Mortgage Breaker Investment Loan (QLD only) (Principal and Interest) from RACQ Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
4.96%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,747
Number of Repayments
300
Total Interest Paid
$224,100
Total repayments
$524,100
DatePrincipleInterestPaymentBalance
1Dec 2019$506.79$1,240.00$1,746.79$299,493.21
2019 Total$506.79$1,240$1,746.79
2Jan 2020$508.88$1,237.91$1,746.79$298,984.33
3Feb 2020$510.99$1,235.80$1,746.79$298,473.34
4Mar 2020$513.10$1,233.69$1,746.79$297,960.24
5Apr 2020$515.22$1,231.57$1,746.79$297,445.02
6May 2020$517.35$1,229.44$1,746.79$296,927.67
7Jun 2020$519.49$1,227.30$1,746.79$296,408.18
8Jul 2020$521.64$1,225.15$1,746.79$295,886.54
9Aug 2020$523.79$1,223.00$1,746.79$295,362.75
10Sep 2020$525.96$1,220.83$1,746.79$294,836.79
11Oct 2020$528.13$1,218.66$1,746.79$294,308.66
12Nov 2020$530.31$1,216.48$1,746.79$293,778.35
13Dec 2020$532.51$1,214.28$1,746.79$293,245.84
2020 Total$6,247.37$14,714.11$20,961.48
14Jan 2021$534.71$1,212.08$1,746.79$292,711.13
15Feb 2021$536.92$1,209.87$1,746.79$292,174.21
16Mar 2021$539.14$1,207.65$1,746.79$291,635.07
17Apr 2021$541.37$1,205.42$1,746.79$291,093.70
18May 2021$543.60$1,203.19$1,746.79$290,550.10
19Jun 2021$545.85$1,200.94$1,746.79$290,004.25
20Jul 2021$548.11$1,198.68$1,746.79$289,456.14
21Aug 2021$550.37$1,196.42$1,746.79$288,905.77
22Sep 2021$552.65$1,194.14$1,746.79$288,353.12
23Oct 2021$554.93$1,191.86$1,746.79$287,798.19
24Nov 2021$557.22$1,189.57$1,746.79$287,240.97
25Dec 2021$559.53$1,187.26$1,746.79$286,681.44
2021 Total$6,564.4$14,397.08$20,961.48
26Jan 2022$561.84$1,184.95$1,746.79$286,119.60
27Feb 2022$564.16$1,182.63$1,746.79$285,555.44
28Mar 2022$566.49$1,180.30$1,746.79$284,988.95
29Apr 2022$568.84$1,177.95$1,746.79$284,420.11
30May 2022$571.19$1,175.60$1,746.79$283,848.92
31Jun 2022$573.55$1,173.24$1,746.79$283,275.37
32Jul 2022$575.92$1,170.87$1,746.79$282,699.45
33Aug 2022$578.30$1,168.49$1,746.79$282,121.15
34Sep 2022$580.69$1,166.10$1,746.79$281,540.46
35Oct 2022$583.09$1,163.70$1,746.79$280,957.37
36Nov 2022$585.50$1,161.29$1,746.79$280,371.87
37Dec 2022$587.92$1,158.87$1,746.79$279,783.95
2022 Total$6,897.49$14,063.99$20,961.48
38Jan 2023$590.35$1,156.44$1,746.79$279,193.60
39Feb 2023$592.79$1,154.00$1,746.79$278,600.81
40Mar 2023$595.24$1,151.55$1,746.79$278,005.57
41Apr 2023$597.70$1,149.09$1,746.79$277,407.87
42May 2023$600.17$1,146.62$1,746.79$276,807.70
43Jun 2023$602.65$1,144.14$1,746.79$276,205.05
44Jul 2023$605.14$1,141.65$1,746.79$275,599.91
45Aug 2023$607.64$1,139.15$1,746.79$274,992.27
