Value Advantage Package Full Feature Loan (Principal and Interest) ($250k-$500k, LVR < 80%) from RAMS

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
4.11%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,335
Number of Repayments
300
Total Interest Paid
$150,500
Total repayments
$400,500
DatePrincipleInterestPaymentBalance
1Sep 2019$478.57$856.25$1,334.82$249,521.43
2Oct 2019$480.21$854.61$1,334.82$249,041.22
3Nov 2019$481.85$852.97$1,334.82$248,559.37
4Dec 2019$483.50$851.32$1,334.82$248,075.87
2019 Total$1,924.13$3,415.15$5,339.28
5Jan 2020$485.16$849.66$1,334.82$247,590.71
6Feb 2020$486.82$848.00$1,334.82$247,103.89
7Mar 2020$488.49$846.33$1,334.82$246,615.40
8Apr 2020$490.16$844.66$1,334.82$246,125.24
9May 2020$491.84$842.98$1,334.82$245,633.40
10Jun 2020$493.53$841.29$1,334.82$245,139.87
11Jul 2020$495.22$839.60$1,334.82$244,644.65
12Aug 2020$496.91$837.91$1,334.82$244,147.74
13Sep 2020$498.61$836.21$1,334.82$243,649.13
14Oct 2020$500.32$834.50$1,334.82$243,148.81
15Nov 2020$502.04$832.78$1,334.82$242,646.77
16Dec 2020$503.75$831.07$1,334.82$242,143.02
2020 Total$5,932.85$10,084.99$16,017.84
17Jan 2021$505.48$829.34$1,334.82$241,637.54
18Feb 2021$507.21$827.61$1,334.82$241,130.33
19Mar 2021$508.95$825.87$1,334.82$240,621.38
20Apr 2021$510.69$824.13$1,334.82$240,110.69
21May 2021$512.44$822.38$1,334.82$239,598.25
22Jun 2021$514.20$820.62$1,334.82$239,084.05
23Jul 2021$515.96$818.86$1,334.82$238,568.09
24Aug 2021$517.72$817.10$1,334.82$238,050.37
25Sep 2021$519.50$815.32$1,334.82$237,530.87
26Oct 2021$521.28$813.54$1,334.82$237,009.59
27Nov 2021$523.06$811.76$1,334.82$236,486.53
28Dec 2021$524.85$809.97$1,334.82$235,961.68
2021 Total$6,181.34$9,836.5$16,017.84
29Jan 2022$526.65$808.17$1,334.82$235,435.03
30Feb 2022$528.46$806.36$1,334.82$234,906.57
31Mar 2022$530.26$804.56$1,334.82$234,376.31
32Apr 2022$532.08$802.74$1,334.82$233,844.23
33May 2022$533.90$800.92$1,334.82$233,310.33
34Jun 2022$535.73$799.09$1,334.82$232,774.60
35Jul 2022$537.57$797.25$1,334.82$232,237.03
36Aug 2022$539.41$795.41$1,334.82$231,697.62
37Sep 2022$541.26$793.56$1,334.82$231,156.36
38Oct 2022$543.11$791.71$1,334.82$230,613.25
39Nov 2022$544.97$789.85$1,334.82$230,068.28
40Dec 2022$546.84$787.98$1,334.82$229,521.44
2022 Total$6,440.24$9,577.6$16,017.84
41Jan 2023$548.71$786.11$1,334.82$228,972.73
42Feb 2023$550.59$784.23$1,334.82$228,422.14
43Mar 2023$552.47$782.35$1,334.82$227,869.67
44Apr 2023$554.37$780.45$1,334.82$227,315.30
45May 2023$556.27$778.55$1,334.82$226,759.03
