Mortgage Saver Special Home Loan (QLD only) from RACQ Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$150,000
Advertised rate
3.62%
Variable
Loan term
over 30 years
Repayment Frequency
Monthly
Monthly repayment
$684
Number of Repayments
360
Total Interest Paid
$96,240
Total repayments
$246,240
DatePrincipleInterestPaymentBalance
1Aug 2018$231.15$452.50$683.65$149,768.85
2Sep 2018$231.85$451.80$683.65$149,537.00
3Oct 2018$232.55$451.10$683.65$149,304.45
4Nov 2018$233.25$450.40$683.65$149,071.20
5Dec 2018$233.95$449.70$683.65$148,837.25
2018 Total$1,162.75$2,255.5$3,418.25
6Jan 2019$234.66$448.99$683.65$148,602.59
7Feb 2019$235.37$448.28$683.65$148,367.22
8Mar 2019$236.08$447.57$683.65$148,131.14
9Apr 2019$236.79$446.86$683.65$147,894.35
10May 2019$237.50$446.15$683.65$147,656.85
11Jun 2019$238.22$445.43$683.65$147,418.63
12Jul 2019$238.94$444.71$683.65$147,179.69
13Aug 2019$239.66$443.99$683.65$146,940.03
14Sep 2019$240.38$443.27$683.65$146,699.65
15Oct 2019$241.11$442.54$683.65$146,458.54
16Nov 2019$241.83$441.82$683.65$146,216.71
17Dec 2019$242.56$441.09$683.65$145,974.15
2019 Total$2,863.1$5,340.7$8,203.8
18Jan 2020$243.29$440.36$683.65$145,730.86
19Feb 2020$244.03$439.62$683.65$145,486.83
20Mar 2020$244.76$438.89$683.65$145,242.07
21Apr 2020$245.50$438.15$683.65$144,996.57
22May 2020$246.24$437.41$683.65$144,750.33
23Jun 2020$246.99$436.66$683.65$144,503.34
24Jul 2020$247.73$435.92$683.65$144,255.61
25Aug 2020$248.48$435.17$683.65$144,007.13
26Sep 2020$249.23$434.42$683.65$143,757.90
27Oct 2020$249.98$433.67$683.65$143,507.92
28Nov 2020$250.73$432.92$683.65$143,257.19
29Dec 2020$251.49$432.16$683.65$143,005.70
2020 Total$2,968.45$5,235.35$8,203.8
30Jan 2021$252.25$431.40$683.65$142,753.45
31Feb 2021$253.01$430.64$683.65$142,500.44
32Mar 2021$253.77$429.88$683.65$142,246.67
33Apr 2021$254.54$429.11$683.65$141,992.13
34May 2021$255.31$428.34$683.65$141,736.82
35Jun 2021$256.08$427.57$683.65$141,480.74
36Jul 2021$256.85$426.80$683.65$141,223.89
37Aug 2021$257.62$426.03$683.65$140,966.27
38Sep 2021$258.40$425.25$683.65$140,707.87
39Oct 2021$259.18$424.47$683.65$140,448.69
40Nov 2021$259.96$423.69$683.65$140,188.73
41Dec 2021$260.75$422.90$683.65$139,927.98
2021 Total$3,077.72$5,126.08$8,203.8
42Jan 2022$261.53$422.12$683.65$139,666.45
43Feb 2022$262.32$421.33$683.65$139,404.13
44Mar 2022$263.11$420.54$683.65$139,141.02
45Apr 2022$263.91$419.74$683.65$138,877.11
46May 2022$264.70$418.95$683.65$138,612.41
47Jun 2022$265.50$418.15$683.65$138,346.91
48Jul 2022$266.30$417.35$683.65$138,080.61
49Aug 2022$267.11$416.54$683.65$137,813.50
50Sep 2022$267.91$415.74$683.65$137,545.59
51Oct 2022$268.72$414.93$683.65$137,276.87
52Nov 2022$269.53$414.12$683.65$137,007.34
53Dec 2022$270.34$413.31$683.65$136,737.00
2022 Total$3,190.98$5,012.82$8,203.8
54Jan 2023$271.16$412.49$683.65$136,465.84
