Value Advantage Package Line of Credit ($1m+, LVR 80%-95%) from RAMS

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
5.43%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,131
Number of Repayments
300
Total Interest Paid
$89,300
Total repayments
$339,300
DatePrincipleInterestPaymentBalance
1Oct 2019$393.54$1,131.25$1,524.79$249,606.46
2Nov 2019$395.32$1,129.47$1,524.79$249,211.14
3Dec 2019$397.11$1,127.68$1,524.79$248,814.03
2019 Total$1,185.97$3,388.4$4,574.37
4Jan 2020$398.91$1,125.88$1,524.79$248,415.12
5Feb 2020$400.71$1,124.08$1,524.79$248,014.41
6Mar 2020$402.52$1,122.27$1,524.79$247,611.89
7Apr 2020$404.35$1,120.44$1,524.79$247,207.54
8May 2020$406.18$1,118.61$1,524.79$246,801.36
9Jun 2020$408.01$1,116.78$1,524.79$246,393.35
10Jul 2020$409.86$1,114.93$1,524.79$245,983.49
11Aug 2020$411.71$1,113.08$1,524.79$245,571.78
12Sep 2020$413.58$1,111.21$1,524.79$245,158.20
13Oct 2020$415.45$1,109.34$1,524.79$244,742.75
14Nov 2020$417.33$1,107.46$1,524.79$244,325.42
15Dec 2020$419.22$1,105.57$1,524.79$243,906.20
2020 Total$4,907.83$13,389.65$18,297.48
16Jan 2021$421.11$1,103.68$1,524.79$243,485.09
17Feb 2021$423.02$1,101.77$1,524.79$243,062.07
18Mar 2021$424.93$1,099.86$1,524.79$242,637.14
19Apr 2021$426.86$1,097.93$1,524.79$242,210.28
20May 2021$428.79$1,096.00$1,524.79$241,781.49
21Jun 2021$430.73$1,094.06$1,524.79$241,350.76
22Jul 2021$432.68$1,092.11$1,524.79$240,918.08
23Aug 2021$434.64$1,090.15$1,524.79$240,483.44
24Sep 2021$436.60$1,088.19$1,524.79$240,046.84
25Oct 2021$438.58$1,086.21$1,524.79$239,608.26
26Nov 2021$440.56$1,084.23$1,524.79$239,167.70
27Dec 2021$442.56$1,082.23$1,524.79$238,725.14
2021 Total$5,181.06$13,116.42$18,297.48
28Jan 2022$444.56$1,080.23$1,524.79$238,280.58
29Feb 2022$446.57$1,078.22$1,524.79$237,834.01
30Mar 2022$448.59$1,076.20$1,524.79$237,385.42
31Apr 2022$450.62$1,074.17$1,524.79$236,934.80
32May 2022$452.66$1,072.13$1,524.79$236,482.14
33Jun 2022$454.71$1,070.08$1,524.79$236,027.43
34Jul 2022$456.77$1,068.02$1,524.79$235,570.66
35Aug 2022$458.83$1,065.96$1,524.79$235,111.83
36Sep 2022$460.91$1,063.88$1,524.79$234,650.92
37Oct 2022$462.99$1,061.80$1,524.79$234,187.93
38Nov 2022$465.09$1,059.70$1,524.79$233,722.84
39Dec 2022$467.19$1,057.60$1,524.79$233,255.65
2022 Total$5,469.49$12,827.99$18,297.48
40Jan 2023$469.31$1,055.48$1,524.79$232,786.34
41Feb 2023$471.43$1,053.36$1,524.79$232,314.91
42Mar 2023$473.57$1,051.22$1,524.79$231,841.34
43Apr 2023$475.71$1,049.08$1,524.79$231,365.63
44May 2023$477.86$1,046.93$1,524.79$230,887.77
45Jun 2023$480.02$1,044.77$1,524.79$230,407.75
