Mortgage Breaker Home Loan (QLD only) (Principal and Interest) from RACQ Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
4.50%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,667
Number of Repayments
300
Total Interest Paid
$200,100
Total repayments
$500,100
DatePrincipleInterestPaymentBalance
1Dec 2019$542.50$1,125.00$1,667.50$299,457.50
2019 Total$542.5$1,125$1,667.5
2Jan 2020$544.53$1,122.97$1,667.50$298,912.97
3Feb 2020$546.58$1,120.92$1,667.50$298,366.39
4Mar 2020$548.63$1,118.87$1,667.50$297,817.76
5Apr 2020$550.68$1,116.82$1,667.50$297,267.08
6May 2020$552.75$1,114.75$1,667.50$296,714.33
7Jun 2020$554.82$1,112.68$1,667.50$296,159.51
8Jul 2020$556.90$1,110.60$1,667.50$295,602.61
9Aug 2020$558.99$1,108.51$1,667.50$295,043.62
10Sep 2020$561.09$1,106.41$1,667.50$294,482.53
11Oct 2020$563.19$1,104.31$1,667.50$293,919.34
12Nov 2020$565.30$1,102.20$1,667.50$293,354.04
13Dec 2020$567.42$1,100.08$1,667.50$292,786.62
2020 Total$6,670.88$13,339.12$20,010
14Jan 2021$569.55$1,097.95$1,667.50$292,217.07
15Feb 2021$571.69$1,095.81$1,667.50$291,645.38
16Mar 2021$573.83$1,093.67$1,667.50$291,071.55
17Apr 2021$575.98$1,091.52$1,667.50$290,495.57
18May 2021$578.14$1,089.36$1,667.50$289,917.43
19Jun 2021$580.31$1,087.19$1,667.50$289,337.12
20Jul 2021$582.49$1,085.01$1,667.50$288,754.63
21Aug 2021$584.67$1,082.83$1,667.50$288,169.96
22Sep 2021$586.86$1,080.64$1,667.50$287,583.10
23Oct 2021$589.06$1,078.44$1,667.50$286,994.04
24Nov 2021$591.27$1,076.23$1,667.50$286,402.77
25Dec 2021$593.49$1,074.01$1,667.50$285,809.28
2021 Total$6,977.34$13,032.66$20,010
26Jan 2022$595.72$1,071.78$1,667.50$285,213.56
27Feb 2022$597.95$1,069.55$1,667.50$284,615.61
28Mar 2022$600.19$1,067.31$1,667.50$284,015.42
29Apr 2022$602.44$1,065.06$1,667.50$283,412.98
30May 2022$604.70$1,062.80$1,667.50$282,808.28
31Jun 2022$606.97$1,060.53$1,667.50$282,201.31
32Jul 2022$609.25$1,058.25$1,667.50$281,592.06
33Aug 2022$611.53$1,055.97$1,667.50$280,980.53
34Sep 2022$613.82$1,053.68$1,667.50$280,366.71
35Oct 2022$616.12$1,051.38$1,667.50$279,750.59
36Nov 2022$618.44$1,049.06$1,667.50$279,132.15
37Dec 2022$620.75$1,046.75$1,667.50$278,511.40
2022 Total$7,297.88$12,712.12$20,010
38Jan 2023$623.08$1,044.42$1,667.50$277,888.32
39Feb 2023$625.42$1,042.08$1,667.50$277,262.90
40Mar 2023$627.76$1,039.74$1,667.50$276,635.14
41Apr 2023$630.12$1,037.38$1,667.50$276,005.02
42May 2023$632.48$1,035.02$1,667.50$275,372.54
43Jun 2023$634.85$1,032.65$1,667.50$274,737.69
44Jul 2023$637.23$1,030.27$1,667.50$274,100.46
45Aug 2023$639.62$1,027.88$1,667.50$273,460.84
