Fixed Rate Home Loan (QLD only) (Principal and Interest) 1 Year from RACQ Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
3.09%
Fixed - 1 year
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,197
Number of Repayments
300
Total Interest Paid
$109,100
Total repayments
$359,100
DatePrincipleInterestPaymentBalance
2019 Total$0$0$0
1Jan 2020$553.51$643.75$1,197.26$249,446.49
2Feb 2020$554.94$642.32$1,197.26$248,891.55
3Mar 2020$556.36$640.90$1,197.26$248,335.19
4Apr 2020$557.80$639.46$1,197.26$247,777.39
5May 2020$559.23$638.03$1,197.26$247,218.16
6Jun 2020$560.67$636.59$1,197.26$246,657.49
7Jul 2020$562.12$635.14$1,197.26$246,095.37
8Aug 2020$563.56$633.70$1,197.26$245,531.81
9Sep 2020$565.02$632.24$1,197.26$244,966.79
10Oct 2020$566.47$630.79$1,197.26$244,400.32
11Nov 2020$567.93$629.33$1,197.26$243,832.39
12Dec 2020$569.39$627.87$1,197.26$243,263.00
2020 Total$6,737$7,630.12$14,367.12
13Jan 2021$570.86$626.40$1,197.26$242,692.14
14Feb 2021$572.33$624.93$1,197.26$242,119.81
15Mar 2021$573.80$623.46$1,197.26$241,546.01
16Apr 2021$575.28$621.98$1,197.26$240,970.73
17May 2021$576.76$620.50$1,197.26$240,393.97
18Jun 2021$578.25$619.01$1,197.26$239,815.72
19Jul 2021$579.73$617.53$1,197.26$239,235.99
20Aug 2021$581.23$616.03$1,197.26$238,654.76
21Sep 2021$582.72$614.54$1,197.26$238,072.04
22Oct 2021$584.22$613.04$1,197.26$237,487.82
23Nov 2021$585.73$611.53$1,197.26$236,902.09
24Dec 2021$587.24$610.02$1,197.26$236,314.85
2021 Total$6,948.15$7,418.97$14,367.12
25Jan 2022$588.75$608.51$1,197.26$235,726.10
26Feb 2022$590.27$606.99$1,197.26$235,135.83
27Mar 2022$591.79$605.47$1,197.26$234,544.04
28Apr 2022$593.31$603.95$1,197.26$233,950.73
29May 2022$594.84$602.42$1,197.26$233,355.89
30Jun 2022$596.37$600.89$1,197.26$232,759.52
31Jul 2022$597.90$599.36$1,197.26$232,161.62
32Aug 2022$599.44$597.82$1,197.26$231,562.18
33Sep 2022$600.99$596.27$1,197.26$230,961.19
34Oct 2022$602.53$594.73$1,197.26$230,358.66
35Nov 2022$604.09$593.17$1,197.26$229,754.57
36Dec 2022$605.64$591.62$1,197.26$229,148.93
2022 Total$7,165.92$7,201.2$14,367.12
37Jan 2023$607.20$590.06$1,197.26$228,541.73
38Feb 2023$608.77$588.49$1,197.26$227,932.96
39Mar 2023$610.33$586.93$1,197.26$227,322.63
40Apr 2023$611.90$585.36$1,197.26$226,710.73
41May 2023$613.48$583.78$1,197.26$226,097.25
42Jun 2023$615.06$582.20$1,197.26$225,482.19
43Jul 2023$616.64$580.62$1,197.26$224,865.55
44Aug 2023$618.23$579.03$1,197.26$224,247.32
45Sep 2023$619.82$577.44$1,197.26$223,627.50
46Oct 2023$621.42$575.84$1,197.26$223,006.08
47Nov 2023$623.02$574.24$1,197.26$222,383.06
48Dec 2023$624.62$572.64$1,197.26$221,758.44
2023 Total$7,390.49$6,976.63$14,367.12
49Jan 2024$626.23$571.03$1,197.26$221,132.21
50Feb 2024$627.84$569.42$1,197.26$220,504.37
51Mar 2024$629.46$567.80$1,197.26$219,874.91
52Apr 2024$631.08$566.18$1,197.26$219,243.83
53May 2024$632.71$564.55$1,197.26$218,611.12
54Jun 2024$634.34$562.92$1,197.26$217,976.78
55Jul 2024$635.97$561.29$1,197.26$217,340.81
56Aug 2024$637.61$559.65$1,197.26$216,703.20
