Pepper Essential Plus Home Loan (Prime) (Interest Only) (LVR 80%-85%) from Pepper

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
5.06%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,054
Number of Repayments
300
Total Interest Paid
$66,200
Total repayments
$316,200
DatePrincipleInterestPaymentBalance
1Aug 2019$416.06$1,054.17$1,470.23$249,583.94
2Sep 2019$417.82$1,052.41$1,470.23$249,166.12
3Oct 2019$419.58$1,050.65$1,470.23$248,746.54
4Nov 2019$421.35$1,048.88$1,470.23$248,325.19
5Dec 2019$423.13$1,047.10$1,470.23$247,902.06
2019 Total$2,097.94$5,253.21$7,351.15
6Jan 2020$424.91$1,045.32$1,470.23$247,477.15
7Feb 2020$426.70$1,043.53$1,470.23$247,050.45
8Mar 2020$428.50$1,041.73$1,470.23$246,621.95
9Apr 2020$430.31$1,039.92$1,470.23$246,191.64
10May 2020$432.12$1,038.11$1,470.23$245,759.52
11Jun 2020$433.94$1,036.29$1,470.23$245,325.58
12Jul 2020$435.77$1,034.46$1,470.23$244,889.81
13Aug 2020$437.61$1,032.62$1,470.23$244,452.20
14Sep 2020$439.46$1,030.77$1,470.23$244,012.74
15Oct 2020$441.31$1,028.92$1,470.23$243,571.43
16Nov 2020$443.17$1,027.06$1,470.23$243,128.26
17Dec 2020$445.04$1,025.19$1,470.23$242,683.22
2020 Total$5,218.84$12,423.92$17,642.76
18Jan 2021$446.92$1,023.31$1,470.23$242,236.30
19Feb 2021$448.80$1,021.43$1,470.23$241,787.50
20Mar 2021$450.69$1,019.54$1,470.23$241,336.81
21Apr 2021$452.59$1,017.64$1,470.23$240,884.22
22May 2021$454.50$1,015.73$1,470.23$240,429.72
23Jun 2021$456.42$1,013.81$1,470.23$239,973.30
24Jul 2021$458.34$1,011.89$1,470.23$239,514.96
25Aug 2021$460.28$1,009.95$1,470.23$239,054.68
26Sep 2021$462.22$1,008.01$1,470.23$238,592.46
27Oct 2021$464.17$1,006.06$1,470.23$238,128.29
28Nov 2021$466.12$1,004.11$1,470.23$237,662.17
29Dec 2021$468.09$1,002.14$1,470.23$237,194.08
2021 Total$5,489.14$12,153.62$17,642.76
30Jan 2022$470.06$1,000.17$1,470.23$236,724.02
31Feb 2022$472.04$998.19$1,470.23$236,251.98
32Mar 2022$474.03$996.20$1,470.23$235,777.95
33Apr 2022$476.03$994.20$1,470.23$235,301.92
34May 2022$478.04$992.19$1,470.23$234,823.88
35Jun 2022$480.06$990.17$1,470.23$234,343.82
36Jul 2022$482.08$988.15$1,470.23$233,861.74
37Aug 2022$484.11$986.12$1,470.23$233,377.63
38Sep 2022$486.15$984.08$1,470.23$232,891.48
39Oct 2022$488.20$982.03$1,470.23$232,403.28
40Nov 2022$490.26$979.97$1,470.23$231,913.02
41Dec 2022$492.33$977.90$1,470.23$231,420.69
2022 Total$5,773.39$11,869.37$17,642.76
42Jan 2023$494.41$975.82$1,470.23$230,926.28
43Feb 2023$496.49$973.74$1,470.23$230,429.79
44Mar 2023$498.58$971.65$1,470.23$229,931.21
45Apr 2023$500.69$969.54$1,470.23$229,430.52
