Value Advantage Package Full Feature Loan (Principal and Interest) ($150k-$250k, LVR < 80%) from RAMS

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
4.36%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,370
Number of Repayments
300
Total Interest Paid
$161,000
Total repayments
$411,000
DatePrincipleInterestPaymentBalance
1Sep 2019$461.46$908.33$1,369.79$249,538.54
2Oct 2019$463.13$906.66$1,369.79$249,075.41
3Nov 2019$464.82$904.97$1,369.79$248,610.59
4Dec 2019$466.50$903.29$1,369.79$248,144.09
2019 Total$1,855.91$3,623.25$5,479.16
5Jan 2020$468.20$901.59$1,369.79$247,675.89
6Feb 2020$469.90$899.89$1,369.79$247,205.99
7Mar 2020$471.61$898.18$1,369.79$246,734.38
8Apr 2020$473.32$896.47$1,369.79$246,261.06
9May 2020$475.04$894.75$1,369.79$245,786.02
10Jun 2020$476.77$893.02$1,369.79$245,309.25
11Jul 2020$478.50$891.29$1,369.79$244,830.75
12Aug 2020$480.24$889.55$1,369.79$244,350.51
13Sep 2020$481.98$887.81$1,369.79$243,868.53
14Oct 2020$483.73$886.06$1,369.79$243,384.80
15Nov 2020$485.49$884.30$1,369.79$242,899.31
16Dec 2020$487.26$882.53$1,369.79$242,412.05
2020 Total$5,732.04$10,705.44$16,437.48
17Jan 2021$489.03$880.76$1,369.79$241,923.02
18Feb 2021$490.80$878.99$1,369.79$241,432.22
19Mar 2021$492.59$877.20$1,369.79$240,939.63
20Apr 2021$494.38$875.41$1,369.79$240,445.25
21May 2021$496.17$873.62$1,369.79$239,949.08
22Jun 2021$497.98$871.81$1,369.79$239,451.10
23Jul 2021$499.78$870.01$1,369.79$238,951.32
24Aug 2021$501.60$868.19$1,369.79$238,449.72
25Sep 2021$503.42$866.37$1,369.79$237,946.30
26Oct 2021$505.25$864.54$1,369.79$237,441.05
27Nov 2021$507.09$862.70$1,369.79$236,933.96
28Dec 2021$508.93$860.86$1,369.79$236,425.03
2021 Total$5,987.02$10,450.46$16,437.48
29Jan 2022$510.78$859.01$1,369.79$235,914.25
30Feb 2022$512.63$857.16$1,369.79$235,401.62
31Mar 2022$514.50$855.29$1,369.79$234,887.12
32Apr 2022$516.37$853.42$1,369.79$234,370.75
33May 2022$518.24$851.55$1,369.79$233,852.51
34Jun 2022$520.13$849.66$1,369.79$233,332.38
35Jul 2022$522.02$847.77$1,369.79$232,810.36
36Aug 2022$523.91$845.88$1,369.79$232,286.45
37Sep 2022$525.82$843.97$1,369.79$231,760.63
38Oct 2022$527.73$842.06$1,369.79$231,232.90
39Nov 2022$529.64$840.15$1,369.79$230,703.26
40Dec 2022$531.57$838.22$1,369.79$230,171.69
2022 Total$6,253.34$10,184.14$16,437.48
41Jan 2023$533.50$836.29$1,369.79$229,638.19
42Feb 2023$535.44$834.35$1,369.79$229,102.75
43Mar 2023$537.38$832.41$1,369.79$228,565.37
44Apr 2023$539.34$830.45$1,369.79$228,026.03
45May 2023$541.30$828.49$1,369.79$227,484.73
