Borrow amount

$300,000

Advertised Rate

4.36

% p.a

Variable

Loan term
25 Years
RAMS
Repayment frequency
Monthly
Monthly Repayments
$1,644
Number of repayments
300
Total interest paid
$193,124
Total Repayments

$493,124

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$553.75$1,090.00$1,643.75$299,446.25
2Jun 2021$555.76$1,087.99$1,643.75$298,890.49
3Jul 2021$557.78$1,085.97$1,643.75$298,332.71
4Aug 2021$559.81$1,083.94$1,643.75$297,772.90
5Sep 2021$561.84$1,081.91$1,643.75$297,211.06
6Oct 2021$563.88$1,079.87$1,643.75$296,647.18
7Nov 2021$565.93$1,077.82$1,643.75$296,081.25
8Dec 2021$567.99$1,075.76$1,643.75$295,513.26
2021 Total$4,486.74$8,663.26$13,150
9Jan 2022$570.05$1,073.70$1,643.75$294,943.21
10Feb 2022$572.12$1,071.63$1,643.75$294,371.09
11Mar 2022$574.20$1,069.55$1,643.75$293,796.89
12Apr 2022$576.29$1,067.46$1,643.75$293,220.60
13May 2022$578.38$1,065.37$1,643.75$292,642.22
14Jun 2022$580.48$1,063.27$1,643.75$292,061.74
15Jul 2022$582.59$1,061.16$1,643.75$291,479.15
16Aug 2022$584.71$1,059.04$1,643.75$290,894.44
17Sep 2022$586.83$1,056.92$1,643.75$290,307.61
18Oct 2022$588.97$1,054.78$1,643.75$289,718.64
19Nov 2022$591.11$1,052.64$1,643.75$289,127.53
20Dec 2022$593.25$1,050.50$1,643.75$288,534.28
2022 Total$6,978.98$12,746.02$19,725
21Jan 2023$595.41$1,048.34$1,643.75$287,938.87
22Feb 2023$597.57$1,046.18$1,643.75$287,341.30
23Mar 2023$599.74$1,044.01$1,643.75$286,741.56
24Apr 2023$601.92$1,041.83$1,643.75$286,139.64
25May 2023$604.11$1,039.64$1,643.75$285,535.53
26Jun 2023$606.30$1,037.45$1,643.75$284,929.23
27Jul 2023$608.51$1,035.24$1,643.75$284,320.72
28Aug 2023$610.72$1,033.03$1,643.75$283,710.00
29Sep 2023$612.94$1,030.81$1,643.75$283,097.06
30Oct 2023$615.16$1,028.59$1,643.75$282,481.90
31Nov 2023$617.40$1,026.35$1,643.75$281,864.50
32Dec 2023$619.64$1,024.11$1,643.75$281,244.86
2023 Total$7,289.42$12,435.58$19,725
33Jan 2024$621.89$1,021.86$1,643.75$280,622.97
34Feb 2024$624.15$1,019.60$1,643.75$279,998.82
35Mar 2024$626.42$1,017.33$1,643.75$279,372.40
36Apr 2024$628.70$1,015.05$1,643.75$278,743.70
37May 2024$630.98$1,012.77$1,643.75$278,112.72
38Jun 2024$633.27$1,010.48$1,643.75$277,479.45
39Jul 2024$635.57$1,008.18$1,643.75$276,843.88
40Aug 2024$637.88$1,005.87$1,643.75$276,206.00
41Sep 2024$640.20$1,003.55$1,643.75$275,565.80
42Oct 2024$642.53$1,001.22$1,643.75$274,923.27
43Nov 2024$644.86$998.89$1,643.75$274,278.41
44Dec 2024$647.21$996.54$1,643.75$273,631.20
2024 Total$7,613.66$12,111.34$19,725
45Jan 2025$649.56$994.19$1,643.75$272,981.64
