Borrow amount

$300,000

Advertised Rate

6.69

% p.a

Variable

Loan term
25 Years
Pepper Money
Repayment frequency
Monthly
Monthly Repayments
$2,061
Number of repayments
300
Total interest paid
$318,416
Total Repayments

$618,414

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Jun 2021$388.88$1,672.50$2,061.38$299,611.12
2Jul 2021$391.05$1,670.33$2,061.38$299,220.07
3Aug 2021$393.23$1,668.15$2,061.38$298,826.84
4Sep 2021$395.42$1,665.96$2,061.38$298,431.42
5Oct 2021$397.62$1,663.76$2,061.38$298,033.80
6Nov 2021$399.84$1,661.54$2,061.38$297,633.96
7Dec 2021$402.07$1,659.31$2,061.38$297,231.89
2021 Total$2,768.11$11,661.55$14,429.66
8Jan 2022$404.31$1,657.07$2,061.38$296,827.58
9Feb 2022$406.57$1,654.81$2,061.38$296,421.01
10Mar 2022$408.83$1,652.55$2,061.38$296,012.18
11Apr 2022$411.11$1,650.27$2,061.38$295,601.07
12May 2022$413.40$1,647.98$2,061.38$295,187.67
13Jun 2022$415.71$1,645.67$2,061.38$294,771.96
14Jul 2022$418.03$1,643.35$2,061.38$294,353.93
15Aug 2022$420.36$1,641.02$2,061.38$293,933.57
16Sep 2022$422.70$1,638.68$2,061.38$293,510.87
17Oct 2022$425.06$1,636.32$2,061.38$293,085.81
18Nov 2022$427.43$1,633.95$2,061.38$292,658.38
19Dec 2022$429.81$1,631.57$2,061.38$292,228.57
2022 Total$5,003.32$19,733.24$24,736.56
20Jan 2023$432.21$1,629.17$2,061.38$291,796.36
21Feb 2023$434.62$1,626.76$2,061.38$291,361.74
22Mar 2023$437.04$1,624.34$2,061.38$290,924.70
23Apr 2023$439.47$1,621.91$2,061.38$290,485.23
24May 2023$441.92$1,619.46$2,061.38$290,043.31
25Jun 2023$444.39$1,616.99$2,061.38$289,598.92
26Jul 2023$446.87$1,614.51$2,061.38$289,152.05
27Aug 2023$449.36$1,612.02$2,061.38$288,702.69
28Sep 2023$451.86$1,609.52$2,061.38$288,250.83
29Oct 2023$454.38$1,607.00$2,061.38$287,796.45
30Nov 2023$456.91$1,604.47$2,061.38$287,339.54
31Dec 2023$459.46$1,601.92$2,061.38$286,880.08
2023 Total$5,348.49$19,388.07$24,736.56
32Jan 2024$462.02$1,599.36$2,061.38$286,418.06
33Feb 2024$464.60$1,596.78$2,061.38$285,953.46
34Mar 2024$467.19$1,594.19$2,061.38$285,486.27
35Apr 2024$469.79$1,591.59$2,061.38$285,016.48
36May 2024$472.41$1,588.97$2,061.38$284,544.07
37Jun 2024$475.05$1,586.33$2,061.38$284,069.02
38Jul 2024$477.70$1,583.68$2,061.38$283,591.32
39Aug 2024$480.36$1,581.02$2,061.38$283,110.96
40Sep 2024$483.04$1,578.34$2,061.38$282,627.92
41Oct 2024$485.73$1,575.65$2,061.38$282,142.19
42Nov 2024$488.44$1,572.94$2,061.38$281,653.75
43Dec 2024$491.16$1,570.22$2,061.38$281,162.59
2024 Total$5,717.49$19,019.07$24,736.56
44Jan 2025$493.90$1,567.48$2,061.38$280,668.69
45Feb 2025$496.65$1,564.73$2,061.38$280,172.04
46Mar 2025$499.42$1,561.96$2,061.38$279,672.62