46Jul 2023$482.19$1,042.60$1,524.79$229,925.56
47Aug 2023$484.38$1,040.41$1,524.79$229,441.18
48Sep 2023$486.57$1,038.22$1,524.79$228,954.61
49Oct 2023$488.77$1,036.02$1,524.79$228,465.84
50Nov 2023$490.98$1,033.81$1,524.79$227,974.86
51Dec 2023$493.20$1,031.59$1,524.79$227,481.66
2023 Total$5,773.99$12,523.49$18,297.48
52Jan 2024$495.44$1,029.35$1,524.79$226,986.22
53Feb 2024$497.68$1,027.11$1,524.79$226,488.54
54Mar 2024$499.93$1,024.86$1,524.79$225,988.61
55Apr 2024$502.19$1,022.60$1,524.79$225,486.42
56May 2024$504.46$1,020.33$1,524.79$224,981.96
57Jun 2024$506.75$1,018.04$1,524.79$224,475.21
58Jul 2024$509.04$1,015.75$1,524.79$223,966.17
59Aug 2024$511.34$1,013.45$1,524.79$223,454.83
60Sep 2024$513.66$1,011.13$1,524.79$222,941.17
61Oct 2024$515.98$1,008.81$1,524.79$222,425.19
62Nov 2024$518.32$1,006.47$1,524.79$221,906.87
63Dec 2024$520.66$1,004.13$1,524.79$221,386.21
2024 Total$6,095.45$12,202.03$18,297.48
64Jan 2025$523.02$1,001.77$1,524.79$220,863.19
65Feb 2025$525.38$999.41$1,524.79$220,337.81
66Mar 2025$527.76$997.03$1,524.79$219,810.05
67Apr 2025$530.15$994.64$1,524.79$219,279.90
68May 2025$532.55$992.24$1,524.79$218,747.35
69Jun 2025$534.96$989.83$1,524.79$218,212.39
70Jul 2025$537.38$987.41$1,524.79$217,675.01
71Aug 2025$539.81$984.98$1,524.79$217,135.20
72Sep 2025$542.25$982.54$1,524.79$216,592.95
73Oct 2025$544.71$980.08$1,524.79$216,048.24
74Nov 2025$547.17$977.62$1,524.79$215,501.07
75Dec 2025$549.65$975.14$1,524.79$214,951.42
2025 Total$6,434.79$11,862.69$18,297.48
76Jan 2026$552.13$972.66$1,524.79$214,399.29
77Feb 2026$554.63$970.16$1,524.79$213,844.66
78Mar 2026$557.14$967.65$1,524.79$213,287.52
79Apr 2026$559.66$965.13$1,524.79$212,727.86
80May 2026$562.20$962.59$1,524.79$212,165.66
81Jun 2026$564.74$960.05$1,524.79$211,600.92
82Jul 2026$567.30$957.49$1,524.79$211,033.62
83Aug 2026$569.86$954.93$1,524.79$210,463.76
84Sep 2026$572.44$952.35$1,524.79$209,891.32
85Oct 2026$575.03$949.76$1,524.79$209,316.29
86Nov 2026$577.63$947.16$1,524.79$208,738.66
87Dec 2026$580.25$944.54$1,524.79$208,158.41
2026 Total$6,793.01$11,504.47$18,297.48
88Jan 2027$582.87$941.92$1,524.79$207,575.54
89Feb 2027$585.51$939.28$1,524.79$206,990.03
90Mar 2027$588.16$936.63$1,524.79$206,401.87
91Apr 2027$590.82$933.97$1,524.79$205,811.05
92May 2027$593.49$931.30$1,524.79$205,217.56
93Jun 2027$596.18$928.61$1,524.79$204,621.38
94Jul 2027$598.88$925.91$1,524.79$204,022.50
95Aug 2027$601.59$923.20$1,524.79$203,420.91
96Sep 2027$604.31$920.48$1,524.79$202,816.60
97Oct 2027$607.04$917.75$1,524.79$202,209.56