46May 2023$502.80$967.43$1,470.23$228,927.72
47Jun 2023$504.92$965.31$1,470.23$228,422.80
48Jul 2023$507.05$963.18$1,470.23$227,915.75
49Aug 2023$509.19$961.04$1,470.23$227,406.56
50Sep 2023$511.33$958.90$1,470.23$226,895.23
51Oct 2023$513.49$956.74$1,470.23$226,381.74
52Nov 2023$515.65$954.58$1,470.23$225,866.09
53Dec 2023$517.83$952.40$1,470.23$225,348.26
2023 Total$6,072.43$11,570.33$17,642.76
54Jan 2024$520.01$950.22$1,470.23$224,828.25
55Feb 2024$522.20$948.03$1,470.23$224,306.05
56Mar 2024$524.41$945.82$1,470.23$223,781.64
57Apr 2024$526.62$943.61$1,470.23$223,255.02
58May 2024$528.84$941.39$1,470.23$222,726.18
59Jun 2024$531.07$939.16$1,470.23$222,195.11
60Jul 2024$533.31$936.92$1,470.23$221,661.80
61Aug 2024$535.56$934.67$1,470.23$221,126.24
62Sep 2024$537.81$932.42$1,470.23$220,588.43
63Oct 2024$540.08$930.15$1,470.23$220,048.35
64Nov 2024$542.36$927.87$1,470.23$219,505.99
65Dec 2024$544.65$925.58$1,470.23$218,961.34
2024 Total$6,386.92$11,255.84$17,642.76
66Jan 2025$546.94$923.29$1,470.23$218,414.40
67Feb 2025$549.25$920.98$1,470.23$217,865.15
68Mar 2025$551.57$918.66$1,470.23$217,313.58
69Apr 2025$553.89$916.34$1,470.23$216,759.69
70May 2025$556.23$914.00$1,470.23$216,203.46
71Jun 2025$558.57$911.66$1,470.23$215,644.89
72Jul 2025$560.93$909.30$1,470.23$215,083.96
73Aug 2025$563.29$906.94$1,470.23$214,520.67
74Sep 2025$565.67$904.56$1,470.23$213,955.00
75Oct 2025$568.05$902.18$1,470.23$213,386.95
76Nov 2025$570.45$899.78$1,470.23$212,816.50
77Dec 2025$572.85$897.38$1,470.23$212,243.65
2025 Total$6,717.69$10,925.07$17,642.76
78Jan 2026$575.27$894.96$1,470.23$211,668.38
79Feb 2026$577.69$892.54$1,470.23$211,090.69
80Mar 2026$580.13$890.10$1,470.23$210,510.56
81Apr 2026$582.58$887.65$1,470.23$209,927.98
82May 2026$585.03$885.20$1,470.23$209,342.95
83Jun 2026$587.50$882.73$1,470.23$208,755.45
84Jul 2026$589.98$880.25$1,470.23$208,165.47
85Aug 2026$592.47$877.76$1,470.23$207,573.00
86Sep 2026$594.96$875.27$1,470.23$206,978.04
87Oct 2026$597.47$872.76$1,470.23$206,380.57
88Nov 2026$599.99$870.24$1,470.23$205,780.58
89Dec 2026$602.52$867.71$1,470.23$205,178.06
2026 Total$7,065.59$10,577.17$17,642.76
90Jan 2027$605.06$865.17$1,470.23$204,573.00
91Feb 2027$607.61$862.62$1,470.23$203,965.39
92Mar 2027$610.18$860.05$1,470.23$203,355.21
93Apr 2027$612.75$857.48$1,470.23$202,742.46
94May 2027$615.33$854.90$1,470.23$202,127.13
95Jun 2027$617.93$852.30$1,470.23$201,509.20
96Jul 2027$620.53$849.70$1,470.23$200,888.67
97Aug 2027$623.15$847.08$1,470.23$200,265.52
98Sep 2027$625.78$844.45$1,470.23$199,639.74
