Choices Fixed Investment Loan (QLD only) (Principal and Interest) 3 Years from RACQ Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
3.00%
Fixed - 3 years
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,186
Number of Repayments
300
Total Interest Paid
$105,800
Total repayments
$355,800
DatePrincipleInterestPaymentBalance
1Oct 2019$560.53$625.00$1,185.53$249,439.47
2Nov 2019$561.93$623.60$1,185.53$248,877.54
3Dec 2019$563.34$622.19$1,185.53$248,314.20
2019 Total$1,685.8$1,870.79$3,556.59
4Jan 2020$564.74$620.79$1,185.53$247,749.46
5Feb 2020$566.16$619.37$1,185.53$247,183.30
6Mar 2020$567.57$617.96$1,185.53$246,615.73
7Apr 2020$568.99$616.54$1,185.53$246,046.74
8May 2020$570.41$615.12$1,185.53$245,476.33
9Jun 2020$571.84$613.69$1,185.53$244,904.49
10Jul 2020$573.27$612.26$1,185.53$244,331.22
11Aug 2020$574.70$610.83$1,185.53$243,756.52
12Sep 2020$576.14$609.39$1,185.53$243,180.38
13Oct 2020$577.58$607.95$1,185.53$242,602.80
14Nov 2020$579.02$606.51$1,185.53$242,023.78
15Dec 2020$580.47$605.06$1,185.53$241,443.31
2020 Total$6,870.89$7,355.47$14,226.36
16Jan 2021$581.92$603.61$1,185.53$240,861.39
17Feb 2021$583.38$602.15$1,185.53$240,278.01
18Mar 2021$584.83$600.70$1,185.53$239,693.18
19Apr 2021$586.30$599.23$1,185.53$239,106.88
20May 2021$587.76$597.77$1,185.53$238,519.12
21Jun 2021$589.23$596.30$1,185.53$237,929.89
22Jul 2021$590.71$594.82$1,185.53$237,339.18
23Aug 2021$592.18$593.35$1,185.53$236,747.00
24Sep 2021$593.66$591.87$1,185.53$236,153.34
25Oct 2021$595.15$590.38$1,185.53$235,558.19
26Nov 2021$596.63$588.90$1,185.53$234,961.56
27Dec 2021$598.13$587.40$1,185.53$234,363.43
2021 Total$7,079.88$7,146.48$14,226.36
28Jan 2022$599.62$585.91$1,185.53$233,763.81
29Feb 2022$601.12$584.41$1,185.53$233,162.69
30Mar 2022$602.62$582.91$1,185.53$232,560.07
31Apr 2022$604.13$581.40$1,185.53$231,955.94
32May 2022$605.64$579.89$1,185.53$231,350.30
33Jun 2022$607.15$578.38$1,185.53$230,743.15
34Jul 2022$608.67$576.86$1,185.53$230,134.48
35Aug 2022$610.19$575.34$1,185.53$229,524.29
36Sep 2022$611.72$573.81$1,185.53$228,912.57
37Oct 2022$613.25$572.28$1,185.53$228,299.32
38Nov 2022$614.78$570.75$1,185.53$227,684.54
39Dec 2022$616.32$569.21$1,185.53$227,068.22
2022 Total$7,295.21$6,931.15$14,226.36
40Jan 2023$617.86$567.67$1,185.53$226,450.36
41Feb 2023$619.40$566.13$1,185.53$225,830.96
42Mar 2023$620.95$564.58$1,185.53$225,210.01
43Apr 2023$622.50$563.03$1,185.53$224,587.51
44May 2023$624.06$561.47$1,185.53$223,963.45
45Jun 2023$625.62$559.91$1,185.53$223,337.83
