Value Advantage Package Full Feature Loan (Interest Only) ($1m+, LVR < 80%) from RAMS

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
4.60%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$958
Number of Repayments
300
Total Interest Paid
$37,400
Total repayments
$287,400
DatePrincipleInterestPaymentBalance
1Oct 2019$445.48$958.33$1,403.81$249,554.52
2Nov 2019$447.18$956.63$1,403.81$249,107.34
3Dec 2019$448.90$954.91$1,403.81$248,658.44
2019 Total$1,341.56$2,869.87$4,211.43
4Jan 2020$450.62$953.19$1,403.81$248,207.82
5Feb 2020$452.35$951.46$1,403.81$247,755.47
6Mar 2020$454.08$949.73$1,403.81$247,301.39
7Apr 2020$455.82$947.99$1,403.81$246,845.57
8May 2020$457.57$946.24$1,403.81$246,388.00
9Jun 2020$459.32$944.49$1,403.81$245,928.68
10Jul 2020$461.08$942.73$1,403.81$245,467.60
11Aug 2020$462.85$940.96$1,403.81$245,004.75
12Sep 2020$464.63$939.18$1,403.81$244,540.12
13Oct 2020$466.41$937.40$1,403.81$244,073.71
14Nov 2020$468.19$935.62$1,403.81$243,605.52
15Dec 2020$469.99$933.82$1,403.81$243,135.53
2020 Total$5,522.91$11,322.81$16,845.72
16Jan 2021$471.79$932.02$1,403.81$242,663.74
17Feb 2021$473.60$930.21$1,403.81$242,190.14
18Mar 2021$475.41$928.40$1,403.81$241,714.73
19Apr 2021$477.24$926.57$1,403.81$241,237.49
20May 2021$479.07$924.74$1,403.81$240,758.42
21Jun 2021$480.90$922.91$1,403.81$240,277.52
22Jul 2021$482.75$921.06$1,403.81$239,794.77
23Aug 2021$484.60$919.21$1,403.81$239,310.17
24Sep 2021$486.45$917.36$1,403.81$238,823.72
25Oct 2021$488.32$915.49$1,403.81$238,335.40
26Nov 2021$490.19$913.62$1,403.81$237,845.21
27Dec 2021$492.07$911.74$1,403.81$237,353.14
2021 Total$5,782.39$11,063.33$16,845.72
28Jan 2022$493.96$909.85$1,403.81$236,859.18
29Feb 2022$495.85$907.96$1,403.81$236,363.33
30Mar 2022$497.75$906.06$1,403.81$235,865.58
31Apr 2022$499.66$904.15$1,403.81$235,365.92
32May 2022$501.57$902.24$1,403.81$234,864.35
33Jun 2022$503.50$900.31$1,403.81$234,360.85
34Jul 2022$505.43$898.38$1,403.81$233,855.42
35Aug 2022$507.36$896.45$1,403.81$233,348.06
36Sep 2022$509.31$894.50$1,403.81$232,838.75
37Oct 2022$511.26$892.55$1,403.81$232,327.49
38Nov 2022$513.22$890.59$1,403.81$231,814.27
39Dec 2022$515.19$888.62$1,403.81$231,299.08
2022 Total$6,054.06$10,791.66$16,845.72
40Jan 2023$517.16$886.65$1,403.81$230,781.92
41Feb 2023$519.15$884.66$1,403.81$230,262.77
42Mar 2023$521.14$882.67$1,403.81$229,741.63
43Apr 2023$523.13$880.68$1,403.81$229,218.50
44May 2023$525.14$878.67$1,403.81$228,693.36
45Jun 2023$527.15$876.66$1,403.81$228,166.21
46Jul 2023$529.17$874.64$1,403.81$227,637.04