99Oct 2027$628.42$841.81$1,470.23$199,011.32
100Nov 2027$631.07$839.16$1,470.23$198,380.25
101Dec 2027$633.73$836.50$1,470.23$197,746.52
2027 Total$7,431.54$10,211.22$17,642.76
102Jan 2028$636.40$833.83$1,470.23$197,110.12
103Feb 2028$639.08$831.15$1,470.23$196,471.04
104Mar 2028$641.78$828.45$1,470.23$195,829.26
105Apr 2028$644.48$825.75$1,470.23$195,184.78
106May 2028$647.20$823.03$1,470.23$194,537.58
107Jun 2028$649.93$820.30$1,470.23$193,887.65
108Jul 2028$652.67$817.56$1,470.23$193,234.98
109Aug 2028$655.42$814.81$1,470.23$192,579.56
110Sep 2028$658.19$812.04$1,470.23$191,921.37
111Oct 2028$660.96$809.27$1,470.23$191,260.41
112Nov 2028$663.75$806.48$1,470.23$190,596.66
113Dec 2028$666.55$803.68$1,470.23$189,930.11
2028 Total$7,816.41$9,826.35$17,642.76
114Jan 2029$669.36$800.87$1,470.23$189,260.75
115Feb 2029$672.18$798.05$1,470.23$188,588.57
116Mar 2029$675.01$795.22$1,470.23$187,913.56
117Apr 2029$677.86$792.37$1,470.23$187,235.70
118May 2029$680.72$789.51$1,470.23$186,554.98
119Jun 2029$683.59$786.64$1,470.23$185,871.39
120Jul 2029$686.47$783.76$1,470.23$185,184.92
121Aug 2029$689.37$780.86$1,470.23$184,495.55
122Sep 2029$692.27$777.96$1,470.23$183,803.28
123Oct 2029$695.19$775.04$1,470.23$183,108.09
124Nov 2029$698.12$772.11$1,470.23$182,409.97
125Dec 2029$701.07$769.16$1,470.23$181,708.90
2029 Total$8,221.21$9,421.55$17,642.76
126Jan 2030$704.02$766.21$1,470.23$181,004.88
127Feb 2030$706.99$763.24$1,470.23$180,297.89
128Mar 2030$709.97$760.26$1,470.23$179,587.92
129Apr 2030$712.97$757.26$1,470.23$178,874.95
130May 2030$715.97$754.26$1,470.23$178,158.98
131Jun 2030$718.99$751.24$1,470.23$177,439.99
132Jul 2030$722.02$748.21$1,470.23$176,717.97
133Aug 2030$725.07$745.16$1,470.23$175,992.90
134Sep 2030$728.13$742.10$1,470.23$175,264.77
135Oct 2030$731.20$739.03$1,470.23$174,533.57
136Nov 2030$734.28$735.95$1,470.23$173,799.29
137Dec 2030$737.38$732.85$1,470.23$173,061.91
2030 Total$8,646.99$8,995.77$17,642.76
138Jan 2031$740.49$729.74$1,470.23$172,321.42
139Feb 2031$743.61$726.62$1,470.23$171,577.81
140Mar 2031$746.74$723.49$1,470.23$170,831.07
141Apr 2031$749.89$720.34$1,470.23$170,081.18
142May 2031$753.05$717.18$1,470.23$169,328.13
143Jun 2031$756.23$714.00$1,470.23$168,571.90
144Jul 2031$759.42$710.81$1,470.23$167,812.48
145Aug 2031$762.62$707.61$1,470.23$167,049.86
146Sep 2031$765.84$704.39$1,470.23$166,284.02
147Oct 2031$769.07$701.16$1,470.23$165,514.95
148Nov 2031$772.31$697.92$1,470.23$164,742.64
149Dec 2031$775.57$694.66$1,470.23$163,967.07
