Value Advantage Package Full Feature Loan (Principal and Interest) ($150k-$250k, LVR < 80%) from RAMS

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
4.21%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,349
Number of Repayments
300
Total Interest Paid
$154,700
Total repayments
$404,700
DatePrincipleInterestPaymentBalance
1Nov 2019$471.67$877.08$1,348.75$249,528.33
2Dec 2019$473.32$875.43$1,348.75$249,055.01
2019 Total$944.99$1,752.51$2,697.5
3Jan 2020$474.98$873.77$1,348.75$248,580.03
4Feb 2020$476.65$872.10$1,348.75$248,103.38
5Mar 2020$478.32$870.43$1,348.75$247,625.06
6Apr 2020$480.00$868.75$1,348.75$247,145.06
7May 2020$481.68$867.07$1,348.75$246,663.38
8Jun 2020$483.37$865.38$1,348.75$246,180.01
9Jul 2020$485.07$863.68$1,348.75$245,694.94
10Aug 2020$486.77$861.98$1,348.75$245,208.17
11Sep 2020$488.48$860.27$1,348.75$244,719.69
12Oct 2020$490.19$858.56$1,348.75$244,229.50
13Nov 2020$491.91$856.84$1,348.75$243,737.59
14Dec 2020$493.64$855.11$1,348.75$243,243.95
2020 Total$5,811.06$10,373.94$16,185
15Jan 2021$495.37$853.38$1,348.75$242,748.58
16Feb 2021$497.11$851.64$1,348.75$242,251.47
17Mar 2021$498.85$849.90$1,348.75$241,752.62
18Apr 2021$500.60$848.15$1,348.75$241,252.02
19May 2021$502.36$846.39$1,348.75$240,749.66
20Jun 2021$504.12$844.63$1,348.75$240,245.54
21Jul 2021$505.89$842.86$1,348.75$239,739.65
22Aug 2021$507.66$841.09$1,348.75$239,231.99
23Sep 2021$509.44$839.31$1,348.75$238,722.55
24Oct 2021$511.23$837.52$1,348.75$238,211.32
25Nov 2021$513.03$835.72$1,348.75$237,698.29
26Dec 2021$514.83$833.92$1,348.75$237,183.46
2021 Total$6,060.49$10,124.51$16,185
27Jan 2022$516.63$832.12$1,348.75$236,666.83
28Feb 2022$518.44$830.31$1,348.75$236,148.39
29Mar 2022$520.26$828.49$1,348.75$235,628.13
30Apr 2022$522.09$826.66$1,348.75$235,106.04
31May 2022$523.92$824.83$1,348.75$234,582.12
32Jun 2022$525.76$822.99$1,348.75$234,056.36
33Jul 2022$527.60$821.15$1,348.75$233,528.76
34Aug 2022$529.45$819.30$1,348.75$232,999.31
35Sep 2022$531.31$817.44$1,348.75$232,468.00
36Oct 2022$533.17$815.58$1,348.75$231,934.83
37Nov 2022$535.05$813.70$1,348.75$231,399.78
38Dec 2022$536.92$811.83$1,348.75$230,862.86
2022 Total$6,320.6$9,864.4$16,185
39Jan 2023$538.81$809.94$1,348.75$230,324.05
40Feb 2023$540.70$808.05$1,348.75$229,783.35
41Mar 2023$542.59$806.16$1,348.75$229,240.76
42Apr 2023$544.50$804.25$1,348.75$228,696.26
43May 2023$546.41$802.34$1,348.75$228,149.85
44Jun 2023$548.32$800.43$1,348.75$227,601.53
45Jul 2023$550.25$798.50$1,348.75$227,051.28
46Aug 2023$552.18$796.57$1,348.75$226,499.10
47Sep 2023$554.12$794.63$1,348.75$225,944.98
48Oct 2023$556.06$792.69$1,348.75$225,388.92
49Nov 2023$558.01$790.74$1,348.75$224,830.91
50Dec 2023$559.97$788.78$1,348.75$224,270.94
2023 Total$6,591.92$9,593.08$16,185
51Jan 2024$561.93$786.82$1,348.75$223,709.01
52Feb 2024$563.90$784.85$1,348.75$223,145.11
53Mar 2024$565.88$782.87$1,348.75$222,579.23
54Apr 2024$567.87$780.88$1,348.75$222,011.36
55May 2024$569.86$778.89$1,348.75$221,441.50
56Jun 2024$571.86$776.89$1,348.75$220,869.64