47Apr 2025$502.21$1,559.17$2,061.38$279,170.41
48May 2025$505.00$1,556.38$2,061.38$278,665.41
49Jun 2025$507.82$1,553.56$2,061.38$278,157.59
50Jul 2025$510.65$1,550.73$2,061.38$277,646.94
51Aug 2025$513.50$1,547.88$2,061.38$277,133.44
52Sep 2025$516.36$1,545.02$2,061.38$276,617.08
53Oct 2025$519.24$1,542.14$2,061.38$276,097.84
54Nov 2025$522.13$1,539.25$2,061.38$275,575.71
55Dec 2025$525.05$1,536.33$2,061.38$275,050.66
2025 Total$6,111.93$18,624.63$24,736.56
56Jan 2026$527.97$1,533.41$2,061.38$274,522.69
57Feb 2026$530.92$1,530.46$2,061.38$273,991.77
58Mar 2026$533.88$1,527.50$2,061.38$273,457.89
59Apr 2026$536.85$1,524.53$2,061.38$272,921.04
60May 2026$539.85$1,521.53$2,061.38$272,381.19
61Jun 2026$542.85$1,518.53$2,061.38$271,838.34
62Jul 2026$545.88$1,515.50$2,061.38$271,292.46
63Aug 2026$548.92$1,512.46$2,061.38$270,743.54
64Sep 2026$551.98$1,509.40$2,061.38$270,191.56
65Oct 2026$555.06$1,506.32$2,061.38$269,636.50
66Nov 2026$558.16$1,503.22$2,061.38$269,078.34
67Dec 2026$561.27$1,500.11$2,061.38$268,517.07
2026 Total$6,533.59$18,202.97$24,736.56
68Jan 2027$564.40$1,496.98$2,061.38$267,952.67
69Feb 2027$567.54$1,493.84$2,061.38$267,385.13
70Mar 2027$570.71$1,490.67$2,061.38$266,814.42
71Apr 2027$573.89$1,487.49$2,061.38$266,240.53
72May 2027$577.09$1,484.29$2,061.38$265,663.44
73Jun 2027$580.31$1,481.07$2,061.38$265,083.13
74Jul 2027$583.54$1,477.84$2,061.38$264,499.59
75Aug 2027$586.79$1,474.59$2,061.38$263,912.80
76Sep 2027$590.07$1,471.31$2,061.38$263,322.73
77Oct 2027$593.36$1,468.02$2,061.38$262,729.37
78Nov 2027$596.66$1,464.72$2,061.38$262,132.71
79Dec 2027$599.99$1,461.39$2,061.38$261,532.72
2027 Total$6,984.35$17,752.21$24,736.56
80Jan 2028$603.34$1,458.04$2,061.38$260,929.38
81Feb 2028$606.70$1,454.68$2,061.38$260,322.68
82Mar 2028$610.08$1,451.30$2,061.38$259,712.60
83Apr 2028$613.48$1,447.90$2,061.38$259,099.12
84May 2028$616.90$1,444.48$2,061.38$258,482.22
85Jun 2028$620.34$1,441.04$2,061.38$257,861.88
86Jul 2028$623.80$1,437.58$2,061.38$257,238.08
87Aug 2028$627.28$1,434.10$2,061.38$256,610.80
88Sep 2028$630.77$1,430.61$2,061.38$255,980.03
89Oct 2028$634.29$1,427.09$2,061.38$255,345.74
90Nov 2028$637.83$1,423.55$2,061.38$254,707.91
91Dec 2028$641.38$1,420.00$2,061.38$254,066.53
2028 Total$7,466.19$17,270.37$24,736.56
92Jan 2029$644.96$1,416.42$2,061.38$253,421.57
93Feb 2029$648.55$1,412.83$2,061.38$252,773.02
94Mar 2029$652.17$1,409.21$2,061.38$252,120.85
95Apr 2029$655.81$1,405.57$2,061.38$251,465.04
96May 2029$659.46$1,401.92$2,061.38$250,805.58
97Jun 2029$663.14$1,398.24$2,061.38$250,142.44
98Jul 2029$666.84$1,394.54$2,061.38$249,475.60
