Low Rate Investment Loan (Interest Only) from RAMS

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
4.91%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,023
Number of Repayments
300
Total Interest Paid
$56,900
Total repayments
$306,900
DatePrincipleInterestPaymentBalance
1Oct 2019$425.48$1,022.92$1,448.40$249,574.52
2Nov 2019$427.22$1,021.18$1,448.40$249,147.30
3Dec 2019$428.97$1,019.43$1,448.40$248,718.33
2019 Total$1,281.67$3,063.53$4,345.2
4Jan 2020$430.73$1,017.67$1,448.40$248,287.60
5Feb 2020$432.49$1,015.91$1,448.40$247,855.11
6Mar 2020$434.26$1,014.14$1,448.40$247,420.85
7Apr 2020$436.04$1,012.36$1,448.40$246,984.81
8May 2020$437.82$1,010.58$1,448.40$246,546.99
9Jun 2020$439.61$1,008.79$1,448.40$246,107.38
10Jul 2020$441.41$1,006.99$1,448.40$245,665.97
11Aug 2020$443.22$1,005.18$1,448.40$245,222.75
12Sep 2020$445.03$1,003.37$1,448.40$244,777.72
13Oct 2020$446.85$1,001.55$1,448.40$244,330.87
14Nov 2020$448.68$999.72$1,448.40$243,882.19
15Dec 2020$450.52$997.88$1,448.40$243,431.67
2020 Total$5,286.66$12,094.14$17,380.8
16Jan 2021$452.36$996.04$1,448.40$242,979.31
17Feb 2021$454.21$994.19$1,448.40$242,525.10
18Mar 2021$456.07$992.33$1,448.40$242,069.03
19Apr 2021$457.93$990.47$1,448.40$241,611.10
20May 2021$459.81$988.59$1,448.40$241,151.29
21Jun 2021$461.69$986.71$1,448.40$240,689.60
22Jul 2021$463.58$984.82$1,448.40$240,226.02
23Aug 2021$465.48$982.92$1,448.40$239,760.54
24Sep 2021$467.38$981.02$1,448.40$239,293.16
25Oct 2021$469.29$979.11$1,448.40$238,823.87
26Nov 2021$471.21$977.19$1,448.40$238,352.66
27Dec 2021$473.14$975.26$1,448.40$237,879.52
2021 Total$5,552.15$11,828.65$17,380.8
28Jan 2022$475.08$973.32$1,448.40$237,404.44
29Feb 2022$477.02$971.38$1,448.40$236,927.42
30Mar 2022$478.97$969.43$1,448.40$236,448.45
31Apr 2022$480.93$967.47$1,448.40$235,967.52
32May 2022$482.90$965.50$1,448.40$235,484.62
33Jun 2022$484.88$963.52$1,448.40$234,999.74
34Jul 2022$486.86$961.54$1,448.40$234,512.88
35Aug 2022$488.85$959.55$1,448.40$234,024.03
36Sep 2022$490.85$957.55$1,448.40$233,533.18
37Oct 2022$492.86$955.54$1,448.40$233,040.32
38Nov 2022$494.88$953.52$1,448.40$232,545.44
39Dec 2022$496.90$951.50$1,448.40$232,048.54
2022 Total$5,830.98$11,549.82$17,380.8
40Jan 2023$498.93$949.47$1,448.40$231,549.61
41Feb 2023$500.98$947.42$1,448.40$231,048.63
42Mar 2023$503.03$945.37$1,448.40$230,545.60
43Apr 2023$505.08$943.32$1,448.40$230,040.52
44May 2023$507.15$941.25$1,448.40$229,533.37
45Jun 2023$509.23$939.17$1,448.40$229,024.14
46Jul 2023$511.31$937.09$1,448.40$228,512.83
