Rate Lovers Variable Home Loan (Principal and Interest) (100% Offset) (LVR 70%-80%) from Reduce Home Loans

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
3.02%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,188
Number of Repayments
300
Total Interest Paid
$106,400
Total repayments
$356,400
DatePrincipleInterestPaymentBalance
1Oct 2019$558.96$629.17$1,188.13$249,441.04
2Nov 2019$560.37$627.76$1,188.13$248,880.67
3Dec 2019$561.78$626.35$1,188.13$248,318.89
2019 Total$1,681.11$1,883.28$3,564.39
4Jan 2020$563.19$624.94$1,188.13$247,755.70
5Feb 2020$564.61$623.52$1,188.13$247,191.09
6Mar 2020$566.03$622.10$1,188.13$246,625.06
7Apr 2020$567.46$620.67$1,188.13$246,057.60
8May 2020$568.89$619.24$1,188.13$245,488.71
9Jun 2020$570.32$617.81$1,188.13$244,918.39
10Jul 2020$571.75$616.38$1,188.13$244,346.64
11Aug 2020$573.19$614.94$1,188.13$243,773.45
12Sep 2020$574.63$613.50$1,188.13$243,198.82
13Oct 2020$576.08$612.05$1,188.13$242,622.74
14Nov 2020$577.53$610.60$1,188.13$242,045.21
15Dec 2020$578.98$609.15$1,188.13$241,466.23
2020 Total$6,852.66$7,404.9$14,257.56
16Jan 2021$580.44$607.69$1,188.13$240,885.79
17Feb 2021$581.90$606.23$1,188.13$240,303.89
18Mar 2021$583.37$604.76$1,188.13$239,720.52
19Apr 2021$584.83$603.30$1,188.13$239,135.69
20May 2021$586.31$601.82$1,188.13$238,549.38
21Jun 2021$587.78$600.35$1,188.13$237,961.60
22Jul 2021$589.26$598.87$1,188.13$237,372.34
23Aug 2021$590.74$597.39$1,188.13$236,781.60
24Sep 2021$592.23$595.90$1,188.13$236,189.37
25Oct 2021$593.72$594.41$1,188.13$235,595.65
26Nov 2021$595.21$592.92$1,188.13$235,000.44
27Dec 2021$596.71$591.42$1,188.13$234,403.73
2021 Total$7,062.5$7,195.06$14,257.56
28Jan 2022$598.21$589.92$1,188.13$233,805.52
29Feb 2022$599.72$588.41$1,188.13$233,205.80
30Mar 2022$601.23$586.90$1,188.13$232,604.57
31Apr 2022$602.74$585.39$1,188.13$232,001.83
32May 2022$604.26$583.87$1,188.13$231,397.57
33Jun 2022$605.78$582.35$1,188.13$230,791.79
34Jul 2022$607.30$580.83$1,188.13$230,184.49
35Aug 2022$608.83$579.30$1,188.13$229,575.66
36Sep 2022$610.36$577.77$1,188.13$228,965.30
37Oct 2022$611.90$576.23$1,188.13$228,353.40
38Nov 2022$613.44$574.69$1,188.13$227,739.96
39Dec 2022$614.98$573.15$1,188.13$227,124.98
2022 Total$7,278.75$6,978.81$14,257.56
40Jan 2023$616.53$571.60$1,188.13$226,508.45
41Feb 2023$618.08$570.05$1,188.13$225,890.37
42Mar 2023$619.64$568.49$1,188.13$225,270.73
43Apr 2023$621.20$566.93$1,188.13$224,649.53
44May 2023$622.76$565.37$1,188.13$224,026.77
45Jun 2023$624.33$563.80$1,188.13$223,402.44
