RateCity.com.au
powering smart financial decisions
Borrow amount

$300,000

Advertised Rate

1.79

% p.a

Variable

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,241
Number of repayments
300
Total interest paid
$72,334
Total Repayments

$372,334

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$793.62$447.50$1,241.12$299,206.38
2Dec 2021$794.80$446.32$1,241.12$298,411.58
2021 Total$1,588.42$893.82$2,482.24
3Jan 2022$795.99$445.13$1,241.12$297,615.59
4Feb 2022$797.18$443.94$1,241.12$296,818.41
5Mar 2022$798.37$442.75$1,241.12$296,020.04
6Apr 2022$799.56$441.56$1,241.12$295,220.48
7May 2022$800.75$440.37$1,241.12$294,419.73
8Jun 2022$801.94$439.18$1,241.12$293,617.79
9Jul 2022$803.14$437.98$1,241.12$292,814.65
10Aug 2022$804.34$436.78$1,241.12$292,010.31
11Sep 2022$805.54$435.58$1,241.12$291,204.77
12Oct 2022$806.74$434.38$1,241.12$290,398.03
13Nov 2022$807.94$433.18$1,241.12$289,590.09
14Dec 2022$809.15$431.97$1,241.12$288,780.94
2022 Total$9,630.64$5,262.8$14,893.44
15Jan 2023$810.36$430.76$1,241.12$287,970.58
16Feb 2023$811.56$429.56$1,241.12$287,159.02
17Mar 2023$812.77$428.35$1,241.12$286,346.25
18Apr 2023$813.99$427.13$1,241.12$285,532.26
19May 2023$815.20$425.92$1,241.12$284,717.06
20Jun 2023$816.42$424.70$1,241.12$283,900.64
21Jul 2023$817.63$423.49$1,241.12$283,083.01
22Aug 2023$818.85$422.27$1,241.12$282,264.16
23Sep 2023$820.08$421.04$1,241.12$281,444.08
24Oct 2023$821.30$419.82$1,241.12$280,622.78
25Nov 2023$822.52$418.60$1,241.12$279,800.26
26Dec 2023$823.75$417.37$1,241.12$278,976.51
2023 Total$9,804.43$5,089.01$14,893.44
27Jan 2024$824.98$416.14$1,241.12$278,151.53
28Feb 2024$826.21$414.91$1,241.12$277,325.32
29Mar 2024$827.44$413.68$1,241.12$276,497.88
30Apr 2024$828.68$412.44$1,241.12$275,669.20
31May 2024$829.91$411.21$1,241.12$274,839.29
32Jun 2024$831.15$409.97$1,241.12$274,008.14
33Jul 2024$832.39$408.73$1,241.12$273,175.75
34Aug 2024$833.63$407.49$1,241.12$272,342.12
35Sep 2024$834.88$406.24$1,241.12$271,507.24
36Oct 2024$836.12$405.00$1,241.12$270,671.12
37Nov 2024$837.37$403.75$1,241.12$269,833.75
38Dec 2024$838.62$402.50$1,241.12$268,995.13
2024 Total$9,981.38$4,912.06$14,893.44
39Jan 2025$839.87$401.25$1,241.12$268,155.26
40Feb 2025$841.12$400.00$1,241.12$267,314.14
41Mar 2025$842.38$398.74$1,241.12$266,471.76
42Apr 2025$843.63$397.49$1,241.12$265,628.13
43May 2025$844.89$396.23$1,241.12$264,783.24
44Jun 2025$846.15$394.97$1,241.12$263,937.09
45Jul 2025$847.41$393.71$1,241.12$263,089.68
46Aug 2025$848.68$392.44$1,241.12$262,241.00
