Choices Mortgage Breaker Home Loan (QLD only) (Principal and Interest) ($500k+) from RACQ Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
3.60%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,518
Number of Repayments
300
Total Interest Paid
$155,400
Total repayments
$455,400
DatePrincipleInterestPaymentBalance
2019 Total$0$0$0
1Jan 2020$618.01$900.00$1,518.01$299,381.99
2Feb 2020$619.86$898.15$1,518.01$298,762.13
3Mar 2020$621.72$896.29$1,518.01$298,140.41
4Apr 2020$623.59$894.42$1,518.01$297,516.82
5May 2020$625.46$892.55$1,518.01$296,891.36
6Jun 2020$627.34$890.67$1,518.01$296,264.02
7Jul 2020$629.22$888.79$1,518.01$295,634.80
8Aug 2020$631.11$886.90$1,518.01$295,003.69
9Sep 2020$633.00$885.01$1,518.01$294,370.69
10Oct 2020$634.90$883.11$1,518.01$293,735.79
11Nov 2020$636.80$881.21$1,518.01$293,098.99
12Dec 2020$638.71$879.30$1,518.01$292,460.28
2020 Total$7,539.72$10,676.4$18,216.12
13Jan 2021$640.63$877.38$1,518.01$291,819.65
14Feb 2021$642.55$875.46$1,518.01$291,177.10
15Mar 2021$644.48$873.53$1,518.01$290,532.62
16Apr 2021$646.41$871.60$1,518.01$289,886.21
17May 2021$648.35$869.66$1,518.01$289,237.86
18Jun 2021$650.30$867.71$1,518.01$288,587.56
19Jul 2021$652.25$865.76$1,518.01$287,935.31
20Aug 2021$654.20$863.81$1,518.01$287,281.11
21Sep 2021$656.17$861.84$1,518.01$286,624.94
22Oct 2021$658.14$859.87$1,518.01$285,966.80
23Nov 2021$660.11$857.90$1,518.01$285,306.69
24Dec 2021$662.09$855.92$1,518.01$284,644.60
2021 Total$7,815.68$10,400.44$18,216.12
25Jan 2022$664.08$853.93$1,518.01$283,980.52
26Feb 2022$666.07$851.94$1,518.01$283,314.45
27Mar 2022$668.07$849.94$1,518.01$282,646.38
28Apr 2022$670.07$847.94$1,518.01$281,976.31
29May 2022$672.08$845.93$1,518.01$281,304.23
30Jun 2022$674.10$843.91$1,518.01$280,630.13
31Jul 2022$676.12$841.89$1,518.01$279,954.01
32Aug 2022$678.15$839.86$1,518.01$279,275.86
33Sep 2022$680.18$837.83$1,518.01$278,595.68
34Oct 2022$682.22$835.79$1,518.01$277,913.46
35Nov 2022$684.27$833.74$1,518.01$277,229.19
36Dec 2022$686.32$831.69$1,518.01$276,542.87
2022 Total$8,101.73$10,114.39$18,216.12
37Jan 2023$688.38$829.63$1,518.01$275,854.49
38Feb 2023$690.45$827.56$1,518.01$275,164.04
39Mar 2023$692.52$825.49$1,518.01$274,471.52
40Apr 2023$694.60$823.41$1,518.01$273,776.92
41May 2023$696.68$821.33$1,518.01$273,080.24
42Jun 2023$698.77$819.24$1,518.01$272,381.47
43Jul 2023$700.87$817.14$1,518.01$271,680.60
44Aug 2023$702.97$815.04$1,518.01$270,977.63
45Sep 2023$705.08$812.93$1,518.01$270,272.55
46Oct 2023$707.19$810.82$1,518.01$269,565.36