46Jul 2023$625.90$562.23$1,188.13$222,776.54
47Aug 2023$627.48$560.65$1,188.13$222,149.06
48Sep 2023$629.05$559.08$1,188.13$221,520.01
49Oct 2023$630.64$557.49$1,188.13$220,889.37
50Nov 2023$632.23$555.90$1,188.13$220,257.14
51Dec 2023$633.82$554.31$1,188.13$219,623.32
2023 Total$7,501.66$6,755.9$14,257.56
52Jan 2024$635.41$552.72$1,188.13$218,987.91
53Feb 2024$637.01$551.12$1,188.13$218,350.90
54Mar 2024$638.61$549.52$1,188.13$217,712.29
55Apr 2024$640.22$547.91$1,188.13$217,072.07
56May 2024$641.83$546.30$1,188.13$216,430.24
57Jun 2024$643.45$544.68$1,188.13$215,786.79
58Jul 2024$645.07$543.06$1,188.13$215,141.72
59Aug 2024$646.69$541.44$1,188.13$214,495.03
60Sep 2024$648.32$539.81$1,188.13$213,846.71
61Oct 2024$649.95$538.18$1,188.13$213,196.76
62Nov 2024$651.58$536.55$1,188.13$212,545.18
63Dec 2024$653.22$534.91$1,188.13$211,891.96
2024 Total$7,731.36$6,526.2$14,257.56
64Jan 2025$654.87$533.26$1,188.13$211,237.09
65Feb 2025$656.52$531.61$1,188.13$210,580.57
66Mar 2025$658.17$529.96$1,188.13$209,922.40
67Apr 2025$659.83$528.30$1,188.13$209,262.57
68May 2025$661.49$526.64$1,188.13$208,601.08
69Jun 2025$663.15$524.98$1,188.13$207,937.93
70Jul 2025$664.82$523.31$1,188.13$207,273.11
71Aug 2025$666.49$521.64$1,188.13$206,606.62
72Sep 2025$668.17$519.96$1,188.13$205,938.45
73Oct 2025$669.85$518.28$1,188.13$205,268.60
74Nov 2025$671.54$516.59$1,188.13$204,597.06
75Dec 2025$673.23$514.90$1,188.13$203,923.83
2025 Total$7,968.13$6,289.43$14,257.56
76Jan 2026$674.92$513.21$1,188.13$203,248.91
77Feb 2026$676.62$511.51$1,188.13$202,572.29
78Mar 2026$678.32$509.81$1,188.13$201,893.97
79Apr 2026$680.03$508.10$1,188.13$201,213.94
80May 2026$681.74$506.39$1,188.13$200,532.20
81Jun 2026$683.46$504.67$1,188.13$199,848.74
82Jul 2026$685.18$502.95$1,188.13$199,163.56
83Aug 2026$686.90$501.23$1,188.13$198,476.66
84Sep 2026$688.63$499.50$1,188.13$197,788.03
85Oct 2026$690.36$497.77$1,188.13$197,097.67
86Nov 2026$692.10$496.03$1,188.13$196,405.57
87Dec 2026$693.84$494.29$1,188.13$195,711.73
2026 Total$8,212.1$6,045.46$14,257.56
88Jan 2027$695.59$492.54$1,188.13$195,016.14
89Feb 2027$697.34$490.79$1,188.13$194,318.80
90Mar 2027$699.09$489.04$1,188.13$193,619.71
91Apr 2027$700.85$487.28$1,188.13$192,918.86
92May 2027$702.62$485.51$1,188.13$192,216.24
93Jun 2027$704.39$483.74$1,188.13$191,511.85
94Jul 2027$706.16$481.97$1,188.13$190,805.69
95Aug 2027$707.94$480.19$1,188.13$190,097.75
96Sep 2027$709.72$478.41$1,188.13$189,388.03
97Oct 2027$711.50$476.63$1,188.13$188,676.53
98Nov 2027$713.29$474.84$1,188.13$187,963.24