46Sep 2023$610.16$1,136.63$1,746.79$274,382.11
47Oct 2023$612.68$1,134.11$1,746.79$273,769.43
48Nov 2023$615.21$1,131.58$1,746.79$273,154.22
49Dec 2023$617.75$1,129.04$1,746.79$272,536.47
2023 Total$7,247.48$13,714$20,961.48
50Jan 2024$620.31$1,126.48$1,746.79$271,916.16
51Feb 2024$622.87$1,123.92$1,746.79$271,293.29
52Mar 2024$625.44$1,121.35$1,746.79$270,667.85
53Apr 2024$628.03$1,118.76$1,746.79$270,039.82
54May 2024$630.63$1,116.16$1,746.79$269,409.19
55Jun 2024$633.23$1,113.56$1,746.79$268,775.96
56Jul 2024$635.85$1,110.94$1,746.79$268,140.11
57Aug 2024$638.48$1,108.31$1,746.79$267,501.63
58Sep 2024$641.12$1,105.67$1,746.79$266,860.51
59Oct 2024$643.77$1,103.02$1,746.79$266,216.74
60Nov 2024$646.43$1,100.36$1,746.79$265,570.31
61Dec 2024$649.10$1,097.69$1,746.79$264,921.21
2024 Total$7,615.26$13,346.22$20,961.48
62Jan 2025$651.78$1,095.01$1,746.79$264,269.43
63Feb 2025$654.48$1,092.31$1,746.79$263,614.95
64Mar 2025$657.18$1,089.61$1,746.79$262,957.77
65Apr 2025$659.90$1,086.89$1,746.79$262,297.87
66May 2025$662.63$1,084.16$1,746.79$261,635.24
67Jun 2025$665.36$1,081.43$1,746.79$260,969.88
68Jul 2025$668.11$1,078.68$1,746.79$260,301.77
69Aug 2025$670.88$1,075.91$1,746.79$259,630.89
70Sep 2025$673.65$1,073.14$1,746.79$258,957.24
71Oct 2025$676.43$1,070.36$1,746.79$258,280.81
72Nov 2025$679.23$1,067.56$1,746.79$257,601.58
73Dec 2025$682.04$1,064.75$1,746.79$256,919.54
2025 Total$8,001.67$12,959.81$20,961.48
74Jan 2026$684.86$1,061.93$1,746.79$256,234.68
75Feb 2026$687.69$1,059.10$1,746.79$255,546.99
76Mar 2026$690.53$1,056.26$1,746.79$254,856.46
77Apr 2026$693.38$1,053.41$1,746.79$254,163.08
78May 2026$696.25$1,050.54$1,746.79$253,466.83
79Jun 2026$699.13$1,047.66$1,746.79$252,767.70
80Jul 2026$702.02$1,044.77$1,746.79$252,065.68
81Aug 2026$704.92$1,041.87$1,746.79$251,360.76
82Sep 2026$707.83$1,038.96$1,746.79$250,652.93
83Oct 2026$710.76$1,036.03$1,746.79$249,942.17
84Nov 2026$713.70$1,033.09$1,746.79$249,228.47
85Dec 2026$716.65$1,030.14$1,746.79$248,511.82
2026 Total$8,407.72$12,553.76$20,961.48
86Jan 2027$719.61$1,027.18$1,746.79$247,792.21
87Feb 2027$722.58$1,024.21$1,746.79$247,069.63
88Mar 2027$725.57$1,021.22$1,746.79$246,344.06
89Apr 2027$728.57$1,018.22$1,746.79$245,615.49
90May 2027$731.58$1,015.21$1,746.79$244,883.91
91Jun 2027$734.60$1,012.19$1,746.79$244,149.31
92Jul 2027$737.64$1,009.15$1,746.79$243,411.67
93Aug 2027$740.69$1,006.10$1,746.79$242,670.98
94Sep 2027$743.75$1,003.04$1,746.79$241,927.23
95Oct 2027$746.82$999.97$1,746.79$241,180.41
96Nov 2027$749.91$996.88$1,746.79$240,430.50
97Dec 2027$753.01$993.78$1,746.79$239,677.49