55Feb 2023$271.98$411.67$683.65$136,193.86
56Mar 2023$272.80$410.85$683.65$135,921.06
57Apr 2023$273.62$410.03$683.65$135,647.44
58May 2023$274.45$409.20$683.65$135,372.99
59Jun 2023$275.27$408.38$683.65$135,097.72
60Jul 2023$276.11$407.54$683.65$134,821.61
61Aug 2023$276.94$406.71$683.65$134,544.67
62Sep 2023$277.77$405.88$683.65$134,266.90
63Oct 2023$278.61$405.04$683.65$133,988.29
64Nov 2023$279.45$404.20$683.65$133,708.84
65Dec 2023$280.29$403.36$683.65$133,428.55
2023 Total$3,308.45$4,895.35$8,203.8
66Jan 2024$281.14$402.51$683.65$133,147.41
67Feb 2024$281.99$401.66$683.65$132,865.42
68Mar 2024$282.84$400.81$683.65$132,582.58
69Apr 2024$283.69$399.96$683.65$132,298.89
70May 2024$284.55$399.10$683.65$132,014.34
71Jun 2024$285.41$398.24$683.65$131,728.93
72Jul 2024$286.27$397.38$683.65$131,442.66
73Aug 2024$287.13$396.52$683.65$131,155.53
74Sep 2024$288.00$395.65$683.65$130,867.53
75Oct 2024$288.87$394.78$683.65$130,578.66
76Nov 2024$289.74$393.91$683.65$130,288.92
77Dec 2024$290.61$393.04$683.65$129,998.31
2024 Total$3,430.24$4,773.56$8,203.8
78Jan 2025$291.49$392.16$683.65$129,706.82
79Feb 2025$292.37$391.28$683.65$129,414.45
80Mar 2025$293.25$390.40$683.65$129,121.20
81Apr 2025$294.13$389.52$683.65$128,827.07
82May 2025$295.02$388.63$683.65$128,532.05
83Jun 2025$295.91$387.74$683.65$128,236.14
84Jul 2025$296.80$386.85$683.65$127,939.34
85Aug 2025$297.70$385.95$683.65$127,641.64
86Sep 2025$298.60$385.05$683.65$127,343.04
87Oct 2025$299.50$384.15$683.65$127,043.54
88Nov 2025$300.40$383.25$683.65$126,743.14
89Dec 2025$301.31$382.34$683.65$126,441.83
2025 Total$3,556.48$4,647.32$8,203.8
90Jan 2026$302.22$381.43$683.65$126,139.61
91Feb 2026$303.13$380.52$683.65$125,836.48
92Mar 2026$304.04$379.61$683.65$125,532.44
93Apr 2026$304.96$378.69$683.65$125,227.48
94May 2026$305.88$377.77$683.65$124,921.60
95Jun 2026$306.80$376.85$683.65$124,614.80
96Jul 2026$307.73$375.92$683.65$124,307.07
97Aug 2026$308.66$374.99$683.65$123,998.41
98Sep 2026$309.59$374.06$683.65$123,688.82
99Oct 2026$310.52$373.13$683.65$123,378.30
100Nov 2026$311.46$372.19$683.65$123,066.84
101Dec 2026$312.40$371.25$683.65$122,754.44
2026 Total$3,687.39$4,516.41$8,203.8
102Jan 2027$313.34$370.31$683.65$122,441.10
103Feb 2027$314.29$369.36$683.65$122,126.81
104Mar 2027$315.23$368.42$683.65$121,811.58
105Apr 2027$316.19$367.46$683.65$121,495.39
106May 2027$317.14$366.51$683.65$121,178.25
107Jun 2027$318.10$365.55$683.65$120,860.15
108Jul 2027$319.06$364.59$683.65$120,541.09
109Aug 2027$320.02$363.63$683.65$120,221.07
110Sep 2027$320.98$362.67$683.65$119,900.09
111Oct 2027$321.95$361.70$683.65$119,578.14
112Nov 2027$322.92$360.73$683.65$119,255.22
113Dec 2027$323.90$359.75$683.65$118,931.32
2027 Total$3,823.12$4,380.68$8,203.8
114Jan 2028$324.87$358.78$683.65$118,606.45
115Feb 2028$325.85$357.80$683.65$118,280.60
