Queensland Country Bank Ultimate Package Fixed Rate Home Loan (Principal & Interest) 3 Years (LVR > 90%) | Review & Compare Home Loans

Ultimate Home Loan Package

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Advertised Rate

2.94

% p.a

Fixed - 3 years

Comparison Rate*

4.07

% p.a

Maximum LVR

95%

Real Time Rating™

Monthly Repayment

$1,413

based on $300,000 loan amount for 25 years at 2.94%

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Summary
Features & fees
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Advertised Rate

2.94

% p.a

Fixed - 3 years

Comparison Rate*

4.07

% p.a

Maximum LVR

95%

Real Time Rating™

Monthly Repayment

$1,413

based on $300,000 loan amount for 25 years at 2.94%

Calculate your repayments for this loan

Your estimated repayment

$1,413

based on $300,000 loan amount for 25 years at 2.94%

Based on your details, you can compare and save on the following home loans

Monthly Repayment

$1,153

based on $300,000 loan amount for 25 years at 2.29%

Advertised Rate

2.29

% p.a

Fixed - 3 years

Comparison Rate*

3.06

% p.a

Interest rates ranked in the best 20%
Suitable for low deposits
Parents can sign as guarantor
Extra repayments and redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,107

based on $300,000 loan amount for 25 years at 1.99%

Advertised Rate

1.99

% p.a

Fixed - 3 years

Comparison Rate*

2.59

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees

Real Time Rating™

More Features

Monthly Repayment

$1,199

based on $300,000 loan amount for 25 years at 2.09%

Advertised Rate

2.09

% p.a

Intro 24 months

Comparison Rate*

2.52

% p.a

Cashback

Refinance and get $3,000 cashback for new Owner Occupier and Investment Loans. Terms and Conditions apply.*~ Ends in 11 days

Real Time Rating™

More Features

Quick home loan review

For Ultimate Package Fixed Rate Home Loan (Principal & Interest) 3 Years (LVR > 90%)

These are the benefits of this home loan.

Lower than average interest rate
100% full offset account
Suitable for low deposits
Redraw facility available
Extra repayments and redraw facility
Split account option

These are the drawbacks of this home loan.

Limited extra repayments
Loan reverts to higher rate after fixed period
Ongoing fee
Higher than average upfront fee
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Ultimate Package Fixed Rate Home Loan (Principal & Interest) 3 Years (LVR > 90%)

Details
Features
Fees
Application method

Details

Maximum LVR 95%	Total Repayments $423,900 View repayment schedule »
Next LVR	Interest rate type Fixed - 3 years
Borrowing range $5k - $5m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 0 - 30 years	Principal & interest
Interest only	Applicable states
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Yes - limited to $10000 per year	Offset account 100% offset account
Redraw facility Redraw fee: $8	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees $500	Application fee $250
Legal fee $250	Valuation fee $0
Settlement fee $0	Other upfront fee $0
Ongoing fee $350 annually	Discharge fee $450

Application method

Online	Phone
Broker Talk to an expert	In branch

Compare and review home loans with similar features

Advertised Rate

2.29

% p.a

Fixed - 3 years

Comparison Rate*

3.06

% p.a

Interest rates ranked in the best 20%
Suitable for low deposits
Parents can sign as guarantor
Extra repayments and redraw facility

Real Time Rating™

Advertised Rate

1.85

% p.a

Fixed - 3 years

Comparison Rate*

2.24

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
Split account option

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Advertised Rate

2.19

% p.a

Fixed - 3 years

Comparison Rate*

3.85

% p.a

Cashback

$2,000 cashback for refinancers~ Ends in 12 days

Real Time Rating™

Advertised Rate

2.09

% p.a

Fixed - 3 years

Comparison Rate*

2.17

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

FAQs

The range you can borrow from this loan is $5k to $5,000,000.

This loan option comes with a maximum loan-to-value ratio of 95 percent, which means it requires a minimum deposit of 5 percent

Queensland Country Bank allows you to have this loan for a range of 0 to 30 years.

Queensland Country Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $500 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $8 if you need to use it.

To apply for this loan, please contact Queensland Country Bank.

Yes, this Queensland Country Bank loan is available through a broker. Find a broker to help you with your needs.

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