Rate Lovers Variable Home Loan (Interest Only) (100% Offset) (LVR 70%-80%) from Reduce Home Loans

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
3.52%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$733
Number of Repayments
300
Total Interest Paid
$-30,100
Total repayments
$219,900
DatePrincipleInterestPaymentBalance
1Oct 2019$520.91$733.33$1,254.24$249,479.09
2Nov 2019$522.43$731.81$1,254.24$248,956.66
3Dec 2019$523.97$730.27$1,254.24$248,432.69
2019 Total$1,567.31$2,195.41$3,762.72
4Jan 2020$525.50$728.74$1,254.24$247,907.19
5Feb 2020$527.05$727.19$1,254.24$247,380.14
6Mar 2020$528.59$725.65$1,254.24$246,851.55
7Apr 2020$530.14$724.10$1,254.24$246,321.41
8May 2020$531.70$722.54$1,254.24$245,789.71
9Jun 2020$533.26$720.98$1,254.24$245,256.45
10Jul 2020$534.82$719.42$1,254.24$244,721.63
11Aug 2020$536.39$717.85$1,254.24$244,185.24
12Sep 2020$537.96$716.28$1,254.24$243,647.28
13Oct 2020$539.54$714.70$1,254.24$243,107.74
14Nov 2020$541.12$713.12$1,254.24$242,566.62
15Dec 2020$542.71$711.53$1,254.24$242,023.91
2020 Total$6,408.78$8,642.1$15,050.88
16Jan 2021$544.30$709.94$1,254.24$241,479.61
17Feb 2021$545.90$708.34$1,254.24$240,933.71
18Mar 2021$547.50$706.74$1,254.24$240,386.21
19Apr 2021$549.11$705.13$1,254.24$239,837.10
20May 2021$550.72$703.52$1,254.24$239,286.38
21Jun 2021$552.33$701.91$1,254.24$238,734.05
22Jul 2021$553.95$700.29$1,254.24$238,180.10
23Aug 2021$555.58$698.66$1,254.24$237,624.52
24Sep 2021$557.21$697.03$1,254.24$237,067.31
25Oct 2021$558.84$695.40$1,254.24$236,508.47
26Nov 2021$560.48$693.76$1,254.24$235,947.99
27Dec 2021$562.13$692.11$1,254.24$235,385.86
2021 Total$6,638.05$8,412.83$15,050.88
28Jan 2022$563.77$690.47$1,254.24$234,822.09
29Feb 2022$565.43$688.81$1,254.24$234,256.66
30Mar 2022$567.09$687.15$1,254.24$233,689.57
31Apr 2022$568.75$685.49$1,254.24$233,120.82
32May 2022$570.42$683.82$1,254.24$232,550.40
33Jun 2022$572.09$682.15$1,254.24$231,978.31
34Jul 2022$573.77$680.47$1,254.24$231,404.54
35Aug 2022$575.45$678.79$1,254.24$230,829.09
36Sep 2022$577.14$677.10$1,254.24$230,251.95
37Oct 2022$578.83$675.41$1,254.24$229,673.12
38Nov 2022$580.53$673.71$1,254.24$229,092.59
39Dec 2022$582.24$672.00$1,254.24$228,510.35
2022 Total$6,875.51$8,175.37$15,050.88
40Jan 2023$583.94$670.30$1,254.24$227,926.41
41Feb 2023$585.66$668.58$1,254.24$227,340.75
42Mar 2023$587.37$666.87$1,254.24$226,753.38
43Apr 2023$589.10$665.14$1,254.24$226,164.28
44May 2023$590.82$663.42$1,254.24$225,573.46
45Jun 2023$592.56$661.68$1,254.24$224,980.90
