Fixed Rate Home Loan (QLD only) (Principal and Interest) 2 Years from RACQ Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
3.00%
Fixed - 2 years
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,423
Number of Repayments
300
Total Interest Paid
$126,900
Total repayments
$426,900
DatePrincipleInterestPaymentBalance
1Dec 2019$672.63$750.00$1,422.63$299,327.37
2019 Total$672.63$750$1,422.63
2Jan 2020$674.31$748.32$1,422.63$298,653.06
3Feb 2020$676.00$746.63$1,422.63$297,977.06
4Mar 2020$677.69$744.94$1,422.63$297,299.37
5Apr 2020$679.38$743.25$1,422.63$296,619.99
6May 2020$681.08$741.55$1,422.63$295,938.91
7Jun 2020$682.78$739.85$1,422.63$295,256.13
8Jul 2020$684.49$738.14$1,422.63$294,571.64
9Aug 2020$686.20$736.43$1,422.63$293,885.44
10Sep 2020$687.92$734.71$1,422.63$293,197.52
11Oct 2020$689.64$732.99$1,422.63$292,507.88
12Nov 2020$691.36$731.27$1,422.63$291,816.52
13Dec 2020$693.09$729.54$1,422.63$291,123.43
2020 Total$8,203.94$8,867.62$17,071.56
14Jan 2021$694.82$727.81$1,422.63$290,428.61
15Feb 2021$696.56$726.07$1,422.63$289,732.05
16Mar 2021$698.30$724.33$1,422.63$289,033.75
17Apr 2021$700.05$722.58$1,422.63$288,333.70
18May 2021$701.80$720.83$1,422.63$287,631.90
19Jun 2021$703.55$719.08$1,422.63$286,928.35
20Jul 2021$705.31$717.32$1,422.63$286,223.04
21Aug 2021$707.07$715.56$1,422.63$285,515.97
22Sep 2021$708.84$713.79$1,422.63$284,807.13
23Oct 2021$710.61$712.02$1,422.63$284,096.52
24Nov 2021$712.39$710.24$1,422.63$283,384.13
25Dec 2021$714.17$708.46$1,422.63$282,669.96
2021 Total$8,453.47$8,618.09$17,071.56
26Jan 2022$715.96$706.67$1,422.63$281,954.00
27Feb 2022$717.75$704.89$1,422.64$281,236.25
28Mar 2022$719.54$703.09$1,422.63$280,516.71
29Apr 2022$721.34$701.29$1,422.63$279,795.37
30May 2022$723.14$699.49$1,422.63$279,072.23
31Jun 2022$724.95$697.68$1,422.63$278,347.28
32Jul 2022$726.76$695.87$1,422.63$277,620.52
33Aug 2022$728.58$694.05$1,422.63$276,891.94
34Sep 2022$730.40$692.23$1,422.63$276,161.54
35Oct 2022$732.23$690.40$1,422.63$275,429.31
36Nov 2022$734.06$688.57$1,422.63$274,695.25
37Dec 2022$735.89$686.74$1,422.63$273,959.36
2022 Total$8,710.6$8,360.97$17,071.57
38Jan 2023$737.73$684.90$1,422.63$273,221.63
39Feb 2023$739.58$683.05$1,422.63$272,482.05
40Mar 2023$741.42$681.21$1,422.63$271,740.63
41Apr 2023$743.28$679.35$1,422.63$270,997.35
42May 2023$745.14$677.49$1,422.63$270,252.21
43Jun 2023$747.00$675.63$1,422.63$269,505.21
44Jul 2023$748.87$673.76$1,422.63$268,756.34
45Aug 2023$750.74$671.89$1,422.63$268,005.60
46Sep 2023$752.62$670.01$1,422.63$267,252.98
