Borrow amount

$300,000

Advertised Rate

5.94%

Variable

Loan term
25 Years
Pepper
Repayment frequency
Monthly
Monthly Repayments
$1,922
Number of repayments
300
Total interest paid
$276,573
Total Repayments

$576,573

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Dec 2020$436.92$1,485.00$1,921.92$299,563.08
2020 Total$436.92$1,485$1,921.92
2Jan 2021$439.08$1,482.84$1,921.92$299,124.00
3Feb 2021$441.26$1,480.66$1,921.92$298,682.74
4Mar 2021$443.44$1,478.48$1,921.92$298,239.30
5Apr 2021$445.64$1,476.28$1,921.92$297,793.66
6May 2021$447.84$1,474.08$1,921.92$297,345.82
7Jun 2021$450.06$1,471.86$1,921.92$296,895.76
8Jul 2021$452.29$1,469.63$1,921.92$296,443.47
9Aug 2021$454.52$1,467.40$1,921.92$295,988.95
10Sep 2021$456.77$1,465.15$1,921.92$295,532.18
11Oct 2021$459.04$1,462.88$1,921.92$295,073.14
12Nov 2021$461.31$1,460.61$1,921.92$294,611.83
13Dec 2021$463.59$1,458.33$1,921.92$294,148.24
2021 Total$5,414.84$17,648.2$23,063.04
14Jan 2022$465.89$1,456.03$1,921.92$293,682.35
15Feb 2022$468.19$1,453.73$1,921.92$293,214.16
16Mar 2022$470.51$1,451.41$1,921.92$292,743.65
17Apr 2022$472.84$1,449.08$1,921.92$292,270.81
18May 2022$475.18$1,446.74$1,921.92$291,795.63
19Jun 2022$477.53$1,444.39$1,921.92$291,318.10
20Jul 2022$479.90$1,442.02$1,921.92$290,838.20
21Aug 2022$482.27$1,439.65$1,921.92$290,355.93
22Sep 2022$484.66$1,437.26$1,921.92$289,871.27
23Oct 2022$487.06$1,434.86$1,921.92$289,384.21
24Nov 2022$489.47$1,432.45$1,921.92$288,894.74
25Dec 2022$491.89$1,430.03$1,921.92$288,402.85
2022 Total$5,745.39$17,317.65$23,063.04
26Jan 2023$494.33$1,427.59$1,921.92$287,908.52
27Feb 2023$496.77$1,425.15$1,921.92$287,411.75
28Mar 2023$499.23$1,422.69$1,921.92$286,912.52
29Apr 2023$501.70$1,420.22$1,921.92$286,410.82
30May 2023$504.19$1,417.73$1,921.92$285,906.63
31Jun 2023$506.68$1,415.24$1,921.92$285,399.95
32Jul 2023$509.19$1,412.73$1,921.92$284,890.76
33Aug 2023$511.71$1,410.21$1,921.92$284,379.05
34Sep 2023$514.24$1,407.68$1,921.92$283,864.81
35Oct 2023$516.79$1,405.13$1,921.92$283,348.02
36Nov 2023$519.35$1,402.57$1,921.92$282,828.67
37Dec 2023$521.92$1,400.00$1,921.92$282,306.75
2023 Total$6,096.1$16,966.94$23,063.04
38Jan 2024$524.50$1,397.42$1,921.92$281,782.25
39Feb 2024$527.10$1,394.82$1,921.92$281,255.15
40Mar 2024$529.71$1,392.21$1,921.92$280,725.44
41Apr 2024$532.33$1,389.59$1,921.92$280,193.11
42May 2024$534.96$1,386.96$1,921.92$279,658.15
43Jun 2024$537.61$1,384.31$1,921.92$279,120.54
44Jul 2024$540.27$1,381.65$1,921.92$278,580.27
45Aug 2024$542.95$1,378.97$1,921.92$278,037.32
46Sep 2024$545.64$1,376.28$1,921.92$277,491.68