47Aug 2023$513.40$935.00$1,448.40$227,999.43
48Sep 2023$515.50$932.90$1,448.40$227,483.93
49Oct 2023$517.61$930.79$1,448.40$226,966.32
50Nov 2023$519.73$928.67$1,448.40$226,446.59
51Dec 2023$521.86$926.54$1,448.40$225,924.73
2023 Total$6,123.81$11,256.99$17,380.8
52Jan 2024$523.99$924.41$1,448.40$225,400.74
53Feb 2024$526.14$922.26$1,448.40$224,874.60
54Mar 2024$528.29$920.11$1,448.40$224,346.31
55Apr 2024$530.45$917.95$1,448.40$223,815.86
56May 2024$532.62$915.78$1,448.40$223,283.24
57Jun 2024$534.80$913.60$1,448.40$222,748.44
58Jul 2024$536.99$911.41$1,448.40$222,211.45
59Aug 2024$539.18$909.22$1,448.40$221,672.27
60Sep 2024$541.39$907.01$1,448.40$221,130.88
61Oct 2024$543.61$904.79$1,448.40$220,587.27
62Nov 2024$545.83$902.57$1,448.40$220,041.44
63Dec 2024$548.06$900.34$1,448.40$219,493.38
2024 Total$6,431.35$10,949.45$17,380.8
64Jan 2025$550.31$898.09$1,448.40$218,943.07
65Feb 2025$552.56$895.84$1,448.40$218,390.51
66Mar 2025$554.82$893.58$1,448.40$217,835.69
67Apr 2025$557.09$891.31$1,448.40$217,278.60
68May 2025$559.37$889.03$1,448.40$216,719.23
69Jun 2025$561.66$886.74$1,448.40$216,157.57
70Jul 2025$563.96$884.44$1,448.40$215,593.61
71Aug 2025$566.26$882.14$1,448.40$215,027.35
72Sep 2025$568.58$879.82$1,448.40$214,458.77
73Oct 2025$570.91$877.49$1,448.40$213,887.86
74Nov 2025$573.24$875.16$1,448.40$213,314.62
75Dec 2025$575.59$872.81$1,448.40$212,739.03
2025 Total$6,754.35$10,626.45$17,380.8
76Jan 2026$577.94$870.46$1,448.40$212,161.09
77Feb 2026$580.31$868.09$1,448.40$211,580.78
78Mar 2026$582.68$865.72$1,448.40$210,998.10
79Apr 2026$585.07$863.33$1,448.40$210,413.03
80May 2026$587.46$860.94$1,448.40$209,825.57
81Jun 2026$589.86$858.54$1,448.40$209,235.71
82Jul 2026$592.28$856.12$1,448.40$208,643.43
83Aug 2026$594.70$853.70$1,448.40$208,048.73
84Sep 2026$597.13$851.27$1,448.40$207,451.60
85Oct 2026$599.58$848.82$1,448.40$206,852.02
86Nov 2026$602.03$846.37$1,448.40$206,249.99
87Dec 2026$604.49$843.91$1,448.40$205,645.50
2026 Total$7,093.53$10,287.27$17,380.8
88Jan 2027$606.97$841.43$1,448.40$205,038.53
89Feb 2027$609.45$838.95$1,448.40$204,429.08
90Mar 2027$611.94$836.46$1,448.40$203,817.14
91Apr 2027$614.45$833.95$1,448.40$203,202.69
92May 2027$616.96$831.44$1,448.40$202,585.73
93Jun 2027$619.49$828.91$1,448.40$201,966.24
94Jul 2027$622.02$826.38$1,448.40$201,344.22
95Aug 2027$624.57$823.83$1,448.40$200,719.65
96Sep 2027$627.12$821.28$1,448.40$200,092.53
97Oct 2027$629.69$818.71$1,448.40$199,462.84
98Nov 2027$632.26$816.14$1,448.40$198,830.58