46Jul 2023$594.30$659.94$1,254.24$224,386.60
47Aug 2023$596.04$658.20$1,254.24$223,790.56
48Sep 2023$597.79$656.45$1,254.24$223,192.77
49Oct 2023$599.54$654.70$1,254.24$222,593.23
50Nov 2023$601.30$652.94$1,254.24$221,991.93
51Dec 2023$603.06$651.18$1,254.24$221,388.87
2023 Total$7,121.48$7,929.4$15,050.88
52Jan 2024$604.83$649.41$1,254.24$220,784.04
53Feb 2024$606.61$647.63$1,254.24$220,177.43
54Mar 2024$608.39$645.85$1,254.24$219,569.04
55Apr 2024$610.17$644.07$1,254.24$218,958.87
56May 2024$611.96$642.28$1,254.24$218,346.91
57Jun 2024$613.76$640.48$1,254.24$217,733.15
58Jul 2024$615.56$638.68$1,254.24$217,117.59
59Aug 2024$617.36$636.88$1,254.24$216,500.23
60Sep 2024$619.17$635.07$1,254.24$215,881.06
61Oct 2024$620.99$633.25$1,254.24$215,260.07
62Nov 2024$622.81$631.43$1,254.24$214,637.26
63Dec 2024$624.64$629.60$1,254.24$214,012.62
2024 Total$7,376.25$7,674.63$15,050.88
64Jan 2025$626.47$627.77$1,254.24$213,386.15
65Feb 2025$628.31$625.93$1,254.24$212,757.84
66Mar 2025$630.15$624.09$1,254.24$212,127.69
67Apr 2025$632.00$622.24$1,254.24$211,495.69
68May 2025$633.85$620.39$1,254.24$210,861.84
69Jun 2025$635.71$618.53$1,254.24$210,226.13
70Jul 2025$637.58$616.66$1,254.24$209,588.55
71Aug 2025$639.45$614.79$1,254.24$208,949.10
72Sep 2025$641.32$612.92$1,254.24$208,307.78
73Oct 2025$643.20$611.04$1,254.24$207,664.58
74Nov 2025$645.09$609.15$1,254.24$207,019.49
75Dec 2025$646.98$607.26$1,254.24$206,372.51
2025 Total$7,640.11$7,410.77$15,050.88
76Jan 2026$648.88$605.36$1,254.24$205,723.63
77Feb 2026$650.78$603.46$1,254.24$205,072.85
78Mar 2026$652.69$601.55$1,254.24$204,420.16
79Apr 2026$654.61$599.63$1,254.24$203,765.55
80May 2026$656.53$597.71$1,254.24$203,109.02
81Jun 2026$658.45$595.79$1,254.24$202,450.57
82Jul 2026$660.38$593.86$1,254.24$201,790.19
83Aug 2026$662.32$591.92$1,254.24$201,127.87
84Sep 2026$664.26$589.98$1,254.24$200,463.61
85Oct 2026$666.21$588.03$1,254.24$199,797.40
86Nov 2026$668.17$586.07$1,254.24$199,129.23
87Dec 2026$670.13$584.11$1,254.24$198,459.10
2026 Total$7,913.41$7,137.47$15,050.88
88Jan 2027$672.09$582.15$1,254.24$197,787.01
89Feb 2027$674.06$580.18$1,254.24$197,112.95
90Mar 2027$676.04$578.20$1,254.24$196,436.91
91Apr 2027$678.03$576.21$1,254.24$195,758.88
92May 2027$680.01$574.23$1,254.24$195,078.87
93Jun 2027$682.01$572.23$1,254.24$194,396.86
94Jul 2027$684.01$570.23$1,254.24$193,712.85
95Aug 2027$686.02$568.22$1,254.24$193,026.83
96Sep 2027$688.03$566.21$1,254.24$192,338.80
97Oct 2027$690.05$564.19$1,254.24$191,648.75
98Nov 2027$692.07$562.17$1,254.24$190,956.68