99Aug 2029$670.55$1,390.83$2,061.38$248,805.05
100Sep 2029$674.29$1,387.09$2,061.38$248,130.76
101Oct 2029$678.05$1,383.33$2,061.38$247,452.71
102Nov 2029$681.83$1,379.55$2,061.38$246,770.88
103Dec 2029$685.63$1,375.75$2,061.38$246,085.25
2029 Total$7,981.28$16,755.28$24,736.56
104Jan 2030$689.45$1,371.93$2,061.38$245,395.80
105Feb 2030$693.30$1,368.08$2,061.38$244,702.50
106Mar 2030$697.16$1,364.22$2,061.38$244,005.34
107Apr 2030$701.05$1,360.33$2,061.38$243,304.29
108May 2030$704.96$1,356.42$2,061.38$242,599.33
109Jun 2030$708.89$1,352.49$2,061.38$241,890.44
110Jul 2030$712.84$1,348.54$2,061.38$241,177.60
111Aug 2030$716.81$1,344.57$2,061.38$240,460.79
112Sep 2030$720.81$1,340.57$2,061.38$239,739.98
113Oct 2030$724.83$1,336.55$2,061.38$239,015.15
114Nov 2030$728.87$1,332.51$2,061.38$238,286.28
115Dec 2030$732.93$1,328.45$2,061.38$237,553.35
2030 Total$8,531.9$16,204.66$24,736.56
116Jan 2031$737.02$1,324.36$2,061.38$236,816.33
117Feb 2031$741.13$1,320.25$2,061.38$236,075.20
118Mar 2031$745.26$1,316.12$2,061.38$235,329.94
119Apr 2031$749.42$1,311.96$2,061.38$234,580.52
120May 2031$753.59$1,307.79$2,061.38$233,826.93
121Jun 2031$757.79$1,303.59$2,061.38$233,069.14
122Jul 2031$762.02$1,299.36$2,061.38$232,307.12
123Aug 2031$766.27$1,295.11$2,061.38$231,540.85
124Sep 2031$770.54$1,290.84$2,061.38$230,770.31
125Oct 2031$774.84$1,286.54$2,061.38$229,995.47
126Nov 2031$779.16$1,282.22$2,061.38$229,216.31
127Dec 2031$783.50$1,277.88$2,061.38$228,432.81
2031 Total$9,120.54$15,616.02$24,736.56
128Jan 2032$787.87$1,273.51$2,061.38$227,644.94
129Feb 2032$792.26$1,269.12$2,061.38$226,852.68
130Mar 2032$796.68$1,264.70$2,061.38$226,056.00
131Apr 2032$801.12$1,260.26$2,061.38$225,254.88
132May 2032$805.58$1,255.80$2,061.38$224,449.30
133Jun 2032$810.08$1,251.30$2,061.38$223,639.22
134Jul 2032$814.59$1,246.79$2,061.38$222,824.63
135Aug 2032$819.13$1,242.25$2,061.38$222,005.50
136Sep 2032$823.70$1,237.68$2,061.38$221,181.80
137Oct 2032$828.29$1,233.09$2,061.38$220,353.51
138Nov 2032$832.91$1,228.47$2,061.38$219,520.60
139Dec 2032$837.55$1,223.83$2,061.38$218,683.05
2032 Total$9,749.76$14,986.8$24,736.56
140Jan 2033$842.22$1,219.16$2,061.38$217,840.83
141Feb 2033$846.92$1,214.46$2,061.38$216,993.91
142Mar 2033$851.64$1,209.74$2,061.38$216,142.27
143Apr 2033$856.39$1,204.99$2,061.38$215,285.88
144May 2033$861.16$1,200.22$2,061.38$214,424.72
145Jun 2033$865.96$1,195.42$2,061.38$213,558.76
146Jul 2033$870.79$1,190.59$2,061.38$212,687.97
147Aug 2033$875.64$1,185.74$2,061.38$211,812.33
148Sep 2033$880.53$1,180.85$2,061.38$210,931.80