2031 Total$9,094.84$8,547.92$17,642.76
150Jan 2032$778.84$691.39$1,470.23$163,188.23
151Feb 2032$782.12$688.11$1,470.23$162,406.11
152Mar 2032$785.42$684.81$1,470.23$161,620.69
153Apr 2032$788.73$681.50$1,470.23$160,831.96
154May 2032$792.06$678.17$1,470.23$160,039.90
155Jun 2032$795.40$674.83$1,470.23$159,244.50
156Jul 2032$798.75$671.48$1,470.23$158,445.75
157Aug 2032$802.12$668.11$1,470.23$157,643.63
158Sep 2032$805.50$664.73$1,470.23$156,838.13
159Oct 2032$808.90$661.33$1,470.23$156,029.23
160Nov 2032$812.31$657.92$1,470.23$155,216.92
161Dec 2032$815.73$654.50$1,470.23$154,401.19
2032 Total$9,565.88$8,076.88$17,642.76
162Jan 2033$819.17$651.06$1,470.23$153,582.02
163Feb 2033$822.63$647.60$1,470.23$152,759.39
164Mar 2033$826.09$644.14$1,470.23$151,933.30
165Apr 2033$829.58$640.65$1,470.23$151,103.72
166May 2033$833.08$637.15$1,470.23$150,270.64
167Jun 2033$836.59$633.64$1,470.23$149,434.05
168Jul 2033$840.12$630.11$1,470.23$148,593.93
169Aug 2033$843.66$626.57$1,470.23$147,750.27
170Sep 2033$847.22$623.01$1,470.23$146,903.05
171Oct 2033$850.79$619.44$1,470.23$146,052.26
172Nov 2033$854.38$615.85$1,470.23$145,197.88
173Dec 2033$857.98$612.25$1,470.23$144,339.90
2033 Total$10,061.29$7,581.47$17,642.76
174Jan 2034$861.60$608.63$1,470.23$143,478.30
175Feb 2034$865.23$605.00$1,470.23$142,613.07
176Mar 2034$868.88$601.35$1,470.23$141,744.19
177Apr 2034$872.54$597.69$1,470.23$140,871.65
178May 2034$876.22$594.01$1,470.23$139,995.43
179Jun 2034$879.92$590.31$1,470.23$139,115.51
180Jul 2034$883.63$586.60$1,470.23$138,231.88
181Aug 2034$887.35$582.88$1,470.23$137,344.53
182Sep 2034$891.09$579.14$1,470.23$136,453.44
183Oct 2034$894.85$575.38$1,470.23$135,558.59
184Nov 2034$898.62$571.61$1,470.23$134,659.97
185Dec 2034$902.41$567.82$1,470.23$133,757.56
2034 Total$10,582.34$7,060.42$17,642.76
186Jan 2035$906.22$564.01$1,470.23$132,851.34
187Feb 2035$910.04$560.19$1,470.23$131,941.30
188Mar 2035$913.88$556.35$1,470.23$131,027.42
189Apr 2035$917.73$552.50$1,470.23$130,109.69
190May 2035$921.60$548.63$1,470.23$129,188.09
191Jun 2035$925.49$544.74$1,470.23$128,262.60
192Jul 2035$929.39$540.84$1,470.23$127,333.21
193Aug 2035$933.31$536.92$1,470.23$126,399.90
194Sep 2035$937.24$532.99$1,470.23$125,462.66
195Oct 2035$941.20$529.03$1,470.23$124,521.46
196Nov 2035$945.16$525.07$1,470.23$123,576.30
197Dec 2035$949.15$521.08$1,470.23$122,627.15
2035 Total$11,130.41$6,512.35$17,642.76
198Jan 2036$953.15$517.08$1,470.23$121,674.00
199Feb 2036$957.17$513.06$1,470.23$120,716.83
200Mar 2036$961.21$509.02$1,470.23$119,755.62