57Sep 2024$639.25$558.01$1,197.26$216,063.95
58Oct 2024$640.90$556.36$1,197.26$215,423.05
59Nov 2024$642.55$554.71$1,197.26$214,780.50
60Dec 2024$644.20$553.06$1,197.26$214,136.30
2024 Total$7,622.14$6,744.98$14,367.12
61Jan 2025$645.86$551.40$1,197.26$213,490.44
62Feb 2025$647.52$549.74$1,197.26$212,842.92
63Mar 2025$649.19$548.07$1,197.26$212,193.73
64Apr 2025$650.86$546.40$1,197.26$211,542.87
65May 2025$652.54$544.72$1,197.26$210,890.33
66Jun 2025$654.22$543.04$1,197.26$210,236.11
67Jul 2025$655.90$541.36$1,197.26$209,580.21
68Aug 2025$657.59$539.67$1,197.26$208,922.62
69Sep 2025$659.28$537.98$1,197.26$208,263.34
70Oct 2025$660.98$536.28$1,197.26$207,602.36
71Nov 2025$662.68$534.58$1,197.26$206,939.68
72Dec 2025$664.39$532.87$1,197.26$206,275.29
2025 Total$7,861.01$6,506.11$14,367.12
73Jan 2026$666.10$531.16$1,197.26$205,609.19
74Feb 2026$667.82$529.44$1,197.26$204,941.37
75Mar 2026$669.54$527.72$1,197.26$204,271.83
76Apr 2026$671.26$526.00$1,197.26$203,600.57
77May 2026$672.99$524.27$1,197.26$202,927.58
78Jun 2026$674.72$522.54$1,197.26$202,252.86
79Jul 2026$676.46$520.80$1,197.26$201,576.40
80Aug 2026$678.20$519.06$1,197.26$200,898.20
81Sep 2026$679.95$517.31$1,197.26$200,218.25
82Oct 2026$681.70$515.56$1,197.26$199,536.55
83Nov 2026$683.45$513.81$1,197.26$198,853.10
84Dec 2026$685.21$512.05$1,197.26$198,167.89
2026 Total$8,107.4$6,259.72$14,367.12
85Jan 2027$686.98$510.28$1,197.26$197,480.91
86Feb 2027$688.75$508.51$1,197.26$196,792.16
87Mar 2027$690.52$506.74$1,197.26$196,101.64
88Apr 2027$692.30$504.96$1,197.26$195,409.34
89May 2027$694.08$503.18$1,197.26$194,715.26
90Jun 2027$695.87$501.39$1,197.26$194,019.39
91Jul 2027$697.66$499.60$1,197.26$193,321.73
92Aug 2027$699.46$497.80$1,197.26$192,622.27
93Sep 2027$701.26$496.00$1,197.26$191,921.01
94Oct 2027$703.06$494.20$1,197.26$191,217.95
95Nov 2027$704.87$492.39$1,197.26$190,513.08
96Dec 2027$706.69$490.57$1,197.26$189,806.39
2027 Total$8,361.5$6,005.62$14,367.12
97Jan 2028$708.51$488.75$1,197.26$189,097.88
98Feb 2028$710.33$486.93$1,197.26$188,387.55
99Mar 2028$712.16$485.10$1,197.26$187,675.39
100Apr 2028$714.00$483.26$1,197.26$186,961.39
101May 2028$715.83$481.43$1,197.26$186,245.56
102Jun 2028$717.68$479.58$1,197.26$185,527.88
103Jul 2028$719.53$477.73$1,197.26$184,808.35
104Aug 2028$721.38$475.88$1,197.26$184,086.97
105Sep 2028$723.24$474.02$1,197.26$183,363.73
106Oct 2028$725.10$472.16$1,197.26$182,638.63
107Nov 2028$726.97$470.29$1,197.26$181,911.66
108Dec 2028$728.84$468.42$1,197.26$181,182.82
2028 Total$8,623.57$5,743.55$14,367.12
109Jan 2029$730.71$466.55$1,197.26$180,452.11
110Feb 2029$732.60$464.66$1,197.26$179,719.51
111Mar 2029$734.48$462.78$1,197.26$178,985.03
112Apr 2029$736.37$460.89$1,197.26$178,248.66
113May 2029$738.27$458.99$1,197.26$177,510.39
114Jun 2029$740.17$457.09$1,197.26$176,770.22
115Jul 2029$742.08$455.18$1,197.26$176,028.14
116Aug 2029$743.99$453.27$1,197.26$175,284.15
117Sep 2029$745.90$451.36$1,197.26$174,538.25
118Oct 2029$747.82$449.44$1,197.26$173,790.43