149Oct 2033$885.44$1,175.94$2,061.38$210,046.36
150Nov 2033$890.37$1,171.01$2,061.38$209,155.99
151Dec 2033$895.34$1,166.04$2,061.38$208,260.65
2033 Total$10,422.4$14,314.16$24,736.56
152Jan 2034$900.33$1,161.05$2,061.38$207,360.32
153Feb 2034$905.35$1,156.03$2,061.38$206,454.97
154Mar 2034$910.39$1,150.99$2,061.38$205,544.58
155Apr 2034$915.47$1,145.91$2,061.38$204,629.11
156May 2034$920.57$1,140.81$2,061.38$203,708.54
157Jun 2034$925.70$1,135.68$2,061.38$202,782.84
158Jul 2034$930.87$1,130.51$2,061.38$201,851.97
159Aug 2034$936.06$1,125.32$2,061.38$200,915.91
160Sep 2034$941.27$1,120.11$2,061.38$199,974.64
161Oct 2034$946.52$1,114.86$2,061.38$199,028.12
162Nov 2034$951.80$1,109.58$2,061.38$198,076.32
163Dec 2034$957.10$1,104.28$2,061.38$197,119.22
2034 Total$11,141.43$13,595.13$24,736.56
164Jan 2035$962.44$1,098.94$2,061.38$196,156.78
165Feb 2035$967.81$1,093.57$2,061.38$195,188.97
166Mar 2035$973.20$1,088.18$2,061.38$194,215.77
167Apr 2035$978.63$1,082.75$2,061.38$193,237.14
168May 2035$984.08$1,077.30$2,061.38$192,253.06
169Jun 2035$989.57$1,071.81$2,061.38$191,263.49
170Jul 2035$995.09$1,066.29$2,061.38$190,268.40
171Aug 2035$1,000.63$1,060.75$2,061.38$189,267.77
172Sep 2035$1,006.21$1,055.17$2,061.38$188,261.56
173Oct 2035$1,011.82$1,049.56$2,061.38$187,249.74
174Nov 2035$1,017.46$1,043.92$2,061.38$186,232.28
175Dec 2035$1,023.14$1,038.24$2,061.38$185,209.14
2035 Total$11,910.08$12,826.48$24,736.56
176Jan 2036$1,028.84$1,032.54$2,061.38$184,180.30
177Feb 2036$1,034.57$1,026.81$2,061.38$183,145.73
178Mar 2036$1,040.34$1,021.04$2,061.38$182,105.39
179Apr 2036$1,046.14$1,015.24$2,061.38$181,059.25
180May 2036$1,051.97$1,009.41$2,061.38$180,007.28
181Jun 2036$1,057.84$1,003.54$2,061.38$178,949.44
182Jul 2036$1,063.74$997.64$2,061.38$177,885.70
183Aug 2036$1,069.67$991.71$2,061.38$176,816.03
184Sep 2036$1,075.63$985.75$2,061.38$175,740.40
185Oct 2036$1,081.63$979.75$2,061.38$174,658.77
186Nov 2036$1,087.66$973.72$2,061.38$173,571.11
187Dec 2036$1,093.72$967.66$2,061.38$172,477.39
2036 Total$12,731.75$12,004.81$24,736.56
188Jan 2037$1,099.82$961.56$2,061.38$171,377.57
189Feb 2037$1,105.95$955.43$2,061.38$170,271.62
190Mar 2037$1,112.12$949.26$2,061.38$169,159.50
191Apr 2037$1,118.32$943.06$2,061.38$168,041.18
192May 2037$1,124.55$936.83$2,061.38$166,916.63
193Jun 2037$1,130.82$930.56$2,061.38$165,785.81
194Jul 2037$1,137.12$924.26$2,061.38$164,648.69
195Aug 2037$1,143.46$917.92$2,061.38$163,505.23
196Sep 2037$1,149.84$911.54$2,061.38$162,355.39
197Oct 2037$1,156.25$905.13$2,061.38$161,199.14
198Nov 2037$1,162.69$898.69$2,061.38$160,036.45
199Dec 2037$1,169.18$892.20$2,061.38$158,867.27