47Nov 2023$709.31$808.70$1,518.01$268,856.05
48Dec 2023$711.44$806.57$1,518.01$268,144.61
2023 Total$8,398.26$9,817.86$18,216.12
49Jan 2024$713.58$804.43$1,518.01$267,431.03
50Feb 2024$715.72$802.29$1,518.01$266,715.31
51Mar 2024$717.86$800.15$1,518.01$265,997.45
52Apr 2024$720.02$797.99$1,518.01$265,277.43
53May 2024$722.18$795.83$1,518.01$264,555.25
54Jun 2024$724.34$793.67$1,518.01$263,830.91
55Jul 2024$726.52$791.49$1,518.01$263,104.39
56Aug 2024$728.70$789.31$1,518.01$262,375.69
57Sep 2024$730.88$787.13$1,518.01$261,644.81
58Oct 2024$733.08$784.93$1,518.01$260,911.73
59Nov 2024$735.27$782.74$1,518.01$260,176.46
60Dec 2024$737.48$780.53$1,518.01$259,438.98
2024 Total$8,705.63$9,510.49$18,216.12
61Jan 2025$739.69$778.32$1,518.01$258,699.29
62Feb 2025$741.91$776.10$1,518.01$257,957.38
63Mar 2025$744.14$773.87$1,518.01$257,213.24
64Apr 2025$746.37$771.64$1,518.01$256,466.87
65May 2025$748.61$769.40$1,518.01$255,718.26
66Jun 2025$750.86$767.15$1,518.01$254,967.40
67Jul 2025$753.11$764.90$1,518.01$254,214.29
68Aug 2025$755.37$762.64$1,518.01$253,458.92
69Sep 2025$757.63$760.38$1,518.01$252,701.29
70Oct 2025$759.91$758.10$1,518.01$251,941.38
71Nov 2025$762.19$755.82$1,518.01$251,179.19
72Dec 2025$764.47$753.54$1,518.01$250,414.72
2025 Total$9,024.26$9,191.86$18,216.12
73Jan 2026$766.77$751.24$1,518.01$249,647.95
74Feb 2026$769.07$748.94$1,518.01$248,878.88
75Mar 2026$771.37$746.64$1,518.01$248,107.51
76Apr 2026$773.69$744.32$1,518.01$247,333.82
77May 2026$776.01$742.00$1,518.01$246,557.81
78Jun 2026$778.34$739.67$1,518.01$245,779.47
79Jul 2026$780.67$737.34$1,518.01$244,998.80
80Aug 2026$783.01$735.00$1,518.01$244,215.79
81Sep 2026$785.36$732.65$1,518.01$243,430.43
82Oct 2026$787.72$730.29$1,518.01$242,642.71
83Nov 2026$790.08$727.93$1,518.01$241,852.63
84Dec 2026$792.45$725.56$1,518.01$241,060.18
2026 Total$9,354.54$8,861.58$18,216.12
85Jan 2027$794.83$723.18$1,518.01$240,265.35
86Feb 2027$797.21$720.80$1,518.01$239,468.14
87Mar 2027$799.61$718.40$1,518.01$238,668.53
88Apr 2027$802.00$716.01$1,518.01$237,866.53
89May 2027$804.41$713.60$1,518.01$237,062.12
90Jun 2027$806.82$711.19$1,518.01$236,255.30
91Jul 2027$809.24$708.77$1,518.01$235,446.06
92Aug 2027$811.67$706.34$1,518.01$234,634.39
93Sep 2027$814.11$703.90$1,518.01$233,820.28
94Oct 2027$816.55$701.46$1,518.01$233,003.73
95Nov 2027$819.00$699.01$1,518.01$232,184.73
96Dec 2027$821.46$696.55$1,518.01$231,363.27
2027 Total$9,696.91$8,519.21$18,216.12
97Jan 2028$823.92$694.09$1,518.01$230,539.35
98Feb 2028$826.39$691.62$1,518.01$229,712.96
99Mar 2028$828.87$689.14$1,518.01$228,884.09