47Oct 2024$548.34$1,373.58$1,921.92$276,943.34
48Nov 2024$551.05$1,370.87$1,921.92$276,392.29
49Dec 2024$553.78$1,368.14$1,921.92$275,838.51
2024 Total$6,468.24$16,594.8$23,063.04
50Jan 2025$556.52$1,365.40$1,921.92$275,281.99
51Feb 2025$559.27$1,362.65$1,921.92$274,722.72
52Mar 2025$562.04$1,359.88$1,921.92$274,160.68
53Apr 2025$564.82$1,357.10$1,921.92$273,595.86
54May 2025$567.62$1,354.30$1,921.92$273,028.24
55Jun 2025$570.43$1,351.49$1,921.92$272,457.81
56Jul 2025$573.25$1,348.67$1,921.92$271,884.56
57Aug 2025$576.09$1,345.83$1,921.92$271,308.47
58Sep 2025$578.94$1,342.98$1,921.92$270,729.53
59Oct 2025$581.81$1,340.11$1,921.92$270,147.72
60Nov 2025$584.69$1,337.23$1,921.92$269,563.03
61Dec 2025$587.58$1,334.34$1,921.92$268,975.45
2025 Total$6,863.06$16,199.98$23,063.04
62Jan 2026$590.49$1,331.43$1,921.92$268,384.96
63Feb 2026$593.41$1,328.51$1,921.92$267,791.55
64Mar 2026$596.35$1,325.57$1,921.92$267,195.20
65Apr 2026$599.30$1,322.62$1,921.92$266,595.90
66May 2026$602.27$1,319.65$1,921.92$265,993.63
67Jun 2026$605.25$1,316.67$1,921.92$265,388.38
68Jul 2026$608.25$1,313.67$1,921.92$264,780.13
69Aug 2026$611.26$1,310.66$1,921.92$264,168.87
70Sep 2026$614.28$1,307.64$1,921.92$263,554.59
71Oct 2026$617.32$1,304.60$1,921.92$262,937.27
72Nov 2026$620.38$1,301.54$1,921.92$262,316.89
73Dec 2026$623.45$1,298.47$1,921.92$261,693.44
2026 Total$7,282.01$15,781.03$23,063.04
74Jan 2027$626.54$1,295.38$1,921.92$261,066.90
75Feb 2027$629.64$1,292.28$1,921.92$260,437.26
76Mar 2027$632.76$1,289.16$1,921.92$259,804.50
77Apr 2027$635.89$1,286.03$1,921.92$259,168.61
78May 2027$639.04$1,282.88$1,921.92$258,529.57
79Jun 2027$642.20$1,279.72$1,921.92$257,887.37
80Jul 2027$645.38$1,276.54$1,921.92$257,241.99
81Aug 2027$648.57$1,273.35$1,921.92$256,593.42
82Sep 2027$651.78$1,270.14$1,921.92$255,941.64
83Oct 2027$655.01$1,266.91$1,921.92$255,286.63
84Nov 2027$658.25$1,263.67$1,921.92$254,628.38
85Dec 2027$661.51$1,260.41$1,921.92$253,966.87
2027 Total$7,726.57$15,336.47$23,063.04
86Jan 2028$664.78$1,257.14$1,921.92$253,302.09
87Feb 2028$668.07$1,253.85$1,921.92$252,634.02
88Mar 2028$671.38$1,250.54$1,921.92$251,962.64
89Apr 2028$674.70$1,247.22$1,921.92$251,287.94
90May 2028$678.04$1,243.88$1,921.92$250,609.90
91Jun 2028$681.40$1,240.52$1,921.92$249,928.50
92Jul 2028$684.77$1,237.15$1,921.92$249,243.73
93Aug 2028$688.16$1,233.76$1,921.92$248,555.57
94Sep 2028$691.57$1,230.35$1,921.92$247,864.00
95Oct 2028$694.99$1,226.93$1,921.92$247,169.01
96Nov 2028$698.43$1,223.49$1,921.92$246,470.58
97Dec 2028$701.89$1,220.03$1,921.92$245,768.69
2028 Total$8,198.18$14,864.86$23,063.04
