Borrow amount

$300,000

Advertised Rate

4.85%

Variable

Loan term
25 Years
RACQ Bank
Repayment frequency
Monthly
Monthly Repayments
$1,728
Number of repayments
300
Total interest paid
$218,296
Total Repayments

$518,295

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2020$515.15$1,212.50$1,727.65$299,484.85
2Dec 2020$517.23$1,210.42$1,727.65$298,967.62
2020 Total$1,032.38$2,422.92$3,455.3
3Jan 2021$519.32$1,208.33$1,727.65$298,448.30
4Feb 2021$521.42$1,206.23$1,727.65$297,926.88
5Mar 2021$523.53$1,204.12$1,727.65$297,403.35
6Apr 2021$525.64$1,202.01$1,727.65$296,877.71
7May 2021$527.77$1,199.88$1,727.65$296,349.94
8Jun 2021$529.90$1,197.75$1,727.65$295,820.04
9Jul 2021$532.04$1,195.61$1,727.65$295,288.00
10Aug 2021$534.19$1,193.46$1,727.65$294,753.81
11Sep 2021$536.35$1,191.30$1,727.65$294,217.46
12Oct 2021$538.52$1,189.13$1,727.65$293,678.94
13Nov 2021$540.70$1,186.95$1,727.65$293,138.24
14Dec 2021$542.88$1,184.77$1,727.65$292,595.36
2021 Total$6,372.26$14,359.54$20,731.8
15Jan 2022$545.08$1,182.57$1,727.65$292,050.28
16Feb 2022$547.28$1,180.37$1,727.65$291,503.00
17Mar 2022$549.49$1,178.16$1,727.65$290,953.51
18Apr 2022$551.71$1,175.94$1,727.65$290,401.80
19May 2022$553.94$1,173.71$1,727.65$289,847.86
20Jun 2022$556.18$1,171.47$1,727.65$289,291.68
21Jul 2022$558.43$1,169.22$1,727.65$288,733.25
22Aug 2022$560.69$1,166.96$1,727.65$288,172.56
23Sep 2022$562.95$1,164.70$1,727.65$287,609.61
24Oct 2022$565.23$1,162.42$1,727.65$287,044.38
25Nov 2022$567.51$1,160.14$1,727.65$286,476.87
26Dec 2022$569.81$1,157.84$1,727.65$285,907.06
2022 Total$6,688.3$14,043.5$20,731.8
27Jan 2023$572.11$1,155.54$1,727.65$285,334.95
28Feb 2023$574.42$1,153.23$1,727.65$284,760.53
29Mar 2023$576.74$1,150.91$1,727.65$284,183.79
30Apr 2023$579.07$1,148.58$1,727.65$283,604.72
31May 2023$581.41$1,146.24$1,727.65$283,023.31
32Jun 2023$583.76$1,143.89$1,727.65$282,439.55
33Jul 2023$586.12$1,141.53$1,727.65$281,853.43
34Aug 2023$588.49$1,139.16$1,727.65$281,264.94
35Sep 2023$590.87$1,136.78$1,727.65$280,674.07
36Oct 2023$593.26$1,134.39$1,727.65$280,080.81
37Nov 2023$595.66$1,131.99$1,727.65$279,485.15
38Dec 2023$598.06$1,129.59$1,727.65$278,887.09
2023 Total$7,019.97$13,711.83$20,731.8
39Jan 2024$600.48$1,127.17$1,727.65$278,286.61
40Feb 2024$602.91$1,124.74$1,727.65$277,683.70
41Mar 2024$605.35$1,122.30$1,727.65$277,078.35
42Apr 2024$607.79$1,119.86$1,727.65$276,470.56
43May 2024$610.25$1,117.40$1,727.65$275,860.31
44Jun 2024$612.71$1,114.94$1,727.65$275,247.60
45Jul 2024$615.19$1,112.46$1,727.65$274,632.41
46Aug 2024$617.68$1,109.97$1,727.65$274,014.73
