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Rate Chaser Home Loans is an online mortgage broker and comparison site that also offers its own home loan products. As part of the My Local Group based in South Melbourne, which also includes My Local Broker, My Local Aggregation, My Local Co Space, and Chief, Rate Chaser can look at the home loan market on your behalf, and recommend mortgage options that could potentially match your financial situation. 

As an online-only business, Rate Chaser has no branches to visit, but the loans it offers and recommends can be accessed Australia-wide.

Borrowing Amount

Property Value

Rate Type

Rate Chaser Home Loans home loans rates

1 - 2 of 2
Advertised rate
Upfront fee
Comparison rate*
Ongoing fee
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More details


More details

  • Can apply online
  • Options for owner occupiers and investors
  • Online/phone only, no branch access
Rate Chaser Home Loans customer service:

Rate Chaser Home Loans is an online-only lender, so you won’t have the option to visit a branch to discuss your mortgage in person. That said, Rate Chaser Home Loans can be contacted online via email and web chat, or you can phone them to talk to a person.

  • Customer service centre (phone)
  • Online banking
  • Email
  • Live Chat

How to Apply

Rate Chaser Home Loans uses an online mortgage application, requiring similar documentation as most other home loan applications, including:


  • Personal details (name, address, contact details etc.)
  • Annual income
  • Monthly expenses
  • Current debt

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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