Value Advantage Package Full Feature Loan (Principal and Interest) ($1m+, LVR < 80%) from RAMS

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
4.01%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,321
Number of Repayments
300
Total Interest Paid
$146,300
Total repayments
$396,300
DatePrincipleInterestPaymentBalance
1Oct 2019$485.55$835.42$1,320.97$249,514.45
2Nov 2019$487.18$833.79$1,320.97$249,027.27
3Dec 2019$488.80$832.17$1,320.97$248,538.47
2019 Total$1,461.53$2,501.38$3,962.91
4Jan 2020$490.44$830.53$1,320.97$248,048.03
5Feb 2020$492.08$828.89$1,320.97$247,555.95
6Mar 2020$493.72$827.25$1,320.97$247,062.23
7Apr 2020$495.37$825.60$1,320.97$246,566.86
8May 2020$497.03$823.94$1,320.97$246,069.83
9Jun 2020$498.69$822.28$1,320.97$245,571.14
10Jul 2020$500.35$820.62$1,320.97$245,070.79
11Aug 2020$502.03$818.94$1,320.97$244,568.76
12Sep 2020$503.70$817.27$1,320.97$244,065.06
13Oct 2020$505.39$815.58$1,320.97$243,559.67
14Nov 2020$507.07$813.90$1,320.97$243,052.60
15Dec 2020$508.77$812.20$1,320.97$242,543.83
2020 Total$5,994.64$9,857$15,851.64
16Jan 2021$510.47$810.50$1,320.97$242,033.36
17Feb 2021$512.18$808.79$1,320.97$241,521.18
18Mar 2021$513.89$807.08$1,320.97$241,007.29
19Apr 2021$515.60$805.37$1,320.97$240,491.69
20May 2021$517.33$803.64$1,320.97$239,974.36
21Jun 2021$519.06$801.91$1,320.97$239,455.30
22Jul 2021$520.79$800.18$1,320.97$238,934.51
23Aug 2021$522.53$798.44$1,320.97$238,411.98
24Sep 2021$524.28$796.69$1,320.97$237,887.70
25Oct 2021$526.03$794.94$1,320.97$237,361.67
26Nov 2021$527.79$793.18$1,320.97$236,833.88
27Dec 2021$529.55$791.42$1,320.97$236,304.33
2021 Total$6,239.5$9,612.14$15,851.64
28Jan 2022$531.32$789.65$1,320.97$235,773.01
29Feb 2022$533.10$787.87$1,320.97$235,239.91
30Mar 2022$534.88$786.09$1,320.97$234,705.03
31Apr 2022$536.66$784.31$1,320.97$234,168.37
32May 2022$538.46$782.51$1,320.97$233,629.91
33Jun 2022$540.26$780.71$1,320.97$233,089.65
34Jul 2022$542.06$778.91$1,320.97$232,547.59
35Aug 2022$543.87$777.10$1,320.97$232,003.72
36Sep 2022$545.69$775.28$1,320.97$231,458.03
37Oct 2022$547.51$773.46$1,320.97$230,910.52
38Nov 2022$549.34$771.63$1,320.97$230,361.18
39Dec 2022$551.18$769.79$1,320.97$229,810.00
2022 Total$6,494.33$9,357.31$15,851.64
40Jan 2023$553.02$767.95$1,320.97$229,256.98
41Feb 2023$554.87$766.10$1,320.97$228,702.11
42Mar 2023$556.72$764.25$1,320.97$228,145.39
43Apr 2023$558.58$762.39$1,320.97$227,586.81
44May 2023$560.45$760.52$1,320.97$227,026.36
45Jun 2023$562.32$758.65$1,320.97$226,464.04
46Jul 2023$564.20$756.77$1,320.97$225,899.84
