Choices Mortgage Breaker Investment Loan (QLD only) (Principal and Interest) ($150k-$250k) from RACQ Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
4.56%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,678
Number of Repayments
300
Total Interest Paid
$203,400
Total repayments
$503,400
DatePrincipleInterestPaymentBalance
1Dec 2019$537.73$1,140.00$1,677.73$299,462.27
2019 Total$537.73$1,140$1,677.73
2Jan 2020$539.77$1,137.96$1,677.73$298,922.50
3Feb 2020$541.82$1,135.91$1,677.73$298,380.68
4Mar 2020$543.88$1,133.85$1,677.73$297,836.80
5Apr 2020$545.95$1,131.78$1,677.73$297,290.85
6May 2020$548.02$1,129.71$1,677.73$296,742.83
7Jun 2020$550.11$1,127.62$1,677.73$296,192.72
8Jul 2020$552.20$1,125.53$1,677.73$295,640.52
9Aug 2020$554.30$1,123.43$1,677.73$295,086.22
10Sep 2020$556.40$1,121.33$1,677.73$294,529.82
11Oct 2020$558.52$1,119.21$1,677.73$293,971.30
12Nov 2020$560.64$1,117.09$1,677.73$293,410.66
13Dec 2020$562.77$1,114.96$1,677.73$292,847.89
2020 Total$6,614.38$13,518.38$20,132.76
14Jan 2021$564.91$1,112.82$1,677.73$292,282.98
15Feb 2021$567.05$1,110.68$1,677.73$291,715.93
16Mar 2021$569.21$1,108.52$1,677.73$291,146.72
17Apr 2021$571.37$1,106.36$1,677.73$290,575.35
18May 2021$573.54$1,104.19$1,677.73$290,001.81
19Jun 2021$575.72$1,102.01$1,677.73$289,426.09
20Jul 2021$577.91$1,099.82$1,677.73$288,848.18
21Aug 2021$580.11$1,097.62$1,677.73$288,268.07
22Sep 2021$582.31$1,095.42$1,677.73$287,685.76
23Oct 2021$584.52$1,093.21$1,677.73$287,101.24
24Nov 2021$586.75$1,090.98$1,677.73$286,514.49
25Dec 2021$588.97$1,088.76$1,677.73$285,925.52
2021 Total$6,922.37$13,210.39$20,132.76
26Jan 2022$591.21$1,086.52$1,677.73$285,334.31
27Feb 2022$593.46$1,084.27$1,677.73$284,740.85
28Mar 2022$595.71$1,082.02$1,677.73$284,145.14
29Apr 2022$597.98$1,079.75$1,677.73$283,547.16
30May 2022$600.25$1,077.48$1,677.73$282,946.91
31Jun 2022$602.53$1,075.20$1,677.73$282,344.38
32Jul 2022$604.82$1,072.91$1,677.73$281,739.56
33Aug 2022$607.12$1,070.61$1,677.73$281,132.44
34Sep 2022$609.43$1,068.30$1,677.73$280,523.01
35Oct 2022$611.74$1,065.99$1,677.73$279,911.27
36Nov 2022$614.07$1,063.66$1,677.73$279,297.20
37Dec 2022$616.40$1,061.33$1,677.73$278,680.80
2022 Total$7,244.72$12,888.04$20,132.76
38Jan 2023$618.74$1,058.99$1,677.73$278,062.06
39Feb 2023$621.09$1,056.64$1,677.73$277,440.97
40Mar 2023$623.45$1,054.28$1,677.73$276,817.52
41Apr 2023$625.82$1,051.91$1,677.73$276,191.70
42May 2023$628.20$1,049.53$1,677.73$275,563.50
43Jun 2023$630.59$1,047.14$1,677.73$274,932.91
44Jul 2023$632.98$1,044.75$1,677.73$274,299.93