98Nov 2027$609.79$915.00$1,524.79$201,599.77
99Dec 2027$612.55$912.24$1,524.79$200,987.22
2027 Total$7,171.19$11,126.29$18,297.48
100Jan 2028$615.32$909.47$1,524.79$200,371.90
101Feb 2028$618.11$906.68$1,524.79$199,753.79
102Mar 2028$620.90$903.89$1,524.79$199,132.89
103Apr 2028$623.71$901.08$1,524.79$198,509.18
104May 2028$626.54$898.25$1,524.79$197,882.64
105Jun 2028$629.37$895.42$1,524.79$197,253.27
106Jul 2028$632.22$892.57$1,524.79$196,621.05
107Aug 2028$635.08$889.71$1,524.79$195,985.97
108Sep 2028$637.95$886.84$1,524.79$195,348.02
109Oct 2028$640.84$883.95$1,524.79$194,707.18
110Nov 2028$643.74$881.05$1,524.79$194,063.44
111Dec 2028$646.65$878.14$1,524.79$193,416.79
2028 Total$7,570.43$10,727.05$18,297.48
112Jan 2029$649.58$875.21$1,524.79$192,767.21
113Feb 2029$652.52$872.27$1,524.79$192,114.69
114Mar 2029$655.47$869.32$1,524.79$191,459.22
115Apr 2029$658.44$866.35$1,524.79$190,800.78
116May 2029$661.42$863.37$1,524.79$190,139.36
117Jun 2029$664.41$860.38$1,524.79$189,474.95
118Jul 2029$667.42$857.37$1,524.79$188,807.53
119Aug 2029$670.44$854.35$1,524.79$188,137.09
120Sep 2029$673.47$851.32$1,524.79$187,463.62
121Oct 2029$676.52$848.27$1,524.79$186,787.10
122Nov 2029$679.58$845.21$1,524.79$186,107.52
123Dec 2029$682.65$842.14$1,524.79$185,424.87
2029 Total$7,991.92$10,305.56$18,297.48
124Jan 2030$685.74$839.05$1,524.79$184,739.13
125Feb 2030$688.85$835.94$1,524.79$184,050.28
126Mar 2030$691.96$832.83$1,524.79$183,358.32
127Apr 2030$695.09$829.70$1,524.79$182,663.23
128May 2030$698.24$826.55$1,524.79$181,964.99
129Jun 2030$701.40$823.39$1,524.79$181,263.59
130Jul 2030$704.57$820.22$1,524.79$180,559.02
131Aug 2030$707.76$817.03$1,524.79$179,851.26
132Sep 2030$710.96$813.83$1,524.79$179,140.30
133Oct 2030$714.18$810.61$1,524.79$178,426.12
134Nov 2030$717.41$807.38$1,524.79$177,708.71
135Dec 2030$720.66$804.13$1,524.79$176,988.05
2030 Total$8,436.82$9,860.66$18,297.48
136Jan 2031$723.92$800.87$1,524.79$176,264.13
137Feb 2031$727.19$797.60$1,524.79$175,536.94
138Mar 2031$730.49$794.30$1,524.79$174,806.45
139Apr 2031$733.79$791.00$1,524.79$174,072.66
140May 2031$737.11$787.68$1,524.79$173,335.55
141Jun 2031$740.45$784.34$1,524.79$172,595.10
142Jul 2031$743.80$780.99$1,524.79$171,851.30
143Aug 2031$747.16$777.63$1,524.79$171,104.14
144Sep 2031$750.54$774.25$1,524.79$170,353.60
145Oct 2031$753.94$770.85$1,524.79$169,599.66
146Nov 2031$757.35$767.44$1,524.79$168,842.31
147Dec 2031$760.78$764.01$1,524.79$168,081.53
2031 Total$8,906.52$9,390.96$18,297.48
148Jan 2032$764.22$760.57$1,524.79$167,317.31
