Borrow amount

$300,000

Advertised Rate

7.15

% p.a

Variable

Loan term
25 Years
Pepper
Repayment frequency
Monthly
Monthly Repayments
$2,149
Number of repayments
300
Total interest paid
$344,740
Total Repayments

$644,739

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$361.63$1,787.50$2,149.13$299,638.37
2Jun 2021$363.78$1,785.35$2,149.13$299,274.59
3Jul 2021$365.95$1,783.18$2,149.13$298,908.64
4Aug 2021$368.13$1,781.00$2,149.13$298,540.51
5Sep 2021$370.33$1,778.80$2,149.13$298,170.18
6Oct 2021$372.53$1,776.60$2,149.13$297,797.65
7Nov 2021$374.75$1,774.38$2,149.13$297,422.90
8Dec 2021$376.99$1,772.14$2,149.13$297,045.91
2021 Total$2,954.09$14,238.95$17,193.04
9Jan 2022$379.23$1,769.90$2,149.13$296,666.68
10Feb 2022$381.49$1,767.64$2,149.13$296,285.19
11Mar 2022$383.76$1,765.37$2,149.13$295,901.43
12Apr 2022$386.05$1,763.08$2,149.13$295,515.38
13May 2022$388.35$1,760.78$2,149.13$295,127.03
14Jun 2022$390.66$1,758.47$2,149.13$294,736.37
15Jul 2022$392.99$1,756.14$2,149.13$294,343.38
16Aug 2022$395.33$1,753.80$2,149.13$293,948.05
17Sep 2022$397.69$1,751.44$2,149.13$293,550.36
18Oct 2022$400.06$1,749.07$2,149.13$293,150.30
19Nov 2022$402.44$1,746.69$2,149.13$292,747.86
20Dec 2022$404.84$1,744.29$2,149.13$292,343.02
2022 Total$4,702.89$21,086.67$25,789.56
21Jan 2023$407.25$1,741.88$2,149.13$291,935.77
22Feb 2023$409.68$1,739.45$2,149.13$291,526.09
23Mar 2023$412.12$1,737.01$2,149.13$291,113.97
24Apr 2023$414.58$1,734.55$2,149.13$290,699.39
25May 2023$417.05$1,732.08$2,149.13$290,282.34
26Jun 2023$419.53$1,729.60$2,149.13$289,862.81
27Jul 2023$422.03$1,727.10$2,149.13$289,440.78
28Aug 2023$424.55$1,724.58$2,149.13$289,016.23
29Sep 2023$427.07$1,722.06$2,149.13$288,589.16
30Oct 2023$429.62$1,719.51$2,149.13$288,159.54
31Nov 2023$432.18$1,716.95$2,149.13$287,727.36
32Dec 2023$434.75$1,714.38$2,149.13$287,292.61
2023 Total$5,050.41$20,739.15$25,789.56
33Jan 2024$437.34$1,711.79$2,149.13$286,855.27
34Feb 2024$439.95$1,709.18$2,149.13$286,415.32
35Mar 2024$442.57$1,706.56$2,149.13$285,972.75
36Apr 2024$445.21$1,703.92$2,149.13$285,527.54
37May 2024$447.86$1,701.27$2,149.13$285,079.68
38Jun 2024$450.53$1,698.60$2,149.13$284,629.15
39Jul 2024$453.21$1,695.92$2,149.13$284,175.94
40Aug 2024$455.92$1,693.21$2,149.13$283,720.02
41Sep 2024$458.63$1,690.50$2,149.13$283,261.39
42Oct 2024$461.36$1,687.77$2,149.13$282,800.03
43Nov 2024$464.11$1,685.02$2,149.13$282,335.92
44Dec 2024$466.88$1,682.25$2,149.13$281,869.04
2024 Total$5,423.57$20,365.99$25,789.56
45Jan 2025$469.66$1,679.47$2,149.13$281,399.38
46Feb 2025$472.46$1,676.67$2,149.13$280,926.92
