Full Feature Home Loan (Interest Only) from RAMS

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
5.45%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,363
Number of Repayments
300
Total Interest Paid
$108,900
Total repayments
$408,900
DatePrincipleInterestPaymentBalance
1Feb 2020$470.82$1,362.50$1,833.32$299,529.18
2Mar 2020$472.96$1,360.36$1,833.32$299,056.22
3Apr 2020$475.11$1,358.21$1,833.32$298,581.11
4May 2020$477.26$1,356.06$1,833.32$298,103.85
5Jun 2020$479.43$1,353.89$1,833.32$297,624.42
6Jul 2020$481.61$1,351.71$1,833.32$297,142.81
7Aug 2020$483.80$1,349.52$1,833.32$296,659.01
8Sep 2020$485.99$1,347.33$1,833.32$296,173.02
9Oct 2020$488.20$1,345.12$1,833.32$295,684.82
10Nov 2020$490.42$1,342.90$1,833.32$295,194.40
11Dec 2020$492.65$1,340.67$1,833.32$294,701.75
2020 Total$5,298.25$14,868.27$20,166.52
12Jan 2021$494.88$1,338.44$1,833.32$294,206.87
13Feb 2021$497.13$1,336.19$1,833.32$293,709.74
14Mar 2021$499.39$1,333.93$1,833.32$293,210.35
15Apr 2021$501.66$1,331.66$1,833.32$292,708.69
16May 2021$503.93$1,329.39$1,833.32$292,204.76
17Jun 2021$506.22$1,327.10$1,833.32$291,698.54
18Jul 2021$508.52$1,324.80$1,833.32$291,190.02
19Aug 2021$510.83$1,322.49$1,833.32$290,679.19
20Sep 2021$513.15$1,320.17$1,833.32$290,166.04
21Oct 2021$515.48$1,317.84$1,833.32$289,650.56
22Nov 2021$517.82$1,315.50$1,833.32$289,132.74
23Dec 2021$520.18$1,313.14$1,833.32$288,612.56
2021 Total$6,089.19$15,910.65$21,999.84
24Jan 2022$522.54$1,310.78$1,833.32$288,090.02
25Feb 2022$524.91$1,308.41$1,833.32$287,565.11
26Mar 2022$527.30$1,306.02$1,833.32$287,037.81
27Apr 2022$529.69$1,303.63$1,833.32$286,508.12
28May 2022$532.10$1,301.22$1,833.32$285,976.02
29Jun 2022$534.51$1,298.81$1,833.32$285,441.51
30Jul 2022$536.94$1,296.38$1,833.32$284,904.57
31Aug 2022$539.38$1,293.94$1,833.32$284,365.19
32Sep 2022$541.83$1,291.49$1,833.32$283,823.36
33Oct 2022$544.29$1,289.03$1,833.32$283,279.07
34Nov 2022$546.76$1,286.56$1,833.32$282,732.31
35Dec 2022$549.24$1,284.08$1,833.32$282,183.07
2022 Total$6,429.49$15,570.35$21,999.84
36Jan 2023$551.74$1,281.58$1,833.32$281,631.33
37Feb 2023$554.24$1,279.08$1,833.32$281,077.09
38Mar 2023$556.76$1,276.56$1,833.32$280,520.33
39Apr 2023$559.29$1,274.03$1,833.32$279,961.04
40May 2023$561.83$1,271.49$1,833.32$279,399.21
41Jun 2023$564.38$1,268.94$1,833.32$278,834.83
42Jul 2023$566.95$1,266.37$1,833.32$278,267.88
43Aug 2023$569.52$1,263.80$1,833.32$277,698.36
44Sep 2023$572.11$1,261.21$1,833.32$277,126.25
45Oct 2023$574.70$1,258.62$1,833.32$276,551.55
46Nov 2023$577.32$1,256.00$1,833.32$275,974.23
47Dec 2023$579.94$1,253.38$1,833.32$275,394.29