99Dec 2027$694.10$560.14$1,254.24$190,262.58
2027 Total$8,196.52$6,854.36$15,050.88
100Jan 2028$696.14$558.10$1,254.24$189,566.44
101Feb 2028$698.18$556.06$1,254.24$188,868.26
102Mar 2028$700.23$554.01$1,254.24$188,168.03
103Apr 2028$702.28$551.96$1,254.24$187,465.75
104May 2028$704.34$549.90$1,254.24$186,761.41
105Jun 2028$706.41$547.83$1,254.24$186,055.00
106Jul 2028$708.48$545.76$1,254.24$185,346.52
107Aug 2028$710.56$543.68$1,254.24$184,635.96
108Sep 2028$712.64$541.60$1,254.24$183,923.32
109Oct 2028$714.73$539.51$1,254.24$183,208.59
110Nov 2028$716.83$537.41$1,254.24$182,491.76
111Dec 2028$718.93$535.31$1,254.24$181,772.83
2028 Total$8,489.75$6,561.13$15,050.88
112Jan 2029$721.04$533.20$1,254.24$181,051.79
113Feb 2029$723.15$531.09$1,254.24$180,328.64
114Mar 2029$725.28$528.96$1,254.24$179,603.36
115Apr 2029$727.40$526.84$1,254.24$178,875.96
116May 2029$729.54$524.70$1,254.24$178,146.42
117Jun 2029$731.68$522.56$1,254.24$177,414.74
118Jul 2029$733.82$520.42$1,254.24$176,680.92
119Aug 2029$735.98$518.26$1,254.24$175,944.94
120Sep 2029$738.13$516.11$1,254.24$175,206.81
121Oct 2029$740.30$513.94$1,254.24$174,466.51
122Nov 2029$742.47$511.77$1,254.24$173,724.04
123Dec 2029$744.65$509.59$1,254.24$172,979.39
2029 Total$8,793.44$6,257.44$15,050.88
124Jan 2030$746.83$507.41$1,254.24$172,232.56
125Feb 2030$749.02$505.22$1,254.24$171,483.54
126Mar 2030$751.22$503.02$1,254.24$170,732.32
127Apr 2030$753.43$500.81$1,254.24$169,978.89
128May 2030$755.64$498.60$1,254.24$169,223.25
129Jun 2030$757.85$496.39$1,254.24$168,465.40
130Jul 2030$760.07$494.17$1,254.24$167,705.33
131Aug 2030$762.30$491.94$1,254.24$166,943.03
132Sep 2030$764.54$489.70$1,254.24$166,178.49
133Oct 2030$766.78$487.46$1,254.24$165,411.71
134Nov 2030$769.03$485.21$1,254.24$164,642.68
135Dec 2030$771.29$482.95$1,254.24$163,871.39
2030 Total$9,108$5,942.88$15,050.88
136Jan 2031$773.55$480.69$1,254.24$163,097.84
137Feb 2031$775.82$478.42$1,254.24$162,322.02
138Mar 2031$778.10$476.14$1,254.24$161,543.92
139Apr 2031$780.38$473.86$1,254.24$160,763.54
140May 2031$782.67$471.57$1,254.24$159,980.87
141Jun 2031$784.96$469.28$1,254.24$159,195.91
142Jul 2031$787.27$466.97$1,254.24$158,408.64
143Aug 2031$789.57$464.67$1,254.24$157,619.07
144Sep 2031$791.89$462.35$1,254.24$156,827.18
145Oct 2031$794.21$460.03$1,254.24$156,032.97
146Nov 2031$796.54$457.70$1,254.24$155,236.43
147Dec 2031$798.88$455.36$1,254.24$154,437.55
2031 Total$9,433.84$5,617.04$15,050.88
148Jan 2032$801.22$453.02$1,254.24$153,636.33
