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4.79
% p.a
Fixed - 5 years
3.15
% p.a
$1,717
based on $300,000 loan amount for 25 years at 4.79%
Calculate your repayments for this loan
Your estimated repayment
$1,717
based on $300,000 loan amount for 25 years at 4.79%
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Quick home loan review
For Home Owners Dream Fixed 5 Year (LVR < 80%)
These are the benefits of this home loan.
- No ongoing fees
- Parents can sign as guarantor
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No redraw and no offset
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Home Owners Dream Fixed 5 Year (LVR < 80%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $515,100 |
Interest rate type Fixed - 5 years | |
Borrowing range
$50k
-
$3.5m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $20000 | Offset account No |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 1,170 | Application fee 440 |
Legal fee At Cost | Valuation fee At Cost |
Settlement fee 0 | Other upfront fee 730 |
Ongoing fee $0 | Discharge fee 500 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Reduce Home Loans to view Target Market Determination.
Other Benefits
100% offset account available at $10/month. You may be eligible for a 0.10% discount after 5 years of good payment conduct; speak to your credit representative for more information. Add 0.10% to waive upfront fees ($697) on loans over $150k.
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