116Mar 2028$326.84$356.81$683.65$117,953.76
117Apr 2028$327.82$355.83$683.65$117,625.94
118May 2028$328.81$354.84$683.65$117,297.13
119Jun 2028$329.80$353.85$683.65$116,967.33
120Jul 2028$330.80$352.85$683.65$116,636.53
121Aug 2028$331.80$351.85$683.65$116,304.73
122Sep 2028$332.80$350.85$683.65$115,971.93
123Oct 2028$333.80$349.85$683.65$115,638.13
124Nov 2028$334.81$348.84$683.65$115,303.32
125Dec 2028$335.82$347.83$683.65$114,967.50
2028 Total$3,963.82$4,239.98$8,203.8
126Jan 2029$336.83$346.82$683.65$114,630.67
127Feb 2029$337.85$345.80$683.65$114,292.82
128Mar 2029$338.87$344.78$683.65$113,953.95
129Apr 2029$339.89$343.76$683.65$113,614.06
130May 2029$340.91$342.74$683.65$113,273.15
131Jun 2029$341.94$341.71$683.65$112,931.21
132Jul 2029$342.97$340.68$683.65$112,588.24
133Aug 2029$344.01$339.64$683.65$112,244.23
134Sep 2029$345.05$338.60$683.65$111,899.18
135Oct 2029$346.09$337.56$683.65$111,553.09
136Nov 2029$347.13$336.52$683.65$111,205.96
137Dec 2029$348.18$335.47$683.65$110,857.78
2029 Total$4,109.72$4,094.08$8,203.8
138Jan 2030$349.23$334.42$683.65$110,508.55
139Feb 2030$350.28$333.37$683.65$110,158.27
140Mar 2030$351.34$332.31$683.65$109,806.93
141Apr 2030$352.40$331.25$683.65$109,454.53
142May 2030$353.46$330.19$683.65$109,101.07
143Jun 2030$354.53$329.12$683.65$108,746.54
144Jul 2030$355.60$328.05$683.65$108,390.94
145Aug 2030$356.67$326.98$683.65$108,034.27
146Sep 2030$357.75$325.90$683.65$107,676.52
147Oct 2030$358.83$324.82$683.65$107,317.69
148Nov 2030$359.91$323.74$683.65$106,957.78
149Dec 2030$360.99$322.66$683.65$106,596.79
2030 Total$4,260.99$3,942.81$8,203.8
150Jan 2031$362.08$321.57$683.65$106,234.71
151Feb 2031$363.18$320.47$683.65$105,871.53
152Mar 2031$364.27$319.38$683.65$105,507.26
153Apr 2031$365.37$318.28$683.65$105,141.89
154May 2031$366.47$317.18$683.65$104,775.42
155Jun 2031$367.58$316.07$683.65$104,407.84
156Jul 2031$368.69$314.96$683.65$104,039.15
157Aug 2031$369.80$313.85$683.65$103,669.35
158Sep 2031$370.91$312.74$683.65$103,298.44
159Oct 2031$372.03$311.62$683.65$102,926.41
160Nov 2031$373.16$310.49$683.65$102,553.25
161Dec 2031$374.28$309.37$683.65$102,178.97
2031 Total$4,417.82$3,785.98$8,203.8
162Jan 2032$375.41$308.24$683.65$101,803.56
163Feb 2032$376.54$307.11$683.65$101,427.02
164Mar 2032$377.68$305.97$683.65$101,049.34
165Apr 2032$378.82$304.83$683.65$100,670.52
166May 2032$379.96$303.69$683.65$100,290.56
167Jun 2032$381.11$302.54$683.65$99,909.45
168Jul 2032$382.26$301.39$683.65$99,527.19
169Aug 2032$383.41$300.24$683.65$99,143.78
170Sep 2032$384.57$299.08$683.65$98,759.21
171Oct 2032$385.73$297.92$683.65$98,373.48
172Nov 2032$386.89$296.76$683.65$97,986.59
173Dec 2032$388.06$295.59$683.65$97,598.53
2032 Total$4,580.44$3,623.36$8,203.8
174Jan 2033$389.23$294.42$683.65$97,209.30
175Feb 2033$390.40$293.25$683.65$96,818.90