46Sep 2023$642.02$1,025.48$1,667.50$272,818.82
47Oct 2023$644.43$1,023.07$1,667.50$272,174.39
48Nov 2023$646.85$1,020.65$1,667.50$271,527.54
49Dec 2023$649.27$1,018.23$1,667.50$270,878.27
2023 Total$7,633.13$12,376.87$20,010
50Jan 2024$651.71$1,015.79$1,667.50$270,226.56
51Feb 2024$654.15$1,013.35$1,667.50$269,572.41
52Mar 2024$656.60$1,010.90$1,667.50$268,915.81
53Apr 2024$659.07$1,008.43$1,667.50$268,256.74
54May 2024$661.54$1,005.96$1,667.50$267,595.20
55Jun 2024$664.02$1,003.48$1,667.50$266,931.18
56Jul 2024$666.51$1,000.99$1,667.50$266,264.67
57Aug 2024$669.01$998.49$1,667.50$265,595.66
58Sep 2024$671.52$995.98$1,667.50$264,924.14
59Oct 2024$674.03$993.47$1,667.50$264,250.11
60Nov 2024$676.56$990.94$1,667.50$263,573.55
61Dec 2024$679.10$988.40$1,667.50$262,894.45
2024 Total$7,983.82$12,026.18$20,010
62Jan 2025$681.65$985.85$1,667.50$262,212.80
63Feb 2025$684.20$983.30$1,667.50$261,528.60
64Mar 2025$686.77$980.73$1,667.50$260,841.83
65Apr 2025$689.34$978.16$1,667.50$260,152.49
66May 2025$691.93$975.57$1,667.50$259,460.56
67Jun 2025$694.52$972.98$1,667.50$258,766.04
68Jul 2025$697.13$970.37$1,667.50$258,068.91
69Aug 2025$699.74$967.76$1,667.50$257,369.17
70Sep 2025$702.37$965.13$1,667.50$256,666.80
71Oct 2025$705.00$962.50$1,667.50$255,961.80
72Nov 2025$707.64$959.86$1,667.50$255,254.16
73Dec 2025$710.30$957.20$1,667.50$254,543.86
2025 Total$8,350.59$11,659.41$20,010
74Jan 2026$712.96$954.54$1,667.50$253,830.90
75Feb 2026$715.63$951.87$1,667.50$253,115.27
76Mar 2026$718.32$949.18$1,667.50$252,396.95
77Apr 2026$721.01$946.49$1,667.50$251,675.94
78May 2026$723.72$943.78$1,667.50$250,952.22
79Jun 2026$726.43$941.07$1,667.50$250,225.79
80Jul 2026$729.15$938.35$1,667.50$249,496.64
81Aug 2026$731.89$935.61$1,667.50$248,764.75
82Sep 2026$734.63$932.87$1,667.50$248,030.12
83Oct 2026$737.39$930.11$1,667.50$247,292.73
84Nov 2026$740.15$927.35$1,667.50$246,552.58
85Dec 2026$742.93$924.57$1,667.50$245,809.65
2026 Total$8,734.21$11,275.79$20,010
86Jan 2027$745.71$921.79$1,667.50$245,063.94
87Feb 2027$748.51$918.99$1,667.50$244,315.43
88Mar 2027$751.32$916.18$1,667.50$243,564.11
89Apr 2027$754.13$913.37$1,667.50$242,809.98
90May 2027$756.96$910.54$1,667.50$242,053.02
91Jun 2027$759.80$907.70$1,667.50$241,293.22
92Jul 2027$762.65$904.85$1,667.50$240,530.57
93Aug 2027$765.51$901.99$1,667.50$239,765.06
94Sep 2027$768.38$899.12$1,667.50$238,996.68
95Oct 2027$771.26$896.24$1,667.50$238,225.42
96Nov 2027$774.15$893.35$1,667.50$237,451.27
97Dec 2027$777.06$890.44$1,667.50$236,674.21
2027 Total$9,135.44$10,874.56$20,010
