Borrow amount

$300,000

Advertised Rate

1.89%

Fixed - 1 year

Loan term
25 Years
RACQ Bank
Repayment frequency
Monthly
Monthly Repayments
$1,256
Number of repayments
300
Total interest paid
$76,667
Total Repayments

$376,667

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Dec 2020$783.06$472.50$1,255.56$299,216.94
2020 Total$783.06$472.5$1,255.56
2Jan 2021$784.29$471.27$1,255.56$298,432.65
3Feb 2021$785.53$470.03$1,255.56$297,647.12
4Mar 2021$786.77$468.79$1,255.56$296,860.35
5Apr 2021$788.00$467.56$1,255.56$296,072.35
6May 2021$789.25$466.31$1,255.56$295,283.10
7Jun 2021$790.49$465.07$1,255.56$294,492.61
8Jul 2021$791.73$463.83$1,255.56$293,700.88
9Aug 2021$792.98$462.58$1,255.56$292,907.90
10Sep 2021$794.23$461.33$1,255.56$292,113.67
11Oct 2021$795.48$460.08$1,255.56$291,318.19
12Nov 2021$796.73$458.83$1,255.56$290,521.46
13Dec 2021$797.99$457.57$1,255.56$289,723.47
2021 Total$9,493.47$5,573.25$15,066.72
14Jan 2022$799.25$456.31$1,255.56$288,924.22
15Feb 2022$800.50$455.06$1,255.56$288,123.72
16Mar 2022$801.77$453.79$1,255.56$287,321.95
17Apr 2022$803.03$452.53$1,255.56$286,518.92
18May 2022$804.29$451.27$1,255.56$285,714.63
19Jun 2022$805.56$450.00$1,255.56$284,909.07
20Jul 2022$806.83$448.73$1,255.56$284,102.24
21Aug 2022$808.10$447.46$1,255.56$283,294.14
22Sep 2022$809.37$446.19$1,255.56$282,484.77
23Oct 2022$810.65$444.91$1,255.56$281,674.12
24Nov 2022$811.92$443.64$1,255.56$280,862.20
25Dec 2022$813.20$442.36$1,255.56$280,049.00
2022 Total$9,674.47$5,392.25$15,066.72
26Jan 2023$814.48$441.08$1,255.56$279,234.52
27Feb 2023$815.77$439.79$1,255.56$278,418.75
28Mar 2023$817.05$438.51$1,255.56$277,601.70
29Apr 2023$818.34$437.22$1,255.56$276,783.36
30May 2023$819.63$435.93$1,255.56$275,963.73
31Jun 2023$820.92$434.64$1,255.56$275,142.81
32Jul 2023$822.21$433.35$1,255.56$274,320.60
33Aug 2023$823.51$432.05$1,255.56$273,497.09
34Sep 2023$824.80$430.76$1,255.56$272,672.29
35Oct 2023$826.10$429.46$1,255.56$271,846.19
36Nov 2023$827.40$428.16$1,255.56$271,018.79
37Dec 2023$828.71$426.85$1,255.56$270,190.08
2023 Total$9,858.92$5,207.8$15,066.72
38Jan 2024$830.01$425.55$1,255.56$269,360.07
39Feb 2024$831.32$424.24$1,255.56$268,528.75
40Mar 2024$832.63$422.93$1,255.56$267,696.12
41Apr 2024$833.94$421.62$1,255.56$266,862.18
42May 2024$835.25$420.31$1,255.56$266,026.93
43Jun 2024$836.57$418.99$1,255.56$265,190.36
44Jul 2024$837.89$417.67$1,255.56$264,352.47
45Aug 2024$839.20$416.36$1,255.56$263,513.27
46Sep 2024$840.53$415.03$1,255.56$262,672.74
47Oct 2024$841.85$413.71$1,255.56$261,830.89