45Aug 2023$635.39$1,042.34$1,677.73$273,664.54
46Sep 2023$637.80$1,039.93$1,677.73$273,026.74
47Oct 2023$640.23$1,037.50$1,677.73$272,386.51
48Nov 2023$642.66$1,035.07$1,677.73$271,743.85
49Dec 2023$645.10$1,032.63$1,677.73$271,098.75
2023 Total$7,582.05$12,550.71$20,132.76
50Jan 2024$647.55$1,030.18$1,677.73$270,451.20
51Feb 2024$650.02$1,027.71$1,677.73$269,801.18
52Mar 2024$652.49$1,025.24$1,677.73$269,148.69
53Apr 2024$654.96$1,022.77$1,677.73$268,493.73
54May 2024$657.45$1,020.28$1,677.73$267,836.28
55Jun 2024$659.95$1,017.78$1,677.73$267,176.33
56Jul 2024$662.46$1,015.27$1,677.73$266,513.87
57Aug 2024$664.98$1,012.75$1,677.73$265,848.89
58Sep 2024$667.50$1,010.23$1,677.73$265,181.39
59Oct 2024$670.04$1,007.69$1,677.73$264,511.35
60Nov 2024$672.59$1,005.14$1,677.73$263,838.76
61Dec 2024$675.14$1,002.59$1,677.73$263,163.62
2024 Total$7,935.13$12,197.63$20,132.76
62Jan 2025$677.71$1,000.02$1,677.73$262,485.91
63Feb 2025$680.28$997.45$1,677.73$261,805.63
64Mar 2025$682.87$994.86$1,677.73$261,122.76
65Apr 2025$685.46$992.27$1,677.73$260,437.30
66May 2025$688.07$989.66$1,677.73$259,749.23
67Jun 2025$690.68$987.05$1,677.73$259,058.55
68Jul 2025$693.31$984.42$1,677.73$258,365.24
69Aug 2025$695.94$981.79$1,677.73$257,669.30
70Sep 2025$698.59$979.14$1,677.73$256,970.71
71Oct 2025$701.24$976.49$1,677.73$256,269.47
72Nov 2025$703.91$973.82$1,677.73$255,565.56
73Dec 2025$706.58$971.15$1,677.73$254,858.98
2025 Total$8,304.64$11,828.12$20,132.76
74Jan 2026$709.27$968.46$1,677.73$254,149.71
75Feb 2026$711.96$965.77$1,677.73$253,437.75
76Mar 2026$714.67$963.06$1,677.73$252,723.08
77Apr 2026$717.38$960.35$1,677.73$252,005.70
78May 2026$720.11$957.62$1,677.73$251,285.59
79Jun 2026$722.84$954.89$1,677.73$250,562.75
80Jul 2026$725.59$952.14$1,677.73$249,837.16
81Aug 2026$728.35$949.38$1,677.73$249,108.81
82Sep 2026$731.12$946.61$1,677.73$248,377.69
83Oct 2026$733.89$943.84$1,677.73$247,643.80
84Nov 2026$736.68$941.05$1,677.73$246,907.12
85Dec 2026$739.48$938.25$1,677.73$246,167.64
2026 Total$8,691.34$11,441.42$20,132.76
86Jan 2027$742.29$935.44$1,677.73$245,425.35
87Feb 2027$745.11$932.62$1,677.73$244,680.24
88Mar 2027$747.95$929.78$1,677.73$243,932.29
89Apr 2027$750.79$926.94$1,677.73$243,181.50
90May 2027$753.64$924.09$1,677.73$242,427.86
91Jun 2027$756.50$921.23$1,677.73$241,671.36
92Jul 2027$759.38$918.35$1,677.73$240,911.98
93Aug 2027$762.26$915.47$1,677.73$240,149.72
94Sep 2027$765.16$912.57$1,677.73$239,384.56
95Oct 2027$768.07$909.66$1,677.73$238,616.49
96Nov 2027$770.99$906.74$1,677.73$237,845.50
97Dec 2027$773.92$903.81$1,677.73$237,071.58
