Reduce Home Loans Express Refi SMSF 75 Metro (Interest Only) | Review & Compare Home Loans

Express Refi SMSF

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Interest Rate

4.79

% p.a

Variable

Comparison Rate*

5.29

% p.a

Maximum LVR

75%

Real Time Rating™

Monthly Repayment

$1,198

based on $300,000 loan amount for 25 years at 4.79%

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Summary
Features & fees
Similar Products
Latest News

Interest Rate

4.79

% p.a

Variable

Comparison Rate*

5.29

% p.a

Maximum LVR

75%

Real Time Rating™

Monthly Repayment

$1,198

based on $300,000 loan amount for 25 years at 4.79%

Calculate your repayments for this loan

Your estimated repayment

$1,198

based on $300,000 loan amount for 25 years at 4.79%

Here are some similar home loans that you may be interested in

TMD

Monthly Repayment

$1,657

based on $300,000 loan amount for 25 years at 4.44%

Interest Rate

4.44

% p.a

Variable

Comparison Rate*

4.45

% p.a

Interest rates ranked in the best 20%
No ongoing fees

Real Time Rating™

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Monthly Repayment

$1,359

based on $300,000 loan amount for 25 years at 2.59%

Interest Rate

2.59

% p.a

Variable

Comparison Rate*

2.73

% p.a

special

Rate Match Guarantee. Tic:Toc will match the rate on identical variable P&I home loans. T&C's Apply.

Real Time Rating™

More Features

Monthly Repayment

$1,413

based on $300,000 loan amount for 25 years at 2.94%

Interest Rate

2.94

% p.a

Variable

Comparison Rate*

2.94

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

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Quick home loan review

For Express Refi SMSF 75 Metro (Interest Only)

These are the benefits of this home loan.

Lower than average interest rate
100% full offset account
Extra repayments and redraw facility
Free redraw facility

These are the drawbacks of this home loan.

Not available for first home buyers
Ongoing fee
Higher than average upfront fee
No repayment holidays

Home loan overview

For Express Refi SMSF 75 Metro (Interest Only)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR 75%	Total Repayments $359,400 View repayment schedule »
Next LVR 4.89% for max LVR 80%	Interest rate type Variable
Borrowing range $150k - $1.5m Calculate how much you can borrow	Suitable for Investors, Self-Managed Super Funds
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Unlimited extra repayments	Offset account 100% offset account
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 1,590	Application fee 570
Legal fee $770	Valuation fee $250
Settlement fee 0	Other upfront fee 0
Ongoing fee $395 annually	Discharge fee 0

Application method

Online Compare	Phone
Broker Talk to an expert	In branch

Available

Not available

Data not captured

Specials

Cashback $1500 Cashback on Express Refi

Target Market Determination

Visit Reduce Home Loans to view Target Market Determination.

Other Benefits

Application fees and legal fees charged at settlement.

Checkout more home loans

Interest Rate

4.59

% p.a

Variable

Comparison Rate*

4.80

% p.a

Interest rates ranked in the best 20%
No ongoing fees
100% full offset account
Parents can sign as guarantor

Real Time Rating™

Interest Rate

3.19

% p.a

Variable

Comparison Rate*

2.99

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

Interest Rate

4.79

% p.a

Variable

Comparison Rate*

4.64

% p.a

Rewards

Earn 300,000 Qantas Points for eligible home loans over $300k ~ Ends in about 2 months

Real Time Rating™

Interest Rate

4.59

% p.a

Variable

Comparison Rate*

4.80

% p.a

Interest rates ranked in the best 20%
No ongoing fees
100% full offset account
Parents can sign as guarantor

Real Time Rating™

Product data updated on 1 Jul 2022

FAQs

The range you can borrow from this loan is $150k to $1,500,000.

This loan option comes with a maximum loan-to-value ratio of 75 percent, which means it requires a minimum deposit of 25 percent

Reduce Home Loans allows you to have this loan for a range of 1 to 30 years.

Reduce Home Loans allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $1,590 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Reduce Home Loans makes it possible to apply for this product online. Apply here.

Yes, this Reduce Home Loans loan is available through a broker. Find a broker to help you with your needs.

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