Borrow amount

$300,000

Advertised Rate

6.99

% p.a

Variable

Loan term
25 Years
Pepper
Repayment frequency
Monthly
Monthly Repayments
$2,118
Number of repayments
300
Total interest paid
$335,530
Total Repayments

$635,526

Go to site

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$370.92$1,747.50$2,118.42$299,629.08
2Jun 2021$373.08$1,745.34$2,118.42$299,256.00
3Jul 2021$375.25$1,743.17$2,118.42$298,880.75
4Aug 2021$377.44$1,740.98$2,118.42$298,503.31
5Sep 2021$379.64$1,738.78$2,118.42$298,123.67
6Oct 2021$381.85$1,736.57$2,118.42$297,741.82
7Nov 2021$384.07$1,734.35$2,118.42$297,357.75
8Dec 2021$386.31$1,732.11$2,118.42$296,971.44
2021 Total$3,028.56$13,918.8$16,947.36
9Jan 2022$388.56$1,729.86$2,118.42$296,582.88
10Feb 2022$390.82$1,727.60$2,118.42$296,192.06
11Mar 2022$393.10$1,725.32$2,118.42$295,798.96
12Apr 2022$395.39$1,723.03$2,118.42$295,403.57
13May 2022$397.69$1,720.73$2,118.42$295,005.88
14Jun 2022$400.01$1,718.41$2,118.42$294,605.87
15Jul 2022$402.34$1,716.08$2,118.42$294,203.53
16Aug 2022$404.68$1,713.74$2,118.42$293,798.85
17Sep 2022$407.04$1,711.38$2,118.42$293,391.81
18Oct 2022$409.41$1,709.01$2,118.42$292,982.40
19Nov 2022$411.80$1,706.62$2,118.42$292,570.60
20Dec 2022$414.20$1,704.22$2,118.42$292,156.40
2022 Total$4,815.04$20,606$25,421.04
21Jan 2023$416.61$1,701.81$2,118.42$291,739.79
22Feb 2023$419.04$1,699.38$2,118.42$291,320.75
23Mar 2023$421.48$1,696.94$2,118.42$290,899.27
24Apr 2023$423.93$1,694.49$2,118.42$290,475.34
25May 2023$426.40$1,692.02$2,118.42$290,048.94
26Jun 2023$428.88$1,689.54$2,118.42$289,620.06
27Jul 2023$431.38$1,687.04$2,118.42$289,188.68
28Aug 2023$433.90$1,684.52$2,118.42$288,754.78
29Sep 2023$436.42$1,682.00$2,118.42$288,318.36
30Oct 2023$438.97$1,679.45$2,118.42$287,879.39
31Nov 2023$441.52$1,676.90$2,118.42$287,437.87
32Dec 2023$444.09$1,674.33$2,118.42$286,993.78
2023 Total$5,162.62$20,258.42$25,421.04
33Jan 2024$446.68$1,671.74$2,118.42$286,547.10
34Feb 2024$449.28$1,669.14$2,118.42$286,097.82
35Mar 2024$451.90$1,666.52$2,118.42$285,645.92
36Apr 2024$454.53$1,663.89$2,118.42$285,191.39
37May 2024$457.18$1,661.24$2,118.42$284,734.21
38Jun 2024$459.84$1,658.58$2,118.42$284,274.37
39Jul 2024$462.52$1,655.90$2,118.42$283,811.85
40Aug 2024$465.22$1,653.20$2,118.42$283,346.63
41Sep 2024$467.93$1,650.49$2,118.42$282,878.70
42Oct 2024$470.65$1,647.77$2,118.42$282,408.05
43Nov 2024$473.39$1,645.03$2,118.42$281,934.66
44Dec 2024$476.15$1,642.27$2,118.42$281,458.51
2024 Total$5,535.27$19,885.77$25,421.04
45Jan 2025$478.92$1,639.50$2,118.42$280,979.59
46Feb 2025$481.71$1,636.71$2,118.42$280,497.88