46Jul 2023$627.19$558.34$1,185.53$222,710.64
47Aug 2023$628.75$556.78$1,185.53$222,081.89
48Sep 2023$630.33$555.20$1,185.53$221,451.56
49Oct 2023$631.90$553.63$1,185.53$220,819.66
50Nov 2023$633.48$552.05$1,185.53$220,186.18
51Dec 2023$635.06$550.47$1,185.53$219,551.12
2023 Total$7,517.1$6,709.26$14,226.36
52Jan 2024$636.65$548.88$1,185.53$218,914.47
53Feb 2024$638.24$547.29$1,185.53$218,276.23
54Mar 2024$639.84$545.69$1,185.53$217,636.39
55Apr 2024$641.44$544.09$1,185.53$216,994.95
56May 2024$643.04$542.49$1,185.53$216,351.91
57Jun 2024$644.65$540.88$1,185.53$215,707.26
58Jul 2024$646.26$539.27$1,185.53$215,061.00
59Aug 2024$647.88$537.65$1,185.53$214,413.12
60Sep 2024$649.50$536.03$1,185.53$213,763.62
61Oct 2024$651.12$534.41$1,185.53$213,112.50
62Nov 2024$652.75$532.78$1,185.53$212,459.75
63Dec 2024$654.38$531.15$1,185.53$211,805.37
2024 Total$7,745.75$6,480.61$14,226.36
64Jan 2025$656.02$529.51$1,185.53$211,149.35
65Feb 2025$657.66$527.87$1,185.53$210,491.69
66Mar 2025$659.30$526.23$1,185.53$209,832.39
67Apr 2025$660.95$524.58$1,185.53$209,171.44
68May 2025$662.60$522.93$1,185.53$208,508.84
69Jun 2025$664.26$521.27$1,185.53$207,844.58
70Jul 2025$665.92$519.61$1,185.53$207,178.66
71Aug 2025$667.58$517.95$1,185.53$206,511.08
72Sep 2025$669.25$516.28$1,185.53$205,841.83
73Oct 2025$670.93$514.60$1,185.53$205,170.90
74Nov 2025$672.60$512.93$1,185.53$204,498.30
75Dec 2025$674.28$511.25$1,185.53$203,824.02
2025 Total$7,981.35$6,245.01$14,226.36
76Jan 2026$675.97$509.56$1,185.53$203,148.05
77Feb 2026$677.66$507.87$1,185.53$202,470.39
78Mar 2026$679.35$506.18$1,185.53$201,791.04
79Apr 2026$681.05$504.48$1,185.53$201,109.99
80May 2026$682.76$502.77$1,185.53$200,427.23
81Jun 2026$684.46$501.07$1,185.53$199,742.77
82Jul 2026$686.17$499.36$1,185.53$199,056.60
83Aug 2026$687.89$497.64$1,185.53$198,368.71
84Sep 2026$689.61$495.92$1,185.53$197,679.10
85Oct 2026$691.33$494.20$1,185.53$196,987.77
86Nov 2026$693.06$492.47$1,185.53$196,294.71
87Dec 2026$694.79$490.74$1,185.53$195,599.92
2026 Total$8,224.1$6,002.26$14,226.36
88Jan 2027$696.53$489.00$1,185.53$194,903.39
89Feb 2027$698.27$487.26$1,185.53$194,205.12
90Mar 2027$700.02$485.51$1,185.53$193,505.10
91Apr 2027$701.77$483.76$1,185.53$192,803.33
92May 2027$703.52$482.01$1,185.53$192,099.81
93Jun 2027$705.28$480.25$1,185.53$191,394.53
94Jul 2027$707.04$478.49$1,185.53$190,687.49
95Aug 2027$708.81$476.72$1,185.53$189,978.68
96Sep 2027$710.58$474.95$1,185.53$189,268.10
97Oct 2027$712.36$473.17$1,185.53$188,555.74
98Nov 2027$714.14$471.39$1,185.53$187,841.60