48Nov 2024$843.18$412.38$1,255.56$260,987.71
49Dec 2024$844.50$411.06$1,255.56$260,143.21
2024 Total$10,046.87$5,019.85$15,066.72
50Jan 2025$845.83$409.73$1,255.56$259,297.38
51Feb 2025$847.17$408.39$1,255.56$258,450.21
52Mar 2025$848.50$407.06$1,255.56$257,601.71
53Apr 2025$849.84$405.72$1,255.56$256,751.87
54May 2025$851.18$404.38$1,255.56$255,900.69
55Jun 2025$852.52$403.04$1,255.56$255,048.17
56Jul 2025$853.86$401.70$1,255.56$254,194.31
57Aug 2025$855.20$400.36$1,255.56$253,339.11
58Sep 2025$856.55$399.01$1,255.56$252,482.56
59Oct 2025$857.90$397.66$1,255.56$251,624.66
60Nov 2025$859.25$396.31$1,255.56$250,765.41
61Dec 2025$860.60$394.96$1,255.56$249,904.81
2025 Total$10,238.4$4,828.32$15,066.72
62Jan 2026$861.96$393.60$1,255.56$249,042.85
63Feb 2026$863.32$392.24$1,255.56$248,179.53
64Mar 2026$864.68$390.88$1,255.56$247,314.85
65Apr 2026$866.04$389.52$1,255.56$246,448.81
66May 2026$867.40$388.16$1,255.56$245,581.41
67Jun 2026$868.77$386.79$1,255.56$244,712.64
68Jul 2026$870.14$385.42$1,255.56$243,842.50
69Aug 2026$871.51$384.05$1,255.56$242,970.99
70Sep 2026$872.88$382.68$1,255.56$242,098.11
71Oct 2026$874.26$381.30$1,255.56$241,223.85
72Nov 2026$875.63$379.93$1,255.56$240,348.22
73Dec 2026$877.01$378.55$1,255.56$239,471.21
2026 Total$10,433.6$4,633.12$15,066.72
74Jan 2027$878.39$377.17$1,255.56$238,592.82
75Feb 2027$879.78$375.78$1,255.56$237,713.04
76Mar 2027$881.16$374.40$1,255.56$236,831.88
77Apr 2027$882.55$373.01$1,255.56$235,949.33
78May 2027$883.94$371.62$1,255.56$235,065.39
79Jun 2027$885.33$370.23$1,255.56$234,180.06
80Jul 2027$886.73$368.83$1,255.56$233,293.33
81Aug 2027$888.12$367.44$1,255.56$232,405.21
82Sep 2027$889.52$366.04$1,255.56$231,515.69
83Oct 2027$890.92$364.64$1,255.56$230,624.77
84Nov 2027$892.33$363.23$1,255.56$229,732.44
85Dec 2027$893.73$361.83$1,255.56$228,838.71
2027 Total$10,632.5$4,434.22$15,066.72
86Jan 2028$895.14$360.42$1,255.56$227,943.57
87Feb 2028$896.55$359.01$1,255.56$227,047.02
88Mar 2028$897.96$357.60$1,255.56$226,149.06
89Apr 2028$899.38$356.18$1,255.56$225,249.68
90May 2028$900.79$354.77$1,255.56$224,348.89
91Jun 2028$902.21$353.35$1,255.56$223,446.68
92Jul 2028$903.63$351.93$1,255.56$222,543.05
93Aug 2028$905.05$350.51$1,255.56$221,638.00
94Sep 2028$906.48$349.08$1,255.56$220,731.52
95Oct 2028$907.91$347.65$1,255.56$219,823.61
96Nov 2028$909.34$346.22$1,255.56$218,914.27
97Dec 2028$910.77$344.79$1,255.56$218,003.50
2028 Total$10,835.21$4,231.51$15,066.72
98Jan 2029$912.20$343.36$1,255.56$217,091.30