47Mar 2025$484.52$1,633.90$2,118.42$280,013.36
48Apr 2025$487.34$1,631.08$2,118.42$279,526.02
49May 2025$490.18$1,628.24$2,118.42$279,035.84
50Jun 2025$493.04$1,625.38$2,118.42$278,542.80
51Jul 2025$495.91$1,622.51$2,118.42$278,046.89
52Aug 2025$498.80$1,619.62$2,118.42$277,548.09
53Sep 2025$501.70$1,616.72$2,118.42$277,046.39
54Oct 2025$504.62$1,613.80$2,118.42$276,541.77
55Nov 2025$507.56$1,610.86$2,118.42$276,034.21
56Dec 2025$510.52$1,607.90$2,118.42$275,523.69
2025 Total$5,934.82$19,486.22$25,421.04
57Jan 2026$513.49$1,604.93$2,118.42$275,010.20
58Feb 2026$516.49$1,601.93$2,118.42$274,493.71
59Mar 2026$519.49$1,598.93$2,118.42$273,974.22
60Apr 2026$522.52$1,595.90$2,118.42$273,451.70
61May 2026$525.56$1,592.86$2,118.42$272,926.14
62Jun 2026$528.63$1,589.79$2,118.42$272,397.51
63Jul 2026$531.70$1,586.72$2,118.42$271,865.81
64Aug 2026$534.80$1,583.62$2,118.42$271,331.01
65Sep 2026$537.92$1,580.50$2,118.42$270,793.09
66Oct 2026$541.05$1,577.37$2,118.42$270,252.04
67Nov 2026$544.20$1,574.22$2,118.42$269,707.84
68Dec 2026$547.37$1,571.05$2,118.42$269,160.47
2026 Total$6,363.22$19,057.82$25,421.04
69Jan 2027$550.56$1,567.86$2,118.42$268,609.91
70Feb 2027$553.77$1,564.65$2,118.42$268,056.14
71Mar 2027$556.99$1,561.43$2,118.42$267,499.15
72Apr 2027$560.24$1,558.18$2,118.42$266,938.91
73May 2027$563.50$1,554.92$2,118.42$266,375.41
74Jun 2027$566.78$1,551.64$2,118.42$265,808.63
75Jul 2027$570.08$1,548.34$2,118.42$265,238.55
76Aug 2027$573.41$1,545.01$2,118.42$264,665.14
77Sep 2027$576.75$1,541.67$2,118.42$264,088.39
78Oct 2027$580.11$1,538.31$2,118.42$263,508.28
79Nov 2027$583.48$1,534.94$2,118.42$262,924.80
80Dec 2027$586.88$1,531.54$2,118.42$262,337.92
2027 Total$6,822.55$18,598.49$25,421.04
81Jan 2028$590.30$1,528.12$2,118.42$261,747.62
82Feb 2028$593.74$1,524.68$2,118.42$261,153.88
83Mar 2028$597.20$1,521.22$2,118.42$260,556.68
84Apr 2028$600.68$1,517.74$2,118.42$259,956.00
85May 2028$604.18$1,514.24$2,118.42$259,351.82
86Jun 2028$607.70$1,510.72$2,118.42$258,744.12
87Jul 2028$611.24$1,507.18$2,118.42$258,132.88
88Aug 2028$614.80$1,503.62$2,118.42$257,518.08
89Sep 2028$618.38$1,500.04$2,118.42$256,899.70
90Oct 2028$621.98$1,496.44$2,118.42$256,277.72
91Nov 2028$625.60$1,492.82$2,118.42$255,652.12
92Dec 2028$629.25$1,489.17$2,118.42$255,022.87
2028 Total$7,315.05$18,105.99$25,421.04
93Jan 2029$632.91$1,485.51$2,118.42$254,389.96
94Feb 2029$636.60$1,481.82$2,118.42$253,753.36
95Mar 2029$640.31$1,478.11$2,118.42$253,113.05
96Apr 2029$644.04$1,474.38$2,118.42$252,469.01
97May 2029$647.79$1,470.63$2,118.42$251,821.22
98Jun 2029$651.56$1,466.86$2,118.42$251,169.66