99Dec 2027$634.85$813.55$1,448.40$198,195.73
2027 Total$7,449.77$9,931.03$17,380.8
100Jan 2028$637.45$810.95$1,448.40$197,558.28
101Feb 2028$640.06$808.34$1,448.40$196,918.22
102Mar 2028$642.68$805.72$1,448.40$196,275.54
103Apr 2028$645.31$803.09$1,448.40$195,630.23
104May 2028$647.95$800.45$1,448.40$194,982.28
105Jun 2028$650.60$797.80$1,448.40$194,331.68
106Jul 2028$653.26$795.14$1,448.40$193,678.42
107Aug 2028$655.93$792.47$1,448.40$193,022.49
108Sep 2028$658.62$789.78$1,448.40$192,363.87
109Oct 2028$661.31$787.09$1,448.40$191,702.56
110Nov 2028$664.02$784.38$1,448.40$191,038.54
111Dec 2028$666.73$781.67$1,448.40$190,371.81
2028 Total$7,823.92$9,556.88$17,380.8
112Jan 2029$669.46$778.94$1,448.40$189,702.35
113Feb 2029$672.20$776.20$1,448.40$189,030.15
114Mar 2029$674.95$773.45$1,448.40$188,355.20
115Apr 2029$677.71$770.69$1,448.40$187,677.49
116May 2029$680.49$767.91$1,448.40$186,997.00
117Jun 2029$683.27$765.13$1,448.40$186,313.73
118Jul 2029$686.07$762.33$1,448.40$185,627.66
119Aug 2029$688.87$759.53$1,448.40$184,938.79
120Sep 2029$691.69$756.71$1,448.40$184,247.10
121Oct 2029$694.52$753.88$1,448.40$183,552.58
122Nov 2029$697.36$751.04$1,448.40$182,855.22
123Dec 2029$700.22$748.18$1,448.40$182,155.00
2029 Total$8,216.81$9,163.99$17,380.8
124Jan 2030$703.08$745.32$1,448.40$181,451.92
125Feb 2030$705.96$742.44$1,448.40$180,745.96
126Mar 2030$708.85$739.55$1,448.40$180,037.11
127Apr 2030$711.75$736.65$1,448.40$179,325.36
128May 2030$714.66$733.74$1,448.40$178,610.70
129Jun 2030$717.58$730.82$1,448.40$177,893.12
130Jul 2030$720.52$727.88$1,448.40$177,172.60
131Aug 2030$723.47$724.93$1,448.40$176,449.13
132Sep 2030$726.43$721.97$1,448.40$175,722.70
133Oct 2030$729.40$719.00$1,448.40$174,993.30
134Nov 2030$732.39$716.01$1,448.40$174,260.91
135Dec 2030$735.38$713.02$1,448.40$173,525.53
2030 Total$8,629.47$8,751.33$17,380.8
136Jan 2031$738.39$710.01$1,448.40$172,787.14
137Feb 2031$741.41$706.99$1,448.40$172,045.73
138Mar 2031$744.45$703.95$1,448.40$171,301.28
139Apr 2031$747.49$700.91$1,448.40$170,553.79
140May 2031$750.55$697.85$1,448.40$169,803.24
141Jun 2031$753.62$694.78$1,448.40$169,049.62
142Jul 2031$756.71$691.69$1,448.40$168,292.91
143Aug 2031$759.80$688.60$1,448.40$167,533.11
144Sep 2031$762.91$685.49$1,448.40$166,770.20
145Oct 2031$766.03$682.37$1,448.40$166,004.17
146Nov 2031$769.17$679.23$1,448.40$165,235.00
147Dec 2031$772.31$676.09$1,448.40$164,462.69
2031 Total$9,062.84$8,317.96$17,380.8
148Jan 2032$775.47$672.93$1,448.40$163,687.22
149Feb 2032$778.65$669.75$1,448.40$162,908.57