46Jun 2023$543.26$826.53$1,369.79$226,941.47
47Jul 2023$545.24$824.55$1,369.79$226,396.23
48Aug 2023$547.22$822.57$1,369.79$225,849.01
49Sep 2023$549.21$820.58$1,369.79$225,299.80
50Oct 2023$551.20$818.59$1,369.79$224,748.60
51Nov 2023$553.20$816.59$1,369.79$224,195.40
52Dec 2023$555.21$814.58$1,369.79$223,640.19
2023 Total$6,531.5$9,905.98$16,437.48
53Jan 2024$557.23$812.56$1,369.79$223,082.96
54Feb 2024$559.26$810.53$1,369.79$222,523.70
55Mar 2024$561.29$808.50$1,369.79$221,962.41
56Apr 2024$563.33$806.46$1,369.79$221,399.08
57May 2024$565.37$804.42$1,369.79$220,833.71
58Jun 2024$567.43$802.36$1,369.79$220,266.28
59Jul 2024$569.49$800.30$1,369.79$219,696.79
60Aug 2024$571.56$798.23$1,369.79$219,125.23
61Sep 2024$573.63$796.16$1,369.79$218,551.60
62Oct 2024$575.72$794.07$1,369.79$217,975.88
63Nov 2024$577.81$791.98$1,369.79$217,398.07
64Dec 2024$579.91$789.88$1,369.79$216,818.16
2024 Total$6,822.03$9,615.45$16,437.48
65Jan 2025$582.02$787.77$1,369.79$216,236.14
66Feb 2025$584.13$785.66$1,369.79$215,652.01
67Mar 2025$586.25$783.54$1,369.79$215,065.76
68Apr 2025$588.38$781.41$1,369.79$214,477.38
69May 2025$590.52$779.27$1,369.79$213,886.86
70Jun 2025$592.67$777.12$1,369.79$213,294.19
71Jul 2025$594.82$774.97$1,369.79$212,699.37
72Aug 2025$596.98$772.81$1,369.79$212,102.39
73Sep 2025$599.15$770.64$1,369.79$211,503.24
74Oct 2025$601.33$768.46$1,369.79$210,901.91
75Nov 2025$603.51$766.28$1,369.79$210,298.40
76Dec 2025$605.71$764.08$1,369.79$209,692.69
2025 Total$7,125.47$9,312.01$16,437.48
77Jan 2026$607.91$761.88$1,369.79$209,084.78
78Feb 2026$610.12$759.67$1,369.79$208,474.66
79Mar 2026$612.33$757.46$1,369.79$207,862.33
80Apr 2026$614.56$755.23$1,369.79$207,247.77
81May 2026$616.79$753.00$1,369.79$206,630.98
82Jun 2026$619.03$750.76$1,369.79$206,011.95
83Jul 2026$621.28$748.51$1,369.79$205,390.67
84Aug 2026$623.54$746.25$1,369.79$204,767.13
85Sep 2026$625.80$743.99$1,369.79$204,141.33
86Oct 2026$628.08$741.71$1,369.79$203,513.25
87Nov 2026$630.36$739.43$1,369.79$202,882.89
88Dec 2026$632.65$737.14$1,369.79$202,250.24
2026 Total$7,442.45$8,995.03$16,437.48
89Jan 2027$634.95$734.84$1,369.79$201,615.29
90Feb 2027$637.25$732.54$1,369.79$200,978.04
91Mar 2027$639.57$730.22$1,369.79$200,338.47
92Apr 2027$641.89$727.90$1,369.79$199,696.58
93May 2027$644.23$725.56$1,369.79$199,052.35
94Jun 2027$646.57$723.22$1,369.79$198,405.78
95Jul 2027$648.92$720.87$1,369.79$197,756.86
96Aug 2027$651.27$718.52$1,369.79$197,105.59
97Sep 2027$653.64$716.15$1,369.79$196,451.95
98Oct 2027$656.01$713.78$1,369.79$195,795.94