99Jul 2029$655.36$1,463.06$2,118.42$250,514.30
100Aug 2029$659.17$1,459.25$2,118.42$249,855.13
101Sep 2029$663.01$1,455.41$2,118.42$249,192.12
102Oct 2029$666.88$1,451.54$2,118.42$248,525.24
103Nov 2029$670.76$1,447.66$2,118.42$247,854.48
104Dec 2029$674.67$1,443.75$2,118.42$247,179.81
2029 Total$7,843.06$17,577.98$25,421.04
105Jan 2030$678.60$1,439.82$2,118.42$246,501.21
106Feb 2030$682.55$1,435.87$2,118.42$245,818.66
107Mar 2030$686.53$1,431.89$2,118.42$245,132.13
108Apr 2030$690.53$1,427.89$2,118.42$244,441.60
109May 2030$694.55$1,423.87$2,118.42$243,747.05
110Jun 2030$698.59$1,419.83$2,118.42$243,048.46
111Jul 2030$702.66$1,415.76$2,118.42$242,345.80
112Aug 2030$706.76$1,411.66$2,118.42$241,639.04
113Sep 2030$710.87$1,407.55$2,118.42$240,928.17
114Oct 2030$715.01$1,403.41$2,118.42$240,213.16
115Nov 2030$719.18$1,399.24$2,118.42$239,493.98
116Dec 2030$723.37$1,395.05$2,118.42$238,770.61
2030 Total$8,409.2$17,011.84$25,421.04
117Jan 2031$727.58$1,390.84$2,118.42$238,043.03
118Feb 2031$731.82$1,386.60$2,118.42$237,311.21
119Mar 2031$736.08$1,382.34$2,118.42$236,575.13
120Apr 2031$740.37$1,378.05$2,118.42$235,834.76
121May 2031$744.68$1,373.74$2,118.42$235,090.08
122Jun 2031$749.02$1,369.40$2,118.42$234,341.06
123Jul 2031$753.38$1,365.04$2,118.42$233,587.68
124Aug 2031$757.77$1,360.65$2,118.42$232,829.91
125Sep 2031$762.19$1,356.23$2,118.42$232,067.72
126Oct 2031$766.63$1,351.79$2,118.42$231,301.09
127Nov 2031$771.09$1,347.33$2,118.42$230,530.00
128Dec 2031$775.58$1,342.84$2,118.42$229,754.42
2031 Total$9,016.19$16,404.85$25,421.04
129Jan 2032$780.10$1,338.32$2,118.42$228,974.32
130Feb 2032$784.64$1,333.78$2,118.42$228,189.68
131Mar 2032$789.22$1,329.20$2,118.42$227,400.46
132Apr 2032$793.81$1,324.61$2,118.42$226,606.65
133May 2032$798.44$1,319.98$2,118.42$225,808.21
134Jun 2032$803.09$1,315.33$2,118.42$225,005.12
135Jul 2032$807.77$1,310.65$2,118.42$224,197.35
136Aug 2032$812.47$1,305.95$2,118.42$223,384.88
137Sep 2032$817.20$1,301.22$2,118.42$222,567.68
138Oct 2032$821.96$1,296.46$2,118.42$221,745.72
139Nov 2032$826.75$1,291.67$2,118.42$220,918.97
140Dec 2032$831.57$1,286.85$2,118.42$220,087.40
2032 Total$9,667.02$15,754.02$25,421.04
141Jan 2033$836.41$1,282.01$2,118.42$219,250.99
142Feb 2033$841.28$1,277.14$2,118.42$218,409.71
143Mar 2033$846.18$1,272.24$2,118.42$217,563.53
144Apr 2033$851.11$1,267.31$2,118.42$216,712.42
145May 2033$856.07$1,262.35$2,118.42$215,856.35
146Jun 2033$861.06$1,257.36$2,118.42$214,995.29
147Jul 2033$866.07$1,252.35$2,118.42$214,129.22
148Aug 2033$871.12$1,247.30$2,118.42$213,258.10
149Sep 2033$876.19$1,242.23$2,118.42$212,381.91