99Dec 2027$715.09$473.04$1,188.13$187,248.15
2027 Total$8,463.58$5,793.98$14,257.56
100Jan 2028$716.89$471.24$1,188.13$186,531.26
101Feb 2028$718.69$469.44$1,188.13$185,812.57
102Mar 2028$720.50$467.63$1,188.13$185,092.07
103Apr 2028$722.31$465.82$1,188.13$184,369.76
104May 2028$724.13$464.00$1,188.13$183,645.63
105Jun 2028$725.96$462.17$1,188.13$182,919.67
106Jul 2028$727.78$460.35$1,188.13$182,191.89
107Aug 2028$729.61$458.52$1,188.13$181,462.28
108Sep 2028$731.45$456.68$1,188.13$180,730.83
109Oct 2028$733.29$454.84$1,188.13$179,997.54
110Nov 2028$735.14$452.99$1,188.13$179,262.40
111Dec 2028$736.99$451.14$1,188.13$178,525.41
2028 Total$8,722.74$5,534.82$14,257.56
112Jan 2029$738.84$449.29$1,188.13$177,786.57
113Feb 2029$740.70$447.43$1,188.13$177,045.87
114Mar 2029$742.56$445.57$1,188.13$176,303.31
115Apr 2029$744.43$443.70$1,188.13$175,558.88
116May 2029$746.31$441.82$1,188.13$174,812.57
117Jun 2029$748.19$439.94$1,188.13$174,064.38
118Jul 2029$750.07$438.06$1,188.13$173,314.31
119Aug 2029$751.96$436.17$1,188.13$172,562.35
120Sep 2029$753.85$434.28$1,188.13$171,808.50
121Oct 2029$755.75$432.38$1,188.13$171,052.75
122Nov 2029$757.65$430.48$1,188.13$170,295.10
123Dec 2029$759.55$428.58$1,188.13$169,535.55
2029 Total$8,989.86$5,267.7$14,257.56
124Jan 2030$761.47$426.66$1,188.13$168,774.08
125Feb 2030$763.38$424.75$1,188.13$168,010.70
126Mar 2030$765.30$422.83$1,188.13$167,245.40
127Apr 2030$767.23$420.90$1,188.13$166,478.17
128May 2030$769.16$418.97$1,188.13$165,709.01
129Jun 2030$771.10$417.03$1,188.13$164,937.91
130Jul 2030$773.04$415.09$1,188.13$164,164.87
131Aug 2030$774.98$413.15$1,188.13$163,389.89
132Sep 2030$776.93$411.20$1,188.13$162,612.96
133Oct 2030$778.89$409.24$1,188.13$161,834.07
134Nov 2030$780.85$407.28$1,188.13$161,053.22
135Dec 2030$782.81$405.32$1,188.13$160,270.41
2030 Total$9,265.14$4,992.42$14,257.56
136Jan 2031$784.78$403.35$1,188.13$159,485.63
137Feb 2031$786.76$401.37$1,188.13$158,698.87
138Mar 2031$788.74$399.39$1,188.13$157,910.13
139Apr 2031$790.72$397.41$1,188.13$157,119.41
140May 2031$792.71$395.42$1,188.13$156,326.70
141Jun 2031$794.71$393.42$1,188.13$155,531.99
142Jul 2031$796.71$391.42$1,188.13$154,735.28
143Aug 2031$798.71$389.42$1,188.13$153,936.57
144Sep 2031$800.72$387.41$1,188.13$153,135.85
145Oct 2031$802.74$385.39$1,188.13$152,333.11
146Nov 2031$804.76$383.37$1,188.13$151,528.35
147Dec 2031$806.78$381.35$1,188.13$150,721.57
2031 Total$9,548.84$4,708.72$14,257.56
148Jan 2032$808.81$379.32$1,188.13$149,912.76
