Value Advantage Package Full Feature Investment Loan (Principal and Interest) ($150k-$250k, LVR < 80%) from RAMS

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
4.87%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,443
Number of Repayments
300
Total Interest Paid
$182,900
Total repayments
$432,900
DatePrincipleInterestPaymentBalance
1Oct 2019$428.02$1,014.58$1,442.60$249,571.98
2Nov 2019$429.75$1,012.85$1,442.60$249,142.23
3Dec 2019$431.50$1,011.10$1,442.60$248,710.73
2019 Total$1,289.27$3,038.53$4,327.8
4Jan 2020$433.25$1,009.35$1,442.60$248,277.48
5Feb 2020$435.01$1,007.59$1,442.60$247,842.47
6Mar 2020$436.77$1,005.83$1,442.60$247,405.70
7Apr 2020$438.55$1,004.05$1,442.60$246,967.15
8May 2020$440.32$1,002.28$1,442.60$246,526.83
9Jun 2020$442.11$1,000.49$1,442.60$246,084.72
10Jul 2020$443.91$998.69$1,442.60$245,640.81
11Aug 2020$445.71$996.89$1,442.60$245,195.10
12Sep 2020$447.52$995.08$1,442.60$244,747.58
13Oct 2020$449.33$993.27$1,442.60$244,298.25
14Nov 2020$451.16$991.44$1,442.60$243,847.09
15Dec 2020$452.99$989.61$1,442.60$243,394.10
2020 Total$5,316.63$11,994.57$17,311.2
16Jan 2021$454.83$987.77$1,442.60$242,939.27
17Feb 2021$456.67$985.93$1,442.60$242,482.60
18Mar 2021$458.52$984.08$1,442.60$242,024.08
19Apr 2021$460.39$982.21$1,442.60$241,563.69
20May 2021$462.25$980.35$1,442.60$241,101.44
21Jun 2021$464.13$978.47$1,442.60$240,637.31
22Jul 2021$466.01$976.59$1,442.60$240,171.30
23Aug 2021$467.90$974.70$1,442.60$239,703.40
24Sep 2021$469.80$972.80$1,442.60$239,233.60
25Oct 2021$471.71$970.89$1,442.60$238,761.89
26Nov 2021$473.62$968.98$1,442.60$238,288.27
27Dec 2021$475.55$967.05$1,442.60$237,812.72
2021 Total$5,581.38$11,729.82$17,311.2
28Jan 2022$477.48$965.12$1,442.60$237,335.24
29Feb 2022$479.41$963.19$1,442.60$236,855.83
30Mar 2022$481.36$961.24$1,442.60$236,374.47
31Apr 2022$483.31$959.29$1,442.60$235,891.16
32May 2022$485.28$957.32$1,442.60$235,405.88
33Jun 2022$487.24$955.36$1,442.60$234,918.64
34Jul 2022$489.22$953.38$1,442.60$234,429.42
35Aug 2022$491.21$951.39$1,442.60$233,938.21
36Sep 2022$493.20$949.40$1,442.60$233,445.01
37Oct 2022$495.20$947.40$1,442.60$232,949.81
38Nov 2022$497.21$945.39$1,442.60$232,452.60
39Dec 2022$499.23$943.37$1,442.60$231,953.37
2022 Total$5,859.35$11,451.85$17,311.2
40Jan 2023$501.26$941.34$1,442.60$231,452.11
41Feb 2023$503.29$939.31$1,442.60$230,948.82
42Mar 2023$505.33$937.27$1,442.60$230,443.49
43Apr 2023$507.38$935.22$1,442.60$229,936.11
44May 2023$509.44$933.16$1,442.60$229,426.67
45Jun 2023$511.51$931.09$1,442.60$228,915.16