99Feb 2029$913.64$341.92$1,255.56$216,177.66
100Mar 2029$915.08$340.48$1,255.56$215,262.58
101Apr 2029$916.52$339.04$1,255.56$214,346.06
102May 2029$917.96$337.60$1,255.56$213,428.10
103Jun 2029$919.41$336.15$1,255.56$212,508.69
104Jul 2029$920.86$334.70$1,255.56$211,587.83
105Aug 2029$922.31$333.25$1,255.56$210,665.52
106Sep 2029$923.76$331.80$1,255.56$209,741.76
107Oct 2029$925.22$330.34$1,255.56$208,816.54
108Nov 2029$926.67$328.89$1,255.56$207,889.87
109Dec 2029$928.13$327.43$1,255.56$206,961.74
2029 Total$11,041.76$4,024.96$15,066.72
110Jan 2030$929.60$325.96$1,255.56$206,032.14
111Feb 2030$931.06$324.50$1,255.56$205,101.08
112Mar 2030$932.53$323.03$1,255.56$204,168.55
113Apr 2030$933.99$321.57$1,255.56$203,234.56
114May 2030$935.47$320.09$1,255.56$202,299.09
115Jun 2030$936.94$318.62$1,255.56$201,362.15
116Jul 2030$938.41$317.15$1,255.56$200,423.74
117Aug 2030$939.89$315.67$1,255.56$199,483.85
118Sep 2030$941.37$314.19$1,255.56$198,542.48
119Oct 2030$942.86$312.70$1,255.56$197,599.62
120Nov 2030$944.34$311.22$1,255.56$196,655.28
121Dec 2030$945.83$309.73$1,255.56$195,709.45
2030 Total$11,252.29$3,814.43$15,066.72
122Jan 2031$947.32$308.24$1,255.56$194,762.13
123Feb 2031$948.81$306.75$1,255.56$193,813.32
124Mar 2031$950.30$305.26$1,255.56$192,863.02
125Apr 2031$951.80$303.76$1,255.56$191,911.22
126May 2031$953.30$302.26$1,255.56$190,957.92
127Jun 2031$954.80$300.76$1,255.56$190,003.12
128Jul 2031$956.31$299.25$1,255.56$189,046.81
129Aug 2031$957.81$297.75$1,255.56$188,089.00
130Sep 2031$959.32$296.24$1,255.56$187,129.68
131Oct 2031$960.83$294.73$1,255.56$186,168.85
132Nov 2031$962.34$293.22$1,255.56$185,206.51
133Dec 2031$963.86$291.70$1,255.56$184,242.65
2031 Total$11,466.8$3,599.92$15,066.72
134Jan 2032$965.38$290.18$1,255.56$183,277.27
135Feb 2032$966.90$288.66$1,255.56$182,310.37
136Mar 2032$968.42$287.14$1,255.56$181,341.95
137Apr 2032$969.95$285.61$1,255.56$180,372.00
138May 2032$971.47$284.09$1,255.56$179,400.53
139Jun 2032$973.00$282.56$1,255.56$178,427.53
140Jul 2032$974.54$281.02$1,255.56$177,452.99
141Aug 2032$976.07$279.49$1,255.56$176,476.92
142Sep 2032$977.61$277.95$1,255.56$175,499.31
143Oct 2032$979.15$276.41$1,255.56$174,520.16
144Nov 2032$980.69$274.87$1,255.56$173,539.47
145Dec 2032$982.24$273.32$1,255.56$172,557.23
2032 Total$11,685.42$3,381.3$15,066.72
146Jan 2033$983.78$271.78$1,255.56$171,573.45
147Feb 2033$985.33$270.23$1,255.56$170,588.12
148Mar 2033$986.88$268.68$1,255.56$169,601.24
149Apr 2033$988.44$267.12$1,255.56$168,612.80
150May 2033$989.99$265.57$1,255.56$167,622.81