149Feb 2032$810.85$377.28$1,188.13$149,101.91
150Mar 2032$812.89$375.24$1,188.13$148,289.02
151Apr 2032$814.94$373.19$1,188.13$147,474.08
152May 2032$816.99$371.14$1,188.13$146,657.09
153Jun 2032$819.04$369.09$1,188.13$145,838.05
154Jul 2032$821.10$367.03$1,188.13$145,016.95
155Aug 2032$823.17$364.96$1,188.13$144,193.78
156Sep 2032$825.24$362.89$1,188.13$143,368.54
157Oct 2032$827.32$360.81$1,188.13$142,541.22
158Nov 2032$829.40$358.73$1,188.13$141,711.82
159Dec 2032$831.49$356.64$1,188.13$140,880.33
2032 Total$9,841.24$4,416.32$14,257.56
160Jan 2033$833.58$354.55$1,188.13$140,046.75
161Feb 2033$835.68$352.45$1,188.13$139,211.07
162Mar 2033$837.78$350.35$1,188.13$138,373.29
163Apr 2033$839.89$348.24$1,188.13$137,533.40
164May 2033$842.00$346.13$1,188.13$136,691.40
165Jun 2033$844.12$344.01$1,188.13$135,847.28
166Jul 2033$846.25$341.88$1,188.13$135,001.03
167Aug 2033$848.38$339.75$1,188.13$134,152.65
168Sep 2033$850.51$337.62$1,188.13$133,302.14
169Oct 2033$852.65$335.48$1,188.13$132,449.49
170Nov 2033$854.80$333.33$1,188.13$131,594.69
171Dec 2033$856.95$331.18$1,188.13$130,737.74
2033 Total$10,142.59$4,114.97$14,257.56
172Jan 2034$859.11$329.02$1,188.13$129,878.63
173Feb 2034$861.27$326.86$1,188.13$129,017.36
174Mar 2034$863.44$324.69$1,188.13$128,153.92
175Apr 2034$865.61$322.52$1,188.13$127,288.31
176May 2034$867.79$320.34$1,188.13$126,420.52
177Jun 2034$869.97$318.16$1,188.13$125,550.55
178Jul 2034$872.16$315.97$1,188.13$124,678.39
179Aug 2034$874.36$313.77$1,188.13$123,804.03
180Sep 2034$876.56$311.57$1,188.13$122,927.47
181Oct 2034$878.76$309.37$1,188.13$122,048.71
182Nov 2034$880.97$307.16$1,188.13$121,167.74
183Dec 2034$883.19$304.94$1,188.13$120,284.55
2034 Total$10,453.19$3,804.37$14,257.56
184Jan 2035$885.41$302.72$1,188.13$119,399.14
185Feb 2035$887.64$300.49$1,188.13$118,511.50
186Mar 2035$889.88$298.25$1,188.13$117,621.62
187Apr 2035$892.12$296.01$1,188.13$116,729.50
188May 2035$894.36$293.77$1,188.13$115,835.14
189Jun 2035$896.61$291.52$1,188.13$114,938.53
190Jul 2035$898.87$289.26$1,188.13$114,039.66
191Aug 2035$901.13$287.00$1,188.13$113,138.53
192Sep 2035$903.40$284.73$1,188.13$112,235.13
193Oct 2035$905.67$282.46$1,188.13$111,329.46
194Nov 2035$907.95$280.18$1,188.13$110,421.51
195Dec 2035$910.24$277.89$1,188.13$109,511.27
2035 Total$10,773.28$3,484.28$14,257.56
196Jan 2036$912.53$275.60$1,188.13$108,598.74
197Feb 2036$914.82$273.31$1,188.13$107,683.92
198Mar 2036$917.13$271.00$1,188.13$106,766.79
199Apr 2036$919.43$268.70$1,188.13$105,847.36
200May 2036$921.75$266.38$1,188.13$104,925.61