46Feb 2025$651.92$991.83$1,643.75$272,329.72
47Mar 2025$654.29$989.46$1,643.75$271,675.43
48Apr 2025$656.66$987.09$1,643.75$271,018.77
49May 2025$659.05$984.70$1,643.75$270,359.72
50Jun 2025$661.44$982.31$1,643.75$269,698.28
51Jul 2025$663.85$979.90$1,643.75$269,034.43
52Aug 2025$666.26$977.49$1,643.75$268,368.17
53Sep 2025$668.68$975.07$1,643.75$267,699.49
54Oct 2025$671.11$972.64$1,643.75$267,028.38
55Nov 2025$673.55$970.20$1,643.75$266,354.83
56Dec 2025$675.99$967.76$1,643.75$265,678.84
2025 Total$7,952.36$11,772.64$19,725
57Jan 2026$678.45$965.30$1,643.75$265,000.39
58Feb 2026$680.92$962.83$1,643.75$264,319.47
59Mar 2026$683.39$960.36$1,643.75$263,636.08
60Apr 2026$685.87$957.88$1,643.75$262,950.21
61May 2026$688.36$955.39$1,643.75$262,261.85
62Jun 2026$690.87$952.88$1,643.75$261,570.98
63Jul 2026$693.38$950.37$1,643.75$260,877.60
64Aug 2026$695.89$947.86$1,643.75$260,181.71
65Sep 2026$698.42$945.33$1,643.75$259,483.29
66Oct 2026$700.96$942.79$1,643.75$258,782.33
67Nov 2026$703.51$940.24$1,643.75$258,078.82
68Dec 2026$706.06$937.69$1,643.75$257,372.76
2026 Total$8,306.08$11,418.92$19,725
69Jan 2027$708.63$935.12$1,643.75$256,664.13
70Feb 2027$711.20$932.55$1,643.75$255,952.93
71Mar 2027$713.79$929.96$1,643.75$255,239.14
72Apr 2027$716.38$927.37$1,643.75$254,522.76
73May 2027$718.98$924.77$1,643.75$253,803.78
74Jun 2027$721.60$922.15$1,643.75$253,082.18
75Jul 2027$724.22$919.53$1,643.75$252,357.96
76Aug 2027$726.85$916.90$1,643.75$251,631.11
77Sep 2027$729.49$914.26$1,643.75$250,901.62
78Oct 2027$732.14$911.61$1,643.75$250,169.48
79Nov 2027$734.80$908.95$1,643.75$249,434.68
80Dec 2027$737.47$906.28$1,643.75$248,697.21
2027 Total$8,675.55$11,049.45$19,725
81Jan 2028$740.15$903.60$1,643.75$247,957.06
82Feb 2028$742.84$900.91$1,643.75$247,214.22
83Mar 2028$745.54$898.21$1,643.75$246,468.68
84Apr 2028$748.25$895.50$1,643.75$245,720.43
85May 2028$750.97$892.78$1,643.75$244,969.46
86Jun 2028$753.69$890.06$1,643.75$244,215.77
87Jul 2028$756.43$887.32$1,643.75$243,459.34
88Aug 2028$759.18$884.57$1,643.75$242,700.16
89Sep 2028$761.94$881.81$1,643.75$241,938.22
90Oct 2028$764.71$879.04$1,643.75$241,173.51
91Nov 2028$767.49$876.26$1,643.75$240,406.02
92Dec 2028$770.27$873.48$1,643.75$239,635.75
2028 Total$9,061.46$10,663.54$19,725
93Jan 2029$773.07$870.68$1,643.75$238,862.68
94Feb 2029$775.88$867.87$1,643.75$238,086.80
95Mar 2029$778.70$865.05$1,643.75$237,308.10
96Apr 2029$781.53$862.22$1,643.75$236,526.57
97May 2029$784.37$859.38$1,643.75$235,742.20
98Jun 2029$787.22$856.53$1,643.75$234,954.98