99Dec 2027$715.93$469.60$1,185.53$187,125.67
2027 Total$8,474.25$5,752.11$14,226.36
100Jan 2028$717.72$467.81$1,185.53$186,407.95
101Feb 2028$719.51$466.02$1,185.53$185,688.44
102Mar 2028$721.31$464.22$1,185.53$184,967.13
103Apr 2028$723.11$462.42$1,185.53$184,244.02
104May 2028$724.92$460.61$1,185.53$183,519.10
105Jun 2028$726.73$458.80$1,185.53$182,792.37
106Jul 2028$728.55$456.98$1,185.53$182,063.82
107Aug 2028$730.37$455.16$1,185.53$181,333.45
108Sep 2028$732.20$453.33$1,185.53$180,601.25
109Oct 2028$734.03$451.50$1,185.53$179,867.22
110Nov 2028$735.86$449.67$1,185.53$179,131.36
111Dec 2028$737.70$447.83$1,185.53$178,393.66
2028 Total$8,732.01$5,494.35$14,226.36
112Jan 2029$739.55$445.98$1,185.53$177,654.11
113Feb 2029$741.39$444.14$1,185.53$176,912.72
114Mar 2029$743.25$442.28$1,185.53$176,169.47
115Apr 2029$745.11$440.42$1,185.53$175,424.36
116May 2029$746.97$438.56$1,185.53$174,677.39
117Jun 2029$748.84$436.69$1,185.53$173,928.55
118Jul 2029$750.71$434.82$1,185.53$173,177.84
119Aug 2029$752.59$432.94$1,185.53$172,425.25
120Sep 2029$754.47$431.06$1,185.53$171,670.78
121Oct 2029$756.35$429.18$1,185.53$170,914.43
122Nov 2029$758.24$427.29$1,185.53$170,156.19
123Dec 2029$760.14$425.39$1,185.53$169,396.05
2029 Total$8,997.61$5,228.75$14,226.36
124Jan 2030$762.04$423.49$1,185.53$168,634.01
125Feb 2030$763.94$421.59$1,185.53$167,870.07
126Mar 2030$765.85$419.68$1,185.53$167,104.22
127Apr 2030$767.77$417.76$1,185.53$166,336.45
128May 2030$769.69$415.84$1,185.53$165,566.76
129Jun 2030$771.61$413.92$1,185.53$164,795.15
130Jul 2030$773.54$411.99$1,185.53$164,021.61
131Aug 2030$775.48$410.05$1,185.53$163,246.13
132Sep 2030$777.41$408.12$1,185.53$162,468.72
133Oct 2030$779.36$406.17$1,185.53$161,689.36
134Nov 2030$781.31$404.22$1,185.53$160,908.05
135Dec 2030$783.26$402.27$1,185.53$160,124.79
2030 Total$9,271.26$4,955.1$14,226.36
136Jan 2031$785.22$400.31$1,185.53$159,339.57
137Feb 2031$787.18$398.35$1,185.53$158,552.39
138Mar 2031$789.15$396.38$1,185.53$157,763.24
139Apr 2031$791.12$394.41$1,185.53$156,972.12
140May 2031$793.10$392.43$1,185.53$156,179.02
141Jun 2031$795.08$390.45$1,185.53$155,383.94
142Jul 2031$797.07$388.46$1,185.53$154,586.87
143Aug 2031$799.06$386.47$1,185.53$153,787.81
144Sep 2031$801.06$384.47$1,185.53$152,986.75
145Oct 2031$803.06$382.47$1,185.53$152,183.69
146Nov 2031$805.07$380.46$1,185.53$151,378.62
147Dec 2031$807.08$378.45$1,185.53$150,571.54
2031 Total$9,553.25$4,673.11$14,226.36
148Jan 2032$809.10$376.43$1,185.53$149,762.44