98Jan 2028$779.97$887.53$1,667.50$235,894.24
99Feb 2028$782.90$884.60$1,667.50$235,111.34
100Mar 2028$785.83$881.67$1,667.50$234,325.51
101Apr 2028$788.78$878.72$1,667.50$233,536.73
102May 2028$791.74$875.76$1,667.50$232,744.99
103Jun 2028$794.71$872.79$1,667.50$231,950.28
104Jul 2028$797.69$869.81$1,667.50$231,152.59
105Aug 2028$800.68$866.82$1,667.50$230,351.91
106Sep 2028$803.68$863.82$1,667.50$229,548.23
107Oct 2028$806.69$860.81$1,667.50$228,741.54
108Nov 2028$809.72$857.78$1,667.50$227,931.82
109Dec 2028$812.76$854.74$1,667.50$227,119.06
2028 Total$9,555.15$10,454.85$20,010
110Jan 2029$815.80$851.70$1,667.50$226,303.26
111Feb 2029$818.86$848.64$1,667.50$225,484.40
112Mar 2029$821.93$845.57$1,667.50$224,662.47
113Apr 2029$825.02$842.48$1,667.50$223,837.45
114May 2029$828.11$839.39$1,667.50$223,009.34
115Jun 2029$831.21$836.29$1,667.50$222,178.13
116Jul 2029$834.33$833.17$1,667.50$221,343.80
117Aug 2029$837.46$830.04$1,667.50$220,506.34
118Sep 2029$840.60$826.90$1,667.50$219,665.74
119Oct 2029$843.75$823.75$1,667.50$218,821.99
120Nov 2029$846.92$820.58$1,667.50$217,975.07
121Dec 2029$850.09$817.41$1,667.50$217,124.98
2029 Total$9,994.08$10,015.92$20,010
122Jan 2030$853.28$814.22$1,667.50$216,271.70
123Feb 2030$856.48$811.02$1,667.50$215,415.22
124Mar 2030$859.69$807.81$1,667.50$214,555.53
125Apr 2030$862.92$804.58$1,667.50$213,692.61
126May 2030$866.15$801.35$1,667.50$212,826.46
127Jun 2030$869.40$798.10$1,667.50$211,957.06
128Jul 2030$872.66$794.84$1,667.50$211,084.40
129Aug 2030$875.93$791.57$1,667.50$210,208.47
130Sep 2030$879.22$788.28$1,667.50$209,329.25
131Oct 2030$882.52$784.98$1,667.50$208,446.73
132Nov 2030$885.82$781.68$1,667.50$207,560.91
133Dec 2030$889.15$778.35$1,667.50$206,671.76
2030 Total$10,453.22$9,556.78$20,010
134Jan 2031$892.48$775.02$1,667.50$205,779.28
135Feb 2031$895.83$771.67$1,667.50$204,883.45
136Mar 2031$899.19$768.31$1,667.50$203,984.26
137Apr 2031$902.56$764.94$1,667.50$203,081.70
138May 2031$905.94$761.56$1,667.50$202,175.76
139Jun 2031$909.34$758.16$1,667.50$201,266.42
140Jul 2031$912.75$754.75$1,667.50$200,353.67
141Aug 2031$916.17$751.33$1,667.50$199,437.50
142Sep 2031$919.61$747.89$1,667.50$198,517.89
143Oct 2031$923.06$744.44$1,667.50$197,594.83
144Nov 2031$926.52$740.98$1,667.50$196,668.31
145Dec 2031$929.99$737.51$1,667.50$195,738.32
2031 Total$10,933.44$9,076.56$20,010
146Jan 2032$933.48$734.02$1,667.50$194,804.84
147Feb 2032$936.98$730.52$1,667.50$193,867.86
148Mar 2032$940.50$727.00$1,667.50$192,927.36
149Apr 2032$944.02$723.48$1,667.50$191,983.34