47Mar 2025$475.27$1,673.86$2,149.13$280,451.65
48Apr 2025$478.11$1,671.02$2,149.13$279,973.54
49May 2025$480.95$1,668.18$2,149.13$279,492.59
50Jun 2025$483.82$1,665.31$2,149.13$279,008.77
51Jul 2025$486.70$1,662.43$2,149.13$278,522.07
52Aug 2025$489.60$1,659.53$2,149.13$278,032.47
53Sep 2025$492.52$1,656.61$2,149.13$277,539.95
54Oct 2025$495.45$1,653.68$2,149.13$277,044.50
55Nov 2025$498.41$1,650.72$2,149.13$276,546.09
56Dec 2025$501.38$1,647.75$2,149.13$276,044.71
2025 Total$5,824.33$19,965.23$25,789.56
57Jan 2026$504.36$1,644.77$2,149.13$275,540.35
58Feb 2026$507.37$1,641.76$2,149.13$275,032.98
59Mar 2026$510.39$1,638.74$2,149.13$274,522.59
60Apr 2026$513.43$1,635.70$2,149.13$274,009.16
61May 2026$516.49$1,632.64$2,149.13$273,492.67
62Jun 2026$519.57$1,629.56$2,149.13$272,973.10
63Jul 2026$522.67$1,626.46$2,149.13$272,450.43
64Aug 2026$525.78$1,623.35$2,149.13$271,924.65
65Sep 2026$528.91$1,620.22$2,149.13$271,395.74
66Oct 2026$532.06$1,617.07$2,149.13$270,863.68
67Nov 2026$535.23$1,613.90$2,149.13$270,328.45
68Dec 2026$538.42$1,610.71$2,149.13$269,790.03
2026 Total$6,254.68$19,534.88$25,789.56
69Jan 2027$541.63$1,607.50$2,149.13$269,248.40
70Feb 2027$544.86$1,604.27$2,149.13$268,703.54
71Mar 2027$548.10$1,601.03$2,149.13$268,155.44
72Apr 2027$551.37$1,597.76$2,149.13$267,604.07
73May 2027$554.66$1,594.47$2,149.13$267,049.41
74Jun 2027$557.96$1,591.17$2,149.13$266,491.45
75Jul 2027$561.29$1,587.84$2,149.13$265,930.16
76Aug 2027$564.63$1,584.50$2,149.13$265,365.53
77Sep 2027$567.99$1,581.14$2,149.13$264,797.54
78Oct 2027$571.38$1,577.75$2,149.13$264,226.16
79Nov 2027$574.78$1,574.35$2,149.13$263,651.38
80Dec 2027$578.21$1,570.92$2,149.13$263,073.17
2027 Total$6,716.86$19,072.7$25,789.56
81Jan 2028$581.65$1,567.48$2,149.13$262,491.52
82Feb 2028$585.12$1,564.01$2,149.13$261,906.40
83Mar 2028$588.60$1,560.53$2,149.13$261,317.80
84Apr 2028$592.11$1,557.02$2,149.13$260,725.69
85May 2028$595.64$1,553.49$2,149.13$260,130.05
86Jun 2028$599.19$1,549.94$2,149.13$259,530.86
87Jul 2028$602.76$1,546.37$2,149.13$258,928.10
88Aug 2028$606.35$1,542.78$2,149.13$258,321.75
89Sep 2028$609.96$1,539.17$2,149.13$257,711.79
90Oct 2028$613.60$1,535.53$2,149.13$257,098.19
91Nov 2028$617.25$1,531.88$2,149.13$256,480.94
92Dec 2028$620.93$1,528.20$2,149.13$255,860.01
2028 Total$7,213.16$18,576.4$25,789.56
93Jan 2029$624.63$1,524.50$2,149.13$255,235.38
94Feb 2029$628.35$1,520.78$2,149.13$254,607.03
95Mar 2029$632.10$1,517.03$2,149.13$253,974.93
96Apr 2029$635.86$1,513.27$2,149.13$253,339.07
97May 2029$639.65$1,509.48$2,149.13$252,699.42
98Jun 2029$643.46$1,505.67$2,149.13$252,055.96