2037 Total$13,610.12$11,126.44$24,736.56
200Jan 2038$1,175.69$885.69$2,061.38$157,691.58
201Feb 2038$1,182.25$879.13$2,061.38$156,509.33
202Mar 2038$1,188.84$872.54$2,061.38$155,320.49
203Apr 2038$1,195.47$865.91$2,061.38$154,125.02
204May 2038$1,202.13$859.25$2,061.38$152,922.89
205Jun 2038$1,208.83$852.55$2,061.38$151,714.06
206Jul 2038$1,215.57$845.81$2,061.38$150,498.49
207Aug 2038$1,222.35$839.03$2,061.38$149,276.14
208Sep 2038$1,229.17$832.21$2,061.38$148,046.97
209Oct 2038$1,236.02$825.36$2,061.38$146,810.95
210Nov 2038$1,242.91$818.47$2,061.38$145,568.04
211Dec 2038$1,249.84$811.54$2,061.38$144,318.20
2038 Total$14,549.07$10,187.49$24,736.56
212Jan 2039$1,256.81$804.57$2,061.38$143,061.39
213Feb 2039$1,263.81$797.57$2,061.38$141,797.58
214Mar 2039$1,270.86$790.52$2,061.38$140,526.72
215Apr 2039$1,277.94$783.44$2,061.38$139,248.78
216May 2039$1,285.07$776.31$2,061.38$137,963.71
217Jun 2039$1,292.23$769.15$2,061.38$136,671.48
218Jul 2039$1,299.44$761.94$2,061.38$135,372.04
219Aug 2039$1,306.68$754.70$2,061.38$134,065.36
220Sep 2039$1,313.97$747.41$2,061.38$132,751.39
221Oct 2039$1,321.29$740.09$2,061.38$131,430.10
222Nov 2039$1,328.66$732.72$2,061.38$130,101.44
223Dec 2039$1,336.06$725.32$2,061.38$128,765.38
2039 Total$15,552.82$9,183.74$24,736.56
224Jan 2040$1,343.51$717.87$2,061.38$127,421.87
225Feb 2040$1,351.00$710.38$2,061.38$126,070.87
226Mar 2040$1,358.53$702.85$2,061.38$124,712.34
227Apr 2040$1,366.11$695.27$2,061.38$123,346.23
228May 2040$1,373.72$687.66$2,061.38$121,972.51
229Jun 2040$1,381.38$680.00$2,061.38$120,591.13
230Jul 2040$1,389.08$672.30$2,061.38$119,202.05
231Aug 2040$1,396.83$664.55$2,061.38$117,805.22
232Sep 2040$1,404.62$656.76$2,061.38$116,400.60
233Oct 2040$1,412.45$648.93$2,061.38$114,988.15
234Nov 2040$1,420.32$641.06$2,061.38$113,567.83
235Dec 2040$1,428.24$633.14$2,061.38$112,139.59
2040 Total$16,625.79$8,110.77$24,736.56
236Jan 2041$1,436.20$625.18$2,061.38$110,703.39
237Feb 2041$1,444.21$617.17$2,061.38$109,259.18
238Mar 2041$1,452.26$609.12$2,061.38$107,806.92
239Apr 2041$1,460.36$601.02$2,061.38$106,346.56
240May 2041$1,468.50$592.88$2,061.38$104,878.06
241Jun 2041$1,476.68$584.70$2,061.38$103,401.38
242Jul 2041$1,484.92$576.46$2,061.38$101,916.46
243Aug 2041$1,493.20$568.18$2,061.38$100,423.26
244Sep 2041$1,501.52$559.86$2,061.38$98,921.74
245Oct 2041$1,509.89$551.49$2,061.38$97,411.85
246Nov 2041$1,518.31$543.07$2,061.38$95,893.54
247Dec 2041$1,526.77$534.61$2,061.38$94,366.77
2041 Total$17,772.82$6,963.74$24,736.56
248Jan 2042$1,535.29$526.09$2,061.38$92,831.48
249Feb 2042$1,543.84$517.54$2,061.38$91,287.64