46Jul 2023$513.59$929.01$1,442.60$228,401.57
47Aug 2023$515.67$926.93$1,442.60$227,885.90
48Sep 2023$517.76$924.84$1,442.60$227,368.14
49Oct 2023$519.86$922.74$1,442.60$226,848.28
50Nov 2023$521.97$920.63$1,442.60$226,326.31
51Dec 2023$524.09$918.51$1,442.60$225,802.22
2023 Total$6,151.15$11,160.05$17,311.2
52Jan 2024$526.22$916.38$1,442.60$225,276.00
53Feb 2024$528.35$914.25$1,442.60$224,747.65
54Mar 2024$530.50$912.10$1,442.60$224,217.15
55Apr 2024$532.65$909.95$1,442.60$223,684.50
56May 2024$534.81$907.79$1,442.60$223,149.69
57Jun 2024$536.98$905.62$1,442.60$222,612.71
58Jul 2024$539.16$903.44$1,442.60$222,073.55
59Aug 2024$541.35$901.25$1,442.60$221,532.20
60Sep 2024$543.55$899.05$1,442.60$220,988.65
61Oct 2024$545.75$896.85$1,442.60$220,442.90
62Nov 2024$547.97$894.63$1,442.60$219,894.93
63Dec 2024$550.19$892.41$1,442.60$219,344.74
2024 Total$6,457.48$10,853.72$17,311.2
64Jan 2025$552.43$890.17$1,442.60$218,792.31
65Feb 2025$554.67$887.93$1,442.60$218,237.64
66Mar 2025$556.92$885.68$1,442.60$217,680.72
67Apr 2025$559.18$883.42$1,442.60$217,121.54
68May 2025$561.45$881.15$1,442.60$216,560.09
69Jun 2025$563.73$878.87$1,442.60$215,996.36
70Jul 2025$566.01$876.59$1,442.60$215,430.35
71Aug 2025$568.31$874.29$1,442.60$214,862.04
72Sep 2025$570.62$871.98$1,442.60$214,291.42
73Oct 2025$572.93$869.67$1,442.60$213,718.49
74Nov 2025$575.26$867.34$1,442.60$213,143.23
75Dec 2025$577.59$865.01$1,442.60$212,565.64
2025 Total$6,779.1$10,532.1$17,311.2
76Jan 2026$579.94$862.66$1,442.60$211,985.70
77Feb 2026$582.29$860.31$1,442.60$211,403.41
78Mar 2026$584.65$857.95$1,442.60$210,818.76
79Apr 2026$587.03$855.57$1,442.60$210,231.73
80May 2026$589.41$853.19$1,442.60$209,642.32
81Jun 2026$591.80$850.80$1,442.60$209,050.52
82Jul 2026$594.20$848.40$1,442.60$208,456.32
83Aug 2026$596.61$845.99$1,442.60$207,859.71
84Sep 2026$599.04$843.56$1,442.60$207,260.67
85Oct 2026$601.47$841.13$1,442.60$206,659.20
86Nov 2026$603.91$838.69$1,442.60$206,055.29
87Dec 2026$606.36$836.24$1,442.60$205,448.93
2026 Total$7,116.71$10,194.49$17,311.2
88Jan 2027$608.82$833.78$1,442.60$204,840.11
89Feb 2027$611.29$831.31$1,442.60$204,228.82
90Mar 2027$613.77$828.83$1,442.60$203,615.05
91Apr 2027$616.26$826.34$1,442.60$202,998.79
92May 2027$618.76$823.84$1,442.60$202,380.03
93Jun 2027$621.27$821.33$1,442.60$201,758.76
94Jul 2027$623.80$818.80$1,442.60$201,134.96
95Aug 2027$626.33$816.27$1,442.60$200,508.63
96Sep 2027$628.87$813.73$1,442.60$199,879.76
97Oct 2027$631.42$811.18$1,442.60$199,248.34
98Nov 2027$633.98$808.62$1,442.60$198,614.36