119Nov 2029$749.75$447.51$1,197.26$173,040.68
120Dec 2029$751.68$445.58$1,197.26$172,289.00
2029 Total$8,893.82$5,473.3$14,367.12
121Jan 2030$753.62$443.64$1,197.26$171,535.38
122Feb 2030$755.56$441.70$1,197.26$170,779.82
123Mar 2030$757.50$439.76$1,197.26$170,022.32
124Apr 2030$759.45$437.81$1,197.26$169,262.87
125May 2030$761.41$435.85$1,197.26$168,501.46
126Jun 2030$763.37$433.89$1,197.26$167,738.09
127Jul 2030$765.33$431.93$1,197.26$166,972.76
128Aug 2030$767.31$429.95$1,197.26$166,205.45
129Sep 2030$769.28$427.98$1,197.26$165,436.17
130Oct 2030$771.26$426.00$1,197.26$164,664.91
131Nov 2030$773.25$424.01$1,197.26$163,891.66
132Dec 2030$775.24$422.02$1,197.26$163,116.42
2030 Total$9,172.58$5,194.54$14,367.12
133Jan 2031$777.24$420.02$1,197.26$162,339.18
134Feb 2031$779.24$418.02$1,197.26$161,559.94
135Mar 2031$781.24$416.02$1,197.26$160,778.70
136Apr 2031$783.25$414.01$1,197.26$159,995.45
137May 2031$785.27$411.99$1,197.26$159,210.18
138Jun 2031$787.29$409.97$1,197.26$158,422.89
139Jul 2031$789.32$407.94$1,197.26$157,633.57
140Aug 2031$791.35$405.91$1,197.26$156,842.22
141Sep 2031$793.39$403.87$1,197.26$156,048.83
142Oct 2031$795.43$401.83$1,197.26$155,253.40
143Nov 2031$797.48$399.78$1,197.26$154,455.92
144Dec 2031$799.54$397.72$1,197.26$153,656.38
2031 Total$9,460.04$4,907.08$14,367.12
145Jan 2032$801.59$395.67$1,197.26$152,854.79
146Feb 2032$803.66$393.60$1,197.26$152,051.13
147Mar 2032$805.73$391.53$1,197.26$151,245.40
148Apr 2032$807.80$389.46$1,197.26$150,437.60
149May 2032$809.88$387.38$1,197.26$149,627.72
150Jun 2032$811.97$385.29$1,197.26$148,815.75
151Jul 2032$814.06$383.20$1,197.26$148,001.69
152Aug 2032$816.16$381.10$1,197.26$147,185.53
153Sep 2032$818.26$379.00$1,197.26$146,367.27
154Oct 2032$820.36$376.90$1,197.26$145,546.91
155Nov 2032$822.48$374.78$1,197.26$144,724.43
156Dec 2032$824.59$372.67$1,197.26$143,899.84
2032 Total$9,756.54$4,610.58$14,367.12
157Jan 2033$826.72$370.54$1,197.26$143,073.12
158Feb 2033$828.85$368.41$1,197.26$142,244.27
159Mar 2033$830.98$366.28$1,197.26$141,413.29
160Apr 2033$833.12$364.14$1,197.26$140,580.17
161May 2033$835.27$361.99$1,197.26$139,744.90
162Jun 2033$837.42$359.84$1,197.26$138,907.48
163Jul 2033$839.57$357.69$1,197.26$138,067.91
164Aug 2033$841.74$355.52$1,197.26$137,226.17
165Sep 2033$843.90$353.36$1,197.26$136,382.27
166Oct 2033$846.08$351.18$1,197.26$135,536.19
167Nov 2033$848.25$349.01$1,197.26$134,687.94
168Dec 2033$850.44$346.82$1,197.26$133,837.50
2033 Total$10,062.34$4,304.78$14,367.12
169Jan 2034$852.63$344.63$1,197.26$132,984.87
170Feb 2034$854.82$342.44$1,197.26$132,130.05
171Mar 2034$857.03$340.23$1,197.26$131,273.02
172Apr 2034$859.23$338.03$1,197.26$130,413.79
173May 2034$861.44$335.82$1,197.26$129,552.35
174Jun 2034$863.66$333.60$1,197.26$128,688.69
175Jul 2034$865.89$331.37$1,197.26$127,822.80
176Aug 2034$868.12$329.14$1,197.26$126,954.68
177Sep 2034$870.35$326.91$1,197.26$126,084.33
178Oct 2034$872.59$324.67$1,197.26$125,211.74
179Nov 2034$874.84$322.42$1,197.26$124,336.90
180Dec 2034$877.09$320.17$1,197.26$123,459.81