99Jul 2029$790.08$853.67$1,643.75$234,164.90
100Aug 2029$792.95$850.80$1,643.75$233,371.95
101Sep 2029$795.83$847.92$1,643.75$232,576.12
102Oct 2029$798.72$845.03$1,643.75$231,777.40
103Nov 2029$801.63$842.12$1,643.75$230,975.77
104Dec 2029$804.54$839.21$1,643.75$230,171.23
2029 Total$9,464.52$10,260.48$19,725
105Jan 2030$807.46$836.29$1,643.75$229,363.77
106Feb 2030$810.39$833.36$1,643.75$228,553.38
107Mar 2030$813.34$830.41$1,643.75$227,740.04
108Apr 2030$816.29$827.46$1,643.75$226,923.75
109May 2030$819.26$824.49$1,643.75$226,104.49
110Jun 2030$822.24$821.51$1,643.75$225,282.25
111Jul 2030$825.22$818.53$1,643.75$224,457.03
112Aug 2030$828.22$815.53$1,643.75$223,628.81
113Sep 2030$831.23$812.52$1,643.75$222,797.58
114Oct 2030$834.25$809.50$1,643.75$221,963.33
115Nov 2030$837.28$806.47$1,643.75$221,126.05
116Dec 2030$840.33$803.42$1,643.75$220,285.72
2030 Total$9,885.51$9,839.49$19,725
117Jan 2031$843.38$800.37$1,643.75$219,442.34
118Feb 2031$846.44$797.31$1,643.75$218,595.90
119Mar 2031$849.52$794.23$1,643.75$217,746.38
120Apr 2031$852.60$791.15$1,643.75$216,893.78
121May 2031$855.70$788.05$1,643.75$216,038.08
122Jun 2031$858.81$784.94$1,643.75$215,179.27
123Jul 2031$861.93$781.82$1,643.75$214,317.34
124Aug 2031$865.06$778.69$1,643.75$213,452.28
125Sep 2031$868.21$775.54$1,643.75$212,584.07
126Oct 2031$871.36$772.39$1,643.75$211,712.71
127Nov 2031$874.53$769.22$1,643.75$210,838.18
128Dec 2031$877.70$766.05$1,643.75$209,960.48
2031 Total$10,325.24$9,399.76$19,725
129Jan 2032$880.89$762.86$1,643.75$209,079.59
130Feb 2032$884.09$759.66$1,643.75$208,195.50
131Mar 2032$887.31$756.44$1,643.75$207,308.19
132Apr 2032$890.53$753.22$1,643.75$206,417.66
133May 2032$893.77$749.98$1,643.75$205,523.89
134Jun 2032$897.01$746.74$1,643.75$204,626.88
135Jul 2032$900.27$743.48$1,643.75$203,726.61
136Aug 2032$903.54$740.21$1,643.75$202,823.07
137Sep 2032$906.83$736.92$1,643.75$201,916.24
138Oct 2032$910.12$733.63$1,643.75$201,006.12
139Nov 2032$913.43$730.32$1,643.75$200,092.69
140Dec 2032$916.75$727.00$1,643.75$199,175.94
2032 Total$10,784.54$8,940.46$19,725
141Jan 2033$920.08$723.67$1,643.75$198,255.86
142Feb 2033$923.42$720.33$1,643.75$197,332.44
143Mar 2033$926.78$716.97$1,643.75$196,405.66
144Apr 2033$930.14$713.61$1,643.75$195,475.52
145May 2033$933.52$710.23$1,643.75$194,542.00
146Jun 2033$936.91$706.84$1,643.75$193,605.09
147Jul 2033$940.32$703.43$1,643.75$192,664.77
148Aug 2033$943.73$700.02$1,643.75$191,721.04
149Sep 2033$947.16$696.59$1,643.75$190,773.88
150Oct 2033$950.60$693.15$1,643.75$189,823.28