149Feb 2032$803.57$450.67$1,254.24$152,832.76
150Mar 2032$805.93$448.31$1,254.24$152,026.83
151Apr 2032$808.29$445.95$1,254.24$151,218.54
152May 2032$810.67$443.57$1,254.24$150,407.87
153Jun 2032$813.04$441.20$1,254.24$149,594.83
154Jul 2032$815.43$438.81$1,254.24$148,779.40
155Aug 2032$817.82$436.42$1,254.24$147,961.58
156Sep 2032$820.22$434.02$1,254.24$147,141.36
157Oct 2032$822.63$431.61$1,254.24$146,318.73
158Nov 2032$825.04$429.20$1,254.24$145,493.69
159Dec 2032$827.46$426.78$1,254.24$144,666.23
2032 Total$9,771.32$5,279.56$15,050.88
160Jan 2033$829.89$424.35$1,254.24$143,836.34
161Feb 2033$832.32$421.92$1,254.24$143,004.02
162Mar 2033$834.76$419.48$1,254.24$142,169.26
163Apr 2033$837.21$417.03$1,254.24$141,332.05
164May 2033$839.67$414.57$1,254.24$140,492.38
165Jun 2033$842.13$412.11$1,254.24$139,650.25
166Jul 2033$844.60$409.64$1,254.24$138,805.65
167Aug 2033$847.08$407.16$1,254.24$137,958.57
168Sep 2033$849.56$404.68$1,254.24$137,109.01
169Oct 2033$852.05$402.19$1,254.24$136,256.96
170Nov 2033$854.55$399.69$1,254.24$135,402.41
171Dec 2033$857.06$397.18$1,254.24$134,545.35
2033 Total$10,120.88$4,930$15,050.88
172Jan 2034$859.57$394.67$1,254.24$133,685.78
173Feb 2034$862.10$392.14$1,254.24$132,823.68
174Mar 2034$864.62$389.62$1,254.24$131,959.06
175Apr 2034$867.16$387.08$1,254.24$131,091.90
176May 2034$869.70$384.54$1,254.24$130,222.20
177Jun 2034$872.25$381.99$1,254.24$129,349.95
178Jul 2034$874.81$379.43$1,254.24$128,475.14
179Aug 2034$877.38$376.86$1,254.24$127,597.76
180Sep 2034$879.95$374.29$1,254.24$126,717.81
181Oct 2034$882.53$371.71$1,254.24$125,835.28
182Nov 2034$885.12$369.12$1,254.24$124,950.16
183Dec 2034$887.72$366.52$1,254.24$124,062.44
2034 Total$10,482.91$4,567.97$15,050.88
184Jan 2035$890.32$363.92$1,254.24$123,172.12
185Feb 2035$892.94$361.30$1,254.24$122,279.18
186Mar 2035$895.55$358.69$1,254.24$121,383.63
187Apr 2035$898.18$356.06$1,254.24$120,485.45
188May 2035$900.82$353.42$1,254.24$119,584.63
189Jun 2035$903.46$350.78$1,254.24$118,681.17
190Jul 2035$906.11$348.13$1,254.24$117,775.06
191Aug 2035$908.77$345.47$1,254.24$116,866.29
192Sep 2035$911.43$342.81$1,254.24$115,954.86
193Oct 2035$914.11$340.13$1,254.24$115,040.75
194Nov 2035$916.79$337.45$1,254.24$114,123.96
195Dec 2035$919.48$334.76$1,254.24$113,204.48
2035 Total$10,857.96$4,192.92$15,050.88
196Jan 2036$922.17$332.07$1,254.24$112,282.31
197Feb 2036$924.88$329.36$1,254.24$111,357.43
198Mar 2036$927.59$326.65$1,254.24$110,429.84
199Apr 2036$930.31$323.93$1,254.24$109,499.53
200May 2036$933.04$321.20$1,254.24$108,566.49