98Jan 2029$705.36$1,216.56$1,921.92$245,063.33
99Feb 2029$708.86$1,213.06$1,921.92$244,354.47
100Mar 2029$712.37$1,209.55$1,921.92$243,642.10
101Apr 2029$715.89$1,206.03$1,921.92$242,926.21
102May 2029$719.44$1,202.48$1,921.92$242,206.77
103Jun 2029$723.00$1,198.92$1,921.92$241,483.77
104Jul 2029$726.58$1,195.34$1,921.92$240,757.19
105Aug 2029$730.17$1,191.75$1,921.92$240,027.02
106Sep 2029$733.79$1,188.13$1,921.92$239,293.23
107Oct 2029$737.42$1,184.50$1,921.92$238,555.81
108Nov 2029$741.07$1,180.85$1,921.92$237,814.74
109Dec 2029$744.74$1,177.18$1,921.92$237,070.00
2029 Total$8,698.69$14,364.35$23,063.04
110Jan 2030$748.42$1,173.50$1,921.92$236,321.58
111Feb 2030$752.13$1,169.79$1,921.92$235,569.45
112Mar 2030$755.85$1,166.07$1,921.92$234,813.60
113Apr 2030$759.59$1,162.33$1,921.92$234,054.01
114May 2030$763.35$1,158.57$1,921.92$233,290.66
115Jun 2030$767.13$1,154.79$1,921.92$232,523.53
116Jul 2030$770.93$1,150.99$1,921.92$231,752.60
117Aug 2030$774.74$1,147.18$1,921.92$230,977.86
118Sep 2030$778.58$1,143.34$1,921.92$230,199.28
119Oct 2030$782.43$1,139.49$1,921.92$229,416.85
120Nov 2030$786.31$1,135.61$1,921.92$228,630.54
121Dec 2030$790.20$1,131.72$1,921.92$227,840.34
2030 Total$9,229.66$13,833.38$23,063.04
122Jan 2031$794.11$1,127.81$1,921.92$227,046.23
123Feb 2031$798.04$1,123.88$1,921.92$226,248.19
124Mar 2031$801.99$1,119.93$1,921.92$225,446.20
125Apr 2031$805.96$1,115.96$1,921.92$224,640.24
126May 2031$809.95$1,111.97$1,921.92$223,830.29
127Jun 2031$813.96$1,107.96$1,921.92$223,016.33
128Jul 2031$817.99$1,103.93$1,921.92$222,198.34
129Aug 2031$822.04$1,099.88$1,921.92$221,376.30
130Sep 2031$826.11$1,095.81$1,921.92$220,550.19
131Oct 2031$830.20$1,091.72$1,921.92$219,719.99
132Nov 2031$834.31$1,087.61$1,921.92$218,885.68
133Dec 2031$838.44$1,083.48$1,921.92$218,047.24
2031 Total$9,793.1$13,269.94$23,063.04
134Jan 2032$842.59$1,079.33$1,921.92$217,204.65
135Feb 2032$846.76$1,075.16$1,921.92$216,357.89
136Mar 2032$850.95$1,070.97$1,921.92$215,506.94
137Apr 2032$855.16$1,066.76$1,921.92$214,651.78
138May 2032$859.39$1,062.53$1,921.92$213,792.39
139Jun 2032$863.65$1,058.27$1,921.92$212,928.74
140Jul 2032$867.92$1,054.00$1,921.92$212,060.82
141Aug 2032$872.22$1,049.70$1,921.92$211,188.60
142Sep 2032$876.54$1,045.38$1,921.92$210,312.06
143Oct 2032$880.88$1,041.04$1,921.92$209,431.18
144Nov 2032$885.24$1,036.68$1,921.92$208,545.94
145Dec 2032$889.62$1,032.30$1,921.92$207,656.32
2032 Total$10,390.92$12,672.12$23,063.04
146Jan 2033$894.02$1,027.90$1,921.92$206,762.30
147Feb 2033$898.45$1,023.47$1,921.92$205,863.85