47Sep 2025$849.94$391.18$1,241.12$261,391.06
48Oct 2025$851.21$389.91$1,241.12$260,539.85
49Nov 2025$852.48$388.64$1,241.12$259,687.37
50Dec 2025$853.75$387.37$1,241.12$258,833.62
2025 Total$10,161.51$4,731.93$14,893.44
51Jan 2026$855.03$386.09$1,241.12$257,978.59
52Feb 2026$856.30$384.82$1,241.12$257,122.29
53Mar 2026$857.58$383.54$1,241.12$256,264.71
54Apr 2026$858.86$382.26$1,241.12$255,405.85
55May 2026$860.14$380.98$1,241.12$254,545.71
56Jun 2026$861.42$379.70$1,241.12$253,684.29
57Jul 2026$862.71$378.41$1,241.12$252,821.58
58Aug 2026$863.99$377.13$1,241.12$251,957.59
59Sep 2026$865.28$375.84$1,241.12$251,092.31
60Oct 2026$866.57$374.55$1,241.12$250,225.74
61Nov 2026$867.87$373.25$1,241.12$249,357.87
62Dec 2026$869.16$371.96$1,241.12$248,488.71
2026 Total$10,344.91$4,548.53$14,893.44
63Jan 2027$870.46$370.66$1,241.12$247,618.25
64Feb 2027$871.76$369.36$1,241.12$246,746.49
65Mar 2027$873.06$368.06$1,241.12$245,873.43
66Apr 2027$874.36$366.76$1,241.12$244,999.07
67May 2027$875.66$365.46$1,241.12$244,123.41
68Jun 2027$876.97$364.15$1,241.12$243,246.44
69Jul 2027$878.28$362.84$1,241.12$242,368.16
70Aug 2027$879.59$361.53$1,241.12$241,488.57
71Sep 2027$880.90$360.22$1,241.12$240,607.67
72Oct 2027$882.21$358.91$1,241.12$239,725.46
73Nov 2027$883.53$357.59$1,241.12$238,841.93
74Dec 2027$884.85$356.27$1,241.12$237,957.08
2027 Total$10,531.63$4,361.81$14,893.44
75Jan 2028$886.17$354.95$1,241.12$237,070.91
76Feb 2028$887.49$353.63$1,241.12$236,183.42
77Mar 2028$888.81$352.31$1,241.12$235,294.61
78Apr 2028$890.14$350.98$1,241.12$234,404.47
79May 2028$891.47$349.65$1,241.12$233,513.00
80Jun 2028$892.80$348.32$1,241.12$232,620.20
81Jul 2028$894.13$346.99$1,241.12$231,726.07
82Aug 2028$895.46$345.66$1,241.12$230,830.61
83Sep 2028$896.80$344.32$1,241.12$229,933.81
84Oct 2028$898.14$342.98$1,241.12$229,035.67
85Nov 2028$899.48$341.64$1,241.12$228,136.19
86Dec 2028$900.82$340.30$1,241.12$227,235.37
2028 Total$10,721.71$4,171.73$14,893.44
87Jan 2029$902.16$338.96$1,241.12$226,333.21
88Feb 2029$903.51$337.61$1,241.12$225,429.70
89Mar 2029$904.85$336.27$1,241.12$224,524.85
90Apr 2029$906.20$334.92$1,241.12$223,618.65
91May 2029$907.56$333.56$1,241.12$222,711.09
92Jun 2029$908.91$332.21$1,241.12$221,802.18
93Jul 2029$910.27$330.85$1,241.12$220,891.91
94Aug 2029$911.62$329.50$1,241.12$219,980.29
95Sep 2029$912.98$328.14$1,241.12$219,067.31
96Oct 2029$914.34$326.78$1,241.12$218,152.97
97Nov 2029$915.71$325.41$1,241.12$217,237.26
98Dec 2029$917.07$324.05$1,241.12$216,320.19
2029 Total$10,915.18$3,978.26$14,893.44