57Jul 2024$573.87$774.88$1,348.75$220,295.77
58Aug 2024$575.88$772.87$1,348.75$219,719.89
59Sep 2024$577.90$770.85$1,348.75$219,141.99
60Oct 2024$579.93$768.82$1,348.75$218,562.06
61Nov 2024$581.96$766.79$1,348.75$217,980.10
62Dec 2024$584.00$764.75$1,348.75$217,396.10
2024 Total$6,874.84$9,310.16$16,185
63Jan 2025$586.05$762.70$1,348.75$216,810.05
64Feb 2025$588.11$760.64$1,348.75$216,221.94
65Mar 2025$590.17$758.58$1,348.75$215,631.77
66Apr 2025$592.24$756.51$1,348.75$215,039.53
67May 2025$594.32$754.43$1,348.75$214,445.21
68Jun 2025$596.40$752.35$1,348.75$213,848.81
69Jul 2025$598.50$750.25$1,348.75$213,250.31
70Aug 2025$600.60$748.15$1,348.75$212,649.71
71Sep 2025$602.70$746.05$1,348.75$212,047.01
72Oct 2025$604.82$743.93$1,348.75$211,442.19
73Nov 2025$606.94$741.81$1,348.75$210,835.25
74Dec 2025$609.07$739.68$1,348.75$210,226.18
2025 Total$7,169.92$9,015.08$16,185
75Jan 2026$611.21$737.54$1,348.75$209,614.97
76Feb 2026$613.35$735.40$1,348.75$209,001.62
77Mar 2026$615.50$733.25$1,348.75$208,386.12
78Apr 2026$617.66$731.09$1,348.75$207,768.46
79May 2026$619.83$728.92$1,348.75$207,148.63
80Jun 2026$622.00$726.75$1,348.75$206,526.63
81Jul 2026$624.19$724.56$1,348.75$205,902.44
82Aug 2026$626.38$722.37$1,348.75$205,276.06
83Sep 2026$628.57$720.18$1,348.75$204,647.49
84Oct 2026$630.78$717.97$1,348.75$204,016.71
85Nov 2026$632.99$715.76$1,348.75$203,383.72
86Dec 2026$635.21$713.54$1,348.75$202,748.51
2026 Total$7,477.67$8,707.33$16,185
87Jan 2027$637.44$711.31$1,348.75$202,111.07
88Feb 2027$639.68$709.07$1,348.75$201,471.39
89Mar 2027$641.92$706.83$1,348.75$200,829.47
90Apr 2027$644.17$704.58$1,348.75$200,185.30
91May 2027$646.43$702.32$1,348.75$199,538.87
92Jun 2027$648.70$700.05$1,348.75$198,890.17
93Jul 2027$650.98$697.77$1,348.75$198,239.19
94Aug 2027$653.26$695.49$1,348.75$197,585.93
95Sep 2027$655.55$693.20$1,348.75$196,930.38
96Oct 2027$657.85$690.90$1,348.75$196,272.53
97Nov 2027$660.16$688.59$1,348.75$195,612.37
98Dec 2027$662.48$686.27$1,348.75$194,949.89
2027 Total$7,798.62$8,386.38$16,185
99Jan 2028$664.80$683.95$1,348.75$194,285.09
100Feb 2028$667.13$681.62$1,348.75$193,617.96
101Mar 2028$669.47$679.28$1,348.75$192,948.49
102Apr 2028$671.82$676.93$1,348.75$192,276.67
103May 2028$674.18$674.57$1,348.75$191,602.49
104Jun 2028$676.54$672.21$1,348.75$190,925.95
105Jul 2028$678.92$669.83$1,348.75$190,247.03
106Aug 2028$681.30$667.45$1,348.75$189,565.73
107Sep 2028$683.69$665.06$1,348.75$188,882.04
108Oct 2028$686.09$662.66$1,348.75$188,195.95
109Nov 2028$688.50$660.25$1,348.75$187,507.45
110Dec 2028$690.91$657.84$1,348.75$186,816.54
2028 Total$8,133.35$8,051.65$16,185
111Jan 2029$693.34$655.41$1,348.75$186,123.20
112Feb 2029$695.77$652.98$1,348.75$185,427.43
113Mar 2029$698.21$650.54$1,348.75$184,729.22
114Apr 2029$700.66$648.09$1,348.75$184,028.56
115May 2029$703.12$645.63$1,348.75$183,325.44
116Jun 2029$705.58$643.17$1,348.75$182,619.86
117Jul 2029$708.06$640.69$1,348.75$181,911.80
118Aug 2029$710.54$638.21$1,348.75$181,201.26
