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3.19
% p.a
Variable
3.39
% p.a
$1,452
based on $300,000 loan amount for 25 years at 3.19%
Calculate your repayments for this loan
Your estimated repayment
$1,452
based on $300,000 loan amount for 25 years at 3.19%
Pepper home loans are available through brokers who can help find the right loan and manage your application at no charge.
John Fulford
Get expert advice from a home loans specialist.
John enjoy’s helping people achieve their goals and has a passion for property. For 2 years now at Newcastle Finance Brokers he has been helping people find the best products and loans to suit his clients. John holds his Cert IV and Diploma in Finance & Mortgage broking.
Response time: in 32 minutes | Our brokers call during business hours between 9.00am to 6.00pm.
Danny Lang
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Danny’s goal is to make a positive impact on people's lives by helping them achieve their financial goals. With regular training and over 6 years of experience in the finance industry, Danny ensures his knowledge continues to develop to provide financial solutions for his clients. SERVICES PROVIDED: - Refinancing - First Home Buyer - Debt Consolidation - Property Investment - Vehicle Finance - Personal Loans - Residential and Commercial Loans
Response time: in 31 minutes | Our brokers call during business hours between 9.00am to 6.00pm.
MICHAEL EVANS
Get expert advice from a home loans specialist.
CA – Chartered Accountant Cert IV – Finance and Mortgage Broker Agents Representative – Real Estate Bachelor of Business – (Acct) Michael started his finance and accounting career as an Accounting graduate at KPMG. He has spent his career focused on finance and accounting, working with small to medium size business for many years. Michael’s extensive experience in the Real Estate and Property industry gives him solid knowledge of all of the steps involved in buying, selling, financing and managing property transactions. Michael has owned investment properties across Australia and has been involved in small to medium scale property developments in a variety of roles. Michael has worked across many industries throughout his career including, Real Estate, Property Development, Construction, Marketing and Advertising. Michael understands business and business structures, he has extensive knowledge of the varied requirements for business finance, from equipment through to property and business finance. Michael is focused on finding the best outcome for all of his clients, and providing personalised service.
Response time: in 31 minutes | Our brokers call during business hours between 9.00am to 6.00pm.
$1,207
based on $300,000 loan amount for 25 years at 2.64%
Quick home loan review
For Pepper Essential Home Loan (Prime) (Principal and Interest) (LVR 70%-75%)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Ongoing fee
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Pepper Essential Home Loan (Prime) (Principal and Interest) (LVR 70%-75%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 75% | Total Repayments $435,600 |
Interest rate type Variable | |
Borrowing range
$100k
-
$1.5m
| Suitable for Owner Occupiers |
Loan term range 10 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account 100% offset account |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 929 | Application fee 599 |
Legal fee $330 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $10 monthly | Discharge fee 500 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
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