99Nov 2027$658.40$711.39$1,369.79$195,137.54
100Dec 2027$660.79$709.00$1,369.79$194,476.75
2027 Total$7,773.49$8,663.99$16,437.48
101Jan 2028$663.19$706.60$1,369.79$193,813.56
102Feb 2028$665.60$704.19$1,369.79$193,147.96
103Mar 2028$668.02$701.77$1,369.79$192,479.94
104Apr 2028$670.45$699.34$1,369.79$191,809.49
105May 2028$672.88$696.91$1,369.79$191,136.61
106Jun 2028$675.33$694.46$1,369.79$190,461.28
107Jul 2028$677.78$692.01$1,369.79$189,783.50
108Aug 2028$680.24$689.55$1,369.79$189,103.26
109Sep 2028$682.71$687.08$1,369.79$188,420.55
110Oct 2028$685.20$684.59$1,369.79$187,735.35
111Nov 2028$687.68$682.11$1,369.79$187,047.67
112Dec 2028$690.18$679.61$1,369.79$186,357.49
2028 Total$8,119.26$8,318.22$16,437.48
113Jan 2029$692.69$677.10$1,369.79$185,664.80
114Feb 2029$695.21$674.58$1,369.79$184,969.59
115Mar 2029$697.73$672.06$1,369.79$184,271.86
116Apr 2029$700.27$669.52$1,369.79$183,571.59
117May 2029$702.81$666.98$1,369.79$182,868.78
118Jun 2029$705.37$664.42$1,369.79$182,163.41
119Jul 2029$707.93$661.86$1,369.79$181,455.48
120Aug 2029$710.50$659.29$1,369.79$180,744.98
121Sep 2029$713.08$656.71$1,369.79$180,031.90
122Oct 2029$715.67$654.12$1,369.79$179,316.23
123Nov 2029$718.27$651.52$1,369.79$178,597.96
124Dec 2029$720.88$648.91$1,369.79$177,877.08
2029 Total$8,480.41$7,957.07$16,437.48
125Jan 2030$723.50$646.29$1,369.79$177,153.58
126Feb 2030$726.13$643.66$1,369.79$176,427.45
127Mar 2030$728.77$641.02$1,369.79$175,698.68
128Apr 2030$731.42$638.37$1,369.79$174,967.26
129May 2030$734.08$635.71$1,369.79$174,233.18
130Jun 2030$736.74$633.05$1,369.79$173,496.44
131Jul 2030$739.42$630.37$1,369.79$172,757.02
132Aug 2030$742.11$627.68$1,369.79$172,014.91
133Sep 2030$744.80$624.99$1,369.79$171,270.11
134Oct 2030$747.51$622.28$1,369.79$170,522.60
135Nov 2030$750.22$619.57$1,369.79$169,772.38
136Dec 2030$752.95$616.84$1,369.79$169,019.43
2030 Total$8,857.65$7,579.83$16,437.48
137Jan 2031$755.69$614.10$1,369.79$168,263.74
138Feb 2031$758.43$611.36$1,369.79$167,505.31
139Mar 2031$761.19$608.60$1,369.79$166,744.12
140Apr 2031$763.95$605.84$1,369.79$165,980.17
141May 2031$766.73$603.06$1,369.79$165,213.44
142Jun 2031$769.51$600.28$1,369.79$164,443.93
143Jul 2031$772.31$597.48$1,369.79$163,671.62
144Aug 2031$775.12$594.67$1,369.79$162,896.50
145Sep 2031$777.93$591.86$1,369.79$162,118.57
146Oct 2031$780.76$589.03$1,369.79$161,337.81
147Nov 2031$783.60$586.19$1,369.79$160,554.21
148Dec 2031$786.44$583.35$1,369.79$159,767.77
2031 Total$9,251.66$7,185.82$16,437.48
149Jan 2032$789.30$580.49$1,369.79$158,978.47