149Feb 2032$767.68$757.11$1,524.79$166,549.63
150Mar 2032$771.15$753.64$1,524.79$165,778.48
151Apr 2032$774.64$750.15$1,524.79$165,003.84
152May 2032$778.15$746.64$1,524.79$164,225.69
153Jun 2032$781.67$743.12$1,524.79$163,444.02
154Jul 2032$785.21$739.58$1,524.79$162,658.81
155Aug 2032$788.76$736.03$1,524.79$161,870.05
156Sep 2032$792.33$732.46$1,524.79$161,077.72
157Oct 2032$795.91$728.88$1,524.79$160,281.81
158Nov 2032$799.51$725.28$1,524.79$159,482.30
159Dec 2032$803.13$721.66$1,524.79$158,679.17
2032 Total$9,402.36$8,895.12$18,297.48
160Jan 2033$806.77$718.02$1,524.79$157,872.40
161Feb 2033$810.42$714.37$1,524.79$157,061.98
162Mar 2033$814.08$710.71$1,524.79$156,247.90
163Apr 2033$817.77$707.02$1,524.79$155,430.13
164May 2033$821.47$703.32$1,524.79$154,608.66
165Jun 2033$825.19$699.60$1,524.79$153,783.47
166Jul 2033$828.92$695.87$1,524.79$152,954.55
167Aug 2033$832.67$692.12$1,524.79$152,121.88
168Sep 2033$836.44$688.35$1,524.79$151,285.44
169Oct 2033$840.22$684.57$1,524.79$150,445.22
170Nov 2033$844.03$680.76$1,524.79$149,601.19
171Dec 2033$847.84$676.95$1,524.79$148,753.35
2033 Total$9,925.82$8,371.66$18,297.48
172Jan 2034$851.68$673.11$1,524.79$147,901.67
173Feb 2034$855.53$669.26$1,524.79$147,046.14
174Mar 2034$859.41$665.38$1,524.79$146,186.73
175Apr 2034$863.30$661.49$1,524.79$145,323.43
176May 2034$867.20$657.59$1,524.79$144,456.23
177Jun 2034$871.13$653.66$1,524.79$143,585.10
178Jul 2034$875.07$649.72$1,524.79$142,710.03
179Aug 2034$879.03$645.76$1,524.79$141,831.00
180Sep 2034$883.00$641.79$1,524.79$140,948.00
181Oct 2034$887.00$637.79$1,524.79$140,061.00
182Nov 2034$891.01$633.78$1,524.79$139,169.99
183Dec 2034$895.05$629.74$1,524.79$138,274.94
2034 Total$10,478.41$7,819.07$18,297.48
184Jan 2035$899.10$625.69$1,524.79$137,375.84
185Feb 2035$903.16$621.63$1,524.79$136,472.68
186Mar 2035$907.25$617.54$1,524.79$135,565.43
187Apr 2035$911.36$613.43$1,524.79$134,654.07
188May 2035$915.48$609.31$1,524.79$133,738.59
189Jun 2035$919.62$605.17$1,524.79$132,818.97
190Jul 2035$923.78$601.01$1,524.79$131,895.19
191Aug 2035$927.96$596.83$1,524.79$130,967.23
192Sep 2035$932.16$592.63$1,524.79$130,035.07
193Oct 2035$936.38$588.41$1,524.79$129,098.69
194Nov 2035$940.62$584.17$1,524.79$128,158.07
195Dec 2035$944.87$579.92$1,524.79$127,213.20
2035 Total$11,061.74$7,235.74$18,297.48
196Jan 2036$949.15$575.64$1,524.79$126,264.05
197Feb 2036$953.45$571.34$1,524.79$125,310.60
198Mar 2036$957.76$567.03$1,524.79$124,352.84
199Apr 2036$962.09$562.70$1,524.79$123,390.75
200May 2036$966.45$558.34$1,524.79$122,424.30