47Aug 2023$566.09$754.88$1,320.97$225,333.75
48Sep 2023$567.98$752.99$1,320.97$224,765.77
49Oct 2023$569.88$751.09$1,320.97$224,195.89
50Nov 2023$571.78$749.19$1,320.97$223,624.11
51Dec 2023$573.69$747.28$1,320.97$223,050.42
2023 Total$6,759.58$9,092.06$15,851.64
52Jan 2024$575.61$745.36$1,320.97$222,474.81
53Feb 2024$577.53$743.44$1,320.97$221,897.28
54Mar 2024$579.46$741.51$1,320.97$221,317.82
55Apr 2024$581.40$739.57$1,320.97$220,736.42
56May 2024$583.34$737.63$1,320.97$220,153.08
57Jun 2024$585.29$735.68$1,320.97$219,567.79
58Jul 2024$587.25$733.72$1,320.97$218,980.54
59Aug 2024$589.21$731.76$1,320.97$218,391.33
60Sep 2024$591.18$729.79$1,320.97$217,800.15
61Oct 2024$593.15$727.82$1,320.97$217,207.00
62Nov 2024$595.14$725.83$1,320.97$216,611.86
63Dec 2024$597.13$723.84$1,320.97$216,014.73
2024 Total$7,035.69$8,815.95$15,851.64
64Jan 2025$599.12$721.85$1,320.97$215,415.61
65Feb 2025$601.12$719.85$1,320.97$214,814.49
66Mar 2025$603.13$717.84$1,320.97$214,211.36
67Apr 2025$605.15$715.82$1,320.97$213,606.21
68May 2025$607.17$713.80$1,320.97$212,999.04
69Jun 2025$609.20$711.77$1,320.97$212,389.84
70Jul 2025$611.23$709.74$1,320.97$211,778.61
71Aug 2025$613.28$707.69$1,320.97$211,165.33
72Sep 2025$615.33$705.64$1,320.97$210,550.00
73Oct 2025$617.38$703.59$1,320.97$209,932.62
74Nov 2025$619.45$701.52$1,320.97$209,313.17
75Dec 2025$621.52$699.45$1,320.97$208,691.65
2025 Total$7,323.08$8,528.56$15,851.64
76Jan 2026$623.59$697.38$1,320.97$208,068.06
77Feb 2026$625.68$695.29$1,320.97$207,442.38
78Mar 2026$627.77$693.20$1,320.97$206,814.61
79Apr 2026$629.86$691.11$1,320.97$206,184.75
80May 2026$631.97$689.00$1,320.97$205,552.78
81Jun 2026$634.08$686.89$1,320.97$204,918.70
82Jul 2026$636.20$684.77$1,320.97$204,282.50
83Aug 2026$638.33$682.64$1,320.97$203,644.17
84Sep 2026$640.46$680.51$1,320.97$203,003.71
85Oct 2026$642.60$678.37$1,320.97$202,361.11
86Nov 2026$644.75$676.22$1,320.97$201,716.36
87Dec 2026$646.90$674.07$1,320.97$201,069.46
2026 Total$7,622.19$8,229.45$15,851.64
88Jan 2027$649.06$671.91$1,320.97$200,420.40
89Feb 2027$651.23$669.74$1,320.97$199,769.17
90Mar 2027$653.41$667.56$1,320.97$199,115.76
91Apr 2027$655.59$665.38$1,320.97$198,460.17
92May 2027$657.78$663.19$1,320.97$197,802.39
93Jun 2027$659.98$660.99$1,320.97$197,142.41
94Jul 2027$662.19$658.78$1,320.97$196,480.22
95Aug 2027$664.40$656.57$1,320.97$195,815.82
96Sep 2027$666.62$654.35$1,320.97$195,149.20
97Oct 2027$668.85$652.12$1,320.97$194,480.35
98Nov 2027$671.08$649.89$1,320.97$193,809.27