47Oct 2023$754.50$668.13$1,422.63$266,498.48
48Nov 2023$756.38$666.25$1,422.63$265,742.10
49Dec 2023$758.27$664.36$1,422.63$264,983.83
2023 Total$8,975.53$8,096.03$17,071.56
50Jan 2024$760.17$662.46$1,422.63$264,223.66
51Feb 2024$762.07$660.56$1,422.63$263,461.59
52Mar 2024$763.98$658.65$1,422.63$262,697.61
53Apr 2024$765.89$656.74$1,422.63$261,931.72
54May 2024$767.80$654.83$1,422.63$261,163.92
55Jun 2024$769.72$652.91$1,422.63$260,394.20
56Jul 2024$771.64$650.99$1,422.63$259,622.56
57Aug 2024$773.57$649.06$1,422.63$258,848.99
58Sep 2024$775.51$647.12$1,422.63$258,073.48
59Oct 2024$777.45$645.18$1,422.63$257,296.03
60Nov 2024$779.39$643.24$1,422.63$256,516.64
61Dec 2024$781.34$641.29$1,422.63$255,735.30
2024 Total$9,248.53$7,823.03$17,071.56
62Jan 2025$783.29$639.34$1,422.63$254,952.01
63Feb 2025$785.25$637.38$1,422.63$254,166.76
64Mar 2025$787.21$635.42$1,422.63$253,379.55
65Apr 2025$789.18$633.45$1,422.63$252,590.37
66May 2025$791.15$631.48$1,422.63$251,799.22
67Jun 2025$793.13$629.50$1,422.63$251,006.09
68Jul 2025$795.11$627.52$1,422.63$250,210.98
69Aug 2025$797.10$625.53$1,422.63$249,413.88
70Sep 2025$799.10$623.53$1,422.63$248,614.78
71Oct 2025$801.09$621.54$1,422.63$247,813.69
72Nov 2025$803.10$619.53$1,422.63$247,010.59
73Dec 2025$805.10$617.53$1,422.63$246,205.49
2025 Total$9,529.81$7,541.75$17,071.56
74Jan 2026$807.12$615.51$1,422.63$245,398.37
75Feb 2026$809.13$613.50$1,422.63$244,589.24
76Mar 2026$811.16$611.47$1,422.63$243,778.08
77Apr 2026$813.18$609.45$1,422.63$242,964.90
78May 2026$815.22$607.41$1,422.63$242,149.68
79Jun 2026$817.26$605.37$1,422.63$241,332.42
80Jul 2026$819.30$603.33$1,422.63$240,513.12
81Aug 2026$821.35$601.28$1,422.63$239,691.77
82Sep 2026$823.40$599.23$1,422.63$238,868.37
83Oct 2026$825.46$597.17$1,422.63$238,042.91
84Nov 2026$827.52$595.11$1,422.63$237,215.39
85Dec 2026$829.59$593.04$1,422.63$236,385.80
2026 Total$9,819.69$7,251.87$17,071.56
86Jan 2027$831.67$590.96$1,422.63$235,554.13
87Feb 2027$833.74$588.89$1,422.63$234,720.39
88Mar 2027$835.83$586.80$1,422.63$233,884.56
89Apr 2027$837.92$584.71$1,422.63$233,046.64
90May 2027$840.01$582.62$1,422.63$232,206.63
91Jun 2027$842.11$580.52$1,422.63$231,364.52
92Jul 2027$844.22$578.41$1,422.63$230,520.30
93Aug 2027$846.33$576.30$1,422.63$229,673.97
94Sep 2027$848.45$574.18$1,422.63$228,825.52
95Oct 2027$850.57$572.06$1,422.63$227,974.95
96Nov 2027$852.69$569.94$1,422.63$227,122.26
97Dec 2027$854.82$567.81$1,422.63$226,267.44
2027 Total$10,118.36$6,953.2$17,071.56
98Jan 2028$856.96$565.67$1,422.63$225,410.48