150Oct 2033$881.30$1,237.12$2,118.42$211,500.61
151Nov 2033$886.43$1,231.99$2,118.42$210,614.18
152Dec 2033$891.59$1,226.83$2,118.42$209,722.59
2033 Total$10,364.81$15,056.23$25,421.04
153Jan 2034$896.79$1,221.63$2,118.42$208,825.80
154Feb 2034$902.01$1,216.41$2,118.42$207,923.79
155Mar 2034$907.26$1,211.16$2,118.42$207,016.53
156Apr 2034$912.55$1,205.87$2,118.42$206,103.98
157May 2034$917.86$1,200.56$2,118.42$205,186.12
158Jun 2034$923.21$1,195.21$2,118.42$204,262.91
159Jul 2034$928.59$1,189.83$2,118.42$203,334.32
160Aug 2034$934.00$1,184.42$2,118.42$202,400.32
161Sep 2034$939.44$1,178.98$2,118.42$201,460.88
162Oct 2034$944.91$1,173.51$2,118.42$200,515.97
163Nov 2034$950.41$1,168.01$2,118.42$199,565.56
164Dec 2034$955.95$1,162.47$2,118.42$198,609.61
2034 Total$11,112.98$14,308.06$25,421.04
165Jan 2035$961.52$1,156.90$2,118.42$197,648.09
166Feb 2035$967.12$1,151.30$2,118.42$196,680.97
167Mar 2035$972.75$1,145.67$2,118.42$195,708.22
168Apr 2035$978.42$1,140.00$2,118.42$194,729.80
169May 2035$984.12$1,134.30$2,118.42$193,745.68
170Jun 2035$989.85$1,128.57$2,118.42$192,755.83
171Jul 2035$995.62$1,122.80$2,118.42$191,760.21
172Aug 2035$1,001.42$1,117.00$2,118.42$190,758.79
173Sep 2035$1,007.25$1,111.17$2,118.42$189,751.54
174Oct 2035$1,013.12$1,105.30$2,118.42$188,738.42
175Nov 2035$1,019.02$1,099.40$2,118.42$187,719.40
176Dec 2035$1,024.95$1,093.47$2,118.42$186,694.45
2035 Total$11,915.16$13,505.88$25,421.04
177Jan 2036$1,030.92$1,087.50$2,118.42$185,663.53
178Feb 2036$1,036.93$1,081.49$2,118.42$184,626.60
179Mar 2036$1,042.97$1,075.45$2,118.42$183,583.63
180Apr 2036$1,049.05$1,069.37$2,118.42$182,534.58
181May 2036$1,055.16$1,063.26$2,118.42$181,479.42
182Jun 2036$1,061.30$1,057.12$2,118.42$180,418.12
183Jul 2036$1,067.48$1,050.94$2,118.42$179,350.64
184Aug 2036$1,073.70$1,044.72$2,118.42$178,276.94
185Sep 2036$1,079.96$1,038.46$2,118.42$177,196.98
186Oct 2036$1,086.25$1,032.17$2,118.42$176,110.73
187Nov 2036$1,092.57$1,025.85$2,118.42$175,018.16
188Dec 2036$1,098.94$1,019.48$2,118.42$173,919.22
2036 Total$12,775.23$12,645.81$25,421.04
189Jan 2037$1,105.34$1,013.08$2,118.42$172,813.88
190Feb 2037$1,111.78$1,006.64$2,118.42$171,702.10
191Mar 2037$1,118.26$1,000.16$2,118.42$170,583.84
192Apr 2037$1,124.77$993.65$2,118.42$169,459.07
193May 2037$1,131.32$987.10$2,118.42$168,327.75
194Jun 2037$1,137.91$980.51$2,118.42$167,189.84
195Jul 2037$1,144.54$973.88$2,118.42$166,045.30
196Aug 2037$1,151.21$967.21$2,118.42$164,894.09
197Sep 2037$1,157.91$960.51$2,118.42$163,736.18
198Oct 2037$1,164.66$953.76$2,118.42$162,571.52
199Nov 2037$1,171.44$946.98$2,118.42$161,400.08
