Borrow amount

$300,000

Advertised Rate

5.91%

Variable

Loan term
25 Years
RACQ Bank
Repayment frequency
Monthly
Monthly Repayments
$1,916
Number of repayments
300
Total interest paid
$274,931
Total Repayments

$574,929

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2021$438.93$1,477.50$1,916.43$299,561.07
2Mar 2021$441.09$1,475.34$1,916.43$299,119.98
3Apr 2021$443.26$1,473.17$1,916.43$298,676.72
4May 2021$445.45$1,470.98$1,916.43$298,231.27
5Jun 2021$447.64$1,468.79$1,916.43$297,783.63
6Jul 2021$449.85$1,466.58$1,916.43$297,333.78
7Aug 2021$452.06$1,464.37$1,916.43$296,881.72
8Sep 2021$454.29$1,462.14$1,916.43$296,427.43
9Oct 2021$456.52$1,459.91$1,916.43$295,970.91
10Nov 2021$458.77$1,457.66$1,916.43$295,512.14
11Dec 2021$461.03$1,455.40$1,916.43$295,051.11
2021 Total$4,948.89$16,131.84$21,080.73
12Jan 2022$463.30$1,453.13$1,916.43$294,587.81
13Feb 2022$465.59$1,450.84$1,916.43$294,122.22
14Mar 2022$467.88$1,448.55$1,916.43$293,654.34
15Apr 2022$470.18$1,446.25$1,916.43$293,184.16
16May 2022$472.50$1,443.93$1,916.43$292,711.66
17Jun 2022$474.83$1,441.60$1,916.43$292,236.83
18Jul 2022$477.16$1,439.27$1,916.43$291,759.67
19Aug 2022$479.51$1,436.92$1,916.43$291,280.16
20Sep 2022$481.88$1,434.55$1,916.43$290,798.28
21Oct 2022$484.25$1,432.18$1,916.43$290,314.03
22Nov 2022$486.63$1,429.80$1,916.43$289,827.40
23Dec 2022$489.03$1,427.40$1,916.43$289,338.37
2022 Total$5,712.74$17,284.42$22,997.16
24Jan 2023$491.44$1,424.99$1,916.43$288,846.93
25Feb 2023$493.86$1,422.57$1,916.43$288,353.07
26Mar 2023$496.29$1,420.14$1,916.43$287,856.78
27Apr 2023$498.74$1,417.69$1,916.43$287,358.04
28May 2023$501.19$1,415.24$1,916.43$286,856.85
29Jun 2023$503.66$1,412.77$1,916.43$286,353.19
30Jul 2023$506.14$1,410.29$1,916.43$285,847.05
31Aug 2023$508.63$1,407.80$1,916.43$285,338.42
32Sep 2023$511.14$1,405.29$1,916.43$284,827.28
33Oct 2023$513.66$1,402.77$1,916.43$284,313.62
34Nov 2023$516.19$1,400.24$1,916.43$283,797.43
35Dec 2023$518.73$1,397.70$1,916.43$283,278.70
2023 Total$6,059.67$16,937.49$22,997.16
36Jan 2024$521.28$1,395.15$1,916.43$282,757.42
37Feb 2024$523.85$1,392.58$1,916.43$282,233.57
38Mar 2024$526.43$1,390.00$1,916.43$281,707.14
39Apr 2024$529.02$1,387.41$1,916.43$281,178.12
40May 2024$531.63$1,384.80$1,916.43$280,646.49
41Jun 2024$534.25$1,382.18$1,916.43$280,112.24
42Jul 2024$536.88$1,379.55$1,916.43$279,575.36
43Aug 2024$539.52$1,376.91$1,916.43$279,035.84
44Sep 2024$542.18$1,374.25$1,916.43$278,493.66
45Oct 2024$544.85$1,371.58$1,916.43$277,948.81
46Nov 2024$547.53$1,368.90$1,916.43$277,401.28
47Dec 2024$550.23$1,366.20$1,916.43$276,851.05
