Choices Mortgage Breaker Investment Loan (QLD only) (Principal and Interest) ($150k-$250k) from RACQ Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
4.71%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,420
Number of Repayments
300
Total Interest Paid
$176,000
Total repayments
$426,000
DatePrincipleInterestPaymentBalance
1Oct 2019$438.30$981.25$1,419.55$249,561.70
2Nov 2019$440.02$979.53$1,419.55$249,121.68
3Dec 2019$441.75$977.80$1,419.55$248,679.93
2019 Total$1,320.07$2,938.58$4,258.65
4Jan 2020$443.48$976.07$1,419.55$248,236.45
5Feb 2020$445.22$974.33$1,419.55$247,791.23
6Mar 2020$446.97$972.58$1,419.55$247,344.26
7Apr 2020$448.72$970.83$1,419.55$246,895.54
8May 2020$450.49$969.06$1,419.55$246,445.05
9Jun 2020$452.25$967.30$1,419.55$245,992.80
10Jul 2020$454.03$965.52$1,419.55$245,538.77
11Aug 2020$455.81$963.74$1,419.55$245,082.96
12Sep 2020$457.60$961.95$1,419.55$244,625.36
13Oct 2020$459.40$960.15$1,419.55$244,165.96
14Nov 2020$461.20$958.35$1,419.55$243,704.76
15Dec 2020$463.01$956.54$1,419.55$243,241.75
2020 Total$5,438.18$11,596.42$17,034.6
16Jan 2021$464.83$954.72$1,419.55$242,776.92
17Feb 2021$466.65$952.90$1,419.55$242,310.27
18Mar 2021$468.48$951.07$1,419.55$241,841.79
19Apr 2021$470.32$949.23$1,419.55$241,371.47
20May 2021$472.17$947.38$1,419.55$240,899.30
21Jun 2021$474.02$945.53$1,419.55$240,425.28
22Jul 2021$475.88$943.67$1,419.55$239,949.40
23Aug 2021$477.75$941.80$1,419.55$239,471.65
24Sep 2021$479.62$939.93$1,419.55$238,992.03
25Oct 2021$481.51$938.04$1,419.55$238,510.52
26Nov 2021$483.40$936.15$1,419.55$238,027.12
27Dec 2021$485.29$934.26$1,419.55$237,541.83
2021 Total$5,699.92$11,334.68$17,034.6
28Jan 2022$487.20$932.35$1,419.55$237,054.63
29Feb 2022$489.11$930.44$1,419.55$236,565.52
30Mar 2022$491.03$928.52$1,419.55$236,074.49
31Apr 2022$492.96$926.59$1,419.55$235,581.53
32May 2022$494.89$924.66$1,419.55$235,086.64
33Jun 2022$496.83$922.72$1,419.55$234,589.81
34Jul 2022$498.78$920.77$1,419.55$234,091.03
35Aug 2022$500.74$918.81$1,419.55$233,590.29
36Sep 2022$502.71$916.84$1,419.55$233,087.58
37Oct 2022$504.68$914.87$1,419.55$232,582.90
38Nov 2022$506.66$912.89$1,419.55$232,076.24
39Dec 2022$508.65$910.90$1,419.55$231,567.59
2022 Total$5,974.24$11,060.36$17,034.6
40Jan 2023$510.65$908.90$1,419.55$231,056.94
41Feb 2023$512.65$906.90$1,419.55$230,544.29
42Mar 2023$514.66$904.89$1,419.55$230,029.63
43Apr 2023$516.68$902.87$1,419.55$229,512.95
44May 2023$518.71$900.84$1,419.55$228,994.24
45Jun 2023$520.75$898.80$1,419.55$228,473.49