150Mar 2032$781.83$666.57$1,448.40$162,126.74
151Apr 2032$785.03$663.37$1,448.40$161,341.71
152May 2032$788.24$660.16$1,448.40$160,553.47
153Jun 2032$791.47$656.93$1,448.40$159,762.00
154Jul 2032$794.71$653.69$1,448.40$158,967.29
155Aug 2032$797.96$650.44$1,448.40$158,169.33
156Sep 2032$801.22$647.18$1,448.40$157,368.11
157Oct 2032$804.50$643.90$1,448.40$156,563.61
158Nov 2032$807.79$640.61$1,448.40$155,755.82
159Dec 2032$811.10$637.30$1,448.40$154,944.72
2032 Total$9,517.97$7,862.83$17,380.8
160Jan 2033$814.42$633.98$1,448.40$154,130.30
161Feb 2033$817.75$630.65$1,448.40$153,312.55
162Mar 2033$821.10$627.30$1,448.40$152,491.45
163Apr 2033$824.46$623.94$1,448.40$151,666.99
164May 2033$827.83$620.57$1,448.40$150,839.16
165Jun 2033$831.22$617.18$1,448.40$150,007.94
166Jul 2033$834.62$613.78$1,448.40$149,173.32
167Aug 2033$838.03$610.37$1,448.40$148,335.29
168Sep 2033$841.46$606.94$1,448.40$147,493.83
169Oct 2033$844.90$603.50$1,448.40$146,648.93
170Nov 2033$848.36$600.04$1,448.40$145,800.57
171Dec 2033$851.83$596.57$1,448.40$144,948.74
2033 Total$9,995.98$7,384.82$17,380.8
172Jan 2034$855.32$593.08$1,448.40$144,093.42
173Feb 2034$858.82$589.58$1,448.40$143,234.60
174Mar 2034$862.33$586.07$1,448.40$142,372.27
175Apr 2034$865.86$582.54$1,448.40$141,506.41
176May 2034$869.40$579.00$1,448.40$140,637.01
177Jun 2034$872.96$575.44$1,448.40$139,764.05
178Jul 2034$876.53$571.87$1,448.40$138,887.52
179Aug 2034$880.12$568.28$1,448.40$138,007.40
180Sep 2034$883.72$564.68$1,448.40$137,123.68
181Oct 2034$887.34$561.06$1,448.40$136,236.34
182Nov 2034$890.97$557.43$1,448.40$135,345.37
183Dec 2034$894.61$553.79$1,448.40$134,450.76
2034 Total$10,497.98$6,882.82$17,380.8
184Jan 2035$898.27$550.13$1,448.40$133,552.49
185Feb 2035$901.95$546.45$1,448.40$132,650.54
186Mar 2035$905.64$542.76$1,448.40$131,744.90
187Apr 2035$909.34$539.06$1,448.40$130,835.56
188May 2035$913.06$535.34$1,448.40$129,922.50
189Jun 2035$916.80$531.60$1,448.40$129,005.70
190Jul 2035$920.55$527.85$1,448.40$128,085.15
191Aug 2035$924.32$524.08$1,448.40$127,160.83
192Sep 2035$928.10$520.30$1,448.40$126,232.73
193Oct 2035$931.90$516.50$1,448.40$125,300.83
194Nov 2035$935.71$512.69$1,448.40$124,365.12
195Dec 2035$939.54$508.86$1,448.40$123,425.58
2035 Total$11,025.18$6,355.62$17,380.8
196Jan 2036$943.38$505.02$1,448.40$122,482.20
197Feb 2036$947.24$501.16$1,448.40$121,534.96
198Mar 2036$951.12$497.28$1,448.40$120,583.84
199Apr 2036$955.01$493.39$1,448.40$119,628.83
200May 2036$958.92$489.48$1,448.40$118,669.91
201Jun 2036$962.84$485.56$1,448.40$117,707.07