2027 Total$8,834.33$12,127.15$20,961.48
98Jan 2028$756.12$990.67$1,746.79$238,921.37
99Feb 2028$759.25$987.54$1,746.79$238,162.12
100Mar 2028$762.39$984.40$1,746.79$237,399.73
101Apr 2028$765.54$981.25$1,746.79$236,634.19
102May 2028$768.70$978.09$1,746.79$235,865.49
103Jun 2028$771.88$974.91$1,746.79$235,093.61
104Jul 2028$775.07$971.72$1,746.79$234,318.54
105Aug 2028$778.27$968.52$1,746.79$233,540.27
106Sep 2028$781.49$965.30$1,746.79$232,758.78
107Oct 2028$784.72$962.07$1,746.79$231,974.06
108Nov 2028$787.96$958.83$1,746.79$231,186.10
109Dec 2028$791.22$955.57$1,746.79$230,394.88
2028 Total$9,282.61$11,678.87$20,961.48
110Jan 2029$794.49$952.30$1,746.79$229,600.39
111Feb 2029$797.78$949.01$1,746.79$228,802.61
112Mar 2029$801.07$945.72$1,746.79$228,001.54
113Apr 2029$804.38$942.41$1,746.79$227,197.16
114May 2029$807.71$939.08$1,746.79$226,389.45
115Jun 2029$811.05$935.74$1,746.79$225,578.40
116Jul 2029$814.40$932.39$1,746.79$224,764.00
117Aug 2029$817.77$929.02$1,746.79$223,946.23
118Sep 2029$821.15$925.64$1,746.79$223,125.08
119Oct 2029$824.54$922.25$1,746.79$222,300.54
120Nov 2029$827.95$918.84$1,746.79$221,472.59
121Dec 2029$831.37$915.42$1,746.79$220,641.22
2029 Total$9,753.66$11,207.82$20,961.48
122Jan 2030$834.81$911.98$1,746.79$219,806.41
123Feb 2030$838.26$908.53$1,746.79$218,968.15
124Mar 2030$841.72$905.07$1,746.79$218,126.43
125Apr 2030$845.20$901.59$1,746.79$217,281.23
126May 2030$848.69$898.10$1,746.79$216,432.54
127Jun 2030$852.20$894.59$1,746.79$215,580.34
128Jul 2030$855.72$891.07$1,746.79$214,724.62
129Aug 2030$859.26$887.53$1,746.79$213,865.36
130Sep 2030$862.81$883.98$1,746.79$213,002.55
131Oct 2030$866.38$880.41$1,746.79$212,136.17
132Nov 2030$869.96$876.83$1,746.79$211,266.21
133Dec 2030$873.56$873.23$1,746.79$210,392.65
2030 Total$10,248.57$10,712.91$20,961.48
134Jan 2031$877.17$869.62$1,746.79$209,515.48
135Feb 2031$880.79$866.00$1,746.79$208,634.69
136Mar 2031$884.43$862.36$1,746.79$207,750.26
137Apr 2031$888.09$858.70$1,746.79$206,862.17
138May 2031$891.76$855.03$1,746.79$205,970.41
139Jun 2031$895.45$851.34$1,746.79$205,074.96
140Jul 2031$899.15$847.64$1,746.79$204,175.81
141Aug 2031$902.86$843.93$1,746.79$203,272.95
142Sep 2031$906.60$840.19$1,746.79$202,366.35
143Oct 2031$910.34$836.45$1,746.79$201,456.01
144Nov 2031$914.11$832.68$1,746.79$200,541.90
145Dec 2031$917.88$828.91$1,746.79$199,624.02
2031 Total$10,768.63$10,192.85$20,961.48
146Jan 2032$921.68$825.11$1,746.79$198,702.34
147Feb 2032$925.49$821.30$1,746.79$197,776.85
148Mar 2032$929.31$817.48$1,746.79$196,847.54