176Mar 2033$391.58$292.07$683.65$96,427.32
177Apr 2033$392.76$290.89$683.65$96,034.56
178May 2033$393.95$289.70$683.65$95,640.61
179Jun 2033$395.13$288.52$683.65$95,245.48
180Jul 2033$396.33$287.32$683.65$94,849.15
181Aug 2033$397.52$286.13$683.65$94,451.63
182Sep 2033$398.72$284.93$683.65$94,052.91
183Oct 2033$399.92$283.73$683.65$93,652.99
184Nov 2033$401.13$282.52$683.65$93,251.86
185Dec 2033$402.34$281.31$683.65$92,849.52
2033 Total$4,749.01$3,454.79$8,203.8
186Jan 2034$403.55$280.10$683.65$92,445.97
187Feb 2034$404.77$278.88$683.65$92,041.20
188Mar 2034$405.99$277.66$683.65$91,635.21
189Apr 2034$407.22$276.43$683.65$91,227.99
190May 2034$408.45$275.20$683.65$90,819.54
191Jun 2034$409.68$273.97$683.65$90,409.86
192Jul 2034$410.91$272.74$683.65$89,998.95
193Aug 2034$412.15$271.50$683.65$89,586.80
194Sep 2034$413.40$270.25$683.65$89,173.40
195Oct 2034$414.64$269.01$683.65$88,758.76
196Nov 2034$415.89$267.76$683.65$88,342.87
197Dec 2034$417.15$266.50$683.65$87,925.72
2034 Total$4,923.8$3,280$8,203.8
198Jan 2035$418.41$265.24$683.65$87,507.31
199Feb 2035$419.67$263.98$683.65$87,087.64
200Mar 2035$420.94$262.71$683.65$86,666.70
201Apr 2035$422.21$261.44$683.65$86,244.49
202May 2035$423.48$260.17$683.65$85,821.01
203Jun 2035$424.76$258.89$683.65$85,396.25
204Jul 2035$426.04$257.61$683.65$84,970.21
205Aug 2035$427.32$256.33$683.65$84,542.89
206Sep 2035$428.61$255.04$683.65$84,114.28
207Oct 2035$429.91$253.74$683.65$83,684.37
208Nov 2035$431.20$252.45$683.65$83,253.17
209Dec 2035$432.50$251.15$683.65$82,820.67
2035 Total$5,105.05$3,098.75$8,203.8
210Jan 2036$433.81$249.84$683.65$82,386.86
211Feb 2036$435.12$248.53$683.65$81,951.74
212Mar 2036$436.43$247.22$683.65$81,515.31
213Apr 2036$437.75$245.90$683.65$81,077.56
214May 2036$439.07$244.58$683.65$80,638.49
215Jun 2036$440.39$243.26$683.65$80,198.10
216Jul 2036$441.72$241.93$683.65$79,756.38
217Aug 2036$443.05$240.60$683.65$79,313.33
218Sep 2036$444.39$239.26$683.65$78,868.94
219Oct 2036$445.73$237.92$683.65$78,423.21
220Nov 2036$447.07$236.58$683.65$77,976.14
221Dec 2036$448.42$235.23$683.65$77,527.72
2036 Total$5,292.95$2,910.85$8,203.8
222Jan 2037$449.77$233.88$683.65$77,077.95
223Feb 2037$451.13$232.52$683.65$76,626.82
224Mar 2037$452.49$231.16$683.65$76,174.33
225Apr 2037$453.86$229.79$683.65$75,720.47
226May 2037$455.23$228.42$683.65$75,265.24
227Jun 2037$456.60$227.05$683.65$74,808.64
228Jul 2037$457.98$225.67$683.65$74,350.66
229Aug 2037$459.36$224.29$683.65$73,891.30
230Sep 2037$460.74$222.91$683.65$73,430.56
231Oct 2037$462.13$221.52$683.65$72,968.43
232Nov 2037$463.53$220.12$683.65$72,504.90
233Dec 2037$464.93$218.72$683.65$72,039.97
2037 Total$5,487.75$2,716.05$8,203.8
234Jan 2038$466.33$217.32$683.65$71,573.64
235Feb 2038$467.74$215.91$683.65$71,105.90
236Mar 2038$469.15$214.50$683.65$70,636.75
237Apr 2038$470.56$213.09$683.65$70,166.19