46Jul 2023$522.79$896.76$1,419.55$227,950.70
47Aug 2023$524.84$894.71$1,419.55$227,425.86
48Sep 2023$526.90$892.65$1,419.55$226,898.96
49Oct 2023$528.97$890.58$1,419.55$226,369.99
50Nov 2023$531.05$888.50$1,419.55$225,838.94
51Dec 2023$533.13$886.42$1,419.55$225,305.81
2023 Total$6,261.78$10,772.82$17,034.6
52Jan 2024$535.22$884.33$1,419.55$224,770.59
53Feb 2024$537.33$882.22$1,419.55$224,233.26
54Mar 2024$539.43$880.12$1,419.55$223,693.83
55Apr 2024$541.55$878.00$1,419.55$223,152.28
56May 2024$543.68$875.87$1,419.55$222,608.60
57Jun 2024$545.81$873.74$1,419.55$222,062.79
58Jul 2024$547.95$871.60$1,419.55$221,514.84
59Aug 2024$550.10$869.45$1,419.55$220,964.74
60Sep 2024$552.26$867.29$1,419.55$220,412.48
61Oct 2024$554.43$865.12$1,419.55$219,858.05
62Nov 2024$556.61$862.94$1,419.55$219,301.44
63Dec 2024$558.79$860.76$1,419.55$218,742.65
2024 Total$6,563.16$10,471.44$17,034.6
64Jan 2025$560.99$858.56$1,419.55$218,181.66
65Feb 2025$563.19$856.36$1,419.55$217,618.47
66Mar 2025$565.40$854.15$1,419.55$217,053.07
67Apr 2025$567.62$851.93$1,419.55$216,485.45
68May 2025$569.84$849.71$1,419.55$215,915.61
69Jun 2025$572.08$847.47$1,419.55$215,343.53
70Jul 2025$574.33$845.22$1,419.55$214,769.20
71Aug 2025$576.58$842.97$1,419.55$214,192.62
72Sep 2025$578.84$840.71$1,419.55$213,613.78
73Oct 2025$581.12$838.43$1,419.55$213,032.66
74Nov 2025$583.40$836.15$1,419.55$212,449.26
75Dec 2025$585.69$833.86$1,419.55$211,863.57
2025 Total$6,879.08$10,155.52$17,034.6
76Jan 2026$587.99$831.56$1,419.55$211,275.58
77Feb 2026$590.29$829.26$1,419.55$210,685.29
78Mar 2026$592.61$826.94$1,419.55$210,092.68
79Apr 2026$594.94$824.61$1,419.55$209,497.74
80May 2026$597.27$822.28$1,419.55$208,900.47
81Jun 2026$599.62$819.93$1,419.55$208,300.85
82Jul 2026$601.97$817.58$1,419.55$207,698.88
83Aug 2026$604.33$815.22$1,419.55$207,094.55
84Sep 2026$606.70$812.85$1,419.55$206,487.85
85Oct 2026$609.09$810.46$1,419.55$205,878.76
86Nov 2026$611.48$808.07$1,419.55$205,267.28
87Dec 2026$613.88$805.67$1,419.55$204,653.40
2026 Total$7,210.17$9,824.43$17,034.6
88Jan 2027$616.29$803.26$1,419.55$204,037.11
89Feb 2027$618.70$800.85$1,419.55$203,418.41
90Mar 2027$621.13$798.42$1,419.55$202,797.28
91Apr 2027$623.57$795.98$1,419.55$202,173.71
92May 2027$626.02$793.53$1,419.55$201,547.69
93Jun 2027$628.48$791.07$1,419.55$200,919.21
94Jul 2027$630.94$788.61$1,419.55$200,288.27
95Aug 2027$633.42$786.13$1,419.55$199,654.85
96Sep 2027$635.90$783.65$1,419.55$199,018.95
97Oct 2027$638.40$781.15$1,419.55$198,380.55
98Nov 2027$640.91$778.64$1,419.55$197,739.64