201Apr 2036$965.26$504.97$1,470.23$118,790.36
202May 2036$969.33$500.90$1,470.23$117,821.03
203Jun 2036$973.42$496.81$1,470.23$116,847.61
204Jul 2036$977.52$492.71$1,470.23$115,870.09
205Aug 2036$981.64$488.59$1,470.23$114,888.45
206Sep 2036$985.78$484.45$1,470.23$113,902.67
207Oct 2036$989.94$480.29$1,470.23$112,912.73
208Nov 2036$994.11$476.12$1,470.23$111,918.62
209Dec 2036$998.31$471.92$1,470.23$110,920.31
2036 Total$11,706.84$5,935.92$17,642.76
210Jan 2037$1,002.52$467.71$1,470.23$109,917.79
211Feb 2037$1,006.74$463.49$1,470.23$108,911.05
212Mar 2037$1,010.99$459.24$1,470.23$107,900.06
213Apr 2037$1,015.25$454.98$1,470.23$106,884.81
214May 2037$1,019.53$450.70$1,470.23$105,865.28
215Jun 2037$1,023.83$446.40$1,470.23$104,841.45
216Jul 2037$1,028.15$442.08$1,470.23$103,813.30
217Aug 2037$1,032.48$437.75$1,470.23$102,780.82
218Sep 2037$1,036.84$433.39$1,470.23$101,743.98
219Oct 2037$1,041.21$429.02$1,470.23$100,702.77
220Nov 2037$1,045.60$424.63$1,470.23$99,657.17
221Dec 2037$1,050.01$420.22$1,470.23$98,607.16
2037 Total$12,313.15$5,329.61$17,642.76
222Jan 2038$1,054.44$415.79$1,470.23$97,552.72
223Feb 2038$1,058.88$411.35$1,470.23$96,493.84
224Mar 2038$1,063.35$406.88$1,470.23$95,430.49
225Apr 2038$1,067.83$402.40$1,470.23$94,362.66
226May 2038$1,072.33$397.90$1,470.23$93,290.33
227Jun 2038$1,076.86$393.37$1,470.23$92,213.47
228Jul 2038$1,081.40$388.83$1,470.23$91,132.07
229Aug 2038$1,085.96$384.27$1,470.23$90,046.11
230Sep 2038$1,090.54$379.69$1,470.23$88,955.57
231Oct 2038$1,095.13$375.10$1,470.23$87,860.44
232Nov 2038$1,099.75$370.48$1,470.23$86,760.69
233Dec 2038$1,104.39$365.84$1,470.23$85,656.30
2038 Total$12,950.86$4,691.9$17,642.76
234Jan 2039$1,109.05$361.18$1,470.23$84,547.25
235Feb 2039$1,113.72$356.51$1,470.23$83,433.53
236Mar 2039$1,118.42$351.81$1,470.23$82,315.11
237Apr 2039$1,123.13$347.10$1,470.23$81,191.98
238May 2039$1,127.87$342.36$1,470.23$80,064.11
239Jun 2039$1,132.63$337.60$1,470.23$78,931.48
240Jul 2039$1,137.40$332.83$1,470.23$77,794.08
241Aug 2039$1,142.20$328.03$1,470.23$76,651.88
242Sep 2039$1,147.01$323.22$1,470.23$75,504.87
243Oct 2039$1,151.85$318.38$1,470.23$74,353.02
244Nov 2039$1,156.71$313.52$1,470.23$73,196.31
245Dec 2039$1,161.59$308.64$1,470.23$72,034.72
2039 Total$13,621.58$4,021.18$17,642.76
246Jan 2040$1,166.48$303.75$1,470.23$70,868.24
247Feb 2040$1,171.40$298.83$1,470.23$69,696.84
248Mar 2040$1,176.34$293.89$1,470.23$68,520.50
249Apr 2040$1,181.30$288.93$1,470.23$67,339.20
250May 2040$1,186.28$283.95$1,470.23$66,152.92
251Jun 2040$1,191.29$278.94$1,470.23$64,961.63