100Apr 2028$831.36$686.65$1,518.01$228,052.73
101May 2028$833.85$684.16$1,518.01$227,218.88
102Jun 2028$836.35$681.66$1,518.01$226,382.53
103Jul 2028$838.86$679.15$1,518.01$225,543.67
104Aug 2028$841.38$676.63$1,518.01$224,702.29
105Sep 2028$843.90$674.11$1,518.01$223,858.39
106Oct 2028$846.43$671.58$1,518.01$223,011.96
107Nov 2028$848.97$669.04$1,518.01$222,162.99
108Dec 2028$851.52$666.49$1,518.01$221,311.47
2028 Total$10,051.8$8,164.32$18,216.12
109Jan 2029$854.08$663.93$1,518.01$220,457.39
110Feb 2029$856.64$661.37$1,518.01$219,600.75
111Mar 2029$859.21$658.80$1,518.01$218,741.54
112Apr 2029$861.79$656.22$1,518.01$217,879.75
113May 2029$864.37$653.64$1,518.01$217,015.38
114Jun 2029$866.96$651.05$1,518.01$216,148.42
115Jul 2029$869.56$648.45$1,518.01$215,278.86
116Aug 2029$872.17$645.84$1,518.01$214,406.69
117Sep 2029$874.79$643.22$1,518.01$213,531.90
118Oct 2029$877.41$640.60$1,518.01$212,654.49
119Nov 2029$880.05$637.96$1,518.01$211,774.44
120Dec 2029$882.69$635.32$1,518.01$210,891.75
2029 Total$10,419.72$7,796.4$18,216.12
121Jan 2030$885.33$632.68$1,518.01$210,006.42
122Feb 2030$887.99$630.02$1,518.01$209,118.43
123Mar 2030$890.65$627.36$1,518.01$208,227.78
124Apr 2030$893.33$624.68$1,518.01$207,334.45
125May 2030$896.01$622.00$1,518.01$206,438.44
126Jun 2030$898.69$619.32$1,518.01$205,539.75
127Jul 2030$901.39$616.62$1,518.01$204,638.36
128Aug 2030$904.09$613.92$1,518.01$203,734.27
129Sep 2030$906.81$611.20$1,518.01$202,827.46
130Oct 2030$909.53$608.48$1,518.01$201,917.93
131Nov 2030$912.26$605.75$1,518.01$201,005.67
132Dec 2030$914.99$603.02$1,518.01$200,090.68
2030 Total$10,801.07$7,415.05$18,216.12
133Jan 2031$917.74$600.27$1,518.01$199,172.94
134Feb 2031$920.49$597.52$1,518.01$198,252.45
135Mar 2031$923.25$594.76$1,518.01$197,329.20
136Apr 2031$926.02$591.99$1,518.01$196,403.18
137May 2031$928.80$589.21$1,518.01$195,474.38
138Jun 2031$931.59$586.42$1,518.01$194,542.79
139Jul 2031$934.38$583.63$1,518.01$193,608.41
140Aug 2031$937.18$580.83$1,518.01$192,671.23
141Sep 2031$940.00$578.01$1,518.01$191,731.23
142Oct 2031$942.82$575.19$1,518.01$190,788.41
143Nov 2031$945.64$572.37$1,518.01$189,842.77
144Dec 2031$948.48$569.53$1,518.01$188,894.29
2031 Total$11,196.39$7,019.73$18,216.12
145Jan 2032$951.33$566.68$1,518.01$187,942.96
146Feb 2032$954.18$563.83$1,518.01$186,988.78
147Mar 2032$957.04$560.97$1,518.01$186,031.74
148Apr 2032$959.91$558.10$1,518.01$185,071.83
149May 2032$962.79$555.22$1,518.01$184,109.04
150Jun 2032$965.68$552.33$1,518.01$183,143.36