2034 Total$10,377.69$3,989.43$14,367.12
181Jan 2035$879.35$317.91$1,197.26$122,580.46
182Feb 2035$881.62$315.64$1,197.26$121,698.84
183Mar 2035$883.89$313.37$1,197.26$120,814.95
184Apr 2035$886.16$311.10$1,197.26$119,928.79
185May 2035$888.44$308.82$1,197.26$119,040.35
186Jun 2035$890.73$306.53$1,197.26$118,149.62
187Jul 2035$893.02$304.24$1,197.26$117,256.60
188Aug 2035$895.32$301.94$1,197.26$116,361.28
189Sep 2035$897.63$299.63$1,197.26$115,463.65
190Oct 2035$899.94$297.32$1,197.26$114,563.71
191Nov 2035$902.26$295.00$1,197.26$113,661.45
192Dec 2035$904.58$292.68$1,197.26$112,756.87
2035 Total$10,702.94$3,664.18$14,367.12
193Jan 2036$906.91$290.35$1,197.26$111,849.96
194Feb 2036$909.25$288.01$1,197.26$110,940.71
195Mar 2036$911.59$285.67$1,197.26$110,029.12
196Apr 2036$913.94$283.32$1,197.26$109,115.18
197May 2036$916.29$280.97$1,197.26$108,198.89
198Jun 2036$918.65$278.61$1,197.26$107,280.24
199Jul 2036$921.01$276.25$1,197.26$106,359.23
200Aug 2036$923.38$273.88$1,197.26$105,435.85
201Sep 2036$925.76$271.50$1,197.26$104,510.09
202Oct 2036$928.15$269.11$1,197.26$103,581.94
203Nov 2036$930.54$266.72$1,197.26$102,651.40
204Dec 2036$932.93$264.33$1,197.26$101,718.47
2036 Total$11,038.4$3,328.72$14,367.12
205Jan 2037$935.33$261.93$1,197.26$100,783.14
206Feb 2037$937.74$259.52$1,197.26$99,845.40
207Mar 2037$940.16$257.10$1,197.26$98,905.24
208Apr 2037$942.58$254.68$1,197.26$97,962.66
209May 2037$945.01$252.25$1,197.26$97,017.65
210Jun 2037$947.44$249.82$1,197.26$96,070.21
211Jul 2037$949.88$247.38$1,197.26$95,120.33
212Aug 2037$952.33$244.93$1,197.26$94,168.00
213Sep 2037$954.78$242.48$1,197.26$93,213.22
214Oct 2037$957.24$240.02$1,197.26$92,255.98
215Nov 2037$959.70$237.56$1,197.26$91,296.28
216Dec 2037$962.17$235.09$1,197.26$90,334.11
2037 Total$11,384.36$2,982.76$14,367.12
217Jan 2038$964.65$232.61$1,197.26$89,369.46
218Feb 2038$967.13$230.13$1,197.26$88,402.33
219Mar 2038$969.62$227.64$1,197.26$87,432.71
220Apr 2038$972.12$225.14$1,197.26$86,460.59
221May 2038$974.62$222.64$1,197.26$85,485.97
222Jun 2038$977.13$220.13$1,197.26$84,508.84
223Jul 2038$979.65$217.61$1,197.26$83,529.19
224Aug 2038$982.17$215.09$1,197.26$82,547.02
225Sep 2038$984.70$212.56$1,197.26$81,562.32
226Oct 2038$987.24$210.02$1,197.26$80,575.08
227Nov 2038$989.78$207.48$1,197.26$79,585.30
228Dec 2038$992.33$204.93$1,197.26$78,592.97
2038 Total$11,741.14$2,625.98$14,367.12
229Jan 2039$994.88$202.38$1,197.26$77,598.09
230Feb 2039$997.44$199.82$1,197.26$76,600.65
231Mar 2039$1,000.01$197.25$1,197.26$75,600.64
232Apr 2039$1,002.59$194.67$1,197.26$74,598.05
233May 2039$1,005.17$192.09$1,197.26$73,592.88
234Jun 2039$1,007.76$189.50$1,197.26$72,585.12
235Jul 2039$1,010.35$186.91$1,197.26$71,574.77
236Aug 2039$1,012.95$184.31$1,197.26$70,561.82
237Sep 2039$1,015.56$181.70$1,197.26$69,546.26
238Oct 2039$1,018.18$179.08$1,197.26$68,528.08
239Nov 2039$1,020.80$176.46$1,197.26$67,507.28
240Dec 2039$1,023.43$173.83$1,197.26$66,483.85
2039 Total$12,109.12$2,258$14,367.12