201Jun 2036$970.82$553.97$1,524.79$121,453.48
202Jul 2036$975.21$549.58$1,524.79$120,478.27
203Aug 2036$979.63$545.16$1,524.79$119,498.64
204Sep 2036$984.06$540.73$1,524.79$118,514.58
205Oct 2036$988.51$536.28$1,524.79$117,526.07
206Nov 2036$992.98$531.81$1,524.79$116,533.09
207Dec 2036$997.48$527.31$1,524.79$115,535.61
2036 Total$11,677.59$6,619.89$18,297.48
208Jan 2037$1,001.99$522.80$1,524.79$114,533.62
209Feb 2037$1,006.53$518.26$1,524.79$113,527.09
210Mar 2037$1,011.08$513.71$1,524.79$112,516.01
211Apr 2037$1,015.66$509.13$1,524.79$111,500.35
212May 2037$1,020.25$504.54$1,524.79$110,480.10
213Jun 2037$1,024.87$499.92$1,524.79$109,455.23
214Jul 2037$1,029.51$495.28$1,524.79$108,425.72
215Aug 2037$1,034.16$490.63$1,524.79$107,391.56
216Sep 2037$1,038.84$485.95$1,524.79$106,352.72
217Oct 2037$1,043.54$481.25$1,524.79$105,309.18
218Nov 2037$1,048.27$476.52$1,524.79$104,260.91
219Dec 2037$1,053.01$471.78$1,524.79$103,207.90
2037 Total$12,327.71$5,969.77$18,297.48
220Jan 2038$1,057.77$467.02$1,524.79$102,150.13
221Feb 2038$1,062.56$462.23$1,524.79$101,087.57
222Mar 2038$1,067.37$457.42$1,524.79$100,020.20
223Apr 2038$1,072.20$452.59$1,524.79$98,948.00
224May 2038$1,077.05$447.74$1,524.79$97,870.95
225Jun 2038$1,081.92$442.87$1,524.79$96,789.03
226Jul 2038$1,086.82$437.97$1,524.79$95,702.21
227Aug 2038$1,091.74$433.05$1,524.79$94,610.47
228Sep 2038$1,096.68$428.11$1,524.79$93,513.79
229Oct 2038$1,101.64$423.15$1,524.79$92,412.15
230Nov 2038$1,106.63$418.16$1,524.79$91,305.52
231Dec 2038$1,111.63$413.16$1,524.79$90,193.89
2038 Total$13,014.01$5,283.47$18,297.48
232Jan 2039$1,116.66$408.13$1,524.79$89,077.23
233Feb 2039$1,121.72$403.07$1,524.79$87,955.51
234Mar 2039$1,126.79$398.00$1,524.79$86,828.72
235Apr 2039$1,131.89$392.90$1,524.79$85,696.83
236May 2039$1,137.01$387.78$1,524.79$84,559.82
237Jun 2039$1,142.16$382.63$1,524.79$83,417.66
238Jul 2039$1,147.33$377.46$1,524.79$82,270.33
239Aug 2039$1,152.52$372.27$1,524.79$81,117.81
240Sep 2039$1,157.73$367.06$1,524.79$79,960.08
241Oct 2039$1,162.97$361.82$1,524.79$78,797.11
242Nov 2039$1,168.23$356.56$1,524.79$77,628.88
243Dec 2039$1,173.52$351.27$1,524.79$76,455.36
2039 Total$13,738.53$4,558.95$18,297.48
244Jan 2040$1,178.83$345.96$1,524.79$75,276.53
245Feb 2040$1,184.16$340.63$1,524.79$74,092.37
246Mar 2040$1,189.52$335.27$1,524.79$72,902.85
247Apr 2040$1,194.90$329.89$1,524.79$71,707.95
248May 2040$1,200.31$324.48$1,524.79$70,507.64
249Jun 2040$1,205.74$319.05$1,524.79$69,301.90
250Jul 2040$1,211.20$313.59$1,524.79$68,090.70
251Aug 2040$1,216.68$308.11$1,524.79$66,874.02