151Jul 2032$968.58$549.43$1,518.01$182,174.78
152Aug 2032$971.49$546.52$1,518.01$181,203.29
153Sep 2032$974.40$543.61$1,518.01$180,228.89
154Oct 2032$977.32$540.69$1,518.01$179,251.57
155Nov 2032$980.26$537.75$1,518.01$178,271.31
156Dec 2032$983.20$534.81$1,518.01$177,288.11
2032 Total$11,606.18$6,609.94$18,216.12
157Jan 2033$986.15$531.86$1,518.01$176,301.96
158Feb 2033$989.10$528.91$1,518.01$175,312.86
159Mar 2033$992.07$525.94$1,518.01$174,320.79
160Apr 2033$995.05$522.96$1,518.01$173,325.74
161May 2033$998.03$519.98$1,518.01$172,327.71
162Jun 2033$1,001.03$516.98$1,518.01$171,326.68
163Jul 2033$1,004.03$513.98$1,518.01$170,322.65
164Aug 2033$1,007.04$510.97$1,518.01$169,315.61
165Sep 2033$1,010.06$507.95$1,518.01$168,305.55
166Oct 2033$1,013.09$504.92$1,518.01$167,292.46
167Nov 2033$1,016.13$501.88$1,518.01$166,276.33
168Dec 2033$1,019.18$498.83$1,518.01$165,257.15
2033 Total$12,030.96$6,185.16$18,216.12
169Jan 2034$1,022.24$495.77$1,518.01$164,234.91
170Feb 2034$1,025.31$492.70$1,518.01$163,209.60
171Mar 2034$1,028.38$489.63$1,518.01$162,181.22
172Apr 2034$1,031.47$486.54$1,518.01$161,149.75
173May 2034$1,034.56$483.45$1,518.01$160,115.19
174Jun 2034$1,037.66$480.35$1,518.01$159,077.53
175Jul 2034$1,040.78$477.23$1,518.01$158,036.75
176Aug 2034$1,043.90$474.11$1,518.01$156,992.85
177Sep 2034$1,047.03$470.98$1,518.01$155,945.82
178Oct 2034$1,050.17$467.84$1,518.01$154,895.65
179Nov 2034$1,053.32$464.69$1,518.01$153,842.33
180Dec 2034$1,056.48$461.53$1,518.01$152,785.85
2034 Total$12,471.3$5,744.82$18,216.12
181Jan 2035$1,059.65$458.36$1,518.01$151,726.20
182Feb 2035$1,062.83$455.18$1,518.01$150,663.37
183Mar 2035$1,066.02$451.99$1,518.01$149,597.35
184Apr 2035$1,069.22$448.79$1,518.01$148,528.13
185May 2035$1,072.43$445.58$1,518.01$147,455.70
186Jun 2035$1,075.64$442.37$1,518.01$146,380.06
187Jul 2035$1,078.87$439.14$1,518.01$145,301.19
188Aug 2035$1,082.11$435.90$1,518.01$144,219.08
189Sep 2035$1,085.35$432.66$1,518.01$143,133.73
190Oct 2035$1,088.61$429.40$1,518.01$142,045.12
191Nov 2035$1,091.87$426.14$1,518.01$140,953.25
192Dec 2035$1,095.15$422.86$1,518.01$139,858.10
2035 Total$12,927.75$5,288.37$18,216.12
193Jan 2036$1,098.44$419.57$1,518.01$138,759.66
194Feb 2036$1,101.73$416.28$1,518.01$137,657.93
195Mar 2036$1,105.04$412.97$1,518.01$136,552.89
196Apr 2036$1,108.35$409.66$1,518.01$135,444.54
197May 2036$1,111.68$406.33$1,518.01$134,332.86
198Jun 2036$1,115.01$403.00$1,518.01$133,217.85
199Jul 2036$1,118.36$399.65$1,518.01$132,099.49
200Aug 2036$1,121.71$396.30$1,518.01$130,977.78