99Feb 2028$859.10$563.53$1,422.63$224,551.38
100Mar 2028$861.25$561.38$1,422.63$223,690.13
101Apr 2028$863.40$559.23$1,422.63$222,826.73
102May 2028$865.56$557.07$1,422.63$221,961.17
103Jun 2028$867.73$554.90$1,422.63$221,093.44
104Jul 2028$869.90$552.73$1,422.63$220,223.54
105Aug 2028$872.07$550.56$1,422.63$219,351.47
106Sep 2028$874.25$548.38$1,422.63$218,477.22
107Oct 2028$876.44$546.19$1,422.63$217,600.78
108Nov 2028$878.63$544.00$1,422.63$216,722.15
109Dec 2028$880.82$541.81$1,422.63$215,841.33
2028 Total$10,426.11$6,645.45$17,071.56
110Jan 2029$883.03$539.60$1,422.63$214,958.30
111Feb 2029$885.23$537.40$1,422.63$214,073.07
112Mar 2029$887.45$535.18$1,422.63$213,185.62
113Apr 2029$889.67$532.96$1,422.63$212,295.95
114May 2029$891.89$530.74$1,422.63$211,404.06
115Jun 2029$894.12$528.51$1,422.63$210,509.94
116Jul 2029$896.36$526.27$1,422.63$209,613.58
117Aug 2029$898.60$524.03$1,422.63$208,714.98
118Sep 2029$900.84$521.79$1,422.63$207,814.14
119Oct 2029$903.09$519.54$1,422.63$206,911.05
120Nov 2029$905.35$517.28$1,422.63$206,005.70
121Dec 2029$907.62$515.01$1,422.63$205,098.08
2029 Total$10,743.25$6,328.31$17,071.56
122Jan 2030$909.88$512.75$1,422.63$204,188.20
123Feb 2030$912.16$510.47$1,422.63$203,276.04
124Mar 2030$914.44$508.19$1,422.63$202,361.60
125Apr 2030$916.73$505.90$1,422.63$201,444.87
126May 2030$919.02$503.61$1,422.63$200,525.85
127Jun 2030$921.32$501.31$1,422.63$199,604.53
128Jul 2030$923.62$499.01$1,422.63$198,680.91
129Aug 2030$925.93$496.70$1,422.63$197,754.98
130Sep 2030$928.24$494.39$1,422.63$196,826.74
131Oct 2030$930.56$492.07$1,422.63$195,896.18
132Nov 2030$932.89$489.74$1,422.63$194,963.29
133Dec 2030$935.22$487.41$1,422.63$194,028.07
2030 Total$11,070.01$6,001.55$17,071.56
134Jan 2031$937.56$485.07$1,422.63$193,090.51
135Feb 2031$939.90$482.73$1,422.63$192,150.61
136Mar 2031$942.25$480.38$1,422.63$191,208.36
137Apr 2031$944.61$478.02$1,422.63$190,263.75
138May 2031$946.97$475.66$1,422.63$189,316.78
139Jun 2031$949.34$473.29$1,422.63$188,367.44
140Jul 2031$951.71$470.92$1,422.63$187,415.73
141Aug 2031$954.09$468.54$1,422.63$186,461.64
142Sep 2031$956.48$466.15$1,422.63$185,505.16
143Oct 2031$958.87$463.76$1,422.63$184,546.29
144Nov 2031$961.26$461.37$1,422.63$183,585.03
145Dec 2031$963.67$458.96$1,422.63$182,621.36
2031 Total$11,406.71$5,664.85$17,071.56
146Jan 2032$966.08$456.55$1,422.63$181,655.28
147Feb 2032$968.49$454.14$1,422.63$180,686.79
148Mar 2032$970.91$451.72$1,422.63$179,715.88
149Apr 2032$973.34$449.29$1,422.63$178,742.54
150May 2032$975.77$446.86$1,422.63$177,766.77