47Sep 2024$620.17$1,107.48$1,727.65$273,394.56
48Oct 2024$622.68$1,104.97$1,727.65$272,771.88
49Nov 2024$625.20$1,102.45$1,727.65$272,146.68
50Dec 2024$627.72$1,099.93$1,727.65$271,518.96
2024 Total$7,368.13$13,363.67$20,731.8
51Jan 2025$630.26$1,097.39$1,727.65$270,888.70
52Feb 2025$632.81$1,094.84$1,727.65$270,255.89
53Mar 2025$635.37$1,092.28$1,727.65$269,620.52
54Apr 2025$637.93$1,089.72$1,727.65$268,982.59
55May 2025$640.51$1,087.14$1,727.65$268,342.08
56Jun 2025$643.10$1,084.55$1,727.65$267,698.98
57Jul 2025$645.70$1,081.95$1,727.65$267,053.28
58Aug 2025$648.31$1,079.34$1,727.65$266,404.97
59Sep 2025$650.93$1,076.72$1,727.65$265,754.04
60Oct 2025$653.56$1,074.09$1,727.65$265,100.48
61Nov 2025$656.20$1,071.45$1,727.65$264,444.28
62Dec 2025$658.85$1,068.80$1,727.65$263,785.43
2025 Total$7,733.53$12,998.27$20,731.8
63Jan 2026$661.52$1,066.13$1,727.65$263,123.91
64Feb 2026$664.19$1,063.46$1,727.65$262,459.72
65Mar 2026$666.88$1,060.77$1,727.65$261,792.84
66Apr 2026$669.57$1,058.08$1,727.65$261,123.27
67May 2026$672.28$1,055.37$1,727.65$260,450.99
68Jun 2026$674.99$1,052.66$1,727.65$259,776.00
69Jul 2026$677.72$1,049.93$1,727.65$259,098.28
70Aug 2026$680.46$1,047.19$1,727.65$258,417.82
71Sep 2026$683.21$1,044.44$1,727.65$257,734.61
72Oct 2026$685.97$1,041.68$1,727.65$257,048.64
73Nov 2026$688.75$1,038.90$1,727.65$256,359.89
74Dec 2026$691.53$1,036.12$1,727.65$255,668.36
2026 Total$8,117.07$12,614.73$20,731.8
75Jan 2027$694.32$1,033.33$1,727.65$254,974.04
76Feb 2027$697.13$1,030.52$1,727.65$254,276.91
77Mar 2027$699.95$1,027.70$1,727.65$253,576.96
78Apr 2027$702.78$1,024.87$1,727.65$252,874.18
79May 2027$705.62$1,022.03$1,727.65$252,168.56
80Jun 2027$708.47$1,019.18$1,727.65$251,460.09
81Jul 2027$711.33$1,016.32$1,727.65$250,748.76
82Aug 2027$714.21$1,013.44$1,727.65$250,034.55
83Sep 2027$717.09$1,010.56$1,727.65$249,317.46
84Oct 2027$719.99$1,007.66$1,727.65$248,597.47
85Nov 2027$722.90$1,004.75$1,727.65$247,874.57
86Dec 2027$725.82$1,001.83$1,727.65$247,148.75
2027 Total$8,519.61$12,212.19$20,731.8
87Jan 2028$728.76$998.89$1,727.65$246,419.99
88Feb 2028$731.70$995.95$1,727.65$245,688.29
89Mar 2028$734.66$992.99$1,727.65$244,953.63
90Apr 2028$737.63$990.02$1,727.65$244,216.00
91May 2028$740.61$987.04$1,727.65$243,475.39
92Jun 2028$743.60$984.05$1,727.65$242,731.79
93Jul 2028$746.61$981.04$1,727.65$241,985.18
94Aug 2028$749.63$978.02$1,727.65$241,235.55
95Sep 2028$752.66$974.99$1,727.65$240,482.89
96Oct 2028$755.70$971.95$1,727.65$239,727.19
97Nov 2028$758.75$968.90$1,727.65$238,968.44