201Sep 2036$1,125.08$392.93$1,518.01$129,852.70
202Oct 2036$1,128.45$389.56$1,518.01$128,724.25
203Nov 2036$1,131.84$386.17$1,518.01$127,592.41
204Dec 2036$1,135.23$382.78$1,518.01$126,457.18
2036 Total$13,400.92$4,815.2$18,216.12
205Jan 2037$1,138.64$379.37$1,518.01$125,318.54
206Feb 2037$1,142.05$375.96$1,518.01$124,176.49
207Mar 2037$1,145.48$372.53$1,518.01$123,031.01
208Apr 2037$1,148.92$369.09$1,518.01$121,882.09
209May 2037$1,152.36$365.65$1,518.01$120,729.73
210Jun 2037$1,155.82$362.19$1,518.01$119,573.91
211Jul 2037$1,159.29$358.72$1,518.01$118,414.62
212Aug 2037$1,162.77$355.24$1,518.01$117,251.85
213Sep 2037$1,166.25$351.76$1,518.01$116,085.60
214Oct 2037$1,169.75$348.26$1,518.01$114,915.85
215Nov 2037$1,173.26$344.75$1,518.01$113,742.59
216Dec 2037$1,176.78$341.23$1,518.01$112,565.81
2037 Total$13,891.37$4,324.75$18,216.12
217Jan 2038$1,180.31$337.70$1,518.01$111,385.50
218Feb 2038$1,183.85$334.16$1,518.01$110,201.65
219Mar 2038$1,187.41$330.60$1,518.01$109,014.24
220Apr 2038$1,190.97$327.04$1,518.01$107,823.27
221May 2038$1,194.54$323.47$1,518.01$106,628.73
222Jun 2038$1,198.12$319.89$1,518.01$105,430.61
223Jul 2038$1,201.72$316.29$1,518.01$104,228.89
224Aug 2038$1,205.32$312.69$1,518.01$103,023.57
225Sep 2038$1,208.94$309.07$1,518.01$101,814.63
226Oct 2038$1,212.57$305.44$1,518.01$100,602.06
227Nov 2038$1,216.20$301.81$1,518.01$99,385.86
228Dec 2038$1,219.85$298.16$1,518.01$98,166.01
2038 Total$14,399.8$3,816.32$18,216.12
229Jan 2039$1,223.51$294.50$1,518.01$96,942.50
230Feb 2039$1,227.18$290.83$1,518.01$95,715.32
231Mar 2039$1,230.86$287.15$1,518.01$94,484.46
232Apr 2039$1,234.56$283.45$1,518.01$93,249.90
233May 2039$1,238.26$279.75$1,518.01$92,011.64
234Jun 2039$1,241.98$276.03$1,518.01$90,769.66
235Jul 2039$1,245.70$272.31$1,518.01$89,523.96
236Aug 2039$1,249.44$268.57$1,518.01$88,274.52
237Sep 2039$1,253.19$264.82$1,518.01$87,021.33
238Oct 2039$1,256.95$261.06$1,518.01$85,764.38
239Nov 2039$1,260.72$257.29$1,518.01$84,503.66
240Dec 2039$1,264.50$253.51$1,518.01$83,239.16
2039 Total$14,926.85$3,289.27$18,216.12
241Jan 2040$1,268.29$249.72$1,518.01$81,970.87
242Feb 2040$1,272.10$245.91$1,518.01$80,698.77
243Mar 2040$1,275.91$242.10$1,518.01$79,422.86
244Apr 2040$1,279.74$238.27$1,518.01$78,143.12
245May 2040$1,283.58$234.43$1,518.01$76,859.54
246Jun 2040$1,287.43$230.58$1,518.01$75,572.11
247Jul 2040$1,291.29$226.72$1,518.01$74,280.82
248Aug 2040$1,295.17$222.84$1,518.01$72,985.65
249Sep 2040$1,299.05$218.96$1,518.01$71,686.60
250Oct 2040$1,302.95$215.06$1,518.01$70,383.65