2023 Total$6,788.78$15,211.06$21,999.84
48Jan 2024$582.57$1,250.75$1,833.32$274,811.72
49Feb 2024$585.22$1,248.10$1,833.32$274,226.50
50Mar 2024$587.87$1,245.45$1,833.32$273,638.63
51Apr 2024$590.54$1,242.78$1,833.32$273,048.09
52May 2024$593.23$1,240.09$1,833.32$272,454.86
53Jun 2024$595.92$1,237.40$1,833.32$271,858.94
54Jul 2024$598.63$1,234.69$1,833.32$271,260.31
55Aug 2024$601.35$1,231.97$1,833.32$270,658.96
56Sep 2024$604.08$1,229.24$1,833.32$270,054.88
57Oct 2024$606.82$1,226.50$1,833.32$269,448.06
58Nov 2024$609.58$1,223.74$1,833.32$268,838.48
59Dec 2024$612.35$1,220.97$1,833.32$268,226.13
2024 Total$7,168.16$14,831.68$21,999.84
60Jan 2025$615.13$1,218.19$1,833.32$267,611.00
61Feb 2025$617.92$1,215.40$1,833.32$266,993.08
62Mar 2025$620.73$1,212.59$1,833.32$266,372.35
63Apr 2025$623.55$1,209.77$1,833.32$265,748.80
64May 2025$626.38$1,206.94$1,833.32$265,122.42
65Jun 2025$629.22$1,204.10$1,833.32$264,493.20
66Jul 2025$632.08$1,201.24$1,833.32$263,861.12
67Aug 2025$634.95$1,198.37$1,833.32$263,226.17
68Sep 2025$637.83$1,195.49$1,833.32$262,588.34
69Oct 2025$640.73$1,192.59$1,833.32$261,947.61
70Nov 2025$643.64$1,189.68$1,833.32$261,303.97
71Dec 2025$646.56$1,186.76$1,833.32$260,657.41
2025 Total$7,568.72$14,431.12$21,999.84
72Jan 2026$649.50$1,183.82$1,833.32$260,007.91
73Feb 2026$652.45$1,180.87$1,833.32$259,355.46
74Mar 2026$655.41$1,177.91$1,833.32$258,700.05
75Apr 2026$658.39$1,174.93$1,833.32$258,041.66
76May 2026$661.38$1,171.94$1,833.32$257,380.28
77Jun 2026$664.38$1,168.94$1,833.32$256,715.90
78Jul 2026$667.40$1,165.92$1,833.32$256,048.50
79Aug 2026$670.43$1,162.89$1,833.32$255,378.07
80Sep 2026$673.48$1,159.84$1,833.32$254,704.59
81Oct 2026$676.54$1,156.78$1,833.32$254,028.05
82Nov 2026$679.61$1,153.71$1,833.32$253,348.44
83Dec 2026$682.70$1,150.62$1,833.32$252,665.74
2026 Total$7,991.67$14,008.17$21,999.84
84Jan 2027$685.80$1,147.52$1,833.32$251,979.94
85Feb 2027$688.91$1,144.41$1,833.32$251,291.03
86Mar 2027$692.04$1,141.28$1,833.32$250,598.99
87Apr 2027$695.18$1,138.14$1,833.32$249,903.81
88May 2027$698.34$1,134.98$1,833.32$249,205.47
89Jun 2027$701.51$1,131.81$1,833.32$248,503.96
90Jul 2027$704.70$1,128.62$1,833.32$247,799.26
91Aug 2027$707.90$1,125.42$1,833.32$247,091.36
92Sep 2027$711.11$1,122.21$1,833.32$246,380.25
93Oct 2027$714.34$1,118.98$1,833.32$245,665.91
94Nov 2027$717.59$1,115.73$1,833.32$244,948.32
95Dec 2027$720.85$1,112.47$1,833.32$244,227.47
2027 Total$8,438.27$13,561.57$21,999.84
96Jan 2028$724.12$1,109.20$1,833.32$243,503.35
97Feb 2028$727.41$1,105.91$1,833.32$242,775.94