2024 Total$6,427.65$16,569.51$22,997.16
48Jan 2025$552.94$1,363.49$1,916.43$276,298.11
49Feb 2025$555.66$1,360.77$1,916.43$275,742.45
50Mar 2025$558.40$1,358.03$1,916.43$275,184.05
51Apr 2025$561.15$1,355.28$1,916.43$274,622.90
52May 2025$563.91$1,352.52$1,916.43$274,058.99
53Jun 2025$566.69$1,349.74$1,916.43$273,492.30
54Jul 2025$569.48$1,346.95$1,916.43$272,922.82
55Aug 2025$572.29$1,344.14$1,916.43$272,350.53
56Sep 2025$575.10$1,341.33$1,916.43$271,775.43
57Oct 2025$577.94$1,338.49$1,916.43$271,197.49
58Nov 2025$580.78$1,335.65$1,916.43$270,616.71
59Dec 2025$583.64$1,332.79$1,916.43$270,033.07
2025 Total$6,817.98$16,179.18$22,997.16
60Jan 2026$586.52$1,329.91$1,916.43$269,446.55
61Feb 2026$589.41$1,327.02$1,916.43$268,857.14
62Mar 2026$592.31$1,324.12$1,916.43$268,264.83
63Apr 2026$595.23$1,321.20$1,916.43$267,669.60
64May 2026$598.16$1,318.27$1,916.43$267,071.44
65Jun 2026$601.10$1,315.33$1,916.43$266,470.34
66Jul 2026$604.06$1,312.37$1,916.43$265,866.28
67Aug 2026$607.04$1,309.39$1,916.43$265,259.24
68Sep 2026$610.03$1,306.40$1,916.43$264,649.21
69Oct 2026$613.03$1,303.40$1,916.43$264,036.18
70Nov 2026$616.05$1,300.38$1,916.43$263,420.13
71Dec 2026$619.09$1,297.34$1,916.43$262,801.04
2026 Total$7,232.03$15,765.13$22,997.16
72Jan 2027$622.13$1,294.30$1,916.43$262,178.91
73Feb 2027$625.20$1,291.23$1,916.43$261,553.71
74Mar 2027$628.28$1,288.15$1,916.43$260,925.43
75Apr 2027$631.37$1,285.06$1,916.43$260,294.06
76May 2027$634.48$1,281.95$1,916.43$259,659.58
77Jun 2027$637.61$1,278.82$1,916.43$259,021.97
78Jul 2027$640.75$1,275.68$1,916.43$258,381.22
79Aug 2027$643.90$1,272.53$1,916.43$257,737.32
80Sep 2027$647.07$1,269.36$1,916.43$257,090.25
81Oct 2027$650.26$1,266.17$1,916.43$256,439.99
82Nov 2027$653.46$1,262.97$1,916.43$255,786.53
83Dec 2027$656.68$1,259.75$1,916.43$255,129.85
2027 Total$7,671.19$15,325.97$22,997.16
84Jan 2028$659.92$1,256.51$1,916.43$254,469.93
85Feb 2028$663.17$1,253.26$1,916.43$253,806.76
86Mar 2028$666.43$1,250.00$1,916.43$253,140.33
87Apr 2028$669.71$1,246.72$1,916.43$252,470.62
88May 2028$673.01$1,243.42$1,916.43$251,797.61
89Jun 2028$676.33$1,240.10$1,916.43$251,121.28
90Jul 2028$679.66$1,236.77$1,916.43$250,441.62
91Aug 2028$683.01$1,233.42$1,916.43$249,758.61
92Sep 2028$686.37$1,230.06$1,916.43$249,072.24
93Oct 2028$689.75$1,226.68$1,916.43$248,382.49
94Nov 2028$693.15$1,223.28$1,916.43$247,689.34
95Dec 2028$696.56$1,219.87$1,916.43$246,992.78
2028 Total$8,137.07$14,860.09$22,997.16
96Jan 2029$699.99$1,216.44$1,916.43$246,292.79
97Feb 2029$703.44$1,212.99$1,916.43$245,589.35