119Sep 2029$713.04$635.71$1,348.75$180,488.22
120Oct 2029$715.54$633.21$1,348.75$179,772.68
121Nov 2029$718.05$630.70$1,348.75$179,054.63
122Dec 2029$720.57$628.18$1,348.75$178,334.06
2029 Total$8,482.48$7,702.52$16,185
123Jan 2030$723.09$625.66$1,348.75$177,610.97
124Feb 2030$725.63$623.12$1,348.75$176,885.34
125Mar 2030$728.18$620.57$1,348.75$176,157.16
126Apr 2030$730.73$618.02$1,348.75$175,426.43
127May 2030$733.30$615.45$1,348.75$174,693.13
128Jun 2030$735.87$612.88$1,348.75$173,957.26
129Jul 2030$738.45$610.30$1,348.75$173,218.81
130Aug 2030$741.04$607.71$1,348.75$172,477.77
131Sep 2030$743.64$605.11$1,348.75$171,734.13
132Oct 2030$746.25$602.50$1,348.75$170,987.88
133Nov 2030$748.87$599.88$1,348.75$170,239.01
134Dec 2030$751.49$597.26$1,348.75$169,487.52
2030 Total$8,846.54$7,338.46$16,185
135Jan 2031$754.13$594.62$1,348.75$168,733.39
136Feb 2031$756.78$591.97$1,348.75$167,976.61
137Mar 2031$759.43$589.32$1,348.75$167,217.18
138Apr 2031$762.10$586.65$1,348.75$166,455.08
139May 2031$764.77$583.98$1,348.75$165,690.31
140Jun 2031$767.45$581.30$1,348.75$164,922.86
141Jul 2031$770.15$578.60$1,348.75$164,152.71
142Aug 2031$772.85$575.90$1,348.75$163,379.86
143Sep 2031$775.56$573.19$1,348.75$162,604.30
144Oct 2031$778.28$570.47$1,348.75$161,826.02
145Nov 2031$781.01$567.74$1,348.75$161,045.01
146Dec 2031$783.75$565.00$1,348.75$160,261.26
2031 Total$9,226.26$6,958.74$16,185
147Jan 2032$786.50$562.25$1,348.75$159,474.76
148Feb 2032$789.26$559.49$1,348.75$158,685.50
149Mar 2032$792.03$556.72$1,348.75$157,893.47
150Apr 2032$794.81$553.94$1,348.75$157,098.66
151May 2032$797.60$551.15$1,348.75$156,301.06
152Jun 2032$800.39$548.36$1,348.75$155,500.67
153Jul 2032$803.20$545.55$1,348.75$154,697.47
154Aug 2032$806.02$542.73$1,348.75$153,891.45
155Sep 2032$808.85$539.90$1,348.75$153,082.60
156Oct 2032$811.69$537.06$1,348.75$152,270.91
157Nov 2032$814.53$534.22$1,348.75$151,456.38
158Dec 2032$817.39$531.36$1,348.75$150,638.99
2032 Total$9,622.27$6,562.73$16,185
159Jan 2033$820.26$528.49$1,348.75$149,818.73
160Feb 2033$823.14$525.61$1,348.75$148,995.59
161Mar 2033$826.02$522.73$1,348.75$148,169.57
162Apr 2033$828.92$519.83$1,348.75$147,340.65
163May 2033$831.83$516.92$1,348.75$146,508.82
164Jun 2033$834.75$514.00$1,348.75$145,674.07
165Jul 2033$837.68$511.07$1,348.75$144,836.39
166Aug 2033$840.62$508.13$1,348.75$143,995.77
167Sep 2033$843.56$505.19$1,348.75$143,152.21
168Oct 2033$846.52$502.23$1,348.75$142,305.69
169Nov 2033$849.49$499.26$1,348.75$141,456.20
170Dec 2033$852.47$496.28$1,348.75$140,603.73
2033 Total$10,035.26$6,149.74$16,185
171Jan 2034$855.47$493.28$1,348.75$139,748.26
172Feb 2034$858.47$490.28$1,348.75$138,889.79
173Mar 2034$861.48$487.27$1,348.75$138,028.31
174Apr 2034$864.50$484.25$1,348.75$137,163.81
175May 2034$867.53$481.22$1,348.75$136,296.28
176Jun 2034$870.58$478.17$1,348.75$135,425.70
177Jul 2034$873.63$475.12$1,348.75$134,552.07
178Aug 2034$876.70$472.05$1,348.75$133,675.37
179Sep 2034$879.77$468.98$1,348.75$132,795.60
180Oct 2034$882.86$465.89$1,348.75$131,912.74