99Dec 2027$643.42$776.13$1,419.55$197,096.22
2027 Total$7,557.18$9,477.42$17,034.6
100Jan 2028$645.95$773.60$1,419.55$196,450.27
101Feb 2028$648.48$771.07$1,419.55$195,801.79
102Mar 2028$651.03$768.52$1,419.55$195,150.76
103Apr 2028$653.58$765.97$1,419.55$194,497.18
104May 2028$656.15$763.40$1,419.55$193,841.03
105Jun 2028$658.72$760.83$1,419.55$193,182.31
106Jul 2028$661.31$758.24$1,419.55$192,521.00
107Aug 2028$663.91$755.64$1,419.55$191,857.09
108Sep 2028$666.51$753.04$1,419.55$191,190.58
109Oct 2028$669.13$750.42$1,419.55$190,521.45
110Nov 2028$671.75$747.80$1,419.55$189,849.70
111Dec 2028$674.39$745.16$1,419.55$189,175.31
2028 Total$7,920.91$9,113.69$17,034.6
112Jan 2029$677.04$742.51$1,419.55$188,498.27
113Feb 2029$679.69$739.86$1,419.55$187,818.58
114Mar 2029$682.36$737.19$1,419.55$187,136.22
115Apr 2029$685.04$734.51$1,419.55$186,451.18
116May 2029$687.73$731.82$1,419.55$185,763.45
117Jun 2029$690.43$729.12$1,419.55$185,073.02
118Jul 2029$693.14$726.41$1,419.55$184,379.88
119Aug 2029$695.86$723.69$1,419.55$183,684.02
120Sep 2029$698.59$720.96$1,419.55$182,985.43
121Oct 2029$701.33$718.22$1,419.55$182,284.10
122Nov 2029$704.08$715.47$1,419.55$181,580.02
123Dec 2029$706.85$712.70$1,419.55$180,873.17
2029 Total$8,302.14$8,732.46$17,034.6
124Jan 2030$709.62$709.93$1,419.55$180,163.55
125Feb 2030$712.41$707.14$1,419.55$179,451.14
126Mar 2030$715.20$704.35$1,419.55$178,735.94
127Apr 2030$718.01$701.54$1,419.55$178,017.93
128May 2030$720.83$698.72$1,419.55$177,297.10
129Jun 2030$723.66$695.89$1,419.55$176,573.44
130Jul 2030$726.50$693.05$1,419.55$175,846.94
131Aug 2030$729.35$690.20$1,419.55$175,117.59
132Sep 2030$732.21$687.34$1,419.55$174,385.38
133Oct 2030$735.09$684.46$1,419.55$173,650.29
134Nov 2030$737.97$681.58$1,419.55$172,912.32
135Dec 2030$740.87$678.68$1,419.55$172,171.45
2030 Total$8,701.72$8,332.88$17,034.6
136Jan 2031$743.78$675.77$1,419.55$171,427.67
137Feb 2031$746.70$672.85$1,419.55$170,680.97
138Mar 2031$749.63$669.92$1,419.55$169,931.34
139Apr 2031$752.57$666.98$1,419.55$169,178.77
140May 2031$755.52$664.03$1,419.55$168,423.25
141Jun 2031$758.49$661.06$1,419.55$167,664.76
142Jul 2031$761.47$658.08$1,419.55$166,903.29
143Aug 2031$764.45$655.10$1,419.55$166,138.84
144Sep 2031$767.46$652.09$1,419.55$165,371.38
145Oct 2031$770.47$649.08$1,419.55$164,600.91
146Nov 2031$773.49$646.06$1,419.55$163,827.42
147Dec 2031$776.53$643.02$1,419.55$163,050.89
2031 Total$9,120.56$7,914.04$17,034.6
148Jan 2032$779.58$639.97$1,419.55$162,271.31
149Feb 2032$782.64$636.91$1,419.55$161,488.67