201Jun 2036$924.07$264.06$1,188.13$104,001.54
202Jul 2036$926.39$261.74$1,188.13$103,075.15
203Aug 2036$928.72$259.41$1,188.13$102,146.43
204Sep 2036$931.06$257.07$1,188.13$101,215.37
205Oct 2036$933.40$254.73$1,188.13$100,281.97
206Nov 2036$935.75$252.38$1,188.13$99,346.22
207Dec 2036$938.11$250.02$1,188.13$98,408.11
2036 Total$11,103.16$3,154.4$14,257.56
208Jan 2037$940.47$247.66$1,188.13$97,467.64
209Feb 2037$942.84$245.29$1,188.13$96,524.80
210Mar 2037$945.21$242.92$1,188.13$95,579.59
211Apr 2037$947.59$240.54$1,188.13$94,632.00
212May 2037$949.97$238.16$1,188.13$93,682.03
213Jun 2037$952.36$235.77$1,188.13$92,729.67
214Jul 2037$954.76$233.37$1,188.13$91,774.91
215Aug 2037$957.16$230.97$1,188.13$90,817.75
216Sep 2037$959.57$228.56$1,188.13$89,858.18
217Oct 2037$961.99$226.14$1,188.13$88,896.19
218Nov 2037$964.41$223.72$1,188.13$87,931.78
219Dec 2037$966.84$221.29$1,188.13$86,964.94
2037 Total$11,443.17$2,814.39$14,257.56
220Jan 2038$969.27$218.86$1,188.13$85,995.67
221Feb 2038$971.71$216.42$1,188.13$85,023.96
222Mar 2038$974.15$213.98$1,188.13$84,049.81
223Apr 2038$976.60$211.53$1,188.13$83,073.21
224May 2038$979.06$209.07$1,188.13$82,094.15
225Jun 2038$981.53$206.60$1,188.13$81,112.62
226Jul 2038$984.00$204.13$1,188.13$80,128.62
227Aug 2038$986.47$201.66$1,188.13$79,142.15
228Sep 2038$988.96$199.17$1,188.13$78,153.19
229Oct 2038$991.44$196.69$1,188.13$77,161.75
230Nov 2038$993.94$194.19$1,188.13$76,167.81
231Dec 2038$996.44$191.69$1,188.13$75,171.37
2038 Total$11,793.57$2,463.99$14,257.56
232Jan 2039$998.95$189.18$1,188.13$74,172.42
233Feb 2039$1,001.46$186.67$1,188.13$73,170.96
234Mar 2039$1,003.98$184.15$1,188.13$72,166.98
235Apr 2039$1,006.51$181.62$1,188.13$71,160.47
236May 2039$1,009.04$179.09$1,188.13$70,151.43
237Jun 2039$1,011.58$176.55$1,188.13$69,139.85
238Jul 2039$1,014.13$174.00$1,188.13$68,125.72
239Aug 2039$1,016.68$171.45$1,188.13$67,109.04
240Sep 2039$1,019.24$168.89$1,188.13$66,089.80
241Oct 2039$1,021.80$166.33$1,188.13$65,068.00
242Nov 2039$1,024.38$163.75$1,188.13$64,043.62
243Dec 2039$1,026.95$161.18$1,188.13$63,016.67
2039 Total$12,154.7$2,102.86$14,257.56
244Jan 2040$1,029.54$158.59$1,188.13$61,987.13
245Feb 2040$1,032.13$156.00$1,188.13$60,955.00
246Mar 2040$1,034.73$153.40$1,188.13$59,920.27
247Apr 2040$1,037.33$150.80$1,188.13$58,882.94
248May 2040$1,039.94$148.19$1,188.13$57,843.00
249Jun 2040$1,042.56$145.57$1,188.13$56,800.44
250Jul 2040$1,045.18$142.95$1,188.13$55,755.26
251Aug 2040$1,047.81$140.32$1,188.13$54,707.45
