On this page

On this page
1.99
% p.a
Variable
2.02
% p.a
$1,270
based on $300,000 loan amount for 25 years at 1.99%
Calculate your repayments for this loan
Your estimated repayment
$1,270
based on $300,000 loan amount for 25 years at 1.99%
Here are some similar home loans that you may be interested in
Quick home loan review
For Classic Home Loan Special Offer (QLD only) (New Customer) (LVR < 80%)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No ongoing fees
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- No offset account
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Classic Home Loan Special Offer (QLD only) (New Customer) (LVR < 80%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR Less than 80% | Total Repayments $381,000 |
Interest rate type Variable | |
Borrowing range
$150k
-
$2m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 195 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 195 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 200 |
Application method
Online | Phone |
Broker | In branch |
- Other $700 of establishment costs waivedApplies to owner-occupied loans only. Members will save up to $700 off standard QBANK, valuation, and mortgagee legal fees. Non-standard valuations and mortgages may incur an additional charge. Government charges and a $195 settlement fee still apply ($295 if construction loan).
Target Market Determination
Visit QBANK to view Target Market Determination.
Other Restrictions
To qualify, the customer must deposit a salary credit of at least $1,500 a month into a QBank transaction account.
Checkout more home loans
Home Loans News
Popular home loans searches
FAQs
What is the minimum amount you can apply for?
What's the minimum deposit needed for this loan?
What's the maximum length for this loan?
How often can you make repayments?
How much will the upfront fees be for this loan?
Does this loan come with a redraw facility?
How do you apply for this loan?