149Feb 2032$811.12$374.41$1,185.53$148,951.32
150Mar 2032$813.15$372.38$1,185.53$148,138.17
151Apr 2032$815.18$370.35$1,185.53$147,322.99
152May 2032$817.22$368.31$1,185.53$146,505.77
153Jun 2032$819.27$366.26$1,185.53$145,686.50
154Jul 2032$821.31$364.22$1,185.53$144,865.19
155Aug 2032$823.37$362.16$1,185.53$144,041.82
156Sep 2032$825.43$360.10$1,185.53$143,216.39
157Oct 2032$827.49$358.04$1,185.53$142,388.90
158Nov 2032$829.56$355.97$1,185.53$141,559.34
159Dec 2032$831.63$353.90$1,185.53$140,727.71
2032 Total$9,843.83$4,382.53$14,226.36
160Jan 2033$833.71$351.82$1,185.53$139,894.00
161Feb 2033$835.80$349.74$1,185.54$139,058.20
162Mar 2033$837.88$347.65$1,185.53$138,220.32
163Apr 2033$839.98$345.55$1,185.53$137,380.34
164May 2033$842.08$343.45$1,185.53$136,538.26
165Jun 2033$844.18$341.35$1,185.53$135,694.08
166Jul 2033$846.29$339.24$1,185.53$134,847.79
167Aug 2033$848.41$337.12$1,185.53$133,999.38
168Sep 2033$850.53$335.00$1,185.53$133,148.85
169Oct 2033$852.66$332.87$1,185.53$132,296.19
170Nov 2033$854.79$330.74$1,185.53$131,441.40
171Dec 2033$856.93$328.60$1,185.53$130,584.47
2033 Total$10,143.24$4,083.13$14,226.37
172Jan 2034$859.07$326.46$1,185.53$129,725.40
173Feb 2034$861.22$324.31$1,185.53$128,864.18
174Mar 2034$863.37$322.16$1,185.53$128,000.81
175Apr 2034$865.53$320.00$1,185.53$127,135.28
176May 2034$867.69$317.84$1,185.53$126,267.59
177Jun 2034$869.86$315.67$1,185.53$125,397.73
178Jul 2034$872.04$313.49$1,185.53$124,525.69
179Aug 2034$874.22$311.31$1,185.53$123,651.47
180Sep 2034$876.40$309.13$1,185.53$122,775.07
181Oct 2034$878.59$306.94$1,185.53$121,896.48
182Nov 2034$880.79$304.74$1,185.53$121,015.69
183Dec 2034$882.99$302.54$1,185.53$120,132.70
2034 Total$10,451.77$3,774.59$14,226.36
184Jan 2035$885.20$300.33$1,185.53$119,247.50
185Feb 2035$887.41$298.12$1,185.53$118,360.09
186Mar 2035$889.63$295.90$1,185.53$117,470.46
187Apr 2035$891.85$293.68$1,185.53$116,578.61
188May 2035$894.08$291.45$1,185.53$115,684.53
189Jun 2035$896.32$289.21$1,185.53$114,788.21
190Jul 2035$898.56$286.97$1,185.53$113,889.65
191Aug 2035$900.81$284.72$1,185.53$112,988.84
192Sep 2035$903.06$282.47$1,185.53$112,085.78
193Oct 2035$905.32$280.21$1,185.53$111,180.46
194Nov 2035$907.58$277.95$1,185.53$110,272.88
195Dec 2035$909.85$275.68$1,185.53$109,363.03
2035 Total$10,769.67$3,456.69$14,226.36
196Jan 2036$912.12$273.41$1,185.53$108,450.91
197Feb 2036$914.40$271.13$1,185.53$107,536.51
198Mar 2036$916.69$268.84$1,185.53$106,619.82
199Apr 2036$918.98$266.55$1,185.53$105,700.84
200May 2036$921.28$264.25$1,185.53$104,779.56