99Jul 2029$647.30$1,501.83$2,149.13$251,408.66
100Aug 2029$651.15$1,497.98$2,149.13$250,757.51
101Sep 2029$655.03$1,494.10$2,149.13$250,102.48
102Oct 2029$658.94$1,490.19$2,149.13$249,443.54
103Nov 2029$662.86$1,486.27$2,149.13$248,780.68
104Dec 2029$666.81$1,482.32$2,149.13$248,113.87
2029 Total$7,746.14$18,043.42$25,789.56
105Jan 2030$670.78$1,478.35$2,149.13$247,443.09
106Feb 2030$674.78$1,474.35$2,149.13$246,768.31
107Mar 2030$678.80$1,470.33$2,149.13$246,089.51
108Apr 2030$682.85$1,466.28$2,149.13$245,406.66
109May 2030$686.92$1,462.21$2,149.13$244,719.74
110Jun 2030$691.01$1,458.12$2,149.13$244,028.73
111Jul 2030$695.13$1,454.00$2,149.13$243,333.60
112Aug 2030$699.27$1,449.86$2,149.13$242,634.33
113Sep 2030$703.43$1,445.70$2,149.13$241,930.90
114Oct 2030$707.63$1,441.50$2,149.13$241,223.27
115Nov 2030$711.84$1,437.29$2,149.13$240,511.43
116Dec 2030$716.08$1,433.05$2,149.13$239,795.35
2030 Total$8,318.52$17,471.04$25,789.56
117Jan 2031$720.35$1,428.78$2,149.13$239,075.00
118Feb 2031$724.64$1,424.49$2,149.13$238,350.36
119Mar 2031$728.96$1,420.17$2,149.13$237,621.40
120Apr 2031$733.30$1,415.83$2,149.13$236,888.10
121May 2031$737.67$1,411.46$2,149.13$236,150.43
122Jun 2031$742.07$1,407.06$2,149.13$235,408.36
123Jul 2031$746.49$1,402.64$2,149.13$234,661.87
124Aug 2031$750.94$1,398.19$2,149.13$233,910.93
125Sep 2031$755.41$1,393.72$2,149.13$233,155.52
126Oct 2031$759.91$1,389.22$2,149.13$232,395.61
127Nov 2031$764.44$1,384.69$2,149.13$231,631.17
128Dec 2031$768.99$1,380.14$2,149.13$230,862.18
2031 Total$8,933.17$16,856.39$25,789.56
129Jan 2032$773.58$1,375.55$2,149.13$230,088.60
130Feb 2032$778.19$1,370.94$2,149.13$229,310.41
131Mar 2032$782.82$1,366.31$2,149.13$228,527.59
132Apr 2032$787.49$1,361.64$2,149.13$227,740.10
133May 2032$792.18$1,356.95$2,149.13$226,947.92
134Jun 2032$796.90$1,352.23$2,149.13$226,151.02
135Jul 2032$801.65$1,347.48$2,149.13$225,349.37
136Aug 2032$806.42$1,342.71$2,149.13$224,542.95
137Sep 2032$811.23$1,337.90$2,149.13$223,731.72
138Oct 2032$816.06$1,333.07$2,149.13$222,915.66
139Nov 2032$820.92$1,328.21$2,149.13$222,094.74
140Dec 2032$825.82$1,323.31$2,149.13$221,268.92
2032 Total$9,593.26$16,196.3$25,789.56
141Jan 2033$830.74$1,318.39$2,149.13$220,438.18
142Feb 2033$835.69$1,313.44$2,149.13$219,602.49
143Mar 2033$840.67$1,308.46$2,149.13$218,761.82
144Apr 2033$845.67$1,303.46$2,149.13$217,916.15
145May 2033$850.71$1,298.42$2,149.13$217,065.44
146Jun 2033$855.78$1,293.35$2,149.13$216,209.66
147Jul 2033$860.88$1,288.25$2,149.13$215,348.78
148Aug 2033$866.01$1,283.12$2,149.13$214,482.77
149Sep 2033$871.17$1,277.96$2,149.13$213,611.60