46Jun 2023$558.17$776.65$1,334.82$226,200.86
47Jul 2023$560.08$774.74$1,334.82$225,640.78
48Aug 2023$562.00$772.82$1,334.82$225,078.78
49Sep 2023$563.93$770.89$1,334.82$224,514.85
50Oct 2023$565.86$768.96$1,334.82$223,948.99
51Nov 2023$567.79$767.03$1,334.82$223,381.20
52Dec 2023$569.74$765.08$1,334.82$222,811.46
2023 Total$6,709.98$9,307.86$16,017.84
53Jan 2024$571.69$763.13$1,334.82$222,239.77
54Feb 2024$573.65$761.17$1,334.82$221,666.12
55Mar 2024$575.61$759.21$1,334.82$221,090.51
56Apr 2024$577.59$757.23$1,334.82$220,512.92
57May 2024$579.56$755.26$1,334.82$219,933.36
58Jun 2024$581.55$753.27$1,334.82$219,351.81
59Jul 2024$583.54$751.28$1,334.82$218,768.27
60Aug 2024$585.54$749.28$1,334.82$218,182.73
61Sep 2024$587.54$747.28$1,334.82$217,595.19
62Oct 2024$589.56$745.26$1,334.82$217,005.63
63Nov 2024$591.58$743.24$1,334.82$216,414.05
64Dec 2024$593.60$741.22$1,334.82$215,820.45
2024 Total$6,991.01$9,026.83$16,017.84
65Jan 2025$595.63$739.19$1,334.82$215,224.82
66Feb 2025$597.67$737.15$1,334.82$214,627.15
67Mar 2025$599.72$735.10$1,334.82$214,027.43
68Apr 2025$601.78$733.04$1,334.82$213,425.65
69May 2025$603.84$730.98$1,334.82$212,821.81
70Jun 2025$605.91$728.91$1,334.82$212,215.90
71Jul 2025$607.98$726.84$1,334.82$211,607.92
72Aug 2025$610.06$724.76$1,334.82$210,997.86
73Sep 2025$612.15$722.67$1,334.82$210,385.71
74Oct 2025$614.25$720.57$1,334.82$209,771.46
75Nov 2025$616.35$718.47$1,334.82$209,155.11
76Dec 2025$618.46$716.36$1,334.82$208,536.65
2025 Total$7,283.8$8,734.04$16,017.84
77Jan 2026$620.58$714.24$1,334.82$207,916.07
78Feb 2026$622.71$712.11$1,334.82$207,293.36
79Mar 2026$624.84$709.98$1,334.82$206,668.52
80Apr 2026$626.98$707.84$1,334.82$206,041.54
81May 2026$629.13$705.69$1,334.82$205,412.41
82Jun 2026$631.28$703.54$1,334.82$204,781.13
83Jul 2026$633.44$701.38$1,334.82$204,147.69
84Aug 2026$635.61$699.21$1,334.82$203,512.08
85Sep 2026$637.79$697.03$1,334.82$202,874.29
86Oct 2026$639.98$694.84$1,334.82$202,234.31
87Nov 2026$642.17$692.65$1,334.82$201,592.14
88Dec 2026$644.37$690.45$1,334.82$200,947.77
2026 Total$7,588.88$8,428.96$16,017.84
89Jan 2027$646.57$688.25$1,334.82$200,301.20
90Feb 2027$648.79$686.03$1,334.82$199,652.41
91Mar 2027$651.01$683.81$1,334.82$199,001.40
92Apr 2027$653.24$681.58$1,334.82$198,348.16
93May 2027$655.48$679.34$1,334.82$197,692.68
94Jun 2027$657.72$677.10$1,334.82$197,034.96
95Jul 2027$659.98$674.84$1,334.82$196,374.98
96Aug 2027$662.24$672.58$1,334.82$195,712.74
97Sep 2027$664.50$670.32$1,334.82$195,048.24
98Oct 2027$666.78$668.04$1,334.82$194,381.46