201Jun 2036$923.58$261.95$1,185.53$103,855.98
202Jul 2036$925.89$259.64$1,185.53$102,930.09
203Aug 2036$928.20$257.33$1,185.53$102,001.89
204Sep 2036$930.53$255.00$1,185.53$101,071.36
205Oct 2036$932.85$252.68$1,185.53$100,138.51
206Nov 2036$935.18$250.35$1,185.53$99,203.33
207Dec 2036$937.52$248.01$1,185.53$98,265.81
2036 Total$11,097.22$3,129.14$14,226.36
208Jan 2037$939.87$245.66$1,185.53$97,325.94
209Feb 2037$942.22$243.31$1,185.53$96,383.72
210Mar 2037$944.57$240.96$1,185.53$95,439.15
211Apr 2037$946.93$238.60$1,185.53$94,492.22
212May 2037$949.30$236.23$1,185.53$93,542.92
213Jun 2037$951.67$233.86$1,185.53$92,591.25
214Jul 2037$954.05$231.48$1,185.53$91,637.20
215Aug 2037$956.44$229.09$1,185.53$90,680.76
216Sep 2037$958.83$226.70$1,185.53$89,721.93
217Oct 2037$961.23$224.30$1,185.53$88,760.70
218Nov 2037$963.63$221.90$1,185.53$87,797.07
219Dec 2037$966.04$219.49$1,185.53$86,831.03
2037 Total$11,434.78$2,791.58$14,226.36
220Jan 2038$968.45$217.08$1,185.53$85,862.58
221Feb 2038$970.87$214.66$1,185.53$84,891.71
222Mar 2038$973.30$212.23$1,185.53$83,918.41
223Apr 2038$975.73$209.80$1,185.53$82,942.68
224May 2038$978.17$207.36$1,185.53$81,964.51
225Jun 2038$980.62$204.91$1,185.53$80,983.89
226Jul 2038$983.07$202.46$1,185.53$80,000.82
227Aug 2038$985.53$200.00$1,185.53$79,015.29
228Sep 2038$987.99$197.54$1,185.53$78,027.30
229Oct 2038$990.46$195.07$1,185.53$77,036.84
230Nov 2038$992.94$192.59$1,185.53$76,043.90
231Dec 2038$995.42$190.11$1,185.53$75,048.48
2038 Total$11,782.55$2,443.81$14,226.36
232Jan 2039$997.91$187.62$1,185.53$74,050.57
233Feb 2039$1,000.40$185.13$1,185.53$73,050.17
234Mar 2039$1,002.90$182.63$1,185.53$72,047.27
235Apr 2039$1,005.41$180.12$1,185.53$71,041.86
236May 2039$1,007.93$177.60$1,185.53$70,033.93
237Jun 2039$1,010.45$175.08$1,185.53$69,023.48
238Jul 2039$1,012.97$172.56$1,185.53$68,010.51
239Aug 2039$1,015.50$170.03$1,185.53$66,995.01
240Sep 2039$1,018.04$167.49$1,185.53$65,976.97
241Oct 2039$1,020.59$164.94$1,185.53$64,956.38
242Nov 2039$1,023.14$162.39$1,185.53$63,933.24
243Dec 2039$1,025.70$159.83$1,185.53$62,907.54
2039 Total$12,140.94$2,085.42$14,226.36
244Jan 2040$1,028.26$157.27$1,185.53$61,879.28
245Feb 2040$1,030.83$154.70$1,185.53$60,848.45
246Mar 2040$1,033.41$152.12$1,185.53$59,815.04
247Apr 2040$1,035.99$149.54$1,185.53$58,779.05
248May 2040$1,038.58$146.95$1,185.53$57,740.47
249Jun 2040$1,041.18$144.35$1,185.53$56,699.29
250Jul 2040$1,043.78$141.75$1,185.53$55,655.51
251Aug 2040$1,046.39$139.14$1,185.53$54,609.12