47Aug 2023$531.20$872.61$1,403.81$227,105.84
48Sep 2023$533.24$870.57$1,403.81$226,572.60
49Oct 2023$535.28$868.53$1,403.81$226,037.32
50Nov 2023$537.33$866.48$1,403.81$225,499.99
51Dec 2023$539.39$864.42$1,403.81$224,960.60
2023 Total$6,338.48$10,507.24$16,845.72
52Jan 2024$541.46$862.35$1,403.81$224,419.14
53Feb 2024$543.54$860.27$1,403.81$223,875.60
54Mar 2024$545.62$858.19$1,403.81$223,329.98
55Apr 2024$547.71$856.10$1,403.81$222,782.27
56May 2024$549.81$854.00$1,403.81$222,232.46
57Jun 2024$551.92$851.89$1,403.81$221,680.54
58Jul 2024$554.03$849.78$1,403.81$221,126.51
59Aug 2024$556.16$847.65$1,403.81$220,570.35
60Sep 2024$558.29$845.52$1,403.81$220,012.06
61Oct 2024$560.43$843.38$1,403.81$219,451.63
62Nov 2024$562.58$841.23$1,403.81$218,889.05
63Dec 2024$564.74$839.07$1,403.81$218,324.31
2024 Total$6,636.29$10,209.43$16,845.72
64Jan 2025$566.90$836.91$1,403.81$217,757.41
65Feb 2025$569.07$834.74$1,403.81$217,188.34
66Mar 2025$571.25$832.56$1,403.81$216,617.09
67Apr 2025$573.44$830.37$1,403.81$216,043.65
68May 2025$575.64$828.17$1,403.81$215,468.01
69Jun 2025$577.85$825.96$1,403.81$214,890.16
70Jul 2025$580.06$823.75$1,403.81$214,310.10
71Aug 2025$582.29$821.52$1,403.81$213,727.81
72Sep 2025$584.52$819.29$1,403.81$213,143.29
73Oct 2025$586.76$817.05$1,403.81$212,556.53
74Nov 2025$589.01$814.80$1,403.81$211,967.52
75Dec 2025$591.27$812.54$1,403.81$211,376.25
2025 Total$6,948.06$9,897.66$16,845.72
76Jan 2026$593.53$810.28$1,403.81$210,782.72
77Feb 2026$595.81$808.00$1,403.81$210,186.91
78Mar 2026$598.09$805.72$1,403.81$209,588.82
79Apr 2026$600.39$803.42$1,403.81$208,988.43
80May 2026$602.69$801.12$1,403.81$208,385.74
81Jun 2026$605.00$798.81$1,403.81$207,780.74
82Jul 2026$607.32$796.49$1,403.81$207,173.42
83Aug 2026$609.65$794.16$1,403.81$206,563.77
84Sep 2026$611.98$791.83$1,403.81$205,951.79
85Oct 2026$614.33$789.48$1,403.81$205,337.46
86Nov 2026$616.68$787.13$1,403.81$204,720.78
87Dec 2026$619.05$784.76$1,403.81$204,101.73
2026 Total$7,274.52$9,571.2$16,845.72
88Jan 2027$621.42$782.39$1,403.81$203,480.31
89Feb 2027$623.80$780.01$1,403.81$202,856.51
90Mar 2027$626.19$777.62$1,403.81$202,230.32
91Apr 2027$628.59$775.22$1,403.81$201,601.73
92May 2027$631.00$772.81$1,403.81$200,970.73
93Jun 2027$633.42$770.39$1,403.81$200,337.31
94Jul 2027$635.85$767.96$1,403.81$199,701.46
95Aug 2027$638.29$765.52$1,403.81$199,063.17
96Sep 2027$640.73$763.08$1,403.81$198,422.44
97Oct 2027$643.19$760.62$1,403.81$197,779.25
98Nov 2027$645.66$758.15$1,403.81$197,133.59