99Jan 2030$918.44$322.68$1,241.12$215,401.75
100Feb 2030$919.81$321.31$1,241.12$214,481.94
101Mar 2030$921.18$319.94$1,241.12$213,560.76
102Apr 2030$922.56$318.56$1,241.12$212,638.20
103May 2030$923.93$317.19$1,241.12$211,714.27
104Jun 2030$925.31$315.81$1,241.12$210,788.96
105Jul 2030$926.69$314.43$1,241.12$209,862.27
106Aug 2030$928.08$313.04$1,241.12$208,934.19
107Sep 2030$929.46$311.66$1,241.12$208,004.73
108Oct 2030$930.85$310.27$1,241.12$207,073.88
109Nov 2030$932.23$308.89$1,241.12$206,141.65
110Dec 2030$933.63$307.49$1,241.12$205,208.02
2030 Total$11,112.17$3,781.27$14,893.44
111Jan 2031$935.02$306.10$1,241.12$204,273.00
112Feb 2031$936.41$304.71$1,241.12$203,336.59
113Mar 2031$937.81$303.31$1,241.12$202,398.78
114Apr 2031$939.21$301.91$1,241.12$201,459.57
115May 2031$940.61$300.51$1,241.12$200,518.96
116Jun 2031$942.01$299.11$1,241.12$199,576.95
117Jul 2031$943.42$297.70$1,241.12$198,633.53
118Aug 2031$944.82$296.30$1,241.12$197,688.71
119Sep 2031$946.23$294.89$1,241.12$196,742.48
120Oct 2031$947.65$293.47$1,241.12$195,794.83
121Nov 2031$949.06$292.06$1,241.12$194,845.77
122Dec 2031$950.48$290.64$1,241.12$193,895.29
2031 Total$11,312.73$3,580.71$14,893.44
123Jan 2032$951.89$289.23$1,241.12$192,943.40
124Feb 2032$953.31$287.81$1,241.12$191,990.09
125Mar 2032$954.73$286.39$1,241.12$191,035.36
126Apr 2032$956.16$284.96$1,241.12$190,079.20
127May 2032$957.59$283.53$1,241.12$189,121.61
128Jun 2032$959.01$282.11$1,241.12$188,162.60
129Jul 2032$960.44$280.68$1,241.12$187,202.16
130Aug 2032$961.88$279.24$1,241.12$186,240.28
131Sep 2032$963.31$277.81$1,241.12$185,276.97
132Oct 2032$964.75$276.37$1,241.12$184,312.22
133Nov 2032$966.19$274.93$1,241.12$183,346.03
134Dec 2032$967.63$273.49$1,241.12$182,378.40
2032 Total$11,516.89$3,376.55$14,893.44
135Jan 2033$969.07$272.05$1,241.12$181,409.33
136Feb 2033$970.52$270.60$1,241.12$180,438.81
137Mar 2033$971.97$269.15$1,241.12$179,466.84
138Apr 2033$973.42$267.70$1,241.12$178,493.42
139May 2033$974.87$266.25$1,241.12$177,518.55
140Jun 2033$976.32$264.80$1,241.12$176,542.23
141Jul 2033$977.78$263.34$1,241.12$175,564.45
142Aug 2033$979.24$261.88$1,241.12$174,585.21
143Sep 2033$980.70$260.42$1,241.12$173,604.51
144Oct 2033$982.16$258.96$1,241.12$172,622.35
145Nov 2033$983.62$257.50$1,241.12$171,638.73
146Dec 2033$985.09$256.03$1,241.12$170,653.64
2033 Total$11,724.76$3,168.68$14,893.44
147Jan 2034$986.56$254.56$1,241.12$169,667.08
148Feb 2034$988.03$253.09$1,241.12$168,679.05
149Mar 2034$989.51$251.61$1,241.12$167,689.54