151Nov 2033$954.06$689.69$1,643.75$188,869.22
152Dec 2033$957.53$686.22$1,643.75$187,911.69
2033 Total$11,264.25$8,460.75$19,725
153Jan 2034$961.00$682.75$1,643.75$186,950.69
154Feb 2034$964.50$679.25$1,643.75$185,986.19
155Mar 2034$968.00$675.75$1,643.75$185,018.19
156Apr 2034$971.52$672.23$1,643.75$184,046.67
157May 2034$975.05$668.70$1,643.75$183,071.62
158Jun 2034$978.59$665.16$1,643.75$182,093.03
159Jul 2034$982.15$661.60$1,643.75$181,110.88
160Aug 2034$985.71$658.04$1,643.75$180,125.17
161Sep 2034$989.30$654.45$1,643.75$179,135.87
162Oct 2034$992.89$650.86$1,643.75$178,142.98
163Nov 2034$996.50$647.25$1,643.75$177,146.48
164Dec 2034$1,000.12$643.63$1,643.75$176,146.36
2034 Total$11,765.33$7,959.67$19,725
165Jan 2035$1,003.75$640.00$1,643.75$175,142.61
166Feb 2035$1,007.40$636.35$1,643.75$174,135.21
167Mar 2035$1,011.06$632.69$1,643.75$173,124.15
168Apr 2035$1,014.73$629.02$1,643.75$172,109.42
169May 2035$1,018.42$625.33$1,643.75$171,091.00
170Jun 2035$1,022.12$621.63$1,643.75$170,068.88
171Jul 2035$1,025.83$617.92$1,643.75$169,043.05
172Aug 2035$1,029.56$614.19$1,643.75$168,013.49
173Sep 2035$1,033.30$610.45$1,643.75$166,980.19
174Oct 2035$1,037.06$606.69$1,643.75$165,943.13
175Nov 2035$1,040.82$602.93$1,643.75$164,902.31
176Dec 2035$1,044.60$599.15$1,643.75$163,857.71
2035 Total$12,288.65$7,436.35$19,725
177Jan 2036$1,048.40$595.35$1,643.75$162,809.31
178Feb 2036$1,052.21$591.54$1,643.75$161,757.10
179Mar 2036$1,056.03$587.72$1,643.75$160,701.07
180Apr 2036$1,059.87$583.88$1,643.75$159,641.20
181May 2036$1,063.72$580.03$1,643.75$158,577.48
182Jun 2036$1,067.59$576.16$1,643.75$157,509.89
183Jul 2036$1,071.46$572.29$1,643.75$156,438.43
184Aug 2036$1,075.36$568.39$1,643.75$155,363.07
185Sep 2036$1,079.26$564.49$1,643.75$154,283.81
186Oct 2036$1,083.19$560.56$1,643.75$153,200.62
187Nov 2036$1,087.12$556.63$1,643.75$152,113.50
188Dec 2036$1,091.07$552.68$1,643.75$151,022.43
2036 Total$12,835.28$6,889.72$19,725
189Jan 2037$1,095.04$548.71$1,643.75$149,927.39
190Feb 2037$1,099.01$544.74$1,643.75$148,828.38
191Mar 2037$1,103.01$540.74$1,643.75$147,725.37
192Apr 2037$1,107.01$536.74$1,643.75$146,618.36
193May 2037$1,111.04$532.71$1,643.75$145,507.32
194Jun 2037$1,115.07$528.68$1,643.75$144,392.25
195Jul 2037$1,119.12$524.63$1,643.75$143,273.13
196Aug 2037$1,123.19$520.56$1,643.75$142,149.94
197Sep 2037$1,127.27$516.48$1,643.75$141,022.67
198Oct 2037$1,131.37$512.38$1,643.75$139,891.30
199Nov 2037$1,135.48$508.27$1,643.75$138,755.82
200Dec 2037$1,139.60$504.15$1,643.75$137,616.22