99Dec 2027$648.13$755.68$1,403.81$196,485.46
2027 Total$7,616.27$9,229.45$16,845.72
100Jan 2028$650.62$753.19$1,403.81$195,834.84
101Feb 2028$653.11$750.70$1,403.81$195,181.73
102Mar 2028$655.61$748.20$1,403.81$194,526.12
103Apr 2028$658.13$745.68$1,403.81$193,867.99
104May 2028$660.65$743.16$1,403.81$193,207.34
105Jun 2028$663.18$740.63$1,403.81$192,544.16
106Jul 2028$665.72$738.09$1,403.81$191,878.44
107Aug 2028$668.28$735.53$1,403.81$191,210.16
108Sep 2028$670.84$732.97$1,403.81$190,539.32
109Oct 2028$673.41$730.40$1,403.81$189,865.91
110Nov 2028$675.99$727.82$1,403.81$189,189.92
111Dec 2028$678.58$725.23$1,403.81$188,511.34
2028 Total$7,974.12$8,871.6$16,845.72
112Jan 2029$681.18$722.63$1,403.81$187,830.16
113Feb 2029$683.79$720.02$1,403.81$187,146.37
114Mar 2029$686.42$717.39$1,403.81$186,459.95
115Apr 2029$689.05$714.76$1,403.81$185,770.90
116May 2029$691.69$712.12$1,403.81$185,079.21
117Jun 2029$694.34$709.47$1,403.81$184,384.87
118Jul 2029$697.00$706.81$1,403.81$183,687.87
119Aug 2029$699.67$704.14$1,403.81$182,988.20
120Sep 2029$702.36$701.45$1,403.81$182,285.84
121Oct 2029$705.05$698.76$1,403.81$181,580.79
122Nov 2029$707.75$696.06$1,403.81$180,873.04
123Dec 2029$710.46$693.35$1,403.81$180,162.58
2029 Total$8,348.76$8,496.96$16,845.72
124Jan 2030$713.19$690.62$1,403.81$179,449.39
125Feb 2030$715.92$687.89$1,403.81$178,733.47
126Mar 2030$718.67$685.14$1,403.81$178,014.80
127Apr 2030$721.42$682.39$1,403.81$177,293.38
128May 2030$724.19$679.62$1,403.81$176,569.19
129Jun 2030$726.96$676.85$1,403.81$175,842.23
130Jul 2030$729.75$674.06$1,403.81$175,112.48
131Aug 2030$732.55$671.26$1,403.81$174,379.93
132Sep 2030$735.35$668.46$1,403.81$173,644.58
133Oct 2030$738.17$665.64$1,403.81$172,906.41
134Nov 2030$741.00$662.81$1,403.81$172,165.41
135Dec 2030$743.84$659.97$1,403.81$171,421.57
2030 Total$8,741.01$8,104.71$16,845.72
136Jan 2031$746.69$657.12$1,403.81$170,674.88
137Feb 2031$749.56$654.25$1,403.81$169,925.32
138Mar 2031$752.43$651.38$1,403.81$169,172.89
139Apr 2031$755.31$648.50$1,403.81$168,417.58
140May 2031$758.21$645.60$1,403.81$167,659.37
141Jun 2031$761.12$642.69$1,403.81$166,898.25
142Jul 2031$764.03$639.78$1,403.81$166,134.22
143Aug 2031$766.96$636.85$1,403.81$165,367.26
144Sep 2031$769.90$633.91$1,403.81$164,597.36
145Oct 2031$772.85$630.96$1,403.81$163,824.51
146Nov 2031$775.82$627.99$1,403.81$163,048.69
147Dec 2031$778.79$625.02$1,403.81$162,269.90
2031 Total$9,151.67$7,694.05$16,845.72
148Jan 2032$781.78$622.03$1,403.81$161,488.12
149Feb 2032$784.77$619.04$1,403.81$160,703.35