149Apr 2032$933.15$813.64$1,746.79$195,914.39
150May 2032$937.01$809.78$1,746.79$194,977.38
151Jun 2032$940.88$805.91$1,746.79$194,036.50
152Jul 2032$944.77$802.02$1,746.79$193,091.73
153Aug 2032$948.68$798.11$1,746.79$192,143.05
154Sep 2032$952.60$794.19$1,746.79$191,190.45
155Oct 2032$956.54$790.25$1,746.79$190,233.91
156Nov 2032$960.49$786.30$1,746.79$189,273.42
157Dec 2032$964.46$782.33$1,746.79$188,308.96
2032 Total$11,315.06$9,646.42$20,961.48
158Jan 2033$968.45$778.34$1,746.79$187,340.51
159Feb 2033$972.45$774.34$1,746.79$186,368.06
160Mar 2033$976.47$770.32$1,746.79$185,391.59
161Apr 2033$980.50$766.29$1,746.79$184,411.09
162May 2033$984.56$762.23$1,746.79$183,426.53
163Jun 2033$988.63$758.16$1,746.79$182,437.90
164Jul 2033$992.71$754.08$1,746.79$181,445.19
165Aug 2033$996.82$749.97$1,746.79$180,448.37
166Sep 2033$1,000.94$745.85$1,746.79$179,447.43
167Oct 2033$1,005.07$741.72$1,746.79$178,442.36
168Nov 2033$1,009.23$737.56$1,746.79$177,433.13
169Dec 2033$1,013.40$733.39$1,746.79$176,419.73
2033 Total$11,889.23$9,072.25$20,961.48
170Jan 2034$1,017.59$729.20$1,746.79$175,402.14
171Feb 2034$1,021.79$725.00$1,746.79$174,380.35
172Mar 2034$1,026.02$720.77$1,746.79$173,354.33
173Apr 2034$1,030.26$716.53$1,746.79$172,324.07
174May 2034$1,034.52$712.27$1,746.79$171,289.55
175Jun 2034$1,038.79$708.00$1,746.79$170,250.76
176Jul 2034$1,043.09$703.70$1,746.79$169,207.67
177Aug 2034$1,047.40$699.39$1,746.79$168,160.27
178Sep 2034$1,051.73$695.06$1,746.79$167,108.54
179Oct 2034$1,056.07$690.72$1,746.79$166,052.47
180Nov 2034$1,060.44$686.35$1,746.79$164,992.03
181Dec 2034$1,064.82$681.97$1,746.79$163,927.21
2034 Total$12,492.52$8,468.96$20,961.48
182Jan 2035$1,069.22$677.57$1,746.79$162,857.99
183Feb 2035$1,073.64$673.15$1,746.79$161,784.35
184Mar 2035$1,078.08$668.71$1,746.79$160,706.27
185Apr 2035$1,082.54$664.25$1,746.79$159,623.73
186May 2035$1,087.01$659.78$1,746.79$158,536.72
187Jun 2035$1,091.50$655.29$1,746.79$157,445.22
188Jul 2035$1,096.02$650.77$1,746.79$156,349.20
189Aug 2035$1,100.55$646.24$1,746.79$155,248.65
190Sep 2035$1,105.10$641.69$1,746.79$154,143.55
191Oct 2035$1,109.66$637.13$1,746.79$153,033.89
192Nov 2035$1,114.25$632.54$1,746.79$151,919.64
193Dec 2035$1,118.86$627.93$1,746.79$150,800.78
2035 Total$13,126.43$7,835.05$20,961.48
194Jan 2036$1,123.48$623.31$1,746.79$149,677.30
195Feb 2036$1,128.12$618.67$1,746.79$148,549.18
196Mar 2036$1,132.79$614.00$1,746.79$147,416.39
197Apr 2036$1,137.47$609.32$1,746.79$146,278.92
198May 2036$1,142.17$604.62$1,746.79$145,136.75
199Jun 2036$1,146.89$599.90$1,746.79$143,989.86