98Dec 2028$761.82$965.83$1,727.65$238,206.62
2028 Total$8,942.13$11,789.67$20,731.8
99Jan 2029$764.90$962.75$1,727.65$237,441.72
100Feb 2029$767.99$959.66$1,727.65$236,673.73
101Mar 2029$771.09$956.56$1,727.65$235,902.64
102Apr 2029$774.21$953.44$1,727.65$235,128.43
103May 2029$777.34$950.31$1,727.65$234,351.09
104Jun 2029$780.48$947.17$1,727.65$233,570.61
105Jul 2029$783.64$944.01$1,727.65$232,786.97
106Aug 2029$786.80$940.85$1,727.65$232,000.17
107Sep 2029$789.98$937.67$1,727.65$231,210.19
108Oct 2029$793.18$934.47$1,727.65$230,417.01
109Nov 2029$796.38$931.27$1,727.65$229,620.63
110Dec 2029$799.60$928.05$1,727.65$228,821.03
2029 Total$9,385.59$11,346.21$20,731.8
111Jan 2030$802.83$924.82$1,727.65$228,018.20
112Feb 2030$806.08$921.57$1,727.65$227,212.12
113Mar 2030$809.33$918.32$1,727.65$226,402.79
114Apr 2030$812.61$915.04$1,727.65$225,590.18
115May 2030$815.89$911.76$1,727.65$224,774.29
116Jun 2030$819.19$908.46$1,727.65$223,955.10
117Jul 2030$822.50$905.15$1,727.65$223,132.60
118Aug 2030$825.82$901.83$1,727.65$222,306.78
119Sep 2030$829.16$898.49$1,727.65$221,477.62
120Oct 2030$832.51$895.14$1,727.65$220,645.11
121Nov 2030$835.88$891.77$1,727.65$219,809.23
122Dec 2030$839.25$888.40$1,727.65$218,969.98
2030 Total$9,851.05$10,880.75$20,731.8
123Jan 2031$842.65$885.00$1,727.65$218,127.33
124Feb 2031$846.05$881.60$1,727.65$217,281.28
125Mar 2031$849.47$878.18$1,727.65$216,431.81
126Apr 2031$852.90$874.75$1,727.65$215,578.91
127May 2031$856.35$871.30$1,727.65$214,722.56
128Jun 2031$859.81$867.84$1,727.65$213,862.75
129Jul 2031$863.29$864.36$1,727.65$212,999.46
130Aug 2031$866.78$860.87$1,727.65$212,132.68
131Sep 2031$870.28$857.37$1,727.65$211,262.40
132Oct 2031$873.80$853.85$1,727.65$210,388.60
133Nov 2031$877.33$850.32$1,727.65$209,511.27
134Dec 2031$880.88$846.77$1,727.65$208,630.39
2031 Total$10,339.59$10,392.21$20,731.8
135Jan 2032$884.44$843.21$1,727.65$207,745.95
136Feb 2032$888.01$839.64$1,727.65$206,857.94
137Mar 2032$891.60$836.05$1,727.65$205,966.34
138Apr 2032$895.20$832.45$1,727.65$205,071.14
139May 2032$898.82$828.83$1,727.65$204,172.32
140Jun 2032$902.45$825.20$1,727.65$203,269.87
141Jul 2032$906.10$821.55$1,727.65$202,363.77
142Aug 2032$909.76$817.89$1,727.65$201,454.01
143Sep 2032$913.44$814.21$1,727.65$200,540.57
144Oct 2032$917.13$810.52$1,727.65$199,623.44
145Nov 2032$920.84$806.81$1,727.65$198,702.60
146Dec 2032$924.56$803.09$1,727.65$197,778.04
2032 Total$10,852.35$9,879.45$20,731.8
147Jan 2033$928.30$799.35$1,727.65$196,849.74
148Feb 2033$932.05$795.60$1,727.65$195,917.69