150Oct 2033$876.36$1,272.77$2,149.13$212,735.24
151Nov 2033$881.58$1,267.55$2,149.13$211,853.66
152Dec 2033$886.84$1,262.29$2,149.13$210,966.82
2033 Total$10,302.1$15,487.46$25,789.56
153Jan 2034$892.12$1,257.01$2,149.13$210,074.70
154Feb 2034$897.43$1,251.70$2,149.13$209,177.27
155Mar 2034$902.78$1,246.35$2,149.13$208,274.49
156Apr 2034$908.16$1,240.97$2,149.13$207,366.33
157May 2034$913.57$1,235.56$2,149.13$206,452.76
158Jun 2034$919.02$1,230.11$2,149.13$205,533.74
159Jul 2034$924.49$1,224.64$2,149.13$204,609.25
160Aug 2034$930.00$1,219.13$2,149.13$203,679.25
161Sep 2034$935.54$1,213.59$2,149.13$202,743.71
162Oct 2034$941.12$1,208.01$2,149.13$201,802.59
163Nov 2034$946.72$1,202.41$2,149.13$200,855.87
164Dec 2034$952.36$1,196.77$2,149.13$199,903.51
2034 Total$11,063.31$14,726.25$25,789.56
165Jan 2035$958.04$1,191.09$2,149.13$198,945.47
166Feb 2035$963.75$1,185.38$2,149.13$197,981.72
167Mar 2035$969.49$1,179.64$2,149.13$197,012.23
168Apr 2035$975.27$1,173.86$2,149.13$196,036.96
169May 2035$981.08$1,168.05$2,149.13$195,055.88
170Jun 2035$986.92$1,162.21$2,149.13$194,068.96
171Jul 2035$992.80$1,156.33$2,149.13$193,076.16
172Aug 2035$998.72$1,150.41$2,149.13$192,077.44
173Sep 2035$1,004.67$1,144.46$2,149.13$191,072.77
174Oct 2035$1,010.65$1,138.48$2,149.13$190,062.12
175Nov 2035$1,016.68$1,132.45$2,149.13$189,045.44
176Dec 2035$1,022.73$1,126.40$2,149.13$188,022.71
2035 Total$11,880.8$13,908.76$25,789.56
177Jan 2036$1,028.83$1,120.30$2,149.13$186,993.88
178Feb 2036$1,034.96$1,114.17$2,149.13$185,958.92
179Mar 2036$1,041.12$1,108.01$2,149.13$184,917.80
180Apr 2036$1,047.33$1,101.80$2,149.13$183,870.47
181May 2036$1,053.57$1,095.56$2,149.13$182,816.90
182Jun 2036$1,059.85$1,089.28$2,149.13$181,757.05
183Jul 2036$1,066.16$1,082.97$2,149.13$180,690.89
184Aug 2036$1,072.51$1,076.62$2,149.13$179,618.38
185Sep 2036$1,078.90$1,070.23$2,149.13$178,539.48
186Oct 2036$1,085.33$1,063.80$2,149.13$177,454.15
187Nov 2036$1,091.80$1,057.33$2,149.13$176,362.35
188Dec 2036$1,098.30$1,050.83$2,149.13$175,264.05
2036 Total$12,758.66$13,030.9$25,789.56
189Jan 2037$1,104.85$1,044.28$2,149.13$174,159.20
190Feb 2037$1,111.43$1,037.70$2,149.13$173,047.77
191Mar 2037$1,118.05$1,031.08$2,149.13$171,929.72
192Apr 2037$1,124.72$1,024.41$2,149.13$170,805.00
193May 2037$1,131.42$1,017.71$2,149.13$169,673.58
194Jun 2037$1,138.16$1,010.97$2,149.13$168,535.42
195Jul 2037$1,144.94$1,004.19$2,149.13$167,390.48
196Aug 2037$1,151.76$997.37$2,149.13$166,238.72
197Sep 2037$1,158.62$990.51$2,149.13$165,080.10
198Oct 2037$1,165.53$983.60$2,149.13$163,914.57
199Nov 2037$1,172.47$976.66$2,149.13$162,742.10