150Feb 2032$792.17$577.62$1,369.79$158,186.30
151Mar 2032$795.05$574.74$1,369.79$157,391.25
152Apr 2032$797.94$571.85$1,369.79$156,593.31
153May 2032$800.83$568.96$1,369.79$155,792.48
154Jun 2032$803.74$566.05$1,369.79$154,988.74
155Jul 2032$806.66$563.13$1,369.79$154,182.08
156Aug 2032$809.60$560.19$1,369.79$153,372.48
157Sep 2032$812.54$557.25$1,369.79$152,559.94
158Oct 2032$815.49$554.30$1,369.79$151,744.45
159Nov 2032$818.45$551.34$1,369.79$150,926.00
160Dec 2032$821.43$548.36$1,369.79$150,104.57
2032 Total$9,663.2$6,774.28$16,437.48
161Jan 2033$824.41$545.38$1,369.79$149,280.16
162Feb 2033$827.41$542.38$1,369.79$148,452.75
163Mar 2033$830.41$539.38$1,369.79$147,622.34
164Apr 2033$833.43$536.36$1,369.79$146,788.91
165May 2033$836.46$533.33$1,369.79$145,952.45
166Jun 2033$839.50$530.29$1,369.79$145,112.95
167Jul 2033$842.55$527.24$1,369.79$144,270.40
168Aug 2033$845.61$524.18$1,369.79$143,424.79
169Sep 2033$848.68$521.11$1,369.79$142,576.11
170Oct 2033$851.76$518.03$1,369.79$141,724.35
171Nov 2033$854.86$514.93$1,369.79$140,869.49
172Dec 2033$857.96$511.83$1,369.79$140,011.53
2033 Total$10,093.04$6,344.44$16,437.48
173Jan 2034$861.08$508.71$1,369.79$139,150.45
174Feb 2034$864.21$505.58$1,369.79$138,286.24
175Mar 2034$867.35$502.44$1,369.79$137,418.89
176Apr 2034$870.50$499.29$1,369.79$136,548.39
177May 2034$873.66$496.13$1,369.79$135,674.73
178Jun 2034$876.84$492.95$1,369.79$134,797.89
179Jul 2034$880.02$489.77$1,369.79$133,917.87
180Aug 2034$883.22$486.57$1,369.79$133,034.65
181Sep 2034$886.43$483.36$1,369.79$132,148.22
182Oct 2034$889.65$480.14$1,369.79$131,258.57
183Nov 2034$892.88$476.91$1,369.79$130,365.69
184Dec 2034$896.13$473.66$1,369.79$129,469.56
2034 Total$10,541.97$5,895.51$16,437.48
185Jan 2035$899.38$470.41$1,369.79$128,570.18
186Feb 2035$902.65$467.14$1,369.79$127,667.53
187Mar 2035$905.93$463.86$1,369.79$126,761.60
188Apr 2035$909.22$460.57$1,369.79$125,852.38
189May 2035$912.53$457.26$1,369.79$124,939.85
190Jun 2035$915.84$453.95$1,369.79$124,024.01
191Jul 2035$919.17$450.62$1,369.79$123,104.84
192Aug 2035$922.51$447.28$1,369.79$122,182.33
193Sep 2035$925.86$443.93$1,369.79$121,256.47
194Oct 2035$929.22$440.57$1,369.79$120,327.25
195Nov 2035$932.60$437.19$1,369.79$119,394.65
196Dec 2035$935.99$433.80$1,369.79$118,458.66
2035 Total$11,010.9$5,426.58$16,437.48
197Jan 2036$939.39$430.40$1,369.79$117,519.27
198Feb 2036$942.80$426.99$1,369.79$116,576.47
199Mar 2036$946.23$423.56$1,369.79$115,630.24
200Apr 2036$949.67$420.12$1,369.79$114,680.57