99Dec 2027$636.56$806.04$1,442.60$197,977.80
2027 Total$7,471.13$9,840.07$17,311.2
100Jan 2028$639.14$803.46$1,442.60$197,338.66
101Feb 2028$641.73$800.87$1,442.60$196,696.93
102Mar 2028$644.34$798.26$1,442.60$196,052.59
103Apr 2028$646.95$795.65$1,442.60$195,405.64
104May 2028$649.58$793.02$1,442.60$194,756.06
105Jun 2028$652.21$790.39$1,442.60$194,103.85
106Jul 2028$654.86$787.74$1,442.60$193,448.99
107Aug 2028$657.52$785.08$1,442.60$192,791.47
108Sep 2028$660.19$782.41$1,442.60$192,131.28
109Oct 2028$662.87$779.73$1,442.60$191,468.41
110Nov 2028$665.56$777.04$1,442.60$190,802.85
111Dec 2028$668.26$774.34$1,442.60$190,134.59
2028 Total$7,843.21$9,467.99$17,311.2
112Jan 2029$670.97$771.63$1,442.60$189,463.62
113Feb 2029$673.69$768.91$1,442.60$188,789.93
114Mar 2029$676.43$766.17$1,442.60$188,113.50
115Apr 2029$679.17$763.43$1,442.60$187,434.33
116May 2029$681.93$760.67$1,442.60$186,752.40
117Jun 2029$684.70$757.90$1,442.60$186,067.70
118Jul 2029$687.48$755.12$1,442.60$185,380.22
119Aug 2029$690.27$752.33$1,442.60$184,689.95
120Sep 2029$693.07$749.53$1,442.60$183,996.88
121Oct 2029$695.88$746.72$1,442.60$183,301.00
122Nov 2029$698.70$743.90$1,442.60$182,602.30
123Dec 2029$701.54$741.06$1,442.60$181,900.76
2029 Total$8,233.83$9,077.37$17,311.2
124Jan 2030$704.39$738.21$1,442.60$181,196.37
125Feb 2030$707.24$735.36$1,442.60$180,489.13
126Mar 2030$710.11$732.49$1,442.60$179,779.02
127Apr 2030$713.00$729.60$1,442.60$179,066.02
128May 2030$715.89$726.71$1,442.60$178,350.13
129Jun 2030$718.80$723.80$1,442.60$177,631.33
130Jul 2030$721.71$720.89$1,442.60$176,909.62
131Aug 2030$724.64$717.96$1,442.60$176,184.98
132Sep 2030$727.58$715.02$1,442.60$175,457.40
133Oct 2030$730.54$712.06$1,442.60$174,726.86
134Nov 2030$733.50$709.10$1,442.60$173,993.36
135Dec 2030$736.48$706.12$1,442.60$173,256.88
2030 Total$8,643.88$8,667.32$17,311.2
136Jan 2031$739.47$703.13$1,442.60$172,517.41
137Feb 2031$742.47$700.13$1,442.60$171,774.94
138Mar 2031$745.48$697.12$1,442.60$171,029.46
139Apr 2031$748.51$694.09$1,442.60$170,280.95
140May 2031$751.54$691.06$1,442.60$169,529.41
141Jun 2031$754.59$688.01$1,442.60$168,774.82
142Jul 2031$757.66$684.94$1,442.60$168,017.16
143Aug 2031$760.73$681.87$1,442.60$167,256.43
144Sep 2031$763.82$678.78$1,442.60$166,492.61
145Oct 2031$766.92$675.68$1,442.60$165,725.69
146Nov 2031$770.03$672.57$1,442.60$164,955.66
147Dec 2031$773.15$669.45$1,442.60$164,182.51
2031 Total$9,074.37$8,236.83$17,311.2
148Jan 2032$776.29$666.31$1,442.60$163,406.22
149Feb 2032$779.44$663.16$1,442.60$162,626.78
