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Pepper Money

Essential Home Loan

Interest rate

2.59

% p.a

Variable

Comparison Rate*

2.79

% p.a

Maximum LVR
80%
Real Time Rating™

2.30

/ 5
Monthly Repayment

$1,359

based on $300,000 loan amount for 25 years at 2.59%

Interest rate

2.59

% p.a

Variable

Comparison Rate*

2.79

% p.a

Maximum LVR
80%
Real Time Rating™

2.30

/ 5
Monthly Repayment

$1,359

based on $300,000 loan amount for 25 years at 2.59%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,359

based on $300,000 loan amount for 25 years at 2.59%

Pepper home loans are available through brokers who can help find the right loan and manage your application at no charge.

Daniel Uzelac

Get expert advice from a home loans specialist.

Residential & Commercial Finance Specialist Lendier Finance is committed to helping you find the right financial solution and make wise decisions moving forward. Whether you are in the market looking to purchase your first home, refinance your existing mortgage or looking to grow your investment portfolio. From various contacts in the industry, we will find the solution for the best outcome. At Lendier Finance we are dedicated to work with you towards your financial goals and always have your best interest in mind. We will take the time to understand your goals and assist with finding you most appropriate solution to align with your financial goals. Focus is to go through every single file to make sure it will get approved before submission and present the best possible scenario add value to our clients and score an APPROVAL.

SA5011

CRN: 534385

Joel Flanagan

5.0
11 Reviews

Get expert advice from a home loans specialist.

I'm a loan specialist providing an outstanding professional service for each one of my clients. More than 15 years of experience and seven years as Director of Oak Financial Group, have given me the absolute knowledge about residential & commercial mortgage brokering to help, advise and guide my clients through their loan journey in the most effective way, always aiming to get the most favourable results. I'm available seven days a week, willing to answer my client's enquiries in the most transparent and comprehensive way.

NSW2020

ACL: 389328

George Popadalis

5.5
10 Reviews

Get expert advice from a home loans specialist.

After years of working in the banking industry, George saw firsthand how customers were continuously being put on hold and not treated with respect. So he decided to take matters into his own hands by starting Fetch Loans! George never thought that one day he would find himself running a company whose sole focus is providing an all-around positive experience for their clients every time they need them. But when George realized just what was happening within the customer service sector’s disregard for its customers’ needs, something inside him shifted—and so did his career path. Now at Fetch Loans!, we’re committed to giving our invaluable clientele a stress free loan application process while treating each individual as if it were only us who mattered most throughout this entire journey together

NSW2216

CRN: 524152

Quick home loan review

For Pepper Essential Home Loan (Prime) (Principal and Interest) (LVR 75%-80%)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • 100% full offset account
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Ongoing fee
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Pepper Essential Home Loan (Prime) (Principal and Interest) (LVR 75%-80%)

TMD

Details

Maximum LVR

80%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

10 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

1,039

Application fee

599

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$10 monthly

Discharge fee

250

Application method

Online

Phone

In branch

Target Market Determination

Visit Pepper Money to view Target Market Determination.

Embed

Pepper is available through brokers

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $100k to $1,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

Pepper Money allows you to have this loan for a range of 10 to 30 years.

How often can you make repayments?

Pepper Money allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $1,039 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

How do you apply for this loan?

To apply for this loan, please contact Pepper Money.

Can a broker help me with this loan?

Yes, this Pepper Money loan is available through a broker. Find a broker to help you with your needs.