99Nov 2027$669.06$665.76$1,334.82$193,712.40
100Dec 2027$671.36$663.46$1,334.82$193,041.04
2027 Total$7,906.73$8,111.11$16,017.84
101Jan 2028$673.65$661.17$1,334.82$192,367.39
102Feb 2028$675.96$658.86$1,334.82$191,691.43
103Mar 2028$678.28$656.54$1,334.82$191,013.15
104Apr 2028$680.60$654.22$1,334.82$190,332.55
105May 2028$682.93$651.89$1,334.82$189,649.62
106Jun 2028$685.27$649.55$1,334.82$188,964.35
107Jul 2028$687.62$647.20$1,334.82$188,276.73
108Aug 2028$689.97$644.85$1,334.82$187,586.76
109Sep 2028$692.34$642.48$1,334.82$186,894.42
110Oct 2028$694.71$640.11$1,334.82$186,199.71
111Nov 2028$697.09$637.73$1,334.82$185,502.62
112Dec 2028$699.47$635.35$1,334.82$184,803.15
2028 Total$8,237.89$7,779.95$16,017.84
113Jan 2029$701.87$632.95$1,334.82$184,101.28
114Feb 2029$704.27$630.55$1,334.82$183,397.01
115Mar 2029$706.69$628.13$1,334.82$182,690.32
116Apr 2029$709.11$625.71$1,334.82$181,981.21
117May 2029$711.53$623.29$1,334.82$181,269.68
118Jun 2029$713.97$620.85$1,334.82$180,555.71
119Jul 2029$716.42$618.40$1,334.82$179,839.29
120Aug 2029$718.87$615.95$1,334.82$179,120.42
121Sep 2029$721.33$613.49$1,334.82$178,399.09
122Oct 2029$723.80$611.02$1,334.82$177,675.29
123Nov 2029$726.28$608.54$1,334.82$176,949.01
124Dec 2029$728.77$606.05$1,334.82$176,220.24
2029 Total$8,582.91$7,434.93$16,017.84
125Jan 2030$731.27$603.55$1,334.82$175,488.97
126Feb 2030$733.77$601.05$1,334.82$174,755.20
127Mar 2030$736.28$598.54$1,334.82$174,018.92
128Apr 2030$738.81$596.01$1,334.82$173,280.11
129May 2030$741.34$593.48$1,334.82$172,538.77
130Jun 2030$743.87$590.95$1,334.82$171,794.90
131Jul 2030$746.42$588.40$1,334.82$171,048.48
132Aug 2030$748.98$585.84$1,334.82$170,299.50
133Sep 2030$751.54$583.28$1,334.82$169,547.96
134Oct 2030$754.12$580.70$1,334.82$168,793.84
135Nov 2030$756.70$578.12$1,334.82$168,037.14
136Dec 2030$759.29$575.53$1,334.82$167,277.85
2030 Total$8,942.39$7,075.45$16,017.84
137Jan 2031$761.89$572.93$1,334.82$166,515.96
138Feb 2031$764.50$570.32$1,334.82$165,751.46
139Mar 2031$767.12$567.70$1,334.82$164,984.34
140Apr 2031$769.75$565.07$1,334.82$164,214.59
141May 2031$772.39$562.43$1,334.82$163,442.20
142Jun 2031$775.03$559.79$1,334.82$162,667.17
143Jul 2031$777.68$557.14$1,334.82$161,889.49
144Aug 2031$780.35$554.47$1,334.82$161,109.14
145Sep 2031$783.02$551.80$1,334.82$160,326.12
146Oct 2031$785.70$549.12$1,334.82$159,540.42
147Nov 2031$788.39$546.43$1,334.82$158,752.03
148Dec 2031$791.09$543.73$1,334.82$157,960.94
2031 Total$9,316.91$6,700.93$16,017.84
149Jan 2032$793.80$541.02$1,334.82$157,167.14