148Mar 2033$902.89$1,019.03$1,921.92$204,960.96
149Apr 2033$907.36$1,014.56$1,921.92$204,053.60
150May 2033$911.85$1,010.07$1,921.92$203,141.75
151Jun 2033$916.37$1,005.55$1,921.92$202,225.38
152Jul 2033$920.90$1,001.02$1,921.92$201,304.48
153Aug 2033$925.46$996.46$1,921.92$200,379.02
154Sep 2033$930.04$991.88$1,921.92$199,448.98
155Oct 2033$934.65$987.27$1,921.92$198,514.33
156Nov 2033$939.27$982.65$1,921.92$197,575.06
157Dec 2033$943.92$978.00$1,921.92$196,631.14
2033 Total$11,025.18$12,037.86$23,063.04
158Jan 2034$948.60$973.32$1,921.92$195,682.54
159Feb 2034$953.29$968.63$1,921.92$194,729.25
160Mar 2034$958.01$963.91$1,921.92$193,771.24
161Apr 2034$962.75$959.17$1,921.92$192,808.49
162May 2034$967.52$954.40$1,921.92$191,840.97
163Jun 2034$972.31$949.61$1,921.92$190,868.66
164Jul 2034$977.12$944.80$1,921.92$189,891.54
165Aug 2034$981.96$939.96$1,921.92$188,909.58
166Sep 2034$986.82$935.10$1,921.92$187,922.76
167Oct 2034$991.70$930.22$1,921.92$186,931.06
168Nov 2034$996.61$925.31$1,921.92$185,934.45
169Dec 2034$1,001.54$920.38$1,921.92$184,932.91
2034 Total$11,698.23$11,364.81$23,063.04
170Jan 2035$1,006.50$915.42$1,921.92$183,926.41
171Feb 2035$1,011.48$910.44$1,921.92$182,914.93
172Mar 2035$1,016.49$905.43$1,921.92$181,898.44
173Apr 2035$1,021.52$900.40$1,921.92$180,876.92
174May 2035$1,026.58$895.34$1,921.92$179,850.34
175Jun 2035$1,031.66$890.26$1,921.92$178,818.68
176Jul 2035$1,036.77$885.15$1,921.92$177,781.91
177Aug 2035$1,041.90$880.02$1,921.92$176,740.01
178Sep 2035$1,047.06$874.86$1,921.92$175,692.95
179Oct 2035$1,052.24$869.68$1,921.92$174,640.71
180Nov 2035$1,057.45$864.47$1,921.92$173,583.26
181Dec 2035$1,062.68$859.24$1,921.92$172,520.58
2035 Total$12,412.33$10,650.71$23,063.04
182Jan 2036$1,067.94$853.98$1,921.92$171,452.64
183Feb 2036$1,073.23$848.69$1,921.92$170,379.41
184Mar 2036$1,078.54$843.38$1,921.92$169,300.87
185Apr 2036$1,083.88$838.04$1,921.92$168,216.99
186May 2036$1,089.25$832.67$1,921.92$167,127.74
187Jun 2036$1,094.64$827.28$1,921.92$166,033.10
188Jul 2036$1,100.06$821.86$1,921.92$164,933.04
189Aug 2036$1,105.50$816.42$1,921.92$163,827.54
190Sep 2036$1,110.97$810.95$1,921.92$162,716.57
191Oct 2036$1,116.47$805.45$1,921.92$161,600.10
192Nov 2036$1,122.00$799.92$1,921.92$160,478.10
193Dec 2036$1,127.55$794.37$1,921.92$159,350.55
2036 Total$13,170.03$9,893.01$23,063.04
194Jan 2037$1,133.13$788.79$1,921.92$158,217.42
195Feb 2037$1,138.74$783.18$1,921.92$157,078.68
196Mar 2037$1,144.38$777.54$1,921.92$155,934.30
197Apr 2037$1,150.05$771.87$1,921.92$154,784.25
198May 2037$1,155.74$766.18$1,921.92$153,628.51