252Jul 2040$1,196.31$273.92$1,470.23$63,765.32
253Aug 2040$1,201.35$268.88$1,470.23$62,563.97
254Sep 2040$1,206.42$263.81$1,470.23$61,357.55
255Oct 2040$1,211.51$258.72$1,470.23$60,146.04
256Nov 2040$1,216.61$253.62$1,470.23$58,929.43
257Dec 2040$1,221.74$248.49$1,470.23$57,707.69
2040 Total$14,327.03$3,315.73$17,642.76
258Jan 2041$1,226.90$243.33$1,470.23$56,480.79
259Feb 2041$1,232.07$238.16$1,470.23$55,248.72
260Mar 2041$1,237.26$232.97$1,470.23$54,011.46
261Apr 2041$1,242.48$227.75$1,470.23$52,768.98
262May 2041$1,247.72$222.51$1,470.23$51,521.26
263Jun 2041$1,252.98$217.25$1,470.23$50,268.28
264Jul 2041$1,258.27$211.96$1,470.23$49,010.01
265Aug 2041$1,263.57$206.66$1,470.23$47,746.44
266Sep 2041$1,268.90$201.33$1,470.23$46,477.54
267Oct 2041$1,274.25$195.98$1,470.23$45,203.29
268Nov 2041$1,279.62$190.61$1,470.23$43,923.67
269Dec 2041$1,285.02$185.21$1,470.23$42,638.65
2041 Total$15,069.04$2,573.72$17,642.76
270Jan 2042$1,290.44$179.79$1,470.23$41,348.21
271Feb 2042$1,295.88$174.35$1,470.23$40,052.33
272Mar 2042$1,301.34$168.89$1,470.23$38,750.99
273Apr 2042$1,306.83$163.40$1,470.23$37,444.16
274May 2042$1,312.34$157.89$1,470.23$36,131.82
275Jun 2042$1,317.87$152.36$1,470.23$34,813.95
276Jul 2042$1,323.43$146.80$1,470.23$33,490.52
277Aug 2042$1,329.01$141.22$1,470.23$32,161.51
278Sep 2042$1,334.62$135.61$1,470.23$30,826.89
279Oct 2042$1,340.24$129.99$1,470.23$29,486.65
280Nov 2042$1,345.89$124.34$1,470.23$28,140.76
281Dec 2042$1,351.57$118.66$1,470.23$26,789.19
2042 Total$15,849.46$1,793.3$17,642.76
282Jan 2043$1,357.27$112.96$1,470.23$25,431.92
283Feb 2043$1,362.99$107.24$1,470.23$24,068.93
284Mar 2043$1,368.74$101.49$1,470.23$22,700.19
285Apr 2043$1,374.51$95.72$1,470.23$21,325.68
286May 2043$1,380.31$89.92$1,470.23$19,945.37
287Jun 2043$1,386.13$84.10$1,470.23$18,559.24
288Jul 2043$1,391.97$78.26$1,470.23$17,167.27
289Aug 2043$1,397.84$72.39$1,470.23$15,769.43
290Sep 2043$1,403.74$66.49$1,470.23$14,365.69
291Oct 2043$1,409.65$60.58$1,470.23$12,956.04
292Nov 2043$1,415.60$54.63$1,470.23$11,540.44
293Dec 2043$1,421.57$48.66$1,470.23$10,118.87
2043 Total$16,670.32$972.44$17,642.76
294Jan 2044$1,427.56$42.67$1,470.23$8,691.31
295Feb 2044$1,433.58$36.65$1,470.23$7,257.73
296Mar 2044$1,439.63$30.60$1,470.23$5,818.10
297Apr 2044$1,445.70$24.53$1,470.23$4,372.40
298May 2044$1,451.79$18.44$1,470.23$2,920.61
299Jun 2044$1,457.91$12.32$1,470.23$1,462.70
300Jul 2044$1,462.70$6.17$1,468.87$0.00
2044 Total$10,118.87$171.38$10,290.25
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