Reduce Home Loans Ezy SMSF 60 Metro (Interest Only) | Review & Compare Home Loans

Ezy SMSF Metro

On this page

Explore

Advertised Rate

3.89

% p.a

Variable

Comparison Rate*

4.44

% p.a

Maximum LVR

60%

Real Time Rating™

Monthly Repayment

$1,565

based on $300,000 loan amount for 25 years at 3.89%

On this page

Explore

Summary
Features & fees
Similar Products
Latest News

Advertised Rate

3.89

% p.a

Variable

Comparison Rate*

4.44

% p.a

Maximum LVR

60%

Real Time Rating™

Monthly Repayment

$1,565

based on $300,000 loan amount for 25 years at 3.89%

Calculate your repayments for this loan

Your estimated repayment

$1,565

based on $300,000 loan amount for 25 years at 3.89%

Based on your details, you can compare and save on the following home loans

Monthly Repayment

$1,379

based on $300,000 loan amount for 25 years at 3.69%

Advertised Rate

3.69

% p.a

Variable

Comparison Rate*

3.70

% p.a

No ongoing fees

Real Time Rating™

More Features

Monthly Repayment

$1,168

based on $300,000 loan amount for 25 years at 2.39%

Advertised Rate

2.39

% p.a

Variable

Comparison Rate*

2.39

% p.a

special

For a chance to win $100k towards your home loan, simply apply with Athena before Oct 31 & be approved by Dec 15. T&Cs apply.~ Ends in about 1 month

Real Time Rating™

More Features

Monthly Repayment

$1,199

based on $300,000 loan amount for 25 years at 2.09%

Advertised Rate

2.09

% p.a

Intro 24 months

Comparison Rate*

2.52

% p.a

Cashback

Refinance and get $3,000 cashback for new Owner Occupier and Investment Loans. Terms and Conditions apply.*~ Ends in 2 days

Real Time Rating™

More Features

Quick home loan review

For Ezy SMSF 60 Metro (Interest Only)

These are the benefits of this home loan.

No ongoing fees
100% full offset account
Extra repayments and redraw facility
Free redraw facility

These are the drawbacks of this home loan.

Higher than average interest rate
Not available for first home buyers
Higher than average upfront fee
Discharge fee at end of loan
Maximum loan amount is limited to 60% of the property's value
No repayment holidays

Home loan overview

For Ezy SMSF 60 Metro (Interest Only)

Details
Features
Fees
Application method

Details

Maximum LVR 60%	Total Repayments $291,900 View repayment schedule »
Next LVR 3.99% for max LVR 65%	Interest rate type Variable
Borrowing range $150k - $1.5m Calculate how much you can borrow	Suitable for Investors, Self-Managed Super Funds
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Unlimited extra repayments	Offset account 100% offset account
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 500	Application fee 0
Legal fee At Cost	Valuation fee $250
Settlement fee 250	Other upfront fee 0
Ongoing fee $0 annually	Discharge fee 895

Application method

Online	Phone
Broker Talk to an expert	In branch

Compare and review home loans with similar features

Advertised Rate

2.59

% p.a

Variable

Comparison Rate*

2.42

% p.a

Lower than average interest rate
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

Advertised Rate

3.69

% p.a

Variable

Comparison Rate*

3.70

% p.a

No ongoing fees

Real Time Rating™

Advertised Rate

3.74

% p.a

Variable

Comparison Rate*

3.78

% p.a

No upfront fees
100% full offset account
Suitable for low deposits
Parents can sign as guarantor

Real Time Rating™

Advertised Rate

2.69

% p.a

Variable

Comparison Rate*

2.52

% p.a

Lower than average interest rate
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

FAQs

The range you can borrow from this loan is $150k to $1,500,000.

This loan option comes with a maximum loan-to-value ratio of 60 percent, which means it requires a minimum deposit of 40 percent

Reduce Home Loans allows you to have this loan for a range of 1 to 30 years.

Reduce Home Loans allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $500 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Reduce Home Loans makes it possible to apply for this product online. Apply here.

Yes, this Reduce Home Loans loan is available through a broker. Find a broker to help you with your needs.

View all

powering smart financial decisions