201May 2036$953.12$416.67$1,369.79$113,727.45
202Jun 2036$956.58$413.21$1,369.79$112,770.87
203Jul 2036$960.06$409.73$1,369.79$111,810.81
204Aug 2036$963.54$406.25$1,369.79$110,847.27
205Sep 2036$967.04$402.75$1,369.79$109,880.23
206Oct 2036$970.56$399.23$1,369.79$108,909.67
207Nov 2036$974.08$395.71$1,369.79$107,935.59
208Dec 2036$977.62$392.17$1,369.79$106,957.97
2036 Total$11,500.69$4,936.79$16,437.48
209Jan 2037$981.18$388.61$1,369.79$105,976.79
210Feb 2037$984.74$385.05$1,369.79$104,992.05
211Mar 2037$988.32$381.47$1,369.79$104,003.73
212Apr 2037$991.91$377.88$1,369.79$103,011.82
213May 2037$995.51$374.28$1,369.79$102,016.31
214Jun 2037$999.13$370.66$1,369.79$101,017.18
215Jul 2037$1,002.76$367.03$1,369.79$100,014.42
216Aug 2037$1,006.40$363.39$1,369.79$99,008.02
217Sep 2037$1,010.06$359.73$1,369.79$97,997.96
218Oct 2037$1,013.73$356.06$1,369.79$96,984.23
219Nov 2037$1,017.41$352.38$1,369.79$95,966.82
220Dec 2037$1,021.11$348.68$1,369.79$94,945.71
2037 Total$12,012.26$4,425.22$16,437.48
221Jan 2038$1,024.82$344.97$1,369.79$93,920.89
222Feb 2038$1,028.54$341.25$1,369.79$92,892.35
223Mar 2038$1,032.28$337.51$1,369.79$91,860.07
224Apr 2038$1,036.03$333.76$1,369.79$90,824.04
225May 2038$1,039.80$329.99$1,369.79$89,784.24
226Jun 2038$1,043.57$326.22$1,369.79$88,740.67
227Jul 2038$1,047.37$322.42$1,369.79$87,693.30
228Aug 2038$1,051.17$318.62$1,369.79$86,642.13
229Sep 2038$1,054.99$314.80$1,369.79$85,587.14
230Oct 2038$1,058.82$310.97$1,369.79$84,528.32
231Nov 2038$1,062.67$307.12$1,369.79$83,465.65
232Dec 2038$1,066.53$303.26$1,369.79$82,399.12
2038 Total$12,546.59$3,890.89$16,437.48
233Jan 2039$1,070.41$299.38$1,369.79$81,328.71
234Feb 2039$1,074.30$295.49$1,369.79$80,254.41
235Mar 2039$1,078.20$291.59$1,369.79$79,176.21
236Apr 2039$1,082.12$287.67$1,369.79$78,094.09
237May 2039$1,086.05$283.74$1,369.79$77,008.04
238Jun 2039$1,089.99$279.80$1,369.79$75,918.05
239Jul 2039$1,093.95$275.84$1,369.79$74,824.10
240Aug 2039$1,097.93$271.86$1,369.79$73,726.17
241Sep 2039$1,101.92$267.87$1,369.79$72,624.25
242Oct 2039$1,105.92$263.87$1,369.79$71,518.33
243Nov 2039$1,109.94$259.85$1,369.79$70,408.39
244Dec 2039$1,113.97$255.82$1,369.79$69,294.42
2039 Total$13,104.7$3,332.78$16,437.48
245Jan 2040$1,118.02$251.77$1,369.79$68,176.40
246Feb 2040$1,122.08$247.71$1,369.79$67,054.32
247Mar 2040$1,126.16$243.63$1,369.79$65,928.16
248Apr 2040$1,130.25$239.54$1,369.79$64,797.91
249May 2040$1,134.36$235.43$1,369.79$63,663.55
250Jun 2040$1,138.48$231.31$1,369.79$62,525.07
251Jul 2040$1,142.62$227.17$1,369.79$61,382.45