250Mar 2042$1,552.45$508.93$2,061.38$89,735.19
251Apr 2042$1,561.11$500.27$2,061.38$88,174.08
252May 2042$1,569.81$491.57$2,061.38$86,604.27
253Jun 2042$1,578.56$482.82$2,061.38$85,025.71
254Jul 2042$1,587.36$474.02$2,061.38$83,438.35
255Aug 2042$1,596.21$465.17$2,061.38$81,842.14
256Sep 2042$1,605.11$456.27$2,061.38$80,237.03
257Oct 2042$1,614.06$447.32$2,061.38$78,622.97
258Nov 2042$1,623.06$438.32$2,061.38$76,999.91
259Dec 2042$1,632.11$429.27$2,061.38$75,367.80
2042 Total$18,998.97$5,737.59$24,736.56
260Jan 2043$1,641.20$420.18$2,061.38$73,726.60
261Feb 2043$1,650.35$411.03$2,061.38$72,076.25
262Mar 2043$1,659.55$401.83$2,061.38$70,416.70
263Apr 2043$1,668.81$392.57$2,061.38$68,747.89
264May 2043$1,678.11$383.27$2,061.38$67,069.78
265Jun 2043$1,687.47$373.91$2,061.38$65,382.31
266Jul 2043$1,696.87$364.51$2,061.38$63,685.44
267Aug 2043$1,706.33$355.05$2,061.38$61,979.11
268Sep 2043$1,715.85$345.53$2,061.38$60,263.26
269Oct 2043$1,725.41$335.97$2,061.38$58,537.85
270Nov 2043$1,735.03$326.35$2,061.38$56,802.82
271Dec 2043$1,744.70$316.68$2,061.38$55,058.12
2043 Total$20,309.68$4,426.88$24,736.56
272Jan 2044$1,754.43$306.95$2,061.38$53,303.69
273Feb 2044$1,764.21$297.17$2,061.38$51,539.48
274Mar 2044$1,774.05$287.33$2,061.38$49,765.43
275Apr 2044$1,783.94$277.44$2,061.38$47,981.49
276May 2044$1,793.88$267.50$2,061.38$46,187.61
277Jun 2044$1,803.88$257.50$2,061.38$44,383.73
278Jul 2044$1,813.94$247.44$2,061.38$42,569.79
279Aug 2044$1,824.05$237.33$2,061.38$40,745.74
280Sep 2044$1,834.22$227.16$2,061.38$38,911.52
281Oct 2044$1,844.45$216.93$2,061.38$37,067.07
282Nov 2044$1,854.73$206.65$2,061.38$35,212.34
283Dec 2044$1,865.07$196.31$2,061.38$33,347.27
2044 Total$21,710.85$3,025.71$24,736.56
284Jan 2045$1,875.47$185.91$2,061.38$31,471.80
285Feb 2045$1,885.92$175.46$2,061.38$29,585.88
286Mar 2045$1,896.44$164.94$2,061.38$27,689.44
287Apr 2045$1,907.01$154.37$2,061.38$25,782.43
288May 2045$1,917.64$143.74$2,061.38$23,864.79
289Jun 2045$1,928.33$133.05$2,061.38$21,936.46
290Jul 2045$1,939.08$122.30$2,061.38$19,997.38
291Aug 2045$1,949.89$111.49$2,061.38$18,047.49
292Sep 2045$1,960.77$100.61$2,061.38$16,086.72
293Oct 2045$1,971.70$89.68$2,061.38$14,115.02
294Nov 2045$1,982.69$78.69$2,061.38$12,132.33
295Dec 2045$1,993.74$67.64$2,061.38$10,138.59
2045 Total$23,208.68$1,527.88$24,736.56
296Jan 2046$2,004.86$56.52$2,061.38$8,133.73
297Feb 2046$2,016.03$45.35$2,061.38$6,117.70
298Mar 2046$2,027.27$34.11$2,061.38$4,090.43
299Apr 2046$2,038.58$22.80$2,061.38$2,051.85
300May 2046$2,049.94$11.44$2,061.38$1.91
2046 Total$10,136.68$170.22$10,306.9