150Mar 2032$787.78$616.03$1,403.81$159,915.57
151Apr 2032$790.80$613.01$1,403.81$159,124.77
152May 2032$793.83$609.98$1,403.81$158,330.94
153Jun 2032$796.87$606.94$1,403.81$157,534.07
154Jul 2032$799.93$603.88$1,403.81$156,734.14
155Aug 2032$803.00$600.81$1,403.81$155,931.14
156Sep 2032$806.07$597.74$1,403.81$155,125.07
157Oct 2032$809.16$594.65$1,403.81$154,315.91
158Nov 2032$812.27$591.54$1,403.81$153,503.64
159Dec 2032$815.38$588.43$1,403.81$152,688.26
2032 Total$9,581.64$7,264.08$16,845.72
160Jan 2033$818.51$585.30$1,403.81$151,869.75
161Feb 2033$821.64$582.17$1,403.81$151,048.11
162Mar 2033$824.79$579.02$1,403.81$150,223.32
163Apr 2033$827.95$575.86$1,403.81$149,395.37
164May 2033$831.13$572.68$1,403.81$148,564.24
165Jun 2033$834.31$569.50$1,403.81$147,729.93
166Jul 2033$837.51$566.30$1,403.81$146,892.42
167Aug 2033$840.72$563.09$1,403.81$146,051.70
168Sep 2033$843.95$559.86$1,403.81$145,207.75
169Oct 2033$847.18$556.63$1,403.81$144,360.57
170Nov 2033$850.43$553.38$1,403.81$143,510.14
171Dec 2033$853.69$550.12$1,403.81$142,656.45
2033 Total$10,031.81$6,813.91$16,845.72
172Jan 2034$856.96$546.85$1,403.81$141,799.49
173Feb 2034$860.25$543.56$1,403.81$140,939.24
174Mar 2034$863.54$540.27$1,403.81$140,075.70
175Apr 2034$866.85$536.96$1,403.81$139,208.85
176May 2034$870.18$533.63$1,403.81$138,338.67
177Jun 2034$873.51$530.30$1,403.81$137,465.16
178Jul 2034$876.86$526.95$1,403.81$136,588.30
179Aug 2034$880.22$523.59$1,403.81$135,708.08
180Sep 2034$883.60$520.21$1,403.81$134,824.48
181Oct 2034$886.98$516.83$1,403.81$133,937.50
182Nov 2034$890.38$513.43$1,403.81$133,047.12
183Dec 2034$893.80$510.01$1,403.81$132,153.32
2034 Total$10,503.13$6,342.59$16,845.72
184Jan 2035$897.22$506.59$1,403.81$131,256.10
185Feb 2035$900.66$503.15$1,403.81$130,355.44
186Mar 2035$904.11$499.70$1,403.81$129,451.33
187Apr 2035$907.58$496.23$1,403.81$128,543.75
188May 2035$911.06$492.75$1,403.81$127,632.69
189Jun 2035$914.55$489.26$1,403.81$126,718.14
190Jul 2035$918.06$485.75$1,403.81$125,800.08
191Aug 2035$921.58$482.23$1,403.81$124,878.50
192Sep 2035$925.11$478.70$1,403.81$123,953.39
193Oct 2035$928.66$475.15$1,403.81$123,024.73
194Nov 2035$932.22$471.59$1,403.81$122,092.51
195Dec 2035$935.79$468.02$1,403.81$121,156.72
2035 Total$10,996.6$5,849.12$16,845.72
196Jan 2036$939.38$464.43$1,403.81$120,217.34
197Feb 2036$942.98$460.83$1,403.81$119,274.36
198Mar 2036$946.59$457.22$1,403.81$118,327.77
199Apr 2036$950.22$453.59$1,403.81$117,377.55
200May 2036$953.86$449.95$1,403.81$116,423.69