98Mar 2029$706.90$1,209.53$1,916.43$244,882.45
99Apr 2029$710.38$1,206.05$1,916.43$244,172.07
100May 2029$713.88$1,202.55$1,916.43$243,458.19
101Jun 2029$717.40$1,199.03$1,916.43$242,740.79
102Jul 2029$720.93$1,195.50$1,916.43$242,019.86
103Aug 2029$724.48$1,191.95$1,916.43$241,295.38
104Sep 2029$728.05$1,188.38$1,916.43$240,567.33
105Oct 2029$731.64$1,184.79$1,916.43$239,835.69
106Nov 2029$735.24$1,181.19$1,916.43$239,100.45
107Dec 2029$738.86$1,177.57$1,916.43$238,361.59
2029 Total$8,631.19$14,365.97$22,997.16
108Jan 2030$742.50$1,173.93$1,916.43$237,619.09
109Feb 2030$746.16$1,170.27$1,916.43$236,872.93
110Mar 2030$749.83$1,166.60$1,916.43$236,123.10
111Apr 2030$753.52$1,162.91$1,916.43$235,369.58
112May 2030$757.23$1,159.20$1,916.43$234,612.35
113Jun 2030$760.96$1,155.47$1,916.43$233,851.39
114Jul 2030$764.71$1,151.72$1,916.43$233,086.68
115Aug 2030$768.48$1,147.95$1,916.43$232,318.20
116Sep 2030$772.26$1,144.17$1,916.43$231,545.94
117Oct 2030$776.07$1,140.36$1,916.43$230,769.87
118Nov 2030$779.89$1,136.54$1,916.43$229,989.98
119Dec 2030$783.73$1,132.70$1,916.43$229,206.25
2030 Total$9,155.34$13,841.82$22,997.16
120Jan 2031$787.59$1,128.84$1,916.43$228,418.66
121Feb 2031$791.47$1,124.96$1,916.43$227,627.19
122Mar 2031$795.37$1,121.06$1,916.43$226,831.82
123Apr 2031$799.28$1,117.15$1,916.43$226,032.54
124May 2031$803.22$1,113.21$1,916.43$225,229.32
125Jun 2031$807.18$1,109.25$1,916.43$224,422.14
126Jul 2031$811.15$1,105.28$1,916.43$223,610.99
127Aug 2031$815.15$1,101.28$1,916.43$222,795.84
128Sep 2031$819.16$1,097.27$1,916.43$221,976.68
129Oct 2031$823.19$1,093.24$1,916.43$221,153.49
130Nov 2031$827.25$1,089.18$1,916.43$220,326.24
131Dec 2031$831.32$1,085.11$1,916.43$219,494.92
2031 Total$9,711.33$13,285.83$22,997.16
132Jan 2032$835.42$1,081.01$1,916.43$218,659.50
133Feb 2032$839.53$1,076.90$1,916.43$217,819.97
134Mar 2032$843.67$1,072.76$1,916.43$216,976.30
135Apr 2032$847.82$1,068.61$1,916.43$216,128.48
136May 2032$852.00$1,064.43$1,916.43$215,276.48
137Jun 2032$856.19$1,060.24$1,916.43$214,420.29
138Jul 2032$860.41$1,056.02$1,916.43$213,559.88
139Aug 2032$864.65$1,051.78$1,916.43$212,695.23
140Sep 2032$868.91$1,047.52$1,916.43$211,826.32
141Oct 2032$873.19$1,043.24$1,916.43$210,953.13
142Nov 2032$877.49$1,038.94$1,916.43$210,075.64
143Dec 2032$881.81$1,034.62$1,916.43$209,193.83
2032 Total$10,301.09$12,696.07$22,997.16
144Jan 2033$886.15$1,030.28$1,916.43$208,307.68
145Feb 2033$890.51$1,025.92$1,916.43$207,417.17
146Mar 2033$894.90$1,021.53$1,916.43$206,522.27
147Apr 2033$899.31$1,017.12$1,916.43$205,622.96
148May 2033$903.74$1,012.69$1,916.43$204,719.22