149Mar 2033$935.82$791.83$1,727.65$194,981.87
150Apr 2033$939.60$788.05$1,727.65$194,042.27
151May 2033$943.40$784.25$1,727.65$193,098.87
152Jun 2033$947.21$780.44$1,727.65$192,151.66
153Jul 2033$951.04$776.61$1,727.65$191,200.62
154Aug 2033$954.88$772.77$1,727.65$190,245.74
155Sep 2033$958.74$768.91$1,727.65$189,287.00
156Oct 2033$962.62$765.03$1,727.65$188,324.38
157Nov 2033$966.51$761.14$1,727.65$187,357.87
158Dec 2033$970.41$757.24$1,727.65$186,387.46
2033 Total$11,390.58$9,341.22$20,731.8
159Jan 2034$974.33$753.32$1,727.65$185,413.13
160Feb 2034$978.27$749.38$1,727.65$184,434.86
161Mar 2034$982.23$745.42$1,727.65$183,452.63
162Apr 2034$986.20$741.45$1,727.65$182,466.43
163May 2034$990.18$737.47$1,727.65$181,476.25
164Jun 2034$994.18$733.47$1,727.65$180,482.07
165Jul 2034$998.20$729.45$1,727.65$179,483.87
166Aug 2034$1,002.24$725.41$1,727.65$178,481.63
167Sep 2034$1,006.29$721.36$1,727.65$177,475.34
168Oct 2034$1,010.35$717.30$1,727.65$176,464.99
169Nov 2034$1,014.44$713.21$1,727.65$175,450.55
170Dec 2034$1,018.54$709.11$1,727.65$174,432.01
2034 Total$11,955.45$8,776.35$20,731.8
171Jan 2035$1,022.65$705.00$1,727.65$173,409.36
172Feb 2035$1,026.79$700.86$1,727.65$172,382.57
173Mar 2035$1,030.94$696.71$1,727.65$171,351.63
174Apr 2035$1,035.10$692.55$1,727.65$170,316.53
175May 2035$1,039.29$688.36$1,727.65$169,277.24
176Jun 2035$1,043.49$684.16$1,727.65$168,233.75
177Jul 2035$1,047.71$679.94$1,727.65$167,186.04
178Aug 2035$1,051.94$675.71$1,727.65$166,134.10
179Sep 2035$1,056.19$671.46$1,727.65$165,077.91
180Oct 2035$1,060.46$667.19$1,727.65$164,017.45
181Nov 2035$1,064.75$662.90$1,727.65$162,952.70
182Dec 2035$1,069.05$658.60$1,727.65$161,883.65
2035 Total$12,548.36$8,183.44$20,731.8
183Jan 2036$1,073.37$654.28$1,727.65$160,810.28
184Feb 2036$1,077.71$649.94$1,727.65$159,732.57
185Mar 2036$1,082.06$645.59$1,727.65$158,650.51
186Apr 2036$1,086.44$641.21$1,727.65$157,564.07
187May 2036$1,090.83$636.82$1,727.65$156,473.24
188Jun 2036$1,095.24$632.41$1,727.65$155,378.00
189Jul 2036$1,099.66$627.99$1,727.65$154,278.34
190Aug 2036$1,104.11$623.54$1,727.65$153,174.23
191Sep 2036$1,108.57$619.08$1,727.65$152,065.66
192Oct 2036$1,113.05$614.60$1,727.65$150,952.61
193Nov 2036$1,117.55$610.10$1,727.65$149,835.06
194Dec 2036$1,122.07$605.58$1,727.65$148,712.99
2036 Total$13,170.66$7,561.14$20,731.8
195Jan 2037$1,126.60$601.05$1,727.65$147,586.39
196Feb 2037$1,131.16$596.49$1,727.65$146,455.23
197Mar 2037$1,135.73$591.92$1,727.65$145,319.50
198Apr 2037$1,140.32$587.33$1,727.65$144,179.18
199May 2037$1,144.93$582.72$1,727.65$143,034.25