201Jun 2036$957.52$446.29$1,403.81$115,466.17
202Jul 2036$961.19$442.62$1,403.81$114,504.98
203Aug 2036$964.87$438.94$1,403.81$113,540.11
204Sep 2036$968.57$435.24$1,403.81$112,571.54
205Oct 2036$972.29$431.52$1,403.81$111,599.25
206Nov 2036$976.01$427.80$1,403.81$110,623.24
207Dec 2036$979.75$424.06$1,403.81$109,643.49
2036 Total$11,513.23$5,332.49$16,845.72
208Jan 2037$983.51$420.30$1,403.81$108,659.98
209Feb 2037$987.28$416.53$1,403.81$107,672.70
210Mar 2037$991.06$412.75$1,403.81$106,681.64
211Apr 2037$994.86$408.95$1,403.81$105,686.78
212May 2037$998.68$405.13$1,403.81$104,688.10
213Jun 2037$1,002.51$401.30$1,403.81$103,685.59
214Jul 2037$1,006.35$397.46$1,403.81$102,679.24
215Aug 2037$1,010.21$393.60$1,403.81$101,669.03
216Sep 2037$1,014.08$389.73$1,403.81$100,654.95
217Oct 2037$1,017.97$385.84$1,403.81$99,636.98
218Nov 2037$1,021.87$381.94$1,403.81$98,615.11
219Dec 2037$1,025.79$378.02$1,403.81$97,589.32
2037 Total$12,054.17$4,791.55$16,845.72
220Jan 2038$1,029.72$374.09$1,403.81$96,559.60
221Feb 2038$1,033.66$370.15$1,403.81$95,525.94
222Mar 2038$1,037.63$366.18$1,403.81$94,488.31
223Apr 2038$1,041.60$362.21$1,403.81$93,446.71
224May 2038$1,045.60$358.21$1,403.81$92,401.11
225Jun 2038$1,049.61$354.20$1,403.81$91,351.50
226Jul 2038$1,053.63$350.18$1,403.81$90,297.87
227Aug 2038$1,057.67$346.14$1,403.81$89,240.20
228Sep 2038$1,061.72$342.09$1,403.81$88,178.48
229Oct 2038$1,065.79$338.02$1,403.81$87,112.69
230Nov 2038$1,069.88$333.93$1,403.81$86,042.81
231Dec 2038$1,073.98$329.83$1,403.81$84,968.83
2038 Total$12,620.49$4,225.23$16,845.72
232Jan 2039$1,078.10$325.71$1,403.81$83,890.73
233Feb 2039$1,082.23$321.58$1,403.81$82,808.50
234Mar 2039$1,086.38$317.43$1,403.81$81,722.12
235Apr 2039$1,090.54$313.27$1,403.81$80,631.58
236May 2039$1,094.72$309.09$1,403.81$79,536.86
237Jun 2039$1,098.92$304.89$1,403.81$78,437.94
238Jul 2039$1,103.13$300.68$1,403.81$77,334.81
239Aug 2039$1,107.36$296.45$1,403.81$76,227.45
240Sep 2039$1,111.60$292.21$1,403.81$75,115.85
241Oct 2039$1,115.87$287.94$1,403.81$73,999.98
242Nov 2039$1,120.14$283.67$1,403.81$72,879.84
243Dec 2039$1,124.44$279.37$1,403.81$71,755.40
2039 Total$13,213.43$3,632.29$16,845.72
244Jan 2040$1,128.75$275.06$1,403.81$70,626.65
245Feb 2040$1,133.07$270.74$1,403.81$69,493.58
246Mar 2040$1,137.42$266.39$1,403.81$68,356.16
247Apr 2040$1,141.78$262.03$1,403.81$67,214.38
248May 2040$1,146.15$257.66$1,403.81$66,068.23
249Jun 2040$1,150.55$253.26$1,403.81$64,917.68
250Jul 2040$1,154.96$248.85$1,403.81$63,762.72
251Aug 2040$1,159.39$244.42$1,403.81$62,603.33