150May 2032$947.56$719.94$1,667.50$191,035.78
151Jun 2032$951.12$716.38$1,667.50$190,084.66
152Jul 2032$954.68$712.82$1,667.50$189,129.98
153Aug 2032$958.26$709.24$1,667.50$188,171.72
154Sep 2032$961.86$705.64$1,667.50$187,209.86
155Oct 2032$965.46$702.04$1,667.50$186,244.40
156Nov 2032$969.08$698.42$1,667.50$185,275.32
157Dec 2032$972.72$694.78$1,667.50$184,302.60
2032 Total$11,435.72$8,574.28$20,010
158Jan 2033$976.37$691.13$1,667.50$183,326.23
159Feb 2033$980.03$687.47$1,667.50$182,346.20
160Mar 2033$983.70$683.80$1,667.50$181,362.50
161Apr 2033$987.39$680.11$1,667.50$180,375.11
162May 2033$991.09$676.41$1,667.50$179,384.02
163Jun 2033$994.81$672.69$1,667.50$178,389.21
164Jul 2033$998.54$668.96$1,667.50$177,390.67
165Aug 2033$1,002.28$665.22$1,667.50$176,388.39
166Sep 2033$1,006.04$661.46$1,667.50$175,382.35
167Oct 2033$1,009.82$657.68$1,667.50$174,372.53
168Nov 2033$1,013.60$653.90$1,667.50$173,358.93
169Dec 2033$1,017.40$650.10$1,667.50$172,341.53
2033 Total$11,961.07$8,048.93$20,010
170Jan 2034$1,021.22$646.28$1,667.50$171,320.31
171Feb 2034$1,025.05$642.45$1,667.50$170,295.26
172Mar 2034$1,028.89$638.61$1,667.50$169,266.37
173Apr 2034$1,032.75$634.75$1,667.50$168,233.62
174May 2034$1,036.62$630.88$1,667.50$167,197.00
175Jun 2034$1,040.51$626.99$1,667.50$166,156.49
176Jul 2034$1,044.41$623.09$1,667.50$165,112.08
177Aug 2034$1,048.33$619.17$1,667.50$164,063.75
178Sep 2034$1,052.26$615.24$1,667.50$163,011.49
179Oct 2034$1,056.21$611.29$1,667.50$161,955.28
180Nov 2034$1,060.17$607.33$1,667.50$160,895.11
181Dec 2034$1,064.14$603.36$1,667.50$159,830.97
2034 Total$12,510.56$7,499.44$20,010
182Jan 2035$1,068.13$599.37$1,667.50$158,762.84
183Feb 2035$1,072.14$595.36$1,667.50$157,690.70
184Mar 2035$1,076.16$591.34$1,667.50$156,614.54
185Apr 2035$1,080.20$587.30$1,667.50$155,534.34
186May 2035$1,084.25$583.25$1,667.50$154,450.09
187Jun 2035$1,088.31$579.19$1,667.50$153,361.78
188Jul 2035$1,092.39$575.11$1,667.50$152,269.39
189Aug 2035$1,096.49$571.01$1,667.50$151,172.90
190Sep 2035$1,100.60$566.90$1,667.50$150,072.30
191Oct 2035$1,104.73$562.77$1,667.50$148,967.57
192Nov 2035$1,108.87$558.63$1,667.50$147,858.70
193Dec 2035$1,113.03$554.47$1,667.50$146,745.67
2035 Total$13,085.3$6,924.7$20,010
194Jan 2036$1,117.20$550.30$1,667.50$145,628.47
195Feb 2036$1,121.39$546.11$1,667.50$144,507.08
196Mar 2036$1,125.60$541.90$1,667.50$143,381.48
197Apr 2036$1,129.82$537.68$1,667.50$142,251.66
198May 2036$1,134.06$533.44$1,667.50$141,117.60
199Jun 2036$1,138.31$529.19$1,667.50$139,979.29
200Jul 2036$1,142.58$524.92$1,667.50$138,836.71