201Jun 2036$935.78$318.46$1,254.24$107,630.71
202Jul 2036$938.52$315.72$1,254.24$106,692.19
203Aug 2036$941.28$312.96$1,254.24$105,750.91
204Sep 2036$944.04$310.20$1,254.24$104,806.87
205Oct 2036$946.81$307.43$1,254.24$103,860.06
206Nov 2036$949.58$304.66$1,254.24$102,910.48
207Dec 2036$952.37$301.87$1,254.24$101,958.11
2036 Total$11,246.37$3,804.51$15,050.88
208Jan 2037$955.16$299.08$1,254.24$101,002.95
209Feb 2037$957.96$296.28$1,254.24$100,044.99
210Mar 2037$960.77$293.47$1,254.24$99,084.22
211Apr 2037$963.59$290.65$1,254.24$98,120.63
212May 2037$966.42$287.82$1,254.24$97,154.21
213Jun 2037$969.25$284.99$1,254.24$96,184.96
214Jul 2037$972.10$282.14$1,254.24$95,212.86
215Aug 2037$974.95$279.29$1,254.24$94,237.91
216Sep 2037$977.81$276.43$1,254.24$93,260.10
217Oct 2037$980.68$273.56$1,254.24$92,279.42
218Nov 2037$983.55$270.69$1,254.24$91,295.87
219Dec 2037$986.44$267.80$1,254.24$90,309.43
2037 Total$11,648.68$3,402.2$15,050.88
220Jan 2038$989.33$264.91$1,254.24$89,320.10
221Feb 2038$992.23$262.01$1,254.24$88,327.87
222Mar 2038$995.14$259.10$1,254.24$87,332.73
223Apr 2038$998.06$256.18$1,254.24$86,334.67
224May 2038$1,000.99$253.25$1,254.24$85,333.68
225Jun 2038$1,003.93$250.31$1,254.24$84,329.75
226Jul 2038$1,006.87$247.37$1,254.24$83,322.88
227Aug 2038$1,009.83$244.41$1,254.24$82,313.05
228Sep 2038$1,012.79$241.45$1,254.24$81,300.26
229Oct 2038$1,015.76$238.48$1,254.24$80,284.50
230Nov 2038$1,018.74$235.50$1,254.24$79,265.76
231Dec 2038$1,021.73$232.51$1,254.24$78,244.03
2038 Total$12,065.4$2,985.48$15,050.88
232Jan 2039$1,024.72$229.52$1,254.24$77,219.31
233Feb 2039$1,027.73$226.51$1,254.24$76,191.58
234Mar 2039$1,030.74$223.50$1,254.24$75,160.84
235Apr 2039$1,033.77$220.47$1,254.24$74,127.07
236May 2039$1,036.80$217.44$1,254.24$73,090.27
237Jun 2039$1,039.84$214.40$1,254.24$72,050.43
238Jul 2039$1,042.89$211.35$1,254.24$71,007.54
239Aug 2039$1,045.95$208.29$1,254.24$69,961.59
240Sep 2039$1,049.02$205.22$1,254.24$68,912.57
241Oct 2039$1,052.10$202.14$1,254.24$67,860.47
242Nov 2039$1,055.18$199.06$1,254.24$66,805.29
243Dec 2039$1,058.28$195.96$1,254.24$65,747.01
2039 Total$12,497.02$2,553.86$15,050.88
244Jan 2040$1,061.38$192.86$1,254.24$64,685.63
245Feb 2040$1,064.50$189.74$1,254.24$63,621.13
246Mar 2040$1,067.62$186.62$1,254.24$62,553.51
247Apr 2040$1,070.75$183.49$1,254.24$61,482.76
248May 2040$1,073.89$180.35$1,254.24$60,408.87
249Jun 2040$1,077.04$177.20$1,254.24$59,331.83
250Jul 2040$1,080.20$174.04$1,254.24$58,251.63
251Aug 2040$1,083.37$170.87$1,254.24$57,168.26