98Mar 2028$730.71$1,102.61$1,833.32$242,045.23
99Apr 2028$734.03$1,099.29$1,833.32$241,311.20
100May 2028$737.36$1,095.96$1,833.32$240,573.84
101Jun 2028$740.71$1,092.61$1,833.32$239,833.13
102Jul 2028$744.08$1,089.24$1,833.32$239,089.05
103Aug 2028$747.46$1,085.86$1,833.32$238,341.59
104Sep 2028$750.85$1,082.47$1,833.32$237,590.74
105Oct 2028$754.26$1,079.06$1,833.32$236,836.48
106Nov 2028$757.69$1,075.63$1,833.32$236,078.79
107Dec 2028$761.13$1,072.19$1,833.32$235,317.66
2028 Total$8,909.81$13,090.03$21,999.84
108Jan 2029$764.59$1,068.73$1,833.32$234,553.07
109Feb 2029$768.06$1,065.26$1,833.32$233,785.01
110Mar 2029$771.55$1,061.77$1,833.32$233,013.46
111Apr 2029$775.05$1,058.27$1,833.32$232,238.41
112May 2029$778.57$1,054.75$1,833.32$231,459.84
113Jun 2029$782.11$1,051.21$1,833.32$230,677.73
114Jul 2029$785.66$1,047.66$1,833.32$229,892.07
115Aug 2029$789.23$1,044.09$1,833.32$229,102.84
116Sep 2029$792.81$1,040.51$1,833.32$228,310.03
117Oct 2029$796.41$1,036.91$1,833.32$227,513.62
118Nov 2029$800.03$1,033.29$1,833.32$226,713.59
119Dec 2029$803.66$1,029.66$1,833.32$225,909.93
2029 Total$9,407.73$12,592.11$21,999.84
120Jan 2030$807.31$1,026.01$1,833.32$225,102.62
121Feb 2030$810.98$1,022.34$1,833.32$224,291.64
122Mar 2030$814.66$1,018.66$1,833.32$223,476.98
123Apr 2030$818.36$1,014.96$1,833.32$222,658.62
124May 2030$822.08$1,011.24$1,833.32$221,836.54
125Jun 2030$825.81$1,007.51$1,833.32$221,010.73
126Jul 2030$829.56$1,003.76$1,833.32$220,181.17
127Aug 2030$833.33$999.99$1,833.32$219,347.84
128Sep 2030$837.12$996.20$1,833.32$218,510.72
129Oct 2030$840.92$992.40$1,833.32$217,669.80
130Nov 2030$844.74$988.58$1,833.32$216,825.06
131Dec 2030$848.57$984.75$1,833.32$215,976.49
2030 Total$9,933.44$12,066.4$21,999.84
132Jan 2031$852.43$980.89$1,833.32$215,124.06
133Feb 2031$856.30$977.02$1,833.32$214,267.76
134Mar 2031$860.19$973.13$1,833.32$213,407.57
135Apr 2031$864.09$969.23$1,833.32$212,543.48
136May 2031$868.02$965.30$1,833.32$211,675.46
137Jun 2031$871.96$961.36$1,833.32$210,803.50
138Jul 2031$875.92$957.40$1,833.32$209,927.58
139Aug 2031$879.90$953.42$1,833.32$209,047.68
140Sep 2031$883.90$949.42$1,833.32$208,163.78
141Oct 2031$887.91$945.41$1,833.32$207,275.87
142Nov 2031$891.94$941.38$1,833.32$206,383.93
143Dec 2031$895.99$937.33$1,833.32$205,487.94
2031 Total$10,488.55$11,511.29$21,999.84
144Jan 2032$900.06$933.26$1,833.32$204,587.88
145Feb 2032$904.15$929.17$1,833.32$203,683.73
146Mar 2032$908.26$925.06$1,833.32$202,775.47
147Apr 2032$912.38$920.94$1,833.32$201,863.09
148May 2032$916.53$916.79$1,833.32$200,946.56
149Jun 2032$920.69$912.63$1,833.32$200,025.87