150Feb 2032$796.52$538.30$1,334.82$156,370.62
151Mar 2032$799.25$535.57$1,334.82$155,571.37
152Apr 2032$801.99$532.83$1,334.82$154,769.38
153May 2032$804.73$530.09$1,334.82$153,964.65
154Jun 2032$807.49$527.33$1,334.82$153,157.16
155Jul 2032$810.26$524.56$1,334.82$152,346.90
156Aug 2032$813.03$521.79$1,334.82$151,533.87
157Sep 2032$815.82$519.00$1,334.82$150,718.05
158Oct 2032$818.61$516.21$1,334.82$149,899.44
159Nov 2032$821.41$513.41$1,334.82$149,078.03
160Dec 2032$824.23$510.59$1,334.82$148,253.80
2032 Total$9,707.14$6,310.7$16,017.84
161Jan 2033$827.05$507.77$1,334.82$147,426.75
162Feb 2033$829.88$504.94$1,334.82$146,596.87
163Mar 2033$832.73$502.09$1,334.82$145,764.14
164Apr 2033$835.58$499.24$1,334.82$144,928.56
165May 2033$838.44$496.38$1,334.82$144,090.12
166Jun 2033$841.31$493.51$1,334.82$143,248.81
167Jul 2033$844.19$490.63$1,334.82$142,404.62
168Aug 2033$847.08$487.74$1,334.82$141,557.54
169Sep 2033$849.99$484.83$1,334.82$140,707.55
170Oct 2033$852.90$481.92$1,334.82$139,854.65
171Nov 2033$855.82$479.00$1,334.82$138,998.83
172Dec 2033$858.75$476.07$1,334.82$138,140.08
2033 Total$10,113.72$5,904.12$16,017.84
173Jan 2034$861.69$473.13$1,334.82$137,278.39
174Feb 2034$864.64$470.18$1,334.82$136,413.75
175Mar 2034$867.60$467.22$1,334.82$135,546.15
176Apr 2034$870.57$464.25$1,334.82$134,675.58
177May 2034$873.56$461.26$1,334.82$133,802.02
178Jun 2034$876.55$458.27$1,334.82$132,925.47
179Jul 2034$879.55$455.27$1,334.82$132,045.92
180Aug 2034$882.56$452.26$1,334.82$131,163.36
181Sep 2034$885.59$449.23$1,334.82$130,277.77
182Oct 2034$888.62$446.20$1,334.82$129,389.15
183Nov 2034$891.66$443.16$1,334.82$128,497.49
184Dec 2034$894.72$440.10$1,334.82$127,602.77
2034 Total$10,537.31$5,480.53$16,017.84
185Jan 2035$897.78$437.04$1,334.82$126,704.99
186Feb 2035$900.86$433.96$1,334.82$125,804.13
187Mar 2035$903.94$430.88$1,334.82$124,900.19
188Apr 2035$907.04$427.78$1,334.82$123,993.15
189May 2035$910.14$424.68$1,334.82$123,083.01
190Jun 2035$913.26$421.56$1,334.82$122,169.75
191Jul 2035$916.39$418.43$1,334.82$121,253.36
192Aug 2035$919.53$415.29$1,334.82$120,333.83
193Sep 2035$922.68$412.14$1,334.82$119,411.15
194Oct 2035$925.84$408.98$1,334.82$118,485.31
195Nov 2035$929.01$405.81$1,334.82$117,556.30
196Dec 2035$932.19$402.63$1,334.82$116,624.11
2035 Total$10,978.66$5,039.18$16,017.84
197Jan 2036$935.38$399.44$1,334.82$115,688.73
198Feb 2036$938.59$396.23$1,334.82$114,750.14
199Mar 2036$941.80$393.02$1,334.82$113,808.34
200Apr 2036$945.03$389.79$1,334.82$112,863.31