2037 Total$13,406.21$6,318.79$19,725
201Jan 2038$1,143.74$500.01$1,643.75$136,472.48
202Feb 2038$1,147.90$495.85$1,643.75$135,324.58
203Mar 2038$1,152.07$491.68$1,643.75$134,172.51
204Apr 2038$1,156.26$487.49$1,643.75$133,016.25
205May 2038$1,160.46$483.29$1,643.75$131,855.79
206Jun 2038$1,164.67$479.08$1,643.75$130,691.12
207Jul 2038$1,168.91$474.84$1,643.75$129,522.21
208Aug 2038$1,173.15$470.60$1,643.75$128,349.06
209Sep 2038$1,177.42$466.33$1,643.75$127,171.64
210Oct 2038$1,181.69$462.06$1,643.75$125,989.95
211Nov 2038$1,185.99$457.76$1,643.75$124,803.96
212Dec 2038$1,190.30$453.45$1,643.75$123,613.66
2038 Total$14,002.56$5,722.44$19,725
213Jan 2039$1,194.62$449.13$1,643.75$122,419.04
214Feb 2039$1,198.96$444.79$1,643.75$121,220.08
215Mar 2039$1,203.32$440.43$1,643.75$120,016.76
216Apr 2039$1,207.69$436.06$1,643.75$118,809.07
217May 2039$1,212.08$431.67$1,643.75$117,596.99
218Jun 2039$1,216.48$427.27$1,643.75$116,380.51
219Jul 2039$1,220.90$422.85$1,643.75$115,159.61
220Aug 2039$1,225.34$418.41$1,643.75$113,934.27
221Sep 2039$1,229.79$413.96$1,643.75$112,704.48
222Oct 2039$1,234.26$409.49$1,643.75$111,470.22
223Nov 2039$1,238.74$405.01$1,643.75$110,231.48
224Dec 2039$1,243.24$400.51$1,643.75$108,988.24
2039 Total$14,625.42$5,099.58$19,725
225Jan 2040$1,247.76$395.99$1,643.75$107,740.48
226Feb 2040$1,252.29$391.46$1,643.75$106,488.19
227Mar 2040$1,256.84$386.91$1,643.75$105,231.35
228Apr 2040$1,261.41$382.34$1,643.75$103,969.94
229May 2040$1,265.99$377.76$1,643.75$102,703.95
230Jun 2040$1,270.59$373.16$1,643.75$101,433.36
231Jul 2040$1,275.21$368.54$1,643.75$100,158.15
232Aug 2040$1,279.84$363.91$1,643.75$98,878.31
233Sep 2040$1,284.49$359.26$1,643.75$97,593.82
234Oct 2040$1,289.16$354.59$1,643.75$96,304.66
235Nov 2040$1,293.84$349.91$1,643.75$95,010.82
236Dec 2040$1,298.54$345.21$1,643.75$93,712.28
2040 Total$15,275.96$4,449.04$19,725
237Jan 2041$1,303.26$340.49$1,643.75$92,409.02
238Feb 2041$1,308.00$335.75$1,643.75$91,101.02
239Mar 2041$1,312.75$331.00$1,643.75$89,788.27
240Apr 2041$1,317.52$326.23$1,643.75$88,470.75
241May 2041$1,322.31$321.44$1,643.75$87,148.44
242Jun 2041$1,327.11$316.64$1,643.75$85,821.33
243Jul 2041$1,331.93$311.82$1,643.75$84,489.40
244Aug 2041$1,336.77$306.98$1,643.75$83,152.63
245Sep 2041$1,341.63$302.12$1,643.75$81,811.00
246Oct 2041$1,346.50$297.25$1,643.75$80,464.50
247Nov 2041$1,351.40$292.35$1,643.75$79,113.10
248Dec 2041$1,356.31$287.44$1,643.75$77,756.79
2041 Total$15,955.49$3,769.51$19,725
249Jan 2042$1,361.23$282.52$1,643.75$76,395.56