99Dec 2027$673.32$647.65$1,320.97$193,135.95
2027 Total$7,933.51$7,918.13$15,851.64
100Jan 2028$675.57$645.40$1,320.97$192,460.38
101Feb 2028$677.83$643.14$1,320.97$191,782.55
102Mar 2028$680.10$640.87$1,320.97$191,102.45
103Apr 2028$682.37$638.60$1,320.97$190,420.08
104May 2028$684.65$636.32$1,320.97$189,735.43
105Jun 2028$686.94$634.03$1,320.97$189,048.49
106Jul 2028$689.23$631.74$1,320.97$188,359.26
107Aug 2028$691.54$629.43$1,320.97$187,667.72
108Sep 2028$693.85$627.12$1,320.97$186,973.87
109Oct 2028$696.17$624.80$1,320.97$186,277.70
110Nov 2028$698.49$622.48$1,320.97$185,579.21
111Dec 2028$700.83$620.14$1,320.97$184,878.38
2028 Total$8,257.57$7,594.07$15,851.64
112Jan 2029$703.17$617.80$1,320.97$184,175.21
113Feb 2029$705.52$615.45$1,320.97$183,469.69
114Mar 2029$707.88$613.09$1,320.97$182,761.81
115Apr 2029$710.24$610.73$1,320.97$182,051.57
116May 2029$712.61$608.36$1,320.97$181,338.96
117Jun 2029$715.00$605.97$1,320.97$180,623.96
118Jul 2029$717.38$603.59$1,320.97$179,906.58
119Aug 2029$719.78$601.19$1,320.97$179,186.80
120Sep 2029$722.19$598.78$1,320.97$178,464.61
121Oct 2029$724.60$596.37$1,320.97$177,740.01
122Nov 2029$727.02$593.95$1,320.97$177,012.99
123Dec 2029$729.45$591.52$1,320.97$176,283.54
2029 Total$8,594.84$7,256.8$15,851.64
124Jan 2030$731.89$589.08$1,320.97$175,551.65
125Feb 2030$734.33$586.64$1,320.97$174,817.32
126Mar 2030$736.79$584.18$1,320.97$174,080.53
127Apr 2030$739.25$581.72$1,320.97$173,341.28
128May 2030$741.72$579.25$1,320.97$172,599.56
129Jun 2030$744.20$576.77$1,320.97$171,855.36
130Jul 2030$746.69$574.28$1,320.97$171,108.67
131Aug 2030$749.18$571.79$1,320.97$170,359.49
132Sep 2030$751.69$569.28$1,320.97$169,607.80
133Oct 2030$754.20$566.77$1,320.97$168,853.60
134Nov 2030$756.72$564.25$1,320.97$168,096.88
135Dec 2030$759.25$561.72$1,320.97$167,337.63
2030 Total$8,945.91$6,905.73$15,851.64
136Jan 2031$761.78$559.19$1,320.97$166,575.85
137Feb 2031$764.33$556.64$1,320.97$165,811.52
138Mar 2031$766.88$554.09$1,320.97$165,044.64
139Apr 2031$769.45$551.52$1,320.97$164,275.19
140May 2031$772.02$548.95$1,320.97$163,503.17
141Jun 2031$774.60$546.37$1,320.97$162,728.57
142Jul 2031$777.19$543.78$1,320.97$161,951.38
143Aug 2031$779.78$541.19$1,320.97$161,171.60
144Sep 2031$782.39$538.58$1,320.97$160,389.21
145Oct 2031$785.00$535.97$1,320.97$159,604.21
146Nov 2031$787.63$533.34$1,320.97$158,816.58
147Dec 2031$790.26$530.71$1,320.97$158,026.32
2031 Total$9,311.31$6,540.33$15,851.64
148Jan 2032$792.90$528.07$1,320.97$157,233.42
149Feb 2032$795.55$525.42$1,320.97$156,437.87