149Jun 2033$908.19$1,008.24$1,916.43$203,811.03
150Jul 2033$912.66$1,003.77$1,916.43$202,898.37
151Aug 2033$917.16$999.27$1,916.43$201,981.21
152Sep 2033$921.67$994.76$1,916.43$201,059.54
153Oct 2033$926.21$990.22$1,916.43$200,133.33
154Nov 2033$930.77$985.66$1,916.43$199,202.56
155Dec 2033$935.36$981.07$1,916.43$198,267.20
2033 Total$10,926.63$12,070.53$22,997.16
156Jan 2034$939.96$976.47$1,916.43$197,327.24
157Feb 2034$944.59$971.84$1,916.43$196,382.65
158Mar 2034$949.25$967.18$1,916.43$195,433.40
159Apr 2034$953.92$962.51$1,916.43$194,479.48
160May 2034$958.62$957.81$1,916.43$193,520.86
161Jun 2034$963.34$953.09$1,916.43$192,557.52
162Jul 2034$968.08$948.35$1,916.43$191,589.44
163Aug 2034$972.85$943.58$1,916.43$190,616.59
164Sep 2034$977.64$938.79$1,916.43$189,638.95
165Oct 2034$982.46$933.97$1,916.43$188,656.49
166Nov 2034$987.30$929.13$1,916.43$187,669.19
167Dec 2034$992.16$924.27$1,916.43$186,677.03
2034 Total$11,590.17$11,406.99$22,997.16
168Jan 2035$997.05$919.38$1,916.43$185,679.98
169Feb 2035$1,001.96$914.47$1,916.43$184,678.02
170Mar 2035$1,006.89$909.54$1,916.43$183,671.13
171Apr 2035$1,011.85$904.58$1,916.43$182,659.28
172May 2035$1,016.83$899.60$1,916.43$181,642.45
173Jun 2035$1,021.84$894.59$1,916.43$180,620.61
174Jul 2035$1,026.87$889.56$1,916.43$179,593.74
175Aug 2035$1,031.93$884.50$1,916.43$178,561.81
176Sep 2035$1,037.01$879.42$1,916.43$177,524.80
177Oct 2035$1,042.12$874.31$1,916.43$176,482.68
178Nov 2035$1,047.25$869.18$1,916.43$175,435.43
179Dec 2035$1,052.41$864.02$1,916.43$174,383.02
2035 Total$12,294.01$10,703.15$22,997.16
180Jan 2036$1,057.59$858.84$1,916.43$173,325.43
181Feb 2036$1,062.80$853.63$1,916.43$172,262.63
182Mar 2036$1,068.04$848.39$1,916.43$171,194.59
183Apr 2036$1,073.30$843.13$1,916.43$170,121.29
184May 2036$1,078.58$837.85$1,916.43$169,042.71
185Jun 2036$1,083.89$832.54$1,916.43$167,958.82
186Jul 2036$1,089.23$827.20$1,916.43$166,869.59
187Aug 2036$1,094.60$821.83$1,916.43$165,774.99
188Sep 2036$1,099.99$816.44$1,916.43$164,675.00
189Oct 2036$1,105.41$811.02$1,916.43$163,569.59
190Nov 2036$1,110.85$805.58$1,916.43$162,458.74
191Dec 2036$1,116.32$800.11$1,916.43$161,342.42
2036 Total$13,040.6$9,956.56$22,997.16
192Jan 2037$1,121.82$794.61$1,916.43$160,220.60
193Feb 2037$1,127.34$789.09$1,916.43$159,093.26
194Mar 2037$1,132.90$783.53$1,916.43$157,960.36
195Apr 2037$1,138.48$777.95$1,916.43$156,821.88
196May 2037$1,144.08$772.35$1,916.43$155,677.80
197Jun 2037$1,149.72$766.71$1,916.43$154,528.08
198Jul 2037$1,155.38$761.05$1,916.43$153,372.70
199Aug 2037$1,161.07$755.36$1,916.43$152,211.63
