Police Credit Union Fixed Investment Loan (Interest Only) (LVR < 90%) 4 Years | Review & Compare Home Loans

Fixed Investment Loan

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Advertised Rate

2.89

% p.a

Fixed - 4 years

Comparison Rate*

3.61

% p.a

Maximum LVR

90%

Real Time Rating™

Monthly Repayment

$1,406

based on $300,000 loan amount for 25 years at 2.89%

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Summary
Features & fees
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Advertised Rate

2.89

% p.a

Fixed - 4 years

Comparison Rate*

3.61

% p.a

Maximum LVR

90%

Real Time Rating™

Monthly Repayment

$1,406

based on $300,000 loan amount for 25 years at 2.89%

Calculate your repayments for this loan

Your estimated repayment

$1,406

based on $300,000 loan amount for 25 years at 2.89%

Based on your details, you can compare and save on the following home loans

Monthly Repayment

$1,231

based on $300,000 loan amount for 25 years at 2.79%

Advertised Rate

2.79

% p.a

Fixed - 4 years

Comparison Rate*

2.79

% p.a

Lower than average interest rate
No upfront or ongoing fees

Real Time Rating™

More Features

Monthly Repayment

$1,199

based on $300,000 loan amount for 25 years at 2.09%

Advertised Rate

2.09

% p.a

Intro 24 months

Comparison Rate*

2.52

% p.a

Cashback

Refinance and get $3,000 cashback for new Owner Occupier and Investment Loans. Terms and Conditions apply.*~ Ends in 6 days

Real Time Rating™

More Features

Monthly Repayment

$1,147

based on $300,000 loan amount for 25 years at 1.85%

Advertised Rate

1.85

% p.a

Intro 24 months

Comparison Rate*

2.21

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Quick home loan review

For Fixed Investment Loan (Interest Only) (LVR < 90%) 4 Years

These are the benefits of this home loan.

Lower than average interest rate
No ongoing fees

These are the drawbacks of this home loan.

Limited extra repayments
No redraw and no offset
Loan reverts to higher rate after fixed period
Not available for first home buyers
Higher than average upfront fee
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Fixed Investment Loan (Interest Only) (LVR < 90%) 4 Years

Details
Features
Fees
Application method

Details

Maximum LVR 90%	Total Repayments $216,900 View repayment schedule »
Next LVR	Interest rate type Fixed - 4 years
Borrowing range $150k - $100m Calculate how much you can borrow	Suitable for Investors
Loan term range 0 - 30 years	Principal & interest
Interest only	Applicable states SA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Yes - limited to $20000	Offset account No
Redraw facility	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 625	Application fee 420
Legal fee $0	Valuation fee $205
Settlement fee 0	Other upfront fee 0
Ongoing fee $0	Discharge fee 163

Application method

Online	Phone
Broker	In branch

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2.97

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No upfront or ongoing fees
100% full offset account
Parents can sign as guarantor
Extra repayments and redraw facility

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FAQs

The range you can borrow from this loan is $150k to $99,999,999.

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

Police Credit Union allows you to have this loan for a range of 0 to 30 years.

Police Credit Union allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $625 worth of upfront fees.

No, this loan doesn't come with a redraw facility.

Police Credit Union makes it possible to apply for this product online. Apply here.

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