252Sep 2040$1,222.19$302.60$1,524.79$65,651.83
253Oct 2040$1,227.72$297.07$1,524.79$64,424.11
254Nov 2040$1,233.27$291.52$1,524.79$63,190.84
255Dec 2040$1,238.85$285.94$1,524.79$61,951.99
2040 Total$14,503.37$3,794.11$18,297.48
256Jan 2041$1,244.46$280.33$1,524.79$60,707.53
257Feb 2041$1,250.09$274.70$1,524.79$59,457.44
258Mar 2041$1,255.75$269.04$1,524.79$58,201.69
259Apr 2041$1,261.43$263.36$1,524.79$56,940.26
260May 2041$1,267.14$257.65$1,524.79$55,673.12
261Jun 2041$1,272.87$251.92$1,524.79$54,400.25
262Jul 2041$1,278.63$246.16$1,524.79$53,121.62
263Aug 2041$1,284.41$240.38$1,524.79$51,837.21
264Sep 2041$1,290.23$234.56$1,524.79$50,546.98
265Oct 2041$1,296.06$228.73$1,524.79$49,250.92
266Nov 2041$1,301.93$222.86$1,524.79$47,948.99
267Dec 2041$1,307.82$216.97$1,524.79$46,641.17
2041 Total$15,310.82$2,986.66$18,297.48
268Jan 2042$1,313.74$211.05$1,524.79$45,327.43
269Feb 2042$1,319.68$205.11$1,524.79$44,007.75
270Mar 2042$1,325.65$199.14$1,524.79$42,682.10
271Apr 2042$1,331.65$193.14$1,524.79$41,350.45
272May 2042$1,337.68$187.11$1,524.79$40,012.77
273Jun 2042$1,343.73$181.06$1,524.79$38,669.04
274Jul 2042$1,349.81$174.98$1,524.79$37,319.23
275Aug 2042$1,355.92$168.87$1,524.79$35,963.31
276Sep 2042$1,362.06$162.73$1,524.79$34,601.25
277Oct 2042$1,368.22$156.57$1,524.79$33,233.03
278Nov 2042$1,374.41$150.38$1,524.79$31,858.62
279Dec 2042$1,380.63$144.16$1,524.79$30,477.99
2042 Total$16,163.18$2,134.3$18,297.48
280Jan 2043$1,386.88$137.91$1,524.79$29,091.11
281Feb 2043$1,393.15$131.64$1,524.79$27,697.96
282Mar 2043$1,399.46$125.33$1,524.79$26,298.50
283Apr 2043$1,405.79$119.00$1,524.79$24,892.71
284May 2043$1,412.15$112.64$1,524.79$23,480.56
285Jun 2043$1,418.54$106.25$1,524.79$22,062.02
286Jul 2043$1,424.96$99.83$1,524.79$20,637.06
287Aug 2043$1,431.41$93.38$1,524.79$19,205.65
288Sep 2043$1,437.88$86.91$1,524.79$17,767.77
289Oct 2043$1,444.39$80.40$1,524.79$16,323.38
290Nov 2043$1,450.93$73.86$1,524.79$14,872.45
291Dec 2043$1,457.49$67.30$1,524.79$13,414.96
2043 Total$17,063.03$1,234.45$18,297.48
292Jan 2044$1,464.09$60.70$1,524.79$11,950.87
293Feb 2044$1,470.71$54.08$1,524.79$10,480.16
294Mar 2044$1,477.37$47.42$1,524.79$9,002.79
295Apr 2044$1,484.05$40.74$1,524.79$7,518.74
296May 2044$1,490.77$34.02$1,524.79$6,027.97
297Jun 2044$1,497.51$27.28$1,524.79$4,530.46
298Jul 2044$1,504.29$20.50$1,524.79$3,026.17
299Aug 2044$1,511.10$13.69$1,524.79$1,515.07
300Sep 2044$1,515.07$6.86$1,521.93$0.00
2044 Total$13,414.96$305.29$13,720.25
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