251Nov 2040$1,306.86$211.15$1,518.01$69,076.79
252Dec 2040$1,310.78$207.23$1,518.01$67,766.01
2040 Total$15,473.15$2,742.97$18,216.12
253Jan 2041$1,314.71$203.30$1,518.01$66,451.30
254Feb 2041$1,318.66$199.35$1,518.01$65,132.64
255Mar 2041$1,322.61$195.40$1,518.01$63,810.03
256Apr 2041$1,326.58$191.43$1,518.01$62,483.45
257May 2041$1,330.56$187.45$1,518.01$61,152.89
258Jun 2041$1,334.55$183.46$1,518.01$59,818.34
259Jul 2041$1,338.55$179.46$1,518.01$58,479.79
260Aug 2041$1,342.57$175.44$1,518.01$57,137.22
261Sep 2041$1,346.60$171.41$1,518.01$55,790.62
262Oct 2041$1,350.64$167.37$1,518.01$54,439.98
263Nov 2041$1,354.69$163.32$1,518.01$53,085.29
264Dec 2041$1,358.75$159.26$1,518.01$51,726.54
2041 Total$16,039.47$2,176.65$18,216.12
265Jan 2042$1,362.83$155.18$1,518.01$50,363.71
266Feb 2042$1,366.92$151.09$1,518.01$48,996.79
267Mar 2042$1,371.02$146.99$1,518.01$47,625.77
268Apr 2042$1,375.13$142.88$1,518.01$46,250.64
269May 2042$1,379.26$138.75$1,518.01$44,871.38
270Jun 2042$1,383.40$134.61$1,518.01$43,487.98
271Jul 2042$1,387.55$130.46$1,518.01$42,100.43
272Aug 2042$1,391.71$126.30$1,518.01$40,708.72
273Sep 2042$1,395.88$122.13$1,518.01$39,312.84
274Oct 2042$1,400.07$117.94$1,518.01$37,912.77
275Nov 2042$1,404.27$113.74$1,518.01$36,508.50
276Dec 2042$1,408.48$109.53$1,518.01$35,100.02
2042 Total$16,626.52$1,589.6$18,216.12
277Jan 2043$1,412.71$105.30$1,518.01$33,687.31
278Feb 2043$1,416.95$101.06$1,518.01$32,270.36
279Mar 2043$1,421.20$96.81$1,518.01$30,849.16
280Apr 2043$1,425.46$92.55$1,518.01$29,423.70
281May 2043$1,429.74$88.27$1,518.01$27,993.96
282Jun 2043$1,434.03$83.98$1,518.01$26,559.93
283Jul 2043$1,438.33$79.68$1,518.01$25,121.60
284Aug 2043$1,442.65$75.36$1,518.01$23,678.95
285Sep 2043$1,446.97$71.04$1,518.01$22,231.98
286Oct 2043$1,451.31$66.70$1,518.01$20,780.67
287Nov 2043$1,455.67$62.34$1,518.01$19,325.00
288Dec 2043$1,460.04$57.98$1,518.02$17,864.96
2043 Total$17,235.06$981.07$18,216.13
289Jan 2044$1,464.42$53.59$1,518.01$16,400.54
290Feb 2044$1,468.81$49.20$1,518.01$14,931.73
291Mar 2044$1,473.21$44.80$1,518.01$13,458.52
292Apr 2044$1,477.63$40.38$1,518.01$11,980.89
293May 2044$1,482.07$35.94$1,518.01$10,498.82
294Jun 2044$1,486.51$31.50$1,518.01$9,012.31
295Jul 2044$1,490.97$27.04$1,518.01$7,521.34
296Aug 2044$1,495.45$22.56$1,518.01$6,025.89
297Sep 2044$1,499.93$18.08$1,518.01$4,525.96
298Oct 2044$1,504.43$13.58$1,518.01$3,021.53
299Nov 2044$1,508.95$9.06$1,518.01$1,512.58
300Dec 2044$1,512.58$4.54$1,517.12$0.00
2044 Total$17,864.96$350.27$18,215.23
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