200Dec 2037$1,178.26$940.16$2,118.42$160,221.82
2037 Total$13,697.4$11,723.64$25,421.04
201Jan 2038$1,185.13$933.29$2,118.42$159,036.69
202Feb 2038$1,192.03$926.39$2,118.42$157,844.66
203Mar 2038$1,198.97$919.45$2,118.42$156,645.69
204Apr 2038$1,205.96$912.46$2,118.42$155,439.73
205May 2038$1,212.98$905.44$2,118.42$154,226.75
206Jun 2038$1,220.05$898.37$2,118.42$153,006.70
207Jul 2038$1,227.16$891.26$2,118.42$151,779.54
208Aug 2038$1,234.30$884.12$2,118.42$150,545.24
209Sep 2038$1,241.49$876.93$2,118.42$149,303.75
210Oct 2038$1,248.73$869.69$2,118.42$148,055.02
211Nov 2038$1,256.00$862.42$2,118.42$146,799.02
212Dec 2038$1,263.32$855.10$2,118.42$145,535.70
2038 Total$14,686.12$10,734.92$25,421.04
213Jan 2039$1,270.67$847.75$2,118.42$144,265.03
214Feb 2039$1,278.08$840.34$2,118.42$142,986.95
215Mar 2039$1,285.52$832.90$2,118.42$141,701.43
216Apr 2039$1,293.01$825.41$2,118.42$140,408.42
217May 2039$1,300.54$817.88$2,118.42$139,107.88
218Jun 2039$1,308.12$810.30$2,118.42$137,799.76
219Jul 2039$1,315.74$802.68$2,118.42$136,484.02
220Aug 2039$1,323.40$795.02$2,118.42$135,160.62
221Sep 2039$1,331.11$787.31$2,118.42$133,829.51
222Oct 2039$1,338.86$779.56$2,118.42$132,490.65
223Nov 2039$1,346.66$771.76$2,118.42$131,143.99
224Dec 2039$1,354.51$763.91$2,118.42$129,789.48
2039 Total$15,746.22$9,674.82$25,421.04
225Jan 2040$1,362.40$756.02$2,118.42$128,427.08
226Feb 2040$1,370.33$748.09$2,118.42$127,056.75
227Mar 2040$1,378.31$740.11$2,118.42$125,678.44
228Apr 2040$1,386.34$732.08$2,118.42$124,292.10
229May 2040$1,394.42$724.00$2,118.42$122,897.68
230Jun 2040$1,402.54$715.88$2,118.42$121,495.14
231Jul 2040$1,410.71$707.71$2,118.42$120,084.43
232Aug 2040$1,418.93$699.49$2,118.42$118,665.50
233Sep 2040$1,427.19$691.23$2,118.42$117,238.31
234Oct 2040$1,435.51$682.91$2,118.42$115,802.80
235Nov 2040$1,443.87$674.55$2,118.42$114,358.93
236Dec 2040$1,452.28$666.14$2,118.42$112,906.65
2040 Total$16,882.83$8,538.21$25,421.04
237Jan 2041$1,460.74$657.68$2,118.42$111,445.91
238Feb 2041$1,469.25$649.17$2,118.42$109,976.66
239Mar 2041$1,477.81$640.61$2,118.42$108,498.85
240Apr 2041$1,486.41$632.01$2,118.42$107,012.44
241May 2041$1,495.07$623.35$2,118.42$105,517.37
242Jun 2041$1,503.78$614.64$2,118.42$104,013.59
243Jul 2041$1,512.54$605.88$2,118.42$102,501.05
244Aug 2041$1,521.35$597.07$2,118.42$100,979.70
245Sep 2041$1,530.21$588.21$2,118.42$99,449.49
246Oct 2041$1,539.13$579.29$2,118.42$97,910.36
247Nov 2041$1,548.09$570.33$2,118.42$96,362.27
248Dec 2041$1,557.11$561.31$2,118.42$94,805.16
2041 Total$18,101.49$7,319.55$25,421.04
249Jan 2042$1,566.18$552.24$2,118.42$93,238.98