181Nov 2034$885.96$462.79$1,348.75$131,026.78
182Dec 2034$889.06$459.69$1,348.75$130,137.72
2034 Total$10,466.01$5,718.99$16,185
183Jan 2035$892.18$456.57$1,348.75$129,245.54
184Feb 2035$895.31$453.44$1,348.75$128,350.23
185Mar 2035$898.45$450.30$1,348.75$127,451.78
186Apr 2035$901.61$447.14$1,348.75$126,550.17
187May 2035$904.77$443.98$1,348.75$125,645.40
188Jun 2035$907.94$440.81$1,348.75$124,737.46
189Jul 2035$911.13$437.62$1,348.75$123,826.33
190Aug 2035$914.33$434.42$1,348.75$122,912.00
191Sep 2035$917.53$431.22$1,348.75$121,994.47
192Oct 2035$920.75$428.00$1,348.75$121,073.72
193Nov 2035$923.98$424.77$1,348.75$120,149.74
194Dec 2035$927.22$421.53$1,348.75$119,222.52
2035 Total$10,915.2$5,269.8$16,185
195Jan 2036$930.48$418.27$1,348.75$118,292.04
196Feb 2036$933.74$415.01$1,348.75$117,358.30
197Mar 2036$937.02$411.73$1,348.75$116,421.28
198Apr 2036$940.31$408.44$1,348.75$115,480.97
199May 2036$943.60$405.15$1,348.75$114,537.37
200Jun 2036$946.91$401.84$1,348.75$113,590.46
201Jul 2036$950.24$398.51$1,348.75$112,640.22
202Aug 2036$953.57$395.18$1,348.75$111,686.65
203Sep 2036$956.92$391.83$1,348.75$110,729.73
204Oct 2036$960.27$388.48$1,348.75$109,769.46
205Nov 2036$963.64$385.11$1,348.75$108,805.82
206Dec 2036$967.02$381.73$1,348.75$107,838.80
2036 Total$11,383.72$4,801.28$16,185
207Jan 2037$970.42$378.33$1,348.75$106,868.38
208Feb 2037$973.82$374.93$1,348.75$105,894.56
209Mar 2037$977.24$371.51$1,348.75$104,917.32
210Apr 2037$980.67$368.08$1,348.75$103,936.65
211May 2037$984.11$364.64$1,348.75$102,952.54
212Jun 2037$987.56$361.19$1,348.75$101,964.98
213Jul 2037$991.02$357.73$1,348.75$100,973.96
214Aug 2037$994.50$354.25$1,348.75$99,979.46
215Sep 2037$997.99$350.76$1,348.75$98,981.47
216Oct 2037$1,001.49$347.26$1,348.75$97,979.98
217Nov 2037$1,005.00$343.75$1,348.75$96,974.98
218Dec 2037$1,008.53$340.22$1,348.75$95,966.45
2037 Total$11,872.35$4,312.65$16,185
219Jan 2038$1,012.07$336.68$1,348.75$94,954.38
220Feb 2038$1,015.62$333.13$1,348.75$93,938.76
221Mar 2038$1,019.18$329.57$1,348.75$92,919.58
222Apr 2038$1,022.76$325.99$1,348.75$91,896.82
223May 2038$1,026.35$322.40$1,348.75$90,870.47
224Jun 2038$1,029.95$318.80$1,348.75$89,840.52
225Jul 2038$1,033.56$315.19$1,348.75$88,806.96
226Aug 2038$1,037.19$311.56$1,348.75$87,769.77
227Sep 2038$1,040.82$307.93$1,348.75$86,728.95
228Oct 2038$1,044.48$304.27$1,348.75$85,684.47
229Nov 2038$1,048.14$300.61$1,348.75$84,636.33
230Dec 2038$1,051.82$296.93$1,348.75$83,584.51
2038 Total$12,381.94$3,803.06$16,185
231Jan 2039$1,055.51$293.24$1,348.75$82,529.00
232Feb 2039$1,059.21$289.54$1,348.75$81,469.79
233Mar 2039$1,062.93$285.82$1,348.75$80,406.86
234Apr 2039$1,066.66$282.09$1,348.75$79,340.20
235May 2039$1,070.40$278.35$1,348.75$78,269.80
236Jun 2039$1,074.15$274.60$1,348.75$77,195.65
237Jul 2039$1,077.92$270.83$1,348.75$76,117.73
238Aug 2039$1,081.70$267.05$1,348.75$75,036.03
239Sep 2039$1,085.50$263.25$1,348.75$73,950.53
240Oct 2039$1,089.31$259.44$1,348.75$72,861.22
241Nov 2039$1,093.13$255.62$1,348.75$71,768.09