151Jun 2033$991.55$264.01$1,255.56$166,631.26
152Jul 2033$993.12$262.44$1,255.56$165,638.14
153Aug 2033$994.68$260.88$1,255.56$164,643.46
154Sep 2033$996.25$259.31$1,255.56$163,647.21
155Oct 2033$997.82$257.74$1,255.56$162,649.39
156Nov 2033$999.39$256.17$1,255.56$161,650.00
157Dec 2033$1,000.96$254.60$1,255.56$160,649.04
2033 Total$11,908.19$3,158.53$15,066.72
158Jan 2034$1,002.54$253.02$1,255.56$159,646.50
159Feb 2034$1,004.12$251.44$1,255.56$158,642.38
160Mar 2034$1,005.70$249.86$1,255.56$157,636.68
161Apr 2034$1,007.28$248.28$1,255.56$156,629.40
162May 2034$1,008.87$246.69$1,255.56$155,620.53
163Jun 2034$1,010.46$245.10$1,255.56$154,610.07
164Jul 2034$1,012.05$243.51$1,255.56$153,598.02
165Aug 2034$1,013.64$241.92$1,255.56$152,584.38
166Sep 2034$1,015.24$240.32$1,255.56$151,569.14
167Oct 2034$1,016.84$238.72$1,255.56$150,552.30
168Nov 2034$1,018.44$237.12$1,255.56$149,533.86
169Dec 2034$1,020.04$235.52$1,255.56$148,513.82
2034 Total$12,135.22$2,931.5$15,066.72
170Jan 2035$1,021.65$233.91$1,255.56$147,492.17
171Feb 2035$1,023.26$232.30$1,255.56$146,468.91
172Mar 2035$1,024.87$230.69$1,255.56$145,444.04
173Apr 2035$1,026.49$229.07$1,255.56$144,417.55
174May 2035$1,028.10$227.46$1,255.56$143,389.45
175Jun 2035$1,029.72$225.84$1,255.56$142,359.73
176Jul 2035$1,031.34$224.22$1,255.56$141,328.39
177Aug 2035$1,032.97$222.59$1,255.56$140,295.42
178Sep 2035$1,034.59$220.97$1,255.56$139,260.83
179Oct 2035$1,036.22$219.34$1,255.56$138,224.61
180Nov 2035$1,037.86$217.70$1,255.56$137,186.75
181Dec 2035$1,039.49$216.07$1,255.56$136,147.26
2035 Total$12,366.56$2,700.16$15,066.72
182Jan 2036$1,041.13$214.43$1,255.56$135,106.13
183Feb 2036$1,042.77$212.79$1,255.56$134,063.36
184Mar 2036$1,044.41$211.15$1,255.56$133,018.95
185Apr 2036$1,046.06$209.50$1,255.56$131,972.89
186May 2036$1,047.70$207.86$1,255.56$130,925.19
187Jun 2036$1,049.35$206.21$1,255.56$129,875.84
188Jul 2036$1,051.01$204.55$1,255.56$128,824.83
189Aug 2036$1,052.66$202.90$1,255.56$127,772.17
190Sep 2036$1,054.32$201.24$1,255.56$126,717.85
191Oct 2036$1,055.98$199.58$1,255.56$125,661.87
192Nov 2036$1,057.64$197.92$1,255.56$124,604.23
193Dec 2036$1,059.31$196.25$1,255.56$123,544.92
2036 Total$12,602.34$2,464.38$15,066.72
194Jan 2037$1,060.98$194.58$1,255.56$122,483.94
195Feb 2037$1,062.65$192.91$1,255.56$121,421.29
196Mar 2037$1,064.32$191.24$1,255.56$120,356.97
197Apr 2037$1,066.00$189.56$1,255.56$119,290.97
198May 2037$1,067.68$187.88$1,255.56$118,223.29
199Jun 2037$1,069.36$186.20$1,255.56$117,153.93