150Jul 2032$924.87$908.45$1,833.32$199,101.00
151Aug 2032$929.07$904.25$1,833.32$198,171.93
152Sep 2032$933.29$900.03$1,833.32$197,238.64
153Oct 2032$937.53$895.79$1,833.32$196,301.11
154Nov 2032$941.79$891.53$1,833.32$195,359.32
155Dec 2032$946.06$887.26$1,833.32$194,413.26
2032 Total$11,074.68$10,925.16$21,999.84
156Jan 2033$950.36$882.96$1,833.32$193,462.90
157Feb 2033$954.68$878.64$1,833.32$192,508.22
158Mar 2033$959.01$874.31$1,833.32$191,549.21
159Apr 2033$963.37$869.95$1,833.32$190,585.84
160May 2033$967.74$865.58$1,833.32$189,618.10
161Jun 2033$972.14$861.18$1,833.32$188,645.96
162Jul 2033$976.55$856.77$1,833.32$187,669.41
163Aug 2033$980.99$852.33$1,833.32$186,688.42
164Sep 2033$985.44$847.88$1,833.32$185,702.98
165Oct 2033$989.92$843.40$1,833.32$184,713.06
166Nov 2033$994.41$838.91$1,833.32$183,718.65
167Dec 2033$998.93$834.39$1,833.32$182,719.72
2033 Total$11,693.54$10,306.3$21,999.84
168Jan 2034$1,003.47$829.85$1,833.32$181,716.25
169Feb 2034$1,008.03$825.29$1,833.32$180,708.22
170Mar 2034$1,012.60$820.72$1,833.32$179,695.62
171Apr 2034$1,017.20$816.12$1,833.32$178,678.42
172May 2034$1,021.82$811.50$1,833.32$177,656.60
173Jun 2034$1,026.46$806.86$1,833.32$176,630.14
174Jul 2034$1,031.12$802.20$1,833.32$175,599.02
175Aug 2034$1,035.81$797.51$1,833.32$174,563.21
176Sep 2034$1,040.51$792.81$1,833.32$173,522.70
177Oct 2034$1,045.24$788.08$1,833.32$172,477.46
178Nov 2034$1,049.98$783.34$1,833.32$171,427.48
179Dec 2034$1,054.75$778.57$1,833.32$170,372.73
2034 Total$12,346.99$9,652.85$21,999.84
180Jan 2035$1,059.54$773.78$1,833.32$169,313.19
181Feb 2035$1,064.36$768.96$1,833.32$168,248.83
182Mar 2035$1,069.19$764.13$1,833.32$167,179.64
183Apr 2035$1,074.05$759.27$1,833.32$166,105.59
184May 2035$1,078.92$754.40$1,833.32$165,026.67
185Jun 2035$1,083.82$749.50$1,833.32$163,942.85
186Jul 2035$1,088.75$744.57$1,833.32$162,854.10
187Aug 2035$1,093.69$739.63$1,833.32$161,760.41
188Sep 2035$1,098.66$734.66$1,833.32$160,661.75
189Oct 2035$1,103.65$729.67$1,833.32$159,558.10
190Nov 2035$1,108.66$724.66$1,833.32$158,449.44
191Dec 2035$1,113.70$719.62$1,833.32$157,335.74
2035 Total$13,036.99$8,962.85$21,999.84
192Jan 2036$1,118.75$714.57$1,833.32$156,216.99
193Feb 2036$1,123.83$709.49$1,833.32$155,093.16
194Mar 2036$1,128.94$704.38$1,833.32$153,964.22
195Apr 2036$1,134.07$699.25$1,833.32$152,830.15
196May 2036$1,139.22$694.10$1,833.32$151,690.93
197Jun 2036$1,144.39$688.93$1,833.32$150,546.54
198Jul 2036$1,149.59$683.73$1,833.32$149,396.95
199Aug 2036$1,154.81$678.51$1,833.32$148,242.14
200Sep 2036$1,160.05$673.27$1,833.32$147,082.09