201Aug 2036$1,146.86$520.64$1,667.50$137,689.85
202Sep 2036$1,151.16$516.34$1,667.50$136,538.69
203Oct 2036$1,155.48$512.02$1,667.50$135,383.21
204Nov 2036$1,159.81$507.69$1,667.50$134,223.40
205Dec 2036$1,164.16$503.34$1,667.50$133,059.24
2036 Total$13,686.43$6,323.57$20,010
206Jan 2037$1,168.53$498.97$1,667.50$131,890.71
207Feb 2037$1,172.91$494.59$1,667.50$130,717.80
208Mar 2037$1,177.31$490.19$1,667.50$129,540.49
209Apr 2037$1,181.72$485.78$1,667.50$128,358.77
210May 2037$1,186.15$481.35$1,667.50$127,172.62
211Jun 2037$1,190.60$476.90$1,667.50$125,982.02
212Jul 2037$1,195.07$472.43$1,667.50$124,786.95
213Aug 2037$1,199.55$467.95$1,667.50$123,587.40
214Sep 2037$1,204.05$463.45$1,667.50$122,383.35
215Oct 2037$1,208.56$458.94$1,667.50$121,174.79
216Nov 2037$1,213.09$454.41$1,667.50$119,961.70
217Dec 2037$1,217.64$449.86$1,667.50$118,744.06
2037 Total$14,315.18$5,694.82$20,010
218Jan 2038$1,222.21$445.29$1,667.50$117,521.85
219Feb 2038$1,226.79$440.71$1,667.50$116,295.06
220Mar 2038$1,231.39$436.11$1,667.50$115,063.67
221Apr 2038$1,236.01$431.49$1,667.50$113,827.66
222May 2038$1,240.65$426.85$1,667.50$112,587.01
223Jun 2038$1,245.30$422.20$1,667.50$111,341.71
224Jul 2038$1,249.97$417.53$1,667.50$110,091.74
225Aug 2038$1,254.66$412.84$1,667.50$108,837.08
226Sep 2038$1,259.36$408.14$1,667.50$107,577.72
227Oct 2038$1,264.08$403.42$1,667.50$106,313.64
228Nov 2038$1,268.82$398.68$1,667.50$105,044.82
229Dec 2038$1,273.58$393.92$1,667.50$103,771.24
2038 Total$14,972.82$5,037.18$20,010
230Jan 2039$1,278.36$389.14$1,667.50$102,492.88
231Feb 2039$1,283.15$384.35$1,667.50$101,209.73
232Mar 2039$1,287.96$379.54$1,667.50$99,921.77
233Apr 2039$1,292.79$374.71$1,667.50$98,628.98
234May 2039$1,297.64$369.86$1,667.50$97,331.34
235Jun 2039$1,302.51$364.99$1,667.50$96,028.83
236Jul 2039$1,307.39$360.11$1,667.50$94,721.44
237Aug 2039$1,312.29$355.21$1,667.50$93,409.15
238Sep 2039$1,317.22$350.28$1,667.50$92,091.93
239Oct 2039$1,322.16$345.34$1,667.50$90,769.77
240Nov 2039$1,327.11$340.39$1,667.50$89,442.66
241Dec 2039$1,332.09$335.41$1,667.50$88,110.57
2039 Total$15,660.67$4,349.33$20,010
242Jan 2040$1,337.09$330.41$1,667.50$86,773.48
243Feb 2040$1,342.10$325.40$1,667.50$85,431.38
244Mar 2040$1,347.13$320.37$1,667.50$84,084.25
245Apr 2040$1,352.18$315.32$1,667.50$82,732.07
246May 2040$1,357.25$310.25$1,667.50$81,374.82
247Jun 2040$1,362.34$305.16$1,667.50$80,012.48
248Jul 2040$1,367.45$300.05$1,667.50$78,645.03
249Aug 2040$1,372.58$294.92$1,667.50$77,272.45
250Sep 2040$1,377.73$289.77$1,667.50$75,894.72