200Jul 2037$1,071.04$184.52$1,255.56$116,082.89
201Aug 2037$1,072.73$182.83$1,255.56$115,010.16
202Sep 2037$1,074.42$181.14$1,255.56$113,935.74
203Oct 2037$1,076.11$179.45$1,255.56$112,859.63
204Nov 2037$1,077.81$177.75$1,255.56$111,781.82
205Dec 2037$1,079.50$176.06$1,255.56$110,702.32
2037 Total$12,842.6$2,224.12$15,066.72
206Jan 2038$1,081.20$174.36$1,255.56$109,621.12
207Feb 2038$1,082.91$172.65$1,255.56$108,538.21
208Mar 2038$1,084.61$170.95$1,255.56$107,453.60
209Apr 2038$1,086.32$169.24$1,255.56$106,367.28
210May 2038$1,088.03$167.53$1,255.56$105,279.25
211Jun 2038$1,089.75$165.81$1,255.56$104,189.50
212Jul 2038$1,091.46$164.10$1,255.56$103,098.04
213Aug 2038$1,093.18$162.38$1,255.56$102,004.86
214Sep 2038$1,094.90$160.66$1,255.56$100,909.96
215Oct 2038$1,096.63$158.93$1,255.56$99,813.33
216Nov 2038$1,098.35$157.21$1,255.56$98,714.98
217Dec 2038$1,100.08$155.48$1,255.56$97,614.90
2038 Total$13,087.42$1,979.3$15,066.72
218Jan 2039$1,101.82$153.74$1,255.56$96,513.08
219Feb 2039$1,103.55$152.01$1,255.56$95,409.53
220Mar 2039$1,105.29$150.27$1,255.56$94,304.24
221Apr 2039$1,107.03$148.53$1,255.56$93,197.21
222May 2039$1,108.77$146.79$1,255.56$92,088.44
223Jun 2039$1,110.52$145.04$1,255.56$90,977.92
224Jul 2039$1,112.27$143.29$1,255.56$89,865.65
225Aug 2039$1,114.02$141.54$1,255.56$88,751.63
226Sep 2039$1,115.78$139.78$1,255.56$87,635.85
227Oct 2039$1,117.53$138.03$1,255.56$86,518.32
228Nov 2039$1,119.29$136.27$1,255.56$85,399.03
229Dec 2039$1,121.06$134.50$1,255.56$84,277.97
2039 Total$13,336.93$1,729.79$15,066.72
230Jan 2040$1,122.82$132.74$1,255.56$83,155.15
231Feb 2040$1,124.59$130.97$1,255.56$82,030.56
232Mar 2040$1,126.36$129.20$1,255.56$80,904.20
233Apr 2040$1,128.14$127.42$1,255.56$79,776.06
234May 2040$1,129.91$125.65$1,255.56$78,646.15
235Jun 2040$1,131.69$123.87$1,255.56$77,514.46
236Jul 2040$1,133.47$122.09$1,255.56$76,380.99
237Aug 2040$1,135.26$120.30$1,255.56$75,245.73
238Sep 2040$1,137.05$118.51$1,255.56$74,108.68
239Oct 2040$1,138.84$116.72$1,255.56$72,969.84
240Nov 2040$1,140.63$114.93$1,255.56$71,829.21
241Dec 2040$1,142.43$113.13$1,255.56$70,686.78
2040 Total$13,591.19$1,475.53$15,066.72
242Jan 2041$1,144.23$111.33$1,255.56$69,542.55
243Feb 2041$1,146.03$109.53$1,255.56$68,396.52
244Mar 2041$1,147.84$107.72$1,255.56$67,248.68
245Apr 2041$1,149.64$105.92$1,255.56$66,099.04
246May 2041$1,151.45$104.11$1,255.56$64,947.59
247Jun 2041$1,153.27$102.29$1,255.56$63,794.32
248Jul 2041$1,155.08$100.48$1,255.56$62,639.24
249Aug 2041$1,156.90$98.66$1,255.56$61,482.34