2027 Total$9,096.06$11,036.7$20,132.76
98Jan 2028$776.86$900.87$1,677.73$236,294.72
99Feb 2028$779.81$897.92$1,677.73$235,514.91
100Mar 2028$782.77$894.96$1,677.73$234,732.14
101Apr 2028$785.75$891.98$1,677.73$233,946.39
102May 2028$788.73$889.00$1,677.73$233,157.66
103Jun 2028$791.73$886.00$1,677.73$232,365.93
104Jul 2028$794.74$882.99$1,677.73$231,571.19
105Aug 2028$797.76$879.97$1,677.73$230,773.43
106Sep 2028$800.79$876.94$1,677.73$229,972.64
107Oct 2028$803.83$873.90$1,677.73$229,168.81
108Nov 2028$806.89$870.84$1,677.73$228,361.92
109Dec 2028$809.95$867.78$1,677.73$227,551.97
2028 Total$9,519.61$10,613.15$20,132.76
110Jan 2029$813.03$864.70$1,677.73$226,738.94
111Feb 2029$816.12$861.61$1,677.73$225,922.82
112Mar 2029$819.22$858.51$1,677.73$225,103.60
113Apr 2029$822.34$855.39$1,677.73$224,281.26
114May 2029$825.46$852.27$1,677.73$223,455.80
115Jun 2029$828.60$849.13$1,677.73$222,627.20
116Jul 2029$831.75$845.98$1,677.73$221,795.45
117Aug 2029$834.91$842.82$1,677.73$220,960.54
118Sep 2029$838.08$839.65$1,677.73$220,122.46
119Oct 2029$841.26$836.47$1,677.73$219,281.20
120Nov 2029$844.46$833.27$1,677.73$218,436.74
121Dec 2029$847.67$830.06$1,677.73$217,589.07
2029 Total$9,962.9$10,169.86$20,132.76
122Jan 2030$850.89$826.84$1,677.73$216,738.18
123Feb 2030$854.12$823.61$1,677.73$215,884.06
124Mar 2030$857.37$820.36$1,677.73$215,026.69
125Apr 2030$860.63$817.10$1,677.73$214,166.06
126May 2030$863.90$813.83$1,677.73$213,302.16
127Jun 2030$867.18$810.55$1,677.73$212,434.98
128Jul 2030$870.48$807.25$1,677.73$211,564.50
129Aug 2030$873.78$803.95$1,677.73$210,690.72
130Sep 2030$877.11$800.62$1,677.73$209,813.61
131Oct 2030$880.44$797.29$1,677.73$208,933.17
132Nov 2030$883.78$793.95$1,677.73$208,049.39
133Dec 2030$887.14$790.59$1,677.73$207,162.25
2030 Total$10,426.82$9,705.94$20,132.76
134Jan 2031$890.51$787.22$1,677.73$206,271.74
135Feb 2031$893.90$783.83$1,677.73$205,377.84
136Mar 2031$897.29$780.44$1,677.73$204,480.55
137Apr 2031$900.70$777.03$1,677.73$203,579.85
138May 2031$904.13$773.60$1,677.73$202,675.72
139Jun 2031$907.56$770.17$1,677.73$201,768.16
140Jul 2031$911.01$766.72$1,677.73$200,857.15
141Aug 2031$914.47$763.26$1,677.73$199,942.68
142Sep 2031$917.95$759.78$1,677.73$199,024.73
143Oct 2031$921.44$756.29$1,677.73$198,103.29
144Nov 2031$924.94$752.79$1,677.73$197,178.35
145Dec 2031$928.45$749.28$1,677.73$196,249.90
2031 Total$10,912.35$9,220.41$20,132.76
146Jan 2032$931.98$745.75$1,677.73$195,317.92
147Feb 2032$935.52$742.21$1,677.73$194,382.40
148Mar 2032$939.08$738.65$1,677.73$193,443.32
149Apr 2032$942.65$735.08$1,677.73$192,500.67