200Jun 2037$1,149.55$578.10$1,727.65$141,884.70
201Jul 2037$1,154.20$573.45$1,727.65$140,730.50
202Aug 2037$1,158.86$568.79$1,727.65$139,571.64
203Sep 2037$1,163.55$564.10$1,727.65$138,408.09
204Oct 2037$1,168.25$559.40$1,727.65$137,239.84
205Nov 2037$1,172.97$554.68$1,727.65$136,066.87
206Dec 2037$1,177.71$549.94$1,727.65$134,889.16
2037 Total$13,823.83$6,907.97$20,731.8
207Jan 2038$1,182.47$545.18$1,727.65$133,706.69
208Feb 2038$1,187.25$540.40$1,727.65$132,519.44
209Mar 2038$1,192.05$535.60$1,727.65$131,327.39
210Apr 2038$1,196.87$530.78$1,727.65$130,130.52
211May 2038$1,201.71$525.94$1,727.65$128,928.81
212Jun 2038$1,206.56$521.09$1,727.65$127,722.25
213Jul 2038$1,211.44$516.21$1,727.65$126,510.81
214Aug 2038$1,216.34$511.31$1,727.65$125,294.47
215Sep 2038$1,221.25$506.40$1,727.65$124,073.22
216Oct 2038$1,226.19$501.46$1,727.65$122,847.03
217Nov 2038$1,231.14$496.51$1,727.65$121,615.89
218Dec 2038$1,236.12$491.53$1,727.65$120,379.77
2038 Total$14,509.39$6,222.41$20,731.8
219Jan 2039$1,241.12$486.53$1,727.65$119,138.65
220Feb 2039$1,246.13$481.52$1,727.65$117,892.52
221Mar 2039$1,251.17$476.48$1,727.65$116,641.35
222Apr 2039$1,256.22$471.43$1,727.65$115,385.13
223May 2039$1,261.30$466.35$1,727.65$114,123.83
224Jun 2039$1,266.40$461.25$1,727.65$112,857.43
225Jul 2039$1,271.52$456.13$1,727.65$111,585.91
226Aug 2039$1,276.66$450.99$1,727.65$110,309.25
227Sep 2039$1,281.82$445.83$1,727.65$109,027.43
228Oct 2039$1,287.00$440.65$1,727.65$107,740.43
229Nov 2039$1,292.20$435.45$1,727.65$106,448.23
230Dec 2039$1,297.42$430.23$1,727.65$105,150.81
2039 Total$15,228.96$5,502.84$20,731.8
231Jan 2040$1,302.67$424.98$1,727.65$103,848.14
232Feb 2040$1,307.93$419.72$1,727.65$102,540.21
233Mar 2040$1,313.22$414.43$1,727.65$101,226.99
234Apr 2040$1,318.52$409.13$1,727.65$99,908.47
235May 2040$1,323.85$403.80$1,727.65$98,584.62
236Jun 2040$1,329.20$398.45$1,727.65$97,255.42
237Jul 2040$1,334.58$393.07$1,727.65$95,920.84
238Aug 2040$1,339.97$387.68$1,727.65$94,580.87
239Sep 2040$1,345.39$382.26$1,727.65$93,235.48
240Oct 2040$1,350.82$376.83$1,727.65$91,884.66
241Nov 2040$1,356.28$371.37$1,727.65$90,528.38
242Dec 2040$1,361.76$365.89$1,727.65$89,166.62
2040 Total$15,984.19$4,747.61$20,731.8
243Jan 2041$1,367.27$360.38$1,727.65$87,799.35
244Feb 2041$1,372.79$354.86$1,727.65$86,426.56
245Mar 2041$1,378.34$349.31$1,727.65$85,048.22
246Apr 2041$1,383.91$343.74$1,727.65$83,664.31
247May 2041$1,389.51$338.14$1,727.65$82,274.80
248Jun 2041$1,395.12$332.53$1,727.65$80,879.68
249Jul 2041$1,400.76$326.89$1,727.65$79,478.92