252Sep 2040$1,163.83$239.98$1,403.81$61,439.50
253Oct 2040$1,168.29$235.52$1,403.81$60,271.21
254Nov 2040$1,172.77$231.04$1,403.81$59,098.44
255Dec 2040$1,177.27$226.54$1,403.81$57,921.17
2040 Total$13,834.23$3,011.49$16,845.72
256Jan 2041$1,181.78$222.03$1,403.81$56,739.39
257Feb 2041$1,186.31$217.50$1,403.81$55,553.08
258Mar 2041$1,190.86$212.95$1,403.81$54,362.22
259Apr 2041$1,195.42$208.39$1,403.81$53,166.80
260May 2041$1,200.00$203.81$1,403.81$51,966.80
261Jun 2041$1,204.60$199.21$1,403.81$50,762.20
262Jul 2041$1,209.22$194.59$1,403.81$49,552.98
263Aug 2041$1,213.86$189.95$1,403.81$48,339.12
264Sep 2041$1,218.51$185.30$1,403.81$47,120.61
265Oct 2041$1,223.18$180.63$1,403.81$45,897.43
266Nov 2041$1,227.87$175.94$1,403.81$44,669.56
267Dec 2041$1,232.58$171.23$1,403.81$43,436.98
2041 Total$14,484.19$2,361.53$16,845.72
268Jan 2042$1,237.30$166.51$1,403.81$42,199.68
269Feb 2042$1,242.04$161.77$1,403.81$40,957.64
270Mar 2042$1,246.81$157.00$1,403.81$39,710.83
271Apr 2042$1,251.59$152.22$1,403.81$38,459.24
272May 2042$1,256.38$147.43$1,403.81$37,202.86
273Jun 2042$1,261.20$142.61$1,403.81$35,941.66
274Jul 2042$1,266.03$137.78$1,403.81$34,675.63
275Aug 2042$1,270.89$132.92$1,403.81$33,404.74
276Sep 2042$1,275.76$128.05$1,403.81$32,128.98
277Oct 2042$1,280.65$123.16$1,403.81$30,848.33
278Nov 2042$1,285.56$118.25$1,403.81$29,562.77
279Dec 2042$1,290.49$113.32$1,403.81$28,272.28
2042 Total$15,164.7$1,681.02$16,845.72
280Jan 2043$1,295.43$108.38$1,403.81$26,976.85
281Feb 2043$1,300.40$103.41$1,403.81$25,676.45
282Mar 2043$1,305.38$98.43$1,403.81$24,371.07
283Apr 2043$1,310.39$93.42$1,403.81$23,060.68
284May 2043$1,315.41$88.40$1,403.81$21,745.27
285Jun 2043$1,320.45$83.36$1,403.81$20,424.82
286Jul 2043$1,325.51$78.30$1,403.81$19,099.31
287Aug 2043$1,330.60$73.21$1,403.81$17,768.71
288Sep 2043$1,335.70$68.11$1,403.81$16,433.01
289Oct 2043$1,340.82$62.99$1,403.81$15,092.19
290Nov 2043$1,345.96$57.85$1,403.81$13,746.23
291Dec 2043$1,351.12$52.69$1,403.81$12,395.11
2043 Total$15,877.17$968.55$16,845.72
292Jan 2044$1,356.30$47.51$1,403.81$11,038.81
293Feb 2044$1,361.49$42.32$1,403.81$9,677.32
294Mar 2044$1,366.71$37.10$1,403.81$8,310.61
295Apr 2044$1,371.95$31.86$1,403.81$6,938.66
296May 2044$1,377.21$26.60$1,403.81$5,561.45
297Jun 2044$1,382.49$21.32$1,403.81$4,178.96
298Jul 2044$1,387.79$16.02$1,403.81$2,791.17
299Aug 2044$1,393.11$10.70$1,403.81$1,398.06
300Sep 2044$1,398.06$5.36$1,403.42$0.00
2044 Total$12,395.11$238.79$12,633.9
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