150May 2032$946.23$731.50$1,677.73$191,554.44
151Jun 2032$949.82$727.91$1,677.73$190,604.62
152Jul 2032$953.43$724.30$1,677.73$189,651.19
153Aug 2032$957.06$720.67$1,677.73$188,694.13
154Sep 2032$960.69$717.04$1,677.73$187,733.44
155Oct 2032$964.34$713.39$1,677.73$186,769.10
156Nov 2032$968.01$709.72$1,677.73$185,801.09
157Dec 2032$971.69$706.04$1,677.73$184,829.40
2032 Total$11,420.5$8,712.26$20,132.76
158Jan 2033$975.38$702.35$1,677.73$183,854.02
159Feb 2033$979.08$698.65$1,677.73$182,874.94
160Mar 2033$982.81$694.92$1,677.73$181,892.13
161Apr 2033$986.54$691.19$1,677.73$180,905.59
162May 2033$990.29$687.44$1,677.73$179,915.30
163Jun 2033$994.05$683.68$1,677.73$178,921.25
164Jul 2033$997.83$679.90$1,677.73$177,923.42
165Aug 2033$1,001.62$676.11$1,677.73$176,921.80
166Sep 2033$1,005.43$672.30$1,677.73$175,916.37
167Oct 2033$1,009.25$668.48$1,677.73$174,907.12
168Nov 2033$1,013.08$664.65$1,677.73$173,894.04
169Dec 2033$1,016.93$660.80$1,677.73$172,877.11
2033 Total$11,952.29$8,180.47$20,132.76
170Jan 2034$1,020.80$656.93$1,677.73$171,856.31
171Feb 2034$1,024.68$653.05$1,677.73$170,831.63
172Mar 2034$1,028.57$649.16$1,677.73$169,803.06
173Apr 2034$1,032.48$645.25$1,677.73$168,770.58
174May 2034$1,036.40$641.33$1,677.73$167,734.18
175Jun 2034$1,040.34$637.39$1,677.73$166,693.84
176Jul 2034$1,044.29$633.44$1,677.73$165,649.55
177Aug 2034$1,048.26$629.47$1,677.73$164,601.29
178Sep 2034$1,052.25$625.48$1,677.73$163,549.04
179Oct 2034$1,056.24$621.49$1,677.73$162,492.80
180Nov 2034$1,060.26$617.47$1,677.73$161,432.54
181Dec 2034$1,064.29$613.44$1,677.73$160,368.25
2034 Total$12,508.86$7,623.9$20,132.76
182Jan 2035$1,068.33$609.40$1,677.73$159,299.92
183Feb 2035$1,072.39$605.34$1,677.73$158,227.53
184Mar 2035$1,076.47$601.26$1,677.73$157,151.06
185Apr 2035$1,080.56$597.17$1,677.73$156,070.50
186May 2035$1,084.66$593.07$1,677.73$154,985.84
187Jun 2035$1,088.78$588.95$1,677.73$153,897.06
188Jul 2035$1,092.92$584.81$1,677.73$152,804.14
189Aug 2035$1,097.07$580.66$1,677.73$151,707.07
190Sep 2035$1,101.24$576.49$1,677.73$150,605.83
191Oct 2035$1,105.43$572.30$1,677.73$149,500.40
192Nov 2035$1,109.63$568.10$1,677.73$148,390.77
193Dec 2035$1,113.85$563.88$1,677.73$147,276.92
2035 Total$13,091.33$7,041.43$20,132.76
194Jan 2036$1,118.08$559.65$1,677.73$146,158.84
195Feb 2036$1,122.33$555.40$1,677.73$145,036.51
196Mar 2036$1,126.59$551.14$1,677.73$143,909.92
197Apr 2036$1,130.87$546.86$1,677.73$142,779.05
198May 2036$1,135.17$542.56$1,677.73$141,643.88
199Jun 2036$1,139.48$538.25$1,677.73$140,504.40
200Jul 2036$1,143.81$533.92$1,677.73$139,360.59