150Mar 2032$798.21$522.76$1,320.97$155,639.66
151Apr 2032$800.87$520.10$1,320.97$154,838.79
152May 2032$803.55$517.42$1,320.97$154,035.24
153Jun 2032$806.24$514.73$1,320.97$153,229.00
154Jul 2032$808.93$512.04$1,320.97$152,420.07
155Aug 2032$811.63$509.34$1,320.97$151,608.44
156Sep 2032$814.35$506.62$1,320.97$150,794.09
157Oct 2032$817.07$503.90$1,320.97$149,977.02
158Nov 2032$819.80$501.17$1,320.97$149,157.22
159Dec 2032$822.54$498.43$1,320.97$148,334.68
2032 Total$9,691.64$6,160$15,851.64
160Jan 2033$825.28$495.69$1,320.97$147,509.40
161Feb 2033$828.04$492.93$1,320.97$146,681.36
162Mar 2033$830.81$490.16$1,320.97$145,850.55
163Apr 2033$833.59$487.38$1,320.97$145,016.96
164May 2033$836.37$484.60$1,320.97$144,180.59
165Jun 2033$839.17$481.80$1,320.97$143,341.42
166Jul 2033$841.97$479.00$1,320.97$142,499.45
167Aug 2033$844.78$476.19$1,320.97$141,654.67
168Sep 2033$847.61$473.36$1,320.97$140,807.06
169Oct 2033$850.44$470.53$1,320.97$139,956.62
170Nov 2033$853.28$467.69$1,320.97$139,103.34
171Dec 2033$856.13$464.84$1,320.97$138,247.21
2033 Total$10,087.47$5,764.17$15,851.64
172Jan 2034$858.99$461.98$1,320.97$137,388.22
173Feb 2034$861.86$459.11$1,320.97$136,526.36
174Mar 2034$864.74$456.23$1,320.97$135,661.62
175Apr 2034$867.63$453.34$1,320.97$134,793.99
176May 2034$870.53$450.44$1,320.97$133,923.46
177Jun 2034$873.44$447.53$1,320.97$133,050.02
178Jul 2034$876.36$444.61$1,320.97$132,173.66
179Aug 2034$879.29$441.68$1,320.97$131,294.37
180Sep 2034$882.23$438.74$1,320.97$130,412.14
181Oct 2034$885.18$435.79$1,320.97$129,526.96
182Nov 2034$888.13$432.84$1,320.97$128,638.83
183Dec 2034$891.10$429.87$1,320.97$127,747.73
2034 Total$10,499.48$5,352.16$15,851.64
184Jan 2035$894.08$426.89$1,320.97$126,853.65
185Feb 2035$897.07$423.90$1,320.97$125,956.58
186Mar 2035$900.07$420.90$1,320.97$125,056.51
187Apr 2035$903.07$417.90$1,320.97$124,153.44
188May 2035$906.09$414.88$1,320.97$123,247.35
189Jun 2035$909.12$411.85$1,320.97$122,338.23
190Jul 2035$912.16$408.81$1,320.97$121,426.07
191Aug 2035$915.20$405.77$1,320.97$120,510.87
192Sep 2035$918.26$402.71$1,320.97$119,592.61
193Oct 2035$921.33$399.64$1,320.97$118,671.28
194Nov 2035$924.41$396.56$1,320.97$117,746.87
195Dec 2035$927.50$393.47$1,320.97$116,819.37
2035 Total$10,928.36$4,923.28$15,851.64
196Jan 2036$930.60$390.37$1,320.97$115,888.77
197Feb 2036$933.71$387.26$1,320.97$114,955.06
198Mar 2036$936.83$384.14$1,320.97$114,018.23
199Apr 2036$939.96$381.01$1,320.97$113,078.27
200May 2036$943.10$377.87$1,320.97$112,135.17