200Dec 2037$1,179.46$969.67$2,149.13$161,562.64
2037 Total$13,701.41$12,088.15$25,789.56
201Jan 2038$1,186.49$962.64$2,149.13$160,376.15
202Feb 2038$1,193.56$955.57$2,149.13$159,182.59
203Mar 2038$1,200.67$948.46$2,149.13$157,981.92
204Apr 2038$1,207.82$941.31$2,149.13$156,774.10
205May 2038$1,215.02$934.11$2,149.13$155,559.08
206Jun 2038$1,222.26$926.87$2,149.13$154,336.82
207Jul 2038$1,229.54$919.59$2,149.13$153,107.28
208Aug 2038$1,236.87$912.26$2,149.13$151,870.41
209Sep 2038$1,244.24$904.89$2,149.13$150,626.17
210Oct 2038$1,251.65$897.48$2,149.13$149,374.52
211Nov 2038$1,259.11$890.02$2,149.13$148,115.41
212Dec 2038$1,266.61$882.52$2,149.13$146,848.80
2038 Total$14,713.84$11,075.72$25,789.56
213Jan 2039$1,274.16$874.97$2,149.13$145,574.64
214Feb 2039$1,281.75$867.38$2,149.13$144,292.89
215Mar 2039$1,289.38$859.75$2,149.13$143,003.51
216Apr 2039$1,297.07$852.06$2,149.13$141,706.44
217May 2039$1,304.80$844.33$2,149.13$140,401.64
218Jun 2039$1,312.57$836.56$2,149.13$139,089.07
219Jul 2039$1,320.39$828.74$2,149.13$137,768.68
220Aug 2039$1,328.26$820.87$2,149.13$136,440.42
221Sep 2039$1,336.17$812.96$2,149.13$135,104.25
222Oct 2039$1,344.13$805.00$2,149.13$133,760.12
223Nov 2039$1,352.14$796.99$2,149.13$132,407.98
224Dec 2039$1,360.20$788.93$2,149.13$131,047.78
2039 Total$15,801.02$9,988.54$25,789.56
225Jan 2040$1,368.30$780.83$2,149.13$129,679.48
226Feb 2040$1,376.46$772.67$2,149.13$128,303.02
227Mar 2040$1,384.66$764.47$2,149.13$126,918.36
228Apr 2040$1,392.91$756.22$2,149.13$125,525.45
229May 2040$1,401.21$747.92$2,149.13$124,124.24
230Jun 2040$1,409.56$739.57$2,149.13$122,714.68
231Jul 2040$1,417.96$731.17$2,149.13$121,296.72
232Aug 2040$1,426.40$722.73$2,149.13$119,870.32
233Sep 2040$1,434.90$714.23$2,149.13$118,435.42
234Oct 2040$1,443.45$705.68$2,149.13$116,991.97
235Nov 2040$1,452.05$697.08$2,149.13$115,539.92
236Dec 2040$1,460.70$688.43$2,149.13$114,079.22
2040 Total$16,968.56$8,821$25,789.56
237Jan 2041$1,469.41$679.72$2,149.13$112,609.81
238Feb 2041$1,478.16$670.97$2,149.13$111,131.65
239Mar 2041$1,486.97$662.16$2,149.13$109,644.68
240Apr 2041$1,495.83$653.30$2,149.13$108,148.85
241May 2041$1,504.74$644.39$2,149.13$106,644.11
242Jun 2041$1,513.71$635.42$2,149.13$105,130.40
243Jul 2041$1,522.73$626.40$2,149.13$103,607.67
244Aug 2041$1,531.80$617.33$2,149.13$102,075.87
245Sep 2041$1,540.93$608.20$2,149.13$100,534.94
246Oct 2041$1,550.11$599.02$2,149.13$98,984.83
247Nov 2041$1,559.35$589.78$2,149.13$97,425.48
248Dec 2041$1,568.64$580.49$2,149.13$95,856.84
2041 Total$18,222.38$7,567.18$25,789.56
249Jan 2042$1,577.98$571.15$2,149.13$94,278.86