150Mar 2032$782.61$659.99$1,442.60$161,844.17
151Apr 2032$785.78$656.82$1,442.60$161,058.39
152May 2032$788.97$653.63$1,442.60$160,269.42
153Jun 2032$792.17$650.43$1,442.60$159,477.25
154Jul 2032$795.39$647.21$1,442.60$158,681.86
155Aug 2032$798.62$643.98$1,442.60$157,883.24
156Sep 2032$801.86$640.74$1,442.60$157,081.38
157Oct 2032$805.11$637.49$1,442.60$156,276.27
158Nov 2032$808.38$634.22$1,442.60$155,467.89
159Dec 2032$811.66$630.94$1,442.60$154,656.23
2032 Total$9,526.28$7,784.92$17,311.2
160Jan 2033$814.95$627.65$1,442.60$153,841.28
161Feb 2033$818.26$624.34$1,442.60$153,023.02
162Mar 2033$821.58$621.02$1,442.60$152,201.44
163Apr 2033$824.92$617.68$1,442.60$151,376.52
164May 2033$828.26$614.34$1,442.60$150,548.26
165Jun 2033$831.62$610.98$1,442.60$149,716.64
166Jul 2033$835.00$607.60$1,442.60$148,881.64
167Aug 2033$838.39$604.21$1,442.60$148,043.25
168Sep 2033$841.79$600.81$1,442.60$147,201.46
169Oct 2033$845.21$597.39$1,442.60$146,356.25
170Nov 2033$848.64$593.96$1,442.60$145,507.61
171Dec 2033$852.08$590.52$1,442.60$144,655.53
2033 Total$10,000.7$7,310.5$17,311.2
172Jan 2034$855.54$587.06$1,442.60$143,799.99
173Feb 2034$859.01$583.59$1,442.60$142,940.98
174Mar 2034$862.50$580.10$1,442.60$142,078.48
175Apr 2034$866.00$576.60$1,442.60$141,212.48
176May 2034$869.51$573.09$1,442.60$140,342.97
177Jun 2034$873.04$569.56$1,442.60$139,469.93
178Jul 2034$876.58$566.02$1,442.60$138,593.35
179Aug 2034$880.14$562.46$1,442.60$137,713.21
180Sep 2034$883.71$558.89$1,442.60$136,829.50
181Oct 2034$887.30$555.30$1,442.60$135,942.20
182Nov 2034$890.90$551.70$1,442.60$135,051.30
183Dec 2034$894.52$548.08$1,442.60$134,156.78
2034 Total$10,498.75$6,812.45$17,311.2
184Jan 2035$898.15$544.45$1,442.60$133,258.63
185Feb 2035$901.79$540.81$1,442.60$132,356.84
186Mar 2035$905.45$537.15$1,442.60$131,451.39
187Apr 2035$909.13$533.47$1,442.60$130,542.26
188May 2035$912.82$529.78$1,442.60$129,629.44
189Jun 2035$916.52$526.08$1,442.60$128,712.92
190Jul 2035$920.24$522.36$1,442.60$127,792.68
191Aug 2035$923.97$518.63$1,442.60$126,868.71
192Sep 2035$927.72$514.88$1,442.60$125,940.99
193Oct 2035$931.49$511.11$1,442.60$125,009.50
194Nov 2035$935.27$507.33$1,442.60$124,074.23
195Dec 2035$939.07$503.53$1,442.60$123,135.16
2035 Total$11,021.62$6,289.58$17,311.2
196Jan 2036$942.88$499.72$1,442.60$122,192.28
197Feb 2036$946.70$495.90$1,442.60$121,245.58
198Mar 2036$950.55$492.05$1,442.60$120,295.03
199Apr 2036$954.40$488.20$1,442.60$119,340.63
200May 2036$958.28$484.32$1,442.60$118,382.35