238May 2038$471.98$211.67$683.65$69,694.21
239Jun 2038$473.41$210.24$683.65$69,220.80
240Jul 2038$474.83$208.82$683.65$68,745.97
241Aug 2038$476.27$207.38$683.65$68,269.70
242Sep 2038$477.70$205.95$683.65$67,792.00
243Oct 2038$479.14$204.51$683.65$67,312.86
244Nov 2038$480.59$203.06$683.65$66,832.27
245Dec 2038$482.04$201.61$683.65$66,350.23
2038 Total$5,689.74$2,514.06$8,203.8
246Jan 2039$483.49$200.16$683.65$65,866.74
247Feb 2039$484.95$198.70$683.65$65,381.79
248Mar 2039$486.41$197.24$683.65$64,895.38
249Apr 2039$487.88$195.77$683.65$64,407.50
250May 2039$489.35$194.30$683.65$63,918.15
251Jun 2039$490.83$192.82$683.65$63,427.32
252Jul 2039$492.31$191.34$683.65$62,935.01
253Aug 2039$493.80$189.85$683.65$62,441.21
254Sep 2039$495.29$188.36$683.65$61,945.92
255Oct 2039$496.78$186.87$683.65$61,449.14
256Nov 2039$498.28$185.37$683.65$60,950.86
257Dec 2039$499.78$183.87$683.65$60,451.08
2039 Total$5,899.15$2,304.65$8,203.8
258Jan 2040$501.29$182.36$683.65$59,949.79
259Feb 2040$502.80$180.85$683.65$59,446.99
260Mar 2040$504.32$179.33$683.65$58,942.67
261Apr 2040$505.84$177.81$683.65$58,436.83
262May 2040$507.37$176.28$683.65$57,929.46
263Jun 2040$508.90$174.75$683.65$57,420.56
264Jul 2040$510.43$173.22$683.65$56,910.13
265Aug 2040$511.97$171.68$683.65$56,398.16
266Sep 2040$513.52$170.13$683.65$55,884.64
267Oct 2040$515.06$168.59$683.65$55,369.58
268Nov 2040$516.62$167.03$683.65$54,852.96
269Dec 2040$518.18$165.47$683.65$54,334.78
2040 Total$6,116.3$2,087.5$8,203.8
270Jan 2041$519.74$163.91$683.65$53,815.04
271Feb 2041$521.31$162.34$683.65$53,293.73
272Mar 2041$522.88$160.77$683.65$52,770.85
273Apr 2041$524.46$159.19$683.65$52,246.39
274May 2041$526.04$157.61$683.65$51,720.35
275Jun 2041$527.63$156.02$683.65$51,192.72
276Jul 2041$529.22$154.43$683.65$50,663.50
277Aug 2041$530.82$152.83$683.65$50,132.68
278Sep 2041$532.42$151.23$683.65$49,600.26
279Oct 2041$534.02$149.63$683.65$49,066.24
280Nov 2041$535.63$148.02$683.65$48,530.61
281Dec 2041$537.25$146.40$683.65$47,993.36
2041 Total$6,341.42$1,862.38$8,203.8
282Jan 2042$538.87$144.78$683.65$47,454.49
283Feb 2042$540.50$143.15$683.65$46,913.99
284Mar 2042$542.13$141.52$683.65$46,371.86
285Apr 2042$543.76$139.89$683.65$45,828.10
286May 2042$545.40$138.25$683.65$45,282.70
287Jun 2042$547.05$136.60$683.65$44,735.65
288Jul 2042$548.70$134.95$683.65$44,186.95
289Aug 2042$550.35$133.30$683.65$43,636.60
290Sep 2042$552.01$131.64$683.65$43,084.59
291Oct 2042$553.68$129.97$683.65$42,530.91
292Nov 2042$555.35$128.30$683.65$41,975.56
293Dec 2042$557.02$126.63$683.65$41,418.54
2042 Total$6,574.82$1,628.98$8,203.8
294Jan 2043$558.70$124.95$683.65$40,859.84
295Feb 2043$560.39$123.26$683.65$40,299.45
296Mar 2043$562.08$121.57$683.65$39,737.37
297Apr 2043$563.78$119.87$683.65$39,173.59
298May 2043$565.48$118.17$683.65$38,608.11
299Jun 2043$567.18$116.47$683.65$38,040.93