150Apr 2034$990.98$250.14$1,241.12$166,698.56
151May 2034$992.46$248.66$1,241.12$165,706.10
152Jun 2034$993.94$247.18$1,241.12$164,712.16
153Jul 2034$995.42$245.70$1,241.12$163,716.74
154Aug 2034$996.91$244.21$1,241.12$162,719.83
155Sep 2034$998.40$242.72$1,241.12$161,721.43
156Oct 2034$999.89$241.23$1,241.12$160,721.54
157Nov 2034$1,001.38$239.74$1,241.12$159,720.16
158Dec 2034$1,002.87$238.25$1,241.12$158,717.29
2034 Total$11,936.35$2,957.09$14,893.44
159Jan 2035$1,004.37$236.75$1,241.12$157,712.92
160Feb 2035$1,005.86$235.26$1,241.12$156,707.06
161Mar 2035$1,007.37$233.75$1,241.12$155,699.69
162Apr 2035$1,008.87$232.25$1,241.12$154,690.82
163May 2035$1,010.37$230.75$1,241.12$153,680.45
164Jun 2035$1,011.88$229.24$1,241.12$152,668.57
165Jul 2035$1,013.39$227.73$1,241.12$151,655.18
166Aug 2035$1,014.90$226.22$1,241.12$150,640.28
167Sep 2035$1,016.41$224.71$1,241.12$149,623.87
168Oct 2035$1,017.93$223.19$1,241.12$148,605.94
169Nov 2035$1,019.45$221.67$1,241.12$147,586.49
170Dec 2035$1,020.97$220.15$1,241.12$146,565.52
2035 Total$12,151.77$2,741.67$14,893.44
171Jan 2036$1,022.49$218.63$1,241.12$145,543.03
172Feb 2036$1,024.02$217.10$1,241.12$144,519.01
173Mar 2036$1,025.55$215.57$1,241.12$143,493.46
174Apr 2036$1,027.08$214.04$1,241.12$142,466.38
175May 2036$1,028.61$212.51$1,241.12$141,437.77
176Jun 2036$1,030.14$210.98$1,241.12$140,407.63
177Jul 2036$1,031.68$209.44$1,241.12$139,375.95
178Aug 2036$1,033.22$207.90$1,241.12$138,342.73
179Sep 2036$1,034.76$206.36$1,241.12$137,307.97
180Oct 2036$1,036.30$204.82$1,241.12$136,271.67
181Nov 2036$1,037.85$203.27$1,241.12$135,233.82
182Dec 2036$1,039.40$201.72$1,241.12$134,194.42
2036 Total$12,371.1$2,522.34$14,893.44
183Jan 2037$1,040.95$200.17$1,241.12$133,153.47
184Feb 2037$1,042.50$198.62$1,241.12$132,110.97
185Mar 2037$1,044.05$197.07$1,241.12$131,066.92
186Apr 2037$1,045.61$195.51$1,241.12$130,021.31
187May 2037$1,047.17$193.95$1,241.12$128,974.14
188Jun 2037$1,048.73$192.39$1,241.12$127,925.41
189Jul 2037$1,050.30$190.82$1,241.12$126,875.11
190Aug 2037$1,051.86$189.26$1,241.12$125,823.25
191Sep 2037$1,053.43$187.69$1,241.12$124,769.82
192Oct 2037$1,055.01$186.11$1,241.12$123,714.81
193Nov 2037$1,056.58$184.54$1,241.12$122,658.23
194Dec 2037$1,058.15$182.97$1,241.12$121,600.08
2037 Total$12,594.34$2,299.1$14,893.44
195Jan 2038$1,059.73$181.39$1,241.12$120,540.35
196Feb 2038$1,061.31$179.81$1,241.12$119,479.04
197Mar 2038$1,062.90$178.22$1,241.12$118,416.14
198Apr 2038$1,064.48$176.64$1,241.12$117,351.66
199May 2038$1,066.07$175.05$1,241.12$116,285.59