250Aug 2041$1,406.42$321.23$1,727.65$78,072.50
251Sep 2041$1,412.11$315.54$1,727.65$76,660.39
252Oct 2041$1,417.81$309.84$1,727.65$75,242.58
253Nov 2041$1,423.54$304.11$1,727.65$73,819.04
254Dec 2041$1,429.30$298.35$1,727.65$72,389.74
2041 Total$16,776.88$3,954.92$20,731.8
255Jan 2042$1,435.07$292.58$1,727.65$70,954.67
256Feb 2042$1,440.87$286.78$1,727.65$69,513.80
257Mar 2042$1,446.70$280.95$1,727.65$68,067.10
258Apr 2042$1,452.55$275.10$1,727.65$66,614.55
259May 2042$1,458.42$269.23$1,727.65$65,156.13
260Jun 2042$1,464.31$263.34$1,727.65$63,691.82
261Jul 2042$1,470.23$257.42$1,727.65$62,221.59
262Aug 2042$1,476.17$251.48$1,727.65$60,745.42
263Sep 2042$1,482.14$245.51$1,727.65$59,263.28
264Oct 2042$1,488.13$239.52$1,727.65$57,775.15
265Nov 2042$1,494.14$233.51$1,727.65$56,281.01
266Dec 2042$1,500.18$227.47$1,727.65$54,780.83
2042 Total$17,608.91$3,122.89$20,731.8
267Jan 2043$1,506.24$221.41$1,727.65$53,274.59
268Feb 2043$1,512.33$215.32$1,727.65$51,762.26
269Mar 2043$1,518.44$209.21$1,727.65$50,243.82
270Apr 2043$1,524.58$203.07$1,727.65$48,719.24
271May 2043$1,530.74$196.91$1,727.65$47,188.50
272Jun 2043$1,536.93$190.72$1,727.65$45,651.57
273Jul 2043$1,543.14$184.51$1,727.65$44,108.43
274Aug 2043$1,549.38$178.27$1,727.65$42,559.05
275Sep 2043$1,555.64$172.01$1,727.65$41,003.41
276Oct 2043$1,561.93$165.72$1,727.65$39,441.48
277Nov 2043$1,568.24$159.41$1,727.65$37,873.24
278Dec 2043$1,574.58$153.07$1,727.65$36,298.66
2043 Total$18,482.17$2,249.63$20,731.8
279Jan 2044$1,580.94$146.71$1,727.65$34,717.72
280Feb 2044$1,587.33$140.32$1,727.65$33,130.39
281Mar 2044$1,593.75$133.90$1,727.65$31,536.64
282Apr 2044$1,600.19$127.46$1,727.65$29,936.45
283May 2044$1,606.66$120.99$1,727.65$28,329.79
284Jun 2044$1,613.15$114.50$1,727.65$26,716.64
285Jul 2044$1,619.67$107.98$1,727.65$25,096.97
286Aug 2044$1,626.22$101.43$1,727.65$23,470.75
287Sep 2044$1,632.79$94.86$1,727.65$21,837.96
288Oct 2044$1,639.39$88.26$1,727.65$20,198.57
289Nov 2044$1,646.01$81.64$1,727.65$18,552.56
290Dec 2044$1,652.67$74.98$1,727.65$16,899.89
2044 Total$19,398.77$1,333.03$20,731.8
291Jan 2045$1,659.35$68.30$1,727.65$15,240.54
292Feb 2045$1,666.05$61.60$1,727.65$13,574.49
293Mar 2045$1,672.79$54.86$1,727.65$11,901.70
294Apr 2045$1,679.55$48.10$1,727.65$10,222.15
295May 2045$1,686.34$41.31$1,727.65$8,535.81
296Jun 2045$1,693.15$34.50$1,727.65$6,842.66
297Jul 2045$1,699.99$27.66$1,727.65$5,142.67
298Aug 2045$1,706.87$20.78$1,727.65$3,435.80
299Sep 2045$1,713.76$13.89$1,727.65$1,722.04
300Oct 2045$1,720.69$6.96$1,727.65$1.35
2045 Total$16,898.54$377.96$17,276.5