201Oct 2036$1,165.32$668.00$1,833.32$145,916.77
202Nov 2036$1,170.61$662.71$1,833.32$144,746.16
203Dec 2036$1,175.93$657.39$1,833.32$143,570.23
2036 Total$13,765.51$8,234.33$21,999.84
204Jan 2037$1,181.27$652.05$1,833.32$142,388.96
205Feb 2037$1,186.64$646.68$1,833.32$141,202.32
206Mar 2037$1,192.03$641.29$1,833.32$140,010.29
207Apr 2037$1,197.44$635.88$1,833.32$138,812.85
208May 2037$1,202.88$630.44$1,833.32$137,609.97
209Jun 2037$1,208.34$624.98$1,833.32$136,401.63
210Jul 2037$1,213.83$619.49$1,833.32$135,187.80
211Aug 2037$1,219.34$613.98$1,833.32$133,968.46
212Sep 2037$1,224.88$608.44$1,833.32$132,743.58
213Oct 2037$1,230.44$602.88$1,833.32$131,513.14
214Nov 2037$1,236.03$597.29$1,833.32$130,277.11
215Dec 2037$1,241.64$591.68$1,833.32$129,035.47
2037 Total$14,534.76$7,465.08$21,999.84
216Jan 2038$1,247.28$586.04$1,833.32$127,788.19
217Feb 2038$1,252.95$580.37$1,833.32$126,535.24
218Mar 2038$1,258.64$574.68$1,833.32$125,276.60
219Apr 2038$1,264.36$568.96$1,833.32$124,012.24
220May 2038$1,270.10$563.22$1,833.32$122,742.14
221Jun 2038$1,275.87$557.45$1,833.32$121,466.27
222Jul 2038$1,281.66$551.66$1,833.32$120,184.61
223Aug 2038$1,287.48$545.84$1,833.32$118,897.13
224Sep 2038$1,293.33$539.99$1,833.32$117,603.80
225Oct 2038$1,299.20$534.12$1,833.32$116,304.60
226Nov 2038$1,305.10$528.22$1,833.32$114,999.50
227Dec 2038$1,311.03$522.29$1,833.32$113,688.47
2038 Total$15,347$6,652.84$21,999.84
228Jan 2039$1,316.98$516.34$1,833.32$112,371.49
229Feb 2039$1,322.97$510.35$1,833.32$111,048.52
230Mar 2039$1,328.97$504.35$1,833.32$109,719.55
231Apr 2039$1,335.01$498.31$1,833.32$108,384.54
232May 2039$1,341.07$492.25$1,833.32$107,043.47
233Jun 2039$1,347.16$486.16$1,833.32$105,696.31
234Jul 2039$1,353.28$480.04$1,833.32$104,343.03
235Aug 2039$1,359.43$473.89$1,833.32$102,983.60
236Sep 2039$1,365.60$467.72$1,833.32$101,618.00
237Oct 2039$1,371.80$461.52$1,833.32$100,246.20
238Nov 2039$1,378.04$455.28$1,833.32$98,868.16
239Dec 2039$1,384.29$449.03$1,833.32$97,483.87
2039 Total$16,204.6$5,795.24$21,999.84
240Jan 2040$1,390.58$442.74$1,833.32$96,093.29
241Feb 2040$1,396.90$436.42$1,833.32$94,696.39
242Mar 2040$1,403.24$430.08$1,833.32$93,293.15
243Apr 2040$1,409.61$423.71$1,833.32$91,883.54
244May 2040$1,416.02$417.30$1,833.32$90,467.52
245Jun 2040$1,422.45$410.87$1,833.32$89,045.07
246Jul 2040$1,428.91$404.41$1,833.32$87,616.16
247Aug 2040$1,435.40$397.92$1,833.32$86,180.76
248Sep 2040$1,441.92$391.40$1,833.32$84,738.84
249Oct 2040$1,448.46$384.86$1,833.32$83,290.38
250Nov 2040$1,455.04$378.28$1,833.32$81,835.34
251Dec 2040$1,461.65$371.67$1,833.32$80,373.69
