QBANK Classic Home Loan Special Offer (QLD only) (New Customer) (LVR < 80%) | Review & Compare Home Loans

Variable Home Loan - Classic

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Interest Rate

1.99

% p.a

Variable

Comparison Rate*

2.02

% p.a

Maximum LVR

Less than 80%

Real Time Rating™

Monthly Repayment

$1,270

based on $300,000 loan amount for 25 years at 1.99%

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Summary
Features & fees
Similar Products
Latest News

Interest Rate

1.99

% p.a

Variable

Comparison Rate*

2.02

% p.a

Maximum LVR

Less than 80%

Real Time Rating™

Monthly Repayment

$1,270

based on $300,000 loan amount for 25 years at 1.99%

Calculate your repayments for this loan

Your estimated repayment

$1,270

based on $300,000 loan amount for 25 years at 1.99%

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TMD

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Interest Rate

1.85

% p.a

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Monthly Repayment

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based on $300,000 loan amount for 25 years at 1.99%

Interest Rate

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% p.a

Variable

Comparison Rate*

2.02

% p.a

special

Yard’s low-rate variable special home loan ~ Ends in 12 days

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Interest Rate

2.10

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Quick home loan review

For Classic Home Loan Special Offer (QLD only) (New Customer) (LVR < 80%)

These are the benefits of this home loan.

Interest rates ranked in the best 20%
No ongoing fees
Parents can sign as guarantor
Extra repayments and redraw facility
Free redraw facility
Split account option

These are the drawbacks of this home loan.

No offset account
Higher than average upfront fee
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Classic Home Loan Special Offer (QLD only) (New Customer) (LVR < 80%)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR Less than 80%	Total Repayments $381,000 View repayment schedule »
Next LVR 2.39% for max LVR 89.99%	Interest rate type Variable
Borrowing range $150k - $2m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Unlimited extra repayments	Offset account No
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 195	Application fee 0
Legal fee $0	Valuation fee $0
Settlement fee 195	Other upfront fee 0
Ongoing fee $0	Discharge fee 200

Application method

Online Compare	Phone
Broker	In branch

Available

Not available

Data not captured

Specials

Other $700 of establishment costs waived
Applies to owner-occupied loans only. Members will save up to $700 off standard QBANK, valuation, and mortgagee legal fees. Non-standard valuations and mortgages may incur an additional charge. Government charges and a $195 settlement fee still apply ($295 if construction loan).

Target Market Determination

Visit QBANK to view Target Market Determination.

Other Restrictions

To qualify, the customer must deposit a salary credit of at least $1,500 a month into a QBank transaction account.

Checkout more home loans

Interest Rate

1.85

% p.a

Variable

Comparison Rate*

1.88

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Interest Rate

2.24

% p.a

Variable

Comparison Rate*

2.18

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

Interest Rate

2.54

% p.a

Variable

Comparison Rate*

2.55

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Interest Rate

1.99

% p.a

Variable

Comparison Rate*

2.02

% p.a

special

Yard’s low-rate variable special home loan ~ Ends in 12 days

Real Time Rating™

Product data updated on 18 May 2022

FAQs

The range you can borrow from this loan is $150k to $2,000,000.

This loan option comes with a maximum loan-to-value ratio of 79.99 percent, which means it requires a minimum deposit of 20.01 percent

QBANK allows you to have this loan for a range of 1 to 30 years.

QBANK allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $195 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

To apply for this loan, please contact QBANK.

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