250Feb 2042$1,366.18$277.57$1,643.75$75,029.38
251Mar 2042$1,371.14$272.61$1,643.75$73,658.24
252Apr 2042$1,376.13$267.62$1,643.75$72,282.11
253May 2042$1,381.13$262.62$1,643.75$70,900.98
254Jun 2042$1,386.14$257.61$1,643.75$69,514.84
255Jul 2042$1,391.18$252.57$1,643.75$68,123.66
256Aug 2042$1,396.23$247.52$1,643.75$66,727.43
257Sep 2042$1,401.31$242.44$1,643.75$65,326.12
258Oct 2042$1,406.40$237.35$1,643.75$63,919.72
259Nov 2042$1,411.51$232.24$1,643.75$62,508.21
260Dec 2042$1,416.64$227.11$1,643.75$61,091.57
2042 Total$16,665.22$3,059.78$19,725
261Jan 2043$1,421.78$221.97$1,643.75$59,669.79
262Feb 2043$1,426.95$216.80$1,643.75$58,242.84
263Mar 2043$1,432.13$211.62$1,643.75$56,810.71
264Apr 2043$1,437.34$206.41$1,643.75$55,373.37
265May 2043$1,442.56$201.19$1,643.75$53,930.81
266Jun 2043$1,447.80$195.95$1,643.75$52,483.01
267Jul 2043$1,453.06$190.69$1,643.75$51,029.95
268Aug 2043$1,458.34$185.41$1,643.75$49,571.61
269Sep 2043$1,463.64$180.11$1,643.75$48,107.97
270Oct 2043$1,468.96$174.79$1,643.75$46,639.01
271Nov 2043$1,474.29$169.46$1,643.75$45,164.72
272Dec 2043$1,479.65$164.10$1,643.75$43,685.07
2043 Total$17,406.5$2,318.5$19,725
273Jan 2044$1,485.03$158.72$1,643.75$42,200.04
274Feb 2044$1,490.42$153.33$1,643.75$40,709.62
275Mar 2044$1,495.84$147.91$1,643.75$39,213.78
276Apr 2044$1,501.27$142.48$1,643.75$37,712.51
277May 2044$1,506.73$137.02$1,643.75$36,205.78
278Jun 2044$1,512.20$131.55$1,643.75$34,693.58
279Jul 2044$1,517.70$126.05$1,643.75$33,175.88
280Aug 2044$1,523.21$120.54$1,643.75$31,652.67
281Sep 2044$1,528.75$115.00$1,643.75$30,123.92
282Oct 2044$1,534.30$109.45$1,643.75$28,589.62
283Nov 2044$1,539.87$103.88$1,643.75$27,049.75
284Dec 2044$1,545.47$98.28$1,643.75$25,504.28
2044 Total$18,180.79$1,544.21$19,725
285Jan 2045$1,551.08$92.67$1,643.75$23,953.20
286Feb 2045$1,556.72$87.03$1,643.75$22,396.48
287Mar 2045$1,562.38$81.37$1,643.75$20,834.10
288Apr 2045$1,568.05$75.70$1,643.75$19,266.05
289May 2045$1,573.75$70.00$1,643.75$17,692.30
290Jun 2045$1,579.47$64.28$1,643.75$16,112.83
291Jul 2045$1,585.21$58.54$1,643.75$14,527.62
292Aug 2045$1,590.97$52.78$1,643.75$12,936.65
293Sep 2045$1,596.75$47.00$1,643.75$11,339.90
294Oct 2045$1,602.55$41.20$1,643.75$9,737.35
295Nov 2045$1,608.37$35.38$1,643.75$8,128.98
296Dec 2045$1,614.21$29.54$1,643.75$6,514.77
2045 Total$18,989.51$735.49$19,725
297Jan 2046$1,620.08$23.67$1,643.75$4,894.69
298Feb 2046$1,625.97$17.78$1,643.75$3,268.72
299Mar 2046$1,631.87$11.88$1,643.75$1,636.85
300Apr 2046$1,636.85$5.95$1,642.80$0.00
2046 Total$6,514.77$59.28$6,574.05