201Jun 2036$946.25$374.72$1,320.97$111,188.92
202Jul 2036$949.41$371.56$1,320.97$110,239.51
203Aug 2036$952.59$368.38$1,320.97$109,286.92
204Sep 2036$955.77$365.20$1,320.97$108,331.15
205Oct 2036$958.96$362.01$1,320.97$107,372.19
206Nov 2036$962.17$358.80$1,320.97$106,410.02
207Dec 2036$965.38$355.59$1,320.97$105,444.64
2036 Total$11,374.73$4,476.91$15,851.64
208Jan 2037$968.61$352.36$1,320.97$104,476.03
209Feb 2037$971.85$349.12$1,320.97$103,504.18
210Mar 2037$975.09$345.88$1,320.97$102,529.09
211Apr 2037$978.35$342.62$1,320.97$101,550.74
212May 2037$981.62$339.35$1,320.97$100,569.12
213Jun 2037$984.90$336.07$1,320.97$99,584.22
214Jul 2037$988.19$332.78$1,320.97$98,596.03
215Aug 2037$991.49$329.48$1,320.97$97,604.54
216Sep 2037$994.81$326.16$1,320.97$96,609.73
217Oct 2037$998.13$322.84$1,320.97$95,611.60
218Nov 2037$1,001.47$319.50$1,320.97$94,610.13
219Dec 2037$1,004.81$316.16$1,320.97$93,605.32
2037 Total$11,839.32$4,012.32$15,851.64
220Jan 2038$1,008.17$312.80$1,320.97$92,597.15
221Feb 2038$1,011.54$309.43$1,320.97$91,585.61
222Mar 2038$1,014.92$306.05$1,320.97$90,570.69
223Apr 2038$1,018.31$302.66$1,320.97$89,552.38
224May 2038$1,021.72$299.25$1,320.97$88,530.66
225Jun 2038$1,025.13$295.84$1,320.97$87,505.53
226Jul 2038$1,028.56$292.41$1,320.97$86,476.97
227Aug 2038$1,031.99$288.98$1,320.97$85,444.98
228Sep 2038$1,035.44$285.53$1,320.97$84,409.54
229Oct 2038$1,038.90$282.07$1,320.97$83,370.64
230Nov 2038$1,042.37$278.60$1,320.97$82,328.27
231Dec 2038$1,045.86$275.11$1,320.97$81,282.41
2038 Total$12,322.91$3,528.73$15,851.64
232Jan 2039$1,049.35$271.62$1,320.97$80,233.06
233Feb 2039$1,052.86$268.11$1,320.97$79,180.20
234Mar 2039$1,056.38$264.59$1,320.97$78,123.82
235Apr 2039$1,059.91$261.06$1,320.97$77,063.91
236May 2039$1,063.45$257.52$1,320.97$76,000.46
237Jun 2039$1,067.00$253.97$1,320.97$74,933.46
238Jul 2039$1,070.57$250.40$1,320.97$73,862.89
239Aug 2039$1,074.14$246.83$1,320.97$72,788.75
240Sep 2039$1,077.73$243.24$1,320.97$71,711.02
241Oct 2039$1,081.34$239.63$1,320.97$70,629.68
242Nov 2039$1,084.95$236.02$1,320.97$69,544.73
243Dec 2039$1,088.57$232.40$1,320.97$68,456.16
2039 Total$12,826.25$3,025.39$15,851.64
244Jan 2040$1,092.21$228.76$1,320.97$67,363.95
245Feb 2040$1,095.86$225.11$1,320.97$66,268.09
246Mar 2040$1,099.52$221.45$1,320.97$65,168.57
247Apr 2040$1,103.20$217.77$1,320.97$64,065.37
248May 2040$1,106.88$214.09$1,320.97$62,958.49
249Jun 2040$1,110.58$210.39$1,320.97$61,847.91
250Jul 2040$1,114.29$206.68$1,320.97$60,733.62
251Aug 2040$1,118.02$202.95$1,320.97$59,615.60