202Jul 2036$966.78$481.62$1,448.40$116,740.29
203Aug 2036$970.74$477.66$1,448.40$115,769.55
204Sep 2036$974.71$473.69$1,448.40$114,794.84
205Oct 2036$978.70$469.70$1,448.40$113,816.14
206Nov 2036$982.70$465.70$1,448.40$112,833.44
207Dec 2036$986.72$461.68$1,448.40$111,846.72
2036 Total$11,578.86$5,801.94$17,380.8
208Jan 2037$990.76$457.64$1,448.40$110,855.96
209Feb 2037$994.81$453.59$1,448.40$109,861.15
210Mar 2037$998.88$449.52$1,448.40$108,862.27
211Apr 2037$1,002.97$445.43$1,448.40$107,859.30
212May 2037$1,007.08$441.32$1,448.40$106,852.22
213Jun 2037$1,011.20$437.20$1,448.40$105,841.02
214Jul 2037$1,015.33$433.07$1,448.40$104,825.69
215Aug 2037$1,019.49$428.91$1,448.40$103,806.20
216Sep 2037$1,023.66$424.74$1,448.40$102,782.54
217Oct 2037$1,027.85$420.55$1,448.40$101,754.69
218Nov 2037$1,032.05$416.35$1,448.40$100,722.64
219Dec 2037$1,036.28$412.12$1,448.40$99,686.36
2037 Total$12,160.36$5,220.44$17,380.8
220Jan 2038$1,040.52$407.88$1,448.40$98,645.84
221Feb 2038$1,044.77$403.63$1,448.40$97,601.07
222Mar 2038$1,049.05$399.35$1,448.40$96,552.02
223Apr 2038$1,053.34$395.06$1,448.40$95,498.68
224May 2038$1,057.65$390.75$1,448.40$94,441.03
225Jun 2038$1,061.98$386.42$1,448.40$93,379.05
226Jul 2038$1,066.32$382.08$1,448.40$92,312.73
227Aug 2038$1,070.69$377.71$1,448.40$91,242.04
228Sep 2038$1,075.07$373.33$1,448.40$90,166.97
229Oct 2038$1,079.47$368.93$1,448.40$89,087.50
230Nov 2038$1,083.88$364.52$1,448.40$88,003.62
231Dec 2038$1,088.32$360.08$1,448.40$86,915.30
2038 Total$12,771.06$4,609.74$17,380.8
232Jan 2039$1,092.77$355.63$1,448.40$85,822.53
233Feb 2039$1,097.24$351.16$1,448.40$84,725.29
234Mar 2039$1,101.73$346.67$1,448.40$83,623.56
235Apr 2039$1,106.24$342.16$1,448.40$82,517.32
236May 2039$1,110.77$337.63$1,448.40$81,406.55
237Jun 2039$1,115.31$333.09$1,448.40$80,291.24
238Jul 2039$1,119.88$328.52$1,448.40$79,171.36
239Aug 2039$1,124.46$323.94$1,448.40$78,046.90
240Sep 2039$1,129.06$319.34$1,448.40$76,917.84
241Oct 2039$1,133.68$314.72$1,448.40$75,784.16
242Nov 2039$1,138.32$310.08$1,448.40$74,645.84
243Dec 2039$1,142.97$305.43$1,448.40$73,502.87
2039 Total$13,412.43$3,968.37$17,380.8
244Jan 2040$1,147.65$300.75$1,448.40$72,355.22
245Feb 2040$1,152.35$296.05$1,448.40$71,202.87
246Mar 2040$1,157.06$291.34$1,448.40$70,045.81
247Apr 2040$1,161.80$286.60$1,448.40$68,884.01
248May 2040$1,166.55$281.85$1,448.40$67,717.46
249Jun 2040$1,171.32$277.08$1,448.40$66,546.14
250Jul 2040$1,176.12$272.28$1,448.40$65,370.02
251Aug 2040$1,180.93$267.47$1,448.40$64,189.09
