Important disclosure
Home Access Loan
Find your ideal home loan from one of the 1 home loans from Qudos Bank
Principal and Interest (P&I)
Loan type | Loan to value ratio | Interest rate | Comparison rate |
---|
Interest only
Loan type | Loan to value ratio | Interest rate | Comparison rate | |
---|---|---|---|---|
Variable | Up to 80% | 7.63% p.a. | - p.a. | Product Info |
Qudos Bank Variable Rate Home loan overview
For Home Access Loan
Details
Maximum LVR 80% | Total Repayments |
Interest rate type Variable | Borrowing range
$0
-
$100m
|
Suitable for Line of Credit, Owner Occupiers | Loan term range 1 - 30 years |
Repayment type Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Target Market Determination Visit Qudos Mutual Limited T/A Qudos Bank to view Target Market Determination. |
Features
Extra repayments Not Allowed | Redraw facility |
Offset account | Split interest facility |
Loan portability | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Other benefits $100 free monthly transaction allowance to use at ATMs and EFTPOS. |
Fees
Total estimated upfront fees $600 | Application fee $600 |
Legal fee $0 | Valuation fee $0 |
Settlement fee $0 | Other upfront fee $0 |
Ongoing fee $0 | Discharge fee $275 |
Other Restrictions
Repayment holidays not available on interest only loans
Pros and cons
For Home Access Loan
Benefits
- No ongoing fees
Drawbacks
- No extra repayments
- No redraw and no offset
- Higher than average interest rate
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
FAQs
What is the minimum amount you can apply for?
What's the minimum deposit needed for this loan?
What's the maximum length for this loan?
How often can you make repayments?
How much will the upfront fees be for this loan?
Does this loan come with a redraw facility?
Where can you apply for this loan?