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Queensland Country Bank

Line of Credit

Advertised Rate

4.94

% p.a

Variable

Comparison Rate*

5.07

% p.a

Maximum LVR
Less than 80%
Real Time Rating™

1.33

/ 5
Monthly Repayment

$2,034

based on $350,000 loan amount for 25 years at 4.94%

Advertised Rate

4.94

% p.a

Variable

Comparison Rate*

5.07

% p.a

Maximum LVR
Less than 80%
Real Time Rating™

1.33

/ 5
Monthly Repayment

$2,034

based on $350,000 loan amount for 25 years at 4.94%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$2,034

based on $350,000 loan amount for 25 years at 4.94%

Quick home loan review

For Line of Credit

These are the benefits of this home loan.

    These are the drawbacks of this home loan.

    • No redraw and no offset
    • Higher than average interest rate
    • Not available for first home buyers
    • Ongoing fee
    • Higher than average upfront fee
    • No repayment holidays

    Home loan overview

    For Line of Credit

    Details

    Maximum LVR

    Less than 80%

    Total Repayments

    Next LVR

    Interest rate type

    Variable

    Borrowing range

    Suitable for

    Line of Credit, Owner Occupiers

    Loan term range

    1 - 30 years

    Principal & interest

    Interest only

    Applicable states

    Make repayments

    Fortnightly, Monthly, Weekly

    Features

    Extra repayments

    Unlimited extra repayments

    Redraw facility

    Split interest facility

    Loan portable

    Repayment holiday available

    Allow guarantors

    Available for first home buyers

    Fees

    Total estimated upfront fees

    $500

    Application fee

    $250

    Valuation fee

    $0

    Settlement fee

    $250

    Other upfront fee

    $0

    Ongoing fee

    $100 annually

    Discharge fee

    $0

    Application method

    Online

    Phone

    In branch

    Embed

    FAQs

    What is the minimum amount you can apply for?

    The range you can borrow from this loan is $10k to $99,999,999.

    What's the minimum deposit needed for this loan?

    This loan option comes with a maximum loan-to-value ratio of 79.99 percent, which means it requires a minimum deposit of 20.01 percent

    What's the maximum length for this loan?

    Queensland Country Bank allows you to have this loan for a range of 1 to 30 years.

    How often can you make repayments?

    Queensland Country Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

    How much will the upfront fees be for this loan?

    While it could change based on your circumstances, RateCity estimates that this loan option comes with $500 worth of upfront fees.

    Does this loan come with a redraw facility?

    No, this loan doesn't come with a redraw facility.

    How do you apply for this loan?

    To apply for this loan, please contact Queensland Country Bank.

    Can a broker help me with this loan?

    Yes, this Queensland Country Bank loan is available through a broker. Find a broker to help you with your needs.