300Jul 2043$568.89$114.76$683.65$37,472.04
301Aug 2043$570.61$113.04$683.65$36,901.43
302Sep 2043$572.33$111.32$683.65$36,329.10
303Oct 2043$574.06$109.59$683.65$35,755.04
304Nov 2043$575.79$107.86$683.65$35,179.25
305Dec 2043$577.53$106.12$683.65$34,601.72
2043 Total$6,816.82$1,386.98$8,203.8
306Jan 2044$579.27$104.38$683.65$34,022.45
307Feb 2044$581.02$102.63$683.65$33,441.43
308Mar 2044$582.77$100.88$683.65$32,858.66
309Apr 2044$584.53$99.12$683.65$32,274.13
310May 2044$586.29$97.36$683.65$31,687.84
311Jun 2044$588.06$95.59$683.65$31,099.78
312Jul 2044$589.83$93.82$683.65$30,509.95
313Aug 2044$591.61$92.04$683.65$29,918.34
314Sep 2044$593.40$90.25$683.65$29,324.94
315Oct 2044$595.19$88.46$683.65$28,729.75
316Nov 2044$596.98$86.67$683.65$28,132.77
317Dec 2044$598.78$84.87$683.65$27,533.99
2044 Total$7,067.73$1,136.07$8,203.8
318Jan 2045$600.59$83.06$683.65$26,933.40
319Feb 2045$602.40$81.25$683.65$26,331.00
320Mar 2045$604.22$79.43$683.65$25,726.78
321Apr 2045$606.04$77.61$683.65$25,120.74
322May 2045$607.87$75.78$683.65$24,512.87
323Jun 2045$609.70$73.95$683.65$23,903.17
324Jul 2045$611.54$72.11$683.65$23,291.63
325Aug 2045$613.39$70.26$683.65$22,678.24
326Sep 2045$615.24$68.41$683.65$22,063.00
327Oct 2045$617.09$66.56$683.65$21,445.91
328Nov 2045$618.95$64.70$683.65$20,826.96
329Dec 2045$620.82$62.83$683.65$20,206.14
2045 Total$7,327.85$875.95$8,203.8
330Jan 2046$622.69$60.96$683.65$19,583.45
331Feb 2046$624.57$59.08$683.65$18,958.88
332Mar 2046$626.46$57.19$683.65$18,332.42
333Apr 2046$628.35$55.30$683.65$17,704.07
334May 2046$630.24$53.41$683.65$17,073.83
335Jun 2046$632.14$51.51$683.65$16,441.69
336Jul 2046$634.05$49.60$683.65$15,807.64
337Aug 2046$635.96$47.69$683.65$15,171.68
338Sep 2046$637.88$45.77$683.65$14,533.80
339Oct 2046$639.81$43.84$683.65$13,893.99
340Nov 2046$641.74$41.91$683.65$13,252.25
341Dec 2046$643.67$39.98$683.65$12,608.58
2046 Total$7,597.56$606.24$8,203.8
342Jan 2047$645.61$38.04$683.65$11,962.97
343Feb 2047$647.56$36.09$683.65$11,315.41
344Mar 2047$649.52$34.13$683.65$10,665.89
345Apr 2047$651.47$32.18$683.65$10,014.42
346May 2047$653.44$30.21$683.65$9,360.98
347Jun 2047$655.41$28.24$683.65$8,705.57
348Jul 2047$657.39$26.26$683.65$8,048.18
349Aug 2047$659.37$24.28$683.65$7,388.81
350Sep 2047$661.36$22.29$683.65$6,727.45
351Oct 2047$663.36$20.29$683.65$6,064.09
352Nov 2047$665.36$18.29$683.65$5,398.73
353Dec 2047$667.36$16.29$683.65$4,731.37
2047 Total$7,877.21$326.59$8,203.8
354Jan 2048$669.38$14.27$683.65$4,061.99
355Feb 2048$671.40$12.25$683.65$3,390.59
356Mar 2048$673.42$10.23$683.65$2,717.17
357Apr 2048$675.45$8.20$683.65$2,041.72
358May 2048$677.49$6.16$683.65$1,364.23
359Jun 2048$679.53$4.12$683.65$684.70
360Jul 2048$681.58$2.07$683.65$3.12
2048 Total$4,728.25$57.3$4,785.55
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