252Sep 2040$1,185.76$262.64$1,448.40$63,003.33
253Oct 2040$1,190.61$257.79$1,448.40$61,812.72
254Nov 2040$1,195.48$252.92$1,448.40$60,617.24
255Dec 2040$1,200.37$248.03$1,448.40$59,416.87
2040 Total$14,086$3,294.8$17,380.8
256Jan 2041$1,205.29$243.11$1,448.40$58,211.58
257Feb 2041$1,210.22$238.18$1,448.40$57,001.36
258Mar 2041$1,215.17$233.23$1,448.40$55,786.19
259Apr 2041$1,220.14$228.26$1,448.40$54,566.05
260May 2041$1,225.13$223.27$1,448.40$53,340.92
261Jun 2041$1,230.15$218.25$1,448.40$52,110.77
262Jul 2041$1,235.18$213.22$1,448.40$50,875.59
263Aug 2041$1,240.23$208.17$1,448.40$49,635.36
264Sep 2041$1,245.31$203.09$1,448.40$48,390.05
265Oct 2041$1,250.40$198.00$1,448.40$47,139.65
266Nov 2041$1,255.52$192.88$1,448.40$45,884.13
267Dec 2041$1,260.66$187.74$1,448.40$44,623.47
2041 Total$14,793.4$2,587.4$17,380.8
268Jan 2042$1,265.82$182.58$1,448.40$43,357.65
269Feb 2042$1,270.99$177.41$1,448.40$42,086.66
270Mar 2042$1,276.20$172.20$1,448.40$40,810.46
271Apr 2042$1,281.42$166.98$1,448.40$39,529.04
272May 2042$1,286.66$161.74$1,448.40$38,242.38
273Jun 2042$1,291.92$156.48$1,448.40$36,950.46
274Jul 2042$1,297.21$151.19$1,448.40$35,653.25
275Aug 2042$1,302.52$145.88$1,448.40$34,350.73
276Sep 2042$1,307.85$140.55$1,448.40$33,042.88
277Oct 2042$1,313.20$135.20$1,448.40$31,729.68
278Nov 2042$1,318.57$129.83$1,448.40$30,411.11
279Dec 2042$1,323.97$124.43$1,448.40$29,087.14
2042 Total$15,536.33$1,844.47$17,380.8
280Jan 2043$1,329.39$119.01$1,448.40$27,757.75
281Feb 2043$1,334.82$113.58$1,448.40$26,422.93
282Mar 2043$1,340.29$108.11$1,448.40$25,082.64
283Apr 2043$1,345.77$102.63$1,448.40$23,736.87
284May 2043$1,351.28$97.12$1,448.40$22,385.59
285Jun 2043$1,356.81$91.59$1,448.40$21,028.78
286Jul 2043$1,362.36$86.04$1,448.40$19,666.42
287Aug 2043$1,367.93$80.47$1,448.40$18,298.49
288Sep 2043$1,373.53$74.87$1,448.40$16,924.96
289Oct 2043$1,379.15$69.25$1,448.40$15,545.81
290Nov 2043$1,384.79$63.61$1,448.40$14,161.02
291Dec 2043$1,390.46$57.94$1,448.40$12,770.56
2043 Total$16,316.58$1,064.22$17,380.8
292Jan 2044$1,396.15$52.25$1,448.40$11,374.41
293Feb 2044$1,401.86$46.54$1,448.40$9,972.55
294Mar 2044$1,407.60$40.80$1,448.40$8,564.95
295Apr 2044$1,413.36$35.04$1,448.40$7,151.59
296May 2044$1,419.14$29.26$1,448.40$5,732.45
297Jun 2044$1,424.94$23.46$1,448.40$4,307.51
298Jul 2044$1,430.78$17.62$1,448.40$2,876.73
299Aug 2044$1,436.63$11.77$1,448.40$1,440.10
300Sep 2044$1,440.10$5.89$1,445.99$0.00
2044 Total$12,770.56$262.63$13,033.19
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