242Dec 2039$1,096.96$251.79$1,348.75$70,671.13
2039 Total$12,913.38$3,271.62$16,185
243Jan 2040$1,100.81$247.94$1,348.75$69,570.32
244Feb 2040$1,104.67$244.08$1,348.75$68,465.65
245Mar 2040$1,108.55$240.20$1,348.75$67,357.10
246Apr 2040$1,112.44$236.31$1,348.75$66,244.66
247May 2040$1,116.34$232.41$1,348.75$65,128.32
248Jun 2040$1,120.26$228.49$1,348.75$64,008.06
249Jul 2040$1,124.19$224.56$1,348.75$62,883.87
250Aug 2040$1,128.13$220.62$1,348.75$61,755.74
251Sep 2040$1,132.09$216.66$1,348.75$60,623.65
252Oct 2040$1,136.06$212.69$1,348.75$59,487.59
253Nov 2040$1,140.05$208.70$1,348.75$58,347.54
254Dec 2040$1,144.05$204.70$1,348.75$57,203.49
2040 Total$13,467.64$2,717.36$16,185
255Jan 2041$1,148.06$200.69$1,348.75$56,055.43
256Feb 2041$1,152.09$196.66$1,348.75$54,903.34
257Mar 2041$1,156.13$192.62$1,348.75$53,747.21
258Apr 2041$1,160.19$188.56$1,348.75$52,587.02
259May 2041$1,164.26$184.49$1,348.75$51,422.76
260Jun 2041$1,168.34$180.41$1,348.75$50,254.42
261Jul 2041$1,172.44$176.31$1,348.75$49,081.98
262Aug 2041$1,176.55$172.20$1,348.75$47,905.43
263Sep 2041$1,180.68$168.07$1,348.75$46,724.75
264Oct 2041$1,184.82$163.93$1,348.75$45,539.93
265Nov 2041$1,188.98$159.77$1,348.75$44,350.95
266Dec 2041$1,193.15$155.60$1,348.75$43,157.80
2041 Total$14,045.69$2,139.31$16,185
267Jan 2042$1,197.34$151.41$1,348.75$41,960.46
268Feb 2042$1,201.54$147.21$1,348.75$40,758.92
269Mar 2042$1,205.75$143.00$1,348.75$39,553.17
270Apr 2042$1,209.98$138.77$1,348.75$38,343.19
271May 2042$1,214.23$134.52$1,348.75$37,128.96
272Jun 2042$1,218.49$130.26$1,348.75$35,910.47
273Jul 2042$1,222.76$125.99$1,348.75$34,687.71
274Aug 2042$1,227.05$121.70$1,348.75$33,460.66
275Sep 2042$1,231.36$117.39$1,348.75$32,229.30
276Oct 2042$1,235.68$113.07$1,348.75$30,993.62
277Nov 2042$1,240.01$108.74$1,348.75$29,753.61
278Dec 2042$1,244.36$104.39$1,348.75$28,509.25
2042 Total$14,648.55$1,536.45$16,185
279Jan 2043$1,248.73$100.02$1,348.75$27,260.52
280Feb 2043$1,253.11$95.64$1,348.75$26,007.41
281Mar 2043$1,257.51$91.24$1,348.75$24,749.90
282Apr 2043$1,261.92$86.83$1,348.75$23,487.98
283May 2043$1,266.35$82.40$1,348.75$22,221.63
284Jun 2043$1,270.79$77.96$1,348.75$20,950.84
285Jul 2043$1,275.25$73.50$1,348.75$19,675.59
286Aug 2043$1,279.72$69.03$1,348.75$18,395.87
287Sep 2043$1,284.21$64.54$1,348.75$17,111.66
288Oct 2043$1,288.72$60.03$1,348.75$15,822.94
289Nov 2043$1,293.24$55.51$1,348.75$14,529.70
290Dec 2043$1,297.77$50.98$1,348.75$13,231.93
2043 Total$15,277.32$907.68$16,185
291Jan 2044$1,302.33$46.42$1,348.75$11,929.60
292Feb 2044$1,306.90$41.85$1,348.75$10,622.70
293Mar 2044$1,311.48$37.27$1,348.75$9,311.22
294Apr 2044$1,316.08$32.67$1,348.75$7,995.14
295May 2044$1,320.70$28.05$1,348.75$6,674.44
296Jun 2044$1,325.33$23.42$1,348.75$5,349.11
297Jul 2044$1,329.98$18.77$1,348.75$4,019.13
298Aug 2044$1,334.65$14.10$1,348.75$2,684.48
299Sep 2044$1,339.33$9.42$1,348.75$1,345.15
300Oct 2044$1,344.03$4.72$1,348.75$1.12
2044 Total$13,230.81$256.69$13,487.5
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