150Mar 2032$785.71$633.84$1,419.55$160,702.96
151Apr 2032$788.79$630.76$1,419.55$159,914.17
152May 2032$791.89$627.66$1,419.55$159,122.28
153Jun 2032$795.00$624.55$1,419.55$158,327.28
154Jul 2032$798.12$621.43$1,419.55$157,529.16
155Aug 2032$801.25$618.30$1,419.55$156,727.91
156Sep 2032$804.39$615.16$1,419.55$155,923.52
157Oct 2032$807.55$612.00$1,419.55$155,115.97
158Nov 2032$810.72$608.83$1,419.55$154,305.25
159Dec 2032$813.90$605.65$1,419.55$153,491.35
2032 Total$9,559.54$7,475.06$17,034.6
160Jan 2033$817.10$602.45$1,419.55$152,674.25
161Feb 2033$820.30$599.25$1,419.55$151,853.95
162Mar 2033$823.52$596.03$1,419.55$151,030.43
163Apr 2033$826.76$592.79$1,419.55$150,203.67
164May 2033$830.00$589.55$1,419.55$149,373.67
165Jun 2033$833.26$586.29$1,419.55$148,540.41
166Jul 2033$836.53$583.02$1,419.55$147,703.88
167Aug 2033$839.81$579.74$1,419.55$146,864.07
168Sep 2033$843.11$576.44$1,419.55$146,020.96
169Oct 2033$846.42$573.13$1,419.55$145,174.54
170Nov 2033$849.74$569.81$1,419.55$144,324.80
171Dec 2033$853.08$566.47$1,419.55$143,471.72
2033 Total$10,019.63$7,014.97$17,034.6
172Jan 2034$856.42$563.13$1,419.55$142,615.30
173Feb 2034$859.78$559.77$1,419.55$141,755.52
174Mar 2034$863.16$556.39$1,419.55$140,892.36
175Apr 2034$866.55$553.00$1,419.55$140,025.81
176May 2034$869.95$549.60$1,419.55$139,155.86
177Jun 2034$873.36$546.19$1,419.55$138,282.50
178Jul 2034$876.79$542.76$1,419.55$137,405.71
179Aug 2034$880.23$539.32$1,419.55$136,525.48
180Sep 2034$883.69$535.86$1,419.55$135,641.79
181Oct 2034$887.16$532.39$1,419.55$134,754.63
182Nov 2034$890.64$528.91$1,419.55$133,863.99
183Dec 2034$894.13$525.42$1,419.55$132,969.86
2034 Total$10,501.86$6,532.74$17,034.6
184Jan 2035$897.64$521.91$1,419.55$132,072.22
185Feb 2035$901.17$518.38$1,419.55$131,171.05
186Mar 2035$904.70$514.85$1,419.55$130,266.35
187Apr 2035$908.25$511.30$1,419.55$129,358.10
188May 2035$911.82$507.73$1,419.55$128,446.28
189Jun 2035$915.40$504.15$1,419.55$127,530.88
190Jul 2035$918.99$500.56$1,419.55$126,611.89
191Aug 2035$922.60$496.95$1,419.55$125,689.29
192Sep 2035$926.22$493.33$1,419.55$124,763.07
193Oct 2035$929.85$489.70$1,419.55$123,833.22
194Nov 2035$933.50$486.05$1,419.55$122,899.72
195Dec 2035$937.17$482.38$1,419.55$121,962.55
2035 Total$11,007.31$6,027.29$17,034.6
196Jan 2036$940.85$478.70$1,419.55$121,021.70
197Feb 2036$944.54$475.01$1,419.55$120,077.16
198Mar 2036$948.25$471.30$1,419.55$119,128.91
199Apr 2036$951.97$467.58$1,419.55$118,176.94
200May 2036$955.71$463.84$1,419.55$117,221.23