151Jun 2032$978.21$444.42$1,422.63$176,788.56
152Jul 2032$980.66$441.97$1,422.63$175,807.90
153Aug 2032$983.11$439.52$1,422.63$174,824.79
154Sep 2032$985.57$437.06$1,422.63$173,839.22
155Oct 2032$988.03$434.60$1,422.63$172,851.19
156Nov 2032$990.50$432.13$1,422.63$171,860.69
157Dec 2032$992.98$429.65$1,422.63$170,867.71
2032 Total$11,753.65$5,317.91$17,071.56
158Jan 2033$995.46$427.17$1,422.63$169,872.25
159Feb 2033$997.95$424.68$1,422.63$168,874.30
160Mar 2033$1,000.44$422.19$1,422.63$167,873.86
161Apr 2033$1,002.95$419.68$1,422.63$166,870.91
162May 2033$1,005.45$417.18$1,422.63$165,865.46
163Jun 2033$1,007.97$414.66$1,422.63$164,857.49
164Jul 2033$1,010.49$412.14$1,422.63$163,847.00
165Aug 2033$1,013.01$409.62$1,422.63$162,833.99
166Sep 2033$1,015.55$407.08$1,422.63$161,818.44
167Oct 2033$1,018.08$404.55$1,422.63$160,800.36
168Nov 2033$1,020.63$402.00$1,422.63$159,779.73
169Dec 2033$1,023.18$399.45$1,422.63$158,756.55
2033 Total$12,111.16$4,960.4$17,071.56
170Jan 2034$1,025.74$396.89$1,422.63$157,730.81
171Feb 2034$1,028.30$394.33$1,422.63$156,702.51
172Mar 2034$1,030.87$391.76$1,422.63$155,671.64
173Apr 2034$1,033.45$389.18$1,422.63$154,638.19
174May 2034$1,036.03$386.60$1,422.63$153,602.16
175Jun 2034$1,038.62$384.01$1,422.63$152,563.54
176Jul 2034$1,041.22$381.41$1,422.63$151,522.32
177Aug 2034$1,043.82$378.81$1,422.63$150,478.50
178Sep 2034$1,046.43$376.20$1,422.63$149,432.07
179Oct 2034$1,049.05$373.58$1,422.63$148,383.02
180Nov 2034$1,051.67$370.96$1,422.63$147,331.35
181Dec 2034$1,054.30$368.33$1,422.63$146,277.05
2034 Total$12,479.5$4,592.06$17,071.56
182Jan 2035$1,056.94$365.69$1,422.63$145,220.11
183Feb 2035$1,059.58$363.05$1,422.63$144,160.53
184Mar 2035$1,062.23$360.40$1,422.63$143,098.30
185Apr 2035$1,064.88$357.75$1,422.63$142,033.42
186May 2035$1,067.55$355.08$1,422.63$140,965.87
187Jun 2035$1,070.22$352.41$1,422.63$139,895.65
188Jul 2035$1,072.89$349.74$1,422.63$138,822.76
189Aug 2035$1,075.57$347.06$1,422.63$137,747.19
190Sep 2035$1,078.26$344.37$1,422.63$136,668.93
191Oct 2035$1,080.96$341.67$1,422.63$135,587.97
192Nov 2035$1,083.66$338.97$1,422.63$134,504.31
193Dec 2035$1,086.37$336.26$1,422.63$133,417.94
2035 Total$12,859.11$4,212.45$17,071.56
194Jan 2036$1,089.09$333.54$1,422.63$132,328.85
195Feb 2036$1,091.81$330.82$1,422.63$131,237.04
196Mar 2036$1,094.54$328.09$1,422.63$130,142.50
197Apr 2036$1,097.27$325.36$1,422.63$129,045.23
198May 2036$1,100.02$322.61$1,422.63$127,945.21
199Jun 2036$1,102.77$319.86$1,422.63$126,842.44
200Jul 2036$1,105.52$317.11$1,422.63$125,736.92