200Jul 2036$1,151.63$595.16$1,746.79$142,838.23
201Aug 2036$1,156.39$590.40$1,746.79$141,681.84
202Sep 2036$1,161.17$585.62$1,746.79$140,520.67
203Oct 2036$1,165.97$580.82$1,746.79$139,354.70
204Nov 2036$1,170.79$576.00$1,746.79$138,183.91
205Dec 2036$1,175.63$571.16$1,746.79$137,008.28
2036 Total$13,792.5$7,168.98$20,961.48
206Jan 2037$1,180.49$566.30$1,746.79$135,827.79
207Feb 2037$1,185.37$561.42$1,746.79$134,642.42
208Mar 2037$1,190.27$556.52$1,746.79$133,452.15
209Apr 2037$1,195.19$551.60$1,746.79$132,256.96
210May 2037$1,200.13$546.66$1,746.79$131,056.83
211Jun 2037$1,205.09$541.70$1,746.79$129,851.74
212Jul 2037$1,210.07$536.72$1,746.79$128,641.67
213Aug 2037$1,215.07$531.72$1,746.79$127,426.60
214Sep 2037$1,220.09$526.70$1,746.79$126,206.51
215Oct 2037$1,225.14$521.65$1,746.79$124,981.37
216Nov 2037$1,230.20$516.59$1,746.79$123,751.17
217Dec 2037$1,235.29$511.50$1,746.79$122,515.88
2037 Total$14,492.4$6,469.08$20,961.48
218Jan 2038$1,240.39$506.40$1,746.79$121,275.49
219Feb 2038$1,245.52$501.27$1,746.79$120,029.97
220Mar 2038$1,250.67$496.12$1,746.79$118,779.30
221Apr 2038$1,255.84$490.95$1,746.79$117,523.46
222May 2038$1,261.03$485.76$1,746.79$116,262.43
223Jun 2038$1,266.24$480.55$1,746.79$114,996.19
224Jul 2038$1,271.47$475.32$1,746.79$113,724.72
225Aug 2038$1,276.73$470.06$1,746.79$112,447.99
226Sep 2038$1,282.00$464.79$1,746.79$111,165.99
227Oct 2038$1,287.30$459.49$1,746.79$109,878.69
228Nov 2038$1,292.62$454.17$1,746.79$108,586.07
229Dec 2038$1,297.97$448.82$1,746.79$107,288.10
2038 Total$15,227.78$5,733.7$20,961.48
230Jan 2039$1,303.33$443.46$1,746.79$105,984.77
231Feb 2039$1,308.72$438.07$1,746.79$104,676.05
232Mar 2039$1,314.13$432.66$1,746.79$103,361.92
233Apr 2039$1,319.56$427.23$1,746.79$102,042.36
234May 2039$1,325.01$421.78$1,746.79$100,717.35
235Jun 2039$1,330.49$416.30$1,746.79$99,386.86
236Jul 2039$1,335.99$410.80$1,746.79$98,050.87
237Aug 2039$1,341.51$405.28$1,746.79$96,709.36
238Sep 2039$1,347.06$399.73$1,746.79$95,362.30
239Oct 2039$1,352.63$394.16$1,746.79$94,009.67
240Nov 2039$1,358.22$388.57$1,746.79$92,651.45
241Dec 2039$1,363.83$382.96$1,746.79$91,287.62
2039 Total$16,000.48$4,961$20,961.48
242Jan 2040$1,369.47$377.32$1,746.79$89,918.15
243Feb 2040$1,375.13$371.66$1,746.79$88,543.02
244Mar 2040$1,380.81$365.98$1,746.79$87,162.21
245Apr 2040$1,386.52$360.27$1,746.79$85,775.69
246May 2040$1,392.25$354.54$1,746.79$84,383.44
247Jun 2040$1,398.01$348.78$1,746.79$82,985.43
248Jul 2040$1,403.78$343.01$1,746.79$81,581.65
249Aug 2040$1,409.59$337.20$1,746.79$80,172.06
250Sep 2040$1,415.41$331.38$1,746.79$78,756.65