2040 Total$17,110.18$4,889.66$21,999.84
252Jan 2041$1,468.29$365.03$1,833.32$78,905.40
253Feb 2041$1,474.96$358.36$1,833.32$77,430.44
254Mar 2041$1,481.66$351.66$1,833.32$75,948.78
255Apr 2041$1,488.39$344.93$1,833.32$74,460.39
256May 2041$1,495.15$338.17$1,833.32$72,965.24
257Jun 2041$1,501.94$331.38$1,833.32$71,463.30
258Jul 2041$1,508.76$324.56$1,833.32$69,954.54
259Aug 2041$1,515.61$317.71$1,833.32$68,438.93
260Sep 2041$1,522.49$310.83$1,833.32$66,916.44
261Oct 2041$1,529.41$303.91$1,833.32$65,387.03
262Nov 2041$1,536.35$296.97$1,833.32$63,850.68
263Dec 2041$1,543.33$289.99$1,833.32$62,307.35
2041 Total$18,066.34$3,933.5$21,999.84
264Jan 2042$1,550.34$282.98$1,833.32$60,757.01
265Feb 2042$1,557.38$275.94$1,833.32$59,199.63
266Mar 2042$1,564.46$268.86$1,833.32$57,635.17
267Apr 2042$1,571.56$261.76$1,833.32$56,063.61
268May 2042$1,578.70$254.62$1,833.32$54,484.91
269Jun 2042$1,585.87$247.45$1,833.32$52,899.04
270Jul 2042$1,593.07$240.25$1,833.32$51,305.97
271Aug 2042$1,600.31$233.01$1,833.32$49,705.66
272Sep 2042$1,607.57$225.75$1,833.32$48,098.09
273Oct 2042$1,614.87$218.45$1,833.32$46,483.22
274Nov 2042$1,622.21$211.11$1,833.32$44,861.01
275Dec 2042$1,629.58$203.74$1,833.32$43,231.43
2042 Total$19,075.92$2,923.92$21,999.84
276Jan 2043$1,636.98$196.34$1,833.32$41,594.45
277Feb 2043$1,644.41$188.91$1,833.32$39,950.04
278Mar 2043$1,651.88$181.44$1,833.32$38,298.16
279Apr 2043$1,659.38$173.94$1,833.32$36,638.78
280May 2043$1,666.92$166.40$1,833.32$34,971.86
281Jun 2043$1,674.49$158.83$1,833.32$33,297.37
282Jul 2043$1,682.09$151.23$1,833.32$31,615.28
283Aug 2043$1,689.73$143.59$1,833.32$29,925.55
284Sep 2043$1,697.41$135.91$1,833.32$28,228.14
285Oct 2043$1,705.12$128.20$1,833.32$26,523.02
286Nov 2043$1,712.86$120.46$1,833.32$24,810.16
287Dec 2043$1,720.64$112.68$1,833.32$23,089.52
2043 Total$20,141.91$1,857.93$21,999.84
288Jan 2044$1,728.46$104.86$1,833.32$21,361.06
289Feb 2044$1,736.31$97.01$1,833.32$19,624.75
290Mar 2044$1,744.19$89.13$1,833.32$17,880.56
291Apr 2044$1,752.11$81.21$1,833.32$16,128.45
292May 2044$1,760.07$73.25$1,833.32$14,368.38
293Jun 2044$1,768.06$65.26$1,833.32$12,600.32
294Jul 2044$1,776.09$57.23$1,833.32$10,824.23
295Aug 2044$1,784.16$49.16$1,833.32$9,040.07
296Sep 2044$1,792.26$41.06$1,833.32$7,247.81
297Oct 2044$1,800.40$32.92$1,833.32$5,447.41
298Nov 2044$1,808.58$24.74$1,833.32$3,638.83
299Dec 2044$1,816.79$16.53$1,833.32$1,822.04
2044 Total$21,267.48$732.36$21,999.84
300Jan 2045$1,822.04$8.28$1,830.32$0.00
2045 Total$1,822.04$8.28$1,830.32
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