200Sep 2037$1,166.79$749.64$1,916.43$151,044.84
201Oct 2037$1,172.53$743.90$1,916.43$149,872.31
202Nov 2037$1,178.31$738.12$1,916.43$148,694.00
203Dec 2037$1,184.11$732.32$1,916.43$147,509.89
2037 Total$13,832.53$9,164.63$22,997.16
204Jan 2038$1,189.94$726.49$1,916.43$146,319.95
205Feb 2038$1,195.80$720.63$1,916.43$145,124.15
206Mar 2038$1,201.69$714.74$1,916.43$143,922.46
207Apr 2038$1,207.61$708.82$1,916.43$142,714.85
208May 2038$1,213.56$702.87$1,916.43$141,501.29
209Jun 2038$1,219.54$696.89$1,916.43$140,281.75
210Jul 2038$1,225.54$690.89$1,916.43$139,056.21
211Aug 2038$1,231.58$684.85$1,916.43$137,824.63
212Sep 2038$1,237.64$678.79$1,916.43$136,586.99
213Oct 2038$1,243.74$672.69$1,916.43$135,343.25
214Nov 2038$1,249.86$666.57$1,916.43$134,093.39
215Dec 2038$1,256.02$660.41$1,916.43$132,837.37
2038 Total$14,672.52$8,324.64$22,997.16
216Jan 2039$1,262.21$654.22$1,916.43$131,575.16
217Feb 2039$1,268.42$648.01$1,916.43$130,306.74
218Mar 2039$1,274.67$641.76$1,916.43$129,032.07
219Apr 2039$1,280.95$635.48$1,916.43$127,751.12
220May 2039$1,287.26$629.17$1,916.43$126,463.86
221Jun 2039$1,293.60$622.83$1,916.43$125,170.26
222Jul 2039$1,299.97$616.46$1,916.43$123,870.29
223Aug 2039$1,306.37$610.06$1,916.43$122,563.92
224Sep 2039$1,312.80$603.63$1,916.43$121,251.12
225Oct 2039$1,319.27$597.16$1,916.43$119,931.85
226Nov 2039$1,325.77$590.66$1,916.43$118,606.08
227Dec 2039$1,332.30$584.13$1,916.43$117,273.78
2039 Total$15,563.59$7,433.57$22,997.16
228Jan 2040$1,338.86$577.57$1,916.43$115,934.92
229Feb 2040$1,345.45$570.98$1,916.43$114,589.47
230Mar 2040$1,352.08$564.35$1,916.43$113,237.39
231Apr 2040$1,358.74$557.69$1,916.43$111,878.65
232May 2040$1,365.43$551.00$1,916.43$110,513.22
233Jun 2040$1,372.15$544.28$1,916.43$109,141.07
234Jul 2040$1,378.91$537.52$1,916.43$107,762.16
235Aug 2040$1,385.70$530.73$1,916.43$106,376.46
236Sep 2040$1,392.53$523.90$1,916.43$104,983.93
237Oct 2040$1,399.38$517.05$1,916.43$103,584.55
238Nov 2040$1,406.28$510.15$1,916.43$102,178.27
239Dec 2040$1,413.20$503.23$1,916.43$100,765.07
2040 Total$16,508.71$6,488.45$22,997.16
240Jan 2041$1,420.16$496.27$1,916.43$99,344.91
241Feb 2041$1,427.16$489.27$1,916.43$97,917.75
242Mar 2041$1,434.19$482.24$1,916.43$96,483.56
243Apr 2041$1,441.25$475.18$1,916.43$95,042.31
244May 2041$1,448.35$468.08$1,916.43$93,593.96
245Jun 2041$1,455.48$460.95$1,916.43$92,138.48
246Jul 2041$1,462.65$453.78$1,916.43$90,675.83
247Aug 2041$1,469.85$446.58$1,916.43$89,205.98
248Sep 2041$1,477.09$439.34$1,916.43$87,728.89
249Oct 2041$1,484.37$432.06$1,916.43$86,244.52
250Nov 2041$1,491.68$424.75$1,916.43$84,752.84