199Jun 2037$1,161.46$760.46$1,921.92$152,467.05
200Jul 2037$1,167.21$754.71$1,921.92$151,299.84
201Aug 2037$1,172.99$748.93$1,921.92$150,126.85
202Sep 2037$1,178.79$743.13$1,921.92$148,948.06
203Oct 2037$1,184.63$737.29$1,921.92$147,763.43
204Nov 2037$1,190.49$731.43$1,921.92$146,572.94
205Dec 2037$1,196.38$725.54$1,921.92$145,376.56
2037 Total$13,973.99$9,089.05$23,063.04
206Jan 2038$1,202.31$719.61$1,921.92$144,174.25
207Feb 2038$1,208.26$713.66$1,921.92$142,965.99
208Mar 2038$1,214.24$707.68$1,921.92$141,751.75
209Apr 2038$1,220.25$701.67$1,921.92$140,531.50
210May 2038$1,226.29$695.63$1,921.92$139,305.21
211Jun 2038$1,232.36$689.56$1,921.92$138,072.85
212Jul 2038$1,238.46$683.46$1,921.92$136,834.39
213Aug 2038$1,244.59$677.33$1,921.92$135,589.80
214Sep 2038$1,250.75$671.17$1,921.92$134,339.05
215Oct 2038$1,256.94$664.98$1,921.92$133,082.11
216Nov 2038$1,263.16$658.76$1,921.92$131,818.95
217Dec 2038$1,269.42$652.50$1,921.92$130,549.53
2038 Total$14,827.03$8,236.01$23,063.04
218Jan 2039$1,275.70$646.22$1,921.92$129,273.83
219Feb 2039$1,282.01$639.91$1,921.92$127,991.82
220Mar 2039$1,288.36$633.56$1,921.92$126,703.46
221Apr 2039$1,294.74$627.18$1,921.92$125,408.72
222May 2039$1,301.15$620.77$1,921.92$124,107.57
223Jun 2039$1,307.59$614.33$1,921.92$122,799.98
224Jul 2039$1,314.06$607.86$1,921.92$121,485.92
225Aug 2039$1,320.56$601.36$1,921.92$120,165.36
226Sep 2039$1,327.10$594.82$1,921.92$118,838.26
227Oct 2039$1,333.67$588.25$1,921.92$117,504.59
228Nov 2039$1,340.27$581.65$1,921.92$116,164.32
229Dec 2039$1,346.91$575.01$1,921.92$114,817.41
2039 Total$15,732.12$7,330.92$23,063.04
230Jan 2040$1,353.57$568.35$1,921.92$113,463.84
231Feb 2040$1,360.27$561.65$1,921.92$112,103.57
232Mar 2040$1,367.01$554.91$1,921.92$110,736.56
233Apr 2040$1,373.77$548.15$1,921.92$109,362.79
234May 2040$1,380.57$541.35$1,921.92$107,982.22
235Jun 2040$1,387.41$534.51$1,921.92$106,594.81
236Jul 2040$1,394.28$527.64$1,921.92$105,200.53
237Aug 2040$1,401.18$520.74$1,921.92$103,799.35
238Sep 2040$1,408.11$513.81$1,921.92$102,391.24
239Oct 2040$1,415.08$506.84$1,921.92$100,976.16
240Nov 2040$1,422.09$499.83$1,921.92$99,554.07
241Dec 2040$1,429.13$492.79$1,921.92$98,124.94
2040 Total$16,692.47$6,370.57$23,063.04
242Jan 2041$1,436.20$485.72$1,921.92$96,688.74
243Feb 2041$1,443.31$478.61$1,921.92$95,245.43
244Mar 2041$1,450.46$471.46$1,921.92$93,794.97
245Apr 2041$1,457.63$464.29$1,921.92$92,337.34
246May 2041$1,464.85$457.07$1,921.92$90,872.49
247Jun 2041$1,472.10$449.82$1,921.92$89,400.39
248Jul 2041$1,479.39$442.53$1,921.92$87,921.00
249Aug 2041$1,486.71$435.21$1,921.92$86,434.29