201Aug 2036$1,108.29$314.34$1,422.63$124,628.63
202Sep 2036$1,111.06$311.57$1,422.63$123,517.57
203Oct 2036$1,113.84$308.79$1,422.63$122,403.73
204Nov 2036$1,116.62$306.01$1,422.63$121,287.11
205Dec 2036$1,119.41$303.22$1,422.63$120,167.70
2036 Total$13,250.24$3,821.32$17,071.56
206Jan 2037$1,122.21$300.42$1,422.63$119,045.49
207Feb 2037$1,125.02$297.61$1,422.63$117,920.47
208Mar 2037$1,127.83$294.80$1,422.63$116,792.64
209Apr 2037$1,130.65$291.98$1,422.63$115,661.99
210May 2037$1,133.48$289.15$1,422.63$114,528.51
211Jun 2037$1,136.31$286.32$1,422.63$113,392.20
212Jul 2037$1,139.15$283.48$1,422.63$112,253.05
213Aug 2037$1,142.00$280.63$1,422.63$111,111.05
214Sep 2037$1,144.85$277.78$1,422.63$109,966.20
215Oct 2037$1,147.71$274.92$1,422.63$108,818.49
216Nov 2037$1,150.58$272.05$1,422.63$107,667.91
217Dec 2037$1,153.46$269.17$1,422.63$106,514.45
2037 Total$13,653.25$3,418.31$17,071.56
218Jan 2038$1,156.34$266.29$1,422.63$105,358.11
219Feb 2038$1,159.23$263.40$1,422.63$104,198.88
220Mar 2038$1,162.13$260.50$1,422.63$103,036.75
221Apr 2038$1,165.04$257.59$1,422.63$101,871.71
222May 2038$1,167.95$254.68$1,422.63$100,703.76
223Jun 2038$1,170.87$251.76$1,422.63$99,532.89
224Jul 2038$1,173.80$248.83$1,422.63$98,359.09
225Aug 2038$1,176.73$245.90$1,422.63$97,182.36
226Sep 2038$1,179.67$242.96$1,422.63$96,002.69
227Oct 2038$1,182.62$240.01$1,422.63$94,820.07
228Nov 2038$1,185.58$237.05$1,422.63$93,634.49
229Dec 2038$1,188.54$234.09$1,422.63$92,445.95
2038 Total$14,068.5$3,003.06$17,071.56
230Jan 2039$1,191.52$231.11$1,422.63$91,254.43
231Feb 2039$1,194.49$228.14$1,422.63$90,059.94
232Mar 2039$1,197.48$225.15$1,422.63$88,862.46
233Apr 2039$1,200.47$222.16$1,422.63$87,661.99
234May 2039$1,203.48$219.15$1,422.63$86,458.51
235Jun 2039$1,206.48$216.15$1,422.63$85,252.03
236Jul 2039$1,209.50$213.13$1,422.63$84,042.53
237Aug 2039$1,212.52$210.11$1,422.63$82,830.01
238Sep 2039$1,215.55$207.08$1,422.63$81,614.46
239Oct 2039$1,218.59$204.04$1,422.63$80,395.87
240Nov 2039$1,221.64$200.99$1,422.63$79,174.23
241Dec 2039$1,224.69$197.94$1,422.63$77,949.54
2039 Total$14,496.41$2,575.15$17,071.56
242Jan 2040$1,227.76$194.87$1,422.63$76,721.78
243Feb 2040$1,230.83$191.80$1,422.63$75,490.95
244Mar 2040$1,233.90$188.73$1,422.63$74,257.05
245Apr 2040$1,236.99$185.64$1,422.63$73,020.06
246May 2040$1,240.08$182.55$1,422.63$71,779.98
247Jun 2040$1,243.18$179.45$1,422.63$70,536.80
248Jul 2040$1,246.29$176.34$1,422.63$69,290.51
249Aug 2040$1,249.40$173.23$1,422.63$68,041.11
250Sep 2040$1,252.53$170.10$1,422.63$66,788.58