252Aug 2040$1,146.77$223.02$1,369.79$60,235.68
253Sep 2040$1,150.93$218.86$1,369.79$59,084.75
254Oct 2040$1,155.12$214.67$1,369.79$57,929.63
255Nov 2040$1,159.31$210.48$1,369.79$56,770.32
256Dec 2040$1,163.52$206.27$1,369.79$55,606.80
2040 Total$13,687.62$2,749.86$16,437.48
257Jan 2041$1,167.75$202.04$1,369.79$54,439.05
258Feb 2041$1,171.99$197.80$1,369.79$53,267.06
259Mar 2041$1,176.25$193.54$1,369.79$52,090.81
260Apr 2041$1,180.53$189.26$1,369.79$50,910.28
261May 2041$1,184.82$184.97$1,369.79$49,725.46
262Jun 2041$1,189.12$180.67$1,369.79$48,536.34
263Jul 2041$1,193.44$176.35$1,369.79$47,342.90
264Aug 2041$1,197.78$172.01$1,369.79$46,145.12
265Sep 2041$1,202.13$167.66$1,369.79$44,942.99
266Oct 2041$1,206.50$163.29$1,369.79$43,736.49
267Nov 2041$1,210.88$158.91$1,369.79$42,525.61
268Dec 2041$1,215.28$154.51$1,369.79$41,310.33
2041 Total$14,296.47$2,141.01$16,437.48
269Jan 2042$1,219.70$150.09$1,369.79$40,090.63
270Feb 2042$1,224.13$145.66$1,369.79$38,866.50
271Mar 2042$1,228.58$141.21$1,369.79$37,637.92
272Apr 2042$1,233.04$136.75$1,369.79$36,404.88
273May 2042$1,237.52$132.27$1,369.79$35,167.36
274Jun 2042$1,242.02$127.77$1,369.79$33,925.34
275Jul 2042$1,246.53$123.26$1,369.79$32,678.81
276Aug 2042$1,251.06$118.73$1,369.79$31,427.75
277Sep 2042$1,255.60$114.19$1,369.79$30,172.15
278Oct 2042$1,260.16$109.63$1,369.79$28,911.99
279Nov 2042$1,264.74$105.05$1,369.79$27,647.25
280Dec 2042$1,269.34$100.45$1,369.79$26,377.91
2042 Total$14,932.42$1,505.06$16,437.48
281Jan 2043$1,273.95$95.84$1,369.79$25,103.96
282Feb 2043$1,278.58$91.21$1,369.79$23,825.38
283Mar 2043$1,283.22$86.57$1,369.79$22,542.16
284Apr 2043$1,287.89$81.90$1,369.79$21,254.27
285May 2043$1,292.57$77.22$1,369.79$19,961.70
286Jun 2043$1,297.26$72.53$1,369.79$18,664.44
287Jul 2043$1,301.98$67.81$1,369.79$17,362.46
288Aug 2043$1,306.71$63.08$1,369.79$16,055.75
289Sep 2043$1,311.45$58.34$1,369.79$14,744.30
290Oct 2043$1,316.22$53.57$1,369.79$13,428.08
291Nov 2043$1,321.00$48.79$1,369.79$12,107.08
292Dec 2043$1,325.80$43.99$1,369.79$10,781.28
2043 Total$15,596.63$840.85$16,437.48
293Jan 2044$1,330.62$39.17$1,369.79$9,450.66
294Feb 2044$1,335.45$34.34$1,369.79$8,115.21
295Mar 2044$1,340.30$29.49$1,369.79$6,774.91
296Apr 2044$1,345.17$24.62$1,369.79$5,429.74
297May 2044$1,350.06$19.73$1,369.79$4,079.68
298Jun 2044$1,354.97$14.82$1,369.79$2,724.71
299Jul 2044$1,359.89$9.90$1,369.79$1,364.82
300Aug 2044$1,364.82$4.96$1,369.78$0.00
2044 Total$10,781.28$177.03$10,958.31
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