200Jun 2038$1,067.66$173.46$1,241.12$115,217.93
201Jul 2038$1,069.25$171.87$1,241.12$114,148.68
202Aug 2038$1,070.85$170.27$1,241.12$113,077.83
203Sep 2038$1,072.45$168.67$1,241.12$112,005.38
204Oct 2038$1,074.05$167.07$1,241.12$110,931.33
205Nov 2038$1,075.65$165.47$1,241.12$109,855.68
206Dec 2038$1,077.25$163.87$1,241.12$108,778.43
2038 Total$12,821.65$2,071.79$14,893.44
207Jan 2039$1,078.86$162.26$1,241.12$107,699.57
208Feb 2039$1,080.47$160.65$1,241.12$106,619.10
209Mar 2039$1,082.08$159.04$1,241.12$105,537.02
210Apr 2039$1,083.69$157.43$1,241.12$104,453.33
211May 2039$1,085.31$155.81$1,241.12$103,368.02
212Jun 2039$1,086.93$154.19$1,241.12$102,281.09
213Jul 2039$1,088.55$152.57$1,241.12$101,192.54
214Aug 2039$1,090.17$150.95$1,241.12$100,102.37
215Sep 2039$1,091.80$149.32$1,241.12$99,010.57
216Oct 2039$1,093.43$147.69$1,241.12$97,917.14
217Nov 2039$1,095.06$146.06$1,241.12$96,822.08
218Dec 2039$1,096.69$144.43$1,241.12$95,725.39
2039 Total$13,053.04$1,840.4$14,893.44
219Jan 2040$1,098.33$142.79$1,241.12$94,627.06
220Feb 2040$1,099.97$141.15$1,241.12$93,527.09
221Mar 2040$1,101.61$139.51$1,241.12$92,425.48
222Apr 2040$1,103.25$137.87$1,241.12$91,322.23
223May 2040$1,104.90$136.22$1,241.12$90,217.33
224Jun 2040$1,106.55$134.57$1,241.12$89,110.78
225Jul 2040$1,108.20$132.92$1,241.12$88,002.58
226Aug 2040$1,109.85$131.27$1,241.12$86,892.73
227Sep 2040$1,111.51$129.61$1,241.12$85,781.22
228Oct 2040$1,113.16$127.96$1,241.12$84,668.06
229Nov 2040$1,114.82$126.30$1,241.12$83,553.24
230Dec 2040$1,116.49$124.63$1,241.12$82,436.75
2040 Total$13,288.64$1,604.8$14,893.44
231Jan 2041$1,118.15$122.97$1,241.12$81,318.60
232Feb 2041$1,119.82$121.30$1,241.12$80,198.78
233Mar 2041$1,121.49$119.63$1,241.12$79,077.29
234Apr 2041$1,123.16$117.96$1,241.12$77,954.13
235May 2041$1,124.84$116.28$1,241.12$76,829.29
236Jun 2041$1,126.52$114.60$1,241.12$75,702.77
237Jul 2041$1,128.20$112.92$1,241.12$74,574.57
238Aug 2041$1,129.88$111.24$1,241.12$73,444.69
239Sep 2041$1,131.57$109.55$1,241.12$72,313.12
240Oct 2041$1,133.25$107.87$1,241.12$71,179.87
241Nov 2041$1,134.94$106.18$1,241.12$70,044.93
242Dec 2041$1,136.64$104.48$1,241.12$68,908.29
2041 Total$13,528.46$1,364.98$14,893.44
243Jan 2042$1,138.33$102.79$1,241.12$67,769.96
244Feb 2042$1,140.03$101.09$1,241.12$66,629.93
245Mar 2042$1,141.73$99.39$1,241.12$65,488.20
246Apr 2042$1,143.43$97.69$1,241.12$64,344.77
247May 2042$1,145.14$95.98$1,241.12$63,199.63
248Jun 2042$1,146.85$94.27$1,241.12$62,052.78
249Jul 2042$1,148.56$92.56$1,241.12$60,904.22