252Sep 2040$1,086.55$167.69$1,254.24$56,081.71
253Oct 2040$1,089.73$164.51$1,254.24$54,991.98
254Nov 2040$1,092.93$161.31$1,254.24$53,899.05
255Dec 2040$1,096.14$158.10$1,254.24$52,802.91
2040 Total$12,944.1$2,106.78$15,050.88
256Jan 2041$1,099.35$154.89$1,254.24$51,703.56
257Feb 2041$1,102.58$151.66$1,254.24$50,600.98
258Mar 2041$1,105.81$148.43$1,254.24$49,495.17
259Apr 2041$1,109.05$145.19$1,254.24$48,386.12
260May 2041$1,112.31$141.93$1,254.24$47,273.81
261Jun 2041$1,115.57$138.67$1,254.24$46,158.24
262Jul 2041$1,118.84$135.40$1,254.24$45,039.40
263Aug 2041$1,122.12$132.12$1,254.24$43,917.28
264Sep 2041$1,125.42$128.82$1,254.24$42,791.86
265Oct 2041$1,128.72$125.52$1,254.24$41,663.14
266Nov 2041$1,132.03$122.21$1,254.24$40,531.11
267Dec 2041$1,135.35$118.89$1,254.24$39,395.76
2041 Total$13,407.15$1,643.73$15,050.88
268Jan 2042$1,138.68$115.56$1,254.24$38,257.08
269Feb 2042$1,142.02$112.22$1,254.24$37,115.06
270Mar 2042$1,145.37$108.87$1,254.24$35,969.69
271Apr 2042$1,148.73$105.51$1,254.24$34,820.96
272May 2042$1,152.10$102.14$1,254.24$33,668.86
273Jun 2042$1,155.48$98.76$1,254.24$32,513.38
274Jul 2042$1,158.87$95.37$1,254.24$31,354.51
275Aug 2042$1,162.27$91.97$1,254.24$30,192.24
276Sep 2042$1,165.68$88.56$1,254.24$29,026.56
277Oct 2042$1,169.10$85.14$1,254.24$27,857.46
278Nov 2042$1,172.52$81.72$1,254.24$26,684.94
279Dec 2042$1,175.96$78.28$1,254.24$25,508.98
2042 Total$13,886.78$1,164.1$15,050.88
280Jan 2043$1,179.41$74.83$1,254.24$24,329.57
281Feb 2043$1,182.87$71.37$1,254.24$23,146.70
282Mar 2043$1,186.34$67.90$1,254.24$21,960.36
283Apr 2043$1,189.82$64.42$1,254.24$20,770.54
284May 2043$1,193.31$60.93$1,254.24$19,577.23
285Jun 2043$1,196.81$57.43$1,254.24$18,380.42
286Jul 2043$1,200.32$53.92$1,254.24$17,180.10
287Aug 2043$1,203.85$50.39$1,254.24$15,976.25
288Sep 2043$1,207.38$46.86$1,254.24$14,768.87
289Oct 2043$1,210.92$43.32$1,254.24$13,557.95
290Nov 2043$1,214.47$39.77$1,254.24$12,343.48
291Dec 2043$1,218.03$36.21$1,254.24$11,125.45
2043 Total$14,383.53$667.35$15,050.88
292Jan 2044$1,221.61$32.63$1,254.24$9,903.84
293Feb 2044$1,225.19$29.05$1,254.24$8,678.65
294Mar 2044$1,228.78$25.46$1,254.24$7,449.87
295Apr 2044$1,232.39$21.85$1,254.24$6,217.48
296May 2044$1,236.00$18.24$1,254.24$4,981.48
297Jun 2044$1,239.63$14.61$1,254.24$3,741.85
298Jul 2044$1,243.26$10.98$1,254.24$2,498.59
299Aug 2044$1,246.91$7.33$1,254.24$1,251.68
300Sep 2044$1,250.57$3.67$1,254.24$1.11
2044 Total$11,124.34$163.82$11,288.16
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