251Oct 2040$1,382.89$284.61$1,667.50$74,511.83
252Nov 2040$1,388.08$279.42$1,667.50$73,123.75
253Dec 2040$1,393.29$274.21$1,667.50$71,730.46
2040 Total$16,380.11$3,629.89$20,010
254Jan 2041$1,398.51$268.99$1,667.50$70,331.95
255Feb 2041$1,403.76$263.74$1,667.50$68,928.19
256Mar 2041$1,409.02$258.48$1,667.50$67,519.17
257Apr 2041$1,414.30$253.20$1,667.50$66,104.87
258May 2041$1,419.61$247.89$1,667.50$64,685.26
259Jun 2041$1,424.93$242.57$1,667.50$63,260.33
260Jul 2041$1,430.27$237.23$1,667.50$61,830.06
261Aug 2041$1,435.64$231.86$1,667.50$60,394.42
262Sep 2041$1,441.02$226.48$1,667.50$58,953.40
263Oct 2041$1,446.42$221.08$1,667.50$57,506.98
264Nov 2041$1,451.85$215.65$1,667.50$56,055.13
265Dec 2041$1,457.29$210.21$1,667.50$54,597.84
2041 Total$17,132.62$2,877.38$20,010
266Jan 2042$1,462.76$204.74$1,667.50$53,135.08
267Feb 2042$1,468.24$199.26$1,667.50$51,666.84
268Mar 2042$1,473.75$193.75$1,667.50$50,193.09
269Apr 2042$1,479.28$188.22$1,667.50$48,713.81
270May 2042$1,484.82$182.68$1,667.50$47,228.99
271Jun 2042$1,490.39$177.11$1,667.50$45,738.60
272Jul 2042$1,495.98$171.52$1,667.50$44,242.62
273Aug 2042$1,501.59$165.91$1,667.50$42,741.03
274Sep 2042$1,507.22$160.28$1,667.50$41,233.81
275Oct 2042$1,512.87$154.63$1,667.50$39,720.94
276Nov 2042$1,518.55$148.95$1,667.50$38,202.39
277Dec 2042$1,524.24$143.26$1,667.50$36,678.15
2042 Total$17,919.69$2,090.31$20,010
278Jan 2043$1,529.96$137.54$1,667.50$35,148.19
279Feb 2043$1,535.69$131.81$1,667.50$33,612.50
280Mar 2043$1,541.45$126.05$1,667.50$32,071.05
281Apr 2043$1,547.23$120.27$1,667.50$30,523.82
282May 2043$1,553.04$114.46$1,667.50$28,970.78
283Jun 2043$1,558.86$108.64$1,667.50$27,411.92
284Jul 2043$1,564.71$102.79$1,667.50$25,847.21
285Aug 2043$1,570.57$96.93$1,667.50$24,276.64
286Sep 2043$1,576.46$91.04$1,667.50$22,700.18
287Oct 2043$1,582.37$85.13$1,667.50$21,117.81
288Nov 2043$1,588.31$79.19$1,667.50$19,529.50
289Dec 2043$1,594.26$73.24$1,667.50$17,935.24
2043 Total$18,742.91$1,267.09$20,010
290Jan 2044$1,600.24$67.26$1,667.50$16,335.00
291Feb 2044$1,606.24$61.26$1,667.50$14,728.76
292Mar 2044$1,612.27$55.23$1,667.50$13,116.49
293Apr 2044$1,618.31$49.19$1,667.50$11,498.18
294May 2044$1,624.38$43.12$1,667.50$9,873.80
295Jun 2044$1,630.47$37.03$1,667.50$8,243.33
296Jul 2044$1,636.59$30.91$1,667.50$6,606.74
297Aug 2044$1,642.72$24.78$1,667.50$4,964.02
298Sep 2044$1,648.88$18.62$1,667.50$3,315.14
299Oct 2044$1,655.07$12.43$1,667.50$1,660.07
300Nov 2044$1,660.07$6.23$1,666.30$0.00
2044 Total$17,935.24$406.06$18,341.3
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