807.99
220Feb 2039$1,228.81$428.49$1,657.30$114,579.18
221Mar 2039$1,233.36$423.94$1,657.30$113,345.82
222Apr 2039$1,237.92$419.38$1,657.30$112,107.90
223May 2039$1,242.50$414.80$1,657.30$110,865.40
224Jun 2039$1,247.10$410.20$1,657.30$109,618.30
225Jul 2039$1,251.71$405.59$1,657.30$108,366.59
226Aug 2039$1,256.34$400.96$1,657.30$107,110.25
227Sep 2039$1,260.99$396.31$1,657.30$105,849.26
228Oct 2039$1,265.66$391.64$1,657.30$104,583.60
229Nov 2039$1,270.34$386.96$1,657.30$103,313.26
230Dec 2039$1,275.04$382.26$1,657.30$102,038.22
2039 Total$14,994.05$4,893.55$19,887.6
231Jan 2040$1,279.76$377.54$1,657.30$100,758.46
232Feb 2040$1,284.49$372.81$1,657.30$99,473.97
233Mar 2040$1,289.25$368.05$1,657.30$98,184.72
234Apr 2040$1,294.02$363.28$1,657.30$96,890.70
235May 2040$1,298.80$358.50$1,657.30$95,591.90
236Jun 2040$1,303.61$353.69$1,657.30$94,288.29
237Jul 2040$1,308.43$348.87$1,657.30$92,979.86
238Aug 2040$1,313.27$344.03$1,657.30$91,666.59
239Sep 2040$1,318.13$339.17$1,657.30$90,348.46
240Oct 2040$1,323.01$334.29$1,657.30$89,025.45
241Nov 2040$1,327.91$329.39$1,657.30$87,697.54
242Dec 2040$1,332.82$324.48$1,657.30$86,364.72
2040 Total$15,673.5$4,214.1$19,887.6
243Jan 2041$1,337.75$319.55$1,657.30$85,026.97
244Feb 2041$1,342.70$314.60$1,657.30$83,684.27
245Mar 2041$1,347.67$309.63$1,657.30$82,336.60
246Apr 2041$1,352.65$304.65$1,657.30$80,983.95
247May 2041$1,357.66$299.64$1,657.30$79,626.29
248Jun 2041$1,362.68$294.62$1,657.30$78,263.61
249Jul 2041$1,367.72$289.58$1,657.30$76,895.89
250Aug 2041$1,372.79$284.51$1,657.30$75,523.10
251Sep 2041$1,377.86$279.44$1,657.30$74,145.24
252Oct 2041$1,382.96$274.34$1,657.30$72,762.28
253Nov 2041$1,388.08$269.22$1,657.30$71,374.20
254Dec 2041$1,393.22$264.08$1,657.30$69,980.98
2041 Total$16,383.74$3,503.86$19,887.6
255Jan 2042$1,398.37$258.93$1,657.30$68,582.61
256Feb 2042$1,403.54$253.76$1,657.30$67,179.07
257Mar 2042$1,408.74$248.56$1,657.30$65,770.33
258Apr 2042$1,413.95$243.35$1,657.30$64,356.38
259May 2042$1,419.18$238.12$1,657.30$62,937.20
260Jun 2042$1,424.43$232.87$1,657.30$61,512.77
261Jul 2042$1,429.70$227.60$1,657.30$60,083.07
262Aug 2042$1,434.99$222.31$1,657.30$58,648.08
263Sep 2042$1,440.30$217.00$1,657.30$57,207.78
264Oct 2042$1,445.63$211.67$1,657.30$55,762.15
265Nov 2042$1,450.98$206.32$1,657.30$54,311.17
266Dec 2042$1,456.35$200.95$1,657.30$52,854.82
2042 Total$17,126.16$2,761.44$19,887.6
267Jan 2043$1,461.74$195.56$1,657.30$51,393.08
268Feb 2043$1,467.15$190.15$1,657.30$49,925.93
269Mar 2043$1,472.57$184.73$1,657.30$48,453.36
270Apr 2043$1,478.02$179.28$1,657.30$46,975.34
271May 2043$1,483.49$173.81$1,657.30$45,491.85
272Jun 2043$1,488.98$168.32$1,657.30$44,002.87
273Jul 2043$1,494.49$162.81$1,657.30$42,508.38
274Aug 2043$1,500.02$157.28$1,657.30$41,008.36
275Sep 2043$1,505.57$151.73$1,657.30$39,502.79
276Oct 2043$1,511.14$146.16$1,657.30$37,991.65
277Nov 2043$1,516.73$140.57$1,657.30$36,474.92
278Dec 2043$1,522.34$134.96$1,657.30$34,952.58
2043 Total$17,902.24$1,985.36$19,887.6
279Jan 2044$1,527.98$129.32$1,657.30$33,424.60
280Feb 2044$1,533.63$123.67$1,657.30$31,890.97
281Mar 2044$1,539.30$118.00$1,657.30$30,351.67
282Apr 2044$1,545.00$112.30$1,657.30$28,806.67
283May 2044$1,550.72$106.58$1,657.30$27,255.95
284Jun 2044$1,556.45$100.85$1,657.30$25,699.50
285Jul 2044$1,562.21$95.09$1,657.30$24,137.29
286Aug 2044$1,567.99$89.31$1,657.30$22,569.30
287Sep 2044$1,573.79$83.51$1,657.30$20,995.51
288Oct 2044$1,579.62$77.68$1,657.30$19,415.89
289Nov 2044$1,585.46$71.84$1,657.30$17,830.43
290Dec 2044$1,591.33$65.97$1,657.30$16,239.10
2044 Total$18,713.48$1,174.12$19,887.6
291Jan 2045$1,597.22$60.08$1,657.30$14,641.88
292Feb 2045$1,603.13$54.17$1,657.30$13,038.75
293Mar 2045$1,609.06$48.24$1,657.30$11,429.69
294Apr 2045$1,615.01$42.29$1,657.30$9,814.68
295May 2045$1,620.99$36.31$1,657.30$8,193.69
296Jun 2045$1,626.98$30.32$1,657.30$6,566.71
297Jul 2045$1,633.00$24.30$1,657.30$4,933.71
298Aug 2045$1,639.05$18.25$1,657.30$3,294.66
299Sep 2045$1,645.11$12.19$1,657.30$1,649.55
300Oct 2045$1,649.55$6.10$1,655.65$0.00
2045 Total$16,239.1$332.25$16,571.35