201Jun 2036$959.46$460.09$1,419.55$116,261.77
202Jul 2036$963.22$456.33$1,419.55$115,298.55
203Aug 2036$967.00$452.55$1,419.55$114,331.55
204Sep 2036$970.80$448.75$1,419.55$113,360.75
205Oct 2036$974.61$444.94$1,419.55$112,386.14
206Nov 2036$978.43$441.12$1,419.55$111,407.71
207Dec 2036$982.27$437.28$1,419.55$110,425.44
2036 Total$11,537.11$5,497.49$17,034.6
208Jan 2037$986.13$433.42$1,419.55$109,439.31
209Feb 2037$990.00$429.55$1,419.55$108,449.31
210Mar 2037$993.89$425.66$1,419.55$107,455.42
211Apr 2037$997.79$421.76$1,419.55$106,457.63
212May 2037$1,001.70$417.85$1,419.55$105,455.93
213Jun 2037$1,005.64$413.91$1,419.55$104,450.29
214Jul 2037$1,009.58$409.97$1,419.55$103,440.71
215Aug 2037$1,013.55$406.00$1,419.55$102,427.16
216Sep 2037$1,017.52$402.03$1,419.55$101,409.64
217Oct 2037$1,021.52$398.03$1,419.55$100,388.12
218Nov 2037$1,025.53$394.02$1,419.55$99,362.59
219Dec 2037$1,029.55$390.00$1,419.55$98,333.04
2037 Total$12,092.4$4,942.2$17,034.6
220Jan 2038$1,033.59$385.96$1,419.55$97,299.45
221Feb 2038$1,037.65$381.90$1,419.55$96,261.80
222Mar 2038$1,041.72$377.83$1,419.55$95,220.08
223Apr 2038$1,045.81$373.74$1,419.55$94,174.27
224May 2038$1,049.92$369.63$1,419.55$93,124.35
225Jun 2038$1,054.04$365.51$1,419.55$92,070.31
226Jul 2038$1,058.17$361.38$1,419.55$91,012.14
227Aug 2038$1,062.33$357.22$1,419.55$89,949.81
228Sep 2038$1,066.50$353.05$1,419.55$88,883.31
229Oct 2038$1,070.68$348.87$1,419.55$87,812.63
230Nov 2038$1,074.89$344.66$1,419.55$86,737.74
231Dec 2038$1,079.10$340.45$1,419.55$85,658.64
2038 Total$12,674.4$4,360.2$17,034.6
232Jan 2039$1,083.34$336.21$1,419.55$84,575.30
233Feb 2039$1,087.59$331.96$1,419.55$83,487.71
234Mar 2039$1,091.86$327.69$1,419.55$82,395.85
235Apr 2039$1,096.15$323.40$1,419.55$81,299.70
236May 2039$1,100.45$319.10$1,419.55$80,199.25
237Jun 2039$1,104.77$314.78$1,419.55$79,094.48
238Jul 2039$1,109.10$310.45$1,419.55$77,985.38
239Aug 2039$1,113.46$306.09$1,419.55$76,871.92
240Sep 2039$1,117.83$301.72$1,419.55$75,754.09
241Oct 2039$1,122.22$297.33$1,419.55$74,631.87
242Nov 2039$1,126.62$292.93$1,419.55$73,505.25
243Dec 2039$1,131.04$288.51$1,419.55$72,374.21
2039 Total$13,284.43$3,750.17$17,034.6
244Jan 2040$1,135.48$284.07$1,419.55$71,238.73
245Feb 2040$1,139.94$279.61$1,419.55$70,098.79
246Mar 2040$1,144.41$275.14$1,419.55$68,954.38
247Apr 2040$1,148.90$270.65$1,419.55$67,805.48
248May 2040$1,153.41$266.14$1,419.55$66,652.07
249Jun 2040$1,157.94$261.61$1,419.55$65,494.13
250Jul 2040$1,162.49$257.06$1,419.55$64,331.64
251Aug 2040$1,167.05$252.50$1,419.55$63,164.59
