Rate Chaser Home Loans

Rate Chaser Home Loans is an online mortgage broker and comparison site that also offers its own home loan products. As part of the My Local Group based in South Melbourne, which also includes My Local Broker, My Local Aggregation, My Local Co Space, and Chief, Rate Chaser can look at the home loan market on your behalf, and recommend mortgage options that could potentially match your financial situation. 

As an online-only business, Rate Chaser has no branches to visit, but the loans it offers and recommends can be accessed Australia-wide.

  • Can apply online
  • Options for owner occupiers and investors
  • Online/phone only, no branch access
Rate Chaser Home Loans customer service:

Rate Chaser Home Loans is an online-only lender, so you won’t have the option to visit a branch to discuss your mortgage in person. That said, Rate Chaser Home Loans can be contacted online via email and web chat, or you can phone them to talk to a person.

  • Customer service centre (phone)
  • Online banking
  • Email
  • Live Chat

Rate Chaser Home Loans home loans

How to Apply

Rate Chaser Home Loans uses an online mortgage application, requiring similar documentation as most other home loan applications, including:


  • Personal details (name, address, contact details etc.)
  • Annual income
  • Monthly expenses
  • Current debt
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