Qudos Bank Fixed Rate Home Loan 4 Years (Interest Only) (LVR < 80%) | Review & Compare Home Loans

Fixed Rate Home Loan

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Interest Rate

5.09

% p.a

Fixed - 4 years

Comparison Rate*

3.32

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,273

based on $300,000 loan amount for 25 years at 5.09%

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Summary
Features & fees
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Interest Rate

5.09

% p.a

Fixed - 4 years

Comparison Rate*

3.32

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,273

based on $300,000 loan amount for 25 years at 5.09%

Calculate your repayments for this loan

Your estimated repayment

$1,273

based on $300,000 loan amount for 25 years at 5.09%

Here are some similar home loans that you may be interested in

TMD

Monthly Repayment

$1,346

based on $300,000 loan amount for 25 years at 2.5%

Interest Rate

2.10

% p.a

Intro 24 months

Comparison Rate*

2.46

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,292

based on $300,000 loan amount for 25 years at 2.14%

Interest Rate

2.14

% p.a

Variable

Comparison Rate*

2.14

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,292

based on $300,000 loan amount for 25 years at 2.14%

Interest Rate

2.14

% p.a

Variable

Comparison Rate*

2.14

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

More Features

Quick home loan review

For Fixed Rate Home Loan (Owner Occupied) (Interest Only) 4 Years (LVR < 80%)

These are the benefits of this home loan.

No upfront or ongoing fees
Split account option

These are the drawbacks of this home loan.

Limited extra repayments
No redraw and no offset
Higher than average interest rate
Loan reverts to higher rate after fixed period
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Fixed Rate Home Loan (Owner Occupied) (Interest Only) 4 Years (LVR < 80%)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR 80%	Total Repayments $381,900 View repayment schedule »
Next LVR 4.59% for max LVR 90%	Interest rate type Fixed - 4 years
Borrowing range $150k - $100m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Yes - limited to $10000	Offset account No
Redraw facility	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 0	Application fee 0
Legal fee $0	Valuation fee $0
Settlement fee 0	Other upfront fee 0
Ongoing fee $0 weekly	Discharge fee 275

Application method

Online Compare	Phone
Broker	In branch

Available

Not available

Data not captured

Target Market Determination

Visit Qudos Bank to view Target Market Determination.

Checkout more home loans

Interest Rate

4.89

% p.a

Fixed - 4 years

Comparison Rate*

3.01

% p.a

No ongoing fees
Split account option

Real Time Rating™

Interest Rate

5.94

% p.a

Fixed - 4 years

Comparison Rate*

3.71

% p.a

No ongoing fees
Split account option

Real Time Rating™

Interest Rate

5.29

% p.a

Fixed - 4 years

Comparison Rate*

5.35

% p.a

Parents can sign as guarantor
Extra repayments and redraw facility
Free redraw facility
Split account option

Real Time Rating™

Interest Rate

4.45

% p.a

Fixed - 4 years

Comparison Rate*

3.03

% p.a

No upfront or ongoing fees
100% full offset account
Parents can sign as guarantor
Extra repayments and redraw facility

Real Time Rating™

Product data updated on 19 May 2022

FAQs

The range you can borrow from this loan is $150k to $99,999,999.

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

Qudos Bank allows you to have this loan for a range of 1 to 30 years.

Qudos Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

No, this loan doesn't come with a redraw facility.

To apply for this loan, please contact Qudos Bank.

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