201May 2036$948.26$386.56$1,334.82$111,915.05
202Jun 2036$951.51$383.31$1,334.82$110,963.54
203Jul 2036$954.77$380.05$1,334.82$110,008.77
204Aug 2036$958.04$376.78$1,334.82$109,050.73
205Sep 2036$961.32$373.50$1,334.82$108,089.41
206Oct 2036$964.61$370.21$1,334.82$107,124.80
207Nov 2036$967.92$366.90$1,334.82$106,156.88
208Dec 2036$971.23$363.59$1,334.82$105,185.65
2036 Total$11,438.46$4,579.38$16,017.84
209Jan 2037$974.56$360.26$1,334.82$104,211.09
210Feb 2037$977.90$356.92$1,334.82$103,233.19
211Mar 2037$981.25$353.57$1,334.82$102,251.94
212Apr 2037$984.61$350.21$1,334.82$101,267.33
213May 2037$987.98$346.84$1,334.82$100,279.35
214Jun 2037$991.36$343.46$1,334.82$99,287.99
215Jul 2037$994.76$340.06$1,334.82$98,293.23
216Aug 2037$998.17$336.65$1,334.82$97,295.06
217Sep 2037$1,001.58$333.24$1,334.82$96,293.48
218Oct 2037$1,005.01$329.81$1,334.82$95,288.47
219Nov 2037$1,008.46$326.36$1,334.82$94,280.01
220Dec 2037$1,011.91$322.91$1,334.82$93,268.10
2037 Total$11,917.55$4,100.29$16,017.84
221Jan 2038$1,015.38$319.44$1,334.82$92,252.72
222Feb 2038$1,018.85$315.97$1,334.82$91,233.87
223Mar 2038$1,022.34$312.48$1,334.82$90,211.53
224Apr 2038$1,025.85$308.97$1,334.82$89,185.68
225May 2038$1,029.36$305.46$1,334.82$88,156.32
226Jun 2038$1,032.88$301.94$1,334.82$87,123.44
227Jul 2038$1,036.42$298.40$1,334.82$86,087.02
228Aug 2038$1,039.97$294.85$1,334.82$85,047.05
229Sep 2038$1,043.53$291.29$1,334.82$84,003.52
230Oct 2038$1,047.11$287.71$1,334.82$82,956.41
231Nov 2038$1,050.69$284.13$1,334.82$81,905.72
232Dec 2038$1,054.29$280.53$1,334.82$80,851.43
2038 Total$12,416.67$3,601.17$16,017.84
233Jan 2039$1,057.90$276.92$1,334.82$79,793.53
234Feb 2039$1,061.53$273.29$1,334.82$78,732.00
235Mar 2039$1,065.16$269.66$1,334.82$77,666.84
236Apr 2039$1,068.81$266.01$1,334.82$76,598.03
237May 2039$1,072.47$262.35$1,334.82$75,525.56
238Jun 2039$1,076.14$258.68$1,334.82$74,449.42
239Jul 2039$1,079.83$254.99$1,334.82$73,369.59
240Aug 2039$1,083.53$251.29$1,334.82$72,286.06
241Sep 2039$1,087.24$247.58$1,334.82$71,198.82
242Oct 2039$1,090.96$243.86$1,334.82$70,107.86
243Nov 2039$1,094.70$240.12$1,334.82$69,013.16
244Dec 2039$1,098.45$236.37$1,334.82$67,914.71
2039 Total$12,936.72$3,081.12$16,017.84
245Jan 2040$1,102.21$232.61$1,334.82$66,812.50
246Feb 2040$1,105.99$228.83$1,334.82$65,706.51
247Mar 2040$1,109.78$225.04$1,334.82$64,596.73
248Apr 2040$1,113.58$221.24$1,334.82$63,483.15
249May 2040$1,117.39$217.43$1,334.82$62,365.76
250Jun 2040$1,121.22$213.60$1,334.82$61,244.54
251Jul 2040$1,125.06$209.76$1,334.82$60,119.48