241Jan 2040$1,026.06$171.20$1,197.26$65,457.79
242Feb 2040$1,028.71$168.55$1,197.26$64,429.08
243Mar 2040$1,031.36$165.90$1,197.26$63,397.72
244Apr 2040$1,034.01$163.25$1,197.26$62,363.71
245May 2040$1,036.67$160.59$1,197.26$61,327.04
246Jun 2040$1,039.34$157.92$1,197.26$60,287.70
247Jul 2040$1,042.02$155.24$1,197.26$59,245.68
248Aug 2040$1,044.70$152.56$1,197.26$58,200.98
249Sep 2040$1,047.39$149.87$1,197.26$57,153.59
250Oct 2040$1,050.09$147.17$1,197.26$56,103.50
251Nov 2040$1,052.79$144.47$1,197.26$55,050.71
252Dec 2040$1,055.50$141.76$1,197.26$53,995.21
2040 Total$12,488.64$1,878.48$14,367.12
253Jan 2041$1,058.22$139.04$1,197.26$52,936.99
254Feb 2041$1,060.95$136.31$1,197.26$51,876.04
255Mar 2041$1,063.68$133.58$1,197.26$50,812.36
256Apr 2041$1,066.42$130.84$1,197.26$49,745.94
257May 2041$1,069.16$128.10$1,197.26$48,676.78
258Jun 2041$1,071.92$125.34$1,197.26$47,604.86
259Jul 2041$1,074.68$122.58$1,197.26$46,530.18
260Aug 2041$1,077.44$119.82$1,197.26$45,452.74
261Sep 2041$1,080.22$117.04$1,197.26$44,372.52
262Oct 2041$1,083.00$114.26$1,197.26$43,289.52
263Nov 2041$1,085.79$111.47$1,197.26$42,203.73
264Dec 2041$1,088.59$108.67$1,197.26$41,115.14
2041 Total$12,880.07$1,487.05$14,367.12
265Jan 2042$1,091.39$105.87$1,197.26$40,023.75
266Feb 2042$1,094.20$103.06$1,197.26$38,929.55
267Mar 2042$1,097.02$100.24$1,197.26$37,832.53
268Apr 2042$1,099.84$97.42$1,197.26$36,732.69
269May 2042$1,102.67$94.59$1,197.26$35,630.02
270Jun 2042$1,105.51$91.75$1,197.26$34,524.51
271Jul 2042$1,108.36$88.90$1,197.26$33,416.15
272Aug 2042$1,111.21$86.05$1,197.26$32,304.94
273Sep 2042$1,114.07$83.19$1,197.26$31,190.87
274Oct 2042$1,116.94$80.32$1,197.26$30,073.93
275Nov 2042$1,119.82$77.44$1,197.26$28,954.11
276Dec 2042$1,122.70$74.56$1,197.26$27,831.41
2042 Total$13,283.73$1,083.39$14,367.12
277Jan 2043$1,125.59$71.67$1,197.26$26,705.82
278Feb 2043$1,128.49$68.77$1,197.26$25,577.33
279Mar 2043$1,131.40$65.86$1,197.26$24,445.93
280Apr 2043$1,134.31$62.95$1,197.26$23,311.62
281May 2043$1,137.23$60.03$1,197.26$22,174.39
282Jun 2043$1,140.16$57.10$1,197.26$21,034.23
283Jul 2043$1,143.10$54.16$1,197.26$19,891.13
284Aug 2043$1,146.04$51.22$1,197.26$18,745.09
285Sep 2043$1,148.99$48.27$1,197.26$17,596.10
286Oct 2043$1,151.95$45.31$1,197.26$16,444.15
287Nov 2043$1,154.92$42.34$1,197.26$15,289.23
288Dec 2043$1,157.89$39.37$1,197.26$14,131.34
2043 Total$13,700.07$667.05$14,367.12
289Jan 2044$1,160.87$36.39$1,197.26$12,970.47
290Feb 2044$1,163.86$33.40$1,197.26$11,806.61
291Mar 2044$1,166.86$30.40$1,197.26$10,639.75
292Apr 2044$1,169.86$27.40$1,197.26$9,469.89
293May 2044$1,172.88$24.38$1,197.26$8,297.01
294Jun 2044$1,175.90$21.36$1,197.26$7,121.11
295Jul 2044$1,178.92$18.34$1,197.26$5,942.19
296Aug 2044$1,181.96$15.30$1,197.26$4,760.23
297Sep 2044$1,185.00$12.26$1,197.26$3,575.23
298Oct 2044$1,188.05$9.21$1,197.26$2,387.18
299Nov 2044$1,191.11$6.15$1,197.26$1,196.07
300Dec 2044$1,194.18$3.08$1,197.26$1.89
2044 Total$14,129.45$237.67$14,367.12
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