251Oct 2040$1,421.26$325.53$1,746.79$77,335.39
252Nov 2040$1,427.14$319.65$1,746.79$75,908.25
253Dec 2040$1,433.04$313.75$1,746.79$74,475.21
2040 Total$16,812.41$4,149.07$20,961.48
254Jan 2041$1,438.96$307.83$1,746.79$73,036.25
255Feb 2041$1,444.91$301.88$1,746.79$71,591.34
256Mar 2041$1,450.88$295.91$1,746.79$70,140.46
257Apr 2041$1,456.88$289.91$1,746.79$68,683.58
258May 2041$1,462.90$283.89$1,746.79$67,220.68
259Jun 2041$1,468.94$277.85$1,746.79$65,751.74
260Jul 2041$1,475.02$271.77$1,746.79$64,276.72
261Aug 2041$1,481.11$265.68$1,746.79$62,795.61
262Sep 2041$1,487.23$259.56$1,746.79$61,308.38
263Oct 2041$1,493.38$253.41$1,746.79$59,815.00
264Nov 2041$1,499.55$247.24$1,746.79$58,315.45
265Dec 2041$1,505.75$241.04$1,746.79$56,809.70
2041 Total$17,665.51$3,295.97$20,961.48
266Jan 2042$1,511.98$234.81$1,746.79$55,297.72
267Feb 2042$1,518.23$228.56$1,746.79$53,779.49
268Mar 2042$1,524.50$222.29$1,746.79$52,254.99
269Apr 2042$1,530.80$215.99$1,746.79$50,724.19
270May 2042$1,537.13$209.66$1,746.79$49,187.06
271Jun 2042$1,543.48$203.31$1,746.79$47,643.58
272Jul 2042$1,549.86$196.93$1,746.79$46,093.72
273Aug 2042$1,556.27$190.52$1,746.79$44,537.45
274Sep 2042$1,562.70$184.09$1,746.79$42,974.75
275Oct 2042$1,569.16$177.63$1,746.79$41,405.59
276Nov 2042$1,575.65$171.14$1,746.79$39,829.94
277Dec 2042$1,582.16$164.63$1,746.79$38,247.78
2042 Total$18,561.92$2,399.56$20,961.48
278Jan 2043$1,588.70$158.09$1,746.79$36,659.08
279Feb 2043$1,595.27$151.52$1,746.79$35,063.81
280Mar 2043$1,601.86$144.93$1,746.79$33,461.95
281Apr 2043$1,608.48$138.31$1,746.79$31,853.47
282May 2043$1,615.13$131.66$1,746.79$30,238.34
283Jun 2043$1,621.80$124.99$1,746.79$28,616.54
284Jul 2043$1,628.51$118.28$1,746.79$26,988.03
285Aug 2043$1,635.24$111.55$1,746.79$25,352.79
286Sep 2043$1,642.00$104.79$1,746.79$23,710.79
287Oct 2043$1,648.79$98.00$1,746.79$22,062.00
288Nov 2043$1,655.60$91.19$1,746.79$20,406.40
289Dec 2043$1,662.44$84.35$1,746.79$18,743.96
2043 Total$19,503.82$1,457.66$20,961.48
290Jan 2044$1,669.31$77.48$1,746.79$17,074.65
291Feb 2044$1,676.21$70.58$1,746.79$15,398.44
292Mar 2044$1,683.14$63.65$1,746.79$13,715.30
293Apr 2044$1,690.10$56.69$1,746.79$12,025.20
294May 2044$1,697.09$49.70$1,746.79$10,328.11
295Jun 2044$1,704.10$42.69$1,746.79$8,624.01
296Jul 2044$1,711.14$35.65$1,746.79$6,912.87
297Aug 2044$1,718.22$28.57$1,746.79$5,194.65
298Sep 2044$1,725.32$21.47$1,746.79$3,469.33
299Oct 2044$1,732.45$14.34$1,746.79$1,736.88
300Nov 2044$1,736.88$7.18$1,744.06$0.00
2044 Total$18,743.96$468$19,211.96
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