250Feb 2042$1,587.39$561.74$2,149.13$92,691.47
251Mar 2042$1,596.84$552.29$2,149.13$91,094.63
252Apr 2042$1,606.36$542.77$2,149.13$89,488.27
253May 2042$1,615.93$533.20$2,149.13$87,872.34
254Jun 2042$1,625.56$523.57$2,149.13$86,246.78
255Jul 2042$1,635.24$513.89$2,149.13$84,611.54
256Aug 2042$1,644.99$504.14$2,149.13$82,966.55
257Sep 2042$1,654.79$494.34$2,149.13$81,311.76
258Oct 2042$1,664.65$484.48$2,149.13$79,647.11
259Nov 2042$1,674.57$474.56$2,149.13$77,972.54
260Dec 2042$1,684.54$464.59$2,149.13$76,288.00
2042 Total$19,568.84$6,220.72$25,789.56
261Jan 2043$1,694.58$454.55$2,149.13$74,593.42
262Feb 2043$1,704.68$444.45$2,149.13$72,888.74
263Mar 2043$1,714.83$434.30$2,149.13$71,173.91
264Apr 2043$1,725.05$424.08$2,149.13$69,448.86
265May 2043$1,735.33$413.80$2,149.13$67,713.53
266Jun 2043$1,745.67$403.46$2,149.13$65,967.86
267Jul 2043$1,756.07$393.06$2,149.13$64,211.79
268Aug 2043$1,766.53$382.60$2,149.13$62,445.26
269Sep 2043$1,777.06$372.07$2,149.13$60,668.20
270Oct 2043$1,787.65$361.48$2,149.13$58,880.55
271Nov 2043$1,798.30$350.83$2,149.13$57,082.25
272Dec 2043$1,809.01$340.12$2,149.13$55,273.24
2043 Total$21,014.76$4,774.8$25,789.56
273Jan 2044$1,819.79$329.34$2,149.13$53,453.45
274Feb 2044$1,830.64$318.49$2,149.13$51,622.81
275Mar 2044$1,841.54$307.59$2,149.13$49,781.27
276Apr 2044$1,852.52$296.61$2,149.13$47,928.75
277May 2044$1,863.55$285.58$2,149.13$46,065.20
278Jun 2044$1,874.66$274.47$2,149.13$44,190.54
279Jul 2044$1,885.83$263.30$2,149.13$42,304.71
280Aug 2044$1,897.06$252.07$2,149.13$40,407.65
281Sep 2044$1,908.37$240.76$2,149.13$38,499.28
282Oct 2044$1,919.74$229.39$2,149.13$36,579.54
283Nov 2044$1,931.18$217.95$2,149.13$34,648.36
284Dec 2044$1,942.68$206.45$2,149.13$32,705.68
2044 Total$22,567.56$3,222$25,789.56
285Jan 2045$1,954.26$194.87$2,149.13$30,751.42
286Feb 2045$1,965.90$183.23$2,149.13$28,785.52
287Mar 2045$1,977.62$171.51$2,149.13$26,807.90
288Apr 2045$1,989.40$159.73$2,149.13$24,818.50
289May 2045$2,001.25$147.88$2,149.13$22,817.25
290Jun 2045$2,013.18$135.95$2,149.13$20,804.07
291Jul 2045$2,025.17$123.96$2,149.13$18,778.90
292Aug 2045$2,037.24$111.89$2,149.13$16,741.66
293Sep 2045$2,049.38$99.75$2,149.13$14,692.28
294Oct 2045$2,061.59$87.54$2,149.13$12,630.69
295Nov 2045$2,073.87$75.26$2,149.13$10,556.82
296Dec 2045$2,086.23$62.90$2,149.13$8,470.59
2045 Total$24,235.09$1,554.47$25,789.56
297Jan 2046$2,098.66$50.47$2,149.13$6,371.93
298Feb 2046$2,111.16$37.97$2,149.13$4,260.77
299Mar 2046$2,123.74$25.39$2,149.13$2,137.03
300Apr 2046$2,136.40$12.73$2,149.13$0.63
2046 Total$8,469.96$126.56$8,596.52