251Dec 2041$1,499.02$417.41$1,916.43$83,253.82
2041 Total$17,511.25$5,485.91$22,997.16
252Jan 2042$1,506.40$410.03$1,916.43$81,747.42
253Feb 2042$1,513.82$402.61$1,916.43$80,233.60
254Mar 2042$1,521.28$395.15$1,916.43$78,712.32
255Apr 2042$1,528.77$387.66$1,916.43$77,183.55
256May 2042$1,536.30$380.13$1,916.43$75,647.25
257Jun 2042$1,543.87$372.56$1,916.43$74,103.38
258Jul 2042$1,551.47$364.96$1,916.43$72,551.91
259Aug 2042$1,559.11$357.32$1,916.43$70,992.80
260Sep 2042$1,566.79$349.64$1,916.43$69,426.01
261Oct 2042$1,574.51$341.92$1,916.43$67,851.50
262Nov 2042$1,582.26$334.17$1,916.43$66,269.24
263Dec 2042$1,590.05$326.38$1,916.43$64,679.19
2042 Total$18,574.63$4,422.53$22,997.16
264Jan 2043$1,597.88$318.55$1,916.43$63,081.31
265Feb 2043$1,605.75$310.68$1,916.43$61,475.56
266Mar 2043$1,613.66$302.77$1,916.43$59,861.90
267Apr 2043$1,621.61$294.82$1,916.43$58,240.29
268May 2043$1,629.60$286.83$1,916.43$56,610.69
269Jun 2043$1,637.62$278.81$1,916.43$54,973.07
270Jul 2043$1,645.69$270.74$1,916.43$53,327.38
271Aug 2043$1,653.79$262.64$1,916.43$51,673.59
272Sep 2043$1,661.94$254.49$1,916.43$50,011.65
273Oct 2043$1,670.12$246.31$1,916.43$48,341.53
274Nov 2043$1,678.35$238.08$1,916.43$46,663.18
275Dec 2043$1,686.61$229.82$1,916.43$44,976.57
2043 Total$19,702.62$3,294.54$22,997.16
276Jan 2044$1,694.92$221.51$1,916.43$43,281.65
277Feb 2044$1,703.27$213.16$1,916.43$41,578.38
278Mar 2044$1,711.66$204.77$1,916.43$39,866.72
279Apr 2044$1,720.09$196.34$1,916.43$38,146.63
280May 2044$1,728.56$187.87$1,916.43$36,418.07
281Jun 2044$1,737.07$179.36$1,916.43$34,681.00
282Jul 2044$1,745.63$170.80$1,916.43$32,935.37
283Aug 2044$1,754.22$162.21$1,916.43$31,181.15
284Sep 2044$1,762.86$153.57$1,916.43$29,418.29
285Oct 2044$1,771.54$144.89$1,916.43$27,646.75
286Nov 2044$1,780.27$136.16$1,916.43$25,866.48
287Dec 2044$1,789.04$127.39$1,916.43$24,077.44
2044 Total$20,899.13$2,098.03$22,997.16
288Jan 2045$1,797.85$118.58$1,916.43$22,279.59
289Feb 2045$1,806.70$109.73$1,916.43$20,472.89
290Mar 2045$1,815.60$100.83$1,916.43$18,657.29
291Apr 2045$1,824.54$91.89$1,916.43$16,832.75
292May 2045$1,833.53$82.90$1,916.43$14,999.22
293Jun 2045$1,842.56$73.87$1,916.43$13,156.66
294Jul 2045$1,851.63$64.80$1,916.43$11,305.03
295Aug 2045$1,860.75$55.68$1,916.43$9,444.28
296Sep 2045$1,869.92$46.51$1,916.43$7,574.36
297Oct 2045$1,879.13$37.30$1,916.43$5,695.23
298Nov 2045$1,888.38$28.05$1,916.43$3,806.85
299Dec 2045$1,897.68$18.75$1,916.43$1,909.17
2045 Total$22,168.27$828.89$22,997.16
300Jan 2046$1,907.03$9.40$1,916.43$2.14
2045 Total$1,907.03$9.4$1,916.43