250Aug 2042$1,150.27$90.85$1,241.12$59,753.95
251Sep 2042$1,151.99$89.13$1,241.12$58,601.96
252Oct 2042$1,153.71$87.41$1,241.12$57,448.25
253Nov 2042$1,155.43$85.69$1,241.12$56,292.82
254Dec 2042$1,157.15$83.97$1,241.12$55,135.67
2042 Total$13,772.62$1,120.82$14,893.44
255Jan 2043$1,158.88$82.24$1,241.12$53,976.79
256Feb 2043$1,160.60$80.52$1,241.12$52,816.19
257Mar 2043$1,162.34$78.78$1,241.12$51,653.85
258Apr 2043$1,164.07$77.05$1,241.12$50,489.78
259May 2043$1,165.81$75.31$1,241.12$49,323.97
260Jun 2043$1,167.55$73.57$1,241.12$48,156.42
261Jul 2043$1,169.29$71.83$1,241.12$46,987.13
262Aug 2043$1,171.03$70.09$1,241.12$45,816.10
263Sep 2043$1,172.78$68.34$1,241.12$44,643.32
264Oct 2043$1,174.53$66.59$1,241.12$43,468.79
265Nov 2043$1,176.28$64.84$1,241.12$42,292.51
266Dec 2043$1,178.03$63.09$1,241.12$41,114.48
2043 Total$14,021.19$872.25$14,893.44
267Jan 2044$1,179.79$61.33$1,241.12$39,934.69
268Feb 2044$1,181.55$59.57$1,241.12$38,753.14
269Mar 2044$1,183.31$57.81$1,241.12$37,569.83
270Apr 2044$1,185.08$56.04$1,241.12$36,384.75
271May 2044$1,186.85$54.27$1,241.12$35,197.90
272Jun 2044$1,188.62$52.50$1,241.12$34,009.28
273Jul 2044$1,190.39$50.73$1,241.12$32,818.89
274Aug 2044$1,192.17$48.95$1,241.12$31,626.72
275Sep 2044$1,193.94$47.18$1,241.12$30,432.78
276Oct 2044$1,195.72$45.40$1,241.12$29,237.06
277Nov 2044$1,197.51$43.61$1,241.12$28,039.55
278Dec 2044$1,199.29$41.83$1,241.12$26,840.26
2044 Total$14,274.22$619.22$14,893.44
279Jan 2045$1,201.08$40.04$1,241.12$25,639.18
280Feb 2045$1,202.87$38.25$1,241.12$24,436.31
281Mar 2045$1,204.67$36.45$1,241.12$23,231.64
282Apr 2045$1,206.47$34.65$1,241.12$22,025.17
283May 2045$1,208.27$32.85$1,241.12$20,816.90
284Jun 2045$1,210.07$31.05$1,241.12$19,606.83
285Jul 2045$1,211.87$29.25$1,241.12$18,394.96
286Aug 2045$1,213.68$27.44$1,241.12$17,181.28
287Sep 2045$1,215.49$25.63$1,241.12$15,965.79
288Oct 2045$1,217.30$23.82$1,241.12$14,748.49
289Nov 2045$1,219.12$22.00$1,241.12$13,529.37
290Dec 2045$1,220.94$20.18$1,241.12$12,308.43
2045 Total$14,531.83$361.61$14,893.44
291Jan 2046$1,222.76$18.36$1,241.12$11,085.67
292Feb 2046$1,224.58$16.54$1,241.12$9,861.09
293Mar 2046$1,226.41$14.71$1,241.12$8,634.68
294Apr 2046$1,228.24$12.88$1,241.12$7,406.44
295May 2046$1,230.07$11.05$1,241.12$6,176.37
296Jun 2046$1,231.91$9.21$1,241.12$4,944.46
297Jul 2046$1,233.74$7.38$1,241.12$3,710.72
298Aug 2046$1,235.58$5.54$1,241.12$2,475.14
299Sep 2046$1,237.43$3.69$1,241.12$1,237.71
300Oct 2046$1,237.71$1.85$1,239.56$0.00
2046 Total$12,308.43$101.21$12,409.64