250Sep 2041$1,158.73$96.83$1,255.56$60,323.61
251Oct 2041$1,160.55$95.01$1,255.56$59,163.06
252Nov 2041$1,162.38$93.18$1,255.56$58,000.68
253Dec 2041$1,164.21$91.35$1,255.56$56,836.47
2041 Total$13,850.31$1,216.41$15,066.72
254Jan 2042$1,166.04$89.52$1,255.56$55,670.43
255Feb 2042$1,167.88$87.68$1,255.56$54,502.55
256Mar 2042$1,169.72$85.84$1,255.56$53,332.83
257Apr 2042$1,171.56$84.00$1,255.56$52,161.27
258May 2042$1,173.41$82.15$1,255.56$50,987.86
259Jun 2042$1,175.25$80.31$1,255.56$49,812.61
260Jul 2042$1,177.11$78.45$1,255.56$48,635.50
261Aug 2042$1,178.96$76.60$1,255.56$47,456.54
262Sep 2042$1,180.82$74.74$1,255.56$46,275.72
263Oct 2042$1,182.68$72.88$1,255.56$45,093.04
264Nov 2042$1,184.54$71.02$1,255.56$43,908.50
265Dec 2042$1,186.40$69.16$1,255.56$42,722.10
2042 Total$14,114.37$952.35$15,066.72
266Jan 2043$1,188.27$67.29$1,255.56$41,533.83
267Feb 2043$1,190.14$65.42$1,255.56$40,343.69
268Mar 2043$1,192.02$63.54$1,255.56$39,151.67
269Apr 2043$1,193.90$61.66$1,255.56$37,957.77
270May 2043$1,195.78$59.78$1,255.56$36,761.99
271Jun 2043$1,197.66$57.90$1,255.56$35,564.33
272Jul 2043$1,199.55$56.01$1,255.56$34,364.78
273Aug 2043$1,201.44$54.12$1,255.56$33,163.34
274Sep 2043$1,203.33$52.23$1,255.56$31,960.01
275Oct 2043$1,205.22$50.34$1,255.56$30,754.79
276Nov 2043$1,207.12$48.44$1,255.56$29,547.67
277Dec 2043$1,209.02$46.54$1,255.56$28,338.65
2043 Total$14,383.45$683.27$15,066.72
278Jan 2044$1,210.93$44.63$1,255.56$27,127.72
279Feb 2044$1,212.83$42.73$1,255.56$25,914.89
280Mar 2044$1,214.74$40.82$1,255.56$24,700.15
281Apr 2044$1,216.66$38.90$1,255.56$23,483.49
282May 2044$1,218.57$36.99$1,255.56$22,264.92
283Jun 2044$1,220.49$35.07$1,255.56$21,044.43
284Jul 2044$1,222.42$33.14$1,255.56$19,822.01
285Aug 2044$1,224.34$31.22$1,255.56$18,597.67
286Sep 2044$1,226.27$29.29$1,255.56$17,371.40
287Oct 2044$1,228.20$27.36$1,255.56$16,143.20
288Nov 2044$1,230.13$25.43$1,255.56$14,913.07
289Dec 2044$1,232.07$23.49$1,255.56$13,681.00
2044 Total$14,657.65$409.07$15,066.72
290Jan 2045$1,234.01$21.55$1,255.56$12,446.99
291Feb 2045$1,235.96$19.60$1,255.56$11,211.03
292Mar 2045$1,237.90$17.66$1,255.56$9,973.13
293Apr 2045$1,239.85$15.71$1,255.56$8,733.28
294May 2045$1,241.81$13.75$1,255.56$7,491.47
295Jun 2045$1,243.76$11.80$1,255.56$6,247.71
296Jul 2045$1,245.72$9.84$1,255.56$5,001.99
297Aug 2045$1,247.68$7.88$1,255.56$3,754.31
298Sep 2045$1,249.65$5.91$1,255.56$2,504.66
299Oct 2045$1,251.62$3.94$1,255.56$1,253.04
300Nov 2045$1,253.04$1.97$1,255.01$0.00
2045 Total$13,681$129.61$13,810.61