252Sep 2040$1,049.01$136.52$1,185.53$53,560.11
253Oct 2040$1,051.63$133.90$1,185.53$52,508.48
254Nov 2040$1,054.26$131.27$1,185.53$51,454.22
255Dec 2040$1,056.89$128.64$1,185.53$50,397.33
2040 Total$12,510.21$1,716.15$14,226.36
256Jan 2041$1,059.54$125.99$1,185.53$49,337.79
257Feb 2041$1,062.19$123.34$1,185.53$48,275.60
258Mar 2041$1,064.84$120.69$1,185.53$47,210.76
259Apr 2041$1,067.50$118.03$1,185.53$46,143.26
260May 2041$1,070.17$115.36$1,185.53$45,073.09
261Jun 2041$1,072.85$112.68$1,185.53$44,000.24
262Jul 2041$1,075.53$110.00$1,185.53$42,924.71
263Aug 2041$1,078.22$107.31$1,185.53$41,846.49
264Sep 2041$1,080.91$104.62$1,185.53$40,765.58
265Oct 2041$1,083.62$101.91$1,185.53$39,681.96
266Nov 2041$1,086.33$99.20$1,185.53$38,595.63
267Dec 2041$1,089.04$96.49$1,185.53$37,506.59
2041 Total$12,890.74$1,335.62$14,226.36
268Jan 2042$1,091.76$93.77$1,185.53$36,414.83
269Feb 2042$1,094.49$91.04$1,185.53$35,320.34
270Mar 2042$1,097.23$88.30$1,185.53$34,223.11
271Apr 2042$1,099.97$85.56$1,185.53$33,123.14
272May 2042$1,102.72$82.81$1,185.53$32,020.42
273Jun 2042$1,105.48$80.05$1,185.53$30,914.94
274Jul 2042$1,108.24$77.29$1,185.53$29,806.70
275Aug 2042$1,111.01$74.52$1,185.53$28,695.69
276Sep 2042$1,113.79$71.74$1,185.53$27,581.90
277Oct 2042$1,116.58$68.95$1,185.53$26,465.32
278Nov 2042$1,119.37$66.16$1,185.53$25,345.95
279Dec 2042$1,122.17$63.36$1,185.53$24,223.78
2042 Total$13,282.81$943.55$14,226.36
280Jan 2043$1,124.97$60.56$1,185.53$23,098.81
281Feb 2043$1,127.78$57.75$1,185.53$21,971.03
282Mar 2043$1,130.60$54.93$1,185.53$20,840.43
283Apr 2043$1,133.43$52.10$1,185.53$19,707.00
284May 2043$1,136.26$49.27$1,185.53$18,570.74
285Jun 2043$1,139.10$46.43$1,185.53$17,431.64
286Jul 2043$1,141.95$43.58$1,185.53$16,289.69
287Aug 2043$1,144.81$40.72$1,185.53$15,144.88
288Sep 2043$1,147.67$37.86$1,185.53$13,997.21
289Oct 2043$1,150.54$34.99$1,185.53$12,846.67
290Nov 2043$1,153.41$32.12$1,185.53$11,693.26
291Dec 2043$1,156.30$29.23$1,185.53$10,536.96
2043 Total$13,686.82$539.54$14,226.36
292Jan 2044$1,159.19$26.34$1,185.53$9,377.77
293Feb 2044$1,162.09$23.44$1,185.53$8,215.68
294Mar 2044$1,164.99$20.54$1,185.53$7,050.69
295Apr 2044$1,167.90$17.63$1,185.53$5,882.79
296May 2044$1,170.82$14.71$1,185.53$4,711.97
297Jun 2044$1,173.75$11.78$1,185.53$3,538.22
298Jul 2044$1,176.68$8.85$1,185.53$2,361.54
299Aug 2044$1,179.63$5.90$1,185.53$1,181.91
300Sep 2044$1,181.91$2.95$1,184.86$0.00
2044 Total$10,536.96$132.14$10,669.1
Compare your product with the big 4 banks, or add more products to compare
As seen on