201Jun 2036$962.16$480.44$1,442.60$117,420.19
202Jul 2036$966.07$476.53$1,442.60$116,454.12
203Aug 2036$969.99$472.61$1,442.60$115,484.13
204Sep 2036$973.93$468.67$1,442.60$114,510.20
205Oct 2036$977.88$464.72$1,442.60$113,532.32
206Nov 2036$981.85$460.75$1,442.60$112,550.47
207Dec 2036$985.83$456.77$1,442.60$111,564.64
2036 Total$11,570.52$5,740.68$17,311.2
208Jan 2037$989.83$452.77$1,442.60$110,574.81
209Feb 2037$993.85$448.75$1,442.60$109,580.96
210Mar 2037$997.88$444.72$1,442.60$108,583.08
211Apr 2037$1,001.93$440.67$1,442.60$107,581.15
212May 2037$1,006.00$436.60$1,442.60$106,575.15
213Jun 2037$1,010.08$432.52$1,442.60$105,565.07
214Jul 2037$1,014.18$428.42$1,442.60$104,550.89
215Aug 2037$1,018.30$424.30$1,442.60$103,532.59
216Sep 2037$1,022.43$420.17$1,442.60$102,510.16
217Oct 2037$1,026.58$416.02$1,442.60$101,483.58
218Nov 2037$1,030.75$411.85$1,442.60$100,452.83
219Dec 2037$1,034.93$407.67$1,442.60$99,417.90
2037 Total$12,146.74$5,164.46$17,311.2
220Jan 2038$1,039.13$403.47$1,442.60$98,378.77
221Feb 2038$1,043.35$399.25$1,442.60$97,335.42
222Mar 2038$1,047.58$395.02$1,442.60$96,287.84
223Apr 2038$1,051.83$390.77$1,442.60$95,236.01
224May 2038$1,056.10$386.50$1,442.60$94,179.91
225Jun 2038$1,060.39$382.21$1,442.60$93,119.52
226Jul 2038$1,064.69$377.91$1,442.60$92,054.83
227Aug 2038$1,069.01$373.59$1,442.60$90,985.82
228Sep 2038$1,073.35$369.25$1,442.60$89,912.47
229Oct 2038$1,077.71$364.89$1,442.60$88,834.76
230Nov 2038$1,082.08$360.52$1,442.60$87,752.68
231Dec 2038$1,086.47$356.13$1,442.60$86,666.21
2038 Total$12,751.69$4,559.51$17,311.2
232Jan 2039$1,090.88$351.72$1,442.60$85,575.33
233Feb 2039$1,095.31$347.29$1,442.60$84,480.02
234Mar 2039$1,099.75$342.85$1,442.60$83,380.27
235Apr 2039$1,104.22$338.38$1,442.60$82,276.05
236May 2039$1,108.70$333.90$1,442.60$81,167.35
237Jun 2039$1,113.20$329.40$1,442.60$80,054.15
238Jul 2039$1,117.71$324.89$1,442.60$78,936.44
239Aug 2039$1,122.25$320.35$1,442.60$77,814.19
240Sep 2039$1,126.80$315.80$1,442.60$76,687.39
241Oct 2039$1,131.38$311.22$1,442.60$75,556.01
242Nov 2039$1,135.97$306.63$1,442.60$74,420.04
243Dec 2039$1,140.58$302.02$1,442.60$73,279.46
2039 Total$13,386.75$3,924.45$17,311.2
244Jan 2040$1,145.21$297.39$1,442.60$72,134.25
245Feb 2040$1,149.86$292.74$1,442.60$70,984.39
246Mar 2040$1,154.52$288.08$1,442.60$69,829.87
247Apr 2040$1,159.21$283.39$1,442.60$68,670.66
248May 2040$1,163.91$278.69$1,442.60$67,506.75
249Jun 2040$1,168.64$273.96$1,442.60$66,338.11
250Jul 2040$1,173.38$269.22$1,442.60$65,164.73
251Aug 2040$1,178.14$264.46$1,442.60$63,986.59