250Sep 2041$1,494.07$427.85$1,921.92$84,940.22
251Oct 2041$1,501.47$420.45$1,921.92$83,438.75
252Nov 2041$1,508.90$413.02$1,921.92$81,929.85
253Dec 2041$1,516.37$405.55$1,921.92$80,413.48
2041 Total$17,711.46$5,351.58$23,063.04
254Jan 2042$1,523.87$398.05$1,921.92$78,889.61
255Feb 2042$1,531.42$390.50$1,921.92$77,358.19
256Mar 2042$1,539.00$382.92$1,921.92$75,819.19
257Apr 2042$1,546.62$375.30$1,921.92$74,272.57
258May 2042$1,554.27$367.65$1,921.92$72,718.30
259Jun 2042$1,561.96$359.96$1,921.92$71,156.34
260Jul 2042$1,569.70$352.22$1,921.92$69,586.64
261Aug 2042$1,577.47$344.45$1,921.92$68,009.17
262Sep 2042$1,585.27$336.65$1,921.92$66,423.90
263Oct 2042$1,593.12$328.80$1,921.92$64,830.78
264Nov 2042$1,601.01$320.91$1,921.92$63,229.77
265Dec 2042$1,608.93$312.99$1,921.92$61,620.84
2042 Total$18,792.64$4,270.4$23,063.04
266Jan 2043$1,616.90$305.02$1,921.92$60,003.94
267Feb 2043$1,624.90$297.02$1,921.92$58,379.04
268Mar 2043$1,632.94$288.98$1,921.92$56,746.10
269Apr 2043$1,641.03$280.89$1,921.92$55,105.07
270May 2043$1,649.15$272.77$1,921.92$53,455.92
271Jun 2043$1,657.31$264.61$1,921.92$51,798.61
272Jul 2043$1,665.52$256.40$1,921.92$50,133.09
273Aug 2043$1,673.76$248.16$1,921.92$48,459.33
274Sep 2043$1,682.05$239.87$1,921.92$46,777.28
275Oct 2043$1,690.37$231.55$1,921.92$45,086.91
276Nov 2043$1,698.74$223.18$1,921.92$43,388.17
277Dec 2043$1,707.15$214.77$1,921.92$41,681.02
2043 Total$19,939.82$3,123.22$23,063.04
278Jan 2044$1,715.60$206.32$1,921.92$39,965.42
279Feb 2044$1,724.09$197.83$1,921.92$38,241.33
280Mar 2044$1,732.63$189.29$1,921.92$36,508.70
281Apr 2044$1,741.20$180.72$1,921.92$34,767.50
282May 2044$1,749.82$172.10$1,921.92$33,017.68
283Jun 2044$1,758.48$163.44$1,921.92$31,259.20
284Jul 2044$1,767.19$154.73$1,921.92$29,492.01
285Aug 2044$1,775.93$145.99$1,921.92$27,716.08
286Sep 2044$1,784.73$137.19$1,921.92$25,931.35
287Oct 2044$1,793.56$128.36$1,921.92$24,137.79
288Nov 2044$1,802.44$119.48$1,921.92$22,335.35
289Dec 2044$1,811.36$110.56$1,921.92$20,523.99
2044 Total$21,157.03$1,906.01$23,063.04
290Jan 2045$1,820.33$101.59$1,921.92$18,703.66
291Feb 2045$1,829.34$92.58$1,921.92$16,874.32
292Mar 2045$1,838.39$83.53$1,921.92$15,035.93
293Apr 2045$1,847.49$74.43$1,921.92$13,188.44
294May 2045$1,856.64$65.28$1,921.92$11,331.80
295Jun 2045$1,865.83$56.09$1,921.92$9,465.97
296Jul 2045$1,875.06$46.86$1,921.92$7,590.91
297Aug 2045$1,884.34$37.58$1,921.92$5,706.57
298Sep 2045$1,893.67$28.25$1,921.92$3,812.90
299Oct 2045$1,903.05$18.87$1,921.92$1,909.85
300Nov 2045$1,909.85$9.45$1,919.30$0.00
2045 Total$20,523.99$614.51$21,138.5