252Sep 2040$1,171.63$247.92$1,419.55$61,992.96
253Oct 2040$1,176.23$243.32$1,419.55$60,816.73
254Nov 2040$1,180.84$238.71$1,419.55$59,635.89
255Dec 2040$1,185.48$234.07$1,419.55$58,450.41
2040 Total$13,923.8$3,110.8$17,034.6
256Jan 2041$1,190.13$229.42$1,419.55$57,260.28
257Feb 2041$1,194.80$224.75$1,419.55$56,065.48
258Mar 2041$1,199.49$220.06$1,419.55$54,865.99
259Apr 2041$1,204.20$215.35$1,419.55$53,661.79
260May 2041$1,208.93$210.62$1,419.55$52,452.86
261Jun 2041$1,213.67$205.88$1,419.55$51,239.19
262Jul 2041$1,218.44$201.11$1,419.55$50,020.75
263Aug 2041$1,223.22$196.33$1,419.55$48,797.53
264Sep 2041$1,228.02$191.53$1,419.55$47,569.51
265Oct 2041$1,232.84$186.71$1,419.55$46,336.67
266Nov 2041$1,237.68$181.87$1,419.55$45,098.99
267Dec 2041$1,242.54$177.01$1,419.55$43,856.45
2041 Total$14,593.96$2,440.64$17,034.6
268Jan 2042$1,247.41$172.14$1,419.55$42,609.04
269Feb 2042$1,252.31$167.24$1,419.55$41,356.73
270Mar 2042$1,257.22$162.33$1,419.55$40,099.51
271Apr 2042$1,262.16$157.39$1,419.55$38,837.35
272May 2042$1,267.11$152.44$1,419.55$37,570.24
273Jun 2042$1,272.09$147.46$1,419.55$36,298.15
274Jul 2042$1,277.08$142.47$1,419.55$35,021.07
275Aug 2042$1,282.09$137.46$1,419.55$33,738.98
276Sep 2042$1,287.12$132.43$1,419.55$32,451.86
277Oct 2042$1,292.18$127.37$1,419.55$31,159.68
278Nov 2042$1,297.25$122.30$1,419.55$29,862.43
279Dec 2042$1,302.34$117.21$1,419.55$28,560.09
2042 Total$15,296.36$1,738.24$17,034.6
280Jan 2043$1,307.45$112.10$1,419.55$27,252.64
281Feb 2043$1,312.58$106.97$1,419.55$25,940.06
282Mar 2043$1,317.74$101.81$1,419.55$24,622.32
283Apr 2043$1,322.91$96.64$1,419.55$23,299.41
284May 2043$1,328.10$91.45$1,419.55$21,971.31
285Jun 2043$1,333.31$86.24$1,419.55$20,638.00
286Jul 2043$1,338.55$81.00$1,419.55$19,299.45
287Aug 2043$1,343.80$75.75$1,419.55$17,955.65
288Sep 2043$1,349.07$70.48$1,419.55$16,606.58
289Oct 2043$1,354.37$65.18$1,419.55$15,252.21
290Nov 2043$1,359.69$59.86$1,419.55$13,892.52
291Dec 2043$1,365.02$54.53$1,419.55$12,527.50
2043 Total$16,032.59$1,002.01$17,034.6
292Jan 2044$1,370.38$49.17$1,419.55$11,157.12
293Feb 2044$1,375.76$43.79$1,419.55$9,781.36
294Mar 2044$1,381.16$38.39$1,419.55$8,400.20
295Apr 2044$1,386.58$32.97$1,419.55$7,013.62
296May 2044$1,392.02$27.53$1,419.55$5,621.60
297Jun 2044$1,397.49$22.06$1,419.55$4,224.11
298Jul 2044$1,402.97$16.58$1,419.55$2,821.14
299Aug 2044$1,408.48$11.07$1,419.55$1,412.66
300Sep 2044$1,412.66$5.54$1,418.20$0.00
2044 Total$12,527.5$247.1$12,774.6
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