201Aug 2036$1,148.16$529.57$1,677.73$138,212.43
202Sep 2036$1,152.52$525.21$1,677.73$137,059.91
203Oct 2036$1,156.90$520.83$1,677.73$135,903.01
204Nov 2036$1,161.30$516.43$1,677.73$134,741.71
205Dec 2036$1,165.71$512.02$1,677.73$133,576.00
2036 Total$13,700.92$6,431.84$20,132.76
206Jan 2037$1,170.14$507.59$1,677.73$132,405.86
207Feb 2037$1,174.59$503.14$1,677.73$131,231.27
208Mar 2037$1,179.05$498.68$1,677.73$130,052.22
209Apr 2037$1,183.53$494.20$1,677.73$128,868.69
210May 2037$1,188.03$489.70$1,677.73$127,680.66
211Jun 2037$1,192.54$485.19$1,677.73$126,488.12
212Jul 2037$1,197.08$480.65$1,677.73$125,291.04
213Aug 2037$1,201.62$476.11$1,677.73$124,089.42
214Sep 2037$1,206.19$471.54$1,677.73$122,883.23
215Oct 2037$1,210.77$466.96$1,677.73$121,672.46
216Nov 2037$1,215.37$462.36$1,677.73$120,457.09
217Dec 2037$1,219.99$457.74$1,677.73$119,237.10
2037 Total$14,338.9$5,793.86$20,132.76
218Jan 2038$1,224.63$453.10$1,677.73$118,012.47
219Feb 2038$1,229.28$448.45$1,677.73$116,783.19
220Mar 2038$1,233.95$443.78$1,677.73$115,549.24
221Apr 2038$1,238.64$439.09$1,677.73$114,310.60
222May 2038$1,243.35$434.38$1,677.73$113,067.25
223Jun 2038$1,248.07$429.66$1,677.73$111,819.18
224Jul 2038$1,252.82$424.91$1,677.73$110,566.36
225Aug 2038$1,257.58$420.15$1,677.73$109,308.78
226Sep 2038$1,262.36$415.37$1,677.73$108,046.42
227Oct 2038$1,267.15$410.58$1,677.73$106,779.27
228Nov 2038$1,271.97$405.76$1,677.73$105,507.30
229Dec 2038$1,276.80$400.93$1,677.73$104,230.50
2038 Total$15,006.6$5,126.16$20,132.76
230Jan 2039$1,281.65$396.08$1,677.73$102,948.85
231Feb 2039$1,286.52$391.21$1,677.73$101,662.33
232Mar 2039$1,291.41$386.32$1,677.73$100,370.92
233Apr 2039$1,296.32$381.41$1,677.73$99,074.60
234May 2039$1,301.25$376.48$1,677.73$97,773.35
235Jun 2039$1,306.19$371.54$1,677.73$96,467.16
236Jul 2039$1,311.15$366.58$1,677.73$95,156.01
237Aug 2039$1,316.14$361.59$1,677.73$93,839.87
238Sep 2039$1,321.14$356.59$1,677.73$92,518.73
239Oct 2039$1,326.16$351.57$1,677.73$91,192.57
240Nov 2039$1,331.20$346.53$1,677.73$89,861.37
241Dec 2039$1,336.26$341.47$1,677.73$88,525.11
2039 Total$15,705.39$4,427.37$20,132.76
242Jan 2040$1,341.33$336.40$1,677.73$87,183.78
243Feb 2040$1,346.43$331.30$1,677.73$85,837.35
244Mar 2040$1,351.55$326.18$1,677.73$84,485.80
245Apr 2040$1,356.68$321.05$1,677.73$83,129.12
246May 2040$1,361.84$315.89$1,677.73$81,767.28
247Jun 2040$1,367.01$310.72$1,677.73$80,400.27
248Jul 2040$1,372.21$305.52$1,677.73$79,028.06
249Aug 2040$1,377.42$300.31$1,677.73$77,650.64
250Sep 2040$1,382.66$295.07$1,677.73$76,267.98