251Oct 2040$1,255.66$166.97$1,422.63$65,532.92
252Nov 2040$1,258.80$163.83$1,422.63$64,274.12
253Dec 2040$1,261.94$160.69$1,422.63$63,012.18
2040 Total$14,937.36$2,134.2$17,071.56
254Jan 2041$1,265.10$157.53$1,422.63$61,747.08
255Feb 2041$1,268.26$154.37$1,422.63$60,478.82
256Mar 2041$1,271.43$151.20$1,422.63$59,207.39
257Apr 2041$1,274.61$148.02$1,422.63$57,932.78
258May 2041$1,277.80$144.83$1,422.63$56,654.98
259Jun 2041$1,280.99$141.64$1,422.63$55,373.99
260Jul 2041$1,284.20$138.43$1,422.63$54,089.79
261Aug 2041$1,287.41$135.22$1,422.63$52,802.38
262Sep 2041$1,290.62$132.01$1,422.63$51,511.76
263Oct 2041$1,293.85$128.78$1,422.63$50,217.91
264Nov 2041$1,297.09$125.54$1,422.63$48,920.82
265Dec 2041$1,300.33$122.30$1,422.63$47,620.49
2041 Total$15,391.69$1,679.87$17,071.56
266Jan 2042$1,303.58$119.05$1,422.63$46,316.91
267Feb 2042$1,306.84$115.79$1,422.63$45,010.07
268Mar 2042$1,310.10$112.53$1,422.63$43,699.97
269Apr 2042$1,313.38$109.25$1,422.63$42,386.59
270May 2042$1,316.66$105.97$1,422.63$41,069.93
271Jun 2042$1,319.96$102.67$1,422.63$39,749.97
272Jul 2042$1,323.26$99.37$1,422.63$38,426.71
273Aug 2042$1,326.56$96.07$1,422.63$37,100.15
274Sep 2042$1,329.88$92.75$1,422.63$35,770.27
275Oct 2042$1,333.20$89.43$1,422.63$34,437.07
276Nov 2042$1,336.54$86.09$1,422.63$33,100.53
277Dec 2042$1,339.88$82.75$1,422.63$31,760.65
2042 Total$15,859.84$1,211.72$17,071.56
278Jan 2043$1,343.23$79.40$1,422.63$30,417.42
279Feb 2043$1,346.59$76.04$1,422.63$29,070.83
280Mar 2043$1,349.95$72.68$1,422.63$27,720.88
281Apr 2043$1,353.33$69.30$1,422.63$26,367.55
282May 2043$1,356.71$65.92$1,422.63$25,010.84
283Jun 2043$1,360.10$62.53$1,422.63$23,650.74
284Jul 2043$1,363.50$59.13$1,422.63$22,287.24
285Aug 2043$1,366.91$55.72$1,422.63$20,920.33
286Sep 2043$1,370.33$52.30$1,422.63$19,550.00
287Oct 2043$1,373.76$48.88$1,422.64$18,176.24
288Nov 2043$1,377.19$45.44$1,422.63$16,799.05
289Dec 2043$1,380.63$42.00$1,422.63$15,418.42
2043 Total$16,342.23$729.34$17,071.57
290Jan 2044$1,384.08$38.55$1,422.63$14,034.34
291Feb 2044$1,387.54$35.09$1,422.63$12,646.80
292Mar 2044$1,391.01$31.62$1,422.63$11,255.79
293Apr 2044$1,394.49$28.14$1,422.63$9,861.30
294May 2044$1,397.98$24.65$1,422.63$8,463.32
295Jun 2044$1,401.47$21.16$1,422.63$7,061.85
296Jul 2044$1,404.98$17.65$1,422.63$5,656.87
297Aug 2044$1,408.49$14.14$1,422.63$4,248.38
298Sep 2044$1,412.01$10.62$1,422.63$2,836.37
299Oct 2044$1,415.54$7.09$1,422.63$1,420.83
300Nov 2044$1,419.08$3.55$1,422.63$1.75
2044 Total$15,416.67$232.26$15,648.93
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