252Aug 2040$1,128.91$205.91$1,334.82$58,990.57
253Sep 2040$1,132.78$202.04$1,334.82$57,857.79
254Oct 2040$1,136.66$198.16$1,334.82$56,721.13
255Nov 2040$1,140.55$194.27$1,334.82$55,580.58
256Dec 2040$1,144.46$190.36$1,334.82$54,436.12
2040 Total$13,478.59$2,539.25$16,017.84
257Jan 2041$1,148.38$186.44$1,334.82$53,287.74
258Feb 2041$1,152.31$182.51$1,334.82$52,135.43
259Mar 2041$1,156.26$178.56$1,334.82$50,979.17
260Apr 2041$1,160.22$174.60$1,334.82$49,818.95
261May 2041$1,164.19$170.63$1,334.82$48,654.76
262Jun 2041$1,168.18$166.64$1,334.82$47,486.58
263Jul 2041$1,172.18$162.64$1,334.82$46,314.40
264Aug 2041$1,176.19$158.63$1,334.82$45,138.21
265Sep 2041$1,180.22$154.60$1,334.82$43,957.99
266Oct 2041$1,184.26$150.56$1,334.82$42,773.73
267Nov 2041$1,188.32$146.50$1,334.82$41,585.41
268Dec 2041$1,192.39$142.43$1,334.82$40,393.02
2041 Total$14,043.1$1,974.74$16,017.84
269Jan 2042$1,196.47$138.35$1,334.82$39,196.55
270Feb 2042$1,200.57$134.25$1,334.82$37,995.98
271Mar 2042$1,204.68$130.14$1,334.82$36,791.30
272Apr 2042$1,208.81$126.01$1,334.82$35,582.49
273May 2042$1,212.95$121.87$1,334.82$34,369.54
274Jun 2042$1,217.10$117.72$1,334.82$33,152.44
275Jul 2042$1,221.27$113.55$1,334.82$31,931.17
276Aug 2042$1,225.46$109.36$1,334.82$30,705.71
277Sep 2042$1,229.65$105.17$1,334.82$29,476.06
278Oct 2042$1,233.86$100.96$1,334.82$28,242.20
279Nov 2042$1,238.09$96.73$1,334.82$27,004.11
280Dec 2042$1,242.33$92.49$1,334.82$25,761.78
2042 Total$14,631.24$1,386.6$16,017.84
281Jan 2043$1,246.59$88.23$1,334.82$24,515.19
282Feb 2043$1,250.86$83.96$1,334.82$23,264.33
283Mar 2043$1,255.14$79.68$1,334.82$22,009.19
284Apr 2043$1,259.44$75.38$1,334.82$20,749.75
285May 2043$1,263.75$71.07$1,334.82$19,486.00
286Jun 2043$1,268.08$66.74$1,334.82$18,217.92
287Jul 2043$1,272.42$62.40$1,334.82$16,945.50
288Aug 2043$1,276.78$58.04$1,334.82$15,668.72
289Sep 2043$1,281.15$53.67$1,334.82$14,387.57
290Oct 2043$1,285.54$49.28$1,334.82$13,102.03
291Nov 2043$1,289.95$44.87$1,334.82$11,812.08
292Dec 2043$1,294.36$40.46$1,334.82$10,517.72
2043 Total$15,244.06$773.78$16,017.84
293Jan 2044$1,298.80$36.02$1,334.82$9,218.92
294Feb 2044$1,303.25$31.57$1,334.82$7,915.67
295Mar 2044$1,307.71$27.11$1,334.82$6,607.96
296Apr 2044$1,312.19$22.63$1,334.82$5,295.77
297May 2044$1,316.68$18.14$1,334.82$3,979.09
298Jun 2044$1,321.19$13.63$1,334.82$2,657.90
299Jul 2044$1,325.72$9.10$1,334.82$1,332.18
300Aug 2044$1,330.26$4.56$1,334.82$1.92
2044 Total$10,515.8$162.76$10,678.56
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