252Sep 2040$1,121.75$199.22$1,320.97$58,493.85
253Oct 2040$1,125.50$195.47$1,320.97$57,368.35
254Nov 2040$1,129.26$191.71$1,320.97$56,239.09
255Dec 2040$1,133.04$187.93$1,320.97$55,106.05
2040 Total$13,350.11$2,501.53$15,851.64
256Jan 2041$1,136.82$184.15$1,320.97$53,969.23
257Feb 2041$1,140.62$180.35$1,320.97$52,828.61
258Mar 2041$1,144.43$176.54$1,320.97$51,684.18
259Apr 2041$1,148.26$172.71$1,320.97$50,535.92
260May 2041$1,152.10$168.87$1,320.97$49,383.82
261Jun 2041$1,155.95$165.02$1,320.97$48,227.87
262Jul 2041$1,159.81$161.16$1,320.97$47,068.06
263Aug 2041$1,163.68$157.29$1,320.97$45,904.38
264Sep 2041$1,167.57$153.40$1,320.97$44,736.81
265Oct 2041$1,171.47$149.50$1,320.97$43,565.34
266Nov 2041$1,175.39$145.58$1,320.97$42,389.95
267Dec 2041$1,179.32$141.65$1,320.97$41,210.63
2041 Total$13,895.42$1,956.22$15,851.64
268Jan 2042$1,183.26$137.71$1,320.97$40,027.37
269Feb 2042$1,187.21$133.76$1,320.97$38,840.16
270Mar 2042$1,191.18$129.79$1,320.97$37,648.98
271Apr 2042$1,195.16$125.81$1,320.97$36,453.82
272May 2042$1,199.15$121.82$1,320.97$35,254.67
273Jun 2042$1,203.16$117.81$1,320.97$34,051.51
274Jul 2042$1,207.18$113.79$1,320.97$32,844.33
275Aug 2042$1,211.22$109.75$1,320.97$31,633.11
276Sep 2042$1,215.26$105.71$1,320.97$30,417.85
277Oct 2042$1,219.32$101.65$1,320.97$29,198.53
278Nov 2042$1,223.40$97.57$1,320.97$27,975.13
279Dec 2042$1,227.49$93.48$1,320.97$26,747.64
2042 Total$14,462.99$1,388.65$15,851.64
280Jan 2043$1,231.59$89.38$1,320.97$25,516.05
281Feb 2043$1,235.70$85.27$1,320.97$24,280.35
282Mar 2043$1,239.83$81.14$1,320.97$23,040.52
283Apr 2043$1,243.98$76.99$1,320.97$21,796.54
284May 2043$1,248.13$72.84$1,320.97$20,548.41
285Jun 2043$1,252.30$68.67$1,320.97$19,296.11
286Jul 2043$1,256.49$64.48$1,320.97$18,039.62
287Aug 2043$1,260.69$60.28$1,320.97$16,778.93
288Sep 2043$1,264.90$56.07$1,320.97$15,514.03
289Oct 2043$1,269.13$51.84$1,320.97$14,244.90
290Nov 2043$1,273.37$47.60$1,320.97$12,971.53
291Dec 2043$1,277.62$43.35$1,320.97$11,693.91
2043 Total$15,053.73$797.91$15,851.64
292Jan 2044$1,281.89$39.08$1,320.97$10,412.02
293Feb 2044$1,286.18$34.79$1,320.97$9,125.84
294Mar 2044$1,290.47$30.50$1,320.97$7,835.37
295Apr 2044$1,294.79$26.18$1,320.97$6,540.58
296May 2044$1,299.11$21.86$1,320.97$5,241.47
297Jun 2044$1,303.45$17.52$1,320.97$3,938.02
298Jul 2044$1,307.81$13.16$1,320.97$2,630.21
299Aug 2044$1,312.18$8.79$1,320.97$1,318.03
300Sep 2044$1,316.57$4.40$1,320.97$1.46
2044 Total$11,692.45$196.28$11,888.73
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