251Oct 2040$1,387.91$289.82$1,677.73$74,880.07
252Nov 2040$1,393.19$284.54$1,677.73$73,486.88
253Dec 2040$1,398.48$279.25$1,677.73$72,088.40
2040 Total$16,436.71$3,696.05$20,132.76
254Jan 2041$1,403.79$273.94$1,677.73$70,684.61
255Feb 2041$1,409.13$268.60$1,677.73$69,275.48
256Mar 2041$1,414.48$263.25$1,677.73$67,861.00
257Apr 2041$1,419.86$257.87$1,677.73$66,441.14
258May 2041$1,425.25$252.48$1,677.73$65,015.89
259Jun 2041$1,430.67$247.06$1,677.73$63,585.22
260Jul 2041$1,436.11$241.62$1,677.73$62,149.11
261Aug 2041$1,441.56$236.17$1,677.73$60,707.55
262Sep 2041$1,447.04$230.69$1,677.73$59,260.51
263Oct 2041$1,452.54$225.19$1,677.73$57,807.97
264Nov 2041$1,458.06$219.67$1,677.73$56,349.91
265Dec 2041$1,463.60$214.13$1,677.73$54,886.31
2041 Total$17,202.09$2,930.67$20,132.76
266Jan 2042$1,469.16$208.57$1,677.73$53,417.15
267Feb 2042$1,474.74$202.99$1,677.73$51,942.41
268Mar 2042$1,480.35$197.38$1,677.73$50,462.06
269Apr 2042$1,485.97$191.76$1,677.73$48,976.09
270May 2042$1,491.62$186.11$1,677.73$47,484.47
271Jun 2042$1,497.29$180.44$1,677.73$45,987.18
272Jul 2042$1,502.98$174.75$1,677.73$44,484.20
273Aug 2042$1,508.69$169.04$1,677.73$42,975.51
274Sep 2042$1,514.42$163.31$1,677.73$41,461.09
275Oct 2042$1,520.18$157.55$1,677.73$39,940.91
276Nov 2042$1,525.95$151.78$1,677.73$38,414.96
277Dec 2042$1,531.75$145.98$1,677.73$36,883.21
2042 Total$18,003.1$2,129.66$20,132.76
278Jan 2043$1,537.57$140.16$1,677.73$35,345.64
279Feb 2043$1,543.42$134.31$1,677.73$33,802.22
280Mar 2043$1,549.28$128.45$1,677.73$32,252.94
281Apr 2043$1,555.17$122.56$1,677.73$30,697.77
282May 2043$1,561.08$116.65$1,677.73$29,136.69
283Jun 2043$1,567.01$110.72$1,677.73$27,569.68
284Jul 2043$1,572.97$104.76$1,677.73$25,996.71
285Aug 2043$1,578.94$98.79$1,677.73$24,417.77
286Sep 2043$1,584.94$92.79$1,677.73$22,832.83
287Oct 2043$1,590.97$86.76$1,677.73$21,241.86
288Nov 2043$1,597.01$80.72$1,677.73$19,644.85
289Dec 2043$1,603.08$74.65$1,677.73$18,041.77
2043 Total$18,841.44$1,291.32$20,132.76
290Jan 2044$1,609.17$68.56$1,677.73$16,432.60
291Feb 2044$1,615.29$62.44$1,677.73$14,817.31
292Mar 2044$1,621.42$56.31$1,677.73$13,195.89
293Apr 2044$1,627.59$50.14$1,677.73$11,568.30
294May 2044$1,633.77$43.96$1,677.73$9,934.53
295Jun 2044$1,639.98$37.75$1,677.73$8,294.55
296Jul 2044$1,646.21$31.52$1,677.73$6,648.34
297Aug 2044$1,652.47$25.26$1,677.73$4,995.87
298Sep 2044$1,658.75$18.98$1,677.73$3,337.12
299Oct 2044$1,665.05$12.68$1,677.73$1,672.07
300Nov 2044$1,671.38$6.35$1,677.73$0.69
2044 Total$18,041.08$413.95$18,455.03
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