252Sep 2040$1,182.92$259.68$1,442.60$62,803.67
253Oct 2040$1,187.72$254.88$1,442.60$61,615.95
254Nov 2040$1,192.54$250.06$1,442.60$60,423.41
255Dec 2040$1,197.38$245.22$1,442.60$59,226.03
2040 Total$14,053.43$3,257.77$17,311.2
256Jan 2041$1,202.24$240.36$1,442.60$58,023.79
257Feb 2041$1,207.12$235.48$1,442.60$56,816.67
258Mar 2041$1,212.02$230.58$1,442.60$55,604.65
259Apr 2041$1,216.94$225.66$1,442.60$54,387.71
260May 2041$1,221.88$220.72$1,442.60$53,165.83
261Jun 2041$1,226.84$215.76$1,442.60$51,938.99
262Jul 2041$1,231.81$210.79$1,442.60$50,707.18
263Aug 2041$1,236.81$205.79$1,442.60$49,470.37
264Sep 2041$1,241.83$200.77$1,442.60$48,228.54
265Oct 2041$1,246.87$195.73$1,442.60$46,981.67
266Nov 2041$1,251.93$190.67$1,442.60$45,729.74
267Dec 2041$1,257.01$185.59$1,442.60$44,472.73
2041 Total$14,753.3$2,557.9$17,311.2
268Jan 2042$1,262.11$180.49$1,442.60$43,210.62
269Feb 2042$1,267.24$175.36$1,442.60$41,943.38
270Mar 2042$1,272.38$170.22$1,442.60$40,671.00
271Apr 2042$1,277.54$165.06$1,442.60$39,393.46
272May 2042$1,282.73$159.87$1,442.60$38,110.73
273Jun 2042$1,287.93$154.67$1,442.60$36,822.80
274Jul 2042$1,293.16$149.44$1,442.60$35,529.64
275Aug 2042$1,298.41$144.19$1,442.60$34,231.23
276Sep 2042$1,303.68$138.92$1,442.60$32,927.55
277Oct 2042$1,308.97$133.63$1,442.60$31,618.58
278Nov 2042$1,314.28$128.32$1,442.60$30,304.30
279Dec 2042$1,319.62$122.98$1,442.60$28,984.68
2042 Total$15,488.05$1,823.15$17,311.2
280Jan 2043$1,324.97$117.63$1,442.60$27,659.71
281Feb 2043$1,330.35$112.25$1,442.60$26,329.36
282Mar 2043$1,335.75$106.85$1,442.60$24,993.61
283Apr 2043$1,341.17$101.43$1,442.60$23,652.44
284May 2043$1,346.61$95.99$1,442.60$22,305.83
285Jun 2043$1,352.08$90.52$1,442.60$20,953.75
286Jul 2043$1,357.56$85.04$1,442.60$19,596.19
287Aug 2043$1,363.07$79.53$1,442.60$18,233.12
288Sep 2043$1,368.60$74.00$1,442.60$16,864.52
289Oct 2043$1,374.16$68.44$1,442.60$15,490.36
290Nov 2043$1,379.73$62.87$1,442.60$14,110.63
291Dec 2043$1,385.33$57.27$1,442.60$12,725.30
2043 Total$16,259.38$1,051.82$17,311.2
292Jan 2044$1,390.96$51.64$1,442.60$11,334.34
293Feb 2044$1,396.60$46.00$1,442.60$9,937.74
294Mar 2044$1,402.27$40.33$1,442.60$8,535.47
295Apr 2044$1,407.96$34.64$1,442.60$7,127.51
296May 2044$1,413.67$28.93$1,442.60$5,713.84
297Jun 2044$1,419.41$23.19$1,442.60$4,294.43
298Jul 2044$1,425.17$17.43$1,442.60$2,869.26
299Aug 2044$1,430.96$11.64$1,442.60$1,438.30
300Sep 2044$1,436.76$5.84$1,442.60$1.54
2044 Total$12,723.76$259.64$12,983.4
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