252Sep 2040$1,050.45$137.68$1,188.13$53,657.00
253Oct 2040$1,053.09$135.04$1,188.13$52,603.91
254Nov 2040$1,055.74$132.39$1,188.13$51,548.17
255Dec 2040$1,058.40$129.73$1,188.13$50,489.77
2040 Total$12,526.9$1,730.66$14,257.56
256Jan 2041$1,061.06$127.07$1,188.13$49,428.71
257Feb 2041$1,063.73$124.40$1,188.13$48,364.98
258Mar 2041$1,066.41$121.72$1,188.13$47,298.57
259Apr 2041$1,069.10$119.03$1,188.13$46,229.47
260May 2041$1,071.79$116.34$1,188.13$45,157.68
261Jun 2041$1,074.48$113.65$1,188.13$44,083.20
262Jul 2041$1,077.19$110.94$1,188.13$43,006.01
263Aug 2041$1,079.90$108.23$1,188.13$41,926.11
264Sep 2041$1,082.62$105.51$1,188.13$40,843.49
265Oct 2041$1,085.34$102.79$1,188.13$39,758.15
266Nov 2041$1,088.07$100.06$1,188.13$38,670.08
267Dec 2041$1,090.81$97.32$1,188.13$37,579.27
2041 Total$12,910.5$1,347.06$14,257.56
268Jan 2042$1,093.56$94.57$1,188.13$36,485.71
269Feb 2042$1,096.31$91.82$1,188.13$35,389.40
270Mar 2042$1,099.07$89.06$1,188.13$34,290.33
271Apr 2042$1,101.83$86.30$1,188.13$33,188.50
272May 2042$1,104.61$83.52$1,188.13$32,083.89
273Jun 2042$1,107.39$80.74$1,188.13$30,976.50
274Jul 2042$1,110.17$77.96$1,188.13$29,866.33
275Aug 2042$1,112.97$75.16$1,188.13$28,753.36
276Sep 2042$1,115.77$72.36$1,188.13$27,637.59
277Oct 2042$1,118.58$69.55$1,188.13$26,519.01
278Nov 2042$1,121.39$66.74$1,188.13$25,397.62
279Dec 2042$1,124.21$63.92$1,188.13$24,273.41
2042 Total$13,305.86$951.7$14,257.56
280Jan 2043$1,127.04$61.09$1,188.13$23,146.37
281Feb 2043$1,129.88$58.25$1,188.13$22,016.49
282Mar 2043$1,132.72$55.41$1,188.13$20,883.77
283Apr 2043$1,135.57$52.56$1,188.13$19,748.20
284May 2043$1,138.43$49.70$1,188.13$18,609.77
285Jun 2043$1,141.30$46.83$1,188.13$17,468.47
286Jul 2043$1,144.17$43.96$1,188.13$16,324.30
287Aug 2043$1,147.05$41.08$1,188.13$15,177.25
288Sep 2043$1,149.93$38.20$1,188.13$14,027.32
289Oct 2043$1,152.83$35.30$1,188.13$12,874.49
290Nov 2043$1,155.73$32.40$1,188.13$11,718.76
291Dec 2043$1,158.64$29.49$1,188.13$10,560.12
2043 Total$13,713.29$544.27$14,257.56
292Jan 2044$1,161.55$26.58$1,188.13$9,398.57
293Feb 2044$1,164.48$23.65$1,188.13$8,234.09
294Mar 2044$1,167.41$20.72$1,188.13$7,066.68
295Apr 2044$1,170.35$17.78$1,188.13$5,896.33
296May 2044$1,173.29$14.84$1,188.13$4,723.04
297Jun 2044$1,176.24$11.89$1,188.13$3,546.80
298Jul 2044$1,179.20$8.93$1,188.13$2,367.60
299Aug 2044$1,182.17$5.96$1,188.13$1,185.43
300Sep 2044$1,185.15$2.98$1,188.13$0.28
2044 Total$10,559.84$133.33$10,693.17
Compare your product with the big 4 banks, or add more products to compare
As seen on