250Feb 2042$1,575.30$543.12$2,118.42$91,663.68
251Mar 2042$1,584.48$533.94$2,118.42$90,079.20
252Apr 2042$1,593.71$524.71$2,118.42$88,485.49
253May 2042$1,602.99$515.43$2,118.42$86,882.50
254Jun 2042$1,612.33$506.09$2,118.42$85,270.17
255Jul 2042$1,621.72$496.70$2,118.42$83,648.45
256Aug 2042$1,631.17$487.25$2,118.42$82,017.28
257Sep 2042$1,640.67$477.75$2,118.42$80,376.61
258Oct 2042$1,650.23$468.19$2,118.42$78,726.38
259Nov 2042$1,659.84$458.58$2,118.42$77,066.54
260Dec 2042$1,669.51$448.91$2,118.42$75,397.03
2042 Total$19,408.13$6,012.91$25,421.04
261Jan 2043$1,679.23$439.19$2,118.42$73,717.80
262Feb 2043$1,689.01$429.41$2,118.42$72,028.79
263Mar 2043$1,698.85$419.57$2,118.42$70,329.94
264Apr 2043$1,708.75$409.67$2,118.42$68,621.19
265May 2043$1,718.70$399.72$2,118.42$66,902.49
266Jun 2043$1,728.71$389.71$2,118.42$65,173.78
267Jul 2043$1,738.78$379.64$2,118.42$63,435.00
268Aug 2043$1,748.91$369.51$2,118.42$61,686.09
269Sep 2043$1,759.10$359.32$2,118.42$59,926.99
270Oct 2043$1,769.35$349.07$2,118.42$58,157.64
271Nov 2043$1,779.65$338.77$2,118.42$56,377.99
272Dec 2043$1,790.02$328.40$2,118.42$54,587.97
2043 Total$20,809.06$4,611.98$25,421.04
273Jan 2044$1,800.45$317.97$2,118.42$52,787.52
274Feb 2044$1,810.93$307.49$2,118.42$50,976.59
275Mar 2044$1,821.48$296.94$2,118.42$49,155.11
276Apr 2044$1,832.09$286.33$2,118.42$47,323.02
277May 2044$1,842.76$275.66$2,118.42$45,480.26
278Jun 2044$1,853.50$264.92$2,118.42$43,626.76
279Jul 2044$1,864.29$254.13$2,118.42$41,762.47
280Aug 2044$1,875.15$243.27$2,118.42$39,887.32
281Sep 2044$1,886.08$232.34$2,118.42$38,001.24
282Oct 2044$1,897.06$221.36$2,118.42$36,104.18
283Nov 2044$1,908.11$210.31$2,118.42$34,196.07
284Dec 2044$1,919.23$199.19$2,118.42$32,276.84
2044 Total$22,311.13$3,109.91$25,421.04
285Jan 2045$1,930.41$188.01$2,118.42$30,346.43
286Feb 2045$1,941.65$176.77$2,118.42$28,404.78
287Mar 2045$1,952.96$165.46$2,118.42$26,451.82
288Apr 2045$1,964.34$154.08$2,118.42$24,487.48
289May 2045$1,975.78$142.64$2,118.42$22,511.70
290Jun 2045$1,987.29$131.13$2,118.42$20,524.41
291Jul 2045$1,998.87$119.55$2,118.42$18,525.54
292Aug 2045$2,010.51$107.91$2,118.42$16,515.03
293Sep 2045$2,022.22$96.20$2,118.42$14,492.81
294Oct 2045$2,034.00$84.42$2,118.42$12,458.81
295Nov 2045$2,045.85$72.57$2,118.42$10,412.96
296Dec 2045$2,057.76$60.66$2,118.42$8,355.20
2045 Total$23,921.64$1,499.4$25,421.04
297Jan 2046$2,069.75$48.67$2,118.42$6,285.45
298Feb 2046$2,081.81$36.61$2,118.42$4,203.64
299Mar 2046$2,093.93$24.49$2,118.42$2,109.71
300Apr 2046$2,106.13$12.29$2,118.42$3.58
2046 Total$8,351.62$122.06$8,473.68